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Definition:Gross written premiums & other revenues

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Revision as of 23:47, 20 July 2026 by Wikilah admin (talk | contribs) (Publish curated Definition page (Gross written premiums & other revenues) — overrides legacy glossary entry)
Gross written premiums & other revenues
Categorykpis; volume
AliasesGWP & other revenues; premiums and other revenues
Metric idgross_written_premium_and_other_revenue
Unitcurrency
Related termsGross written premiums, Other revenue, Total revenue
DefinitionGross written premiums plus other revenues — the AXA-style top-line aggregate.

Gross written premiums & other revenues is a top-line aggregate that adds the premiums an insurance group writes across its life, health, and property-casualty businesses to the revenues it earns from non-insurance activities such as asset management, banking, and distribution services. The measure is best known from AXA's group reporting, where it serves as the headline indicator of overall commercial activity, and similar aggregates appear in the disclosures of other European multi-line groups.

⚙️ The premium component is taken gross of reinsurance and at the point of writing, so the aggregate captures new business momentum before cessions and before earning; the other-revenues component adds fee and service income that premium metrics alone would miss. Because IFRS 17 replaced premiums with insurance revenue on the face of the income statement, groups that use this aggregate now present it as a supplementary activity indicator, reconciled in segment disclosures rather than read directly off the primary statements. It is expressed in currency and typically broken down by segment and geography.

📈 A combined activity measure lets a diversified group describe growth with one number even though its businesses recognize revenue under different accounting models. That continuity is valuable across accounting transitions: the aggregate behaves consistently before and after IFRS 17, so multi-year growth trends remain readable. The trade-off is comparability — the composition is issuer-specific, so figures labelled this way should be compared across companies only after checking what each includes.