Mermaid:Premium

--- config: theme: neutral look: classic --- flowchart TD P["Premium (foundational revenue unit)"] subgraph Determination["Premium Determination"] A("Actuarial Analysis") U("Underwriting Judgment") end subgraph Governance["Regulatory Environment"] R{{Regulatory Frameworks}} end subgraph Outcomes["Industry Impact"] F["Financial Metrics"] I("Insurtech Innovation") end RT{Risk Transfer} RT -->|priced via| P P -->|draws on| A A -->|adjusted by| U U -->|feeds into| P R -->|shapes approval of| P P -->|key input to| F I -->|restructures| P

---
config:
  theme: neutral
  look: classic
---
flowchart TD
    P["Premium (foundational revenue unit)"]

    subgraph Determination["Premium Determination"]
        A("Actuarial Analysis")
        U("Underwriting Judgment")
    end

    subgraph Governance["Regulatory Environment"]
        R{{Regulatory Frameworks}}
    end

    subgraph Outcomes["Industry Impact"]
        F["Financial Metrics"]
        I("Insurtech Innovation")
    end

    RT{Risk Transfer}

    RT -->|priced via| P
    P -->|draws on| A
    A -->|adjusted by| U
    U -->|feeds into| P
    R -->|shapes approval of| P
    P -->|key input to| F
    I -->|restructures| P