| sections | | id | "y9a64z-c1" |
|---|
| chunk | 1 |
|---|
| pages | |
|---|
| heading | "BOP by Business" |
|---|
| tags | |
|---|
| links | | "Property & casualty" |
| "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Property & casualty" |
| "Underlying earnings" |
|
|---|
| content | "**Business operating profit build-up by business unit.**
| In USD million | {{t\|Property & Casualty\|\|Property & casualty}} 2023 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2023 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2023 FY-23 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 FY-24 | Life 2023 H1 | Life 2023 H2 | Life 2023 FY-23 | Life 2024 H1 | Life 2024 H2 | Life 2024 FY-24 | Farmers 2023 H1 | Farmers 2023 H2 | Farmers 2023 FY-23 | Farmers 2024 H1 | Farmers 2024 H2 | Farmers 2024 FY-24 | Group Functions and Operations 2023 H1 | Group Functions and Operations 2023 H2 | Group Functions and Operations 2023 FY-23 | Group Functions and Operations 2024 H1 | Group Functions and Operations 2024 H2 | Group Functions and Operations 2024 FY-24 | Non-Core Businesses 2023 H1 | Non-Core Businesses 2023 H2 | Non-Core Businesses 2023 FY-23 | Non-Core Businesses 2024 H1 | Non-Core Businesses 2024 H2 | Non-Core Businesses 2024 FY-24 | Eliminations 2023 H1 | Eliminations 2023 H2 | Eliminations 2023 FY-23 | Eliminations 2024 H1 | Eliminations 2024 H2 | Eliminations 2024 FY-24 | Total 2023 H1 | Total 2023 H2 | Total 2023 FY-23 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|20,163\|y9a64z-h83g}} | {{t\|22,130\|y9a64z-td0o}} | {{t\|42,293\|y9a64z-ywth}} | {{t\|21,446\|y9a64z-38j5}} | {{t\|23,346\|y9a64z-f910}} | {{t\|44,792\|y9a64z-cgoq}} | {{t\|5,398\|y9a64z-j2im}} | {{t\|5,598\|y9a64z-wjd0}} | {{t\|10,996\|y9a64z-7jnp}} | {{t\|5,797\|y9a64z-cb8c}} | {{t\|5,903\|y9a64z-qvhl}} | {{t\|11,700\|y9a64z-z0kk}} | {{t\|1,269\|y9a64z-g1kg}} | {{t\|1,284\|y9a64z-r8h1}} | {{t\|2,553\|y9a64z-mhnk}} | {{t\|1,456\|y9a64z-b7le}} | {{t\|1,485\|y9a64z-qzjl}} | {{t\|2,941\|y9a64z-wpfy}} | {{t\|170\|y9a64z-byq5}} | {{t\|123\|y9a64z-u10a}} | {{t\|293\|y9a64z-2ch9}} | – | – | – | {{t\|50\|y9a64z-xuvb}} | {{t\|49\|y9a64z-5ych}} | {{t\|98\|y9a64z-l64m}} | {{t\|45\|y9a64z-xeas}} | {{t\|52\|y9a64z-55s4}} | {{t\|97\|y9a64z-aeqs}} | {{t\|(79)\|y9a64z-0fkp}} | {{t\|(56)\|y9a64z-i4o0}} | {{t\|(135)\|y9a64z-1cs5}} | {{t\|(8)\|y9a64z-w01g}} | {{t\|(14)\|y9a64z-uflz}} | {{t\|(22)\|y9a64z-uoeh}} | {{t\|26,971\|y9a64z-llw3}} | {{t\|29,128\|y9a64z-h4vo}} | {{t\|56,099\|y9a64z-c98l}} | {{t\|28,736\|y9a64z-bbj8}} | {{t\|30,772\|y9a64z-32ry}} | {{t\|59,507\|y9a64z-846h}} |
| {{t\|Insurance service expense\|\|Insurance service expense}} | {{t\|(16,968)\|y9a64z-fd29}} | {{t\|(19,486)\|y9a64z-bcst}} | {{t\|(36,454)\|y9a64z-tn6g}} | {{t\|(17,830)\|y9a64z-9i5g}} | {{t\|(20,649)\|y9a64z-3dqt}} | {{t\|(38,479)\|y9a64z-h71t}} | {{t\|(4,205)\|y9a64z-dp6y}} | {{t\|(4,253)\|y9a64z-k51k}} | {{t\|(8,458)\|y9a64z-pwn2}} | {{t\|(4,541)\|y9a64z-ysr4}} | {{t\|(4,590)\|y9a64z-wgso}} | {{t\|(9,130)\|y9a64z-pjpa}} | {{t\|(1,218)\|y9a64z-wln5}} | {{t\|(972)\|y9a64z-27va}} | {{t\|(2,190)\|y9a64z-c6nh}} | {{t\|(1,305)\|y9a64z-tw9g}} | {{t\|(1,220)\|y9a64z-bm23}} | {{t\|(2,525)\|y9a64z-s0do}} | {{t\|(185)\|y9a64z-irlv}} | {{t\|(110)\|y9a64z-8hms}} | {{t\|(296)\|y9a64z-olco}} | {{t\|(0)\|y9a64z-9mki}} | {{t\|0\|y9a64z-8imv}} | {{t\|0\|y9a64z-ss35}} | {{t\|(49)\|y9a64z-7cje}} | {{t\|(82)\|y9a64z-5hwb}} | {{t\|(131)\|y9a64z-lvwo}} | {{t\|(70)\|y9a64z-wrn0}} | {{t\|(269)\|y9a64z-qq3n}} | {{t\|(338)\|y9a64z-271g}} | {{t\|63\|y9a64z-i5s9}} | {{t\|45\|y9a64z-gchb}} | {{t\|107\|y9a64z-6i6w}} | {{t\|5\|y9a64z-8o5r}} | {{t\|11\|y9a64z-sgog}} | {{t\|16\|y9a64z-pef5}} | {{t\|(22,562)\|y9a64z-p47i}} | {{t\|(24,859)\|y9a64z-hjpq}} | {{t\|(47,422)\|y9a64z-z376}} | {{t\|(23,740)\|y9a64z-mr2q}} | {{t\|(26,716)\|y9a64z-25dm}} | {{t\|(50,456)\|y9a64z-q70j}} |
| Net expenses from reinsurance contracts held | {{t\|(1,341)\|y9a64z-6hty}} | {{t\|(1,312)\|y9a64z-b2bo}} | {{t\|(2,653)\|y9a64z-usfk}} | {{t\|(1,753)\|y9a64z-hjdw}} | {{t\|(1,059)\|y9a64z-ce6g}} | {{t\|(2,812)\|y9a64z-uv2t}} | {{t\|(133)\|y9a64z-9bac}} | {{t\|(123)\|y9a64z-k2ux}} | {{t\|(256)\|y9a64z-jzyo}} | {{t\|(85)\|y9a64z-ptu1}} | {{t\|(76)\|y9a64z-mo8l}} | {{t\|(161)\|y9a64z-g72e}} | {{t\|(1)\|y9a64z-ym5m}} | {{t\|(130)\|y9a64z-4jgz}} | {{t\|(131)\|y9a64z-709x}} | {{t\|(64)\|y9a64z-9rrn}} | {{t\|(145)\|y9a64z-cggo}} | {{t\|(209)\|y9a64z-jsea}} | {{t\|13\|y9a64z-229p}} | {{t\|(13)\|y9a64z-l2ea}} | {{t\|(0)\|y9a64z-zmw4}} | – | – | – | {{t\|(2)\|y9a64z-1zw5}} | {{t\|35\|y9a64z-t7u8}} | {{t\|32\|y9a64z-l9zi}} | {{t\|31\|y9a64z-7ieo}} | {{t\|114\|y9a64z-0961}} | {{t\|144\|y9a64z-y5of}} | {{t\|16\|y9a64z-ogoz}} | {{t\|11\|y9a64z-g4iw}} | {{t\|28\|y9a64z-znlr}} | {{t\|3\|y9a64z-utko}} | {{t\|3\|y9a64z-vri3}} | {{t\|7\|y9a64z-k1z3}} | {{t\|(1,449)\|y9a64z-nmtj}} | {{t\|(1,532)\|y9a64z-177e}} | {{t\|(2,981)\|y9a64z-vbnn}} | {{t\|(1,867)\|y9a64z-c30q}} | {{t\|(1,163)\|y9a64z-axzy}} | {{t\|(3,031)\|y9a64z-bx79}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|1,854\|y9a64z-ikrw}} | {{t\|1,332\|y9a64z-igrh}} | {{t\|3,186\|y9a64z-ex4p}} | {{t\|1,863\|y9a64z-tli5}} | {{t\|1,637\|y9a64z-kqx6}} | {{t\|3,500\|y9a64z-6rhh}} | {{t\|1,060\|y9a64z-opj5}} | {{t\|1,221\|y9a64z-l5fa}} | {{t\|2,281\|y9a64z-xsha}} | {{t\|1,172\|y9a64z-0lf0}} | {{t\|1,237\|y9a64z-0kyr}} | {{t\|2,409\|y9a64z-swzt}} | {{t\|50\|y9a64z-94jv}} | {{t\|183\|y9a64z-ldpl}} | {{t\|233\|y9a64z-nm72}} | {{t\|88\|y9a64z-oboq}} | {{t\|120\|y9a64z-yf45}} | {{t\|208\|y9a64z-uy1j}} | {{t\|(2)\|y9a64z-3a6g}} | {{t\|0\|y9a64z-fl4p}} | {{t\|(2)\|y9a64z-vkic}} | {{t\|(0)\|y9a64z-uks7}} | {{t\|0\|y9a64z-o7mo}} | {{t\|0\|y9a64z-8rkb}} | {{t\|(2)\|y9a64z-xt8h}} | {{t\|1\|y9a64z-dxzw}} | {{t\|(1)\|y9a64z-c7yn}} | {{t\|6\|y9a64z-ivqv}} | {{t\|(103)\|y9a64z-iy7i}} | {{t\|(97)\|y9a64z-xar9}} | – | – | – | – | – | – | {{t\|2,959\|y9a64z-bve5}} | {{t\|2,737\|y9a64z-wmn7}} | {{t\|5,696\|y9a64z-h0fb}} | {{t\|3,128\|y9a64z-kfyi}} | {{t\|2,892\|y9a64z-opha}} | {{t\|6,020\|y9a64z-tuhx}} |
| {{t\|Net investment income\|\|Net investment income}} on Group investments | {{t\|1,087\|y9a64z-c7os}} | {{t\|1,104\|y9a64z-w4u5}} | {{t\|2,191\|y9a64z-k6bv}} | {{t\|1,233\|y9a64z-lnbg}} | {{t\|1,270\|y9a64z-ypd5}} | {{t\|2,503\|y9a64z-qwya}} | {{t\|1,471\|y9a64z-m3gv}} | {{t\|1,454\|y9a64z-4zwr}} | {{t\|2,924\|y9a64z-g6x6}} | {{t\|1,521\|y9a64z-tvaz}} | {{t\|1,471\|y9a64z-9yc3}} | {{t\|2,992\|y9a64z-yw69}} | {{t\|88\|y9a64z-qsoc}} | {{t\|58\|y9a64z-s373}} | {{t\|146\|y9a64z-9vu9}} | {{t\|23\|y9a64z-dexr}} | {{t\|23\|y9a64z-cpa1}} | {{t\|46\|y9a64z-jnh3}} | {{t\|51\|y9a64z-yhpw}} | {{t\|84\|y9a64z-iwrc}} | {{t\|135\|y9a64z-8uhf}} | {{t\|128\|y9a64z-pwly}} | {{t\|111\|y9a64z-ps09}} | {{t\|238\|y9a64z-hgnh}} | {{t\|71\|y9a64z-8b75}} | {{t\|74\|y9a64z-agm7}} | {{t\|145\|y9a64z-rrql}} | {{t\|68\|y9a64z-c0t1}} | {{t\|80\|y9a64z-i7y7}} | {{t\|148\|y9a64z-rjkc}} | {{t\|(71)\|y9a64z-xdch}} | {{t\|(89)\|y9a64z-kr2z}} | {{t\|(160)\|y9a64z-5uby}} | {{t\|(111)\|y9a64z-ii4w}} | {{t\|(86)\|y9a64z-z55z}} | {{t\|(197)\|y9a64z-gnar}} | {{t\|2,698\|y9a64z-r0xq}} | {{t\|2,685\|y9a64z-2jwb}} | {{t\|5,382\|y9a64z-e1ow}} | {{t\|2,862\|y9a64z-fjyl}} | {{t\|2,868\|y9a64z-9c0j}} | {{t\|5,730\|y9a64z-hhca}} |
| Net capital gains/(losses) on Group investments | {{t\|73\|y9a64z-8uat}} | {{t\|152\|y9a64z-94jx}} | {{t\|225\|y9a64z-c0ht}} | {{t\|152\|y9a64z-jvem}} | {{t\|117\|y9a64z-bsck}} | {{t\|269\|y9a64z-1l1p}} | {{t\|(33)\|y9a64z-vmyd}} | {{t\|(124)\|y9a64z-uofq}} | {{t\|(156)\|y9a64z-ernm}} | {{t\|(48)\|y9a64z-1dit}} | {{t\|(73)\|y9a64z-lm2m}} | {{t\|(121)\|y9a64z-84bq}} | {{t\|5\|y9a64z-wsft}} | {{t\|2\|y9a64z-4f6v}} | {{t\|7\|y9a64z-i2yg}} | {{t\|(3)\|y9a64z-0w98}} | {{t\|(0)\|y9a64z-e8yq}} | {{t\|(4)\|y9a64z-masu}} | {{t\|90\|y9a64z-9rx8}} | {{t\|52\|y9a64z-aqe4}} | {{t\|142\|y9a64z-sob3}} | {{t\|74\|y9a64z-pseo}} | {{t\|82\|y9a64z-1l8u}} | {{t\|156\|y9a64z-kiex}} | {{t\|(6)\|y9a64z-zalg}} | {{t\|23\|y9a64z-4kqx}} | {{t\|16\|y9a64z-yo3n}} | {{t\|(53)\|y9a64z-3lk4}} | {{t\|(6)\|y9a64z-tp23}} | {{t\|(60)\|y9a64z-b8pz}} | – | – | – | – | – | – | {{t\|130\|y9a64z-sw19}} | {{t\|105\|y9a64z-beit}} | {{t\|234\|y9a64z-p8xf}} | {{t\|122\|y9a64z-ctub}} | {{t\|120\|y9a64z-cev1}} | {{t\|241\|y9a64z-a82a}} |
| {{t\|Net investment result\|\|Net investment income}} on Group investments | {{t\|1,160\|y9a64z-a97p}} | {{t\|1,256\|y9a64z-iffh}} | {{t\|2,416\|y9a64z-2q80}} | {{t\|1,386\|y9a64z-sgjp}} | {{t\|1,387\|y9a64z-fv0p}} | {{t\|2,772\|y9a64z-ozfe}} | {{t\|1,438\|y9a64z-0gfe}} | {{t\|1,330\|y9a64z-6jex}} | {{t\|2,768\|y9a64z-zz7t}} | {{t\|1,473\|y9a64z-xich}} | {{t\|1,398\|y9a64z-b42m}} | {{t\|2,871\|y9a64z-3007}} | {{t\|93\|y9a64z-csbg}} | {{t\|60\|y9a64z-12o9}} | {{t\|153\|y9a64z-4nv3}} | {{t\|20\|y9a64z-4266}} | {{t\|23\|y9a64z-w0qi}} | {{t\|43\|y9a64z-gbhc}} | {{t\|141\|y9a64z-1fpd}} | {{t\|136\|y9a64z-un7u}} | {{t\|277\|y9a64z-ri73}} | {{t\|202\|y9a64z-k1ko}} | {{t\|193\|y9a64z-ubc2}} | {{t\|394\|y9a64z-1dpv}} | {{t\|65\|y9a64z-nidj}} | {{t\|97\|y9a64z-g61r}} | {{t\|162\|y9a64z-nw1c}} | {{t\|15\|y9a64z-99av}} | {{t\|74\|y9a64z-wg3z}} | {{t\|88\|y9a64z-gp6x}} | {{t\|(71)\|y9a64z-afac}} | {{t\|(89)\|y9a64z-ivep}} | {{t\|(160)\|y9a64z-25m0}} | {{t\|(111)\|y9a64z-6paa}} | {{t\|(86)\|y9a64z-6862}} | {{t\|(197)\|y9a64z-alvi}} | {{t\|2,827\|y9a64z-loao}} | {{t\|2,789\|y9a64z-mrec}} | {{t\|5,616\|y9a64z-iigl}} | {{t\|2,984\|y9a64z-s70h}} | {{t\|2,988\|y9a64z-7bxv}} | {{t\|5,972\|y9a64z-3cse}} |
| {{t\|Net investment income\|\|Net investment income}} on unit-linked investments | – | – | – | – | – | – | {{t\|679\|y9a64z-fxqq}} | {{t\|481\|y9a64z-3oqh}} | {{t\|1,160\|y9a64z-ldo0}} | {{t\|641\|y9a64z-7awa}} | {{t\|619\|y9a64z-serx}} | {{t\|1,260\|y9a64z-2ot6}} | {{t\|12\|y9a64z-zpv5}} | {{t\|34\|y9a64z-huh1}} | {{t\|47\|y9a64z-61m5}} | {{t\|19\|y9a64z-xyck}} | {{t\|46\|y9a64z-o34o}} | {{t\|64\|y9a64z-5jqf}} | – | – | – | – | – | – | {{t\|0\|y9a64z-7jdo}} | {{t\|0\|y9a64z-y16o}} | {{t\|0\|y9a64z-g8ua}} | {{t\|0\|y9a64z-5t40}} | {{t\|0\|y9a64z-g3s5}} | {{t\|0\|y9a64z-bkd4}} | – | – | – | – | – | – | {{t\|691\|y9a64z-tko4}} | {{t\|515\|y9a64z-2c53}} | {{t\|1,207\|y9a64z-0oxd}} | {{t\|660\|y9a64z-46pt}} | {{t\|665\|y9a64z-rteh}} | {{t\|1,325\|y9a64z-vl5j}} |
| Change in liabilities for investment contracts and other funds | – | – | – | – | – | – | {{t\|(434)\|y9a64z-yhs5}} | {{t\|(299)\|y9a64z-ozmh}} | {{t\|(733)\|y9a64z-a4a4}} | {{t\|(444)\|y9a64z-sa55}} | {{t\|(398)\|y9a64z-jlzy}} | {{t\|(842)\|y9a64z-15fi}} | {{t\|(1)\|y9a64z-vsom}} | {{t\|(1)\|y9a64z-w6ge}} | {{t\|(1)\|y9a64z-k3pa}} | {{t\|(1)\|y9a64z-dsyw}} | {{t\|(1)\|y9a64z-pvqi}} | {{t\|(2)\|y9a64z-pljo}} | – | – | – | – | – | – | {{t\|(4)\|y9a64z-uypk}} | {{t\|(4)\|y9a64z-qj54}} | {{t\|(8)\|y9a64z-lctr}} | {{t\|(4)\|y9a64z-eyus}} | {{t\|(4)\|y9a64z-5m1u}} | {{t\|(7)\|y9a64z-kxj8}} | – | – | – | – | – | – | {{t\|(438)\|y9a64z-bl5b}} | {{t\|(304)\|y9a64z-h6zu}} | {{t\|(742)\|y9a64z-9nmj}} | {{t\|(448)\|y9a64z-mdla}} | {{t\|(403)\|y9a64z-v37i}} | {{t\|(851)\|y9a64z-o225}} |
| Re-/Insurance finance income/(expenses) | {{t\|(396)\|y9a64z-vkmi}} | {{t\|(491)\|y9a64z-7vy3}} | {{t\|(887)\|y9a64z-6vpz}} | {{t\|(588)\|y9a64z-dnhd}} | {{t\|(645)\|y9a64z-ka80}} | {{t\|(1,233)\|y9a64z-alhs}} | {{t\|(1,414)\|y9a64z-172j}} | {{t\|(1,189)\|y9a64z-6sti}} | {{t\|(2,603)\|y9a64z-kv4r}} | {{t\|(1,380)\|y9a64z-9a9q}} | {{t\|(1,305)\|y9a64z-39wq}} | {{t\|(2,685)\|y9a64z-wel2}} | {{t\|(13)\|y9a64z-lov0}} | {{t\|(3)\|y9a64z-yelj}} | {{t\|(16)\|y9a64z-rdx0}} | {{t\|(9)\|y9a64z-aqug}} | {{t\|(38)\|y9a64z-pv1r}} | {{t\|(47)\|y9a64z-zthe}} | {{t\|(1)\|y9a64z-lz1q}} | {{t\|(1)\|y9a64z-qzi9}} | {{t\|(2)\|y9a64z-hdeb}} | – | – | – | {{t\|(52)\|y9a64z-qv4x}} | {{t\|(70)\|y9a64z-zdfs}} | {{t\|(122)\|y9a64z-8flm}} | {{t\|(10)\|y9a64z-bcqv}} | {{t\|(26)\|y9a64z-qdl8}} | {{t\|(36)\|y9a64z-a4ki}} | {{t\|0\|y9a64z-nxlj}} | {{t\|(0)\|y9a64z-t9v4}} | {{t\|0\|y9a64z-jh3v}} | {{t\|0\|y9a64z-yfhu}} | {{t\|(0)\|y9a64z-rzkd}} | {{t\|0\|y9a64z-i0i6}} | {{t\|(1,876)\|y9a64z-qs3s}} | {{t\|(1,755)\|y9a64z-kwph}} | {{t\|(3,631)\|y9a64z-cu7k}} | {{t\|(1,988)\|y9a64z-qfnv}} | {{t\|(2,015)\|y9a64z-fwg7}} | {{t\|(4,002)\|y9a64z-tojy}} |
| {{t\|Net investment result\|\|Net investment income}} | {{t\|765\|y9a64z-vz73}} | {{t\|764\|y9a64z-68cu}} | {{t\|1,529\|y9a64z-ilug}} | {{t\|797\|y9a64z-yn6d}} | {{t\|742\|y9a64z-kd3q}} | {{t\|1,539\|y9a64z-w843}} | {{t\|270\|y9a64z-05jc}} | {{t\|323\|y9a64z-z75j}} | {{t\|592\|y9a64z-3x8z}} | {{t\|290\|y9a64z-1ig5}} | {{t\|314\|y9a64z-cmcc}} | {{t\|604\|y9a64z-viyr}} | {{t\|92\|y9a64z-lmiu}} | {{t\|91\|y9a64z-x5wp}} | {{t\|182\|y9a64z-zxv9}} | {{t\|29\|y9a64z-9hhq}} | {{t\|29\|y9a64z-ggq7}} | {{t\|58\|y9a64z-uiql}} | {{t\|140\|y9a64z-ih6g}} | {{t\|134\|y9a64z-ity1}} | {{t\|275\|y9a64z-x782}} | {{t\|202\|y9a64z-j78n}} | {{t\|193\|y9a64z-s36w}} | {{t\|394\|y9a64z-krfx}} | {{t\|9\|y9a64z-hgn6}} | {{t\|23\|y9a64z-pg5g}} | {{t\|32\|y9a64z-sdti}} | {{t\|1\|y9a64z-uzc1}} | {{t\|44\|y9a64z-bfi6}} | {{t\|45\|y9a64z-b5s9}} | {{t\|(71)\|y9a64z-w59w}} | {{t\|(89)\|y9a64z-og7p}} | {{t\|(160)\|y9a64z-ukkw}} | {{t\|(111)\|y9a64z-k6e8}} | {{t\|(86)\|y9a64z-mffb}} | {{t\|(197)\|y9a64z-i5s5}} | {{t\|1,204\|y9a64z-1pj7}} | {{t\|1,246\|y9a64z-wenb}} | {{t\|2,450\|y9a64z-lde3}} | {{t\|1,208\|y9a64z-heu3}} | {{t\|1,235\|y9a64z-abj9}} | {{t\|2,443\|y9a64z-lzhs}} |
| Fee income | {{t\|224\|y9a64z-leb1}} | {{t\|253\|y9a64z-kuar}} | {{t\|476\|y9a64z-b7y4}} | {{t\|243\|y9a64z-xj8n}} | {{t\|240\|y9a64z-495m}} | {{t\|483\|y9a64z-p73j}} | {{t\|430\|y9a64z-ec9u}} | {{t\|450\|y9a64z-ecqy}} | {{t\|880\|y9a64z-x2ew}} | {{t\|460\|y9a64z-otqp}} | {{t\|491\|y9a64z-6f27}} | {{t\|951\|y9a64z-39mr}} | {{t\|2,251\|y9a64z-bln6}} | {{t\|2,278\|y9a64z-nfvg}} | {{t\|4,529\|y9a64z-xouu}} | {{t\|2,266\|y9a64z-keet}} | {{t\|2,311\|y9a64z-c9s2}} | {{t\|4,577\|y9a64z-fu3e}} | {{t\|0\|y9a64z-2r0m}} | {{t\|0\|y9a64z-u035}} | {{t\|0\|y9a64z-r7su}} | {{t\|0\|y9a64z-kba2}} | {{t\|(1)\|y9a64z-kxtm}} | {{t\|(1)\|y9a64z-8d0h}} | {{t\|0\|y9a64z-xlne}} | {{t\|0\|y9a64z-cf0i}} | {{t\|0\|y9a64z-oxby}} | {{t\|0\|y9a64z-0yeq}} | {{t\|0\|y9a64z-2e06}} | {{t\|0\|y9a64z-7bs2}} | {{t\|0\|y9a64z-mht3}} | {{t\|0\|y9a64z-8q3k}} | {{t\|0\|y9a64z-jabp}} | {{t\|0\|y9a64z-puvc}} | {{t\|(0)\|y9a64z-q1mx}} | – | {{t\|2,905\|y9a64z-01g8}} | {{t\|2,980\|y9a64z-k2k9}} | {{t\|5,885\|y9a64z-gecy}} | {{t\|2,969\|y9a64z-hpvg}} | {{t\|3,042\|y9a64z-kyko}} | {{t\|6,011\|y9a64z-jcvr}} |
| Fee business expenses | {{t\|(172)\|y9a64z-gopw}} | {{t\|(189)\|y9a64z-vn3t}} | {{t\|(361)\|y9a64z-gr7b}} | {{t\|(186)\|y9a64z-cvoo}} | {{t\|(200)\|y9a64z-f32r}} | {{t\|(385)\|y9a64z-drtw}} | {{t\|(305)\|y9a64z-gs3o}} | {{t\|(319)\|y9a64z-xet6}} | {{t\|(624)\|y9a64z-s5qw}} | {{t\|(326)\|y9a64z-n8nu}} | {{t\|(320)\|y9a64z-6svd}} | {{t\|(646)\|y9a64z-uwuj}} | {{t\|(1,333)\|y9a64z-w8hn}} | {{t\|(1,254)\|y9a64z-5hgr}} | {{t\|(2,586)\|y9a64z-7p8a}} | {{t\|(1,250)\|y9a64z-26c4}} | {{t\|(1,285)\|y9a64z-kv7i}} | {{t\|(2,535)\|y9a64z-5ay6}} | {{t\|(1)\|y9a64z-lku3}} | {{t\|(1)\|y9a64z-rjup}} | {{t\|(1)\|y9a64z-5urh}} | {{t\|(0)\|y9a64z-6r4f}} | {{t\|(0)\|y9a64z-j4ys}} | {{t\|(0)\|y9a64z-2jm2}} | {{t\|0\|y9a64z-x46h}} | {{t\|(0)\|y9a64z-8q2l}} | {{t\|0\|y9a64z-pxpd}} | {{t\|(0)\|y9a64z-u7rl}} | {{t\|(0)\|y9a64z-j24v}} | {{t\|(0)\|y9a64z-dsgb}} | {{t\|(5)\|y9a64z-ealk}} | {{t\|(5)\|y9a64z-wyea}} | {{t\|(9)\|y9a64z-t19l}} | {{t\|(4)\|y9a64z-zagn}} | {{t\|(5)\|y9a64z-3mxr}} | {{t\|(9)\|y9a64z-vpa5}} | {{t\|(1,815)\|y9a64z-88da}} | {{t\|(1,768)\|y9a64z-vsw3}} | {{t\|(3,583)\|y9a64z-tu4j}} | {{t\|(1,766)\|y9a64z-28mx}} | {{t\|(1,809)\|y9a64z-5er6}} | {{t\|(3,575)\|y9a64z-sn52}} |
| **Fee result** | {{t\|51\|y9a64z-bspq}} | {{t\|64\|y9a64z-d0ky}} | {{t\|115\|y9a64z-2etc}} | {{t\|57\|y9a64z-1jgo}} | {{t\|40\|y9a64z-48u1}} | {{t\|98\|y9a64z-qj9n}} | {{t\|126\|y9a64z-gzlv}} | {{t\|130\|y9a64z-9w6q}} | {{t\|256\|y9a64z-bpmk}} | {{t\|134\|y9a64z-ddjo}} | {{t\|172\|y9a64z-8pxt}} | {{t\|306\|y9a64z-u45s}} | {{t\|918\|y9a64z-ohwt}} | {{t\|1,024\|y9a64z-e764}} | {{t\|1,942\|y9a64z-k0ad}} | {{t\|1,016\|y9a64z-e8l1}} | {{t\|1,026\|y9a64z-lqo0}} | {{t\|2,042\|y9a64z-19hd}} | {{t\|(1)\|y9a64z-g191}} | {{t\|(1)\|y9a64z-nowt}} | {{t\|(1)\|y9a64z-lmx7}} | {{t\|(0)\|y9a64z-0otc}} | {{t\|(1)\|y9a64z-2kj9}} | {{t\|(1)\|y9a64z-kkef}} | {{t\|0\|y9a64z-if4y}} | {{t\|0\|y9a64z-vbe5}} | {{t\|0\|y9a64z-2i1h}} | {{t\|0\|y9a64z-yqa2}} | {{t\|0\|y9a64z-8qbb}} | {{t\|0\|y9a64z-260o}} | {{t\|(5)\|y9a64z-ns57}} | {{t\|(5)\|y9a64z-yq3p}} | {{t\|(9)\|y9a64z-sh7s}} | {{t\|(4)\|y9a64z-dcmc}} | {{t\|(5)\|y9a64z-jgr4}} | {{t\|(9)\|y9a64z-5bmx}} | {{t\|1,090\|y9a64z-x8p3}} | {{t\|1,212\|y9a64z-772a}} | {{t\|2,303\|y9a64z-uhu0}} | {{t\|1,203\|y9a64z-pwus}} | {{t\|1,232\|y9a64z-l7cl}} | {{t\|2,436\|y9a64z-7ww1}} |
| {{t\|Other revenues\|\|Other revenue}} | {{t\|183\|y9a64z-a6fd}} | {{t\|190\|y9a64z-11e3}} | {{t\|373\|y9a64z-law2}} | {{t\|206\|y9a64z-8s3d}} | {{t\|255\|y9a64z-rgqp}} | {{t\|461\|y9a64z-th0n}} | {{t\|75\|y9a64z-w172}} | {{t\|104\|y9a64z-vq22}} | {{t\|180\|y9a64z-63w0}} | {{t\|159\|y9a64z-6y8d}} | {{t\|100\|y9a64z-roi3}} | {{t\|259\|y9a64z-sfgq}} | {{t\|(3)\|y9a64z-24k7}} | {{t\|36\|y9a64z-hn5p}} | {{t\|33\|y9a64z-yyn7}} | {{t\|29\|y9a64z-5ob9}} | {{t\|38\|y9a64z-6qax}} | {{t\|67\|y9a64z-pcdb}} | {{t\|110\|y9a64z-math}} | {{t\|106\|y9a64z-0onn}} | {{t\|216\|y9a64z-3u40}} | {{t\|128\|y9a64z-1r0a}} | {{t\|123\|y9a64z-vlzm}} | {{t\|251\|y9a64z-9mum}} | {{t\|10\|y9a64z-vteh}} | {{t\|11\|y9a64z-5sj6}} | {{t\|21\|y9a64z-61bl}} | {{t\|12\|y9a64z-g7nf}} | {{t\|12\|y9a64z-yj8y}} | {{t\|24\|y9a64z-ah2y}} | {{t\|(279)\|y9a64z-rt93}} | {{t\|(333)\|y9a64z-8erj}} | {{t\|(613)\|y9a64z-1rd1}} | {{t\|(335)\|y9a64z-2fhl}} | {{t\|(368)\|y9a64z-2g22}} | {{t\|(703)\|y9a64z-4n20}} | {{t\|96\|y9a64z-a4u5}} | {{t\|114\|y9a64z-rarp}} | {{t\|210\|y9a64z-wml4}} | {{t\|198\|y9a64z-84aj}} | {{t\|160\|y9a64z-eef0}} | {{t\|358\|y9a64z-g8it}} |
| Interest expense on debt | {{t\|(33)\|y9a64z-ld4a}} | {{t\|(38)\|y9a64z-ehbt}} | {{t\|(71)\|y9a64z-4yre}} | {{t\|(42)\|y9a64z-nm1g}} | {{t\|(38)\|y9a64z-ko5a}} | {{t\|(80)\|y9a64z-y8t3}} | {{t\|(5)\|y9a64z-9ox9}} | {{t\|(31)\|y9a64z-zoqq}} | {{t\|(36)\|y9a64z-mcru}} | {{t\|(31)\|y9a64z-fn6k}} | {{t\|(22)\|y9a64z-yqiw}} | {{t\|(53)\|y9a64z-7yjn}} | {{t\|(0)\|y9a64z-cgsq}} | {{t\|(1)\|y9a64z-sx0m}} | {{t\|(2)\|y9a64z-afee}} | {{t\|(7)\|y9a64z-hnd8}} | {{t\|(0)\|y9a64z-4o67}} | {{t\|(7)\|y9a64z-irt1}} | {{t\|(350)\|y9a64z-w7nk}} | {{t\|(371)\|y9a64z-zpcw}} | {{t\|(721)\|y9a64z-tstw}} | {{t\|(371)\|y9a64z-yj3b}} | {{t\|(365)\|y9a64z-9lsz}} | {{t\|(736)\|y9a64z-yfuq}} | {{t\|(25)\|y9a64z-0ogj}} | {{t\|(33)\|y9a64z-epqe}} | {{t\|(58)\|y9a64z-z7ew}} | {{t\|(32)\|y9a64z-lvk4}} | {{t\|(30)\|y9a64z-4qjg}} | {{t\|(63)\|y9a64z-1tj2}} | {{t\|184\|y9a64z-mc39}} | {{t\|248\|y9a64z-nx6d}} | {{t\|432\|y9a64z-digl}} | {{t\|258\|y9a64z-te94}} | {{t\|241\|y9a64z-j3dw}} | {{t\|499\|y9a64z-umve}} | {{t\|(229)\|y9a64z-x24y}} | {{t\|(227)\|y9a64z-3ruc}} | {{t\|(456)\|y9a64z-z5b5}} | {{t\|(225)\|y9a64z-oqs4}} | {{t\|(215)\|y9a64z-pk61}} | {{t\|(440)\|y9a64z-lsk8}} |
| Other expenses | {{t\|(731)\|y9a64z-4wyj}} | {{t\|(711)\|y9a64z-t2yv}} | {{t\|(1,442)\|y9a64z-c5q2}} | {{t\|(710)\|y9a64z-qu2b}} | {{t\|(762)\|y9a64z-ahih}} | {{t\|(1,471)\|y9a64z-h82v}} | {{t\|(348)\|y9a64z-fqiv}} | {{t\|(341)\|y9a64z-2qod}} | {{t\|(689)\|y9a64z-dlbi}} | {{t\|(333)\|y9a64z-146c}} | {{t\|(368)\|y9a64z-n5f7}} | {{t\|(701)\|y9a64z-f5ee}} | {{t\|(106)\|y9a64z-6wg3}} | {{t\|(137)\|y9a64z-aay4}} | {{t\|(242)\|y9a64z-2f7b}} | {{t\|(75)\|y9a64z-p1tf}} | {{t\|(77)\|y9a64z-mlv7}} | {{t\|(152)\|y9a64z-a4vv}} | {{t\|(390)\|y9a64z-pict}} | {{t\|(281)\|y9a64z-wsoy}} | {{t\|(671)\|y9a64z-h1jf}} | {{t\|(369)\|y9a64z-z5dl}} | {{t\|(480)\|y9a64z-u8vh}} | {{t\|(850)\|y9a64z-2qkp}} | {{t\|(19)\|y9a64z-bp9w}} | {{t\|(13)\|y9a64z-lp9x}} | {{t\|(32)\|y9a64z-ilq0}} | {{t\|(27)\|y9a64z-nemk}} | {{t\|(74)\|y9a64z-jkdk}} | {{t\|(101)\|y9a64z-kvnv}} | {{t\|171\|y9a64z-hfii}} | {{t\|179\|y9a64z-9syl}} | {{t\|350\|y9a64z-qu9t}} | {{t\|193\|y9a64z-5s31}} | {{t\|218\|y9a64z-zp1z}} | {{t\|411\|y9a64z-kswp}} | {{t\|(1,424)\|y9a64z-yi3b}} | {{t\|(1,303)\|y9a64z-eenh}} | {{t\|(2,727)\|y9a64z-nkjs}} | {{t\|(1,322)\|y9a64z-fmeh}} | {{t\|(1,542)\|y9a64z-bay3}} | {{t\|(2,864)\|y9a64z-b855}} |
| Restructuring costs and other items not relevant for BOP | {{t\|224\|y9a64z-x604}} | {{t\|109\|y9a64z-zt3g}} | {{t\|334\|y9a64z-s2zs}} | {{t\|126\|y9a64z-7x42}} | {{t\|186\|y9a64z-rj7j}} | {{t\|311\|y9a64z-f9wz}} | {{t\|51\|y9a64z-ugqm}} | {{t\|24\|y9a64z-o6ue}} | {{t\|75\|y9a64z-et4r}} | {{t\|26\|y9a64z-gxf1}} | {{t\|18\|y9a64z-ruwd}} | {{t\|44\|y9a64z-b548}} | {{t\|42\|y9a64z-wm54}} | {{t\|108\|y9a64z-73wj}} | {{t\|150\|y9a64z-yk79}} | {{t\|35\|y9a64z-qoly}} | {{t\|35\|y9a64z-l627}} | {{t\|70\|y9a64z-t1c8}} | {{t\|61\|y9a64z-80ge}} | {{t\|14\|y9a64z-2srh}} | {{t\|75\|y9a64z-5x8v}} | {{t\|53\|y9a64z-pxom}} | {{t\|18\|y9a64z-2o27}} | {{t\|71\|y9a64z-jicf}} | – | – | – | {{t\|0\|y9a64z-5xv5}} | {{t\|87\|y9a64z-xa2q}} | {{t\|87\|y9a64z-nj3q}} | – | – | – | – | – | – | {{t\|378\|y9a64z-8aff}} | {{t\|255\|y9a64z-40gr}} | {{t\|634\|y9a64z-ppe8}} | {{t\|240\|y9a64z-4sv8}} | {{t\|344\|y9a64z-po7m}} | {{t\|584\|y9a64z-bfmg}} |
| **Other result** | {{t\|(357)\|y9a64z-f8kn}} | {{t\|(450)\|y9a64z-imv4}} | {{t\|(807)\|y9a64z-xpb3}} | {{t\|(420)\|y9a64z-qz3v}} | {{t\|(359)\|y9a64z-mga8}} | {{t\|(779)\|y9a64z-ozl9}} | {{t\|(226)\|y9a64z-9tg2}} | {{t\|(243)\|y9a64z-atsu}} | {{t\|(469)\|y9a64z-lxl1}} | {{t\|(179)\|y9a64z-2aph}} | {{t\|(272)\|y9a64z-gyds}} | {{t\|(451)\|y9a64z-guqj}} | {{t\|(67)\|y9a64z-alvs}} | {{t\|6\|y9a64z-n525}} | {{t\|(61)\|y9a64z-1uxd}} | {{t\|(17)\|y9a64z-gn5i}} | {{t\|(4)\|y9a64z-1ps2}} | {{t\|(22)\|y9a64z-4sx5}} | {{t\|(569)\|y9a64z-6pg1}} | {{t\|(532)\|y9a64z-pc98}} | {{t\|(1,101)\|y9a64z-ocag}} | {{t\|(559)\|y9a64z-ly5i}} | {{t\|(704)\|y9a64z-ey7t}} | {{t\|(1,264)\|y9a64z-d0wd}} | {{t\|(34)\|y9a64z-1u28}} | {{t\|(36)\|y9a64z-ybpo}} | {{t\|(70)\|y9a64z-rp4s}} | {{t\|(47)\|y9a64z-piwe}} | {{t\|(5)\|y9a64z-a9h0}} | {{t\|(52)\|y9a64z-e77g}} | {{t\|75\|y9a64z-9lci}} | {{t\|93\|y9a64z-p2ft}} | {{t\|169\|y9a64z-6kj7}} | {{t\|115\|y9a64z-poyc}} | {{t\|91\|y9a64z-ykxh}} | {{t\|206\|y9a64z-s322}} | {{t\|(1,178)\|y9a64z-6t21}} | {{t\|(1,161)\|y9a64z-hggm}} | {{t\|(2,339)\|y9a64z-36eq}} | {{t\|(1,108)\|y9a64z-003t}} | {{t\|(1,253)\|y9a64z-awrg}} | {{t\|(2,362)\|y9a64z-zlcu}} |
| Income tax (expense)/benefit attributable to policyholders (BOP relevant) | – | {{t\|(2)\|y9a64z-65n0}} | {{t\|(2)\|y9a64z-n3kv}} | {{t\|(2)\|y9a64z-ira0}} | {{t\|(3)\|y9a64z-wug6}} | {{t\|(5)\|y9a64z-3ngr}} | {{t\|(74)\|y9a64z-bjch}} | {{t\|(97)\|y9a64z-eizv}} | {{t\|(170)\|y9a64z-27vi}} | {{t\|(130)\|y9a64z-awj0}} | {{t\|(32)\|y9a64z-4elc}} | {{t\|(163)\|y9a64z-7elo}} | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|(74)\|y9a64z-ro2p}} | {{t\|(99)\|y9a64z-rw5h}} | {{t\|(172)\|y9a64z-y8fe}} | {{t\|(132)\|y9a64z-9msp}} | {{t\|(35)\|y9a64z-tc1c}} | {{t\|(168)\|y9a64z-1jjr}} |
| Business {{t\|operating profit\|\|Underlying earnings}} before non-controlling interests | {{t\|2,313\|y9a64z-c57j}} | {{t\|1,708\|y9a64z-bacq}} | {{t\|4,020\|y9a64z-g1rs}} | {{t\|2,296\|y9a64z-gckc}} | {{t\|2,058\|y9a64z-03u1}} | {{t\|4,353\|y9a64z-kvuz}} | {{t\|1,156\|y9a64z-dc9z}} | {{t\|1,334\|y9a64z-voiv}} | {{t\|2,490\|y9a64z-q7is}} | {{t\|1,287\|y9a64z-u4d7}} | {{t\|1,418\|y9a64z-z59t}} | {{t\|2,705\|y9a64z-isqt}} | {{t\|993\|y9a64z-02ri}} | {{t\|1,303\|y9a64z-ih2f}} | {{t\|2,296\|y9a64z-4rwo}} | {{t\|1,115\|y9a64z-k0r8}} | {{t\|1,171\|y9a64z-44mg}} | {{t\|2,286\|y9a64z-h5j0}} | {{t\|(432)\|y9a64z-945n}} | {{t\|(398)\|y9a64z-0i8k}} | {{t\|(830)\|y9a64z-nxm9}} | {{t\|(358)\|y9a64z-vwmj}} | {{t\|(512)\|y9a64z-fwwp}} | {{t\|(870)\|y9a64z-7q9h}} | {{t\|(27)\|y9a64z-dl0o}} | {{t\|(11)\|y9a64z-lqqk}} | {{t\|(38)\|y9a64z-szzc}} | {{t\|(40)\|y9a64z-46a4}} | {{t\|(64)\|y9a64z-7wcn}} | {{t\|(104)\|y9a64z-ypom}} | {{t\|(0)\|y9a64z-cr8y}} | {{t\|(0)\|y9a64z-sge4}} | {{t\|(0)\|y9a64z-1cy2}} | – | – | – | {{t\|4,002\|y9a64z-xzoo}} | {{t\|3,936\|y9a64z-kmfp}} | {{t\|7,938\|y9a64z-3ibr}} | {{t\|4,299\|y9a64z-jo4r}} | {{t\|4,071\|y9a64z-sn54}} | {{t\|8,370\|y9a64z-nrkd}} |
