<?xml version="1.0" encoding="UTF-8"?>
<!DOCTYPE rdf:RDF[
	<!ENTITY rdf 'http://www.w3.org/1999/02/22-rdf-syntax-ns#'>
	<!ENTITY rdfs 'http://www.w3.org/2000/01/rdf-schema#'>
	<!ENTITY owl 'http://www.w3.org/2002/07/owl#'>
	<!ENTITY swivt 'http://semantic-mediawiki.org/swivt/1.0#'>
	<!ENTITY wiki 'https://www.insurerbrain.com/'>
	<!ENTITY category 'https://www.insurerbrain.com/Category-3A'>
	<!ENTITY property 'https://www.insurerbrain.com/Property-3A'>
	<!ENTITY wikiurl 'https://www.insurerbrain.com/wiki/'>
]>

<rdf:RDF
	xmlns:rdf="&rdf;"
	xmlns:rdfs="&rdfs;"
	xmlns:owl ="&owl;"
	xmlns:swivt="&swivt;"
	xmlns:wiki="&wiki;"
	xmlns:category="&category;"
	xmlns:property="&property;">

	<owl:Ontology rdf:about="https://www.insurerbrain.com/wiki/Special:ExportRDF/ID-3ACos78e4bvi">
		<swivt:creationDate rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2026-07-06T21:26:52+08:00</swivt:creationDate>
		<owl:imports rdf:resource="http://semantic-mediawiki.org/swivt/1.0"/>
	</owl:Ontology>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/ID-3ACos78e4bvi">
		<rdf:type rdf:resource="https://www.insurerbrain.com/Category-3APages_with_ignored_display_titles"/>
		<rdfs:label>Underwriting</rdfs:label>
		<rdfs:isDefinedBy rdf:resource="https://www.insurerbrain.com/wiki/Special:ExportRDF/ID-3ACos78e4bvi"/>
		<swivt:page rdf:resource="https://www.insurerbrain.com/wiki/ID-3ACos78e4bvi"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">3008</swivt:wikiNamespace>
		<swivt:wikiPageContentLanguage rdf:datatype="http://www.w3.org/2001/XMLSchema#string">en-us</swivt:wikiPageContentLanguage>
		<property:Has_topic_definition rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Property &amp; casualty underwriting result and the combined, loss, and expense ratios.</property:Has_topic_definition>
		<property:Has_topic_name rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Underwriting</property:Has_topic_name>
		<swivt:wikiPageCreationDate rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2026-07-01T16:15:47Z</swivt:wikiPageCreationDate>
		<property:Creation_date-23aux rdf:datatype="http://www.w3.org/2001/XMLSchema#double">2461223.1776273</property:Creation_date-23aux>
		<property:Display_title_of rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Underwriting</property:Display_title_of>
		<property:Last_editor_is rdf:resource="&wiki;User-3AWikilah_admin"/>
		<swivt:wikiPageModificationDate rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2026-07-01T16:15:47Z</swivt:wikiPageModificationDate>
		<property:Modification_date-23aux rdf:datatype="http://www.w3.org/2001/XMLSchema#double">2461223.1776273</property:Modification_date-23aux>
		<property:Is_a_new_page rdf:datatype="http://www.w3.org/2001/XMLSchema#boolean">true</property:Is_a_new_page>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Cos78e4bvi</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2022/FY/Annual_report-23_03b6f0f9b2355c92aa8888b5a32a0266">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2022/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2022/FY/Annual report# 03b6f0f9b2355c92aa8888b5a32a0266# 03b6f0f9b2355c92aa8888b5a32a0266</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2022/FY/Annual_report-23_11da562c958c55ae6f1f05f7c94643ae">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2022/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2022/FY/Annual report# 11da562c958c55ae6f1f05f7c94643ae# 11da562c958c55ae6f1f05f7c94643ae</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2022/FY/Annual_report-23_6bb0efc0657b5969192037c4195f97a2">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2022/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2022/FY/Annual report# 6bb0efc0657b5969192037c4195f97a2# 6bb0efc0657b5969192037c4195f97a2</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2022/FY/Annual_report-23_8d5cbc3f3a568e72acf0a955d827429a">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2022/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2022/FY/Annual report# 8d5cbc3f3a568e72acf0a955d827429a# 8d5cbc3f3a568e72acf0a955d827429a</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2022/FY/Annual_report-23_fb51ce1aa6abfab0b5e9c662eb8160d2">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2022/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2022/FY/Annual