Definition:Full year 2025
| Full year 2025 | |
|---|---|
| Category | periods |
| Aliases | FY25; FY2025; FY 2025; full-year 2025 |
| Related terms | Full year 2024, Year 2026 |
| Definition | Full-year 2025 reporting period. |
📅 Full year 2025 denotes the twelve-month reporting period ended December 31, 2025, for insurers on a calendar financial year — the prevailing convention among large insurance groups worldwide. Written FY25, FY2025, or spelled out, the label names the complete annual period as opposed to the half-year and quarterly slices nested inside it.
🧾 Reporting on the period ran through the standard cycle: earnings releases in early 2026, then annual reports, statutory accounts, and solvency disclosures such as the European SFCR over the following months. For most groups applying IFRS 17 and IFRS 9 this was the third complete year on the new standards, so its figures compare cleanly with 2024 without the restatement noise that complicated the transition years. The period also serves as the prior-year column in everything published about 2026.
🔗 Audited annual figures do work that interim numbers cannot: they feed regulatory returns and rating-agency models, settle dividend decisions, and close out plan targets set years earlier. Matching a figure precisely to full year 2025 — rather than to a half-year within it or a neighboring annual period — is the precondition for any growth rate, consensus check, or target comparison built on it.