| Non-controlling interest | {{t\|65\|y9a64z-jvfa}} | {{t\|62\|y9a64z-tcnt}} | {{t\|127\|y9a64z-7wqd}} | {{t\|71\|y9a64z-ucvf}} | {{t\|78\|y9a64z-e5a1}} | {{t\|149\|y9a64z-n872}} | {{t\|217\|y9a64z-7pkh}} | {{t\|213\|y9a64z-xo9c}} | {{t\|430\|y9a64z-mshn}} | {{t\|239\|y9a64z-nn8l}} | {{t\|231\|y9a64z-6lek}} | {{t\|470\|y9a64z-cv8t}} | – | – | – | – | – | – | {{t\|(0)\|y9a64z-2bcs}} | {{t\|(0)\|y9a64z-dki3}} | {{t\|(0)\|y9a64z-qtss}} | {{t\|(0)\|y9a64z-99s5}} | {{t\|(0)\|y9a64z-9us7}} | {{t\|(0)\|y9a64z-1d5o}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|282\|y9a64z-o2aq}} | {{t\|274\|y9a64z-vjxm}} | {{t\|557\|y9a64z-ho8d}} | {{t\|311\|y9a64z-5d9x}} | {{t\|308\|y9a64z-kdet}} | {{t\|619\|y9a64z-ofwr}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|2,247\|y9a64z-5fvg}} | {{t\|1,646\|y9a64z-tgi9}} | {{t\|3,893\|y9a64z-j7ht}} | {{t\|2,224\|y9a64z-ldr2}} | {{t\|1,980\|y9a64z-xyga}} | {{t\|4,204\|y9a64z-5zqi}} | {{t\|939\|y9a64z-gj8y}} | {{t\|1,121\|y9a64z-aby4}} | {{t\|2,060\|y9a64z-l0j0}} | {{t\|1,048\|y9a64z-mwj4}} | {{t\|1,187\|y9a64z-1amp}} | {{t\|2,235\|y9a64z-hrh5}} | {{t\|993\|y9a64z-cw09}} | {{t\|1,303\|y9a64z-t83e}} | {{t\|2,296\|y9a64z-d6d7}} | {{t\|1,115\|y9a64z-nmbv}} | {{t\|1,171\|y9a64z-5ilp}} | {{t\|2,286\|y9a64z-e79h}} | {{t\|(432)\|y9a64z-ab2m}} | {{t\|(398)\|y9a64z-sbow}} | {{t\|(830)\|y9a64z-std0}} | {{t\|(358)\|y9a64z-tp4z}} | {{t\|(512)\|y9a64z-2g65}} | {{t\|(870)\|y9a64z-2ua0}} | {{t\|(27)\|y9a64z-bar7}} | {{t\|(11)\|y9a64z-u63h}} | {{t\|(38)\|y9a64z-2ydj}} | {{t\|(40)\|y9a64z-ebc6}} | {{t\|(64)\|y9a64z-1z8d}} | {{t\|(104)\|y9a64z-2o94}} | {{t\|(0)\|y9a64z-tqo0}} | {{t\|(0)\|y9a64z-4c10}} | {{t\|(0)\|y9a64z-unp3}} | – | – | – | {{t\|3,720\|y9a64z-4l6s}} | {{t\|3,661\|y9a64z-1apx}} | {{t\|7,381\|y9a64z-0kis}} | {{t\|3,988\|y9a64z-3yl6}} | {{t\|3,763\|y9a64z-wd6n}} | {{t\|7,751\|y9a64z-itjk}} |" |
|---|
|
| id | "y9a64z-c2" |
|---|
| chunk | 2 |
|---|
| pages | |
|---|
| heading | "BOP to NIAS by Business" |
|---|
| tags | |
|---|
| links | | "Property & casualty" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Property & casualty" |
| "Underlying earnings" |
|
|---|
| content | "**Business operating profit to net income attributable to shareholders reconciliation by business unit.**
| In USD million | {{t\|Property & Casualty\|\|Property & casualty}} 2023 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2023 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2023 FY-23 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 FY-24 | Life 2023 H1 | Life 2023 H2 | Life 2023 FY-23 | Life 2024 H1 | Life 2024 H2 | Life 2024 FY-24 | Farmers 2023 H1 | Farmers 2023 H2 | Farmers 2023 FY-23 | Farmers 2024 H1 | Farmers 2024 H2 | Farmers 2024 FY-24 | Group Functions and Operations 2023 H1 | Group Functions and Operations 2023 H2 | Group Functions and Operations 2023 FY-23 | Group Functions and Operations 2024 H1 | Group Functions and Operations 2024 H2 | Group Functions and Operations 2024 FY-24 | Non-Core Businesses 2023 H1 | Non-Core Businesses 2023 H2 | Non-Core Businesses 2023 FY-23 | Non-Core Businesses 2024 H1 | Non-Core Businesses 2024 H2 | Non-Core Businesses 2024 FY-24 | Eliminations 2023 H1 | Eliminations 2023 H2 | Eliminations 2023 FY-23 | Eliminations 2024 H1 | Eliminations 2024 H2 | Eliminations 2024 FY-24 | Total 2023 H1 | Total 2023 H2 | Total 2023 FY-23 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|2,247\|y9a64z-5yz3}} | {{t\|1,646\|y9a64z-tzhc}} | {{t\|3,893\|y9a64z-6ouk}} | {{t\|2,224\|y9a64z-eu84}} | {{t\|1,980\|y9a64z-fphd}} | {{t\|4,204\|y9a64z-ztb9}} | {{t\|939\|y9a64z-ud38}} | {{t\|1,121\|y9a64z-m5im}} | {{t\|2,060\|y9a64z-voi5}} | {{t\|1,048\|y9a64z-nb88}} | {{t\|1,187\|y9a64z-bjx6}} | {{t\|2,235\|y9a64z-ao3s}} | {{t\|993\|y9a64z-pfff}} | {{t\|1,303\|y9a64z-hv7l}} | {{t\|2,296\|y9a64z-i3vw}} | {{t\|1,115\|y9a64z-kv5s}} | {{t\|1,171\|y9a64z-6voi}} | {{t\|2,286\|y9a64z-mxs1}} | {{t\|(432)\|y9a64z-o28w}} | {{t\|(398)\|y9a64z-6qw8}} | {{t\|(830)\|y9a64z-yy98}} | {{t\|(358)\|y9a64z-o26p}} | {{t\|(512)\|y9a64z-a6b7}} | {{t\|(870)\|y9a64z-ztgh}} | {{t\|(27)\|y9a64z-tg3i}} | {{t\|(11)\|y9a64z-momy}} | {{t\|(38)\|y9a64z-bwky}} | {{t\|(40)\|y9a64z-6xgx}} | {{t\|(64)\|y9a64z-gmu9}} | {{t\|(104)\|y9a64z-50ky}} | {{t\|(0)\|y9a64z-kfia}} | {{t\|(0)\|y9a64z-gzw9}} | {{t\|(0)\|y9a64z-bi2l}} | – | – | – | {{t\|3,720\|y9a64z-ugfk}} | {{t\|3,661\|y9a64z-w34a}} | {{t\|7,381\|y9a64z-b7lh}} | {{t\|3,988\|y9a64z-bodg}} | {{t\|3,763\|y9a64z-xdof}} | {{t\|7,751\|y9a64z-s049}} |
| Revenues/(expenses) not relevant for BOP: — Net capital gains/(losses) on Group investments | {{t\|170\|y9a64z-5dwg}} | {{t\|(300)\|y9a64z-1j0m}} | {{t\|(130)\|y9a64z-lzgq}} | {{t\|414\|y9a64z-2mxi}} | {{t\|153\|y9a64z-aqp3}} | {{t\|567\|y9a64z-9g9b}} | {{t\|(280)\|y9a64z-2sp3}} | {{t\|79\|y9a64z-ss4k}} | {{t\|(200)\|y9a64z-p582}} | {{t\|32\|y9a64z-ejve}} | {{t\|293\|y9a64z-4guz}} | {{t\|325\|y9a64z-xewo}} | {{t\|(36)\|y9a64z-hcho}} | {{t\|(443)\|y9a64z-nq3k}} | {{t\|(479)\|y9a64z-pqjl}} | {{t\|(2)\|y9a64z-d8r1}} | {{t\|(0)\|y9a64z-grne}} | {{t\|(2)\|y9a64z-eeep}} | {{t\|(117)\|y9a64z-54rt}} | {{t\|(11)\|y9a64z-czqp}} | {{t\|(128)\|y9a64z-u9bg}} | {{t\|(20)\|y9a64z-i4qr}} | {{t\|(5)\|y9a64z-nu5x}} | {{t\|(25)\|y9a64z-u8c3}} | {{t\|5\|y9a64z-8ng8}} | {{t\|3\|y9a64z-nmq2}} | {{t\|8\|y9a64z-17c1}} | {{t\|(23)\|y9a64z-js22}} | {{t\|0\|y9a64z-8b8f}} | {{t\|(22)\|y9a64z-zl7p}} | {{t\|0\|y9a64z-05uw}} | {{t\|0\|y9a64z-xc3y}} | {{t\|0\|y9a64z-4z70}} | – | – | – | {{t\|(258)\|y9a64z-xmbr}} | {{t\|(672)\|y9a64z-1cr9}} | {{t\|(930)\|y9a64z-y2t8}} | {{t\|402\|y9a64z-2cql}} | {{t\|441\|y9a64z-4hbh}} | {{t\|843\|y9a64z-1bj8}} |
| Revenues/(expenses) not relevant for BOP: — Net capital gains/(losses) on unit-linked investments | – | – | – | – | – | – | {{t\|6,153\|y9a64z-4euc}} | {{t\|6,274\|y9a64z-bhv9}} | {{t\|12,426\|y9a64z-usf7}} | {{t\|8,752\|y9a64z-nb23}} | {{t\|5,827\|y9a64z-jepp}} | {{t\|14,579\|y9a64z-vmwm}} | {{t\|126\|y9a64z-6zr9}} | {{t\|55\|y9a64z-59lg}} | {{t\|182\|y9a64z-7cka}} | {{t\|116\|y9a64z-3jw8}} | {{t\|42\|y9a64z-m2c1}} | {{t\|158\|y9a64z-l9p6}} | – | – | – | – | – | – | {{t\|185\|y9a64z-sh5p}} | {{t\|191\|y9a64z-p73t}} | {{t\|377\|y9a64z-12uh}} | {{t\|190\|y9a64z-aprl}} | {{t\|133\|y9a64z-evx0}} | {{t\|322\|y9a64z-uf35}} | – | – | – | – | – | – | {{t\|6,464\|y9a64z-ar9j}} | {{t\|6,520\|y9a64z-1umz}} | {{t\|12,984\|y9a64z-k9xk}} | {{t\|9,058\|y9a64z-kgfp}} | {{t\|6,001\|y9a64z-8luw}} | {{t\|15,059\|y9a64z-3v1m}} |
| Revenues/(expenses) not relevant for BOP: — Change in liabilities for investment contracts and other funds | – | – | – | – | – | – | {{t\|(2,692)\|y9a64z-yn3y}} | {{t\|(2,944)\|y9a64z-ussa}} | {{t\|(5,637)\|y9a64z-1tjp}} | {{t\|(4,508)\|y9a64z-coa9}} | {{t\|(2,754)\|y9a64z-t36o}} | {{t\|(7,261)\|y9a64z-n4ej}} | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|(2,692)\|y9a64z-ei97}} | {{t\|(2,944)\|y9a64z-mknr}} | {{t\|(5,637)\|y9a64z-9s3k}} | {{t\|(4,508)\|y9a64z-z4n3}} | {{t\|(2,754)\|y9a64z-c2pa}} | {{t\|(7,261)\|y9a64z-yjhn}} |
| Revenues/(expenses) not relevant for BOP: — Re-/Insurance finance income/(expenses) (1) | – | – | – | – | – | – | {{t\|(3,260)\|y9a64z-71qf}} | {{t\|(3,510)\|y9a64z-loyw}} | {{t\|(6,769)\|y9a64z-et91}} | {{t\|(4,397)\|y9a64z-5ghu}} | {{t\|(3,378)\|y9a64z-qh90}} | {{t\|(7,775)\|y9a64z-fkdj}} | {{t\|(126)\|y9a64z-tgq2}} | {{t\|(53)\|y9a64z-pvuq}} | {{t\|(180)\|y9a64z-0e39}} | {{t\|(114)\|y9a64z-144t}} | {{t\|(43)\|y9a64z-zci5}} | {{t\|(158)\|y9a64z-olii}} | – | – | – | – | – | – | {{t\|(192)\|y9a64z-acuq}} | {{t\|(192)\|y9a64z-1waa}} | {{t\|(383)\|y9a64z-hklm}} | {{t\|(173)\|y9a64z-uwgh}} | {{t\|(136)\|y9a64z-7abe}} | {{t\|(310)\|y9a64z-58rt}} | – | – | – | – | – | – | {{t\|(3,578)\|y9a64z-2d9j}} | {{t\|(3,755)\|y9a64z-zq1x}} | {{t\|(7,332)\|y9a64z-iusu}} | {{t\|(4,685)\|y9a64z-dpos}} | {{t\|(3,557)\|y9a64z-70m6}} | {{t\|(8,242)\|y9a64z-p8ge}} |
| Revenues/(expenses) not relevant for BOP: — Net gains/(losses) on divestment of businesses | – | – | – | {{t\|13\|y9a64z-wg14}} | {{t\|3\|y9a64z-guf9}} | {{t\|16\|y9a64z-s5d3}} | {{t\|(28)\|y9a64z-fva8}} | {{t\|(87)\|y9a64z-wzwa}} | {{t\|(116)\|y9a64z-psha}} | {{t\|14\|y9a64z-kyvz}} | {{t\|84\|y9a64z-ha0k}} | {{t\|98\|y9a64z-7c1f}} | – | – | – | – | – | – | {{t\|(0)\|y9a64z-kiv1}} | {{t\|12\|y9a64z-a1a9}} | {{t\|12\|y9a64z-wqjw}} | {{t\|(1)\|y9a64z-1ah0}} | {{t\|(0)\|y9a64z-4i47}} | {{t\|(1)\|y9a64z-qwdd}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|(28)\|y9a64z-p0xz}} | {{t\|(76)\|y9a64z-svzs}} | {{t\|(104)\|y9a64z-mphs}} | {{t\|26\|y9a64z-cbfu}} | {{t\|87\|y9a64z-l4nu}} | {{t\|114\|y9a64z-m7gq}} |
| Revenues/(expenses) not relevant for BOP: — Restructuring costs | {{t\|(137)\|y9a64z-kno7}} | {{t\|(74)\|y9a64z-pwlu}} | {{t\|(211)\|y9a64z-kvod}} | {{t\|(118)\|y9a64z-nkrp}} | {{t\|(116)\|y9a64z-zt25}} | {{t\|(234)\|y9a64z-exxb}} | {{t\|(12)\|y9a64z-fzjv}} | {{t\|(22)\|y9a64z-nymh}} | {{t\|(34)\|y9a64z-4ump}} | {{t\|(10)\|y9a64z-ovjb}} | {{t\|(23)\|y9a64z-ypem}} | {{t\|(33)\|y9a64z-2oy4}} | {{t\|(0)\|y9a64z-x4v6}} | {{t\|(74)\|y9a64z-0ejv}} | {{t\|(75)\|y9a64z-n283}} | {{t\|(1)\|y9a64z-430k}} | {{t\|(3)\|y9a64z-ux9z}} | {{t\|(4)\|y9a64z-xv28}} | {{t\|(2)\|y9a64z-qfmy}} | {{t\|(6)\|y9a64z-mdz2}} | {{t\|(7)\|y9a64z-97ig}} | {{t\|(4)\|y9a64z-0xm6}} | {{t\|(3)\|y9a64z-4kmr}} | {{t\|(6)\|y9a64z-bpl4}} | – | – | – | {{t\|(0)\|y9a64z-qpgv}} | – | {{t\|(0)\|y9a64z-0k78}} | – | – | – | – | – | – | {{t\|(151)\|y9a64z-o4li}} | {{t\|(176)\|y9a64z-qpzk}} | {{t\|(327)\|y9a64z-whi5}} | {{t\|(133)\|y9a64z-xho1}} | {{t\|(144)\|y9a64z-h24p}} | {{t\|(277)\|y9a64z-et7s}} |
| Revenues/(expenses) not relevant for BOP: — Other adjustments | {{t\|(88)\|y9a64z-dcuw}} | {{t\|(35)\|y9a64z-4e15}} | {{t\|(123)\|y9a64z-7w1h}} | {{t\|(7)\|y9a64z-emvn}} | {{t\|(70)\|y9a64z-gt6n}} | {{t\|(77)\|y9a64z-c5fc}} | {{t\|(39)\|y9a64z-mxsa}} | {{t\|(2)\|y9a64z-1ekw}} | {{t\|(42)\|y9a64z-ksta}} | {{t\|(16)\|y9a64z-ke86}} | {{t\|5\|y9a64z-zi9s}} | {{t\|(11)\|y9a64z-37d6}} | {{t\|(42)\|y9a64z-p0tj}} | {{t\|(34)\|y9a64z-kb8u}} | {{t\|(75)\|y9a64z-f64z}} | {{t\|(34)\|y9a64z-i92q}} | {{t\|(32)\|y9a64z-snqb}} | {{t\|(66)\|y9a64z-4jnx}} | {{t\|(59)\|y9a64z-q4f6}} | {{t\|(8)\|y9a64z-zium}} | {{t\|(68)\|y9a64z-rri4}} | {{t\|(49)\|y9a64z-m122}} | {{t\|(16)\|y9a64z-7hkd}} | {{t\|(65)\|y9a64z-q5f9}} | – | – | – | – | {{t\|(87)\|y9a64z-ar2l}} | {{t\|(87)\|y9a64z-8e1y}} | – | – | – | – | – | – | {{t\|(228)\|y9a64z-r13k}} | {{t\|(80)\|y9a64z-736t}} | {{t\|(307)\|y9a64z-h5om}} | {{t\|(107)\|y9a64z-4y7i}} | {{t\|(199)\|y9a64z-se1k}} | {{t\|(307)\|y9a64z-2tb7}} |
| Add back: — Business {{t\|operating profit\|\|Underlying earnings}} attributable to non-controlling interests | {{t\|65\|y9a64z-cq09}} | {{t\|62\|y9a64z-lce9}} | {{t\|127\|y9a64z-gdes}} | {{t\|71\|y9a64z-gt5y}} | {{t\|78\|y9a64z-npsn}} | {{t\|149\|y9a64z-pzl6}} | {{t\|217\|y9a64z-84q9}} | {{t\|213\|y9a64z-ib1u}} | {{t\|430\|y9a64z-nn9e}} | {{t\|239\|y9a64z-2sfy}} | {{t\|231\|y9a64z-jfzd}} | {{t\|470\|y9a64z-mom0}} | – | – | – | – | – | – | {{t\|(0)\|y9a64z-8c4n}} | {{t\|(0)\|y9a64z-mxrm}} | {{t\|(0)\|y9a64z-cg8p}} | {{t\|(0)\|y9a64z-rhhp}} | {{t\|(0)\|y9a64z-88tp}} | {{t\|(0)\|y9a64z-06m0}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|282\|y9a64z-7sqn}} | {{t\|274\|y9a64z-bmqo}} | {{t\|557\|y9a64z-tjtw}} | {{t\|311\|y9a64z-4o55}} | {{t\|308\|y9a64z-vpgi}} | {{t\|619\|y9a64z-ztqh}} |
| **Add back: — Net income before shareholders' taxes** | {{t\|2,258\|y9a64z-w3bm}} | {{t\|1,299\|y9a64z-4upf}} | {{t\|3,557\|y9a64z-ekxg}} | {{t\|2,596\|y9a64z-v3p5}} | {{t\|2,028\|y9a64z-1mg1}} | {{t\|4,625\|y9a64z-8kra}} | {{t\|997\|y9a64z-s0x5}} | {{t\|1,122\|y9a64z-h5cr}} | {{t\|2,119\|y9a64z-yfdx}} | {{t\|1,154\|y9a64z-d7hb}} | {{t\|1,473\|y9a64z-8ls0}} | {{t\|2,628\|y9a64z-f64r}} | {{t\|915\|y9a64z-ebcp}} | {{t\|754\|y9a64z-dr32}} | {{t\|1,669\|y9a64z-snuu}} | {{t\|1,080\|y9a64z-v8nh}} | {{t\|1,134\|y9a64z-ec4m}} | {{t\|2,214\|y9a64z-u2q2}} | {{t\|(610)\|y9a64z-fwjc}} | {{t\|(411)\|y9a64z-qsv9}} | {{t\|(1,021)\|y9a64z-ht9e}} | {{t\|(432)\|y9a64z-212d}} | {{t\|(536)\|y9a64z-foqj}} | {{t\|(968)\|y9a64z-1xsh}} | {{t\|(28)\|y9a64z-sb5v}} | {{t\|(9)\|y9a64z-lufe}} | {{t\|(37)\|y9a64z-7bo1}} | {{t\|(47)\|y9a64z-0g9f}} | {{t\|(154)\|y9a64z-npov}} | {{t\|(201)\|y9a64z-xnyw}} | – | – | – | – | – | – | {{t\|3,532\|y9a64z-w6km}} | {{t\|2,754\|y9a64z-9y8r}} | {{t\|6,286\|y9a64z-fx5e}} | {{t\|4,352\|y9a64z-bgc0}} | {{t\|3,946\|y9a64z-mua4}} | {{t\|8,298\|y9a64z-shiz}} |
| Add back: — Income tax expense/(benefit) attributable to policyholders (BOP relevant) | – | {{t\|2\|y9a64z-1x8i}} | {{t\|2\|y9a64z-nc4t}} | {{t\|2\|y9a64z-sq08}} | {{t\|3\|y9a64z-5tae}} | {{t\|5\|y9a64z-k978}} | {{t\|74\|y9a64z-3ibk}} | {{t\|97\|y9a64z-j8mz}} | {{t\|170\|y9a64z-a99v}} | {{t\|130\|y9a64z-ts3e}} | {{t\|32\|y9a64z-0str}} | {{t\|163\|y9a64z-a8rz}} | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|74\|y9a64z-921q}} | {{t\|99\|y9a64z-rjqz}} | {{t\|172\|y9a64z-iavj}} | {{t\|132\|y9a64z-zix2}} | {{t\|35\|y9a64z-t2ao}} | {{t\|168\|y9a64z-ipkd}} |
| **Add back: — Net income before income taxes** | {{t\|2,258\|y9a64z-8xli}} | {{t\|1,301\|y9a64z-e3n9}} | {{t\|3,559\|y9a64z-iip6}} | {{t\|2,599\|y9a64z-40q3}} | {{t\|2,031\|y9a64z-yjxd}} | {{t\|4,630\|y9a64z-inyq}} | {{t\|1,070\|y9a64z-qr57}} | {{t\|1,218\|y9a64z-hljm}} | {{t\|2,289\|y9a64z-e5cb}} | {{t\|1,285\|y9a64z-tpkb}} | {{t\|1,506\|y9a64z-m3sn}} | {{t\|2,790\|y9a64z-lwgt}} | {{t\|915\|y9a64z-9uec}} | {{t\|754\|y9a64z-fqye}} | {{t\|1,669\|y9a64z-abiq}} | {{t\|1,080\|y9a64z-rijw}} | {{t\|1,134\|y9a64z-4rne}} | {{t\|2,214\|y9a64z-fsbq}} | {{t\|(610)\|y9a64z-ox23}} | {{t\|(411)\|y9a64z-t2i8}} | {{t\|(1,021)\|y9a64z-7ude}} | {{t\|(432)\|y9a64z-dprw}} | {{t\|(536)\|y9a64z-qxpi}} | {{t\|(968)\|y9a64z-512v}} | {{t\|(28)\|y9a64z-8q0q}} | {{t\|(9)\|y9a64z-y36s}} | {{t\|(37)\|y9a64z-eeef}} | {{t\|(47)\|y9a64z-lcuy}} | {{t\|(154)\|y9a64z-e61a}} | {{t\|(201)\|y9a64z-ih0j}} | – | – | – | – | – | – | {{t\|3,605\|y9a64z-r7s5}} | {{t\|2,853\|y9a64z-mg1h}} | {{t\|6,458\|y9a64z-6v4o}} | {{t\|4,484\|y9a64z-weso}} | {{t\|3,981\|y9a64z-0ts7}} | {{t\|8,465\|y9a64z-tvco}} |
| Add back: — Income tax (expense)/benefit | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|(935)\|y9a64z-esbg}} | {{t\|(806)\|y9a64z-6jn5}} | {{t\|(1,741)\|y9a64z-hgy9}} | {{t\|(1,264)\|y9a64z-32zs}} | {{t\|(997)\|y9a64z-aciy}} | {{t\|(2,261)\|y9a64z-9fvp}} |
| Add back: — attributable to policyholders | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|(73)\|y9a64z-gvki}} | {{t\|(99)\|y9a64z-izq5}} | {{t\|(172)\|y9a64z-xgi2}} | {{t\|(131)\|y9a64z-rumf}} | {{t\|(48)\|y9a64z-uihv}} | {{t\|(179)\|y9a64z-7l0l}} |
| Add back: — attributable to shareholders | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|(861)\|y9a64z-akgs}} | {{t\|(707)\|y9a64z-vqnf}} | {{t\|(1,568)\|y9a64z-0hza}} | {{t\|(1,132)\|y9a64z-qarz}} | {{t\|(949)\|y9a64z-8vnk}} | {{t\|(2,082)\|y9a64z-kz2f}} |
| **Add back: — Net income after taxes** | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|2,670\|y9a64z-h0ri}} | {{t\|2,047\|y9a64z-ot6x}} | {{t\|4,717\|y9a64z-94ii}} | {{t\|3,221\|y9a64z-t3jl}} | {{t\|2,984\|y9a64z-kl43}} | {{t\|6,204\|y9a64z-im9q}} |
| Add back: — attributable to non-controlling interests | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|179\|y9a64z-1x1o}} | {{t\|188\|y9a64z-5nk3}} | {{t\|366\|y9a64z-oa55}} | {{t\|194\|y9a64z-5jw7}} | {{t\|196\|y9a64z-1vyv}} | {{t\|390\|y9a64z-1m9w}} |
| Add back: — attributable to shareholders | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|2,492\|y9a64z-ja45}} | {{t\|1,859\|y9a64z-pfq1}} | {{t\|4,351\|y9a64z-4wai}} | {{t\|3,026\|y9a64z-1v2c}} | {{t\|2,788\|y9a64z-mzmf}} | {{t\|5,814\|y9a64z-8ilz}} |
(1) Includes change in fair value of underlying investment, the impact of change in discount rates and risk mitigation arising from derivatives" |
|---|
|
| id | "y9a64z-c3" |
|---|
| chunk | 3 |
|---|
| pages | |
|---|
| heading | "BS by Business" |
|---|
| tags | |
|---|
| links | |
|---|
| data_items | |
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| effective_tags | |
|---|
| content | "**Assets by business unit.**
| In USD million | {{t\|Property & Casualty\|\|Property & casualty}} 2023 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2023 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H2 | Life 2023 H1 | Life 2023 H2 | Life 2024 H1 | Life 2024 H2 | Farmers 2023 H1 | Farmers 2023 H2 | Farmers 2024 H1 | Farmers 2024 H2 | Group Functions and Operations 2023 H1 | Group Functions and Operations 2023 H2 | Group Functions and Operations 2024 H1 | Group Functions and Operations 2024 H2 | Non-Core Businesses 2023 H1 | Non-Core Businesses 2023 H2 | Non-Core Businesses 2024 H1 | Non-Core Businesses 2024 H2 | Eliminations 2023 H1 | Eliminations 2023 H2 | Eliminations 2024 H1 | Eliminations 2024 H2 | Total 2023 H1 | Total 2023 H2 | Total 2024 H1 | Total 2024 H2 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| **Assets — Cash and cash equivalents** | {{t\|6,665\|y9a64z-cyte}} | {{t\|7,175\|y9a64z-mw9m}} | {{t\|6,668\|y9a64z-q6r1}} | {{t\|7,468\|y9a64z-m3cn}} | {{t\|4,492\|y9a64z-94b6}} | {{t\|4,866\|y9a64z-b8gn}} | {{t\|4,962\|y9a64z-er4d}} | {{t\|4,614\|y9a64z-6hou}} | {{t\|608\|y9a64z-rrw9}} | {{t\|2,633\|y9a64z-34ff}} | {{t\|831\|y9a64z-rv57}} | {{t\|914\|y9a64z-gjxw}} | {{t\|2,208\|y9a64z-kmui}} | {{t\|3,142\|y9a64z-0tny}} | {{t\|3,305\|y9a64z-xty6}} | {{t\|2,829\|y9a64z-gdvn}} | {{t\|466\|y9a64z-la9y}} | {{t\|392\|y9a64z-qa56}} | {{t\|408\|y9a64z-woi5}} | {{t\|558\|y9a64z-c1pv}} | {{t\|(8,002)\|y9a64z-d776}} | {{t\|(10,927)\|y9a64z-jysv}} | {{t\|(9,590)\|y9a64z-9wv1}} | {{t\|(9,615)\|y9a64z-8oqt}} | {{t\|6,437\|y9a64z-e6ef}} | {{t\|7,280\|y9a64z-iva0}} | {{t\|6,585\|y9a64z-kw3e}} | {{t\|6,768\|y9a64z-bslm}} |
| Assets — Total Group Investments | {{t\|67,660\|y9a64z-xfd3}} | {{t\|68,102\|y9a64z-4qwb}} | {{t\|68,085\|y9a64z-4lsz}} | {{t\|68,038\|y9a64z-36c3}} | {{t\|65,187\|y9a64z-fnuu}} | {{t\|67,878\|y9a64z-z5lf}} | {{t\|81,715\|y9a64z-a3ad}} | {{t\|80,027\|y9a64z-qsic}} | {{t\|4,817\|y9a64z-v9d3}} | {{t\|1,172\|y9a64z-1vqs}} | {{t\|1,155\|y9a64z-vwjy}} | {{t\|1,163\|y9a64z-96xz}} | {{t\|6,881\|y9a64z-lx5c}} | {{t\|8,204\|y9a64z-frc9}} | {{t\|7,470\|y9a64z-isoz}} | {{t\|7,074\|y9a64z-8viw}} | {{t\|4,241\|y9a64z-1njp}} | {{t\|4,174\|y9a64z-s7x3}} | {{t\|3,899\|y9a64z-cu6m}} | {{t\|3,707\|y9a64z-p5px}} | {{t\|(7,759)\|y9a64z-ek87}} | {{t\|(8,564)\|y9a64z-ksci}} | {{t\|(8,209)\|y9a64z-a8w0}} | {{t\|(7,447)\|y9a64z-p68h}} | {{t\|141,027\|y9a64z-ygzz}} | {{t\|140,966\|y9a64z-r2bc}} | {{t\|154,116\|y9a64z-6h5g}} | {{t\|152,562\|y9a64z-05x3}} |
| Assets — Equity securities | {{t\|8,240\|y9a64z-tet7}} | {{t\|8,445\|y9a64z-hzx9}} | {{t\|8,944\|y9a64z-kisw}} | {{t\|8,796\|y9a64z-1tvg}} | {{t\|4,514\|y9a64z-47h6}} | {{t\|4,661\|y9a64z-tunq}} | {{t\|5,761\|y9a64z-dmgr}} | {{t\|5,243\|y9a64z-kf5j}} | {{t\|384\|y9a64z-a3fp}} | {{t\|29\|y9a64z-kdsr}} | {{t\|43\|y9a64z-odge}} | {{t\|57\|y9a64z-tok9}} | {{t\|299\|y9a64z-vilh}} | {{t\|21\|y9a64z-6pdg}} | {{t\|21\|y9a64z-3c2t}} | {{t\|24\|y9a64z-rqha}} | {{t\|68\|y9a64z-sx37}} | {{t\|61\|y9a64z-jlhr}} | {{t\|57\|y9a64z-gguq}} | {{t\|61\|y9a64z-0rub}} | – | – | – | – | {{t\|13,505\|y9a64z-3mam}} | {{t\|13,217\|y9a64z-vf6f}} | {{t\|14,826\|y9a64z-yvxs}} | {{t\|14,182\|y9a64z-4r60}} |
| Assets — Debt securities | {{t\|49,249\|y9a64z-cg3k}} | {{t\|49,527\|y9a64z-p4gz}} | {{t\|48,953\|y9a64z-mmy1}} | {{t\|49,404\|y9a64z-6yeo}} | {{t\|44,895\|y9a64z-tnft}} | {{t\|47,399\|y9a64z-htb1}} | {{t\|61,014\|y9a64z-nwca}} | {{t\|60,194\|y9a64z-16ww}} | {{t\|3,737\|y9a64z-6u9e}} | {{t\|1,023\|y9a64z-e9e0}} | {{t\|1,059\|y9a64z-ogu1}} | {{t\|1,068\|y9a64z-pjf0}} | {{t\|3,333\|y9a64z-ittw}} | {{t\|4,149\|y9a64z-oylw}} | {{t\|4,139\|y9a64z-g32h}} | {{t\|4,255\|y9a64z-ye2q}} | {{t\|3,865\|y9a64z-74v8}} | {{t\|3,826\|y9a64z-f6ed}} | {{t\|3,562\|y9a64z-oout}} | {{t\|3,494\|y9a64z-6osj}} | – | – | – | – | {{t\|105,079\|y9a64z-gt7a}} | {{t\|105,924\|y9a64z-tqug}} | {{t\|118,727\|y9a64z-u170}} | {{t\|118,415\|y9a64z-ps6e}} |
| Assets — Investment property | {{t\|5,185\|y9a64z-a2to}} | {{t\|5,047\|y9a64z-557t}} | {{t\|4,864\|y9a64z-26fh}} | {{t\|4,573\|y9a64z-257p}} | {{t\|8,897\|y9a64z-jop7}} | {{t\|8,454\|y9a64z-9m7b}} | {{t\|7,643\|y9a64z-hi9g}} | {{t\|7,061\|y9a64z-6ze0}} | {{t\|175\|y9a64z-7nhg}} | {{t\|113\|y9a64z-srzp}} | {{t\|46\|y9a64z-tff5}} | {{t\|30\|y9a64z-t5j2}} | – | – | – | – | {{t\|83\|y9a64z-ryyg}} | {{t\|70\|y9a64z-g1ka}} | {{t\|77\|y9a64z-hja4}} | {{t\|70\|y9a64z-ii1p}} | – | – | – | – | {{t\|14,340\|y9a64z-sljc}} | {{t\|13,684\|y9a64z-qzad}} | {{t\|12,630\|y9a64z-ufrr}} | {{t\|11,734\|y9a64z-c95t}} |
| Assets — Mortgage loans | {{t\|920\|y9a64z-i4m7}} | {{t\|964\|y9a64z-z48q}} | {{t\|899\|y9a64z-nlgv}} | {{t\|865\|y9a64z-fqq6}} | {{t\|3,334\|y9a64z-qbwp}} | {{t\|3,360\|y9a64z-w94s}} | {{t\|3,323\|y9a64z-nsog}} | {{t\|3,182\|y9a64z-6dxt}} | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|4,254\|y9a64z-8ia0}} | {{t\|4,324\|y9a64z-6w1j}} | {{t\|4,222\|y9a64z-tclf}} | {{t\|4,047\|y9a64z-f4ow}} |
| Assets — Other financial assets | {{t\|4,062\|y9a64z-dfks}} | {{t\|4,116\|y9a64z-kl9k}} | {{t\|4,421\|y9a64z-hlpd}} | {{t\|4,396\|y9a64z-7xrx}} | {{t\|3,522\|y9a64z-d80v}} | {{t\|3,979\|y9a64z-pucu}} | {{t\|3,948\|y9a64z-e0a0}} | {{t\|4,324\|y9a64z-qvc0}} | {{t\|521\|y9a64z-evhg}} | {{t\|7\|y9a64z-imr0}} | {{t\|6\|y9a64z-35ae}} | {{t\|7\|y9a64z-rrap}} | {{t\|3,225\|y9a64z-78xw}} | {{t\|3,987\|y9a64z-zywp}} | {{t\|3,265\|y9a64z-reoo}} | {{t\|2,677\|y9a64z-1iem}} | {{t\|171\|y9a64z-gs9g}} | {{t\|157\|y9a64z-xbr0}} | {{t\|144\|y9a64z-mzvo}} | {{t\|82\|y9a64z-ycfd}} | {{t\|(7,759)\|y9a64z-o23j}} | {{t\|(8,564)\|y9a64z-69lm}} | {{t\|(8,209)\|y9a64z-3ijg}} | {{t\|(7,447)\|y9a64z-rp75}} | {{t\|3,743\|y9a64z-t43y}} | {{t\|3,682\|y9a64z-j5qy}} | {{t\|3,576\|y9a64z-3z19}} | {{t\|4,039\|y9a64z-c9tl}} |
| Assets — Investments in associates and joint ventures | {{t\|3\|y9a64z-od9a}} | {{t\|3\|y9a64z-6qa2}} | {{t\|5\|y9a64z-03w4}} | {{t\|5\|y9a64z-pjz1}} | {{t\|25\|y9a64z-xlnm}} | {{t\|26\|y9a64z-3o7s}} | {{t\|27\|y9a64z-8ugs}} | {{t\|24\|y9a64z-04sq}} | – | – | – | – | {{t\|23\|y9a64z-qvjp}} | {{t\|46\|y9a64z-vshw}} | {{t\|45\|y9a64z-9vuh}} | {{t\|117\|y9a64z-espu}} | {{t\|55\|y9a64z-50gb}} | {{t\|60\|y9a64z-3x6h}} | {{t\|60\|y9a64z-6azn}} | {{t\|0\|y9a64z-uzkx}} | – | – | – | – | {{t\|106\|y9a64z-m16g}} | {{t\|135\|y9a64z-twpc}} | {{t\|136\|y9a64z-fxow}} | {{t\|146\|y9a64z-1dis}} |
| Assets — Holding in affiliates | {{t\|0\|y9a64z-m4bg}} | {{t\|0\|y9a64z-dayj}} | {{t\|0\|y9a64z-aa2x}} | {{t\|0\|y9a64z-r4xh}} | {{t\|0\|y9a64z-da7m}} | {{t\|0\|y9a64z-3bjd}} | {{t\|0\|y9a64z-9uiw}} | {{t\|0\|y9a64z-n04h}} | – | – | – | – | {{t\|(0)\|y9a64z-c8tk}} | {{t\|(0)\|y9a64z-q5fa}} | {{t\|(0)\|y9a64z-5avb}} | {{t\|(0)\|y9a64z-xxdb}} | – | – | – | – | – | – | – | – | {{t\|0\|y9a64z-twms}} | {{t\|0\|y9a64z-o07g}} | {{t\|0\|y9a64z-7zkz}} | {{t\|0\|y9a64z-x41g}} |
| Assets — Investments for unit-linked contracts | – | – | – | – | {{t\|130,539\|y9a64z-y9x4}} | {{t\|137,249\|y9a64z-qnx3}} | {{t\|142,301\|y9a64z-v8rf}} | {{t\|144,343\|y9a64z-7i86}} | {{t\|1,169\|y9a64z-znu4}} | {{t\|1,245\|y9a64z-o4u4}} | {{t\|1,357\|y9a64z-4j85}} | {{t\|1,422\|y9a64z-h2yv}} | – | – | – | – | {{t\|2,574\|y9a64z-r40n}} | {{t\|2,650\|y9a64z-7asc}} | {{t\|2,752\|y9a64z-fgg1}} | {{t\|2,769\|y9a64z-kkj1}} | – | – | – | – | {{t\|134,282\|y9a64z-qzoc}} | {{t\|141,144\|y9a64z-feob}} | {{t\|146,410\|y9a64z-dwfy}} | {{t\|148,535\|y9a64z-op47}} |
| **Assets — Total investments** | {{t\|67,660\|y9a64z-4eng}} | {{t\|68,102\|y9a64z-6tcf}} | {{t\|68,085\|y9a64z-oh4b}} | {{t\|68,038\|y9a64z-dy9o}} | {{t\|195,725\|y9a64z-j26l}} | {{t\|205,127\|y9a64z-jvge}} | {{t\|224,016\|y9a64z-bkvj}} | {{t\|224,370\|y9a64z-5pp0}} | {{t\|5,986\|y9a64z-o03a}} | {{t\|2,417\|y9a64z-f0ht}} | {{t\|2,512\|y9a64z-o3pn}} | {{t\|2,586\|y9a64z-9zu5}} | {{t\|6,881\|y9a64z-gql4}} | {{t\|8,204\|y9a64z-cdba}} | {{t\|7,470\|y9a64z-ls7e}} | {{t\|7,074\|y9a64z-vl48}} | {{t\|6,816\|y9a64z-9gqf}} | {{t\|6,825\|y9a64z-olyb}} | {{t\|6,651\|y9a64z-ukws}} | {{t\|6,477\|y9a64z-t7j3}} | {{t\|(7,759)\|y9a64z-wh1b}} | {{t\|(8,564)\|y9a64z-73ti}} | {{t\|(8,209)\|y9a64z-06s3}} | {{t\|(7,447)\|y9a64z-1kiv}} | {{t\|275,309\|y9a64z-3lt0}} | {{t\|282,110\|y9a64z-j7w0}} | {{t\|300,526\|y9a64z-k9it}} | {{t\|301,098\|y9a64z-637z}} |
| Assets — Insurance contract assets | {{t\|357\|y9a64z-l2rg}} | {{t\|357\|y9a64z-n06g}} | {{t\|313\|y9a64z-yx8u}} | {{t\|342\|y9a64z-fcib}} | {{t\|284\|y9a64z-otfx}} | {{t\|223\|y9a64z-sy8l}} | {{t\|340\|y9a64z-fzsh}} | {{t\|426\|y9a64z-qq4o}} | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|641\|y9a64z-0cy4}} | {{t\|580\|y9a64z-8tas}} | {{t\|653\|y9a64z-usvj}} | {{t\|768\|y9a64z-8fmg}} |
| Assets — Reinsurance contract assets | {{t\|13,057\|y9a64z-7w7l}} | {{t\|13,569\|y9a64z-iwiv}} | {{t\|13,051\|y9a64z-y1h7}} | {{t\|13,264\|y9a64z-h6se}} | {{t\|3,273\|y9a64z-u119}} | {{t\|3,197\|y9a64z-t2ai}} | {{t\|3,180\|y9a64z-i0jf}} | {{t\|3,004\|y9a64z-8o93}} | {{t\|1,739\|y9a64z-mqdt}} | {{t\|3,094\|y9a64z-99xv}} | {{t\|3,141\|y9a64z-kyf9}} | {{t\|3,125\|y9a64z-8jd6}} | {{t\|151\|y9a64z-2sjd}} | – | – | – | {{t\|2,131\|y9a64z-6wq0}} | {{t\|2,115\|y9a64z-971z}} | {{t\|2,121\|y9a64z-9fb2}} | {{t\|2,089\|y9a64z-1tz6}} | {{t\|(204)\|y9a64z-8f0o}} | {{t\|(33)\|y9a64z-0rz9}} | {{t\|(32)\|y9a64z-ucrj}} | {{t\|(33)\|y9a64z-2pz9}} | {{t\|20,147\|y9a64z-od4d}} | {{t\|21,942\|y9a64z-pu24}} | {{t\|21,461\|y9a64z-vt5k}} | {{t\|21,450\|y9a64z-cwmt}} |