report# fb51ce1aa6abfab0b5e9c662eb8160d2# fb51ce1aa6abfab0b5e9c662eb8160d2</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2023/FY/Annual_report-23_439ee89d4acb81ddba2cc894027bb783">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2023/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2023/FY/Annual report# 439ee89d4acb81ddba2cc894027bb783# 439ee89d4acb81ddba2cc894027bb783</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2023/FY/Annual_report-23_52e549b89f8da50f8b8302ee4b0b0a20">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2023/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2023/FY/Annual report# 52e549b89f8da50f8b8302ee4b0b0a20# 52e549b89f8da50f8b8302ee4b0b0a20</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2023/FY/Annual_report-23_acc52d734bb475ce037bed2c4a683f8e">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2023/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2023/FY/Annual report# acc52d734bb475ce037bed2c4a683f8e# acc52d734bb475ce037bed2c4a683f8e</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2024/FY/Annual_report-23_9059ea02a3320c1ac97d5e0d3f140b3d">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2024/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2024/FY/Annual report# 9059ea02a3320c1ac97d5e0d3f140b3d# 9059ea02a3320c1ac97d5e0d3f140b3d</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2024/FY/Annual_report-23_b6b91b432378e1ccdb45387f116aa764">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2024/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2024/FY/Annual report# b6b91b432378e1ccdb45387f116aa764# b6b91b432378e1ccdb45387f116aa764</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2024/FY/Annual_report-23_ca7b64d242f60cd0c43624eb159c9895">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2024/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2024/FY/Annual report# ca7b64d242f60cd0c43624eb159c9895# ca7b64d242f60cd0c43624eb159c9895</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2024/FY/Annual_report-23_eab06f68384e70c6cae9b08e62113b0f">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2024/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2024/FY/Annual report# eab06f68384e70c6cae9b08e62113b0f# eab06f68384e70c6cae9b08e62113b0f</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2025/FY/Annual_report-23_166d3ff608a0523aa29b055a92314db3">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2025/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2025/FY/Annual report# 166d3ff608a0523aa29b055a92314db3# 166d3ff608a0523aa29b055a92314db3</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2025/FY/Annual_report-23_7e8755dd5c7b8affe8d0e9836f2e44e4">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2025/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2025/FY/Annual report# 7e8755dd5c7b8affe8d0e9836f2e44e4# 7e8755dd5c7b8affe8d0e9836f2e44e4</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2025/FY/Annual_report-23_a9b85c6852881b8f52e456750bd2d449">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2025/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2025/FY/Annual report# a9b85c6852881b8f52e456750bd2d449# a9b85c6852881b8f52e456750bd2d449</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2025/FY/Annual_report-23_ecdd0b57572b04e8dfd52f3bb75cb554">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2025/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2025/FY/Annual report# ecdd0b57572b04e8dfd52f3bb75cb554# ecdd0b57572b04e8dfd52f3bb75cb554</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/Skyward/2025/FY/Annual_report-23_f57303cbdba3d2dc92bd135870d99e35">
		<swivt:masterPage rdf:resource="&wiki;Skyward/2025/FY/Annual_report"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">0</swivt:wikiNamespace>
		<property:Has_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Skyward/2025/FY/Annual report# f57303cbdba3d2dc92bd135870d99e35# f57303cbdba3d2dc92bd135870d99e35</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/ID-3ACaxaby4jlv">
		<rdfs:label>Catastrophes</rdfs:label>
		<rdfs:isDefinedBy rdf:resource="https://www.insurerbrain.com/wiki/Special:ExportRDF/ID-3ACaxaby4jlv"/>
