Unknown — 2024 SFCR (Facts)
Source. Solvency and Financial Condition Report (SFCR), pages 130-132 of "SFCR - 2024-130-132.pdf". Period covered: 2024. Currency: EUR thousands (EUR k). Page count: 3.
Approach to tax rate
- Approach based on average tax rate: Yes (C0109) p. 1
Loss absorbing capacity of deferred taxes
Loss absorbing capacity of deferred taxes (EUR k) p. 1
| EUR k
|
LAC DT (C0130)
|
| Amount/estimate of LAC DT (R0640)
|
-98.594
|
| Amount/estimate of LAC DT justified by reversion of deferred tax liabilities (R0650)
|
-98.594
|
| Amount/estimate of LAC DT justified by reference to probable future taxable economic profit (R0660)
|
0
|
| Amount/estimate of LAC DT justified by carry back, current year (R0670)
|
0
|
| Amount/estimate of LAC DT justified by carry back, future years (R0680)
|
0
|
| Amount/estimate of Maximum LAC DT (R0690)
|
0
|
Minimum Capital Requirement — Both life and non-life insurance activity
MCR components
MCR components by activity type (EUR k) p. 2
| EUR k
|
Non-life activities (C0010)
|
Life activities (C0020)
|
| Linear formula component for non-life insurance and reinsurance obligations (R0010)
|
490.010
|
0
|
Background information — Non-life activities
Background information — Non-life activities net of reinsurance/SPV (EUR k) p. 2
| EUR k
|
Net best estimate and TP calculated as a whole (C0030)
|
Net written premiums in the last 12 months (C0040)
|
| Medical expense insurance and proportional reinsurance (R0020)
|
95.703
|
183.075
|
| Income protection insurance and proportional reinsurance (R0030)
|
75.782
|
127.056
|
| Workers' compensation insurance and proportional reinsurance (R0040)
|
295.218
|
313.213
|
| Motor vehicle liability insurance and proportional reinsurance (R0050)
|
1,259.021
|
288.058
|
| Other motor insurance and proportional reinsurance (R0060)
|
139.139
|
263.995
|
| Marine, aviation and transport insurance and proportional reinsurance (R0070)
|
7.441
|
12.339
|
| Fire and other damage to property insurance and proportional reinsurance (R0080)
|
377.280
|
437.589
|
| General liability insurance and proportional reinsurance (R0090)
|
358.072
|
136.529
|
| Credit and suretyship insurance and proportional reinsurance (R0100)
|
0
|
0
|
| Legal expenses insurance and proportional reinsurance (R0110)
|
126.333
|
48.185
|
| Assistance and proportional reinsurance (R0120)
|
0
|
0
|
| Miscellaneous financial loss insurance and proportional reinsurance (R0130)
|
56.497
|
2.970
|
| Non-proportional health reinsurance (R0140)
|
0
|
0
|
| Non-proportional casualty reinsurance (R0150)
|
0
|
0
|
| Non-proportional marine, aviation and transport reinsurance (R0160)
|
0
|
0
|
| Non-proportional property reinsurance (R0170)
|
59.031
|
48.957
|
Linear formula component for life insurance and reinsurance obligations
Linear formula component for life insurance and reinsurance obligations — MCR result (EUR k) p. 3
| EUR k
|
Non-life activities MCR(L,NL) Result (C0070)
|
Life activities MCR(L,L) Result (C0080)
|
| Linear formula component for life insurance or reinsurance obligations (R0200)
|
55.022
|
697.644
|
Total capital at risk for all life (re)insurance obligations
Total capital at risk for all life (re)insurance obligations (EUR k) p. 3
| EUR k
|
Non-life activities — Net best estimate and TP calculated as a whole
|
Non-life activities — Net total capital at risk
|
Life activities — Net best estimate provisions
|
Life activities — Net total capital at risk
|
| Obligations with profit participation — guaranteed benefits (R0210)
|
0
|
—
|
17,858.276
|
—
|
| Obligations with profit participation — future discretionary benefits (R0220)
|
0
|
—
|
433.805
|
—
|
| Index-linked and unit-linked insurance obligations (R0230)
|
0
|
—
|
1,795.508
|
—
|
| Other life (re)insurance and health (re)insurance obligations (R0240)
|
2,620.103
|
—
|
188.410
|
—
|
| Total capital at risk for all life (re)insurance obligations (R0250)
|
—
|
0
|
—
|
61,315.476
|
Overall MCR calculation
Overall MCR calculation (EUR k) p. 3
| EUR k
|
C0130
|
| Linear MCR (R0300)
|
1,178.540
|
| SCR (R0310)
|
1,814.132
|
| MCR cap (R0320)
|
816.360
|
| MCR floor (R0330)
|
453.533
|
| Combined MCR (R0340)
|
816.360
|
| Absolute floor of the MCR (R0350)
|
8.000
|
| Minimum Capital Requirement (R0400)
|
816.360
|
Notional non-life and life MCR calculation
Notional non-life and life MCR calculation (EUR k) p. 3
| EUR k
|
Non-life activities (C0140)
|
Life activities (C0150)
|
| Notional linear MCR (R0500)
|
480.895
|
697.644
|
| Notional SCR excluding add-on (annual or latest calculation) (R0510)
|
740.245
|
1,073.888
|
| Notional MCR cap (R0520)
|
333.110
|
483.249
|
| Notional MCR floor (R0530)
|
185.061
|
268.472
|
| Notional Combined MCR (R0540)
|
333.110
|
483.249
|
| Absolute floor of the notional MCR (R0550)
|
4.000
|
4.000
|
| Notional MCR (R0560)
|
333.110
|
483.249
|
Notes
- LAC DT: Loss Absorbing Capacity of Deferred Taxes
- MCR: Minimum Capital Requirement
- SCR: Solvency Capital Requirement
- SPV: Special Purpose Vehicle
- TP: Technical Provisions