| Assets — Goodwill | {{t\|1,885\|y9a64z-jup9}} | {{t\|1,855\|y9a64z-koeo}} | {{t\|1,890\|y9a64z-jh47}} | {{t\|2,245\|y9a64z-jkk7}} | {{t\|1,390\|y9a64z-hllt}} | {{t\|1,412\|y9a64z-r336}} | {{t\|1,377\|y9a64z-eo82}} | {{t\|1,286\|y9a64z-zz6l}} | {{t\|1,237\|y9a64z-pyqj}} | {{t\|1,264\|y9a64z-0pj8}} | {{t\|1,264\|y9a64z-k7bz}} | {{t\|1,264\|y9a64z-mf3g}} | {{t\|10\|y9a64z-5idx}} | {{t\|10\|y9a64z-4753}} | {{t\|10\|y9a64z-bvm5}} | {{t\|10\|y9a64z-detd}} | – | – | – | – | – | – | – | – | {{t\|4,522\|y9a64z-chve}} | {{t\|4,541\|y9a64z-0fw1}} | {{t\|4,540\|y9a64z-ob2u}} | {{t\|4,805\|y9a64z-xj43}} |
| Assets — Other intangible assets | {{t\|1,445\|y9a64z-h096}} | {{t\|1,453\|y9a64z-1aj3}} | {{t\|1,325\|y9a64z-pmbs}} | {{t\|1,382\|y9a64z-rahp}} | {{t\|1,628\|y9a64z-m71i}} | {{t\|1,597\|y9a64z-ctl7}} | {{t\|1,516\|y9a64z-ko2d}} | {{t\|1,430\|y9a64z-bswy}} | {{t\|728\|y9a64z-049g}} | {{t\|1,232\|y9a64z-q791}} | {{t\|1,155\|y9a64z-u6ny}} | {{t\|1,118\|y9a64z-93e9}} | {{t\|45\|y9a64z-vuc2}} | {{t\|55\|y9a64z-oj1g}} | {{t\|50\|y9a64z-3bgw}} | {{t\|46\|y9a64z-46sh}} | – | – | – | – | – | – | – | – | {{t\|3,846\|y9a64z-5wx1}} | {{t\|4,337\|y9a64z-ine7}} | {{t\|4,046\|y9a64z-05iz}} | {{t\|3,977\|y9a64z-phll}} |
| Assets — Other assets | {{t\|7,042\|y9a64z-palo}} | {{t\|7,207\|y9a64z-zx1p}} | {{t\|6,383\|y9a64z-dnz2}} | {{t\|6,854\|y9a64z-s6we}} | {{t\|28,236\|y9a64z-jfdo}} | {{t\|27,843\|y9a64z-sp8o}} | {{t\|8,020\|y9a64z-utm4}} | {{t\|5,287\|y9a64z-pwt7}} | {{t\|3,303\|y9a64z-hlxk}} | {{t\|3,591\|y9a64z-58xe}} | {{t\|3,528\|y9a64z-vq4o}} | {{t\|3,550\|y9a64z-p3pl}} | {{t\|1,663\|y9a64z-600y}} | {{t\|2,931\|y9a64z-avv9}} | {{t\|2,700\|y9a64z-lvy3}} | {{t\|4,219\|y9a64z-77bc}} | {{t\|2,430\|y9a64z-6tjt}} | {{t\|2,227\|y9a64z-pulg}} | {{t\|2,216\|y9a64z-8c0e}} | {{t\|2,176\|y9a64z-000w}} | {{t\|(3,520)\|y9a64z-3my4}} | {{t\|(3,208)\|y9a64z-g5jt}} | {{t\|(2,779)\|y9a64z-h1gf}} | {{t\|(2,946)\|y9a64z-o4gr}} | {{t\|39,153\|y9a64z-8rkt}} | {{t\|40,591\|y9a64z-e2h5}} | {{t\|20,068\|y9a64z-cgfm}} | {{t\|19,140\|y9a64z-gimv}} |
| **Assets — Total assets** | {{t\|98,109\|y9a64z-wxbc}} | {{t\|99,718\|y9a64z-5ybj}} | {{t\|97,715\|y9a64z-8flf}} | {{t\|99,594\|y9a64z-6seb}} | {{t\|235,029\|y9a64z-9bfy}} | {{t\|244,264\|y9a64z-21mi}} | {{t\|243,412\|y9a64z-qrk8}} | {{t\|240,419\|y9a64z-htvt}} | {{t\|13,602\|y9a64z-qasn}} | {{t\|14,231\|y9a64z-j34u}} | {{t\|12,430\|y9a64z-1v5u}} | {{t\|12,555\|y9a64z-pes8}} | {{t\|10,958\|y9a64z-m2yy}} | {{t\|14,343\|y9a64z-vchk}} | {{t\|13,534\|y9a64z-7xwn}} | {{t\|14,178\|y9a64z-v3bg}} | {{t\|11,842\|y9a64z-kgqv}} | {{t\|11,558\|y9a64z-8q81}} | {{t\|11,396\|y9a64z-zwlh}} | {{t\|11,300\|y9a64z-a29a}} | {{t\|(19,485)\|y9a64z-a02l}} | {{t\|(22,731)\|y9a64z-q6ba}} | {{t\|(20,609)\|y9a64z-ds4f}} | {{t\|(20,040)\|y9a64z-mlt4}} | {{t\|350,055\|y9a64z-f8s2}} | {{t\|361,382\|y9a64z-yftu}} | {{t\|357,878\|y9a64z-nzu1}} | {{t\|358,005\|y9a64z-pvlp}} |
| Liabilities — Liabilities for investment contracts | – | – | – | – | {{t\|55,925\|y9a64z-j8bs}} | {{t\|60,115\|y9a64z-4j0r}} | {{t\|64,146\|y9a64z-k8fa}} | {{t\|66,364\|y9a64z-5b01}} | {{t\|42\|y9a64z-aawa}} | {{t\|42\|y9a64z-qaea}} | {{t\|40\|y9a64z-qcww}} | {{t\|40\|y9a64z-3s0x}} | – | – | – | – | {{t\|118\|y9a64z-l1nm}} | {{t\|113\|y9a64z-nfo1}} | {{t\|108\|y9a64z-ez6w}} | {{t\|103\|y9a64z-rzzz}} | – | – | – | – | {{t\|56,085\|y9a64z-pmt3}} | {{t\|60,270\|y9a64z-6krn}} | {{t\|64,295\|y9a64z-cwdb}} | {{t\|66,507\|y9a64z-h31v}} |
| Liabilities — Insurance contract liabilities | {{t\|61,495\|y9a64z-na9m}} | {{t\|63,252\|y9a64z-qauf}} | {{t\|62,066\|y9a64z-9x42}} | {{t\|63,083\|y9a64z-rjay}} | {{t\|136,625\|y9a64z-wjof}} | {{t\|140,897\|y9a64z-19vn}} | {{t\|156,298\|y9a64z-1g4j}} | {{t\|154,192\|y9a64z-9nkb}} | {{t\|5,384\|y9a64z-g5oj}} | {{t\|5,355\|y9a64z-z5ij}} | {{t\|5,541\|y9a64z-hja1}} | {{t\|5,579\|y9a64z-pc0r}} | {{t\|295\|y9a64z-3sfr}} | {{t\|3\|y9a64z-y7ab}} | {{t\|3\|y9a64z-xmnr}} | {{t\|3\|y9a64z-cp1m}} | {{t\|7,514\|y9a64z-jigd}} | {{t\|7,488\|y9a64z-c9nm}} | {{t\|7,855\|y9a64z-h94r}} | {{t\|7,652\|y9a64z-x7os}} | {{t\|(206)\|y9a64z-5ybz}} | {{t\|(33)\|y9a64z-rrii}} | {{t\|(29)\|y9a64z-y01b}} | {{t\|(30)\|y9a64z-dxh5}} | {{t\|211,107\|y9a64z-dcvr}} | {{t\|216,962\|y9a64z-6nml}} | {{t\|231,734\|y9a64z-52jm}} | {{t\|230,479\|y9a64z-56m5}} |
| Liabilities — Reinsurance contract liabilities | {{t\|21\|y9a64z-6bjm}} | {{t\|19\|y9a64z-znpy}} | {{t\|15\|y9a64z-jgrg}} | {{t\|14\|y9a64z-dlv4}} | {{t\|340\|y9a64z-8ua5}} | {{t\|347\|y9a64z-sn98}} | {{t\|333\|y9a64z-c2ds}} | {{t\|332\|y9a64z-7vqy}} | – | {{t\|138\|y9a64z-khgm}} | {{t\|87\|y9a64z-ialh}} | {{t\|91\|y9a64z-w23v}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|361\|y9a64z-jfqm}} | {{t\|504\|y9a64z-php1}} | {{t\|435\|y9a64z-sy0t}} | {{t\|437\|y9a64z-ohwc}} |
| Liabilities — Other liabilities | {{t\|10,588\|y9a64z-fsr3}} | {{t\|11,848\|y9a64z-dc22}} | {{t\|11,094\|y9a64z-e0ag}} | {{t\|11,715\|y9a64z-bldf}} | {{t\|30,429\|y9a64z-z2pv}} | {{t\|30,729\|y9a64z-95ib}} | {{t\|10,872\|y9a64z-38sn}} | {{t\|7,823\|y9a64z-uyj4}} | {{t\|1,745\|y9a64z-xovf}} | {{t\|1,433\|y9a64z-3kn8}} | {{t\|1,348\|y9a64z-apli}} | {{t\|1,398\|y9a64z-q9p0}} | {{t\|8,818\|y9a64z-arab}} | {{t\|10,757\|y9a64z-4j72}} | {{t\|8,948\|y9a64z-cd31}} | {{t\|9,998\|y9a64z-pakh}} | {{t\|3,405\|y9a64z-d2kt}} | {{t\|3,101\|y9a64z-zp3v}} | {{t\|2,619\|y9a64z-dhob}} | {{t\|2,492\|y9a64z-yfdj}} | {{t\|(12,012)\|y9a64z-fh2h}} | {{t\|(14,251)\|y9a64z-7mya}} | {{t\|(12,484)\|y9a64z-qpq6}} | {{t\|(12,673)\|y9a64z-x32v}} | {{t\|42,973\|y9a64z-l64s}} | {{t\|43,617\|y9a64z-k4ag}} | {{t\|22,397\|y9a64z-5me0}} | {{t\|20,753\|y9a64z-s56d}} |
| Liabilities — Senior debt | {{t\|1,028\|y9a64z-v3tk}} | {{t\|1,163\|y9a64z-zriv}} | {{t\|1,155\|y9a64z-2j87}} | {{t\|987\|y9a64z-zstd}} | {{t\|426\|y9a64z-21i8}} | {{t\|402\|y9a64z-yin4}} | {{t\|437\|y9a64z-kyil}} | – | – | – | – | – | {{t\|8,557\|y9a64z-vkrv}} | {{t\|8,504\|y9a64z-68ey}} | {{t\|8,690\|y9a64z-pcko}} | {{t\|7,537\|y9a64z-s7i3}} | {{t\|292\|y9a64z-rld4}} | {{t\|292\|y9a64z-jdm7}} | {{t\|292\|y9a64z-zuoi}} | {{t\|324\|y9a64z-0o7q}} | {{t\|(5,152)\|y9a64z-o5ob}} | {{t\|(5,171)\|y9a64z-gr9y}} | {{t\|(5,582)\|y9a64z-eujq}} | {{t\|(4,828)\|y9a64z-thli}} | {{t\|5,150\|y9a64z-yq20}} | {{t\|5,190\|y9a64z-8fgd}} | {{t\|4,992\|y9a64z-l6vc}} | {{t\|4,020\|y9a64z-g2ls}} |
| Liabilities — Subordinated debt | {{t\|915\|y9a64z-52th}} | {{t\|917\|y9a64z-hot0}} | {{t\|910\|y9a64z-ik9w}} | {{t\|901\|y9a64z-urgu}} | {{t\|610\|y9a64z-jawy}} | {{t\|611\|y9a64z-66z6}} | {{t\|607\|y9a64z-6q5y}} | {{t\|601\|y9a64z-alx9}} | – | {{t\|760\|y9a64z-9t98}} | – | – | {{t\|10,012\|y9a64z-8bpd}} | {{t\|9,548\|y9a64z-xydj}} | {{t\|9,459\|y9a64z-0cru}} | {{t\|9,880\|y9a64z-it9k}} | – | – | – | – | {{t\|(2,493)\|y9a64z-sssj}} | {{t\|(3,277)\|y9a64z-rwj5}} | {{t\|(2,516)\|y9a64z-7cfi}} | {{t\|(2,511)\|y9a64z-r25b}} | {{t\|9,044\|y9a64z-otam}} | {{t\|8,559\|y9a64z-e5m3}} | {{t\|8,460\|y9a64z-9r2p}} | {{t\|8,871\|y9a64z-hq0o}} |
| **Liabilities — Total liabilities** | {{t\|74,047\|y9a64z-t3s4}} | {{t\|77,199\|y9a64z-376k}} | {{t\|75,240\|y9a64z-u8il}} | {{t\|76,700\|y9a64z-muat}} | {{t\|224,355\|y9a64z-qr1s}} | {{t\|233,102\|y9a64z-yz6u}} | {{t\|232,693\|y9a64z-wefm}} | {{t\|229,312\|y9a64z-ogdq}} | {{t\|7,171\|y9a64z-07ty}} | {{t\|7,728\|y9a64z-nn01}} | {{t\|7,016\|y9a64z-834g}} | {{t\|7,108\|y9a64z-e7li}} | {{t\|27,682\|y9a64z-sqzs}} | {{t\|28,812\|y9a64z-0d6m}} | {{t\|27,100\|y9a64z-nzw4}} | {{t\|27,417\|y9a64z-plp9}} | {{t\|11,329\|y9a64z-vhe3}} | {{t\|10,994\|y9a64z-vm0j}} | {{t\|10,874\|y9a64z-rcch}} | {{t\|10,572\|y9a64z-1w0s}} | {{t\|(19,864)\|y9a64z-xlwp}} | {{t\|(22,733)\|y9a64z-uebl}} | {{t\|(20,611)\|y9a64z-mp1t}} | {{t\|(20,042)\|y9a64z-7ef8}} | {{t\|324,720\|y9a64z-rlg1}} | {{t\|335,102\|y9a64z-41d4}} | {{t\|332,312\|y9a64z-qsmk}} | {{t\|331,067\|y9a64z-mxm5}} |
| Equity — Shareholders’ equity | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|23,843\|y9a64z-ysj9}} | {{t\|24,860\|y9a64z-rch8}} | {{t\|24,119\|y9a64z-tgpd}} | {{t\|25,472\|y9a64z-s5o2}} |
| Equity — Non-controlling interests | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|1,492\|y9a64z-zlp8}} | {{t\|1,419\|y9a64z-6l61}} | {{t\|1,446\|y9a64z-rdha}} | {{t\|1,466\|y9a64z-rmte}} |
| Equity — Total equity | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|25,335\|y9a64z-pdiq}} | {{t\|26,280\|y9a64z-tcb7}} | {{t\|25,565\|y9a64z-fda2}} | {{t\|26,938\|y9a64z-rdsv}} |
| **Equity — Total liabilities and equity** | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|350,055\|y9a64z-fein}} | {{t\|361,382\|y9a64z-rq3h}} | {{t\|357,878\|y9a64z-g7f7}} | {{t\|358,005\|y9a64z-lhdv}} |
| Supplementary information — Risk adjustment for non-financial risk | {{t\|1,082\|y9a64z-0zjp}} | {{t\|1,095\|y9a64z-nwuy}} | {{t\|1,081\|y9a64z-dn6o}} | {{t\|1,098\|y9a64z-eciz}} | {{t\|1,666\|y9a64z-kmzo}} | {{t\|1,715\|y9a64z-iepu}} | {{t\|1,692\|y9a64z-zpge}} | {{t\|1,429\|y9a64z-2bhu}} | {{t\|428\|y9a64z-h17l}} | {{t\|14\|y9a64z-n8d9}} | {{t\|15\|y9a64z-2if0}} | {{t\|17\|y9a64z-fphq}} | {{t\|4\|y9a64z-fcn5}} | {{t\|(0)\|y9a64z-ezvp}} | – | – | {{t\|86\|y9a64z-w3li}} | {{t\|76\|y9a64z-11a4}} | {{t\|71\|y9a64z-ckix}} | {{t\|70\|y9a64z-174z}} | {{t\|0\|y9a64z-6jwd}} | {{t\|(0)\|y9a64z-vq7y}} | – | – | {{t\|3,266\|y9a64z-fdhn}} | {{t\|2,900\|y9a64z-ijtn}} | {{t\|2,859\|y9a64z-37jw}} | {{t\|2,614\|y9a64z-bwb8}} |
| Supplementary information — Liability for remaining coverage, net | {{t\|6,275\|y9a64z-jaye}} | {{t\|5,836\|y9a64z-22xq}} | {{t\|6,389\|y9a64z-hlv9}} | {{t\|5,753\|y9a64z-09zu}} | {{t\|130,018\|y9a64z-wl7t}} | {{t\|134,012\|y9a64z-ihq2}} | {{t\|149,811\|y9a64z-fjhz}} | {{t\|148,283\|y9a64z-84d7}} | {{t\|3,958\|y9a64z-e4mu}} | {{t\|3,158\|y9a64z-bsvx}} | {{t\|3,327\|y9a64z-yztz}} | {{t\|3,199\|y9a64z-4a0t}} | {{t\|8\|y9a64z-zl6p}} | {{t\|0\|y9a64z-cks4}} | – | {{t\|(0)\|y9a64z-py83}} | {{t\|2,537\|y9a64z-64yj}} | {{t\|2,645\|y9a64z-r7ky}} | {{t\|2,806\|y9a64z-1b4w}} | {{t\|2,582\|y9a64z-od4f}} | {{t\|(9)\|y9a64z-go15}} | {{t\|(16)\|y9a64z-5xba}} | {{t\|19\|y9a64z-03ev}} | {{t\|3\|y9a64z-sbkw}} | {{t\|142,788\|y9a64z-jhfw}} | {{t\|145,634\|y9a64z-1oo2}} | {{t\|162,352\|y9a64z-odq0}} | {{t\|159,820\|y9a64z-t7k0}} |
| Supplementary information — Liability for incurred claims, net | {{t\|41,827\|y9a64z-m9zs}} | {{t\|43,509\|y9a64z-fc9j}} | {{t\|42,328\|y9a64z-5ksp}} | {{t\|43,738\|y9a64z-94nf}} | {{t\|3,389\|y9a64z-ao02}} | {{t\|3,811\|y9a64z-64bf}} | {{t\|3,300\|y9a64z-zbmh}} | {{t\|2,811\|y9a64z-a2wm}} | {{t\|(313)\|y9a64z-ssx7}} | {{t\|(759)\|y9a64z-f22m}} | {{t\|(840)\|y9a64z-2ei6}} | {{t\|(655)\|y9a64z-altq}} | {{t\|136\|y9a64z-iew7}} | {{t\|3\|y9a64z-z2bd}} | {{t\|3\|y9a64z-2nyb}} | {{t\|3\|y9a64z-8c1c}} | {{t\|2,846\|y9a64z-xfeq}} | {{t\|2,729\|y9a64z-3iwk}} | {{t\|2,928\|y9a64z-9sbq}} | {{t\|2,981\|y9a64z-xld1}} | {{t\|6\|y9a64z-7lbw}} | {{t\|16\|y9a64z-zvj4}} | {{t\|(16)\|y9a64z-kqk1}} | {{t\|(0)\|y9a64z-c2e5}} | {{t\|47,892\|y9a64z-7a5o}} | {{t\|49,309\|y9a64z-xm0f}} | {{t\|47,704\|y9a64z-2faa}} | {{t\|48,878\|y9a64z-gmw0}} |" |
|---|
|
| id | "y9a64z-c4" |
|---|
| chunk | 4 |
|---|
| pages | |
|---|
| heading | "P&C by Segment" |
|---|
| tags | |
|---|
| links | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Underlying earnings" |
|
|---|
| content | "**Property & casualty business operating profit build-up by segment.**
| In USD million | Europe, Middle East & Africa 2023 H1 | Europe, Middle East & Africa 2023 H2 | Europe, Middle East & Africa 2023 FY-23 | Europe, Middle East & Africa 2024 H1 | Europe, Middle East & Africa 2024 H2 | Europe, Middle East & Africa 2024 FY-24 | North America 2023 H1 | North America 2023 H2 | North America 2023 FY-23 | North America 2024 H1 | North America 2024 H2 | North America 2024 FY-24 | Asia Pacific 2023 H1 | Asia Pacific 2023 H2 | Asia Pacific 2023 FY-23 | Asia Pacific 2024 H1 | Asia Pacific 2024 H2 | Asia Pacific 2024 FY-24 | Latin America 2023 H1 | Latin America 2023 H2 | Latin America 2023 FY-23 | Latin America 2024 H1 | Latin America 2024 H2 | Latin America 2024 FY-24 | Group Reinsurance 2023 H1 | Group Reinsurance 2023 H2 | Group Reinsurance 2023 FY-23 | Group Reinsurance 2024 H1 | Group Reinsurance 2024 H2 | Group Reinsurance 2024 FY-24 | Eliminations 2023 H1 | Eliminations 2023 H2 | Eliminations 2023 FY-23 | Eliminations 2024 H1 | Eliminations 2024 H2 | Eliminations 2024 FY-24 | Total 2023 H1 | Total 2023 H2 | Total 2023 FY-23 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| {{t\|Insurance revenue\|\|Insurance revenue}} (2) | {{t\|8,267\|y9a64z-h5qx}} | {{t\|8,903\|y9a64z-rr65}} | {{t\|17,170\|y9a64z-x3sw}} | {{t\|8,989\|y9a64z-1hg0}} | {{t\|9,662\|y9a64z-x8ke}} | {{t\|18,651\|y9a64z-07h3}} | {{t\|9,559\|y9a64z-259j}} | {{t\|11,049\|y9a64z-1252}} | {{t\|20,607\|y9a64z-bmrt}} | {{t\|9,970\|y9a64z-lon5}} | {{t\|11,015\|y9a64z-guh3}} | {{t\|20,985\|y9a64z-4lr7}} | {{t\|1,702\|y9a64z-dcin}} | {{t\|1,732\|y9a64z-99c9}} | {{t\|3,434\|y9a64z-j24n}} | {{t\|1,746\|y9a64z-nhlg}} | {{t\|2,047\|y9a64z-8kbr}} | {{t\|3,793\|y9a64z-92f0}} | {{t\|1,461\|y9a64z-6d9f}} | {{t\|1,351\|y9a64z-p4t0}} | {{t\|2,812\|y9a64z-p1fg}} | {{t\|1,573\|y9a64z-6fyt}} | {{t\|1,589\|y9a64z-73cq}} | {{t\|3,162\|y9a64z-r05z}} | {{t\|380\|y9a64z-e2fb}} | {{t\|401\|y9a64z-6ld5}} | {{t\|781\|y9a64z-4eev}} | {{t\|398\|y9a64z-dgwz}} | {{t\|400\|y9a64z-am1f}} | {{t\|799\|y9a64z-q4n5}} | {{t\|(1,205)\|y9a64z-7nt2}} | {{t\|(1,306)\|y9a64z-m3mn}} | {{t\|(2,511)\|y9a64z-yyow}} | {{t\|(1,232)\|y9a64z-qwbr}} | {{t\|(1,367)\|y9a64z-g2kz}} | {{t\|(2,598)\|y9a64z-kuhf}} | {{t\|20,163\|y9a64z-dudc}} | {{t\|22,130\|y9a64z-zl2x}} | {{t\|42,293\|y9a64z-wr8v}} | {{t\|21,446\|y9a64z-ne93}} | {{t\|23,346\|y9a64z-0swe}} | {{t\|44,792\|y9a64z-20sy}} |
| {{t\|Insurance service expense\|\|Insurance service expense}}: losses, gross | {{t\|(5,183)\|y9a64z-siox}} | {{t\|(6,295)\|y9a64z-cbre}} | {{t\|(11,478)\|y9a64z-y5l1}} | {{t\|(5,364)\|y9a64z-s2z6}} | {{t\|(6,576)\|y9a64z-e4n1}} | {{t\|(11,940)\|y9a64z-fiqg}} | {{t\|(5,346)\|y9a64z-kwf6}} | {{t\|(6,524)\|y9a64z-ni62}} | {{t\|(11,870)\|y9a64z-5mki}} | {{t\|(5,577)\|y9a64z-lfkq}} | {{t\|(7,304)\|y9a64z-leue}} | {{t\|(12,881)\|y9a64z-ff35}} | {{t\|(859)\|y9a64z-irq9}} | {{t\|(834)\|y9a64z-7588}} | {{t\|(1,693)\|y9a64z-7n41}} | {{t\|(815)\|y9a64z-s0ut}} | {{t\|(960)\|y9a64z-1bkb}} | {{t\|(1,775)\|y9a64z-ojd5}} | {{t\|(573)\|y9a64z-0gd6}} | {{t\|(717)\|y9a64z-4gsz}} | {{t\|(1,290)\|y9a64z-w9w2}} | {{t\|(630)\|y9a64z-y3d0}} | {{t\|(475)\|y9a64z-zx2k}} | {{t\|(1,105)\|y9a64z-ojbz}} | {{t\|(222)\|y9a64z-x14t}} | {{t\|(179)\|y9a64z-b4fk}} | {{t\|(401)\|y9a64z-slju}} | {{t\|(208)\|y9a64z-sggw}} | {{t\|(415)\|y9a64z-0rzd}} | {{t\|(623)\|y9a64z-ab3h}} | {{t\|597\|y9a64z-w07u}} | {{t\|783\|y9a64z-ps8w}} | {{t\|1,381\|y9a64z-8zxi}} | {{t\|487\|y9a64z-eh9r}} | {{t\|1,272\|y9a64z-b5kq}} | {{t\|1,758\|y9a64z-vo4f}} | {{t\|(11,585)\|y9a64z-5djk}} | {{t\|(13,766)\|y9a64z-kp3o}} | {{t\|(25,351)\|y9a64z-as78}} | {{t\|(12,108)\|y9a64z-vyp4}} | {{t\|(14,458)\|y9a64z-hs8x}} | {{t\|(26,566)\|y9a64z-y120}} |
| {{t\|Insurance service expense\|\|Insurance service expense}}: expenses, gross | {{t\|(1,977)\|y9a64z-u36r}} | {{t\|(2,102)\|y9a64z-uh3f}} | {{t\|(4,080)\|y9a64z-qnxf}} | {{t\|(2,159)\|y9a64z-dj2y}} | {{t\|(2,327)\|y9a64z-2zq5}} | {{t\|(4,486)\|y9a64z-e54p}} | {{t\|(2,301)\|y9a64z-kusy}} | {{t\|(2,545)\|y9a64z-o6eo}} | {{t\|(4,846)\|y9a64z-t3mi}} | {{t\|(2,397)\|y9a64z-dsv1}} | {{t\|(2,609)\|y9a64z-igab}} | {{t\|(5,005)\|y9a64z-du0m}} | {{t\|(517)\|y9a64z-vbgy}} | {{t\|(512)\|y9a64z-2gam}} | {{t\|(1,030)\|y9a64z-5nm2}} | {{t\|(535)\|y9a64z-02kt}} | {{t\|(617)\|y9a64z-qtt5}} | {{t\|(1,152)\|y9a64z-5kg2}} | {{t\|(568)\|y9a64z-mxqx}} | {{t\|(543)\|y9a64z-zyze}} | {{t\|(1,110)\|y9a64z-nlce}} | {{t\|(618)\|y9a64z-btfv}} | {{t\|(622)\|y9a64z-qrue}} | {{t\|(1,240)\|y9a64z-h90k}} | {{t\|(18)\|y9a64z-5xl9}} | {{t\|(13)\|y9a64z-v0rg}} | {{t\|(31)\|y9a64z-sz3k}} | {{t\|(11)\|y9a64z-kp5c}} | {{t\|(18)\|y9a64z-flkh}} | {{t\|(29)\|y9a64z-fk3s}} | {{t\|(3)\|y9a64z-3jpw}} | {{t\|(5)\|y9a64z-f3ia}} | {{t\|(7)\|y9a64z-esic}} | {{t\|(2)\|y9a64z-9psv}} | {{t\|1\|y9a64z-rzyl}} | {{t\|(1)\|y9a64z-1nng}} | {{t\|(5,383)\|y9a64z-7xvt}} | {{t\|(5,720)\|y9a64z-k4ry}} | {{t\|(11,104)\|y9a64z-nkie}} | {{t\|(5,722)\|y9a64z-13nq}} | {{t\|(6,191)\|y9a64z-85vm}} | {{t\|(11,913)\|y9a64z-1ib1}} |
| Net expenses from reinsurance contracts held (2) | {{t\|(404)\|y9a64z-ca95}} | {{t\|(447)\|y9a64z-wv0c}} | {{t\|(852)\|y9a64z-ygbe}} | {{t\|(749)\|y9a64z-4zmz}} | {{t\|(156)\|y9a64z-rd0a}} | {{t\|(905)\|y9a64z-kdb4}} | {{t\|(1,012)\|y9a64z-p2ya}} | {{t\|(950)\|y9a64z-ts72}} | {{t\|(1,962)\|y9a64z-shmc}} | {{t\|(1,085)\|y9a64z-n366}} | {{t\|(336)\|y9a64z-hodz}} | {{t\|(1,421)\|y9a64z-kzp4}} | {{t\|(162)\|y9a64z-wb72}} | {{t\|(231)\|y9a64z-s4rt}} | {{t\|(393)\|y9a64z-yuip}} | {{t\|(231)\|y9a64z-3xpo}} | {{t\|(260)\|y9a64z-popr}} | {{t\|(491)\|y9a64z-r7ju}} | {{t\|(177)\|y9a64z-5cls}} | {{t\|(16)\|y9a64z-9hdb}} | {{t\|(194)\|y9a64z-z2nz}} | {{t\|(197)\|y9a64z-gx9d}} | {{t\|(338)\|y9a64z-8kv8}} | {{t\|(535)\|y9a64z-8d9e}} | {{t\|(196)\|y9a64z-nqor}} | {{t\|(195)\|y9a64z-jkfv}} | {{t\|(391)\|y9a64z-498d}} | {{t\|(238)\|y9a64z-ixm8}} | {{t\|(63)\|y9a64z-hqxo}} | {{t\|(301)\|y9a64z-soub}} | {{t\|610\|y9a64z-0ayt}} | {{t\|527\|y9a64z-fa44}} | {{t\|1,138\|y9a64z-dep5}} | {{t\|746\|y9a64z-a3uq}} | {{t\|94\|y9a64z-b1op}} | {{t\|840\|y9a64z-9eul}} | {{t\|(1,341)\|y9a64z-a4qw}} | {{t\|(1,312)\|y9a64z-zmnm}} | {{t\|(2,653)\|y9a64z-fxdb}} | {{t\|(1,753)\|y9a64z-udln}} | {{t\|(1,059)\|y9a64z-ga9k}} | {{t\|(2,812)\|y9a64z-y0wu}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|702\|y9a64z-3vd3}} | {{t\|58\|y9a64z-l454}} | {{t\|760\|y9a64z-xta3}} | {{t\|716\|y9a64z-uz3w}} | {{t\|603\|y9a64z-wvsy}} | {{t\|1,320\|y9a64z-yfiu}} | {{t\|900\|y9a64z-935l}} | {{t\|1,029\|y9a64z-c990}} | {{t\|1,929\|y9a64z-4hbu}} | {{t\|912\|y9a64z-eb04}} | {{t\|766\|y9a64z-rgco}} | {{t\|1,678\|y9a64z-01bt}} | {{t\|164\|y9a64z-1u62}} | {{t\|155\|y9a64z-zqv0}} | {{t\|319\|y9a64z-3esd}} | {{t\|165\|y9a64z-76w1}} | {{t\|210\|y9a64z-knk2}} | {{t\|375\|y9a64z-22iw}} | {{t\|143\|y9a64z-0emg}} | {{t\|75\|y9a64z-u4kh}} | {{t\|218\|y9a64z-7o1x}} | {{t\|129\|y9a64z-ungr}} | {{t\|154\|y9a64z-fupk}} | {{t\|282\|y9a64z-oajz}} | {{t\|(56)\|y9a64z-e2i1}} | {{t\|15\|y9a64z-doxe}} | {{t\|(42)\|y9a64z-zqbi}} | {{t\|(59)\|y9a64z-ke72}} | {{t\|(96)\|y9a64z-xvpo}} | {{t\|(154)\|y9a64z-u886}} | – | – | – | – | – | – | {{t\|1,854\|y9a64z-hvll}} | {{t\|1,332\|y9a64z-knhh}} | {{t\|3,186\|y9a64z-gduu}} | {{t\|1,863\|y9a64z-qhwt}} | {{t\|1,637\|y9a64z-uea2}} | {{t\|3,500\|y9a64z-tezr}} |
| {{t\|Net investment income\|\|Net investment income}} on Group investments | {{t\|345\|y9a64z-cir0}} | {{t\|392\|y9a64z-a0ra}} | {{t\|736\|y9a64z-npto}} | {{t\|444\|y9a64z-mw6x}} | {{t\|464\|y9a64z-pu1v}} | {{t\|908\|y9a64z-c27r}} | {{t\|537\|y9a64z-ljcn}} | {{t\|557\|y9a64z-5ac6}} | {{t\|1,094\|y9a64z-wbtf}} | {{t\|564\|y9a64z-cw4x}} | {{t\|577\|y9a64z-l7rd}} | {{t\|1,141\|y9a64z-kqdl}} | {{t\|63\|y9a64z-hz2h}} | {{t\|71\|y9a64z-2l1l}} | {{t\|134\|y9a64z-54qg}} | {{t\|75\|y9a64z-rg0i}} | {{t\|104\|y9a64z-hie2}} | {{t\|180\|y9a64z-99w4}} | {{t\|137\|y9a64z-hyoo}} | {{t\|87\|y9a64z-ssen}} | {{t\|224\|y9a64z-kupo}} | {{t\|149\|y9a64z-p0w4}} | {{t\|122\|y9a64z-kgcp}} | {{t\|271\|y9a64z-hp0i}} | {{t\|5\|y9a64z-7h1d}} | {{t\|(3)\|y9a64z-lbrf}} | {{t\|2\|y9a64z-jpix}} | {{t\|1\|y9a64z-wtnk}} | {{t\|3\|y9a64z-bavb}} | {{t\|4\|y9a64z-l586}} | {{t\|(0)\|y9a64z-7fvo}} | {{t\|0\|y9a64z-hyiz}} | {{t\|0\|y9a64z-1m64}} | {{t\|0\|y9a64z-4ru5}} | {{t\|0\|y9a64z-0b1h}} | {{t\|0\|y9a64z-0y3h}} | {{t\|1,087\|y9a64z-3r34}} | {{t\|1,104\|y9a64z-fvfy}} | {{t\|2,191\|y9a64z-abkt}} | {{t\|1,233\|y9a64z-i4n6}} | {{t\|1,270\|y9a64z-fodr}} | {{t\|2,503\|y9a64z-2irc}} |
| Net capital gains/(losses) on Group investments | {{t\|12\|y9a64z-rzx1}} | {{t\|6\|y9a64z-bsee}} | {{t\|18\|y9a64z-lrc1}} | {{t\|53\|y9a64z-x8z3}} | {{t\|26\|y9a64z-ldvd}} | {{t\|79\|y9a64z-x04o}} | {{t\|66\|y9a64z-zf0y}} | {{t\|119\|y9a64z-jo82}} | {{t\|185\|y9a64z-5noc}} | {{t\|88\|y9a64z-a3ga}} | {{t\|106\|y9a64z-8w9d}} | {{t\|194\|y9a64z-i3k1}} | {{t\|0\|y9a64z-5stl}} | {{t\|(3)\|y9a64z-tzev}} | {{t\|(3)\|y9a64z-nh32}} | {{t\|(2)\|y9a64z-9mvy}} | {{t\|1\|y9a64z-vhl8}} | {{t\|(1)\|y9a64z-74rz}} | {{t\|(9)\|y9a64z-42o6}} | {{t\|26\|y9a64z-am2f}} | {{t\|17\|y9a64z-mofn}} | {{t\|12\|y9a64z-ojcm}} | {{t\|(17)\|y9a64z-649c}} | {{t\|(5)\|y9a64z-nnpc}} | {{t\|4\|y9a64z-d3z2}} | {{t\|3\|y9a64z-8oul}} | {{t\|8\|y9a64z-4xp3}} | {{t\|1\|y9a64z-6166}} | {{t\|2\|y9a64z-45p8}} | {{t\|3\|y9a64z-d2pj}} | – | – | – | – | – | – | {{t\|73\|y9a64z-c9ix}} | {{t\|152\|y9a64z-vcau}} | {{t\|225\|y9a64z-uuh5}} | {{t\|152\|y9a64z-0r1j}} | {{t\|117\|y9a64z-n7z0}} | {{t\|269\|y9a64z-h0c0}} |
| {{t\|Net investment result\|\|Net investment income}} on Group investments | {{t\|357\|y9a64z-99y7}} | {{t\|398\|y9a64z-djrs}} | {{t\|755\|y9a64z-v05g}} | {{t\|497\|y9a64z-slwy}} | {{t\|490\|y9a64z-jmiy}} | {{t\|987\|y9a64z-9cli}} | {{t\|603\|y9a64z-gw91}} | {{t\|676\|y9a64z-6lj7}} | {{t\|1,278\|y9a64z-1512}} | {{t\|652\|y9a64z-hnna}} | {{t\|682\|y9a64z-0hgy}} | {{t\|1,335\|y9a64z-2xq4}} | {{t\|63\|y9a64z-tqyz}} | {{t\|68\|y9a64z-dbje}} | {{t\|131\|y9a64z-vevw}} | {{t\|73\|y9a64z-jxb0}} | {{t\|105\|y9a64z-2ueo}} | {{t\|178\|y9a64z-4h1d}} | {{t\|128\|y9a64z-a4oz}} | {{t\|114\|y9a64z-elk4}} | {{t\|242\|y9a64z-vr42}} | {{t\|161\|y9a64z-zqv9}} | {{t\|105\|y9a64z-643e}} | {{t\|265\|y9a64z-ddj1}} | {{t\|9\|y9a64z-naqs}} | {{t\|0\|y9a64z-xwh9}} | {{t\|10\|y9a64z-nix3}} | {{t\|2\|y9a64z-5l37}} | {{t\|4\|y9a64z-8rqp}} | {{t\|7\|y9a64z-ndi0}} | {{t\|(0)\|y9a64z-d1dh}} | {{t\|0\|y9a64z-1wl0}} | {{t\|0\|y9a64z-z9j3}} | {{t\|0\|y9a64z-0pun}} | {{t\|0\|y9a64z-qmhz}} | {{t\|0\|y9a64z-ec8x}} | {{t\|1,160\|y9a64z-5evy}} | {{t\|1,256\|y9a64z-u1gw}} | {{t\|2,416\|y9a64z-n1xy}} | {{t\|1,386\|y9a64z-ixh3}} | {{t\|1,387\|y9a64z-hgev}} | {{t\|2,772\|y9a64z-ho3x}} |
| Re-/Insurance finance income/(expenses) | {{t\|(86)\|y9a64z-k4c9}} | {{t\|(136)\|y9a64z-39k4}} | {{t\|(222)\|y9a64z-tyen}} | {{t\|(184)\|y9a64z-rp4k}} | {{t\|(195)\|y9a64z-z4fx}} | {{t\|(380)\|y9a64z-0u0s}} | {{t\|(236)\|y9a64z-xzpf}} | {{t\|(298)\|y9a64z-g9gn}} | {{t\|(534)\|y9a64z-gpdz}} | {{t\|(321)\|y9a64z-yshg}} | {{t\|(369)\|y9a64z-9sfj}} | {{t\|(690)\|y9a64z-jaty}} | {{t\|(23)\|y9a64z-haoy}} | {{t\|(28)\|y9a64z-kssq}} | {{t\|(52)\|y9a64z-6266}} | {{t\|(27)\|y9a64z-bjso}} | {{t\|(32)\|y9a64z-656n}} | {{t\|(59)\|y9a64z-q8su}} | {{t\|(39)\|y9a64z-dlqj}} | {{t\|(20)\|y9a64z-3v70}} | {{t\|(59)\|y9a64z-e7sv}} | {{t\|(45)\|y9a64z-acli}} | {{t\|(33)\|y9a64z-eoeh}} | {{t\|(78)\|y9a64z-p3by}} | {{t\|(11)\|y9a64z-9pi4}} | {{t\|(9)\|y9a64z-gb0e}} | {{t\|(20)\|y9a64z-ffp7}} | {{t\|(11)\|y9a64z-su3u}} | {{t\|(16)\|y9a64z-d77f}} | {{t\|(27)\|y9a64z-xgmz}} | {{t\|0\|y9a64z-51pf}} | {{t\|(0)\|y9a64z-evio}} | {{t\|0\|y9a64z-bl8y}} | {{t\|0\|y9a64z-x11l}} | {{t\|0\|y9a64z-omwp}} | {{t\|0\|y9a64z-1g3h}} | {{t\|(396)\|y9a64z-fruq}} | {{t\|(491)\|y9a64z-apvm}} | {{t\|(887)\|y9a64z-cj2s}} | {{t\|(588)\|y9a64z-olxs}} | {{t\|(645)\|y9a64z-l68r}} | {{t\|(1,233)\|y9a64z-9yqk}} |
| {{t\|Net investment result\|\|Net investment income}} | {{t\|271\|y9a64z-e3vf}} | {{t\|262\|y9a64z-ek58}} | {{t\|533\|y9a64z-zett}} | {{t\|313\|y9a64z-t1ks}} | {{t\|295\|y9a64z-83qr}} | {{t\|608\|y9a64z-lemk}} | {{t\|366\|y9a64z-0vsh}} | {{t\|378\|y9a64z-oj7m}} | {{t\|744\|y9a64z-x2l8}} | {{t\|331\|y9a64z-z6fb}} | {{t\|313\|y9a64z-olar}} | {{t\|644\|y9a64z-c0if}} | {{t\|40\|y9a64z-cw5r}} | {{t\|39\|y9a64z-j67q}} | {{t\|80\|y9a64z-2nu3}} | {{t\|46\|y9a64z-tpht}} | {{t\|73\|y9a64z-2bjw}} | {{t\|120\|y9a64z-pqe9}} | {{t\|89\|y9a64z-cdd9}} | {{t\|94\|y9a64z-igp9}} | {{t\|183\|y9a64z-r8yn}} | {{t\|115\|y9a64z-984w}} | {{t\|72\|y9a64z-v257}} | {{t\|187\|y9a64z-8ifh}} | {{t\|(2)\|y9a64z-04y7}} | {{t\|(9)\|y9a64z-dczm}} | {{t\|(11)\|y9a64z-fj1p}} | {{t\|(9)\|y9a64z-vpmv}} | {{t\|(11)\|y9a64z-rabk}} | {{t\|(20)\|y9a64z-i8pr}} | {{t\|0\|y9a64z-jkaz}} | {{t\|(0)\|y9a64z-2vys}} | {{t\|0\|y9a64z-wj87}} | {{t\|0\|y9a64z-35y9}} | {{t\|0\|y9a64z-idp2}} | {{t\|0\|y9a64z-pzvb}} | {{t\|765\|y9a64z-4qht}} | {{t\|764\|y9a64z-yrt1}} | {{t\|1,529\|y9a64z-rkwe}} | {{t\|797\|y9a64z-pi3t}} | {{t\|742\|y9a64z-w10z}} | {{t\|1,539\|y9a64z-tzzr}} |
| Fee income | {{t\|98\|y9a64z-ctaq}} | {{t\|115\|y9a64z-dg5z}} | {{t\|213\|y9a64z-sztc}} | {{t\|109\|y9a64z-ar50}} | {{t\|113\|y9a64z-r4b2}} | {{t\|222\|y9a64z-geq5}} | {{t\|100\|y9a64z-e1cl}} | {{t\|110\|y9a64z-dwnc}} | {{t\|210\|y9a64z-kzqu}} | {{t\|104\|y9a64z-v8ep}} | {{t\|102\|y9a64z-wfh5}} | {{t\|206\|y9a64z-4c67}} | {{t\|25\|y9a64z-ghei}} | {{t\|28\|y9a64z-gndc}} | {{t\|53\|y9a64z-ws9s}} | {{t\|30\|y9a64z-gkjr}} | {{t\|25\|y9a64z-uw1l}} | {{t\|55\|y9a64z-p0gw}} | – | {{t\|0\|y9a64z-ifbi}} | {{t\|0\|y9a64z-5bw9}} | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|224\|y9a64z-4fhp}} | {{t\|253\|y9a64z-n2ff}} | {{t\|476\|y9a64z-ik4o}} | {{t\|243\|y9a64z-l499}} | {{t\|240\|y9a64z-yrx1}} | {{t\|483\|y9a64z-x56a}} |