		<swivt:page rdf:resource="https://www.insurerbrain.com/wiki/ID-3ACaxaby4jlv"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">3008</swivt:wikiNamespace>
		<swivt:wikiPageContentLanguage rdf:datatype="http://www.w3.org/2001/XMLSchema#string">en-us</swivt:wikiPageContentLanguage>
		<property:Has_parent_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Caxaby4jlv</swivt:wikiPageSortKey>
	</swivt:Subject>
	<swivt:Subject rdf:about="https://www.insurerbrain.com/ID-3ALlbwb4tj3c">
		<rdfs:label>Pricing</rdfs:label>
		<rdfs:isDefinedBy rdf:resource="https://www.insurerbrain.com/wiki/Special:ExportRDF/ID-3ALlbwb4tj3c"/>
		<swivt:page rdf:resource="https://www.insurerbrain.com/wiki/ID-3ALlbwb4tj3c"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">3008</swivt:wikiNamespace>
		<swivt:wikiPageContentLanguage rdf:datatype="http://www.w3.org/2001/XMLSchema#string">en-us</swivt:wikiPageContentLanguage>
		<property:Has_parent_topic rdf:resource="&wiki;ID-3ACos78e4bvi"/>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Llbwb4tj3c</swivt:wikiPageSortKey>
	</swivt:Subject>
	<owl:ObjectProperty rdf:about="https://www.insurerbrain.com/Property-3AHas_topic">
		<rdfs:label>Has topic</rdfs:label>
		<rdfs:isDefinedBy rdf:resource="https://www.insurerbrain.com/wiki/Special:ExportRDF/Property-3AHas_topic"/>
		<swivt:page rdf:resource="https://www.insurerbrain.com/wiki/Property-3AHas_topic"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">102</swivt:wikiNamespace>
		<swivt:wikiPageContentLanguage rdf:datatype="http://www.w3.org/2001/XMLSchema#string">en-us</swivt:wikiPageContentLanguage>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Has topic</swivt:wikiPageSortKey>
		<swivt:type rdf:resource="http://semantic-mediawiki.org/swivt/1.0#_wpg"/>
	</owl:ObjectProperty>
	<owl:ObjectProperty rdf:about="https://www.insurerbrain.com/Property-3AHas_parent_topic">
		<rdfs:label>Has parent topic</rdfs:label>
		<rdfs:isDefinedBy rdf:resource="https://www.insurerbrain.com/wiki/Special:ExportRDF/Property-3AHas_parent_topic"/>
		<swivt:page rdf:resource="https://www.insurerbrain.com/wiki/Property-3AHas_parent_topic"/>
		<swivt:wikiNamespace rdf:datatype="http://www.w3.org/2001/XMLSchema#integer">102</swivt:wikiNamespace>
		<swivt:wikiPageContentLanguage rdf:datatype="http://www.w3.org/2001/XMLSchema#string">en-us</swivt:wikiPageContentLanguage>
		<swivt:wikiPageSortKey rdf:datatype="http://www.w3.org/2001/XMLSchema#string">Has parent topic</swivt:wikiPageSortKey>
		<swivt:type rdf:resource="http://semantic-mediawiki.org/swivt/1.0#_wpg"/>
	</owl:ObjectProperty>
	<owl:DatatypeProperty rdf:about="http://semantic-mediawiki.org/swivt/1.0#creationDate" />
	<owl:Class rdf:about="https://www.insurerbrain.com/Category-3APages_with_ignored_display_titles" />
	<owl:ObjectProperty rdf:about="http://semantic-mediawiki.org/swivt/1.0#page" />
	<owl:DatatypeProperty rdf:about="http://semantic-mediawiki.org/swivt/1.0#wikiNamespace" />
	<owl:DatatypeProperty rdf:about="http://semantic-mediawiki.org/swivt/1.0#wikiPageContentLanguage" />
	<owl:DatatypeProperty rdf:about="https://www.insurerbrain.com/Property-3AHas_topic_definition" />
	<owl:DatatypeProperty rdf:about="https://www.insurerbrain.com/Property-3AHas_topic_name" />
	<owl:DatatypeProperty rdf:about="http://semantic-mediawiki.org/swivt/1.0#wikiPageCreationDate" />
	<owl:DatatypeProperty rdf:about="https://www.insurerbrain.com/Property-3ACreation_date-23aux" />
	<owl:DatatypeProperty rdf:about="https://www.insurerbrain.com/Property-3ADisplay_title_of" />
	<owl:ObjectProperty rdf:about="https://www.insurerbrain.com/Property-3ALast_editor_is" />
	<owl:DatatypeProperty rdf:about="http://semantic-mediawiki.org/swivt/1.0#wikiPageModificationDate" />
	<owl:DatatypeProperty rdf:about="https://www.insurerbrain.com/Property-3AModification_date-23aux" />
	<owl:DatatypeProperty rdf:about="https://www.insurerbrain.com/Property-3AIs_a_new_page" />
	<owl:DatatypeProperty rdf:about="http://semantic-mediawiki.org/swivt/1.0#wikiPageSortKey" />
	<owl:ObjectProperty rdf:about="http://semantic-mediawiki.org/swivt/1.0#masterPage" />
	<owl:ObjectProperty rdf:about="http://semantic-mediawiki.org/swivt/1.0#type" />
	<!-- Created by Semantic MediaWiki, https://www.semantic-mediawiki.org/ -->
</rdf:RDF>