Definition:Stoïk

🏢 Stoïk is a Paris-based cyber-focused managing general agent founded in June 2021 that integrates insurance underwriting delegation, embedded prevention and detection, and in-house incident response. The company operates across six European markets — France, Germany, Austria, Spain, Luxembourg, and Belgium — and protects more than 10,000 companies through over 2,000 broker partners. Capacity is provided by Tokio Marine Europe S.A., Axeria IARD, and Swiss Re.

💰 Funding. Stoïk has raised approximately €69.8 million across five equity rounds from January 2022 through January 2026, with investors including Andreessen Horowitz, Alven, Munich Re Ventures, Opera Tech Ventures (BNP Paribas corporate VC), and Tokio Marine HCC International. The January 2026 Series C of €20 million, co-led by Impala and Opera Tech Ventures, funds planned headcount growth from 130 to 200 employees and continued European expansion.

🛡️ Product. The platform bundles cyber insurance covering business interruption, cyber fraud, crisis management, and third-party liability with Stoïk Protect (external and internal vulnerability scanning, phishing simulation) and Stoïk MDR (managed detection and response built on CrowdStrike EDR). Gross written premium reached approximately €50 million in 2025, with net revenue growing over 200 percent year-over-year, while the company onboards around 600 new companies each month.

Related concepts:

• Definition:Cyber insurance
• Definition:Managing general agent (MGA)
• Definition:Delegated underwriting authority
• Definition:Incident response
• Definition:Managed detection and response (MDR)
• Definition:Insurtech