| Fee business expenses | {{t\|(74)\|y9a64z-ljjc}} | {{t\|(88)\|y9a64z-8v2p}} | {{t\|(162)\|y9a64z-45hp}} | {{t\|(83)\|y9a64z-fhy0}} | {{t\|(87)\|y9a64z-g4r3}} | {{t\|(170)\|y9a64z-6220}} | {{t\|(65)\|y9a64z-lntz}} | {{t\|(66)\|y9a64z-czym}} | {{t\|(131)\|y9a64z-e5mi}} | {{t\|(65)\|y9a64z-mp07}} | {{t\|(70)\|y9a64z-f4rn}} | {{t\|(134)\|y9a64z-2dpf}} | {{t\|(32)\|y9a64z-u8k7}} | {{t\|(34)\|y9a64z-fyrc}} | {{t\|(65)\|y9a64z-pzqp}} | {{t\|(37)\|y9a64z-to1u}} | {{t\|(42)\|y9a64z-ullh}} | {{t\|(79)\|y9a64z-4712}} | {{t\|(0)\|y9a64z-un7y}} | {{t\|1\|y9a64z-yivi}} | {{t\|0\|y9a64z-oxsc}} | {{t\|0\|y9a64z-zann}} | {{t\|(0)\|y9a64z-tstp}} | {{t\|(0)\|y9a64z-mkyp}} | {{t\|1\|y9a64z-48zq}} | {{t\|(1)\|y9a64z-osmc}} | {{t\|0\|y9a64z-rhyd}} | {{t\|0\|y9a64z-sxcn}} | {{t\|0\|y9a64z-9qcv}} | {{t\|0\|y9a64z-te1n}} | {{t\|(2)\|y9a64z-76y0}} | {{t\|(2)\|y9a64z-jc7m}} | {{t\|(4)\|y9a64z-a8wm}} | {{t\|(1)\|y9a64z-ywl6}} | {{t\|(1)\|y9a64z-9k1v}} | {{t\|(2)\|y9a64z-9css}} | {{t\|(172)\|y9a64z-pjbn}} | {{t\|(189)\|y9a64z-x6od}} | {{t\|(361)\|y9a64z-cyd9}} | {{t\|(186)\|y9a64z-82vh}} | {{t\|(200)\|y9a64z-javg}} | {{t\|(385)\|y9a64z-2p8g}} |
| **Fee result** | {{t\|24\|y9a64z-cboe}} | {{t\|27\|y9a64z-8xwg}} | {{t\|51\|y9a64z-hwn4}} | {{t\|26\|y9a64z-cu6r}} | {{t\|26\|y9a64z-mx3r}} | {{t\|52\|y9a64z-jeu1}} | {{t\|35\|y9a64z-egts}} | {{t\|44\|y9a64z-ppof}} | {{t\|79\|y9a64z-y5b9}} | {{t\|39\|y9a64z-ka29}} | {{t\|32\|y9a64z-25lf}} | {{t\|72\|y9a64z-5wy9}} | {{t\|(6)\|y9a64z-xq6q}} | {{t\|(6)\|y9a64z-wo7s}} | {{t\|(12)\|y9a64z-s4w5}} | {{t\|(7)\|y9a64z-kmij}} | {{t\|(17)\|y9a64z-waqg}} | {{t\|(24)\|y9a64z-csa5}} | {{t\|(0)\|y9a64z-gw5y}} | {{t\|1\|y9a64z-fbny}} | {{t\|0\|y9a64z-aae4}} | {{t\|0\|y9a64z-j4v6}} | {{t\|(0)\|y9a64z-elfn}} | {{t\|(0)\|y9a64z-soyr}} | {{t\|1\|y9a64z-gg2j}} | {{t\|(1)\|y9a64z-zed5}} | {{t\|0\|y9a64z-xtow}} | {{t\|0\|y9a64z-i2wy}} | {{t\|0\|y9a64z-liy7}} | {{t\|0\|y9a64z-z2la}} | {{t\|(2)\|y9a64z-oqtk}} | {{t\|(2)\|y9a64z-4w9n}} | {{t\|(4)\|y9a64z-k8di}} | {{t\|(1)\|y9a64z-eldg}} | {{t\|(1)\|y9a64z-n824}} | {{t\|(2)\|y9a64z-clmi}} | {{t\|51\|y9a64z-n6xv}} | {{t\|64\|y9a64z-7mlh}} | {{t\|115\|y9a64z-1vwv}} | {{t\|57\|y9a64z-9spr}} | {{t\|40\|y9a64z-l6bg}} | {{t\|98\|y9a64z-4rq2}} |
| **Other result** | {{t\|(208)\|y9a64z-320u}} | {{t\|(297)\|y9a64z-79ns}} | {{t\|(506)\|y9a64z-ke6t}} | {{t\|(263)\|y9a64z-k53m}} | {{t\|(203)\|y9a64z-ohhv}} | {{t\|(466)\|y9a64z-o04t}} | {{t\|(61)\|y9a64z-ft34}} | {{t\|(44)\|y9a64z-hfxm}} | {{t\|(105)\|y9a64z-2tby}} | {{t\|(46)\|y9a64z-tyia}} | {{t\|(35)\|y9a64z-1i3c}} | {{t\|(80)\|y9a64z-4rbi}} | {{t\|(47)\|y9a64z-k217}} | {{t\|(45)\|y9a64z-dk2a}} | {{t\|(92)\|y9a64z-3cgv}} | {{t\|(55)\|y9a64z-7jff}} | {{t\|(61)\|y9a64z-28r0}} | {{t\|(116)\|y9a64z-edhz}} | {{t\|(50)\|y9a64z-l1va}} | {{t\|(68)\|y9a64z-8f9x}} | {{t\|(118)\|y9a64z-9fwo}} | {{t\|(64)\|y9a64z-t9dy}} | {{t\|(66)\|y9a64z-vfls}} | {{t\|(130)\|y9a64z-ruaz}} | {{t\|8\|y9a64z-8ft1}} | {{t\|2\|y9a64z-vhf0}} | {{t\|10\|y9a64z-hgxp}} | {{t\|8\|y9a64z-1jgp}} | {{t\|5\|y9a64z-lk42}} | {{t\|12\|y9a64z-2o9t}} | {{t\|2\|y9a64z-470f}} | {{t\|2\|y9a64z-9h8x}} | {{t\|4\|y9a64z-l106}} | {{t\|1\|y9a64z-ro87}} | {{t\|1\|y9a64z-lu0z}} | {{t\|2\|y9a64z-f44m}} | {{t\|(357)\|y9a64z-4e2f}} | {{t\|(450)\|y9a64z-xnmt}} | {{t\|(807)\|y9a64z-w5x5}} | {{t\|(420)\|y9a64z-v9sa}} | {{t\|(359)\|y9a64z-2e63}} | {{t\|(779)\|y9a64z-x2k3}} |
| of which: technical non-qualifying expense | {{t\|(197)\|y9a64z-osyp}} | {{t\|(216)\|y9a64z-xmvd}} | {{t\|(414)\|y9a64z-yr1j}} | {{t\|(259)\|y9a64z-3ce9}} | {{t\|(216)\|y9a64z-ism8}} | {{t\|(475)\|y9a64z-al7u}} | {{t\|(97)\|y9a64z-onqn}} | {{t\|(83)\|y9a64z-mb8m}} | {{t\|(180)\|y9a64z-jgr2}} | {{t\|(87)\|y9a64z-syel}} | {{t\|(78)\|y9a64z-lwcb}} | {{t\|(165)\|y9a64z-q371}} | {{t\|(53)\|y9a64z-pi02}} | {{t\|(46)\|y9a64z-eq4z}} | {{t\|(99)\|y9a64z-j4ci}} | {{t\|(55)\|y9a64z-dkcb}} | {{t\|(52)\|y9a64z-3a61}} | {{t\|(107)\|y9a64z-glh6}} | {{t\|(58)\|y9a64z-ttx4}} | {{t\|(56)\|y9a64z-8s2v}} | {{t\|(114)\|y9a64z-icvm}} | {{t\|(62)\|y9a64z-vv44}} | {{t\|(67)\|y9a64z-x0p5}} | {{t\|(129)\|y9a64z-018z}} | {{t\|(14)\|y9a64z-xbam}} | {{t\|(31)\|y9a64z-3o1l}} | {{t\|(45)\|y9a64z-d1cb}} | {{t\|(21)\|y9a64z-t8py}} | {{t\|(24)\|y9a64z-9qke}} | {{t\|(45)\|y9a64z-zi8w}} | {{t\|2\|y9a64z-bnja}} | {{t\|2\|y9a64z-olic}} | {{t\|4\|y9a64z-jca1}} | {{t\|1\|y9a64z-pd22}} | {{t\|1\|y9a64z-i592}} | {{t\|2\|y9a64z-in8q}} | {{t\|(417)\|y9a64z-cv7t}} | {{t\|(431)\|y9a64z-2awx}} | {{t\|(847)\|y9a64z-raoe}} | {{t\|(484)\|y9a64z-y92r}} | {{t\|(436)\|y9a64z-vrxf}} | {{t\|(919)\|y9a64z-rgw3}} |
| Income tax (expense)/benefit attributable to policyholders (BOP relevant) | – | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|(2)\|y9a64z-qucf}} | {{t\|(2)\|y9a64z-o1j5}} | {{t\|(2)\|y9a64z-2rcg}} | {{t\|(3)\|y9a64z-ba3d}} | {{t\|(5)\|y9a64z-7mgp}} | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|(2)\|y9a64z-sz83}} | {{t\|(2)\|y9a64z-f0he}} | {{t\|(2)\|y9a64z-5s4g}} | {{t\|(3)\|y9a64z-hovn}} | {{t\|(5)\|y9a64z-dhg9}} |
| Business {{t\|operating profit\|\|Underlying earnings}} before non-controlling interests | {{t\|789\|y9a64z-yxag}} | {{t\|50\|y9a64z-rctc}} | {{t\|839\|y9a64z-cpql}} | {{t\|792\|y9a64z-vpxu}} | {{t\|721\|y9a64z-6lxl}} | {{t\|1,514\|y9a64z-7i7c}} | {{t\|1,240\|y9a64z-l1ms}} | {{t\|1,407\|y9a64z-f8e2}} | {{t\|2,647\|y9a64z-a1uv}} | {{t\|1,236\|y9a64z-g8rt}} | {{t\|1,077\|y9a64z-mws5}} | {{t\|2,313\|y9a64z-fhth}} | {{t\|151\|y9a64z-7gpx}} | {{t\|141\|y9a64z-4ft8}} | {{t\|293\|y9a64z-rzek}} | {{t\|147\|y9a64z-8bxi}} | {{t\|203\|y9a64z-o352}} | {{t\|349\|y9a64z-oq8x}} | {{t\|182\|y9a64z-twrs}} | {{t\|102\|y9a64z-sjq3}} | {{t\|284\|y9a64z-ek9l}} | {{t\|180\|y9a64z-uttb}} | {{t\|159\|y9a64z-7v9y}} | {{t\|339\|y9a64z-30d5}} | {{t\|(49)\|y9a64z-ny75}} | {{t\|7\|y9a64z-95yc}} | {{t\|(42)\|y9a64z-wkbi}} | {{t\|(60)\|y9a64z-3nq1}} | {{t\|(102)\|y9a64z-51uz}} | {{t\|(162)\|y9a64z-x9ou}} | – | – | – | – | – | – | {{t\|2,313\|y9a64z-bnqj}} | {{t\|1,708\|y9a64z-k32v}} | {{t\|4,020\|y9a64z-ngrq}} | {{t\|2,296\|y9a64z-0afq}} | {{t\|2,058\|y9a64z-u2re}} | {{t\|4,353\|y9a64z-1uwn}} |
| Non-controlling interest | {{t\|12\|y9a64z-8c32}} | {{t\|11\|y9a64z-iut0}} | {{t\|23\|y9a64z-cmhz}} | {{t\|12\|y9a64z-07sj}} | {{t\|14\|y9a64z-kj79}} | {{t\|26\|y9a64z-jigf}} | – | – | – | – | – | – | {{t\|1\|y9a64z-hndw}} | {{t\|1\|y9a64z-txtu}} | {{t\|2\|y9a64z-xdq9}} | {{t\|2\|y9a64z-l1hl}} | {{t\|5\|y9a64z-4hei}} | {{t\|6\|y9a64z-c6yx}} | {{t\|52\|y9a64z-98ic}} | {{t\|50\|y9a64z-vl8w}} | {{t\|102\|y9a64z-51dv}} | {{t\|58\|y9a64z-qek5}} | {{t\|58\|y9a64z-6pjv}} | {{t\|116\|y9a64z-vxh7}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|65\|y9a64z-xb4n}} | {{t\|62\|y9a64z-4t5b}} | {{t\|127\|y9a64z-34s7}} | {{t\|71\|y9a64z-etd6}} | {{t\|78\|y9a64z-1u8g}} | {{t\|149\|y9a64z-72lp}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|777\|y9a64z-pgim}} | {{t\|39\|y9a64z-mkhj}} | {{t\|816\|y9a64z-xaaz}} | {{t\|781\|y9a64z-d45v}} | {{t\|707\|y9a64z-ryoh}} | {{t\|1,487\|y9a64z-5n7r}} | {{t\|1,240\|y9a64z-03nb}} | {{t\|1,407\|y9a64z-u28i}} | {{t\|2,647\|y9a64z-au7b}} | {{t\|1,236\|y9a64z-2ub6}} | {{t\|1,077\|y9a64z-594m}} | {{t\|2,313\|y9a64z-gouf}} | {{t\|150\|y9a64z-mcod}} | {{t\|141\|y9a64z-29us}} | {{t\|290\|y9a64z-uiv9}} | {{t\|145\|y9a64z-4htm}} | {{t\|198\|y9a64z-5pwk}} | {{t\|343\|y9a64z-o7s2}} | {{t\|130\|y9a64z-6tnv}} | {{t\|52\|y9a64z-ndkb}} | {{t\|181\|y9a64z-qdfn}} | {{t\|122\|y9a64z-bw2v}} | {{t\|101\|y9a64z-zg5l}} | {{t\|223\|y9a64z-0jf9}} | {{t\|(49)\|y9a64z-bpry}} | {{t\|7\|y9a64z-rfsb}} | {{t\|(42)\|y9a64z-nvlm}} | {{t\|(60)\|y9a64z-vi0f}} | {{t\|(102)\|y9a64z-2c1w}} | {{t\|(162)\|y9a64z-jvq0}} | – | – | – | – | – | – | {{t\|2,247\|y9a64z-g7yl}} | {{t\|1,646\|y9a64z-4k43}} | {{t\|3,893\|y9a64z-8gj5}} | {{t\|2,224\|y9a64z-fef3}} | {{t\|1,980\|y9a64z-ibpo}} | {{t\|4,204\|y9a64z-q0w2}} |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Loss ratio | {{t\|67.6%\|y9a64z-kpev}} | {{t\|75.7%\|y9a64z-urxd}} | {{t\|71.8%\|y9a64z-3g3q}} | {{t\|68.0%\|y9a64z-1igx}} | {{t\|69.7%\|y9a64z-ml1m}} | {{t\|68.9%\|y9a64z-s5ed}} | {{t\|66.5%\|y9a64z-i7l5}} | {{t\|67.6%\|y9a64z-8cn5}} | {{t\|67.1%\|y9a64z-cg6u}} | {{t\|66.8%\|y9a64z-s51n}} | {{t\|69.4%\|y9a64z-hj7o}} | {{t\|68.2%\|y9a64z-4aij}} | {{t\|60.0%\|y9a64z-yy40}} | {{t\|61.5%\|y9a64z-mvc8}} | {{t\|60.7%\|y9a64z-7c2r}} | {{t\|59.9%\|y9a64z-cczi}} | {{t\|59.6%\|y9a64z-764z}} | {{t\|59.7%\|y9a64z-okof}} | {{t\|51.4%\|y9a64z-3atl}} | {{t\|54.2%\|y9a64z-yhxb}} | {{t\|52.7%\|y9a64z-kl9d}} | {{t\|52.6%\|y9a64z-yccf}} | {{t\|51.2%\|y9a64z-het6}} | {{t\|51.9%\|y9a64z-8uwy}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|64.1%\|y9a64z-ygdg}} | {{t\|68.1%\|y9a64z-8r5f}} | {{t\|66.2%\|y9a64z-vnlm}} | {{t\|64.6%\|y9a64z-if8r}} | {{t\|66.5%\|y9a64z-52qq}} | {{t\|65.6%\|y9a64z-2w18}} |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — of which catastrophes | {{t\|0.9%\|y9a64z-2ra9}} | {{t\|6.7%\|y9a64z-mapv}} | {{t\|3.9%\|y9a64z-zwbf}} | {{t\|1.0%\|y9a64z-guzk}} | {{t\|1.7%\|y9a64z-k9oy}} | {{t\|1.4%\|y9a64z-2l2i}} | {{t\|2.8%\|y9a64z-v56c}} | {{t\|2.4%\|y9a64z-0vcx}} | {{t\|2.6%\|y9a64z-schi}} | {{t\|3.5%\|y9a64z-1cjx}} | {{t\|5.4%\|y9a64z-ud6u}} | {{t\|4.5%\|y9a64z-tont}} | {{t\|0.6%\|y9a64z-5nsz}} | {{t\|0.8%\|y9a64z-j5p2}} | {{t\|0.7%\|y9a64z-16g3}} | {{t\|0.2%\|y9a64z-e5xy}} | {{t\|0.0%\|y9a64z-m77c}} | {{t\|0.1%\|y9a64z-5xfs}} | – | {{t\|1.2%\|y9a64z-en4x}} | {{t\|0.6%\|y9a64z-04y5}} | {{t\|0.6%\|y9a64z-lh21}} | {{t\|(0.0%)\|y9a64z-uo7k}} | {{t\|0.3%\|y9a64z-rj8z}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|1.8%\|y9a64z-ejps}} | {{t\|4.2%\|y9a64z-jid2}} | {{t\|3.0%\|y9a64z-81ad}} | {{t\|2.4%\|y9a64z-drpl}} | {{t\|3.7%\|y9a64z-8p56}} | {{t\|3.1%\|y9a64z-t2cd}} |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — of which discount impact (current accident year) | {{t\|(3.1%)\|y9a64z-syim}} | {{t\|(3.3%)\|y9a64z-ywum}} | {{t\|(3.2%)\|y9a64z-bayq}} | {{t\|(3.2%)\|y9a64z-00lv}} | {{t\|(2.8%)\|y9a64z-6qpa}} | {{t\|(3.0%)\|y9a64z-0y11}} | {{t\|(4.2%)\|y9a64z-552g}} | {{t\|(3.8%)\|y9a64z-xos9}} | {{t\|(4.0%)\|y9a64z-u5et}} | {{t\|(4.9%)\|y9a64z-djm6}} | {{t\|(3.9%)\|y9a64z-ext8}} | {{t\|(4.4%)\|y9a64z-5dqz}} | {{t\|(1.6%)\|y9a64z-r54f}} | {{t\|(1.7%)\|y9a64z-zxlv}} | {{t\|(1.6%)\|y9a64z-l2db}} | {{t\|(1.5%)\|y9a64z-spgn}} | {{t\|(1.5%)\|y9a64z-79wz}} | {{t\|(1.5%)\|y9a64z-na5u}} | {{t\|(2.2%)\|y9a64z-odk8}} | {{t\|(1.6%)\|y9a64z-fa4k}} | {{t\|(1.9%)\|y9a64z-bt2c}} | {{t\|(1.9%)\|y9a64z-45tv}} | {{t\|(1.4%)\|y9a64z-9xcu}} | {{t\|(1.7%)\|y9a64z-hihb}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|(3.6%)\|y9a64z-fo5o}} | {{t\|(3.5%)\|y9a64z-zphl}} | {{t\|(3.6%)\|y9a64z-ecxn}} | {{t\|(4.0%)\|y9a64z-ebnn}} | {{t\|(3.2%)\|y9a64z-tyd6}} | {{t\|(3.6%)\|y9a64z-nhnm}} |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — of which prior year development | {{t\|(2.0%)\|y9a64z-q8fo}} | {{t\|(2.2%)\|y9a64z-u2h2}} | {{t\|(2.1%)\|y9a64z-o5hb}} | {{t\|(2.4%)\|y9a64z-cf2c}} | {{t\|(2.1%)\|y9a64z-b8nc}} | {{t\|(2.3%)\|y9a64z-c4p3}} | {{t\|(1.0%)\|y9a64z-ymtu}} | {{t\|(1.2%)\|y9a64z-rbj0}} | {{t\|(1.1%)\|y9a64z-odjb}} | {{t\|(1.0%)\|y9a64z-a6cd}} | {{t\|(1.0%)\|y9a64z-xsd1}} | {{t\|(1.0%)\|y9a64z-f04j}} | {{t\|(2.2%)\|y9a64z-rpkx}} | {{t\|(2.8%)\|y9a64z-0j73}} | {{t\|(2.5%)\|y9a64z-k5hp}} | {{t\|(3.2%)\|y9a64z-blhm}} | {{t\|(1.2%)\|y9a64z-4fk3}} | {{t\|(2.2%)\|y9a64z-z4j3}} | {{t\|(0.2%)\|y9a64z-30lg}} | {{t\|(1.1%)\|y9a64z-809v}} | {{t\|(0.6%)\|y9a64z-j9oc}} | {{t\|0.1%\|y9a64z-fh01}} | {{t\|(0.1%)\|y9a64z-5vi2}} | {{t\|(0.0%)\|y9a64z-1rsf}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|(1.5%)\|y9a64z-ym18}} | {{t\|(1.6%)\|y9a64z-0wwj}} | {{t\|(1.5%)\|y9a64z-vaj3}} | {{t\|(1.6%)\|y9a64z-075g}} | {{t\|(1.5%)\|y9a64z-891y}} | {{t\|(1.6%)\|y9a64z-ic8c}} |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Expense ratio (3) | {{t\|26.3%\|y9a64z-7dyd}} | {{t\|26.0%\|y9a64z-f8ha}} | {{t\|26.2%\|y9a64z-8o4w}} | {{t\|26.9%\|y9a64z-6llc}} | {{t\|26.3%\|y9a64z-2o1e}} | {{t\|26.6%\|y9a64z-sauc}} | {{t\|25.1%\|y9a64z-97ek}} | {{t\|23.8%\|y9a64z-c2kp}} | {{t\|24.4%\|y9a64z-k7zq}} | {{t\|24.9%\|y9a64z-vka2}} | {{t\|24.4%\|y9a64z-a8o4}} | {{t\|24.6%\|y9a64z-u92k}} | {{t\|33.5%\|y9a64z-epqr}} | {{t\|32.2%\|y9a64z-6lw5}} | {{t\|32.9%\|y9a64z-z18a}} | {{t\|33.8%\|y9a64z-pk9g}} | {{t\|32.7%\|y9a64z-bwrr}} | {{t\|33.2%\|y9a64z-akit}} | {{t\|42.8%\|y9a64z-52ez}} | {{t\|44.3%\|y9a64z-ia4q}} | {{t\|43.5%\|y9a64z-ohmp}} | {{t\|43.2%\|y9a64z-aett}} | {{t\|43.4%\|y9a64z-lfqx}} | {{t\|43.3%\|y9a64z-nxyk}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|28.8%\|y9a64z-zhej}} | {{t\|27.8%\|y9a64z-5e0a}} | {{t\|28.3%\|y9a64z-y37e}} | {{t\|28.9%\|y9a64z-3gbs}} | {{t\|28.4%\|y9a64z-rq4v}} | {{t\|28.6%\|y9a64z-egwr}} |
| **Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Combined ratio** | {{t\|93.9%\|y9a64z-puq1}} | {{t\|101.8%\|y9a64z-vvcq}} | {{t\|98.0%\|y9a64z-xzct}} | {{t\|94.9%\|y9a64z-oi74}} | {{t\|96.0%\|y9a64z-vz69}} | {{t\|95.5%\|y9a64z-80t0}} | {{t\|91.6%\|y9a64z-tsjv}} | {{t\|91.4%\|y9a64z-ux1y}} | {{t\|91.5%\|y9a64z-fgrt}} | {{t\|91.7%\|y9a64z-w5ai}} | {{t\|93.7%\|y9a64z-w76n}} | {{t\|92.8%\|y9a64z-tbku}} | {{t\|93.4%\|y9a64z-85pn}} | {{t\|93.7%\|y9a64z-5bth}} | {{t\|93.6%\|y9a64z-7cpl}} | {{t\|93.7%\|y9a64z-coeb}} | {{t\|92.2%\|y9a64z-2u3p}} | {{t\|92.9%\|y9a64z-mdkw}} | {{t\|94.2%\|y9a64z-kijf}} | {{t\|98.6%\|y9a64z-6vqv}} | {{t\|96.3%\|y9a64z-0ycb}} | {{t\|95.8%\|y9a64z-bndb}} | {{t\|94.5%\|y9a64z-1d31}} | {{t\|95.1%\|y9a64z-ekwk}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|92.9%\|y9a64z-nr7d}} | {{t\|95.9%\|y9a64z-8f25}} | {{t\|94.5%\|y9a64z-1gsp}} | {{t\|93.6%\|y9a64z-xxv7}} | {{t\|94.9%\|y9a64z-srec}} | {{t\|94.2%\|y9a64z-yb1t}} |
(2) Includes add-back and international programs business
(3) Includes insurance service expenses reported in the insurance service result, as well as technical non-qualifying expenses reported in the other result" |
|---|
|
| id | "y9a64z-c5" |
|---|
| chunk | 5 |
|---|
| pages | |
|---|
| heading | "P&C by Country & Customer Unit" |
|---|
| tags | |
|---|
| links | | "Gross written premiums" |
| "Insurance revenue" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Gross written premiums" |
| "Insurance revenue" |
| "Underlying earnings" |
|
|---|
| content | "**Property & casualty key metrics by country and customer unit.**
| In USD million | {{t\|Gross written premium\|\|Gross written premiums}} 2023 H1 | {{t\|Gross written premium\|\|Gross written premiums}} 2023 H2 | {{t\|Gross written premium\|\|Gross written premiums}} 2023 FY-23 | {{t\|Gross written premium\|\|Gross written premiums}} 2024 H1 | {{t\|Gross written premium\|\|Gross written premiums}} 2024 H2 | {{t\|Gross written premium\|\|Gross written premiums}} 2024 FY-24 | {{t\|Insurance revenue\|\|Insurance revenue}} 2023 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2023 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2023 FY-23 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 FY-24 | Business {{t\|operating profit\|\|Underlying earnings}} 2023 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2023 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2023 FY-23 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 FY-24 | Combined ratio 2023 H1 | Combined ratio 2023 H2 | Combined ratio 2023 FY-23 | Combined ratio 2024 H1 | Combined ratio 2024 H2 | Combined ratio 2024 FY-24 | Loss ratio 2023 H1 | Loss ratio 2023 H2 | Loss ratio 2023 FY-23 | Loss ratio 2024 H1 | Loss ratio 2024 H2 | Loss ratio 2024 FY-24 | Expense ratio 2023 H1 | Expense ratio 2023 H2 | Expense ratio 2023 FY-23 | Expense ratio 2024 H1 | Expense ratio 2024 H2 | Expense ratio 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Germany | {{t\|1,779\|y9a64z-4ky9}} | {{t\|1,313\|y9a64z-r1ot}} | {{t\|3,091\|y9a64z-r6xu}} | {{t\|1,963\|y9a64z-w8wb}} | {{t\|1,434\|y9a64z-00f0}} | {{t\|3,398\|y9a64z-p17p}} | {{t\|1,399\|y9a64z-yjo9}} | {{t\|1,541\|y9a64z-0064}} | {{t\|2,940\|y9a64z-qkhb}} | {{t\|1,546\|y9a64z-vxei}} | {{t\|1,697\|y9a64z-fzxq}} | {{t\|3,244\|y9a64z-qein}} | {{t\|113\|y9a64z-6mst}} | {{t\|18\|y9a64z-mw2l}} | {{t\|130\|y9a64z-fkc3}} | {{t\|0\|y9a64z-7wcu}} | {{t\|28\|y9a64z-c3hx}} | {{t\|28\|y9a64z-brwu}} | {{t\|96.1%\|y9a64z-ykac}} | {{t\|103.0%\|y9a64z-df2k}} | {{t\|99.7%\|y9a64z-zxq5}} | {{t\|104.7%\|y9a64z-hies}} | {{t\|104.0%\|y9a64z-twre}} | {{t\|104.3%\|y9a64z-v842}} | {{t\|64.3%\|y9a64z-pn5y}} | {{t\|73.0%\|y9a64z-ho80}} | {{t\|68.9%\|y9a64z-r3v2}} | {{t\|73.6%\|y9a64z-ko0x}} | {{t\|73.4%\|y9a64z-sfkv}} | {{t\|73.5%\|y9a64z-sf5l}} | {{t\|31.8%\|y9a64z-gvr8}} | {{t\|30.0%\|y9a64z-e979}} | {{t\|30.9%\|y9a64z-ou86}} | {{t\|31.1%\|y9a64z-z8yo}} | {{t\|30.6%\|y9a64z-gna1}} | {{t\|30.8%\|y9a64z-tpjz}} |
| Ireland | {{t\|245\|y9a64z-zwij}} | {{t\|219\|y9a64z-k901}} | {{t\|464\|y9a64z-uo9k}} | {{t\|250\|y9a64z-dx4y}} | {{t\|224\|y9a64z-1eyh}} | {{t\|474\|y9a64z-qgf3}} | {{t\|230\|y9a64z-spch}} | {{t\|234\|y9a64z-xwtg}} | {{t\|464\|y9a64z-i23f}} | {{t\|230\|y9a64z-wus1}} | {{t\|239\|y9a64z-3k0f}} | {{t\|469\|y9a64z-h77o}} | {{t\|18\|y9a64z-ephw}} | {{t\|(5)\|y9a64z-8z14}} | {{t\|12\|y9a64z-igki}} | {{t\|33\|y9a64z-nflu}} | {{t\|40\|y9a64z-5e19}} | {{t\|72\|y9a64z-65vi}} | {{t\|95.0%\|y9a64z-u8qf}} | {{t\|106.4%\|y9a64z-bbuw}} | {{t\|100.7%\|y9a64z-n7fm}} | {{t\|88.5%\|y9a64z-j4cj}} | {{t\|86.8%\|y9a64z-wua3}} | {{t\|87.7%\|y9a64z-irwh}} | {{t\|64.7%\|y9a64z-bob6}} | {{t\|77.2%\|y9a64z-ybbi}} | {{t\|71.0%\|y9a64z-6otw}} | {{t\|59.8%\|y9a64z-po4u}} | {{t\|58.7%\|y9a64z-1sot}} | {{t\|59.2%\|y9a64z-tjrb}} | {{t\|30.2%\|y9a64z-agk0}} | {{t\|29.3%\|y9a64z-ta2m}} | {{t\|29.7%\|y9a64z-o55j}} | {{t\|28.7%\|y9a64z-sieg}} | {{t\|28.1%\|y9a64z-dzrz}} | {{t\|28.4%\|y9a64z-dxpx}} |
| Italy | {{t\|850\|y9a64z-0j7x}} | {{t\|872\|y9a64z-rk66}} | {{t\|1,723\|y9a64z-w94p}} | {{t\|936\|y9a64z-d1k0}} | {{t\|950\|y9a64z-hoq5}} | {{t\|1,886\|y9a64z-qjpb}} | {{t\|787\|y9a64z-6rjd}} | {{t\|846\|y9a64z-jg5w}} | {{t\|1,632\|y9a64z-lls6}} | {{t\|866\|y9a64z-jv9e}} | {{t\|935\|y9a64z-qd6u}} | {{t\|1,801\|y9a64z-xtae}} | {{t\|50\|y9a64z-gotf}} | {{t\|(203)\|y9a64z-1zv1}} | {{t\|(154)\|y9a64z-d6ed}} | {{t\|107\|y9a64z-wndw}} | {{t\|85\|y9a64z-58jr}} | {{t\|192\|y9a64z-d5p4}} | {{t\|96.9%\|y9a64z-1y5h}} | {{t\|126.1%\|y9a64z-vlnx}} | {{t\|112.0%\|y9a64z-kta0}} | {{t\|90.3%\|y9a64z-g16t}} | {{t\|93.2%\|y9a64z-r515}} | {{t\|91.8%\|y9a64z-psj9}} | {{t\|67.0%\|y9a64z-jcl4}} | {{t\|96.0%\|y9a64z-flen}} | {{t\|82.0%\|y9a64z-g53r}} | {{t\|61.2%\|y9a64z-gf8u}} | {{t\|64.9%\|y9a64z-gohd}} | {{t\|63.1%\|y9a64z-5hfk}} | {{t\|29.9%\|y9a64z-twf9}} | {{t\|30.1%\|y9a64z-dtpg}} | {{t\|30.0%\|y9a64z-phv3}} | {{t\|29.1%\|y9a64z-dyyc}} | {{t\|28.3%\|y9a64z-v3qs}} | {{t\|28.7%\|y9a64z-mtmt}} |
| Spain | {{t\|744\|y9a64z-xbv0}} | {{t\|653\|y9a64z-km2q}} | {{t\|1,396\|y9a64z-lnne}} | {{t\|808\|y9a64z-uyx0}} | {{t\|722\|y9a64z-6b3q}} | {{t\|1,531\|y9a64z-zbpr}} | {{t\|656\|y9a64z-b9ty}} | {{t\|695\|y9a64z-wk2c}} | {{t\|1,351\|y9a64z-97kz}} | {{t\|713\|y9a64z-x05j}} | {{t\|747\|y9a64z-qb6f}} | {{t\|1,459\|y9a64z-qjeg}} | {{t\|15\|y9a64z-k70c}} | {{t\|2\|y9a64z-etw5}} | {{t\|17\|y9a64z-f1sp}} | {{t\|37\|y9a64z-nswv}} | {{t\|35\|y9a64z-etko}} | {{t\|72\|y9a64z-0sz1}} | {{t\|99.2%\|y9a64z-ohak}} | {{t\|101.2%\|y9a64z-amku}} | {{t\|100.2%\|y9a64z-gkcb}} | {{t\|96.1%\|y9a64z-iw7n}} | {{t\|96.2%\|y9a64z-g05x}} | {{t\|96.2%\|y9a64z-16b3}} | {{t\|65.9%\|y9a64z-xaf8}} | {{t\|66.5%\|y9a64z-tp46}} | {{t\|66.2%\|y9a64z-uqod}} | {{t\|62.7%\|y9a64z-5j02}} | {{t\|61.7%\|y9a64z-lfj5}} | {{t\|62.2%\|y9a64z-2lu7}} | {{t\|33.3%\|y9a64z-y3y5}} | {{t\|34.7%\|y9a64z-fvy1}} | {{t\|34.0%\|y9a64z-wwwg}} | {{t\|33.4%\|y9a64z-06je}} | {{t\|34.5%\|y9a64z-cq7q}} | {{t\|34.0%\|y9a64z-9kaf}} |
| Switzerland | {{t\|2,781\|y9a64z-32u3}} | {{t\|1,194\|y9a64z-icnv}} | {{t\|3,975\|y9a64z-tsbx}} | {{t\|2,920\|y9a64z-fvty}} | {{t\|1,337\|y9a64z-5pxr}} | {{t\|4,257\|y9a64z-wtay}} | {{t\|1,846\|y9a64z-20wx}} | {{t\|1,967\|y9a64z-2x2d}} | {{t\|3,814\|y9a64z-pcmr}} | {{t\|1,948\|y9a64z-ltm7}} | {{t\|2,115\|y9a64z-3vtk}} | {{t\|4,063\|y9a64z-ej5x}} | {{t\|205\|y9a64z-cp1q}} | {{t\|31\|y9a64z-qn83}} | {{t\|236\|y9a64z-a4u6}} | {{t\|168\|y9a64z-vud6}} | {{t\|161\|y9a64z-jcv9}} | {{t\|329\|y9a64z-41bd}} | {{t\|92.1%\|y9a64z-sbsn}} | {{t\|100.9%\|y9a64z-ah41}} | {{t\|96.7%\|y9a64z-fq23}} | {{t\|95.4%\|y9a64z-br1c}} | {{t\|96.3%\|y9a64z-eoi6}} | {{t\|95.9%\|y9a64z-yzxi}} | {{t\|70.8%\|y9a64z-nkrb}} | {{t\|81.2%\|y9a64z-f2fn}} | {{t\|76.2%\|y9a64z-uvjp}} | {{t\|73.9%\|y9a64z-pxpp}} | {{t\|75.6%\|y9a64z-s95f}} | {{t\|74.8%\|y9a64z-mwog}} | {{t\|21.4%\|y9a64z-adxh}} | {{t\|19.7%\|y9a64z-ubiv}} | {{t\|20.5%\|y9a64z-joce}} | {{t\|21.5%\|y9a64z-c6fv}} | {{t\|20.7%\|y9a64z-nipv}} | {{t\|21.1%\|y9a64z-l65t}} |
| United Kingdom | {{t\|2,331\|y9a64z-9ffl}} | {{t\|2,299\|y9a64z-pdmv}} | {{t\|4,630\|y9a64z-9jbs}} | {{t\|2,546\|y9a64z-7wpj}} | {{t\|2,412\|y9a64z-xbcl}} | {{t\|4,958\|y9a64z-v4c0}} | {{t\|2,091\|y9a64z-we52}} | {{t\|2,247\|y9a64z-sx19}} | {{t\|4,339\|y9a64z-mob8}} | {{t\|2,294\|y9a64z-cxv2}} | {{t\|2,483\|y9a64z-qo2p}} | {{t\|4,777\|y9a64z-7zxo}} | {{t\|214\|y9a64z-bo0d}} | {{t\|112\|y9a64z-qfsb}} | {{t\|326\|y9a64z-mev1}} | {{t\|294\|y9a64z-hsq7}} | {{t\|231\|y9a64z-7oqo}} | {{t\|525\|y9a64z-1302}} | {{t\|92.6%\|y9a64z-ky3e}} | {{t\|95.0%\|y9a64z-cw82}} | {{t\|93.8%\|y9a64z-hinq}} | {{t\|89.4%\|y9a64z-nxxz}} | {{t\|93.8%\|y9a64z-xlo9}} | {{t\|91.7%\|y9a64z-ps0l}} | {{t\|66.4%\|y9a64z-b5kk}} | {{t\|68.8%\|y9a64z-eae0}} | {{t\|67.6%\|y9a64z-2la8}} | {{t\|63.5%\|y9a64z-h5gl}} | {{t\|67.3%\|y9a64z-mcmv}} | {{t\|65.5%\|y9a64z-bsyg}} | {{t\|26.2%\|y9a64z-ev6r}} | {{t\|26.2%\|y9a64z-5bje}} | {{t\|26.2%\|y9a64z-ddsf}} | {{t\|25.9%\|y9a64z-ars6}} | {{t\|26.5%\|y9a64z-4z6w}} | {{t\|26.2%\|y9a64z-6gk7}} |
| Rest of Europe, Middle East & Africa | {{t\|1,566\|y9a64z-7fos}} | {{t\|1,212\|y9a64z-grwz}} | {{t\|2,778\|y9a64z-nkkx}} | {{t\|1,710\|y9a64z-jeah}} | {{t\|1,401\|y9a64z-c4dl}} | {{t\|3,111\|y9a64z-hzaz}} | {{t\|1,257\|y9a64z-osmo}} | {{t\|1,374\|y9a64z-j8gw}} | {{t\|2,630\|y9a64z-lgad}} | {{t\|1,393\|y9a64z-jvcm}} | {{t\|1,446\|y9a64z-d9u8}} | {{t\|2,838\|y9a64z-htbv}} | {{t\|163\|y9a64z-tur8}} | {{t\|85\|y9a64z-7eje}} | {{t\|248\|y9a64z-myaa}} | {{t\|142\|y9a64z-v33q}} | {{t\|127\|y9a64z-0maq}} | {{t\|269\|y9a64z-eewx}} | {{t\|91.2%\|y9a64z-1sej}} | {{t\|97.3%\|y9a64z-n4df}} | {{t\|94.4%\|y9a64z-ci0e}} | {{t\|95.8%\|y9a64z-s5gp}} | {{t\|93.2%\|y9a64z-0ez5}} | {{t\|94.5%\|y9a64z-v1p7}} | {{t\|70.3%\|y9a64z-w9e8}} | {{t\|74.3%\|y9a64z-ca7m}} | {{t\|72.4%\|y9a64z-tfzh}} | {{t\|69.3%\|y9a64z-378n}} | {{t\|69.8%\|y9a64z-rdjx}} | {{t\|69.6%\|y9a64z-lkxd}} | {{t\|20.9%\|y9a64z-y509}} | {{t\|23.1%\|y9a64z-a6bs}} | {{t\|22.0%\|y9a64z-7z7v}} | {{t\|26.5%\|y9a64z-7cvw}} | {{t\|23.3%\|y9a64z-bj67}} | {{t\|24.9%\|y9a64z-546t}} |
| **Europe, Middle East & Africa** | {{t\|10,296\|y9a64z-cxrg}} | {{t\|7,762\|y9a64z-hlp8}} | {{t\|18,058\|y9a64z-2bg1}} | {{t\|11,134\|y9a64z-1p44}} | {{t\|8,481\|y9a64z-z2x4}} | {{t\|19,615\|y9a64z-f3pr}} | {{t\|8,267\|y9a64z-1z3l}} | {{t\|8,903\|y9a64z-up0n}} | {{t\|17,170\|y9a64z-zzf5}} | {{t\|8,989\|y9a64z-tz32}} | {{t\|9,662\|y9a64z-y20d}} | {{t\|18,651\|y9a64z-2ce0}} | {{t\|777\|y9a64z-5f98}} | {{t\|39\|y9a64z-ssdq}} | {{t\|816\|y9a64z-hd0k}} | {{t\|781\|y9a64z-ggow}} | {{t\|707\|y9a64z-fuo9}} | {{t\|1,487\|y9a64z-hggu}} | {{t\|93.9%\|y9a64z-lale}} | {{t\|101.8%\|y9a64z-wet5}} | {{t\|98.0%\|y9a64z-4q5c}} | {{t\|94.9%\|y9a64z-bzol}} | {{t\|96.0%\|y9a64z-o3rg}} | {{t\|95.5%\|y9a64z-z3f1}} | {{t\|67.6%\|y9a64z-n9wz}} | {{t\|75.7%\|y9a64z-al9w}} | {{t\|71.8%\|y9a64z-7syz}} | {{t\|68.0%\|y9a64z-jk51}} | {{t\|69.7%\|y9a64z-ih6f}} | {{t\|68.9%\|y9a64z-brzc}} | {{t\|26.3%\|y9a64z-q0tv}} | {{t\|26.0%\|y9a64z-dx9p}} | {{t\|26.2%\|y9a64z-z6ow}} | {{t\|26.9%\|y9a64z-bqe1}} | {{t\|26.3%\|y9a64z-n7n9}} | {{t\|26.6%\|y9a64z-uni4}} |
| United States | {{t\|11,346\|y9a64z-inrf}} | {{t\|9,081\|y9a64z-u9mz}} | {{t\|20,427\|y9a64z-x4oe}} | {{t\|11,120\|y9a64z-aj1i}} | {{t\|9,367\|y9a64z-7gkc}} | {{t\|20,487\|y9a64z-f1af}} | {{t\|9,036\|y9a64z-pv7d}} | {{t\|10,429\|y9a64z-i86o}} | {{t\|19,465\|y9a64z-y3w4}} | {{t\|9,405\|y9a64z-7rtw}} | {{t\|10,424\|y9a64z-qpmj}} | {{t\|19,829\|y9a64z-bwcx}} | {{t\|1,083\|y9a64z-8qjp}} | {{t\|1,219\|y9a64z-flm7}} | {{t\|2,302\|y9a64z-ob4o}} | {{t\|1,067\|y9a64z-ucih}} | {{t\|1,051\|y9a64z-gdma}} | {{t\|2,118\|y9a64z-u8f8}} | {{t\|92.5%\|y9a64z-0a71}} | {{t\|92.4%\|y9a64z-o06p}} | {{t\|92.4%\|y9a64z-ofh3}} | {{t\|92.7%\|y9a64z-749c}} | {{t\|93.3%\|y9a64z-i39x}} | {{t\|93.0%\|y9a64z-05pt}} | {{t\|67.5%\|y9a64z-8uoj}} | {{t\|68.6%\|y9a64z-x81n}} | {{t\|68.1%\|y9a64z-yiwi}} | {{t\|68.0%\|y9a64z-pz30}} | {{t\|69.1%\|y9a64z-gz4t}} | {{t\|68.6%\|y9a64z-zopz}} | {{t\|25.0%\|y9a64z-v53x}} | {{t\|23.8%\|y9a64z-15zp}} | {{t\|24.3%\|y9a64z-vqko}} | {{t\|24.6%\|y9a64z-sfe9}} | {{t\|24.2%\|y9a64z-hsm6}} | {{t\|24.4%\|y9a64z-s6n8}} |
| Rest of North America | {{t\|527\|y9a64z-abu6}} | {{t\|674\|y9a64z-h8d7}} | {{t\|1,201\|y9a64z-gkp5}} | {{t\|484\|y9a64z-f8q3}} | {{t\|613\|y9a64z-7rw9}} | {{t\|1,096\|y9a64z-vc9n}} | {{t\|523\|y9a64z-stsc}} | {{t\|620\|y9a64z-yf4s}} | {{t\|1,143\|y9a64z-3d8b}} | {{t\|566\|y9a64z-e1im}} | {{t\|591\|y9a64z-eka7}} | {{t\|1,156\|y9a64z-gslc}} | {{t\|157\|y9a64z-54pq}} | {{t\|188\|y9a64z-aspz}} | {{t\|345\|y9a64z-dhso}} | {{t\|169\|y9a64z-6eg9}} | {{t\|26\|y9a64z-elxr}} | {{t\|195\|y9a64z-n9tb}} | {{t\|76.3%\|y9a64z-728b}} | {{t\|75.1%\|y9a64z-j0xr}} | {{t\|75.6%\|y9a64z-a2bx}} | {{t\|76.3%\|y9a64z-vet6}} | {{t\|101.6%\|y9a64z-m5rm}} | {{t\|89.2%\|y9a64z-t840}} | {{t\|48.9%\|y9a64z-ashi}} | {{t\|51.6%\|y9a64z-f03e}} | {{t\|50.3%\|y9a64z-xb1u}} | {{t\|46.8%\|y9a64z-wps4}} | {{t\|74.8%\|y9a64z-178d}} | {{t\|61.1%\|y9a64z-t2f3}} | {{t\|27.4%\|y9a64z-dy27}} | {{t\|23.5%\|y9a64z-1ret}} | {{t\|25.3%\|y9a64z-9est}} | {{t\|29.6%\|y9a64z-io4e}} | {{t\|26.8%\|y9a64z-ortt}} | {{t\|28.2%\|y9a64z-w9tk}} |
| **North America** | {{t\|11,873\|y9a64z-3gaq}} | {{t\|9,755\|y9a64z-pn54}} | {{t\|21,628\|y9a64z-kkjq}} | {{t\|11,604\|y9a64z-ywvb}} | {{t\|9,980\|y9a64z-i7md}} | {{t\|21,584\|y9a64z-qoki}} | {{t\|9,559\|y9a64z-i122}} | {{t\|11,049\|y9a64z-l9lc}} | {{t\|20,607\|y9a64z-1678}} | {{t\|9,970\|y9a64z-32qb}} | {{t\|11,015\|y9a64z-rbs3}} | {{t\|20,985\|y9a64z-z8w6}} | {{t\|1,240\|y9a64z-c7t8}} | {{t\|1,407\|y9a64z-49if}} | {{t\|2,647\|y9a64z-6o8m}} | {{t\|1,236\|y9a64z-senx}} | {{t\|1,077\|y9a64z-k2iu}} | {{t\|2,313\|y9a64z-h8zk}} | {{t\|91.6%\|y9a64z-bnky}} | {{t\|91.4%\|y9a64z-lu2f}} | {{t\|91.5%\|y9a64z-ebz5}} | {{t\|91.7%\|y9a64z-kefd}} | {{t\|93.7%\|y9a64z-zae7}} | {{t\|92.8%\|y9a64z-ho53}} | {{t\|66.5%\|y9a64z-sq82}} | {{t\|67.6%\|y9a64z-3o8l}} | {{t\|67.1%\|y9a64z-lbu3}} | {{t\|66.8%\|y9a64z-47kc}} | {{t\|69.4%\|y9a64z-kw7f}} | {{t\|68.2%\|y9a64z-oos3}} | {{t\|25.1%\|y9a64z-dsd3}} | {{t\|23.8%\|y9a64z-08oz}} | {{t\|24.4%\|y9a64z-6d1e}} | {{t\|24.9%\|y9a64z-iocl}} | {{t\|24.4%\|y9a64z-d4x1}} | {{t\|24.6%\|y9a64z-hif3}} |
| Australia | {{t\|646\|y9a64z-jiz1}} | {{t\|668\|y9a64z-i4cq}} | {{t\|1,314\|y9a64z-gge7}} | {{t\|673\|y9a64z-fhbx}} | {{t\|719\|y9a64z-gkgk}} | {{t\|1,392\|y9a64z-hdmu}} | {{t\|630\|y9a64z-xnva}} | {{t\|649\|y9a64z-s3gc}} | {{t\|1,279\|y9a64z-lu3n}} | {{t\|660\|y9a64z-tk5x}} | {{t\|702\|y9a64z-9uur}} | {{t\|1,362\|y9a64z-mtp1}} | {{t\|65\|y9a64z-djia}} | {{t\|12\|y9a64z-cl8t}} | {{t\|77\|y9a64z-0i0q}} | {{t\|59\|y9a64z-3nnq}} | {{t\|44\|y9a64z-d9nw}} | {{t\|103\|y9a64z-hfgi}} | {{t\|92.4%\|y9a64z-iry1}} | {{t\|100.7%\|y9a64z-hxj0}} | {{t\|96.6%\|y9a64z-snb8}} | {{t\|93.8%\|y9a64z-7m63}} | {{t\|96.5%\|y9a64z-bmj0}} | {{t\|95.2%\|y9a64z-ak03}} | {{t\|64.8%\|y9a64z-jngb}} | {{t\|64.3%\|y9a64z-0q1g}} | {{t\|64.5%\|y9a64z-ab7x}} | {{t\|58.1%\|y9a64z-eder}} | {{t\|61.0%\|y9a64z-06is}} | {{t\|59.6%\|y9a64z-cmtp}} | {{t\|27.6%\|y9a64z-tf82}} | {{t\|36.4%\|y9a64z-63q1}} | {{t\|32.1%\|y9a64z-m0sk}} | {{t\|35.8%\|y9a64z-keoe}} | {{t\|35.5%\|y9a64z-hd49}} | {{t\|35.6%\|y9a64z-gyii}} |
| Japan | {{t\|439\|y9a64z-umec}} | {{t\|408\|y9a64z-9u8z}} | {{t\|847\|y9a64z-djsa}} | {{t\|410\|y9a64z-kf85}} | {{t\|412\|y9a64z-wvgh}} | {{t\|822\|y9a64z-leoq}} | {{t\|417\|y9a64z-ghqi}} | {{t\|390\|y9a64z-0ee5}} | {{t\|807\|y9a64z-x3ap}} | {{t\|384\|y9a64z-c472}} | {{t\|440\|y9a64z-kcuk}} | {{t\|824\|y9a64z-8iid}} | {{t\|45\|y9a64z-c5g8}} | {{t\|35\|y9a64z-d43a}} | {{t\|80\|y9a64z-m2hf}} | {{t\|24\|y9a64z-bs5l}} | {{t\|69\|y9a64z-1pkg}} | {{t\|93\|y9a64z-gjgg}} | {{t\|89.4%\|y9a64z-avn7}} | {{t\|92.6%\|y9a64z-w22b}} | {{t\|90.9%\|y9a64z-nn88}} | {{t\|93.9%\|y9a64z-e9n3}} | {{t\|84.5%\|y9a64z-x1ur}} | {{t\|88.9%\|y9a64z-73qf}} | {{t\|50.3%\|y9a64z-oq4c}} | {{t\|56.8%\|y9a64z-j7e6}} | {{t\|53.4%\|y9a64z-3p4b}} | {{t\|57.0%\|y9a64z-b2tb}} | {{t\|50.0%\|y9a64z-oexg}} | {{t\|53.3%\|y9a64z-76h5}} | {{t\|39.1%\|y9a64z-nrel}} | {{t\|35.8%\|y9a64z-udas}} | {{t\|37.5%\|y9a64z-1g5q}} | {{t\|36.8%\|y9a64z-z4s5}} | {{t\|34.5%\|y9a64z-ymw5}} | {{t\|35.6%\|y9a64z-xqe2}} |
| Rest of Asia Pacific | {{t\|732\|y9a64z-bvga}} | {{t\|720\|y9a64z-nqgt}} | {{t\|1,451\|y9a64z-gc2j}} | {{t\|765\|y9a64z-hpc8}} | {{t\|984\|y9a64z-4a8r}} | {{t\|1,748\|y9a64z-irts}} | {{t\|655\|y9a64z-78nc}} | {{t\|693\|y9a64z-z3zu}} | {{t\|1,348\|y9a64z-iaol}} | {{t\|702\|y9a64z-diys}} | {{t\|905\|y9a64z-hw5c}} | {{t\|1,607\|y9a64z-by5h}} | {{t\|40\|y9a64z-nbp0}} | {{t\|93\|y9a64z-8svm}} | {{t\|133\|y9a64z-7idy}} | {{t\|62\|y9a64z-po7j}} | {{t\|84\|y9a64z-4kx4}} | {{t\|147\|y9a64z-ddpi}} | {{t\|97.1%\|y9a64z-4pxf}} | {{t\|87.9%\|y9a64z-04z5}} | {{t\|92.3%\|y9a64z-rtwz}} | {{t\|93.5%\|y9a64z-r3ga}} | {{t\|92.7%\|y9a64z-2z4w}} | {{t\|93.1%\|y9a64z-6qvu}} | {{t\|61.5%\|y9a64z-rkj3}} | {{t\|61.6%\|y9a64z-8idc}} | {{t\|61.5%\|y9a64z-kt6o}} | {{t\|63.2%\|y9a64z-t5og}} | {{t\|63.1%\|y9a64z-yzxg}} | {{t\|63.2%\|y9a64z-q6vw}} | {{t\|35.6%\|y9a64z-wzt2}} | {{t\|26.3%\|y9a64z-zosy}} | {{t\|30.8%\|y9a64z-rm07}} | {{t\|30.3%\|y9a64z-k9wx}} | {{t\|29.6%\|y9a64z-ht1f}} | {{t\|29.9%\|y9a64z-xakz}} |
| **Asia Pacific** | {{t\|1,816\|y9a64z-t32y}} | {{t\|1,796\|y9a64z-qqky}} | {{t\|3,612\|y9a64z-tz0f}} | {{t\|1,847\|y9a64z-zm6p}} | {{t\|2,115\|y9a64z-gq19}} | {{t\|3,963\|y9a64z-t96h}} | {{t\|1,702\|y9a64z-sjmw}} | {{t\|1,732\|y9a64z-xfx6}} | {{t\|3,434\|y9a64z-shba}} | {{t\|1,746\|y9a64z-3knc}} | {{t\|2,047\|y9a64z-2es9}} | {{t\|3,793\|y9a64z-rkne}} | {{t\|150\|y9a64z-9f6s}} | {{t\|141\|y9a64z-6dyu}} | {{t\|290\|y9a64z-3wbt}} | {{t\|145\|y9a64z-ojr0}} | {{t\|198\|y9a64z-f64h}} | {{t\|343\|y9a64z-v06k}} | {{t\|93.4%\|y9a64z-f1bb}} | {{t\|93.7%\|y9a64z-b0y1}} | {{t\|93.6%\|y9a64z-z4o5}} | {{t\|93.7%\|y9a64z-cn2b}} | {{t\|92.2%\|y9a64z-hjyy}} | {{t\|92.9%\|y9a64z-s6gs}} | {{t\|60.0%\|y9a64z-njk1}} | {{t\|61.5%\|y9a64z-wyms}} | {{t\|60.7%\|y9a64z-occ9}} | {{t\|59.9%\|y9a64z-0muc}} | {{t\|59.6%\|y9a64z-y9mi}} | {{t\|59.7%\|y9a64z-tw80}} | {{t\|33.5%\|y9a64z-bjpi}} | {{t\|32.2%\|y9a64z-ofbh}} | {{t\|32.9%\|y9a64z-tnc0}} | {{t\|33.8%\|y9a64z-jdma}} | {{t\|32.7%\|y9a64z-yrz0}} | {{t\|33.2%\|y9a64z-luvn}} |
| Argentina | {{t\|257\|y9a64z-b2bq}} | {{t\|89\|y9a64z-3vp7}} | {{t\|345\|y9a64z-rz4q}} | {{t\|278\|y9a64z-omev}} | {{t\|304\|y9a64z-bgzv}} | {{t\|582\|y9a64z-jiq0}} | {{t\|219\|y9a64z-rva1}} | {{t\|56\|y9a64z-u0jp}} | {{t\|275\|y9a64z-l7iu}} | {{t\|224\|y9a64z-9enb}} | {{t\|264\|y9a64z-az9t}} | {{t\|489\|y9a64z-bhnw}} | {{t\|40\|y9a64z-56p2}} | {{t\|(21)\|y9a64z-ldk4}} | {{t\|19\|y9a64z-qby1}} | {{t\|26\|y9a64z-lewu}} | {{t\|6\|y9a64z-20zh}} | {{t\|33\|y9a64z-bzqx}} | {{t\|98.7%\|y9a64z-xffe}} | {{t\|176.3%\|y9a64z-iext}} | {{t\|114.5%\|y9a64z-6580}} | {{t\|118.3%\|y9a64z-v364}} | {{t\|106.4%\|y9a64z-tc5n}} | {{t\|111.8%\|y9a64z-2yx5}} | {{t\|57.1%\|y9a64z-lxio}} | {{t\|128.7%\|y9a64z-sza8}} | {{t\|71.7%\|y9a64z-6oyb}} | {{t\|76.1%\|y9a64z-lfoj}} | {{t\|67.8%\|y9a64z-tlqg}} | {{t\|71.6%\|y9a64z-nj29}} | {{t\|41.6%\|y9a64z-6xdi}} | {{t\|47.6%\|y9a64z-quri}} | {{t\|42.8%\|y9a64z-1on8}} | {{t\|42.1%\|y9a64z-ju35}} | {{t\|38.5%\|y9a64z-cmbs}} | {{t\|40.2%\|y9a64z-5qae}} |
| Brazil | {{t\|444\|y9a64z-o51q}} | {{t\|494\|y9a64z-uf6e}} | {{t\|938\|y9a64z-nj3y}} | {{t\|483\|y9a64z-9pwm}} | {{t\|520\|y9a64z-624z}} | {{t\|1,003\|y9a64z-0nae}} | {{t\|440\|y9a64z-92qx}} | {{t\|448\|y9a64z-dvrs}} | {{t\|887\|y9a64z-v63e}} | {{t\|450\|y9a64z-ffc0}} | {{t\|446\|y9a64z-z63m}} | {{t\|896\|y9a64z-pra1}} | {{t\|38\|y9a64z-t7yf}} | {{t\|45\|y9a64z-4aer}} | {{t\|83\|y9a64z-qu80}} | {{t\|35\|y9a64z-f237}} | {{t\|34\|y9a64z-lbnd}} | {{t\|70\|y9a64z-qs4u}} | {{t\|96.4%\|y9a64z-a8m2}} | {{t\|95.2%\|y9a64z-lt64}} | {{t\|95.8%\|y9a64z-arwb}} | {{t\|97.7%\|y9a64z-ntnq}} | {{t\|98.4%\|y9a64z-h912}} | {{t\|98.0%\|y9a64z-w6xt}} | {{t\|43.9%\|y9a64z-kbll}} | {{t\|38.7%\|y9a64z-aeg7}} | {{t\|41.3%\|y9a64z-kh5l}} | {{t\|41.6%\|y9a64z-ghb2}} | {{t\|43.7%\|y9a64z-7y2e}} | {{t\|42.6%\|y9a64z-lalk}} | {{t\|52.4%\|y9a64z-gvpy}} | {{t\|56.5%\|y9a64z-qgt5}} | {{t\|54.5%\|y9a64z-mxdh}} | {{t\|56.1%\|y9a64z-423q}} | {{t\|54.7%\|y9a64z-l9ev}} | {{t\|55.4%\|y9a64z-bhd0}} |
| Rest of Latin America | {{t\|875\|y9a64z-zy6a}} | {{t\|881\|y9a64z-hqua}} | {{t\|1,755\|y9a64z-iwe2}} | {{t\|1,003\|y9a64z-wg1g}} | {{t\|918\|y9a64z-rm0q}} | {{t\|1,921\|y9a64z-dn0b}} | {{t\|802\|y9a64z-j1ma}} | {{t\|848\|y9a64z-78p4}} | {{t\|1,650\|y9a64z-ji7k}} | {{t\|899\|y9a64z-1hhg}} | {{t\|878\|y9a64z-tvh0}} | {{t\|1,777\|y9a64z-0tkg}} | {{t\|51\|y9a64z-7ynt}} | {{t\|28\|y9a64z-jvyp}} | {{t\|79\|y9a64z-yh1s}} | {{t\|60\|y9a64z-7d9k}} | {{t\|60\|y9a64z-q90u}} | {{t\|121\|y9a64z-jyjl}} | {{t\|91.7%\|y9a64z-eyu7}} | {{t\|95.2%\|y9a64z-pkdm}} | {{t\|93.5%\|y9a64z-2q24}} | {{t\|89.2%\|y9a64z-fjpn}} | {{t\|89.0%\|y9a64z-iu4g}} | {{t\|89.1%\|y9a64z-new7}} | {{t\|53.9%\|y9a64z-hunx}} | {{t\|57.5%\|y9a64z-d73n}} | {{t\|55.7%\|y9a64z-f276}} | {{t\|52.2%\|y9a64z-puim}} | {{t\|50.0%\|y9a64z-j4h4}} | {{t\|51.1%\|y9a64z-4kxz}} | {{t\|37.9%\|y9a64z-hccd}} | {{t\|37.7%\|y9a64z-sqd5}} | {{t\|37.8%\|y9a64z-r2gz}} | {{t\|37.0%\|y9a64z-p8d9}} | {{t\|39.1%\|y9a64z-b31o}} | {{t\|38.0%\|y9a64z-fovq}} |
| **Latin America** | {{t\|1,575\|y9a64z-1q1c}} | {{t\|1,463\|y9a64z-zcmw}} | {{t\|3,039\|y9a64z-wftq}} | {{t\|1,764\|y9a64z-0oc5}} | {{t\|1,742\|y9a64z-tsox}} | {{t\|3,506\|y9a64z-n9q1}} | {{t\|1,461\|y9a64z-f455}} | {{t\|1,351\|y9a64z-uyoy}} | {{t\|2,812\|y9a64z-pgg6}} | {{t\|1,573\|y9a64z-exo0}} | {{t\|1,589\|y9a64z-tq1k}} | {{t\|3,162\|y9a64z-grz6}} | {{t\|130\|y9a64z-ge0o}} | {{t\|52\|y9a64z-xvaw}} | {{t\|181\|y9a64z-lxm5}} | {{t\|122\|y9a64z-82tu}} | {{t\|101\|y9a64z-7t3a}} | {{t\|223\|y9a64z-iawy}} | {{t\|94.2%\|y9a64z-cgby}} | {{t\|98.6%\|y9a64z-3oed}} | {{t\|96.3%\|y9a64z-ihni}} | {{t\|95.8%\|y9a64z-4kij}} | {{t\|94.5%\|y9a64z-jld3}} | {{t\|95.1%\|y9a64z-jr89}} | {{t\|51.4%\|y9a64z-bwbb}} | {{t\|54.2%\|y9a64z-z047}} | {{t\|52.7%\|y9a64z-ru3g}} | {{t\|52.6%\|y9a64z-k988}} | {{t\|51.2%\|y9a64z-z3v5}} | {{t\|51.9%\|y9a64z-968e}} | {{t\|42.8%\|y9a64z-4x6b}} | {{t\|44.3%\|y9a64z-k9eh}} | {{t\|43.5%\|y9a64z-jwiv}} | {{t\|43.2%\|y9a64z-rps0}} | {{t\|43.4%\|y9a64z-d3r1}} | {{t\|43.3%\|y9a64z-6th7}} |
| **Group Reinsurance** | {{t\|524\|y9a64z-15zf}} | {{t\|345\|y9a64z-bxei}} | {{t\|869\|y9a64z-en4p}} | {{t\|547\|y9a64z-17ct}} | {{t\|343\|y9a64z-9jgy}} | {{t\|890\|y9a64z-gxr6}} | {{t\|380\|y9a64z-al82}} | {{t\|401\|y9a64z-5bni}} | {{t\|781\|y9a64z-a12d}} | {{t\|398\|y9a64z-pnym}} | {{t\|400\|y9a64z-602i}} | {{t\|799\|y9a64z-eugf}} | {{t\|(49)\|y9a64z-1f3d}} | {{t\|7\|y9a64z-t6vg}} | {{t\|(42)\|y9a64z-oj8j}} | {{t\|(60)\|y9a64z-7q7v}} | {{t\|(102)\|y9a64z-ypst}} | {{t\|(162)\|y9a64z-cibx}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm |
| **Eliminations** | {{t\|(1,525)\|y9a64z-es1o}} | {{t\|(1,280)\|y9a64z-nem1}} | {{t\|(2,805)\|y9a64z-zl8s}} | {{t\|(1,554)\|y9a64z-7ee3}} | {{t\|(1,380)\|y9a64z-9gu4}} | {{t\|(2,934)\|y9a64z-pr8t}} | {{t\|(1,205)\|y9a64z-v1r2}} | {{t\|(1,306)\|y9a64z-4wm9}} | {{t\|(2,511)\|y9a64z-jbni}} | {{t\|(1,232)\|y9a64z-m02l}} | {{t\|(1,367)\|y9a64z-ae5v}} | {{t\|(2,598)\|y9a64z-e7us}} | {{t\|(0)\|y9a64z-p52t}} | {{t\|0\|y9a64z-y7g0}} | {{t\|(0)\|y9a64z-ukav}} | {{t\|(0)\|y9a64z-sgmb}} | {{t\|0\|y9a64z-16je}} | {{t\|(0)\|y9a64z-12mo}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm |
| **Total** | {{t\|24,560\|y9a64z-19su}} | {{t\|19,841\|y9a64z-ksmw}} | {{t\|44,401\|y9a64z-xsvk}} | {{t\|25,342\|y9a64z-6xzc}} | {{t\|21,282\|y9a64z-d8vg}} | {{t\|46,624\|y9a64z-eiye}} | {{t\|20,163\|y9a64z-oado}} | {{t\|22,130\|y9a64z-yqfu}} | {{t\|42,293\|y9a64z-5np1}} | {{t\|21,446\|y9a64z-3vr4}} | {{t\|23,346\|y9a64z-edfs}} | {{t\|44,792\|y9a64z-5exg}} | {{t\|2,247\|y9a64z-t61x}} | {{t\|1,646\|y9a64z-0z62}} | {{t\|3,893\|y9a64z-yypr}} | {{t\|2,224\|y9a64z-dm4r}} | {{t\|1,980\|y9a64z-rhqm}} | {{t\|4,204\|y9a64z-yv9m}} | {{t\|92.9%\|y9a64z-lmar}} | {{t\|95.9%\|y9a64z-f4z2}} | {{t\|94.5%\|y9a64z-u988}} | {{t\|93.6%\|y9a64z-z3hq}} | {{t\|94.9%\|y9a64z-828f}} | {{t\|94.2%\|y9a64z-bft7}} | {{t\|64.1%\|y9a64z-h5vu}} | {{t\|68.1%\|y9a64z-m7nl}} | {{t\|66.2%\|y9a64z-nhsu}} | {{t\|64.6%\|y9a64z-6pif}} | {{t\|66.5%\|y9a64z-u42n}} | {{t\|65.6%\|y9a64z-0t2s}} | {{t\|28.8%\|y9a64z-h7sv}} | {{t\|27.8%\|y9a64z-3dy8}} | {{t\|28.3%\|y9a64z-j7js}} | {{t\|28.9%\|y9a64z-xf9t}} | {{t\|28.4%\|y9a64z-08xi}} | {{t\|28.6%\|y9a64z-88gb}} |
**Property & casualty key metrics by customer unit.**
| In USD million | {{t\|Gross written premium\|\|Gross written premiums}} 2023 H1 | {{t\|Gross written premium\|\|Gross written premiums}} 2023 H2 | {{t\|Gross written premium\|\|Gross written premiums}} 2023 FY-23 | {{t\|Gross written premium\|\|Gross written premiums}} 2024 H1 | {{t\|Gross written premium\|\|Gross written premiums}} 2024 H2 | {{t\|Gross written premium\|\|Gross written premiums}} 2024 FY-24 | {{t\|Insurance revenue\|\|Insurance revenue}} 2023 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2023 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2023 FY-23 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 FY-24 | Business {{t\|operating profit\|\|Underlying earnings}} 2023 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2023 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2023 FY-23 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 FY-24 | Combined ratio 2023 H1 | Combined ratio 2023 H2 | Combined ratio 2023 FY-23 | Combined ratio 2024 H1 | Combined ratio 2024 H2 | Combined ratio 2024 FY-24 | Loss ratio 2023 H1 | Loss ratio 2023 H2 | Loss ratio 2023 FY-23 | Loss ratio 2024 H1 | Loss ratio 2024 H2 | Loss ratio 2024 FY-24 | Expense ratio 2023 H1 | Expense ratio 2023 H2 | Expense ratio 2023 FY-23 | Expense ratio 2024 H1 | Expense ratio 2024 H2 | Expense ratio 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Commercial insurance | {{t\|16,423\|y9a64z-j5y3}} | {{t\|12,856\|y9a64z-cx38}} | {{t\|29,279\|y9a64z-yrrh}} | {{t\|16,408\|y9a64z-645b}} | {{t\|13,438\|y9a64z-f4vy}} | {{t\|29,847\|y9a64z-i4yo}} | {{t\|13,046\|y9a64z-xg14}} | {{t\|14,744\|y9a64z-umev}} | {{t\|27,789\|y9a64z-pxbi}} | {{t\|13,752\|y9a64z-r92k}} | {{t\|14,983\|y9a64z-tkp7}} | {{t\|28,735\|y9a64z-75ku}} | {{t\|1,767\|y9a64z-qa4x}} | {{t\|1,806\|y9a64z-0lmo}} | {{t\|3,573\|y9a64z-4uh8}} | {{t\|1,781\|y9a64z-iifu}} | {{t\|1,605\|y9a64z-afs2}} | {{t\|3,387\|y9a64z-cc7p}} | {{t\|91.0%\|y9a64z-pwvh}} | {{t\|91.6%\|y9a64z-fkro}} | {{t\|91.4%\|y9a64z-fgey}} | {{t\|91.4%\|y9a64z-jwn2}} | {{t\|93.1%\|y9a64z-btkv}} | {{t\|92.3%\|y9a64z-evq5}} | {{t\|66.1%\|y9a64z-l13c}} | {{t\|67.6%\|y9a64z-qeb1}} | {{t\|66.9%\|y9a64z-2c9h}} | {{t\|66.3%\|y9a64z-adt3}} | {{t\|68.5%\|y9a64z-3gtn}} | {{t\|67.4%\|y9a64z-op9h}} | {{t\|25.0%\|y9a64z-6dnf}} | {{t\|24.1%\|y9a64z-12cl}} | {{t\|24.5%\|y9a64z-tlcl}} | {{t\|25.0%\|y9a64z-d5ru}} | {{t\|24.7%\|y9a64z-x89l}} | {{t\|24.8%\|y9a64z-68be}} |
| Retail and SME | {{t\|8,064\|y9a64z-r82v}} | {{t\|7,012\|y9a64z-7leq}} | {{t\|15,076\|y9a64z-3jl5}} | {{t\|8,865\|y9a64z-v39b}} | {{t\|7,873\|y9a64z-gp9c}} | {{t\|16,738\|y9a64z-sywz}} | {{t\|7,078\|y9a64z-ij0l}} | {{t\|7,335\|y9a64z-bji2}} | {{t\|14,413\|y9a64z-ahax}} | {{t\|7,661\|y9a64z-4i9t}} | {{t\|8,324\|y9a64z-av4r}} | {{t\|15,984\|y9a64z-wp7r}} | {{t\|529\|y9a64z-zasc}} | {{t\|(167)\|y9a64z-4dzo}} | {{t\|362\|y9a64z-xf28}} | {{t\|502\|y9a64z-fdir}} | {{t\|477\|y9a64z-mdiv}} | {{t\|980\|y9a64z-sb0l}} | {{t\|95.8%\|y9a64z-fbdv}} | {{t\|103.7%\|y9a64z-e6he}} | {{t\|99.8%\|y9a64z-tvu8}} | {{t\|96.4%\|y9a64z-w79d}} | {{t\|96.5%\|y9a64z-w8ve}} | {{t\|96.5%\|y9a64z-eoka}} | {{t\|59.8%\|y9a64z-fq1f}} | {{t\|69.5%\|y9a64z-3qob}} | {{t\|64.8%\|y9a64z-n4wu}} | {{t\|60.9%\|y9a64z-sa7c}} | {{t\|61.8%\|y9a64z-ugm7}} | {{t\|61.3%\|y9a64z-5ep4}} | {{t\|36.0%\|y9a64z-hnti}} | {{t\|34.2%\|y9a64z-wv0b}} | {{t\|35.1%\|y9a64z-8k67}} | {{t\|35.6%\|y9a64z-l1iu}} | {{t\|34.7%\|y9a64z-yz02}} | {{t\|35.1%\|y9a64z-6yrr}} |
| Group Reinsurance | {{t\|524\|y9a64z-u6hh}} | {{t\|345\|y9a64z-rota}} | {{t\|869\|y9a64z-v0sz}} | {{t\|547\|y9a64z-idko}} | {{t\|343\|y9a64z-huyz}} | {{t\|890\|y9a64z-w330}} | {{t\|380\|y9a64z-4kdm}} | {{t\|401\|y9a64z-f2cc}} | {{t\|781\|y9a64z-x8il}} | {{t\|398\|y9a64z-16jg}} | {{t\|400\|y9a64z-fgsn}} | {{t\|799\|y9a64z-g1q7}} | {{t\|(49)\|y9a64z-489a}} | {{t\|7\|y9a64z-e3c9}} | {{t\|(42)\|y9a64z-03lf}} | {{t\|(60)\|y9a64z-1b10}} | {{t\|(102)\|y9a64z-jlxl}} | {{t\|(162)\|y9a64z-4afi}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm |
| Eliminations | {{t\|(452)\|y9a64z-o1xw}} | {{t\|(373)\|y9a64z-xynp}} | {{t\|(824)\|y9a64z-pkla}} | {{t\|(478)\|y9a64z-s4dd}} | {{t\|(372)\|y9a64z-io1c}} | {{t\|(850)\|y9a64z-bs6y}} | {{t\|(340)\|y9a64z-6wl8}} | {{t\|(350)\|y9a64z-sydt}} | {{t\|(690)\|y9a64z-evte}} | {{t\|(365)\|y9a64z-mq0w}} | {{t\|(361)\|y9a64z-nbtx}} | {{t\|(726)\|y9a64z-2h5n}} | {{t\|(0)\|y9a64z-88nq}} | {{t\|0\|y9a64z-37cf}} | {{t\|(0)\|y9a64z-lsn1}} | {{t\|(0)\|y9a64z-0o2f}} | {{t\|0\|y9a64z-gfu7}} | {{t\|(0)\|y9a64z-b49u}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm |
| **Total** | {{t\|24,560\|y9a64z-gmxu}} | {{t\|19,841\|y9a64z-5vwt}} | {{t\|44,401\|y9a64z-3jex}} | {{t\|25,342\|y9a64z-mpdn}} | {{t\|21,282\|y9a64z-l315}} | {{t\|46,624\|y9a64z-97e6}} | {{t\|20,163\|y9a64z-ld5x}} | {{t\|22,130\|y9a64z-6a0a}} | {{t\|42,293\|y9a64z-ru1l}} | {{t\|21,446\|y9a64z-gxn0}} | {{t\|23,346\|y9a64z-3q74}} | {{t\|44,792\|y9a64z-xsc4}} | {{t\|2,247\|y9a64z-c25h}} | {{t\|1,646\|y9a64z-n4id}} | {{t\|3,893\|y9a64z-5hd4}} | {{t\|2,224\|y9a64z-twcm}} | {{t\|1,980\|y9a64z-d1ka}} | {{t\|4,204\|y9a64z-yqh8}} | {{t\|92.9%\|y9a64z-mz4r}} | {{t\|95.9%\|y9a64z-ktuo}} | {{t\|94.5%\|y9a64z-uqzj}} | {{t\|93.6%\|y9a64z-b9gq}} | {{t\|94.9%\|y9a64z-exjf}} | {{t\|94.2%\|y9a64z-5le8}} | {{t\|64.1%\|y9a64z-qcln}} | {{t\|68.1%\|y9a64z-eu3x}} | {{t\|66.2%\|y9a64z-n0vt}} | {{t\|64.6%\|y9a64z-bbe4}} | {{t\|66.5%\|y9a64z-j0lt}} | {{t\|65.6%\|y9a64z-40be}} | {{t\|28.8%\|y9a64z-a0om}} | {{t\|27.8%\|y9a64z-g68a}} | {{t\|28.3%\|y9a64z-x0zt}} | {{t\|28.9%\|y9a64z-a3sh}} | {{t\|28.4%\|y9a64z-b874}} | {{t\|28.6%\|y9a64z-hkhd}} |" |
|---|
|
| id | "y9a64z-c6" |
|---|
| chunk | 6 |
|---|
| pages | |
|---|
| heading | "Life by Segment" |
|---|
| tags | |
|---|
| links | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Underlying earnings" |
|
|---|
| content | "**Life business operating profit build-up by segment.**
| In USD million | Europe, Middle East & Africa 2023 H1 | Europe, Middle East & Africa 2023 H2 | Europe, Middle East & Africa 2023 FY-23 | Europe, Middle East & Africa 2024 H1 | Europe, Middle East & Africa 2024 H2 | Europe, Middle East & Africa 2024 FY-24 | North America 2023 H1 | North America 2023 H2 | North America 2023 FY-23 | North America 2024 H1 | North America 2024 H2 | North America 2024 FY-24 | Asia Pacific 2023 H1 | Asia Pacific 2023 H2 | Asia Pacific 2023 FY-23 | Asia Pacific 2024 H1 | Asia Pacific 2024 H2 | Asia Pacific 2024 FY-24 | Latin America 2023 H1 | Latin America 2023 H2 | Latin America 2023 FY-23 | Latin America 2024 H1 | Latin America 2024 H2 | Latin America 2024 FY-24 | Group Reinsurance 2023 H1 | Group Reinsurance 2023 H2 | Group Reinsurance 2023 FY-23 | Group Reinsurance 2024 H1 | Group Reinsurance 2024 H2 | Group Reinsurance 2024 FY-24 | Eliminations 2023 H1 | Eliminations 2023 H2 | Eliminations 2023 FY-23 | Eliminations 2024 H1 | Eliminations 2024 H2 | Eliminations 2024 FY-24 | Total 2023 H1 | Total 2023 H2 | Total 2023 FY-23 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|2,874\|y9a64z-neqi}} | {{t\|3,038\|y9a64z-8041}} | {{t\|5,912\|y9a64z-u4ey}} | {{t\|3,219\|y9a64z-wcov}} | {{t\|3,347\|y9a64z-jcow}} | {{t\|6,566\|y9a64z-hf5h}} | {{t\|100\|y9a64z-vbb8}} | {{t\|94\|y9a64z-9wav}} | {{t\|194\|y9a64z-pxkk}} | {{t\|81\|y9a64z-hy44}} | {{t\|79\|y9a64z-cyoe}} | {{t\|160\|y9a64z-1i3n}} | {{t\|1,119\|y9a64z-zb5m}} | {{t\|1,138\|y9a64z-e5zz}} | {{t\|2,258\|y9a64z-704n}} | {{t\|1,138\|y9a64z-8uml}} | {{t\|1,164\|y9a64z-ehhh}} | {{t\|2,302\|y9a64z-i03u}} | {{t\|1,306\|y9a64z-m4fa}} | {{t\|1,331\|y9a64z-i1na}} | {{t\|2,637\|y9a64z-utez}} | {{t\|1,366\|y9a64z-o4w3}} | {{t\|1,320\|y9a64z-t6di}} | {{t\|2,687\|y9a64z-u5fk}} | {{t\|15\|y9a64z-hfie}} | {{t\|15\|y9a64z-x161}} | {{t\|30\|y9a64z-cpds}} | {{t\|13\|y9a64z-79g9}} | {{t\|14\|y9a64z-j6fh}} | {{t\|27\|y9a64z-qsfq}} | {{t\|(15)\|y9a64z-v74b}} | {{t\|(20)\|y9a64z-ylcq}} | {{t\|(35)\|y9a64z-5tcz}} | {{t\|(21)\|y9a64z-8tcu}} | {{t\|(22)\|y9a64z-5kco}} | {{t\|(43)\|y9a64z-fiyc}} | {{t\|5,398\|y9a64z-c9a7}} | {{t\|5,598\|y9a64z-yzt2}} | {{t\|10,996\|y9a64z-id4w}} | {{t\|5,797\|y9a64z-f58q}} | {{t\|5,903\|y9a64z-0tkt}} | {{t\|11,700\|y9a64z-xfi7}} |
| {{t\|Insurance service expense\|\|Insurance service expense}} | {{t\|(2,144)\|y9a64z-lg89}} | {{t\|(2,266)\|y9a64z-rgew}} | {{t\|(4,410)\|y9a64z-cwdh}} | {{t\|(2,495)\|y9a64z-st0j}} | {{t\|(2,504)\|y9a64z-5prk}} | {{t\|(4,999)\|y9a64z-hqv5}} | {{t\|(62)\|y9a64z-uut8}} | {{t\|(21)\|y9a64z-rmg0}} | {{t\|(83)\|y9a64z-pdfr}} | {{t\|(47)\|y9a64z-4dbr}} | {{t\|(36)\|y9a64z-tz92}} | {{t\|(83)\|y9a64z-dk5c}} | {{t\|(987)\|y9a64z-ivl2}} | {{t\|(932)\|y9a64z-io62}} | {{t\|(1,919)\|y9a64z-5x0v}} | {{t\|(947)\|y9a64z-mlop}} | {{t\|(1,062)\|y9a64z-n189}} | {{t\|(2,009)\|y9a64z-h4db}} | {{t\|(1,012)\|y9a64z-9k91}} | {{t\|(1,035)\|y9a64z-6eq8}} | {{t\|(2,047)\|y9a64z-qsxn}} | {{t\|(1,062)\|y9a64z-qoe7}} | {{t\|(997)\|y9a64z-xwwe}} | {{t\|(2,060)\|y9a64z-29eg}} | {{t\|(4)\|y9a64z-fgxr}} | {{t\|(7)\|y9a64z-c30z}} | {{t\|(10)\|y9a64z-01u4}} | {{t\|(4)\|y9a64z-8gh5}} | {{t\|(11)\|y9a64z-sam7}} | {{t\|(15)\|y9a64z-u8nc}} | {{t\|4\|y9a64z-vk5k}} | {{t\|7\|y9a64z-5mwr}} | {{t\|11\|y9a64z-1rwt}} | {{t\|15\|y9a64z-9tug}} | {{t\|20\|y9a64z-0rzg}} | {{t\|36\|y9a64z-3euf}} | {{t\|(4,205)\|y9a64z-hy8n}} | {{t\|(4,253)\|y9a64z-bkum}} | {{t\|(8,458)\|y9a64z-pf0m}} | {{t\|(4,541)\|y9a64z-69hg}} | {{t\|(4,590)\|y9a64z-m2c2}} | {{t\|(9,130)\|y9a64z-qhmg}} |
| Net expenses from reinsurance contracts held | {{t\|(83)\|y9a64z-1x9o}} | {{t\|(86)\|y9a64z-3279}} | {{t\|(169)\|y9a64z-cm3j}} | {{t\|(25)\|y9a64z-77xx}} | {{t\|(87)\|y9a64z-8m74}} | {{t\|(113)\|y9a64z-e7hq}} | {{t\|(16)\|y9a64z-kyp6}} | {{t\|(9)\|y9a64z-u5ej}} | {{t\|(25)\|y9a64z-c8op}} | {{t\|(13)\|y9a64z-e8n3}} | {{t\|(18)\|y9a64z-q9lr}} | {{t\|(31)\|y9a64z-etcv}} | {{t\|(25)\|y9a64z-2mei}} | {{t\|(21)\|y9a64z-6nlz}} | {{t\|(46)\|y9a64z-lhw1}} | {{t\|(39)\|y9a64z-ggmx}} | {{t\|56\|y9a64z-x7wl}} | {{t\|17\|y9a64z-784p}} | {{t\|(16)\|y9a64z-92i9}} | {{t\|(18)\|y9a64z-pirl}} | {{t\|(34)\|y9a64z-av13}} | {{t\|(8)\|y9a64z-avxf}} | {{t\|(25)\|y9a64z-ou3t}} | {{t\|(33)\|y9a64z-ytat}} | {{t\|(5)\|y9a64z-356j}} | {{t\|(2)\|y9a64z-gz54}} | {{t\|(7)\|y9a64z-rw03}} | {{t\|(5)\|y9a64z-ssln}} | {{t\|(4)\|y9a64z-n1ww}} | {{t\|(8)\|y9a64z-tj7t}} | {{t\|11\|y9a64z-n5vr}} | {{t\|13\|y9a64z-wkqc}} | {{t\|24\|y9a64z-yelr}} | {{t\|6\|y9a64z-euvc}} | {{t\|2\|y9a64z-7nba}} | {{t\|7\|y9a64z-bfzz}} | {{t\|(133)\|y9a64z-s25f}} | {{t\|(123)\|y9a64z-5ggv}} | {{t\|(256)\|y9a64z-lb4i}} | {{t\|(85)\|y9a64z-j6fn}} | {{t\|(76)\|y9a64z-7ulz}} | {{t\|(161)\|y9a64z-dbnu}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|647\|y9a64z-gnib}} | {{t\|686\|y9a64z-iixl}} | {{t\|1,333\|y9a64z-h2uh}} | {{t\|698\|y9a64z-zw14}} | {{t\|756\|y9a64z-v7qn}} | {{t\|1,455\|y9a64z-ntbk}} | {{t\|22\|y9a64z-fz5h}} | {{t\|64\|y9a64z-irxy}} | {{t\|86\|y9a64z-l1rr}} | {{t\|21\|y9a64z-20vt}} | {{t\|25\|y9a64z-4nrf}} | {{t\|46\|y9a64z-i2da}} | {{t\|108\|y9a64z-ah5e}} | {{t\|185\|y9a64z-zcx8}} | {{t\|293\|y9a64z-jhy9}} | {{t\|152\|y9a64z-hkq8}} | {{t\|158\|y9a64z-wbw0}} | {{t\|310\|y9a64z-o7gs}} | {{t\|278\|y9a64z-4w7q}} | {{t\|279\|y9a64z-2qs8}} | {{t\|557\|y9a64z-0tdu}} | {{t\|296\|y9a64z-9n5k}} | {{t\|298\|y9a64z-5y1b}} | {{t\|594\|y9a64z-4ua5}} | {{t\|6\|y9a64z-cr6t}} | {{t\|7\|y9a64z-d7k6}} | {{t\|13\|y9a64z-hdl7}} | {{t\|4\|y9a64z-v7hh}} | {{t\|(1)\|y9a64z-q3ez}} | {{t\|4\|y9a64z-xhou}} | – | – | – | – | – | – | {{t\|1,060\|y9a64z-xiet}} | {{t\|1,221\|y9a64z-wi54}} | {{t\|2,281\|y9a64z-9gq2}} | {{t\|1,172\|y9a64z-5kul}} | {{t\|1,237\|y9a64z-ithu}} | {{t\|2,409\|y9a64z-3oor}} |
| {{t\|Net investment income\|\|Net investment income}} on Group investments | {{t\|1,073\|y9a64z-f3gh}} | {{t\|1,092\|y9a64z-rxt6}} | {{t\|2,164\|y9a64z-4o35}} | {{t\|1,135\|y9a64z-so4a}} | {{t\|1,117\|y9a64z-f05j}} | {{t\|2,252\|y9a64z-jjho}} | {{t\|26\|y9a64z-xaqu}} | {{t\|32\|y9a64z-zfei}} | {{t\|59\|y9a64z-ojwl}} | {{t\|31\|y9a64z-qnsj}} | {{t\|33\|y9a64z-qeiq}} | {{t\|64\|y9a64z-mglj}} | {{t\|113\|y9a64z-auam}} | {{t\|110\|y9a64z-114s}} | {{t\|224\|y9a64z-g99s}} | {{t\|113\|y9a64z-3wu2}} | {{t\|127\|y9a64z-ieni}} | {{t\|240\|y9a64z-dc5v}} | {{t\|259\|y9a64z-lcxn}} | {{t\|219\|y9a64z-swfq}} | {{t\|478\|y9a64z-w1u3}} | {{t\|243\|y9a64z-utwa}} | {{t\|194\|y9a64z-953r}} | {{t\|437\|y9a64z-l2q3}} | – | – | – | – | – | – | {{t\|(0)\|y9a64z-e8o2}} | {{t\|(0)\|y9a64z-matf}} | {{t\|(1)\|y9a64z-7t58}} | {{t\|(0)\|y9a64z-qxec}} | {{t\|(0)\|y9a64z-s7b2}} | {{t\|(1)\|y9a64z-qic3}} | {{t\|1,471\|y9a64z-a02p}} | {{t\|1,454\|y9a64z-54xx}} | {{t\|2,924\|y9a64z-vm1o}} | {{t\|1,521\|y9a64z-uaao}} | {{t\|1,471\|y9a64z-xe9a}} | {{t\|2,992\|y9a64z-bn52}} |
| Net capital gains/(losses) on Group investments | {{t\|(72)\|y9a64z-r6xj}} | {{t\|(162)\|y9a64z-hh2u}} | {{t\|(234)\|y9a64z-a2t2}} | {{t\|(34)\|y9a64z-wf9h}} | {{t\|(62)\|y9a64z-lqmr}} | {{t\|(96)\|y9a64z-jyhk}} | {{t\|17\|y9a64z-0bj4}} | {{t\|10\|y9a64z-afl8}} | {{t\|26\|y9a64z-yug4}} | {{t\|13\|y9a64z-m3di}} | {{t\|5\|y9a64z-nkkf}} | {{t\|18\|y9a64z-3gq0}} | {{t\|(9)\|y9a64z-4aps}} | {{t\|9\|y9a64z-e22c}} | {{t\|0\|y9a64z-xh5n}} | {{t\|(2)\|y9a64z-2mcb}} | {{t\|(5)\|y9a64z-pzwi}} | {{t\|(6)\|y9a64z-3h1x}} | {{t\|32\|y9a64z-5s0h}} | {{t\|31\|y9a64z-63bz}} | {{t\|63\|y9a64z-dq41}} | {{t\|(23)\|y9a64z-ibsp}} | {{t\|(10)\|y9a64z-rb1y}} | {{t\|(33)\|y9a64z-jtr7}} | {{t\|(0)\|y9a64z-upnm}} | {{t\|(12)\|y9a64z-krju}} | {{t\|(12)\|y9a64z-lq6a}} | {{t\|(2)\|y9a64z-q5tk}} | {{t\|(1)\|y9a64z-dvvq}} | {{t\|(3)\|y9a64z-daf1}} | – | – | – | – | – | – | {{t\|(33)\|y9a64z-duva}} | {{t\|(124)\|y9a64z-hu0l}} | {{t\|(156)\|y9a64z-04hd}} | {{t\|(48)\|y9a64z-78wc}} | {{t\|(73)\|y9a64z-nqjj}} | {{t\|(121)\|y9a64z-w27h}} |
| {{t\|Net investment result\|\|Net investment income}} on Group investments | {{t\|1,000\|y9a64z-qcgd}} | {{t\|930\|y9a64z-ylkj}} | {{t\|1,930\|y9a64z-6edq}} | {{t\|1,100\|y9a64z-kuv4}} | {{t\|1,056\|y9a64z-i7ag}} | {{t\|2,156\|y9a64z-zv9i}} | {{t\|43\|y9a64z-yvh8}} | {{t\|42\|y9a64z-z19r}} | {{t\|85\|y9a64z-qqoh}} | {{t\|44\|y9a64z-5ab9}} | {{t\|37\|y9a64z-8hth}} | {{t\|82\|y9a64z-unwv}} | {{t\|104\|y9a64z-frns}} | {{t\|119\|y9a64z-gvuh}} | {{t\|224\|y9a64z-0xw9}} | {{t\|111\|y9a64z-x10h}} | {{t\|122\|y9a64z-2fec}} | {{t\|234\|y9a64z-kdtd}} | {{t\|291\|y9a64z-yhum}} | {{t\|251\|y9a64z-65zs}} | {{t\|542\|y9a64z-iyne}} | {{t\|219\|y9a64z-xtcv}} | {{t\|184\|y9a64z-5krk}} | {{t\|404\|y9a64z-2pht}} | {{t\|(0)\|y9a64z-ner0}} | {{t\|(12)\|y9a64z-fxvw}} | {{t\|(12)\|y9a64z-ya14}} | {{t\|(2)\|y9a64z-ectu}} | {{t\|(1)\|y9a64z-im75}} | {{t\|(3)\|y9a64z-43tp}} | {{t\|(0)\|y9a64z-sx07}} | {{t\|(0)\|y9a64z-6uss}} | {{t\|(1)\|y9a64z-junz}} | {{t\|(0)\|y9a64z-grx9}} | {{t\|(0)\|y9a64z-bky0}} | {{t\|(1)\|y9a64z-wij5}} | {{t\|1,438\|y9a64z-tkj2}} | {{t\|1,330\|y9a64z-g434}} | {{t\|2,768\|y9a64z-yopo}} | {{t\|1,473\|y9a64z-sfte}} | {{t\|1,398\|y9a64z-j6cn}} | {{t\|2,871\|y9a64z-60aq}} |
| {{t\|Net investment income\|\|Net investment income}} on unit-linked investments | {{t\|631\|y9a64z-6hnj}} | {{t\|459\|y9a64z-8rnu}} | {{t\|1,090\|y9a64z-nzas}} | {{t\|588\|y9a64z-53wn}} | {{t\|572\|y9a64z-dwjj}} | {{t\|1,160\|y9a64z-cv82}} | – | – | – | – | – | – | {{t\|30\|y9a64z-ouby}} | {{t\|24\|y9a64z-xwul}} | {{t\|54\|y9a64z-se9a}} | {{t\|30\|y9a64z-q233}} | {{t\|35\|y9a64z-xdzd}} | {{t\|65\|y9a64z-ljgw}} | {{t\|19\|y9a64z-80qi}} | {{t\|(3)\|y9a64z-2ogr}} | {{t\|16\|y9a64z-u3se}} | {{t\|23\|y9a64z-lhqe}} | {{t\|13\|y9a64z-gkol}} | {{t\|35\|y9a64z-xmi6}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|679\|y9a64z-w5gn}} | {{t\|481\|y9a64z-0yvt}} | {{t\|1,160\|y9a64z-a8gh}} | {{t\|641\|y9a64z-fzro}} | {{t\|619\|y9a64z-13qf}} | {{t\|1,260\|y9a64z-vxoz}} |
| Change in liabilities for investment contracts and other funds | {{t\|(416)\|y9a64z-qasx}} | {{t\|(284)\|y9a64z-o3oz}} | {{t\|(700)\|y9a64z-136n}} | {{t\|(423)\|y9a64z-jc26}} | {{t\|(373)\|y9a64z-0pmi}} | {{t\|(796)\|y9a64z-307l}} | – | – | – | – | – | – | {{t\|(18)\|y9a64z-ttx5}} | {{t\|(15)\|y9a64z-69n2}} | {{t\|(33)\|y9a64z-v4w2}} | {{t\|(21)\|y9a64z-wexl}} | {{t\|(25)\|y9a64z-ps8c}} | {{t\|(47)\|y9a64z-k939}} | – | – | – | {{t\|(0)\|y9a64z-nu3z}} | {{t\|(0)\|y9a64z-wakg}} | {{t\|(0)\|y9a64z-xjay}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|(434)\|y9a64z-sxxm}} | {{t\|(299)\|y9a64z-ivjl}} | {{t\|(733)\|y9a64z-o2y8}} | {{t\|(444)\|y9a64z-x1cp}} | {{t\|(398)\|y9a64z-f8v0}} | {{t\|(842)\|y9a64z-2yw6}} |
| Re-/Insurance finance income/(expenses) | {{t\|(1,099)\|y9a64z-2zh5}} | {{t\|(918)\|y9a64z-0jzd}} | {{t\|(2,017)\|y9a64z-62tc}} | {{t\|(1,073)\|y9a64z-2d6t}} | {{t\|(1,064)\|y9a64z-b4c3}} | {{t\|(2,137)\|y9a64z-hrj9}} | {{t\|(43)\|y9a64z-8iv2}} | {{t\|(47)\|y9a64z-v73d}} | {{t\|(90)\|y9a64z-0ygd}} | {{t\|(50)\|y9a64z-3l13}} | {{t\|(43)\|y9a64z-bcac}} | {{t\|(93)\|y9a64z-mr7r}} | {{t\|(70)\|y9a64z-q91c}} | {{t\|(85)\|y9a64z-e96u}} | {{t\|(156)\|y9a64z-dhxg}} | {{t\|(96)\|y9a64z-icua}} | {{t\|(89)\|y9a64z-ontu}} | {{t\|(184)\|y9a64z-4253}} | {{t\|(201)\|y9a64z-hpla}} | {{t\|(139)\|y9a64z-dw4g}} | {{t\|(340)\|y9a64z-99z0}} | {{t\|(161)\|y9a64z-vu6s}} | {{t\|(110)\|y9a64z-nadw}} | {{t\|(271)\|y9a64z-5ft7}} | {{t\|(0)\|y9a64z-jvfd}} | {{t\|(1)\|y9a64z-fo00}} | {{t\|(1)\|y9a64z-aoqf}} | {{t\|(0)\|y9a64z-d65m}} | {{t\|(0)\|y9a64z-eyeg}} | {{t\|(0)\|y9a64z-f8jh}} | – | – | – | – | – | – | {{t\|(1,414)\|y9a64z-jrcs}} | {{t\|(1,189)\|y9a64z-6q6b}} | {{t\|(2,603)\|y9a64z-ub8z}} | {{t\|(1,380)\|y9a64z-jbng}} | {{t\|(1,305)\|y9a64z-uodc}} | {{t\|(2,685)\|y9a64z-mue2}} |
| {{t\|Net investment result\|\|Net investment income}} | {{t\|116\|y9a64z-lk9t}} | {{t\|188\|y9a64z-fzqk}} | {{t\|304\|y9a64z-4lm2}} | {{t\|193\|y9a64z-ttd7}} | {{t\|191\|y9a64z-bztx}} | {{t\|384\|y9a64z-pwzp}} | {{t\|0\|y9a64z-16jj}} | {{t\|(5)\|y9a64z-izhc}} | {{t\|(5)\|y9a64z-6ivr}} | {{t\|(6)\|y9a64z-o59y}} | {{t\|(5)\|y9a64z-q8h5}} | {{t\|(11)\|y9a64z-jwu8}} | {{t\|46\|y9a64z-924y}} | {{t\|43\|y9a64z-d5cy}} | {{t\|89\|y9a64z-4514}} | {{t\|24\|y9a64z-h1fx}} | {{t\|43\|y9a64z-adni}} | {{t\|67\|y9a64z-hzz0}} | {{t\|108\|y9a64z-0kc2}} | {{t\|109\|y9a64z-b7i7}} | {{t\|218\|y9a64z-em9w}} | {{t\|81\|y9a64z-5suh}} | {{t\|87\|y9a64z-3bq1}} | {{t\|168\|y9a64z-b0tn}} | {{t\|(0)\|y9a64z-m2ht}} | {{t\|(12)\|y9a64z-pix5}} | {{t\|(13)\|y9a64z-740z}} | {{t\|(2)\|y9a64z-k1fe}} | {{t\|(1)\|y9a64z-07ii}} | {{t\|(3)\|y9a64z-ez83}} | {{t\|(0)\|y9a64z-toc1}} | {{t\|(0)\|y9a64z-diuf}} | {{t\|(1)\|y9a64z-vrva}} | {{t\|(0)\|y9a64z-e9k6}} | {{t\|(0)\|y9a64z-ifi1}} | {{t\|(1)\|y9a64z-yetc}} | {{t\|270\|y9a64z-chx1}} | {{t\|323\|y9a64z-oil9}} | {{t\|592\|y9a64z-ieh0}} | {{t\|290\|y9a64z-ljqg}} | {{t\|314\|y9a64z-hzod}} | {{t\|604\|y9a64z-cr7r}} |
| Fee income | {{t\|397\|y9a64z-aetg}} | {{t\|405\|y9a64z-phps}} | {{t\|802\|y9a64z-mou8}} | {{t\|426\|y9a64z-mhpy}} | {{t\|462\|y9a64z-dmfh}} | {{t\|888\|y9a64z-04in}} | – | – | – | – | – | – | {{t\|25\|y9a64z-8b12}} | {{t\|35\|y9a64z-v4po}} | {{t\|60\|y9a64z-yguo}} | {{t\|25\|y9a64z-joeg}} | {{t\|18\|y9a64z-9wzb}} | {{t\|43\|y9a64z-hpke}} | {{t\|9\|y9a64z-4z1l}} | {{t\|9\|y9a64z-g6a4}} | {{t\|18\|y9a64z-mu99}} | {{t\|9\|y9a64z-qneh}} | {{t\|11\|y9a64z-faqo}} | {{t\|20\|y9a64z-g8xm}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|430\|y9a64z-jvf3}} | {{t\|450\|y9a64z-22ci}} | {{t\|880\|y9a64z-w600}} | {{t\|460\|y9a64z-61lt}} | {{t\|491\|y9a64z-f5lc}} | {{t\|951\|y9a64z-v8e7}} |
| Fee business expenses | {{t\|(295)\|y9a64z-hnnm}} | {{t\|(299)\|y9a64z-2159}} | {{t\|(594)\|y9a64z-8z63}} | {{t\|(315)\|y9a64z-ogrn}} | {{t\|(310)\|y9a64z-gf3a}} | {{t\|(624)\|y9a64z-6aeq}} | {{t\|(0)\|y9a64z-irwa}} | – | {{t\|(0)\|y9a64z-2d0a}} | {{t\|(0)\|y9a64z-4yct}} | – | {{t\|(0)\|y9a64z-1zhr}} | {{t\|(3)\|y9a64z-bndo}} | {{t\|(14)\|y9a64z-bisd}} | {{t\|(17)\|y9a64z-f4ye}} | {{t\|(4)\|y9a64z-lzio}} | {{t\|(4)\|y9a64z-nkb6}} | {{t\|(8)\|y9a64z-v7xh}} | {{t\|(7)\|y9a64z-ep4z}} | {{t\|(7)\|y9a64z-an0c}} | {{t\|(13)\|y9a64z-tvlz}} | {{t\|(7)\|y9a64z-st7v}} | {{t\|(6)\|y9a64z-jgn0}} | {{t\|(13)\|y9a64z-g7n5}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|(305)\|y9a64z-keh9}} | {{t\|(319)\|y9a64z-ere6}} | {{t\|(624)\|y9a64z-qjhf}} | {{t\|(326)\|y9a64z-l164}} | {{t\|(320)\|y9a64z-ms9j}} | {{t\|(646)\|y9a64z-3kl0}} |
| **Fee result** | {{t\|102\|y9a64z-5pxs}} | {{t\|107\|y9a64z-sgtc}} | {{t\|208\|y9a64z-87q0}} | {{t\|112\|y9a64z-jjjc}} | {{t\|152\|y9a64z-1iu1}} | {{t\|264\|y9a64z-5jd8}} | {{t\|(0)\|y9a64z-0ene}} | – | {{t\|(0)\|y9a64z-85rx}} | {{t\|(0)\|y9a64z-94ka}} | – | {{t\|(0)\|y9a64z-f8jq}} | {{t\|21\|y9a64z-y0pb}} | {{t\|22\|y9a64z-kziy}} | {{t\|43\|y9a64z-vuyv}} | {{t\|20\|y9a64z-cgme}} | {{t\|15\|y9a64z-n369}} | {{t\|35\|y9a64z-hnfk}} | {{t\|2\|y9a64z-w0d6}} | {{t\|2\|y9a64z-n3n7}} | {{t\|5\|y9a64z-34q0}} | {{t\|2\|y9a64z-mqnu}} | {{t\|5\|y9a64z-lyaf}} | {{t\|7\|y9a64z-30la}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|126\|y9a64z-0nse}} | {{t\|130\|y9a64z-53dm}} | {{t\|256\|y9a64z-vt07}} | {{t\|134\|y9a64z-y62x}} | {{t\|172\|y9a64z-qy0j}} | {{t\|306\|y9a64z-j766}} |
| {{t\|Other revenues\|\|Other revenue}} | {{t\|42\|y9a64z-vem0}} | {{t\|73\|y9a64z-46fj}} | {{t\|115\|y9a64z-b8xg}} | {{t\|118\|y9a64z-j34h}} | {{t\|66\|y9a64z-95vk}} | {{t\|184\|y9a64z-0tqi}} | {{t\|12\|y9a64z-f2t5}} | {{t\|12\|y9a64z-9rmc}} | {{t\|24\|y9a64z-64go}} | {{t\|16\|y9a64z-bylm}} | {{t\|14\|y9a64z-cz1a}} | {{t\|30\|y9a64z-t6sv}} | {{t\|8\|y9a64z-k4vs}} | {{t\|7\|y9a64z-qp0f}} | {{t\|15\|y9a64z-mftu}} | {{t\|10\|y9a64z-r2b2}} | {{t\|6\|y9a64z-z1vq}} | {{t\|17\|y9a64z-mlnc}} | {{t\|13\|y9a64z-3lvv}} | {{t\|7\|y9a64z-jdyb}} | {{t\|20\|y9a64z-cp66}} | {{t\|13\|y9a64z-kv3x}} | {{t\|12\|y9a64z-3ib5}} | {{t\|25\|y9a64z-4gvo}} | {{t\|1\|y9a64z-rb7t}} | {{t\|5\|y9a64z-c1pz}} | {{t\|5\|y9a64z-f15p}} | {{t\|2\|y9a64z-qouu}} | {{t\|1\|y9a64z-h057}} | {{t\|3\|y9a64z-m4s4}} | – | – | – | – | – | – | {{t\|75\|y9a64z-tvqp}} | {{t\|104\|y9a64z-obii}} | {{t\|180\|y9a64z-i3o2}} | {{t\|159\|y9a64z-idut}} | {{t\|100\|y9a64z-p7q0}} | {{t\|259\|y9a64z-k67p}} |
| Interest expense on debt | {{t\|(0)\|y9a64z-yoow}} | {{t\|(16)\|y9a64z-qgkn}} | {{t\|(16)\|y9a64z-mtpd}} | {{t\|(10)\|y9a64z-ets4}} | {{t\|(3)\|y9a64z-hha9}} | {{t\|(13)\|y9a64z-2avn}} | {{t\|(0)\|y9a64z-6kif}} | {{t\|(0)\|y9a64z-j3a0}} | {{t\|(0)\|y9a64z-igr2}} | {{t\|(0)\|y9a64z-niie}} | {{t\|(0)\|y9a64z-fpto}} | {{t\|(0)\|y9a64z-p128}} | {{t\|(4)\|y9a64z-v1lw}} | {{t\|(14)\|y9a64z-k7r0}} | {{t\|(18)\|y9a64z-vzzb}} | {{t\|(20)\|y9a64z-otxe}} | {{t\|(18)\|y9a64z-bk3z}} | {{t\|(38)\|y9a64z-z68z}} | {{t\|(1)\|y9a64z-n3ma}} | {{t\|(1)\|y9a64z-fshy}} | {{t\|(3)\|y9a64z-oicz}} | {{t\|(2)\|y9a64z-yvwy}} | {{t\|(1)\|y9a64z-mpuc}} | {{t\|(3)\|y9a64z-ex3o}} | {{t\|(0)\|y9a64z-9sgi}} | {{t\|(0)\|y9a64z-43ku}} | {{t\|(0)\|y9a64z-wfpf}} | {{t\|(0)\|y9a64z-522x}} | {{t\|(0)\|y9a64z-1ee0}} | {{t\|(0)\|y9a64z-t2rr}} | {{t\|0\|y9a64z-vr0d}} | {{t\|0\|y9a64z-sc91}} | {{t\|1\|y9a64z-3cf1}} | {{t\|0\|y9a64z-14rb}} | {{t\|0\|y9a64z-fx8t}} | {{t\|1\|y9a64z-v2wq}} | {{t\|(5)\|y9a64z-9bk4}} | {{t\|(31)\|y9a64z-6hd7}} | {{t\|(36)\|y9a64z-e916}} | {{t\|(31)\|y9a64z-nzt2}} | {{t\|(22)\|y9a64z-xvyw}} | {{t\|(53)\|y9a64z-46s8}} |
| Other expenses | {{t\|(189)\|y9a64z-66fv}} | {{t\|(212)\|y9a64z-kk28}} | {{t\|(402)\|y9a64z-7wzv}} | {{t\|(205)\|y9a64z-3lyz}} | {{t\|(245)\|y9a64z-6ir6}} | {{t\|(450)\|y9a64z-4tbu}} | {{t\|4\|y9a64z-z7of}} | {{t\|(2)\|y9a64z-oeus}} | {{t\|3\|y9a64z-gzcv}} | {{t\|(1)\|y9a64z-c0il}} | {{t\|(7)\|y9a64z-xpao}} | {{t\|(8)\|y9a64z-ytfp}} | {{t\|(84)\|y9a64z-1tcw}} | {{t\|(57)\|y9a64z-v8p1}} | {{t\|(141)\|y9a64z-h1un}} | {{t\|(64)\|y9a64z-5j7g}} | {{t\|(71)\|y9a64z-v5r3}} | {{t\|(136)\|y9a64z-7kp9}} | {{t\|(79)\|y9a64z-81sn}} | {{t\|(70)\|y9a64z-krtp}} | {{t\|(149)\|y9a64z-e9p0}} | {{t\|(63)\|y9a64z-zavs}} | {{t\|(45)\|y9a64z-zqg6}} | {{t\|(108)\|y9a64z-yqpy}} | – | – | – | – | – | – | {{t\|(0)\|y9a64z-p16t}} | {{t\|(0)\|y9a64z-1y5u}} | {{t\|(0)\|y9a64z-ql7j}} | {{t\|0\|y9a64z-54lt}} | {{t\|0\|y9a64z-j08o}} | {{t\|0\|y9a64z-nw5w}} | {{t\|(348)\|y9a64z-363u}} | {{t\|(341)\|y9a64z-orp6}} | {{t\|(689)\|y9a64z-ryea}} | {{t\|(333)\|y9a64z-9w98}} | {{t\|(368)\|y9a64z-ync4}} | {{t\|(701)\|y9a64z-hj2e}} |
| Restructuring costs and other items not relevant for BOP | {{t\|2\|y9a64z-gw8i}} | {{t\|8\|y9a64z-atle}} | {{t\|10\|y9a64z-mh20}} | {{t\|19\|y9a64z-g2gg}} | {{t\|44\|y9a64z-4x6s}} | {{t\|64\|y9a64z-qid8}} | {{t\|(0)\|y9a64z-sras}} | {{t\|(0)\|y9a64z-v2gs}} | {{t\|(0)\|y9a64z-m6yt}} | – | – | – | {{t\|17\|y9a64z-90fh}} | {{t\|7\|y9a64z-2sim}} | {{t\|23\|y9a64z-vz24}} | {{t\|4\|y9a64z-rs33}} | {{t\|1\|y9a64z-5xyw}} | {{t\|6\|y9a64z-bpyl}} | {{t\|32\|y9a64z-fhaq}} | {{t\|9\|y9a64z-ds13}} | {{t\|42\|y9a64z-lh70}} | {{t\|2\|y9a64z-tdnv}} | {{t\|(28)\|y9a64z-qes2}} | {{t\|(26)\|y9a64z-j8wt}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|51\|y9a64z-y73z}} | {{t\|24\|y9a64z-00yh}} | {{t\|75\|y9a64z-aww6}} | {{t\|26\|y9a64z-o3cs}} | {{t\|18\|y9a64z-k4bi}} | {{t\|44\|y9a64z-5qyj}} |
| **Other result** | {{t\|(145)\|y9a64z-mmfz}} | {{t\|(147)\|y9a64z-7mqe}} | {{t\|(292)\|y9a64z-vbwr}} | {{t\|(78)\|y9a64z-w4y8}} | {{t\|(137)\|y9a64z-aqg1}} | {{t\|(215)\|y9a64z-f9wh}} | {{t\|16\|y9a64z-2yhu}} | {{t\|11\|y9a64z-s5d4}} | {{t\|27\|y9a64z-pug2}} | {{t\|15\|y9a64z-1qnn}} | {{t\|7\|y9a64z-g7qu}} | {{t\|23\|y9a64z-yjdv}} | {{t\|(63)\|y9a64z-omj7}} | {{t\|(56)\|y9a64z-xlg4}} | {{t\|(120)\|y9a64z-92d7}} | {{t\|(69)\|y9a64z-tx0o}} | {{t\|(82)\|y9a64z-g6j0}} | {{t\|(151)\|y9a64z-u4cq}} | {{t\|(35)\|y9a64z-fcm4}} | {{t\|(55)\|y9a64z-gbzk}} | {{t\|(90)\|y9a64z-qgaf}} | {{t\|(49)\|y9a64z-bm2c}} | {{t\|(62)\|y9a64z-t455}} | {{t\|(111)\|y9a64z-3h0n}} | {{t\|1\|y9a64z-34js}} | {{t\|4\|y9a64z-91gi}} | {{t\|5\|y9a64z-tca0}} | {{t\|2\|y9a64z-qh1g}} | {{t\|1\|y9a64z-5v4m}} | {{t\|2\|y9a64z-5wgz}} | {{t\|0\|y9a64z-7auw}} | {{t\|0\|y9a64z-lg2k}} | {{t\|1\|y9a64z-xnd5}} | {{t\|0\|y9a64z-bps6}} | {{t\|0\|y9a64z-y4ga}} | {{t\|1\|y9a64z-o5qq}} | {{t\|(226)\|y9a64z-cub1}} | {{t\|(243)\|y9a64z-f72f}} | {{t\|(469)\|y9a64z-xpw4}} | {{t\|(179)\|y9a64z-e2ej}} | {{t\|(272)\|y9a64z-heig}} | {{t\|(451)\|y9a64z-sryz}} |
| Income tax (expense)/benefit attributable to policyholders (BOP relevant) | {{t\|(60)\|y9a64z-1vmd}} | {{t\|(77)\|y9a64z-5tkk}} | {{t\|(137)\|y9a64z-21rv}} | {{t\|(116)\|y9a64z-g42q}} | {{t\|(26)\|y9a64z-9tqz}} | {{t\|(141)\|y9a64z-beud}} | – | – | – | – | – | – | {{t\|(12)\|y9a64z-s7vw}} | {{t\|(19)\|y9a64z-yb2m}} | {{t\|(31)\|y9a64z-w35v}} | {{t\|(14)\|y9a64z-p9yd}} | {{t\|(6)\|y9a64z-qp5q}} | {{t\|(20)\|y9a64z-drvm}} | {{t\|(2)\|y9a64z-x6tl}} | {{t\|(0)\|y9a64z-cn89}} | {{t\|(2)\|y9a64z-5p5q}} | {{t\|(1)\|y9a64z-kt6t}} | {{t\|(0)\|y9a64z-dxw6}} | {{t\|(1)\|y9a64z-rxcu}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|(74)\|y9a64z-dzcw}} | {{t\|(97)\|y9a64z-ilfc}} | {{t\|(170)\|y9a64z-qlil}} | {{t\|(130)\|y9a64z-u93v}} | {{t\|(32)\|y9a64z-f7e5}} | {{t\|(163)\|y9a64z-nzhr}} |
| Business {{t\|operating profit\|\|Underlying earnings}} before non-controlling interests | {{t\|660\|y9a64z-4tyl}} | {{t\|756\|y9a64z-b62c}} | {{t\|1,416\|y9a64z-916w}} | {{t\|809\|y9a64z-9au9}} | {{t\|937\|y9a64z-e4u9}} | {{t\|1,746\|y9a64z-hxmi}} | {{t\|38\|y9a64z-3l19}} | {{t\|70\|y9a64z-efel}} | {{t\|108\|y9a64z-y3be}} | {{t\|30\|y9a64z-cs4e}} | {{t\|27\|y9a64z-8qs9}} | {{t\|57\|y9a64z-kjjy}} | {{t\|100\|y9a64z-pof0}} | {{t\|174\|y9a64z-tlrk}} | {{t\|274\|y9a64z-s302}} | {{t\|114\|y9a64z-shn8}} | {{t\|128\|y9a64z-lok4}} | {{t\|242\|y9a64z-414s}} | {{t\|352\|y9a64z-vsas}} | {{t\|335\|y9a64z-2fbe}} | {{t\|687\|y9a64z-gv0z}} | {{t\|330\|y9a64z-rdkq}} | {{t\|328\|y9a64z-xk4c}} | {{t\|657\|y9a64z-t4ti}} | {{t\|6\|y9a64z-vrgr}} | {{t\|(1)\|y9a64z-60zh}} | {{t\|5\|y9a64z-ovcs}} | {{t\|4\|y9a64z-4b4h}} | {{t\|(1)\|y9a64z-u620}} | {{t\|3\|y9a64z-fhao}} | – | – | – | – | – | – | {{t\|1,156\|y9a64z-1b7b}} | {{t\|1,334\|y9a64z-haso}} | {{t\|2,490\|y9a64z-q2zg}} | {{t\|1,287\|y9a64z-6i4u}} | {{t\|1,418\|y9a64z-k3d1}} | {{t\|2,705\|y9a64z-jkyj}} |
| Non-controlling interest | {{t\|71\|y9a64z-ih9e}} | {{t\|77\|y9a64z-kb3r}} | {{t\|148\|y9a64z-90gn}} | {{t\|86\|y9a64z-5z9s}} | {{t\|86\|y9a64z-khil}} | {{t\|171\|y9a64z-l3pv}} | – | – | – | – | – | – | {{t\|(0)\|y9a64z-ex7s}} | {{t\|(0)\|y9a64z-v1xu}} | {{t\|(1)\|y9a64z-dgjz}} | {{t\|(1)\|y9a64z-9x03}} | {{t\|(1)\|y9a64z-4uiy}} | {{t\|(1)\|y9a64z-jsws}} | {{t\|146\|y9a64z-1s0s}} | {{t\|137\|y9a64z-hwbz}} | {{t\|283\|y9a64z-xrfd}} | {{t\|154\|y9a64z-7hfb}} | {{t\|146\|y9a64z-babq}} | {{t\|300\|y9a64z-sm22}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|217\|y9a64z-770g}} | {{t\|213\|y9a64z-iv3r}} | {{t\|430\|y9a64z-6kcj}} | {{t\|239\|y9a64z-g8i2}} | {{t\|231\|y9a64z-yu5e}} | {{t\|470\|y9a64z-apn3}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|589\|y9a64z-9uly}} | {{t\|679\|y9a64z-n0pi}} | {{t\|1,268\|y9a64z-6of4}} | {{t\|724\|y9a64z-u9w8}} | {{t\|851\|y9a64z-6smo}} | {{t\|1,575\|y9a64z-zxko}} | {{t\|38\|y9a64z-8nab}} | {{t\|70\|y9a64z-x8wx}} | {{t\|108\|y9a64z-cigy}} | {{t\|30\|y9a64z-x6r4}} | {{t\|27\|y9a64z-w0w7}} | {{t\|57\|y9a64z-m5q9}} | {{t\|100\|y9a64z-nazw}} | {{t\|175\|y9a64z-nu3y}} | {{t\|275\|y9a64z-hd2z}} | {{t\|114\|y9a64z-om1b}} | {{t\|129\|y9a64z-tu49}} | {{t\|243\|y9a64z-9qf6}} | {{t\|206\|y9a64z-qvwo}} | {{t\|198\|y9a64z-ddqa}} | {{t\|404\|y9a64z-lmgk}} | {{t\|175\|y9a64z-m80j}} | {{t\|182\|y9a64z-p92c}} | {{t\|357\|y9a64z-54kf}} | {{t\|6\|y9a64z-lgjd}} | {{t\|(1)\|y9a64z-ck5x}} | {{t\|5\|y9a64z-yyla}} | {{t\|4\|y9a64z-wz85}} | {{t\|(1)\|y9a64z-h72o}} | {{t\|3\|y9a64z-blei}} | – | – | – | – | – | – | {{t\|939\|y9a64z-ovjw}} | {{t\|1,121\|y9a64z-9vtp}} | {{t\|2,060\|y9a64z-cgay}} | {{t\|1,048\|y9a64z-2cfj}} | {{t\|1,187\|y9a64z-e1j0}} | {{t\|2,235\|y9a64z-j8lu}} |
**Life insurance service result build-up by segment.**
| In USD million | Europe, Middle East & Africa 2023 H1 | Europe, Middle East & Africa 2023 H2 | Europe, Middle East & Africa 2023 FY-23 | Europe, Middle East & Africa 2024 H1 | Europe, Middle East & Africa 2024 H2 | Europe, Middle East & Africa 2024 FY-24 | North America 2023 H1 | North America 2023 H2 | North America 2023 FY-23 | North America 2024 H1 | North America 2024 H2 | North America 2024 FY-24 | Asia Pacific 2023 H1 | Asia Pacific 2023 H2 | Asia Pacific 2023 FY-23 | Asia Pacific 2024 H1 | Asia Pacific 2024 H2 | Asia Pacific 2024 FY-24 | Latin America 2023 H1 | Latin America 2023 H2 | Latin America 2023 FY-23 | Latin America 2024 H1 | Latin America 2024 H2 | Latin America 2024 FY-24 | Group Reinsurance 2023 H1 | Group Reinsurance 2023 H2 | Group Reinsurance 2023 FY-23 | Group Reinsurance 2024 H1 | Group Reinsurance 2024 H2 | Group Reinsurance 2024 FY-24 | Eliminations 2023 H1 | Eliminations 2023 H2 | Eliminations 2023 FY-23 | Eliminations 2024 H1 | Eliminations 2024 H2 | Eliminations 2024 FY-24 | Total 2023 H1 | Total 2023 H2 | Total 2023 FY-23 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| CSM amortization (4) | {{t\|551\|y9a64z-7zn9}} | {{t\|532\|y9a64z-0pxn}} | {{t\|1,082\|y9a64z-wwt5}} | {{t\|530\|y9a64z-hug5}} | {{t\|578\|y9a64z-o0p6}} | {{t\|1,109\|y9a64z-39i5}} | {{t\|12\|y9a64z-h8r0}} | {{t\|14\|y9a64z-sdh3}} | {{t\|25\|y9a64z-06gb}} | {{t\|12\|y9a64z-nh73}} | {{t\|16\|y9a64z-34ae}} | {{t\|28\|y9a64z-2wu7}} | {{t\|122\|y9a64z-2zbq}} | {{t\|134\|y9a64z-3iyh}} | {{t\|257\|y9a64z-0afa}} | {{t\|131\|y9a64z-nfhy}} | {{t\|129\|y9a64z-yz0p}} | {{t\|260\|y9a64z-1xw4}} | {{t\|50\|y9a64z-gjoo}} | {{t\|50\|y9a64z-f24y}} | {{t\|100\|y9a64z-100a}} | {{t\|56\|y9a64z-2eg4}} | {{t\|54\|y9a64z-f8ew}} | {{t\|110\|y9a64z-z7ao}} | {{t\|(0)\|y9a64z-w9uh}} | {{t\|0\|y9a64z-v5sq}} | {{t\|0\|y9a64z-wap5}} | {{t\|1\|y9a64z-rbbt}} | {{t\|1\|y9a64z-ofm7}} | {{t\|2\|y9a64z-1sbi}} | – | – | – | – | – | – | {{t\|735\|y9a64z-e3uf}} | {{t\|730\|y9a64z-oapm}} | {{t\|1,465\|y9a64z-ugwj}} | {{t\|731\|y9a64z-76nw}} | {{t\|778\|y9a64z-b6ka}} | {{t\|1,509\|y9a64z-pbl6}} |
| Release of risk adjustment | {{t\|40\|y9a64z-cchi}} | {{t\|42\|y9a64z-mbcu}} | {{t\|83\|y9a64z-dko4}} | {{t\|55\|y9a64z-278i}} | {{t\|54\|y9a64z-tsw8}} | {{t\|109\|y9a64z-bgzh}} | {{t\|2\|y9a64z-bm2s}} | {{t\|2\|y9a64z-1kez}} | {{t\|5\|y9a64z-80kz}} | {{t\|2\|y9a64z-eizq}} | {{t\|2\|y9a64z-n1vy}} | {{t\|3\|y9a64z-x0km}} | {{t\|29\|y9a64z-dhbe}} | {{t\|29\|y9a64z-zdys}} | {{t\|58\|y9a64z-lgg5}} | {{t\|26\|y9a64z-a3an}} | {{t\|27\|y9a64z-h3e5}} | {{t\|53\|y9a64z-xf6i}} | {{t\|5\|y9a64z-1axv}} | {{t\|4\|y9a64z-iua3}} | {{t\|9\|y9a64z-ce12}} | {{t\|4\|y9a64z-jhia}} | {{t\|4\|y9a64z-w5b8}} | {{t\|8\|y9a64z-mj6h}} | {{t\|0\|y9a64z-0n4m}} | {{t\|0\|y9a64z-b6td}} | {{t\|0\|y9a64z-gkak}} | {{t\|0\|y9a64z-z2el}} | {{t\|0\|y9a64z-wkuz}} | {{t\|0\|y9a64z-jnjg}} | {{t\|0\|y9a64z-pcav}} | {{t\|3\|y9a64z-dyb6}} | {{t\|4\|y9a64z-x15n}} | {{t\|0\|y9a64z-1ycj}} | {{t\|0\|y9a64z-b2b2}} | {{t\|0\|y9a64z-snbv}} | {{t\|77\|y9a64z-xx2n}} | {{t\|81\|y9a64z-mgyu}} | {{t\|158\|y9a64z-ozbx}} | {{t\|87\|y9a64z-3ntw}} | {{t\|87\|y9a64z-h3fv}} | {{t\|174\|y9a64z-n5ic}} |
| Insurance result - short-term life business (5) | {{t\|(1)\|y9a64z-cwlm}} | {{t\|(15)\|y9a64z-c45i}} | {{t\|(16)\|y9a64z-012m}} | {{t\|8\|y9a64z-hwhz}} | {{t\|14\|y9a64z-7lsz}} | {{t\|22\|y9a64z-47zw}} | {{t\|1\|y9a64z-kp1z}} | {{t\|1\|y9a64z-wh7h}} | {{t\|1\|y9a64z-blsf}} | {{t\|0\|y9a64z-teeg}} | {{t\|1\|y9a64z-0lmq}} | {{t\|1\|y9a64z-i1uf}} | – | – | – | – | {{t\|0\|y9a64z-x9rq}} | {{t\|0\|y9a64z-hbms}} | {{t\|229\|y9a64z-j9sz}} | {{t\|228\|y9a64z-qzap}} | {{t\|457\|y9a64z-ve6m}} | {{t\|249\|y9a64z-69dc}} | {{t\|254\|y9a64z-15md}} | {{t\|502\|y9a64z-pgsl}} | {{t\|(1)\|y9a64z-h08f}} | {{t\|1\|y9a64z-36uv}} | {{t\|(1)\|y9a64z-6paj}} | {{t\|(2)\|y9a64z-qb2i}} | {{t\|(3)\|y9a64z-l5j8}} | {{t\|(5)\|y9a64z-hrdc}} | – | – | – | – | – | – | {{t\|227\|y9a64z-d66x}} | {{t\|215\|y9a64z-x3py}} | {{t\|442\|y9a64z-43nw}} | {{t\|255\|y9a64z-g0ua}} | {{t\|266\|y9a64z-54xg}} | {{t\|521\|y9a64z-arw2}} |
| Insurance margin | {{t\|590\|y9a64z-7bh0}} | {{t\|559\|y9a64z-sbv1}} | {{t\|1,149\|y9a64z-t1jn}} | {{t\|593\|y9a64z-uxun}} | {{t\|646\|y9a64z-mjd1}} | {{t\|1,239\|y9a64z-lt15}} | {{t\|15\|y9a64z-d07v}} | {{t\|17\|y9a64z-0b2f}} | {{t\|31\|y9a64z-ge2s}} | {{t\|14\|y9a64z-5pg2}} | {{t\|18\|y9a64z-amc7}} | {{t\|32\|y9a64z-sxrw}} | {{t\|152\|y9a64z-h88g}} | {{t\|163\|y9a64z-ht0q}} | {{t\|315\|y9a64z-8n8w}} | {{t\|158\|y9a64z-pfl4}} | {{t\|156\|y9a64z-l8db}} | {{t\|314\|y9a64z-wxah}} | {{t\|284\|y9a64z-k01n}} | {{t\|282\|y9a64z-a9mg}} | {{t\|566\|y9a64z-embt}} | {{t\|309\|y9a64z-wrjo}} | {{t\|312\|y9a64z-p9gq}} | {{t\|621\|y9a64z-cqgv}} | {{t\|(1)\|y9a64z-ruyd}} | {{t\|1\|y9a64z-t09z}} | {{t\|0\|y9a64z-ehuq}} | {{t\|(1)\|y9a64z-vbtv}} | {{t\|(2)\|y9a64z-cgfj}} | {{t\|(3)\|y9a64z-wnoa}} | {{t\|0\|y9a64z-x6kp}} | {{t\|3\|y9a64z-hao8}} | {{t\|4\|y9a64z-1jg7}} | {{t\|0\|y9a64z-7dur}} | {{t\|0\|y9a64z-v5n6}} | {{t\|0\|y9a64z-zou9}} | {{t\|1,039\|y9a64z-o12h}} | {{t\|1,026\|y9a64z-1zpa}} | {{t\|2,065\|y9a64z-1bvf}} | {{t\|1,072\|y9a64z-5oy8}} | {{t\|1,131\|y9a64z-g929}} | {{t\|2,204\|y9a64z-5v9z}} |
| Onerous contracts | {{t\|(5)\|y9a64z-x975}} | {{t\|(8)\|y9a64z-bcvf}} | {{t\|(13)\|y9a64z-w7st}} | {{t\|(11)\|y9a64z-vi6o}} | {{t\|(34)\|y9a64z-7q8x}} | {{t\|(45)\|y9a64z-0hjj}} | {{t\|13\|y9a64z-or7k}} | {{t\|60\|y9a64z-134g}} | {{t\|72\|y9a64z-h6or}} | {{t\|(7)\|y9a64z-zjam}} | {{t\|34\|y9a64z-036w}} | {{t\|27\|y9a64z-90hd}} | {{t\|(11)\|y9a64z-gn9u}} | {{t\|65\|y9a64z-ez7p}} | {{t\|53\|y9a64z-s36s}} | {{t\|(6)\|y9a64z-1bxc}} | {{t\|21\|y9a64z-rku7}} | {{t\|15\|y9a64z-6coe}} | {{t\|(7)\|y9a64z-p2l1}} | {{t\|3\|y9a64z-g4mu}} | {{t\|(4)\|y9a64z-9bqr}} | {{t\|(2)\|y9a64z-c6tx}} | {{t\|3\|y9a64z-m3fo}} | {{t\|1\|y9a64z-0hkn}} | {{t\|0\|y9a64z-bkg7}} | {{t\|2\|y9a64z-b6yw}} | {{t\|3\|y9a64z-bt9u}} | {{t\|0\|y9a64z-j1uy}} | {{t\|(0)\|y9a64z-m6wn}} | {{t\|(0)\|y9a64z-5xt2}} | {{t\|0\|y9a64z-26oy}} | {{t\|4\|y9a64z-lvkw}} | {{t\|4\|y9a64z-95op}} | {{t\|0\|y9a64z-504v}} | {{t\|0\|y9a64z-81bk}} | {{t\|0\|y9a64z-gar5}} | {{t\|(10)\|y9a64z-3qsj}} | {{t\|125\|y9a64z-2icp}} | {{t\|115\|y9a64z-k7f7}} | {{t\|(25)\|y9a64z-oo9i}} | {{t\|24\|y9a64z-qemg}} | {{t\|(2)\|y9a64z-yhox}} |
| Experience adjustments | {{t\|61\|y9a64z-3czy}} | {{t\|135\|y9a64z-coiy}} | {{t\|196\|y9a64z-vydp}} | {{t\|116\|y9a64z-hy4s}} | {{t\|144\|y9a64z-fzyp}} | {{t\|260\|y9a64z-7jyj}} | {{t\|(5)\|y9a64z-nrqg}} | {{t\|(13)\|y9a64z-jg9g}} | {{t\|(18)\|y9a64z-ak6q}} | {{t\|14\|y9a64z-9ikg}} | {{t\|(27)\|y9a64z-kqfr}} | {{t\|(13)\|y9a64z-jo5n}} | {{t\|(33)\|y9a64z-symk}} | {{t\|(43)\|y9a64z-m28u}} | {{t\|(75)\|y9a64z-nv41}} | {{t\|1\|y9a64z-88em}} | {{t\|(19)\|y9a64z-z7lu}} | {{t\|(19)\|y9a64z-6zq1}} | {{t\|1\|y9a64z-ri1z}} | {{t\|(6)\|y9a64z-x63d}} | {{t\|(5)\|y9a64z-jqm2}} | {{t\|(11)\|y9a64z-v6y4}} | {{t\|(16)\|y9a64z-tq6x}} | {{t\|(27)\|y9a64z-1zod}} | {{t\|7\|y9a64z-d2kc}} | {{t\|3\|y9a64z-wrcx}} | {{t\|10\|y9a64z-q39y}} | {{t\|6\|y9a64z-u4yd}} | {{t\|1\|y9a64z-y361}} | {{t\|7\|y9a64z-r5mj}} | {{t\|(0)\|y9a64z-2gzt}} | {{t\|(7)\|y9a64z-027m}} | {{t\|(7)\|y9a64z-393h}} | {{t\|(0)\|y9a64z-l9n2}} | {{t\|(0)\|y9a64z-tqll}} | {{t\|(1)\|y9a64z-o9ez}} | {{t\|31\|y9a64z-51eh}} | {{t\|70\|y9a64z-0v6e}} | {{t\|100\|y9a64z-wp4c}} | {{t\|125\|y9a64z-4il3}} | {{t\|82\|y9a64z-fpmu}} | {{t\|207\|y9a64z-a8vm}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|647\|y9a64z-nrvj}} | {{t\|686\|y9a64z-bjwe}} | {{t\|1,333\|y9a64z-6fod}} | {{t\|698\|y9a64z-5g5e}} | {{t\|756\|y9a64z-7oig}} | {{t\|1,455\|y9a64z-ae9r}} | {{t\|22\|y9a64z-vnqr}} | {{t\|64\|y9a64z-0d8m}} | {{t\|86\|y9a64z-w7ip}} | {{t\|21\|y9a64z-gnp5}} | {{t\|25\|y9a64z-cs4d}} | {{t\|46\|y9a64z-em6f}} | {{t\|108\|y9a64z-7kx1}} | {{t\|185\|y9a64z-fukg}} | {{t\|293\|y9a64z-9qlj}} | {{t\|152\|y9a64z-qjl6}} | {{t\|158\|y9a64z-schp}} | {{t\|310\|y9a64z-smrl}} | {{t\|278\|y9a64z-cein}} | {{t\|279\|y9a64z-09ps}} | {{t\|557\|y9a64z-o3hk}} | {{t\|296\|y9a64z-g7zo}} | {{t\|298\|y9a64z-us83}} | {{t\|594\|y9a64z-dcw3}} | {{t\|6\|y9a64z-x113}} | {{t\|7\|y9a64z-ekc5}} | {{t\|13\|y9a64z-grmi}} | {{t\|4\|y9a64z-xgug}} | {{t\|(1)\|y9a64z-ns9q}} | {{t\|4\|y9a64z-tku2}} | – | – | – | – | – | – | {{t\|1,060\|y9a64z-8p16}} | {{t\|1,221\|y9a64z-x8gq}} | {{t\|2,281\|y9a64z-0oo2}} | {{t\|1,172\|y9a64z-6qg9}} | {{t\|1,237\|y9a64z-3xpv}} | {{t\|2,409\|y9a64z-7ob6}} |
(4) Includes USD 5 million and USD 8 million adjustments related to Argentina hyperinflation for 2024 and 2023, respectively.
(5) Excludes impact of onerous contracts." |
|---|
|
| id | "y9a64z-c7" |
|---|
| chunk | 7 |
|---|
| pages | |
|---|
| heading | "Life Details" |
|---|
| tags | |
|---|
| links | | "Foreign exchange" |
| "Insurance revenue" |
| "Insurance service result" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Foreign exchange" |
| "Insurance revenue" |
| "Insurance service result" |
|
|---|
| content | "**New business production by product type.**
| In USD million | Protection 2023 H1 | Protection 2023 H2 | Protection 2023 FY-23 | Protection 2024 H1 | Protection 2024 H2 | Protection 2024 FY-24 | Unit-linked 2023 H1 | Unit-linked 2023 H2 | Unit-linked 2023 FY-23 | Unit-linked 2024 H1 | Unit-linked 2024 H2 | Unit-linked 2024 FY-24 | Savings and annuities 2023 H1 | Savings and annuities 2023 H2 | Savings and annuities 2023 FY-23 | Savings and annuities 2024 H1 | Savings and annuities 2024 H2 | Savings and annuities 2024 FY-24 | Total (long-term insurance contracts) 2023 H1 | Total (long-term insurance contracts) 2023 H2 | Total (long-term insurance contracts) 2023 FY-23 | Total (long-term insurance contracts) 2024 H1 | Total (long-term insurance contracts) 2024 H2 | Total (long-term insurance contracts) 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| PVNBP | {{t\|2,710\|y9a64z-n6hk}} | {{t\|2,842\|y9a64z-t7w0}} | {{t\|5,552\|y9a64z-8zki}} | {{t\|3,074\|y9a64z-qjdn}} | {{t\|2,664\|y9a64z-f421}} | {{t\|5,738\|y9a64z-xrxn}} | {{t\|3,774\|y9a64z-jbz9}} | {{t\|4,370\|y9a64z-3y77}} | {{t\|8,144\|y9a64z-q44v}} | {{t\|4,599\|y9a64z-8ul1}} | {{t\|4,760\|y9a64z-4g9x}} | {{t\|9,359\|y9a64z-1uys}} | {{t\|1,757\|y9a64z-3rul}} | {{t\|931\|y9a64z-rfiy}} | {{t\|2,688\|y9a64z-fut8}} | {{t\|837\|y9a64z-9p6z}} | {{t\|956\|y9a64z-vtmf}} | {{t\|1,793\|y9a64z-n7ko}} | {{t\|8,242\|y9a64z-p5rq}} | {{t\|8,142\|y9a64z-eve5}} | {{t\|16,384\|y9a64z-l4z1}} | {{t\|8,510\|y9a64z-huyn}} | {{t\|8,381\|y9a64z-35jl}} | {{t\|16,891\|y9a64z-uucb}} |
| New business CSM | {{t\|363\|y9a64z-mc3z}} | {{t\|324\|y9a64z-pqhv}} | {{t\|687\|y9a64z-gpg5}} | {{t\|375\|y9a64z-qsr2}} | {{t\|347\|y9a64z-nvc6}} | {{t\|721\|y9a64z-0hs4}} | {{t\|105\|y9a64z-bhzz}} | {{t\|122\|y9a64z-3ub2}} | {{t\|227\|y9a64z-qgsa}} | {{t\|134\|y9a64z-1t5j}} | {{t\|168\|y9a64z-4ttb}} | {{t\|301\|y9a64z-bek0}} | {{t\|68\|y9a64z-b9ij}} | {{t\|54\|y9a64z-u0zj}} | {{t\|123\|y9a64z-1br2}} | {{t\|35\|y9a64z-i5h4}} | {{t\|36\|y9a64z-3xwc}} | {{t\|71\|y9a64z-vrfq}} | {{t\|536\|y9a64z-mmwp}} | {{t\|501\|y9a64z-wxy5}} | {{t\|1,037\|y9a64z-s4sz}} | {{t\|543\|y9a64z-geoz}} | {{t\|550\|y9a64z-0av4}} | {{t\|1,094\|y9a64z-bww4}} |
| **New business margin** | {{t\|13.40%\|y9a64z-qy7g}} | {{t\|11.41%\|y9a64z-fbbz}} | {{t\|12.38%\|y9a64z-dctz}} | {{t\|12.18%\|y9a64z-x2gv}} | {{t\|13.02%\|y9a64z-8ftp}} | {{t\|12.57%\|y9a64z-evuy}} | {{t\|2.77%\|y9a64z-ruq2}} | {{t\|2.80%\|y9a64z-618x}} | {{t\|2.79%\|y9a64z-i4f9}} | {{t\|2.91%\|y9a64z-62ur}} | {{t\|3.51%\|y9a64z-37cy}} | {{t\|3.22%\|y9a64z-gmrv}} | {{t\|3.89%\|y9a64z-6oy4}} | {{t\|5.85%\|y9a64z-279q}} | {{t\|4.57%\|y9a64z-105h}} | {{t\|4.19%\|y9a64z-up0v}} | {{t\|3.77%\|y9a64z-kgi8}} | {{t\|3.97%\|y9a64z-2y2y}} | {{t\|6.51%\|y9a64z-29rv}} | {{t\|6.15%\|y9a64z-v2i3}} | {{t\|6.33%\|y9a64z-urxt}} | {{t\|6.38%\|y9a64z-goo6}} | {{t\|6.57%\|y9a64z-57ce}} | {{t\|6.48%\|y9a64z-hog0}} |
**Contractual service margin rollforward by product type.**
| In USD million | Protection 2023 H1 | Protection 2023 FY-23 | Protection 2024 H1 | Protection 2024 FY-24 | Unit-linked 2023 H1 | Unit-linked 2023 FY-23 | Unit-linked 2024 H1 | Unit-linked 2024 FY-24 | Savings and annuities 2023 H1 | Savings and annuities 2023 FY-23 | Savings and annuities 2024 H1 | Savings and annuities 2024 FY-24 | Total (long-term insurance contracts) 2023 H1 | Total (long-term insurance contracts) 2023 FY-23 | Total (long-term insurance contracts) 2024 H1 | Total (long-term insurance contracts) 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| **CSM BoP** | {{t\|3,665\|y9a64z-2tlk}} | {{t\|3,665\|y9a64z-1041}} | {{t\|3,989\|y9a64z-jitp}} | {{t\|3,989\|y9a64z-ke1v}} | {{t\|4,723\|y9a64z-12cg}} | {{t\|4,723\|y9a64z-um3g}} | {{t\|5,188\|y9a64z-iqa2}} | {{t\|5,188\|y9a64z-w6wy}} | {{t\|2,108\|y9a64z-ik9b}} | {{t\|2,108\|y9a64z-lb89}} | {{t\|2,349\|y9a64z-qcvs}} | {{t\|2,349\|y9a64z-4kto}} | {{t\|10,496\|y9a64z-gkbl}} | {{t\|10,496\|y9a64z-cn0d}} | {{t\|11,526\|y9a64z-rt36}} | {{t\|11,526\|y9a64z-16dj}} |
| Operating variances | {{t\|(49)\|y9a64z-i10s}} | {{t\|101\|y9a64z-eub4}} | {{t\|(14)\|y9a64z-zg0d}} | {{t\|96\|y9a64z-xeqk}} | {{t\|(103)\|y9a64z-rdck}} | {{t\|(137)\|y9a64z-40ee}} | {{t\|238\|y9a64z-k1x3}} | {{t\|(56)\|y9a64z-cydh}} | {{t\|10\|y9a64z-x16m}} | {{t\|27\|y9a64z-wfkn}} | {{t\|50\|y9a64z-06py}} | {{t\|220\|y9a64z-fxj8}} | {{t\|(142)\|y9a64z-c1la}} | {{t\|(9)\|y9a64z-1xkz}} | {{t\|273\|y9a64z-q8yz}} | {{t\|260\|y9a64z-qpyz}} |
| Economic variances | {{t\|152\|y9a64z-shyo}} | {{t\|175\|y9a64z-u441}} | {{t\|19\|y9a64z-3kx3}} | {{t\|118\|y9a64z-8dmh}} | {{t\|228\|y9a64z-7w91}} | {{t\|393\|y9a64z-ukyd}} | {{t\|182\|y9a64z-gfg1}} | {{t\|569\|y9a64z-t8za}} | {{t\|405\|y9a64z-jkwt}} | {{t\|241\|y9a64z-59tj}} | {{t\|(20)\|y9a64z-b4w4}} | {{t\|218\|y9a64z-2e92}} | {{t\|785\|y9a64z-am25}} | {{t\|809\|y9a64z-ljlx}} | {{t\|182\|y9a64z-gh35}} | {{t\|904\|y9a64z-u4ss}} |
| New business CSM | {{t\|363\|y9a64z-hpnh}} | {{t\|687\|y9a64z-7ewx}} | {{t\|375\|y9a64z-e9r1}} | {{t\|721\|y9a64z-1mrp}} | {{t\|105\|y9a64z-7t6i}} | {{t\|227\|y9a64z-9h9t}} | {{t\|134\|y9a64z-l35e}} | {{t\|301\|y9a64z-afg1}} | {{t\|68\|y9a64z-whj1}} | {{t\|123\|y9a64z-8yu1}} | {{t\|35\|y9a64z-mlgw}} | {{t\|71\|y9a64z-mk3i}} | {{t\|536\|y9a64z-qj7l}} | {{t\|1,037\|y9a64z-beyp}} | {{t\|543\|y9a64z-z326}} | {{t\|1,094\|y9a64z-e9xq}} |
| CSM amortization | {{t\|(388)\|y9a64z-99xz}} | {{t\|(769)\|y9a64z-agrr}} | {{t\|(399)\|y9a64z-aiw2}} | {{t\|(806)\|y9a64z-yfev}} | {{t\|(189)\|y9a64z-3wt6}} | {{t\|(388)\|y9a64z-lpge}} | {{t\|(198)\|y9a64z-1xs5}} | {{t\|(395)\|y9a64z-rk2k}} | {{t\|(155)\|y9a64z-z5pr}} | {{t\|(300)\|y9a64z-68sf}} | {{t\|(132)\|y9a64z-eyxo}} | {{t\|(303)\|y9a64z-voqe}} | {{t\|(732)\|y9a64z-tlkz}} | {{t\|(1,457)\|y9a64z-201o}} | {{t\|(729)\|y9a64z-4vw8}} | {{t\|(1,504)\|y9a64z-mkth}} |
| {{t\|FX\|\|Foreign exchange}} | {{t\|33\|y9a64z-c67x}} | {{t\|120\|y9a64z-8zeo}} | {{t\|(196)\|y9a64z-91xn}} | {{t\|(272)\|y9a64z-97wc}} | {{t\|190\|y9a64z-wf94}} | {{t\|394\|y9a64z-xb4d}} | {{t\|(216)\|y9a64z-wx8m}} | {{t\|(332)\|y9a64z-geth}} | {{t\|53\|y9a64z-hjkf}} | {{t\|120\|y9a64z-q98k}} | {{t\|(119)\|y9a64z-1v4x}} | {{t\|(171)\|y9a64z-f7xl}} | {{t\|276\|y9a64z-xxek}} | {{t\|634\|y9a64z-b1wa}} | {{t\|(531)\|y9a64z-x2eo}} | {{t\|(774)\|y9a64z-7flr}} |
| Other | {{t\|(61)\|y9a64z-qqot}} | {{t\|11\|y9a64z-ra3e}} | {{t\|37\|y9a64z-8hsb}} | {{t\|27\|y9a64z-54hu}} | {{t\|190\|y9a64z-y32m}} | {{t\|(24)\|y9a64z-8mxg}} | {{t\|2\|y9a64z-o7id}} | {{t\|(6)\|y9a64z-bbo4}} | {{t\|(138)\|y9a64z-wjy6}} | {{t\|31\|y9a64z-gcfr}} | {{t\|113\|y9a64z-zr44}} | {{t\|130\|y9a64z-a5sr}} | {{t\|(9)\|y9a64z-wz4i}} | {{t\|17\|y9a64z-j1y6}} | {{t\|152\|y9a64z-ldzu}} | {{t\|151\|y9a64z-fw2a}} |
| **CSM EoP** | {{t\|3,715\|y9a64z-scxp}} | {{t\|3,989\|y9a64z-h60t}} | {{t\|3,811\|y9a64z-jhsj}} | {{t\|3,872\|y9a64z-o2nm}} | {{t\|5,144\|y9a64z-ywn1}} | {{t\|5,188\|y9a64z-rm9i}} | {{t\|5,329\|y9a64z-lbj2}} | {{t\|5,270\|y9a64z-75mw}} | {{t\|2,351\|y9a64z-mdgw}} | {{t\|2,349\|y9a64z-nu79}} | {{t\|2,276\|y9a64z-wwts}} | {{t\|2,515\|y9a64z-8f1r}} | {{t\|11,211\|y9a64z-9q3j}} | {{t\|11,526\|y9a64z-juyc}} | {{t\|11,415\|y9a64z-zkvw}} | {{t\|11,657\|y9a64z-zih8}} |
**Insurance service result. (Total)**
| In USD million | 2023 H1 | 2023 H2 | 2023 FY-23 | 2024 H1 | 2024 H2 | 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|1,089\|y9a64z-85qe}} | {{t\|1,222\|y9a64z-5vy4}} | {{t\|2,311\|y9a64z-fqoe}} | {{t\|1,363\|y9a64z-lm6m}} | {{t\|1,441\|y9a64z-lr1a}} | {{t\|2,804\|y9a64z-bsv5}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|227\|y9a64z-ou2v}} | {{t\|214\|y9a64z-v6en}} | {{t\|442\|y9a64z-szak}} | {{t\|255\|y9a64z-c566}} | {{t\|265\|y9a64z-0sas}} | {{t\|520\|y9a64z-fs1w}} |
**Fee business result and key performance indicators. (Total)**
| In USD million | 2023 H1 | 2023 H2 | 2023 FY-23 | 2024 H1 | 2024 H2 | 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- |
| Fee revenues | {{t\|316\|y9a64z-nupm}} | {{t\|332\|y9a64z-kweu}} | {{t\|648\|y9a64z-ppw4}} | {{t\|345\|y9a64z-io72}} | {{t\|372\|y9a64z-e5t3}} | {{t\|717\|y9a64z-237l}} |
| Fee service expenses | {{t\|(207)\|y9a64z-392k}} | {{t\|(216)\|y9a64z-5nus}} | {{t\|(423)\|y9a64z-ci5y}} | {{t\|(225)\|y9a64z-thc4}} | {{t\|(222)\|y9a64z-75wl}} | {{t\|(447)\|y9a64z-d6ls}} |
| **Fee service result** | {{t\|109\|y9a64z-15c7}} | {{t\|116\|y9a64z-2f1l}} | {{t\|225\|y9a64z-ayfp}} | {{t\|120\|y9a64z-5529}} | {{t\|151\|y9a64z-8cqd}} | {{t\|270\|y9a64z-t321}} |
| KPIs — Average AuM | {{t\|97,878\|y9a64z-wfim}} | {{t\|105,867\|y9a64z-49fv}} | {{t\|101,609\|y9a64z-0szo}} | {{t\|111,176\|y9a64z-1m1a}} | {{t\|114,367\|y9a64z-kbmh}} | {{t\|112,789\|y9a64z-4pco}} |
| KPIs — Fee revenue / average AuM | {{t\|0.65%\|y9a64z-w1v5}} | {{t\|0.63%\|y9a64z-i36u}} | {{t\|0.64%\|y9a64z-op5l}} | {{t\|0.62%\|y9a64z-vl4p}} | {{t\|0.65%\|y9a64z-rkth}} | {{t\|0.64%\|y9a64z-8m5x}} |
| KPIs — Cost income ratio (%) | {{t\|66%\|y9a64z-u3bt}} | {{t\|65%\|y9a64z-jkik}} | {{t\|65%\|y9a64z-2ilf}} | {{t\|65%\|y9a64z-fn9h}} | {{t\|60%\|y9a64z-8xp9}} | {{t\|62%\|y9a64z-3f2o}} |
| KPIs — Fee service result / average AuM | {{t\|0.22%\|y9a64z-ropq}} | {{t\|0.22%\|y9a64z-sde7}} | {{t\|0.22%\|y9a64z-16hb}} | {{t\|0.22%\|y9a64z-d2dp}} | {{t\|0.26%\|y9a64z-gbko}} | {{t\|0.24%\|y9a64z-o3o0}} |" |
|---|
|
| id | "y9a64z-c8" |
|---|
| chunk | 8 |
|---|
| pages | |
|---|
| heading | "Life by Country" |
|---|
| tags | |
|---|
| links | | "Insurance revenue" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Insurance revenue" |
| "Underlying earnings" |
|
|---|
| content | "**Gross premiums and deposits, insurance revenue, and business operating profit by geography.**
| In USD million | Gross premiums and deposits1 (6) 2023 H1 | Gross premiums and deposits1 2023 H2 | Gross premiums and deposits1 2023 FY-23 | Gross premiums and deposits1 2024 H1 | Gross premiums and deposits1 2024 H2 | Gross premiums and deposits1 2024 FY-24 | {{t\|Insurance revenue\|\|Insurance revenue}} 2023 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2023 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2023 FY-23 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 FY-24 | Business {{t\|operating profit\|\|Underlying earnings}} 2023 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2023 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2023 FY-23 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Germany | {{t\|1,427\|y9a64z-1hl6}} | {{t\|1,436\|y9a64z-0bop}} | {{t\|2,863\|y9a64z-7o8v}} | {{t\|1,470\|y9a64z-jzng}} | {{t\|1,393\|y9a64z-xnzz}} | {{t\|2,863\|y9a64z-d1wc}} | {{t\|564\|y9a64z-c62b}} | {{t\|543\|y9a64z-cbik}} | {{t\|1,107\|y9a64z-c0xc}} | {{t\|542\|y9a64z-x69z}} | {{t\|652\|y9a64z-g8r2}} | {{t\|1,194\|y9a64z-prqe}} | {{t\|58\|y9a64z-f84k}} | {{t\|60\|y9a64z-pqpj}} | {{t\|118\|y9a64z-dkpl}} | {{t\|128\|y9a64z-i2f6}} | {{t\|208\|y9a64z-jrrp}} | {{t\|337\|y9a64z-mkss}} |
| Ireland | {{t\|2,808\|y9a64z-wmbx}} | {{t\|2,938\|y9a64z-3j7f}} | {{t\|5,746\|y9a64z-zlpb}} | {{t\|3,034\|y9a64z-gwws}} | {{t\|3,624\|y9a64z-sp3l}} | {{t\|6,658\|y9a64z-8itd}} | {{t\|173\|y9a64z-dou8}} | {{t\|174\|y9a64z-y55z}} | {{t\|347\|y9a64z-z2gv}} | {{t\|181\|y9a64z-iy7n}} | {{t\|192\|y9a64z-vlrs}} | {{t\|373\|y9a64z-7tx9}} | {{t\|37\|y9a64z-09jo}} | {{t\|38\|y9a64z-923n}} | {{t\|75\|y9a64z-24nq}} | {{t\|49\|y9a64z-faij}} | {{t\|65\|y9a64z-2nzw}} | {{t\|115\|y9a64z-o059}} |
| Italy | {{t\|661\|y9a64z-j8e4}} | {{t\|593\|y9a64z-sui4}} | {{t\|1,254\|y9a64z-cavi}} | {{t\|758\|y9a64z-rq07}} | {{t\|767\|y9a64z-s0wt}} | {{t\|1,524\|y9a64z-coyi}} | {{t\|129\|y9a64z-5j7m}} | {{t\|144\|y9a64z-3o0z}} | {{t\|273\|y9a64z-k7np}} | {{t\|145\|y9a64z-k7le}} | {{t\|166\|y9a64z-fvce}} | {{t\|310\|y9a64z-dq8m}} | {{t\|15\|y9a64z-omzv}} | {{t\|15\|y9a64z-jqvk}} | {{t\|29\|y9a64z-vmh3}} | {{t\|34\|y9a64z-vnc4}} | {{t\|25\|y9a64z-49e6}} | {{t\|59\|y9a64z-bofr}} |
| Spain | {{t\|2,012\|y9a64z-iy7t}} | {{t\|1,281\|y9a64z-dpux}} | {{t\|3,292\|y9a64z-l7a9}} | {{t\|1,353\|y9a64z-jw23}} | {{t\|1,197\|y9a64z-1nj2}} | {{t\|2,550\|y9a64z-72e0}} | {{t\|301\|y9a64z-9jok}} | {{t\|309\|y9a64z-brxz}} | {{t\|610\|y9a64z-sicb}} | {{t\|316\|y9a64z-3fgi}} | {{t\|304\|y9a64z-2qt4}} | {{t\|620\|y9a64z-i32g}} | {{t\|110\|y9a64z-gtgl}} | {{t\|110\|y9a64z-ydlr}} | {{t\|220\|y9a64z-lodu}} | {{t\|117\|y9a64z-mqw8}} | {{t\|122\|y9a64z-4d89}} | {{t\|240\|y9a64z-8lwl}} |
| Switzerland | {{t\|1,560\|y9a64z-zh1h}} | {{t\|1,732\|y9a64z-op4n}} | {{t\|3,292\|y9a64z-8zhr}} | {{t\|1,566\|y9a64z-l9fc}} | {{t\|1,730\|y9a64z-3uta}} | {{t\|3,296\|y9a64z-768m}} | {{t\|687\|y9a64z-iuf9}} | {{t\|633\|y9a64z-yppr}} | {{t\|1,320\|y9a64z-h8xf}} | {{t\|689\|y9a64z-z6kr}} | {{t\|648\|y9a64z-3co7}} | {{t\|1,337\|y9a64z-lvi2}} | {{t\|177\|y9a64z-s2oa}} | {{t\|181\|y9a64z-zdfr}} | {{t\|358\|y9a64z-t2cq}} | {{t\|178\|y9a64z-yw8i}} | {{t\|198\|y9a64z-5n4f}} | {{t\|376\|y9a64z-55ny}} |
| United Kingdom | {{t\|789\|y9a64z-d6pu}} | {{t\|635\|y9a64z-q23u}} | {{t\|1,423\|y9a64z-4kol}} | {{t\|848\|y9a64z-lk27}} | {{t\|679\|y9a64z-to7k}} | {{t\|1,527\|y9a64z-hwak}} | {{t\|709\|y9a64z-st6w}} | {{t\|754\|y9a64z-fsrd}} | {{t\|1,463\|y9a64z-lt30}} | {{t\|838\|y9a64z-nuuz}} | {{t\|753\|y9a64z-tiyw}} | {{t\|1,591\|y9a64z-qcox}} | {{t\|92\|y9a64z-w90i}} | {{t\|93\|y9a64z-an3w}} | {{t\|185\|y9a64z-arel}} | {{t\|114\|y9a64z-3k3z}} | {{t\|90\|y9a64z-g2fe}} | {{t\|203\|y9a64z-bfet}} |
| Zurich International | {{t\|1,125\|y9a64z-z7g3}} | {{t\|893\|y9a64z-4bzh}} | {{t\|2,018\|y9a64z-0sve}} | {{t\|984\|y9a64z-pygu}} | {{t\|1,100\|y9a64z-xx4j}} | {{t\|2,083\|y9a64z-n1q5}} | {{t\|270\|y9a64z-kdhz}} | {{t\|356\|y9a64z-28l7}} | {{t\|626\|y9a64z-us0a}} | {{t\|283\|y9a64z-vnr2}} | {{t\|289\|y9a64z-9xvz}} | {{t\|572\|y9a64z-g01j}} | {{t\|20\|y9a64z-xqsl}} | {{t\|91\|y9a64z-cnv4}} | {{t\|112\|y9a64z-3erz}} | {{t\|33\|y9a64z-z5xg}} | {{t\|45\|y9a64z-dx8r}} | {{t\|79\|y9a64z-4hlq}} |
| Rest of Europe, Middle East & Africa | {{t\|458\|y9a64z-otg8}} | {{t\|517\|y9a64z-1027}} | {{t\|975\|y9a64z-zcb4}} | {{t\|594\|y9a64z-zxro}} | {{t\|589\|y9a64z-vksc}} | {{t\|1,183\|y9a64z-p0lc}} | {{t\|41\|y9a64z-20o9}} | {{t\|125\|y9a64z-j8eo}} | {{t\|166\|y9a64z-yr99}} | {{t\|226\|y9a64z-mfe5}} | {{t\|343\|y9a64z-5svi}} | {{t\|569\|y9a64z-sy97}} | {{t\|80\|y9a64z-c55p}} | {{t\|91\|y9a64z-ux3j}} | {{t\|172\|y9a64z-2q3t}} | {{t\|70\|y9a64z-7f4r}} | {{t\|97\|y9a64z-cndx}} | {{t\|167\|y9a64z-if9y}} |
| **Europe, Middle East & Africa** | {{t\|10,839\|y9a64z-b2ev}} | {{t\|10,024\|y9a64z-l7sb}} | {{t\|20,863\|y9a64z-2eh9}} | {{t\|10,607\|y9a64z-hb4x}} | {{t\|11,079\|y9a64z-kip4}} | {{t\|21,686\|y9a64z-76cu}} | {{t\|2,874\|y9a64z-fsio}} | {{t\|3,038\|y9a64z-frk1}} | {{t\|5,912\|y9a64z-eqlr}} | {{t\|3,219\|y9a64z-m168}} | {{t\|3,347\|y9a64z-a6s3}} | {{t\|6,566\|y9a64z-0aru}} | {{t\|589\|y9a64z-x892}} | {{t\|679\|y9a64z-mv6u}} | {{t\|1,268\|y9a64z-xzhz}} | {{t\|724\|y9a64z-fwv3}} | {{t\|851\|y9a64z-n15t}} | {{t\|1,575\|y9a64z-qlhd}} |
| **North America** | {{t\|514\|y9a64z-t8yz}} | {{t\|386\|y9a64z-aeo5}} | {{t\|900\|y9a64z-wghj}} | {{t\|494\|y9a64z-i9re}} | {{t\|555\|y9a64z-kvnr}} | {{t\|1,049\|y9a64z-wpws}} | {{t\|100\|y9a64z-pr81}} | {{t\|94\|y9a64z-vow3}} | {{t\|194\|y9a64z-oan6}} | {{t\|81\|y9a64z-1l4s}} | {{t\|79\|y9a64z-nw6o}} | {{t\|160\|y9a64z-ya8o}} | {{t\|38\|y9a64z-9kxw}} | {{t\|70\|y9a64z-x9pu}} | {{t\|108\|y9a64z-f6q0}} | {{t\|30\|y9a64z-ech4}} | {{t\|27\|y9a64z-qkxg}} | {{t\|57\|y9a64z-b08f}} |
| Australia | {{t\|915\|y9a64z-e8pk}} | {{t\|987\|y9a64z-2qwk}} | {{t\|1,902\|y9a64z-eqpf}} | {{t\|929\|y9a64z-3hy4}} | {{t\|962\|y9a64z-nddn}} | {{t\|1,890\|y9a64z-q1kf}} | {{t\|858\|y9a64z-ktzg}} | {{t\|861\|y9a64z-e4hk}} | {{t\|1,719\|y9a64z-67b3}} | {{t\|870\|y9a64z-3p7t}} | {{t\|876\|y9a64z-mu35}} | {{t\|1,747\|y9a64z-4prb}} | {{t\|54\|y9a64z-x0pb}} | {{t\|108\|y9a64z-98hu}} | {{t\|161\|y9a64z-spdk}} | {{t\|65\|y9a64z-ck0b}} | {{t\|52\|y9a64z-haev}} | {{t\|117\|y9a64z-37bd}} |
| Japan | {{t\|215\|y9a64z-27kc}} | {{t\|214\|y9a64z-r62d}} | {{t\|429\|y9a64z-fjgy}} | {{t\|225\|y9a64z-7i7a}} | {{t\|243\|y9a64z-9dxm}} | {{t\|468\|y9a64z-fy5b}} | {{t\|133\|y9a64z-jquo}} | {{t\|131\|y9a64z-wooe}} | {{t\|264\|y9a64z-l99m}} | {{t\|138\|y9a64z-x5vf}} | {{t\|142\|y9a64z-vhjh}} | {{t\|281\|y9a64z-kutd}} | {{t\|18\|y9a64z-2pdn}} | {{t\|32\|y9a64z-h5c1}} | {{t\|50\|y9a64z-8yvc}} | {{t\|34\|y9a64z-h8z8}} | {{t\|35\|y9a64z-04j7}} | {{t\|70\|y9a64z-en0r}} |
| Rest of Asia Pacific | {{t\|213\|y9a64z-mjze}} | {{t\|203\|y9a64z-c04z}} | {{t\|416\|y9a64z-bkgm}} | {{t\|202\|y9a64z-j1yo}} | {{t\|253\|y9a64z-1cvp}} | {{t\|455\|y9a64z-2wb6}} | {{t\|128\|y9a64z-oav2}} | {{t\|146\|y9a64z-ug4u}} | {{t\|274\|y9a64z-k2b2}} | {{t\|129\|y9a64z-04fg}} | {{t\|146\|y9a64z-lisb}} | {{t\|275\|y9a64z-sgbj}} | {{t\|28\|y9a64z-sdul}} | {{t\|35\|y9a64z-t45r}} | {{t\|63\|y9a64z-k9dn}} | {{t\|15\|y9a64z-nzft}} | {{t\|41\|y9a64z-bibu}} | {{t\|56\|y9a64z-3eaq}} |
| **Asia Pacific** | {{t\|1,343\|y9a64z-nyg6}} | {{t\|1,403\|y9a64z-wps8}} | {{t\|2,747\|y9a64z-fsom}} | {{t\|1,356\|y9a64z-9a3n}} | {{t\|1,457\|y9a64z-n5pe}} | {{t\|2,813\|y9a64z-hfh1}} | {{t\|1,119\|y9a64z-f4tg}} | {{t\|1,138\|y9a64z-jvry}} | {{t\|2,258\|y9a64z-bip1}} | {{t\|1,138\|y9a64z-1qal}} | {{t\|1,164\|y9a64z-h0bk}} | {{t\|2,302\|y9a64z-rd7i}} | {{t\|100\|y9a64z-20wn}} | {{t\|175\|y9a64z-1hnv}} | {{t\|275\|y9a64z-f7aj}} | {{t\|114\|y9a64z-03xf}} | {{t\|129\|y9a64z-eujd}} | {{t\|243\|y9a64z-fuq1}} |
| Argentina | {{t\|101\|y9a64z-djoi}} | {{t\|19\|y9a64z-arkr}} | {{t\|120\|y9a64z-2v7r}} | {{t\|122\|y9a64z-79ys}} | {{t\|129\|y9a64z-cxo6}} | {{t\|250\|y9a64z-wou7}} | {{t\|70\|y9a64z-z2gq}} | {{t\|32\|y9a64z-4qog}} | {{t\|102\|y9a64z-8ixz}} | {{t\|70\|y9a64z-cdhn}} | {{t\|82\|y9a64z-8r5g}} | {{t\|152\|y9a64z-abrp}} | {{t\|41\|y9a64z-n4gx}} | {{t\|39\|y9a64z-2br9}} | {{t\|80\|y9a64z-u1qo}} | {{t\|6\|y9a64z-fxs3}} | {{t\|14\|y9a64z-78xi}} | {{t\|21\|y9a64z-z0yj}} |
| Brazil | {{t\|2,231\|y9a64z-spjk}} | {{t\|2,638\|y9a64z-0y7s}} | {{t\|4,869\|y9a64z-xz2d}} | {{t\|2,641\|y9a64z-hplg}} | {{t\|2,720\|y9a64z-b6oj}} | {{t\|5,361\|y9a64z-p2yc}} | {{t\|690\|y9a64z-33ae}} | {{t\|721\|y9a64z-lvkg}} | {{t\|1,411\|y9a64z-irg9}} | {{t\|715\|y9a64z-z63f}} | {{t\|673\|y9a64z-34m9}} | {{t\|1,388\|y9a64z-1rvn}} | {{t\|93\|y9a64z-cuic}} | {{t\|87\|y9a64z-ga1k}} | {{t\|180\|y9a64z-cl3x}} | {{t\|97\|y9a64z-gs86}} | {{t\|89\|y9a64z-byvv}} | {{t\|186\|y9a64z-zjz9}} |
| Rest of Latin America | {{t\|1,401\|y9a64z-yavd}} | {{t\|1,562\|y9a64z-djpj}} | {{t\|2,963\|y9a64z-kbjy}} | {{t\|1,329\|y9a64z-h8uj}} | {{t\|1,082\|y9a64z-y8i0}} | {{t\|2,412\|y9a64z-tlip}} | {{t\|546\|y9a64z-39ip}} | {{t\|579\|y9a64z-6f16}} | {{t\|1,124\|y9a64z-mi31}} | {{t\|581\|y9a64z-ckov}} | {{t\|565\|y9a64z-xfew}} | {{t\|1,147\|y9a64z-2qzg}} | {{t\|72\|y9a64z-nt51}} | {{t\|72\|y9a64z-dlmt}} | {{t\|144\|y9a64z-ezzj}} | {{t\|72\|y9a64z-vw5a}} | {{t\|79\|y9a64z-y4ny}} | {{t\|151\|y9a64z-enx0}} |
| **Latin America** | {{t\|3,733\|y9a64z-4y1n}} | {{t\|4,219\|y9a64z-453g}} | {{t\|7,953\|y9a64z-uk5x}} | {{t\|4,093\|y9a64z-e4nn}} | {{t\|3,931\|y9a64z-o6u0}} | {{t\|8,024\|y9a64z-hzdz}} | {{t\|1,306\|y9a64z-dav8}} | {{t\|1,331\|y9a64z-5rne}} | {{t\|2,637\|y9a64z-4ypd}} | {{t\|1,366\|y9a64z-glvc}} | {{t\|1,320\|y9a64z-ucm8}} | {{t\|2,687\|y9a64z-kj66}} | {{t\|206\|y9a64z-igtv}} | {{t\|198\|y9a64z-7e35}} | {{t\|404\|y9a64z-d36w}} | {{t\|175\|y9a64z-g76r}} | {{t\|182\|y9a64z-unt0}} | {{t\|357\|y9a64z-gypi}} |
| **Group Reinsurance** | nm | nm | nm | nm | nm | nm | {{t\|15\|y9a64z-nl92}} | {{t\|15\|y9a64z-xx06}} | {{t\|30\|y9a64z-plbw}} | {{t\|13\|y9a64z-m7m4}} | {{t\|14\|y9a64z-mzk1}} | {{t\|27\|y9a64z-7y4i}} | {{t\|6\|y9a64z-0pdn}} | {{t\|(1)\|y9a64z-wh34}} | {{t\|5\|y9a64z-xenk}} | {{t\|4\|y9a64z-xn1w}} | {{t\|(1)\|y9a64z-mdxb}} | {{t\|3\|y9a64z-yyih}} |
| **Eliminations** | {{t\|(107)\|y9a64z-oc9f}} | {{t\|(142)\|y9a64z-awpu}} | {{t\|(248)\|y9a64z-z0sx}} | {{t\|(262)\|y9a64z-a10s}} | {{t\|(249)\|y9a64z-08ma}} | {{t\|(511)\|y9a64z-11fv}} | {{t\|(15)\|y9a64z-ufuf}} | {{t\|(20)\|y9a64z-rodj}} | {{t\|(35)\|y9a64z-70bl}} | {{t\|(21)\|y9a64z-gsxl}} | {{t\|(22)\|y9a64z-og9n}} | {{t\|(43)\|y9a64z-k6yg}} | – | – | – | – | – | – |
| **Total** | {{t\|16,323\|y9a64z-9bzo}} | {{t\|15,891\|y9a64z-w3by}} | {{t\|32,214\|y9a64z-qlw5}} | {{t\|16,287\|y9a64z-2rsv}} | {{t\|16,773\|y9a64z-95gk}} | {{t\|33,061\|y9a64z-ql29}} | {{t\|5,398\|y9a64z-45mz}} | {{t\|5,598\|y9a64z-jxyp}} | {{t\|10,996\|y9a64z-0i2v}} | {{t\|5,797\|y9a64z-1103}} | {{t\|5,903\|y9a64z-nbqw}} | {{t\|11,700\|y9a64z-0eyg}} | {{t\|939\|y9a64z-r5o2}} | {{t\|1,121\|y9a64z-vu8q}} | {{t\|2,060\|y9a64z-2vxi}} | {{t\|1,048\|y9a64z-lu2t}} | {{t\|1,187\|y9a64z-57jl}} | {{t\|2,235\|y9a64z-kzu5}} |
(6) Gross written premiums for Protection, gross policyholder inflows for Savings & Annuities and Unit-linked (including investment and asset management contracts)." |
|---|
|
| id | "y9a64z-c9" |
|---|
| chunk | 9 |
|---|
| pages | |
|---|
| heading | "Life Reserves Liabilities AUM" |
|---|
| tags | |
|---|
| links | |
|---|
| data_items | |
|---|
| effective_tags | |
|---|
| content | "**Reserves and liabilities by geography and contract type.**
| In USD million | Total reserves and liabilities 2023 H1 | Total reserves and liabilities 2023 H2 | Total reserves and liabilities 2024 H1 | Total reserves and liabilities 2024 H2 | of which: investment contracts 2023 H1 | of which: investment contracts 2023 H2 | of which: investment contracts 2024 H1 | of which: investment contracts 2024 H2 | of which: VFA unit-linked insurance contracts 2023 H1 | of which: VFA unit-linked insurance contracts 2023 H2 | of which: VFA unit-linked insurance contracts 2024 H1 | of which: VFA unit-linked insurance contracts 2024 H2 | of which: VFA non unit-linked insurance contracts 2023 H1 | of which: VFA non unit-linked insurance contracts 2023 H2 | of which: VFA non unit-linked insurance contracts 2024 H1 | of which: VFA non unit-linked insurance contracts 2024 H2 | of which: Life BBA and PAA 2023 H1 | of which: Life BBA and PAA 2023 H2 | of which: Life BBA and PAA 2024 H1 | of which: Life BBA and PAA 2024 H2 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Europe, Middle East & Africa | {{t\|148,187\|y9a64z-71mt}} | {{t\|156,461\|y9a64z-rkvl}} | {{t\|176,494\|y9a64z-gbxt}} | {{t\|176,570\|y9a64z-qhub}} | {{t\|54,570\|y9a64z-v4yd}} | {{t\|58,790\|y9a64z-o7ip}} | {{t\|62,868\|y9a64z-7s3y}} | {{t\|65,211\|y9a64z-hnt2}} | {{t\|49,800\|y9a64z-ushq}} | {{t\|51,272\|y9a64z-69sp}} | {{t\|51,978\|y9a64z-jjdr}} | {{t\|51,889\|y9a64z-tm54}} | {{t\|30,059\|y9a64z-fw3a}} | {{t\|31,910\|y9a64z-3jaf}} | {{t\|48,283\|y9a64z-zfga}} | {{t\|46,429\|y9a64z-jnu2}} | {{t\|13,759\|y9a64z-5e6a}} | {{t\|14,489\|y9a64z-jqb2}} | {{t\|13,365\|y9a64z-0av3}} | {{t\|13,042\|y9a64z-l3r5}} |
| of which: — Germany | {{t\|27,283\|y9a64z-m009}} | {{t\|28,715\|y9a64z-6a19}} | {{t\|47,412\|y9a64z-ru06}} | {{t\|46,278\|y9a64z-9o25}} | {{t\|28\|y9a64z-24im}} | {{t\|28\|y9a64z-zw0e}} | {{t\|27\|y9a64z-qu88}} | {{t\|26\|y9a64z-cnh3}} | {{t\|24,168\|y9a64z-wjtr}} | {{t\|25,463\|y9a64z-m37d}} | {{t\|26,397\|y9a64z-mg8y}} | {{t\|25,891\|y9a64z-achm}} | {{t\|3,167\|y9a64z-ev7b}} | {{t\|3,245\|y9a64z-p79p}} | {{t\|21,207\|y9a64z-sm75}} | {{t\|20,499\|y9a64z-90jx}} | {{t\|(80)\|y9a64z-yvoe}} | {{t\|(21)\|y9a64z-duch}} | {{t\|(219)\|y9a64z-3xjn}} | {{t\|(138)\|y9a64z-k9oo}} |
| of which: — Ireland | {{t\|33,534\|y9a64z-gjhn}} | {{t\|37,161\|y9a64z-1lzh}} | {{t\|40,424\|y9a64z-b5fv}} | {{t\|43,047\|y9a64z-45jp}} | {{t\|30,694\|y9a64z-kjyy}} | {{t\|34,296\|y9a64z-vdd0}} | {{t\|37,722\|y9a64z-f1ra}} | {{t\|40,437\|y9a64z-5imh}} | {{t\|351\|y9a64z-y3v9}} | {{t\|346\|y9a64z-x80z}} | {{t\|325\|y9a64z-14xz}} | {{t\|309\|y9a64z-sewx}} | {{t\|1,476\|y9a64z-jw1f}} | {{t\|1,448\|y9a64z-ydv1}} | {{t\|1,327\|y9a64z-ther}} | {{t\|1,235\|y9a64z-k1i1}} | {{t\|1,013\|y9a64z-6v66}} | {{t\|1,071\|y9a64z-6lie}} | {{t\|1,050\|y9a64z-2wus}} | {{t\|1,066\|y9a64z-z26g}} |
| of which: — Italy | {{t\|10,870\|y9a64z-d9rz}} | {{t\|10,918\|y9a64z-lcwk}} | {{t\|10,544\|y9a64z-ckh6}} | {{t\|10,588\|y9a64z-smhq}} | {{t\|962\|y9a64z-jfwi}} | {{t\|986\|y9a64z-bujv}} | {{t\|1,067\|y9a64z-w13d}} | {{t\|1,181\|y9a64z-ychs}} | {{t\|6,380\|y9a64z-xu2y}} | {{t\|6,527\|y9a64z-qvcv}} | {{t\|6,448\|y9a64z-8jmt}} | {{t\|6,547\|y9a64z-g8kn}} | {{t\|3,468\|y9a64z-ocli}} | {{t\|3,392\|y9a64z-xl2c}} | {{t\|2,983\|y9a64z-chc8}} | {{t\|2,836\|y9a64z-uxi8}} | {{t\|60\|y9a64z-u4mq}} | {{t\|14\|y9a64z-ek7x}} | {{t\|46\|y9a64z-7pgk}} | {{t\|25\|y9a64z-ovbo}} |
| of which: — Spain | {{t\|10,482\|y9a64z-t1on}} | {{t\|10,954\|y9a64z-nwc2}} | {{t\|10,606\|y9a64z-obi7}} | {{t\|10,404\|y9a64z-qnsb}} | – | – | – | – | {{t\|553\|y9a64z-g3db}} | {{t\|766\|y9a64z-43yz}} | {{t\|866\|y9a64z-wr7i}} | {{t\|827\|y9a64z-yurs}} | {{t\|102\|y9a64z-1n17}} | {{t\|111\|y9a64z-cuoq}} | {{t\|101\|y9a64z-rpcz}} | {{t\|105\|y9a64z-atqj}} | {{t\|9,828\|y9a64z-xjfh}} | {{t\|10,077\|y9a64z-uxew}} | {{t\|9,639\|y9a64z-0y7l}} | {{t\|9,472\|y9a64z-z82i}} |
| of which: — Switzerland | {{t\|20,519\|y9a64z-mnsz}} | {{t\|22,158\|y9a64z-kgv7}} | {{t\|20,671\|y9a64z-2j5c}} | {{t\|20,706\|y9a64z-uxb3}} | – | – | – | – | {{t\|1,374\|y9a64z-i4bi}} | {{t\|1,103\|y9a64z-v80b}} | {{t\|751\|y9a64z-8z3m}} | {{t\|1,669\|y9a64z-n7fu}} | {{t\|18,753\|y9a64z-7b42}} | {{t\|20,611\|y9a64z-pi3g}} | {{t\|19,807\|y9a64z-9pwl}} | {{t\|18,980\|y9a64z-i1ak}} | {{t\|393\|y9a64z-0r36}} | {{t\|445\|y9a64z-h7p8}} | {{t\|114\|y9a64z-i34g}} | {{t\|57\|y9a64z-6rzx}} |
| of which: — United Kingdom | {{t\|28,368\|y9a64z-9oyf}} | {{t\|28,487\|y9a64z-p75v}} | {{t\|28,075\|y9a64z-7ccr}} | {{t\|26,481\|y9a64z-iuzj}} | {{t\|13,005\|y9a64z-a1v3}} | {{t\|12,963\|y9a64z-swjz}} | {{t\|12,908\|y9a64z-6jpk}} | {{t\|12,104\|y9a64z-vyei}} | {{t\|12,205\|y9a64z-17vr}} | {{t\|12,145\|y9a64z-xwjz}} | {{t\|12,047\|y9a64z-5quv}} | {{t\|11,461\|y9a64z-hkhr}} | {{t\|981\|y9a64z-jra0}} | {{t\|1,004\|y9a64z-hl1t}} | {{t\|914\|y9a64z-0aq6}} | {{t\|871\|y9a64z-tgz7}} | {{t\|2,177\|y9a64z-3rsi}} | {{t\|2,375\|y9a64z-de5h}} | {{t\|2,206\|y9a64z-xj8w}} | {{t\|2,045\|y9a64z-zzj0}} |
| of which: — Zurich International | {{t\|13,863\|y9a64z-5iv7}} | {{t\|14,603\|y9a64z-nlm9}} | {{t\|15,424\|y9a64z-8j22}} | {{t\|15,771\|y9a64z-oicm}} | {{t\|9,319\|y9a64z-b5az}} | {{t\|9,906\|y9a64z-knlh}} | {{t\|10,555\|y9a64z-8oyd}} | {{t\|10,895\|y9a64z-ddms}} | {{t\|4,377\|y9a64z-jhdi}} | {{t\|4,499\|y9a64z-qrbr}} | {{t\|4,701\|y9a64z-s3fz}} | {{t\|4,735\|y9a64z-gaif}} | {{t\|8\|y9a64z-p551}} | {{t\|11\|y9a64z-yr4m}} | {{t\|8\|y9a64z-9ra6}} | {{t\|(9)\|y9a64z-0a28}} | {{t\|160\|y9a64z-5dl3}} | {{t\|187\|y9a64z-ao6b}} | {{t\|160\|y9a64z-ja9u}} | {{t\|150\|y9a64z-y0jn}} |
| of which: — Rest of Europe, Middle East & Africa | {{t\|3,267\|y9a64z-u4fb}} | {{t\|3,465\|y9a64z-4jh1}} | {{t\|3,338\|y9a64z-dbh0}} | {{t\|3,295\|y9a64z-4zy5}} | {{t\|562\|y9a64z-l3cf}} | {{t\|612\|y9a64z-ky5o}} | {{t\|589\|y9a64z-wl2e}} | {{t\|569\|y9a64z-t9s1}} | {{t\|392\|y9a64z-t3bj}} | {{t\|423\|y9a64z-vpr7}} | {{t\|443\|y9a64z-ah6x}} | {{t\|451\|y9a64z-8u05}} | {{t\|2,105\|y9a64z-lgg7}} | {{t\|2,089\|y9a64z-6bor}} | {{t\|1,937\|y9a64z-555z}} | {{t\|1,911\|y9a64z-9h7j}} | {{t\|208\|y9a64z-zssn}} | {{t\|342\|y9a64z-7z39}} | {{t\|369\|y9a64z-5wdw}} | {{t\|365\|y9a64z-65ug}} |
| of which: — North America | {{t\|13,823\|y9a64z-iaic}} | {{t\|13,020\|y9a64z-91vt}} | {{t\|13,545\|y9a64z-oby7}} | {{t\|14,314\|y9a64z-j4yf}} | – | – | – | – | {{t\|13,006\|y9a64z-5m7u}} | {{t\|12,212\|y9a64z-9up8}} | {{t\|12,726\|y9a64z-hfb6}} | {{t\|13,487\|y9a64z-2f8w}} | – | – | – | – | {{t\|818\|y9a64z-765g}} | {{t\|807\|y9a64z-xj1v}} | {{t\|819\|y9a64z-zwfv}} | {{t\|827\|y9a64z-u9m9}} |
| of which: — Asia Pacific | {{t\|5,904\|y9a64z-emyl}} | {{t\|5,889\|y9a64z-1nzu}} | {{t\|5,707\|y9a64z-vwvh}} | {{t\|5,622\|y9a64z-1gsa}} | {{t\|1,355\|y9a64z-mh8g}} | {{t\|1,325\|y9a64z-tcx3}} | {{t\|1,275\|y9a64z-jct1}} | {{t\|1,149\|y9a64z-45mr}} | {{t\|685\|y9a64z-lepx}} | {{t\|688\|y9a64z-7k2b}} | {{t\|787\|y9a64z-1n1r}} | {{t\|746\|y9a64z-9sok}} | {{t\|970\|y9a64z-d1gl}} | {{t\|990\|y9a64z-c1qh}} | {{t\|937\|y9a64z-voz6}} | {{t\|1,075\|y9a64z-fhmg}} | {{t\|2,893\|y9a64z-0xkj}} | {{t\|2,886\|y9a64z-s1hi}} | {{t\|2,708\|y9a64z-njz0}} | {{t\|2,651\|y9a64z-ka2m}} |
| of which: — Latin America | {{t\|21,386\|y9a64z-gfyf}} | {{t\|22,536\|y9a64z-zda9}} | {{t\|21,499\|y9a64z-82d4}} | {{t\|20,938\|y9a64z-nzqy}} | – | – | {{t\|3\|y9a64z-ncod}} | {{t\|3\|y9a64z-q6ik}} | {{t\|19,221\|y9a64z-6cf9}} | {{t\|20,481\|y9a64z-00i6}} | {{t\|19,590\|y9a64z-w9jp}} | {{t\|19,174\|y9a64z-8q6v}} | {{t\|12\|y9a64z-aksf}} | {{t\|(0)\|y9a64z-pfks}} | {{t\|(0)\|y9a64z-2zd8}} | {{t\|(0)\|y9a64z-iawh}} | {{t\|2,154\|y9a64z-a4xf}} | {{t\|2,056\|y9a64z-da1x}} | {{t\|1,906\|y9a64z-6rt2}} | {{t\|1,762\|y9a64z-c2u6}} |
| of which: — Group Reinsurance | {{t\|32\|y9a64z-mv8k}} | {{t\|32\|y9a64z-xc19}} | {{t\|11\|y9a64z-cibg}} | {{t\|13\|y9a64z-i44o}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|32\|y9a64z-syyq}} | {{t\|32\|y9a64z-8eah}} | {{t\|11\|y9a64z-fvme}} | {{t\|13\|y9a64z-yasx}} |
| of which: — Eliminations | {{t\|(0)\|y9a64z-w0uf}} | {{t\|0\|y9a64z-xm16}} | {{t\|1\|y9a64z-6gja}} | {{t\|1\|y9a64z-gapf}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|(0)\|y9a64z-hc6k}} | {{t\|0\|y9a64z-uetm}} | {{t\|1\|y9a64z-bx8y}} | {{t\|1\|y9a64z-z4ca}} |
| **of which: — Total** | {{t\|189,333\|y9a64z-1byd}} | {{t\|197,939\|y9a64z-qat3}} | {{t\|217,257\|y9a64z-wegl}} | {{t\|217,458\|y9a64z-ckyk}} | {{t\|55,925\|y9a64z-ahhr}} | {{t\|60,115\|y9a64z-sf07}} | {{t\|64,146\|y9a64z-497w}} | {{t\|66,364\|y9a64z-35c4}} | {{t\|82,712\|y9a64z-8u0i}} | {{t\|84,653\|y9a64z-lqn5}} | {{t\|85,081\|y9a64z-s5df}} | {{t\|85,296\|y9a64z-g427}} | {{t\|31,041\|y9a64z-5e56}} | {{t\|32,900\|y9a64z-zlo8}} | {{t\|49,220\|y9a64z-dnb0}} | {{t\|47,503\|y9a64z-19dr}} | {{t\|19,655\|y9a64z-9w57}} | {{t\|20,271\|y9a64z-w574}} | {{t\|18,809\|y9a64z-i6i1}} | {{t\|18,296\|y9a64z-6j3b}} |
**Assets under management rollforward by investment type.**
| In USD million | Total 2023 H1 | Total 2023 H2 | Total 2023 FY-23 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 | of which: Investment and asset management contracts 2023 H1 | of which: Investment and asset management contracts 2023 H2 | of which: Investment and asset management contracts 2023 FY-23 | of which: Investment and asset management contracts 2024 H1 | of which: Investment and asset management contracts 2024 H2 | of which: Investment and asset management contracts 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| **AuM beginning of the period** | {{t\|232,517\|y9a64z-szqr}} | {{t\|246,428\|y9a64z-hjly}} | {{t\|232,517\|y9a64z-tgfy}} | {{t\|259,476\|y9a64z-smfk}} | {{t\|277,586\|y9a64z-g6hb}} | {{t\|259,476\|y9a64z-rya9}} | {{t\|93,620\|y9a64z-j4nz}} | {{t\|102,136\|y9a64z-ml2z}} | {{t\|93,620\|y9a64z-re4m}} | {{t\|109,599\|y9a64z-1skq}} | {{t\|112,753\|y9a64z-6l20}} | {{t\|109,599\|y9a64z-16ki}} |
| Net inflows | {{t\|1,913\|y9a64z-8srp}} | {{t\|1,053\|y9a64z-k6jp}} | {{t\|2,966\|y9a64z-kno6}} | {{t\|2,240\|y9a64z-r99b}} | {{t\|2,624\|y9a64z-m2cx}} | {{t\|4,864\|y9a64z-wtxz}} | {{t\|799\|y9a64z-cm4i}} | {{t\|1,452\|y9a64z-dcgv}} | {{t\|2,251\|y9a64z-dit8}} | {{t\|255\|y9a64z-vcqg}} | {{t\|1,474\|y9a64z-y3tc}} | {{t\|1,729\|y9a64z-89ta}} |
| Other | {{t\|4,804\|y9a64z-yzsj}} | {{t\|9,917\|y9a64z-500p}} | {{t\|14,721\|y9a64z-3dna}} | {{t\|27,627\|y9a64z-bk0d}} | {{t\|7,016\|y9a64z-hjd8}} | {{t\|34,643\|y9a64z-nuz2}} | {{t\|4,526\|y9a64z-tjaw}} | {{t\|2,950\|y9a64z-1dhh}} | {{t\|7,475\|y9a64z-fycc}} | {{t\|7,365\|y9a64z-b9t2}} | {{t\|4,506\|y9a64z-908o}} | {{t\|11,871\|y9a64z-mxul}} |
| {{t\|FX\|\|Foreign exchange}} | {{t\|7,194\|y9a64z-xwvf}} | {{t\|2,077\|y9a64z-lg1b}} | {{t\|9,271\|y9a64z-rsy7}} | {{t\|(11,757)\|y9a64z-vj12}} | {{t\|(8,625)\|y9a64z-5e8u}} | {{t\|(20,382)\|y9a64z-wk6f}} | {{t\|3,191\|y9a64z-m7at}} | {{t\|3,061\|y9a64z-6e7d}} | {{t\|6,252\|y9a64z-kwz4}} | {{t\|(4,465)\|y9a64z-iped}} | {{t\|(2,753)\|y9a64z-j81o}} | {{t\|(7,218)\|y9a64z-55x9}} |
| **AuM ending of the period** | {{t\|246,428\|y9a64z-b07m}} | {{t\|259,476\|y9a64z-w582}} | {{t\|259,476\|y9a64z-plbu}} | {{t\|277,586\|y9a64z-vtgc}} | {{t\|278,600\|y9a64z-wtwg}} | {{t\|278,600\|y9a64z-ccrq}} | {{t\|102,136\|y9a64z-jilj}} | {{t\|109,599\|y9a64z-2ap0}} | {{t\|109,599\|y9a64z-3nqr}} | {{t\|112,753\|y9a64z-d7t9}} | {{t\|115,980\|y9a64z-aicd}} | {{t\|115,980\|y9a64z-wmg0}} |
| of which unit-linked | {{t\|130,539\|y9a64z-brv8}} | {{t\|137,249\|y9a64z-wyod}} | {{t\|137,249\|y9a64z-gake}} | {{t\|142,301\|y9a64z-g996}} | {{t\|144,343\|y9a64z-lpbf}} | {{t\|144,343\|y9a64z-6xog}} | – | – | – | – | – | – |
| of which group investments | {{t\|69,679\|y9a64z-cyfx}} | {{t\|72,744\|y9a64z-hzug}} | {{t\|72,744\|y9a64z-hwyd}} | {{t\|86,678\|y9a64z-66ux}} | {{t\|84,641\|y9a64z-ljwt}} | {{t\|84,641\|y9a64z-oe4x}} | – | – | – | – | – | – |
| of which 3rd party investments | {{t\|46,210\|y9a64z-k8g2}} | {{t\|49,483\|y9a64z-c5o4}} | {{t\|49,483\|y9a64z-8y2a}} | {{t\|48,607\|y9a64z-rwvm}} | {{t\|49,616\|y9a64z-jl07}} | {{t\|49,616\|y9a64z-ltpy}} | – | – | – | – | – | – |" |
|---|
|
| id | "y9a64z-c10" |
|---|
| chunk | 10 |
|---|
| pages | |
|---|
| heading | "Farmers" |
|---|
| tags | |
|---|
| links | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Underlying earnings" |
|
|---|
| content | "**Business operating profit build-up by Farmers segment.**
| In USD million | Farmers Life1 (7) 2023 H1 | Farmers Life1 2023 H2 | Farmers Life1 2023 FY-23 | Farmers Life1 2024 H1 | Farmers Life1 2024 H2 | Farmers Life1 2024 FY-24 | Farmers Management Services 2023 H1 | Farmers Management Services 2023 H2 | Farmers Management Services 2023 FY-23 | Farmers Management Services 2024 H1 | Farmers Management Services 2024 H2 | Farmers Management Services 2024 FY-24 | Farmers Re 2023 H1 | Farmers Re 2023 H2 | Farmers Re 2023 FY-23 | Farmers Re 2024 H1 | Farmers Re 2024 H2 | Farmers Re 2024 FY-24 | Total 2023 H1 | Total 2023 H2 | Total 2023 FY-23 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|518\|y9a64z-fhb7}} | {{t\|499\|y9a64z-pquv}} | {{t\|1,018\|y9a64z-r94w}} | {{t\|503\|y9a64z-zte2}} | {{t\|509\|y9a64z-wc01}} | {{t\|1,012\|y9a64z-3awo}} | – | – | – | – | – | – | {{t\|751\|y9a64z-nu8d}} | {{t\|785\|y9a64z-5zda}} | {{t\|1,536\|y9a64z-di2h}} | {{t\|953\|y9a64z-06en}} | {{t\|976\|y9a64z-2fhw}} | {{t\|1,929\|y9a64z-uain}} | {{t\|1,269\|y9a64z-s4fd}} | {{t\|1,284\|y9a64z-ni5y}} | {{t\|2,553\|y9a64z-jq8c}} | {{t\|1,456\|y9a64z-ix71}} | {{t\|1,485\|y9a64z-ym55}} | {{t\|2,941\|y9a64z-vg2n}} |
| {{t\|Insurance service expense\|\|Insurance service expense}} | {{t\|(417)\|y9a64z-ss1n}} | {{t\|(312)\|y9a64z-mjx2}} | {{t\|(729)\|y9a64z-jv04}} | {{t\|(406)\|y9a64z-0se2}} | {{t\|(328)\|y9a64z-m09c}} | {{t\|(734)\|y9a64z-q58z}} | – | – | – | – | – | – | {{t\|(801)\|y9a64z-v222}} | {{t\|(660)\|y9a64z-rxf4}} | {{t\|(1,461)\|y9a64z-d6ua}} | {{t\|(898)\|y9a64z-z8im}} | {{t\|(892)\|y9a64z-py08}} | {{t\|(1,790)\|y9a64z-7v7n}} | {{t\|(1,218)\|y9a64z-d3uy}} | {{t\|(972)\|y9a64z-4bse}} | {{t\|(2,190)\|y9a64z-iat6}} | {{t\|(1,305)\|y9a64z-x34i}} | {{t\|(1,220)\|y9a64z-w36u}} | {{t\|(2,525)\|y9a64z-suxg}} |
| Net expenses from reinsurance contracts held | {{t\|(1)\|y9a64z-tjw4}} | {{t\|(130)\|y9a64z-is4r}} | {{t\|(131)\|y9a64z-mnnj}} | {{t\|(64)\|y9a64z-tcuo}} | {{t\|(145)\|y9a64z-jbik}} | {{t\|(209)\|y9a64z-2qg4}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|(1)\|y9a64z-yu5j}} | {{t\|(130)\|y9a64z-cq25}} | {{t\|(131)\|y9a64z-po5v}} | {{t\|(64)\|y9a64z-k1wz}} | {{t\|(145)\|y9a64z-92j5}} | {{t\|(209)\|y9a64z-a4yq}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|100\|y9a64z-xdqx}} | {{t\|58\|y9a64z-eqrl}} | {{t\|158\|y9a64z-pv2g}} | {{t\|33\|y9a64z-094q}} | {{t\|36\|y9a64z-9wmu}} | {{t\|69\|y9a64z-l9u0}} | – | – | – | – | – | – | {{t\|(50)\|y9a64z-o37d}} | {{t\|125\|y9a64z-po6b}} | {{t\|75\|y9a64z-oy40}} | {{t\|55\|y9a64z-j2f6}} | {{t\|84\|y9a64z-husj}} | {{t\|139\|y9a64z-mr0n}} | {{t\|50\|y9a64z-jrie}} | {{t\|183\|y9a64z-5ngj}} | {{t\|233\|y9a64z-w8aq}} | {{t\|88\|y9a64z-h7zq}} | {{t\|120\|y9a64z-p9qw}} | {{t\|208\|y9a64z-wr7k}} |
| {{t\|Net investment income\|\|Net investment income}} on Group investments | {{t\|80\|y9a64z-wymn}} | {{t\|49\|y9a64z-a66r}} | {{t\|129\|y9a64z-ni7c}} | {{t\|13\|y9a64z-6klx}} | {{t\|12\|y9a64z-2so2}} | {{t\|26\|y9a64z-rt3o}} | {{t\|(0)\|y9a64z-rn7f}} | {{t\|0\|y9a64z-9xmb}} | {{t\|0\|y9a64z-9f94}} | {{t\|(0)\|y9a64z-ur2p}} | {{t\|(0)\|y9a64z-uqs9}} | {{t\|(0)\|y9a64z-llpj}} | {{t\|8\|y9a64z-wdof}} | {{t\|9\|y9a64z-g6l8}} | {{t\|17\|y9a64z-mh68}} | {{t\|10\|y9a64z-6mod}} | {{t\|11\|y9a64z-ruoo}} | {{t\|21\|y9a64z-0spk}} | {{t\|88\|y9a64z-tzew}} | {{t\|58\|y9a64z-dxv1}} | {{t\|146\|y9a64z-7b7c}} | {{t\|23\|y9a64z-813m}} | {{t\|23\|y9a64z-6clq}} | {{t\|46\|y9a64z-gi0x}} |
| Net capital gains/(losses) on Group investments | {{t\|5\|y9a64z-b8de}} | {{t\|(0)\|y9a64z-nfbh}} | {{t\|4\|y9a64z-u3b0}} | {{t\|0\|y9a64z-01m1}} | {{t\|(0)\|y9a64z-uqm2}} | {{t\|0\|y9a64z-ilgf}} | {{t\|1\|y9a64z-lk3j}} | {{t\|2\|y9a64z-99hv}} | {{t\|3\|y9a64z-6gs7}} | {{t\|(3)\|y9a64z-8abj}} | {{t\|(0)\|y9a64z-ajh1}} | {{t\|(4)\|y9a64z-zp7x}} | {{t\|(0)\|y9a64z-gcfl}} | {{t\|(0)\|y9a64z-d661}} | {{t\|(0)\|y9a64z-qx84}} | {{t\|0\|y9a64z-v26t}} | {{t\|(0)\|y9a64z-nlto}} | {{t\|(0)\|y9a64z-vxng}} | {{t\|5\|y9a64z-ao1b}} | {{t\|2\|y9a64z-zz8c}} | {{t\|7\|y9a64z-pe55}} | {{t\|(3)\|y9a64z-d6cz}} | {{t\|(0)\|y9a64z-ttla}} | {{t\|(4)\|y9a64z-qfyn}} |
| {{t\|Net investment result\|\|Net investment income}} on Group investments | {{t\|85\|y9a64z-syrk}} | {{t\|49\|y9a64z-uxa3}} | {{t\|134\|y9a64z-ljwi}} | {{t\|13\|y9a64z-hxqa}} | {{t\|12\|y9a64z-6dcw}} | {{t\|26\|y9a64z-eple}} | {{t\|1\|y9a64z-r3ep}} | {{t\|2\|y9a64z-4qpd}} | {{t\|3\|y9a64z-v0z9}} | {{t\|(3)\|y9a64z-k11j}} | {{t\|(0)\|y9a64z-zsnc}} | {{t\|(4)\|y9a64z-9ynw}} | {{t\|8\|y9a64z-6rfa}} | {{t\|9\|y9a64z-juir}} | {{t\|17\|y9a64z-hdq4}} | {{t\|10\|y9a64z-0l0w}} | {{t\|11\|y9a64z-65wg}} | {{t\|21\|y9a64z-k1jq}} | {{t\|93\|y9a64z-t9v5}} | {{t\|60\|y9a64z-hehh}} | {{t\|153\|y9a64z-ndb2}} | {{t\|20\|y9a64z-mxep}} | {{t\|23\|y9a64z-bviz}} | {{t\|43\|y9a64z-v6yq}} |
| {{t\|Net investment income\|\|Net investment income}} on unit-linked investments | {{t\|12\|y9a64z-ekzr}} | {{t\|34\|y9a64z-6rto}} | {{t\|47\|y9a64z-73v9}} | {{t\|19\|y9a64z-kf7a}} | {{t\|46\|y9a64z-vykb}} | {{t\|64\|y9a64z-3ysb}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|12\|y9a64z-g3sd}} | {{t\|34\|y9a64z-w54a}} | {{t\|47\|y9a64z-pb9d}} | {{t\|19\|y9a64z-ae1n}} | {{t\|46\|y9a64z-a4di}} | {{t\|64\|y9a64z-cyr2}} |
| Change in liabilities for investment contracts and other funds | {{t\|(1)\|y9a64z-fv8t}} | {{t\|(1)\|y9a64z-ftpm}} | {{t\|(1)\|y9a64z-9i9b}} | {{t\|(1)\|y9a64z-mgcn}} | {{t\|(1)\|y9a64z-rbro}} | {{t\|(2)\|y9a64z-fvha}} | – | – | – | – | – | – | – | – | – | – | – | – | {{t\|(1)\|y9a64z-u98x}} | {{t\|(1)\|y9a64z-bysf}} | {{t\|(1)\|y9a64z-lkb3}} | {{t\|(1)\|y9a64z-urnv}} | {{t\|(1)\|y9a64z-avd1}} | {{t\|(2)\|y9a64z-nyq1}} |
| Re-/Insurance finance income/(expenses) | {{t\|(24)\|y9a64z-1bol}} | {{t\|(16)\|y9a64z-yv6i}} | {{t\|(40)\|y9a64z-gn9p}} | {{t\|(24)\|y9a64z-1q9l}} | {{t\|(53)\|y9a64z-b5rr}} | {{t\|(77)\|y9a64z-r7wq}} | – | – | – | – | – | – | {{t\|11\|y9a64z-ca4r}} | {{t\|13\|y9a64z-jhsk}} | {{t\|24\|y9a64z-i5pr}} | {{t\|15\|y9a64z-pnqe}} | {{t\|15\|y9a64z-caxv}} | {{t\|30\|y9a64z-om7v}} | {{t\|(13)\|y9a64z-8vgn}} | {{t\|(3)\|y9a64z-crfd}} | {{t\|(16)\|y9a64z-oe7e}} | {{t\|(9)\|y9a64z-0nb7}} | {{t\|(38)\|y9a64z-90ut}} | {{t\|(47)\|y9a64z-uhcz}} |
| {{t\|Net investment result\|\|Net investment income}} | {{t\|72\|y9a64z-xvrc}} | {{t\|66\|y9a64z-tx5w}} | {{t\|139\|y9a64z-2rg7}} | {{t\|7\|y9a64z-nc45}} | {{t\|4\|y9a64z-1zz2}} | {{t\|11\|y9a64z-toed}} | {{t\|1\|y9a64z-vy9t}} | {{t\|2\|y9a64z-3hn3}} | {{t\|3\|y9a64z-2jra}} | {{t\|(3)\|y9a64z-9xt2}} | {{t\|(0)\|y9a64z-cswq}} | {{t\|(4)\|y9a64z-s9h1}} | {{t\|19\|y9a64z-5y81}} | {{t\|22\|y9a64z-b7g0}} | {{t\|41\|y9a64z-2v8c}} | {{t\|25\|y9a64z-16do}} | {{t\|26\|y9a64z-hf66}} | {{t\|51\|y9a64z-bakn}} | {{t\|92\|y9a64z-heo9}} | {{t\|91\|y9a64z-hdi9}} | {{t\|182\|y9a64z-cm3l}} | {{t\|29\|y9a64z-gof5}} | {{t\|29\|y9a64z-wfl3}} | {{t\|58\|y9a64z-v4qg}} |
| Fee income | – | – | – | – | – | – | {{t\|2,251\|y9a64z-2jvo}} | {{t\|2,278\|y9a64z-1950}} | {{t\|4,529\|y9a64z-hqo1}} | {{t\|2,266\|y9a64z-u497}} | {{t\|2,311\|y9a64z-9unl}} | {{t\|4,577\|y9a64z-rfth}} | – | – | – | – | – | – | {{t\|2,251\|y9a64z-88we}} | {{t\|2,278\|y9a64z-sk1l}} | {{t\|4,529\|y9a64z-7a6o}} | {{t\|2,266\|y9a64z-qehw}} | {{t\|2,311\|y9a64z-vdvd}} | {{t\|4,577\|y9a64z-q7s1}} |
| Fee business expenses | {{t\|0\|y9a64z-hw3x}} | {{t\|0\|y9a64z-s0iq}} | {{t\|0\|y9a64z-ewuy}} | {{t\|0\|y9a64z-12rd}} | {{t\|(0)\|y9a64z-zhbl}} | {{t\|0\|y9a64z-dikq}} | {{t\|(1,333)\|y9a64z-52lk}} | {{t\|(1,254)\|y9a64z-qokt}} | {{t\|(2,587)\|y9a64z-6t3g}} | {{t\|(1,250)\|y9a64z-jcpe}} | {{t\|(1,285)\|y9a64z-bbsc}} | {{t\|(2,535)\|y9a64z-rhu2}} | – | – | – | – | – | – | {{t\|(1,333)\|y9a64z-kp7n}} | {{t\|(1,254)\|y9a64z-q8li}} | {{t\|(2,586)\|y9a64z-rcrl}} | {{t\|(1,250)\|y9a64z-wwuh}} | {{t\|(1,285)\|y9a64z-3gpb}} | {{t\|(2,535)\|y9a64z-gj2j}} |
| **Fee result** | {{t\|0\|y9a64z-owr8}} | {{t\|0\|y9a64z-2b72}} | {{t\|0\|y9a64z-g9hv}} | {{t\|0\|y9a64z-f9bz}} | {{t\|(0)\|y9a64z-zdci}} | {{t\|0\|y9a64z-9mbs}} | {{t\|918\|y9a64z-ardk}} | {{t\|1,024\|y9a64z-ar99}} | {{t\|1,942\|y9a64z-pjiz}} | {{t\|1,015\|y9a64z-qu3p}} | {{t\|1,026\|y9a64z-z0zk}} | {{t\|2,041\|y9a64z-4kco}} | – | – | – | – | – | – | {{t\|918\|y9a64z-yf4o}} | {{t\|1,024\|y9a64z-1k9z}} | {{t\|1,942\|y9a64z-d1bv}} | {{t\|1,016\|y9a64z-1r2o}} | {{t\|1,026\|y9a64z-0en7}} | {{t\|2,042\|y9a64z-vqtp}} |
| {{t\|Other revenues\|\|Other revenue}} | {{t\|(26)\|y9a64z-vld5}} | {{t\|11\|y9a64z-wucm}} | {{t\|(15)\|y9a64z-ru28}} | {{t\|3\|y9a64z-u77y}} | {{t\|1\|y9a64z-fldr}} | {{t\|4\|y9a64z-yzvm}} | {{t\|23\|y9a64z-sxhu}} | {{t\|24\|y9a64z-a1gg}} | {{t\|46\|y9a64z-0qin}} | {{t\|25\|y9a64z-keaq}} | {{t\|35\|y9a64z-fptk}} | {{t\|60\|y9a64z-8dbz}} | {{t\|1\|y9a64z-oulm}} | {{t\|1\|y9a64z-lm1d}} | {{t\|2\|y9a64z-mkhc}} | {{t\|1\|y9a64z-ecev}} | {{t\|1\|y9a64z-tmox}} | {{t\|2\|y9a64z-hp7g}} | {{t\|(3)\|y9a64z-0ea5}} | {{t\|36\|y9a64z-2qpp}} | {{t\|33\|y9a64z-pdmi}} | {{t\|29\|y9a64z-w39z}} | {{t\|38\|y9a64z-0bu0}} | {{t\|67\|y9a64z-ldhf}} |
| Interest expense on debt | {{t\|(0)\|y9a64z-rbfl}} | {{t\|(0)\|y9a64z-k3pq}} | {{t\|(1)\|y9a64z-13nm}} | {{t\|(0)\|y9a64z-bokp}} | {{t\|(0)\|y9a64z-ri0i}} | {{t\|(0)\|y9a64z-1uv7}} | – | {{t\|(1)\|y9a64z-bizr}} | {{t\|(1)\|y9a64z-mut4}} | {{t\|(7)\|y9a64z-qrjk}} | – | {{t\|(7)\|y9a64z-k5mf}} | – | – | – | – | {{t\|(0)\|y9a64z-sqgi}} | {{t\|(0)\|y9a64z-v62j}} | {{t\|(0)\|y9a64z-i7qz}} | {{t\|(1)\|y9a64z-pdk4}} | {{t\|(2)\|y9a64z-5vdg}} | {{t\|(7)\|y9a64z-l20b}} | {{t\|(0)\|y9a64z-am3x}} | {{t\|(7)\|y9a64z-6ecl}} |
| Other expenses | {{t\|(58)\|y9a64z-hnlc}} | {{t\|(16)\|y9a64z-hquu}} | {{t\|(74)\|y9a64z-owfs}} | {{t\|(35)\|y9a64z-r6mv}} | {{t\|(29)\|y9a64z-u2w1}} | {{t\|(65)\|y9a64z-9hdm}} | {{t\|(48)\|y9a64z-jsb3}} | {{t\|(120)\|y9a64z-l09a}} | {{t\|(167)\|y9a64z-awjv}} | {{t\|(39)\|y9a64z-ctd1}} | {{t\|(47)\|y9a64z-icdz}} | {{t\|(86)\|y9a64z-hivf}} | {{t\|(0)\|y9a64z-gbjk}} | {{t\|(1)\|y9a64z-cm5g}} | {{t\|(1)\|y9a64z-kdgi}} | {{t\|(0)\|y9a64z-75c9}} | {{t\|(0)\|y9a64z-srhf}} | {{t\|(1)\|y9a64z-k7xu}} | {{t\|(106)\|y9a64z-ypo2}} | {{t\|(137)\|y9a64z-lbvf}} | {{t\|(242)\|y9a64z-5090}} | {{t\|(75)\|y9a64z-2c89}} | {{t\|(77)\|y9a64z-2jam}} | {{t\|(152)\|y9a64z-13hr}} |
| Restructuring costs and other items not relevant for BOP | {{t\|2\|y9a64z-rt0l}} | {{t\|0\|y9a64z-cezz}} | {{t\|3\|y9a64z-z40d}} | {{t\|0\|y9a64z-eaoz}} | {{t\|0\|y9a64z-1t7b}} | {{t\|0\|y9a64z-iamz}} | {{t\|40\|y9a64z-15cd}} | {{t\|108\|y9a64z-4sfs}} | {{t\|148\|y9a64z-1n1h}} | {{t\|35\|y9a64z-wu8j}} | {{t\|34\|y9a64z-1sti}} | {{t\|70\|y9a64z-80m0}} | – | – | – | – | – | – | {{t\|42\|y9a64z-debj}} | {{t\|108\|y9a64z-tpme}} | {{t\|150\|y9a64z-5d9r}} | {{t\|35\|y9a64z-c8zy}} | {{t\|35\|y9a64z-r2jr}} | {{t\|70\|y9a64z-isw9}} |
| **Other result** | {{t\|(82)\|y9a64z-qhth}} | {{t\|(5)\|y9a64z-awit}} | {{t\|(87)\|y9a64z-wpyu}} | {{t\|(32)\|y9a64z-sth8}} | {{t\|(28)\|y9a64z-8x3y}} | {{t\|(60)\|y9a64z-avla}} | {{t\|15\|y9a64z-z61d}} | {{t\|10\|y9a64z-d8kj}} | {{t\|25\|y9a64z-7hwk}} | {{t\|14\|y9a64z-sjeg}} | {{t\|23\|y9a64z-gplq}} | {{t\|37\|y9a64z-4pg6}} | {{t\|1\|y9a64z-e4j7}} | {{t\|0\|y9a64z-i7o5}} | {{t\|1\|y9a64z-pb9x}} | {{t\|1\|y9a64z-627r}} | {{t\|1\|y9a64z-l6x2}} | {{t\|2\|y9a64z-db6f}} | {{t\|(67)\|y9a64z-sbjk}} | {{t\|6\|y9a64z-6br1}} | {{t\|(61)\|y9a64z-1roz}} | {{t\|(17)\|y9a64z-6qdh}} | {{t\|(4)\|y9a64z-bimn}} | {{t\|(22)\|y9a64z-o6ke}} |
| of which: Technical non-qualifying expense | {{t\|(55)\|y9a64z-5fet}} | {{t\|(16)\|y9a64z-l52l}} | {{t\|(71)\|y9a64z-yj7y}} | {{t\|(35)\|y9a64z-l9hw}} | {{t\|(29)\|y9a64z-2xb9}} | {{t\|(64)\|y9a64z-zbac}} | {{t\|(3)\|y9a64z-mnor}} | {{t\|1\|y9a64z-py9v}} | {{t\|(2)\|y9a64z-shvf}} | {{t\|(1)\|y9a64z-d9hf}} | {{t\|(1)\|y9a64z-kbh2}} | {{t\|(2)\|y9a64z-hm5f}} | {{t\|(0)\|y9a64z-t3hx}} | {{t\|(1)\|y9a64z-ar6j}} | {{t\|(1)\|y9a64z-57f4}} | {{t\|(0)\|y9a64z-j9wg}} | {{t\|(0)\|y9a64z-oisb}} | {{t\|(1)\|y9a64z-f4ao}} | {{t\|(58)\|y9a64z-gohw}} | {{t\|(16)\|y9a64z-jjjd}} | {{t\|(74)\|y9a64z-eynk}} | {{t\|(37)\|y9a64z-ql03}} | {{t\|(30)\|y9a64z-s1hw}} | {{t\|(67)\|y9a64z-mloj}} |
| of which: Other management related income/(expenses) | — | — | — | — | — | — | {{t\|(38)\|y9a64z-lqlu}} | {{t\|(30)\|y9a64z-mdfz}} | {{t\|(67)\|y9a64z-kjw9}} | {{t\|(33)\|y9a64z-v7um}} | {{t\|(30)\|y9a64z-2caw}} | {{t\|(63)\|y9a64z-2pxi}} | — | — | — | — | — | — | — | — | — | — | — | — |
| Business {{t\|operating profit\|\|Underlying earnings}} before non-controlling interests | {{t\|90\|y9a64z-lvfp}} | {{t\|120\|y9a64z-a3p2}} | {{t\|209\|y9a64z-2drw}} | {{t\|8\|y9a64z-e8mw}} | {{t\|11\|y9a64z-7ixh}} | {{t\|20\|y9a64z-1oxm}} | {{t\|934\|y9a64z-g96p}} | {{t\|1,036\|y9a64z-3zls}} | {{t\|1,970\|y9a64z-uvpi}} | {{t\|1,026\|y9a64z-e45j}} | {{t\|1,048\|y9a64z-0940}} | {{t\|2,074\|y9a64z-gr3o}} | {{t\|(30)\|y9a64z-n6x1}} | {{t\|148\|y9a64z-twd2}} | {{t\|117\|y9a64z-rh6r}} | {{t\|81\|y9a64z-yqbh}} | {{t\|111\|y9a64z-z7t4}} | {{t\|192\|y9a64z-jb70}} | {{t\|993\|y9a64z-7ui1}} | {{t\|1,303\|y9a64z-357k}} | {{t\|2,296\|y9a64z-p8mh}} | {{t\|1,115\|y9a64z-qwpv}} | {{t\|1,171\|y9a64z-mgqa}} | {{t\|2,286\|y9a64z-e7ft}} |
| Non-controlling interest — Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|90\|y9a64z-c1h9}} | {{t\|120\|y9a64z-l331}} | {{t\|209\|y9a64z-iuxl}} | {{t\|8\|y9a64z-9kl9}} | {{t\|11\|y9a64z-xw4n}} | {{t\|20\|y9a64z-oi7n}} | {{t\|934\|y9a64z-xey8}} | {{t\|1,036\|y9a64z-pm7a}} | {{t\|1,970\|y9a64z-rk41}} | {{t\|1,026\|y9a64z-mxml}} | {{t\|1,048\|y9a64z-b9f9}} | {{t\|2,074\|y9a64z-8glb}} | {{t\|(30)\|y9a64z-5ul2}} | {{t\|148\|y9a64z-w4kj}} | {{t\|117\|y9a64z-4izy}} | {{t\|81\|y9a64z-cx70}} | {{t\|111\|y9a64z-k2es}} | {{t\|192\|y9a64z-iboo}} | {{t\|993\|y9a64z-2tz2}} | {{t\|1,303\|y9a64z-4i3v}} | {{t\|2,296\|y9a64z-1awm}} | {{t\|1,115\|y9a64z-gjqr}} | {{t\|1,171\|y9a64z-mp2k}} | {{t\|2,286\|y9a64z-fedk}} |
| Additional information: — Gross management result | — | — | — | — | — | — | {{t\|881\|y9a64z-7ovv}} | {{t\|994\|y9a64z-jirn}} | {{t\|1,875\|y9a64z-t50w}} | {{t\|968\|y9a64z-ad1v}} | {{t\|992\|y9a64z-7q68}} | {{t\|1,960\|y9a64z-88zp}} | — | — | — | — | — | — | — | — | — | — | — | — |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Loss ratio | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|106.6%\|y9a64z-3hid}} | {{t\|84.0%\|y9a64z-3m10}} | {{t\|95.1%\|y9a64z-ho00}} | {{t\|94.2%\|y9a64z-49i3}} | {{t\|91.3%\|y9a64z-02qd}} | {{t\|92.8%\|y9a64z-khf1}} | — | — | — | — | — | — |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Expense ratio | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|0.1%\|y9a64z-oyoc}} | {{t\|0.1%\|y9a64z-6k0n}} | {{t\|0.1%\|y9a64z-7ql1}} | {{t\|0.1%\|y9a64z-n2ym}} | {{t\|0.1%\|y9a64z-20rg}} | {{t\|0.1%\|y9a64z-tc5x}} | — | — | — | — | — | — |
| **Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Combined ratio** | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|106.7%\|y9a64z-olnz}} | {{t\|84.2%\|y9a64z-dyck}} | {{t\|95.2%\|y9a64z-852x}} | {{t\|94.3%\|y9a64z-byr8}} | {{t\|91.4%\|y9a64z-si15}} | {{t\|92.8%\|y9a64z-gz04}} | — | — | — | — | — | — |
**Farmers life insurance service result build-up. (Farmers Life)**
| In USD million | 2023 H1 | 2023 H2 | 2023 FY-23 | 2024 H1 | 2024 H2 | 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- |
| CSM amortization | {{t\|91\|y9a64z-a2w5}} | {{t\|(3)\|y9a64z-498s}} | {{t\|89\|y9a64z-6q14}} | {{t\|31\|y9a64z-2r0g}} | {{t\|34\|y9a64z-8x7r}} | {{t\|65\|y9a64z-uqpd}} |
| Release of risk adjustment | {{t\|21\|y9a64z-arfx}} | {{t\|5\|y9a64z-9ub8}} | {{t\|26\|y9a64z-jp0x}} | {{t\|(0)\|y9a64z-da7c}} | {{t\|(0)\|y9a64z-6wj9}} | {{t\|(0)\|y9a64z-wsrw}} |
| Insurance margin | {{t\|112\|y9a64z-58h6}} | {{t\|2\|y9a64z-6emn}} | {{t\|114\|y9a64z-n56q}} | {{t\|30\|y9a64z-1dhx}} | {{t\|34\|y9a64z-mt1o}} | {{t\|65\|y9a64z-kso0}} |
| Onerous contracts | {{t\|(15)\|y9a64z-am71}} | {{t\|30\|y9a64z-w3q0}} | {{t\|15\|y9a64z-gsjj}} | {{t\|1\|y9a64z-brbq}} | {{t\|1\|y9a64z-h8tc}} | {{t\|1\|y9a64z-gg7b}} |
| Experience adjustments | {{t\|3\|y9a64z-tp6t}} | {{t\|26\|y9a64z-86eg}} | {{t\|29\|y9a64z-vf7e}} | {{t\|2\|y9a64z-nk2i}} | {{t\|1\|y9a64z-4vcn}} | {{t\|2\|y9a64z-q3ua}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|100\|y9a64z-hk6m}} | {{t\|58\|y9a64z-oam1}} | {{t\|158\|y9a64z-pwmu}} | {{t\|33\|y9a64z-tkeq}} | {{t\|36\|y9a64z-mjjq}} | {{t\|69\|y9a64z-9oll}} |
(7) Includes eliminations." |
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| id | "y9a64z-c11" |
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| chunk | 11 |
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| pages | |
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| heading | "Group Functions and Ops" |
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| tags | |
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| links | |
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| data_items | |
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| effective_tags | |
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| content | "**Business operating profit build-up by group function.**
| In USD million | 2023 H1 | 2023 H2 | 2023 FY-23 | 2024 H1 | 2024 H2 | 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- |
| Business {{t\|operating profit\|\|Underlying earnings}}: — Holding and Financing | {{t\|(271)\|y9a64z-m8r4}} | {{t\|(216)\|y9a64z-gyo9}} | {{t\|(486)\|y9a64z-2hnn}} | {{t\|(210)\|y9a64z-uoj0}} | {{t\|(285)\|y9a64z-nyos}} | {{t\|(496)\|y9a64z-2g4o}} |
| Business {{t\|operating profit\|\|Underlying earnings}}: — Headquarters | {{t\|(147)\|y9a64z-2tbt}} | {{t\|(167)\|y9a64z-ukh4}} | {{t\|(314)\|y9a64z-wf3y}} | {{t\|(144)\|y9a64z-xivu}} | {{t\|(211)\|y9a64z-bfmp}} | {{t\|(354)\|y9a64z-ipmj}} |
| Business {{t\|operating profit\|\|Underlying earnings}}: — Zurich Global Ventures (8) | {{t\|(14)\|y9a64z-7qrq}} | {{t\|(15)\|y9a64z-ongu}} | {{t\|(29)\|y9a64z-cd3e}} | {{t\|(4)\|y9a64z-0w4q}} | {{t\|(16)\|y9a64z-clwt}} | {{t\|(20)\|y9a64z-fqxc}} |
| Business {{t\|operating profit\|\|Underlying earnings}}: — Total business {{t\|operating profit\|\|Underlying earnings}} | {{t\|(432)\|y9a64z-q99p}} | {{t\|(398)\|y9a64z-qrya}} | {{t\|(830)\|y9a64z-fef2}} | {{t\|(358)\|y9a64z-20ks}} | {{t\|(512)\|y9a64z-14yz}} | {{t\|(870)\|y9a64z-2ogs}} |
(8) Includes only central initiatives." |
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| id | "y9a64z-c12" |
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| chunk | 12 |
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| pages | |
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| heading | "Investment Result and Yield" |
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| tags | |
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| links | | "Net investment income" |
| "Property & casualty" |
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| data_items | |
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| effective_tags | | "Net investment income" |
| "Property & casualty" |
|
|---|
| content | "**Group investments net investment result build-up by asset class.**
| In USD million | {{t\|Net investment income\|\|Net investment income}} 2023 H1 | {{t\|Net investment income\|\|Net investment income}} 2023 H2 | {{t\|Net investment income\|\|Net investment income}} 2023 FY-23 | {{t\|Net investment income\|\|Net investment income}} 2024 H1 | {{t\|Net investment income\|\|Net investment income}} 2024 H2 | {{t\|Net investment income\|\|Net investment income}} 2024 FY-24 | Net capital gains/(losses)1 (12) 2023 H1 | Net capital gains/(losses)1 2023 H2 | Net capital gains/(losses)1 2023 FY-23 | Net capital gains/(losses)1 2024 H1 | Net capital gains/(losses)1 2024 H2 | Net capital gains/(losses)1 2024 FY-24 | {{t\|Net investment result\|\|Net investment income}} 2023 H1 | {{t\|Net investment result\|\|Net investment income}} 2023 H2 | {{t\|Net investment result\|\|Net investment income}} 2023 FY-23 | {{t\|Net investment result\|\|Net investment income}} 2024 H1 | {{t\|Net investment result\|\|Net investment income}} 2024 H2 | {{t\|Net investment result\|\|Net investment income}} 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Group investments — Investment-related cash | {{t\|18\|y9a64z-jdt4}} | {{t\|23\|y9a64z-4m8q}} | {{t\|41\|y9a64z-okuf}} | {{t\|25\|y9a64z-sk5o}} | {{t\|24\|y9a64z-slg5}} | {{t\|49\|y9a64z-sq7e}} | – | – | – | – | – | – | {{t\|18\|y9a64z-w451}} | {{t\|23\|y9a64z-2xiy}} | {{t\|41\|y9a64z-b6hj}} | {{t\|25\|y9a64z-bu2f}} | {{t\|24\|y9a64z-fnjm}} | {{t\|49\|y9a64z-yxdm}} |
| Group investments — Equity securities | {{t\|195\|y9a64z-b1yi}} | {{t\|195\|y9a64z-c7qz}} | {{t\|390\|y9a64z-gbwg}} | {{t\|211\|y9a64z-gc2w}} | {{t\|203\|y9a64z-pyok}} | {{t\|414\|y9a64z-h8pi}} | {{t\|745\|y9a64z-e5vi}} | {{t\|259\|y9a64z-z9ce}} | {{t\|1,004\|y9a64z-cdq6}} | {{t\|1,102\|y9a64z-0j23}} | {{t\|383\|y9a64z-nar9}} | {{t\|1,485\|y9a64z-5zc9}} | {{t\|940\|y9a64z-hxj6}} | {{t\|453\|y9a64z-2ruu}} | {{t\|1,393\|y9a64z-x4ua}} | {{t\|1,313\|y9a64z-s53v}} | {{t\|586\|y9a64z-xisn}} | {{t\|1,899\|y9a64z-bw4g}} |
| Group investments — Debt securities | {{t\|2,153\|y9a64z-dbre}} | {{t\|2,161\|y9a64z-j4ok}} | {{t\|4,314\|y9a64z-lii6}} | {{t\|2,303\|y9a64z-zp0b}} | {{t\|2,296\|y9a64z-pc3c}} | {{t\|4,599\|y9a64z-62b8}} | {{t\|(617)\|y9a64z-iuud}} | {{t\|(385)\|y9a64z-g2y8}} | {{t\|(1,002)\|y9a64z-khz1}} | {{t\|(324)\|y9a64z-y90u}} | {{t\|(121)\|y9a64z-nxf0}} | {{t\|(444)\|y9a64z-vkh8}} | {{t\|1,536\|y9a64z-pps3}} | {{t\|1,776\|y9a64z-qlc8}} | {{t\|3,312\|y9a64z-f8mc}} | {{t\|1,979\|y9a64z-x2jx}} | {{t\|2,175\|y9a64z-3mbg}} | {{t\|4,155\|y9a64z-3pxh}} |
| Group investments — Investment property | {{t\|256\|y9a64z-o79z}} | {{t\|240\|y9a64z-i158}} | {{t\|497\|y9a64z-32p7}} | {{t\|246\|y9a64z-75km}} | {{t\|225\|y9a64z-3b4u}} | {{t\|471\|y9a64z-db1e}} | {{t\|(224)\|y9a64z-2crv}} | {{t\|(450)\|y9a64z-6g8t}} | {{t\|(674)\|y9a64z-ui4h}} | {{t\|(91)\|y9a64z-fqx1}} | {{t\|160\|y9a64z-84ur}} | {{t\|69\|y9a64z-h3gm}} | {{t\|32\|y9a64z-560q}} | {{t\|(210)\|y9a64z-rc3b}} | {{t\|(177)\|y9a64z-xghj}} | {{t\|155\|y9a64z-42rs}} | {{t\|385\|y9a64z-hwj1}} | {{t\|540\|y9a64z-c9zw}} |
| Group investments — Mortgage loans | {{t\|52\|y9a64z-qdzy}} | {{t\|48\|y9a64z-880q}} | {{t\|100\|y9a64z-nx4l}} | {{t\|47\|y9a64z-0ig8}} | {{t\|45\|y9a64z-ksle}} | {{t\|92\|y9a64z-jo0w}} | {{t\|(2)\|y9a64z-gh7m}} | {{t\|0\|y9a64z-6f8h}} | {{t\|(2)\|y9a64z-hw2r}} | {{t\|(0)\|y9a64z-z5z0}} | {{t\|(2)\|y9a64z-r8wc}} | {{t\|(2)\|y9a64z-4m6z}} | {{t\|50\|y9a64z-3hv6}} | {{t\|48\|y9a64z-pf21}} | {{t\|98\|y9a64z-ytgm}} | {{t\|46\|y9a64z-rye9}} | {{t\|43\|y9a64z-6grr}} | {{t\|90\|y9a64z-zpwi}} |
| Group investments — Other financial assets | {{t\|120\|y9a64z-67q5}} | {{t\|129\|y9a64z-7iyc}} | {{t\|250\|y9a64z-o272}} | {{t\|119\|y9a64z-cjjx}} | {{t\|161\|y9a64z-2n1j}} | {{t\|280\|y9a64z-m5mc}} | {{t\|2\|y9a64z-v624}} | {{t\|(101)\|y9a64z-uuf9}} | {{t\|(98)\|y9a64z-fiua}} | {{t\|(1)\|y9a64z-bivi}} | {{t\|62\|y9a64z-3fza}} | {{t\|61\|y9a64z-si2k}} | {{t\|123\|y9a64z-2x5r}} | {{t\|28\|y9a64z-oabe}} | {{t\|151\|y9a64z-e36r}} | {{t\|119\|y9a64z-0nqh}} | {{t\|223\|y9a64z-9jso}} | {{t\|341\|y9a64z-wfkf}} |
| Group investments — Investments in associates and joint ventures | {{t\|0\|y9a64z-7r5u}} | {{t\|1\|y9a64z-ilv4}} | {{t\|2\|y9a64z-r2mc}} | {{t\|1\|y9a64z-zgun}} | {{t\|(5)\|y9a64z-rsdh}} | {{t\|(3)\|y9a64z-fcnx}} | {{t\|(0)\|y9a64z-rpz6}} | {{t\|(10)\|y9a64z-wbd7}} | {{t\|(10)\|y9a64z-27e3}} | – | {{t\|0\|y9a64z-du25}} | {{t\|0\|y9a64z-7woi}} | {{t\|0\|y9a64z-3uoa}} | {{t\|(9)\|y9a64z-hqlc}} | {{t\|(9)\|y9a64z-ljno}} | {{t\|1\|y9a64z-cljx}} | {{t\|(5)\|y9a64z-ixsr}} | {{t\|(3)\|y9a64z-es5c}} |
| Group investments — Derivative financial instruments | – | – | – | {{t\|(1)\|y9a64z-bovh}} | {{t\|10\|y9a64z-tqh0}} | {{t\|9\|y9a64z-55fz}} | {{t\|9\|y9a64z-bc5f}} | {{t\|178\|y9a64z-zqio}} | {{t\|186\|y9a64z-fbae}} | {{t\|(51)\|y9a64z-ex3l}} | {{t\|119\|y9a64z-jatv}} | {{t\|68\|y9a64z-dj4b}} | {{t\|9\|y9a64z-x9d3}} | {{t\|178\|y9a64z-hi3i}} | {{t\|186\|y9a64z-y5pz}} | {{t\|(52)\|y9a64z-ikib}} | {{t\|130\|y9a64z-bucn}} | {{t\|77\|y9a64z-jvol}} |
| Group investments — {{t\|Investment result\|\|Net investment income}}, gross, for Group investments | {{t\|2,795\|y9a64z-s693}} | {{t\|2,798\|y9a64z-7q3l}} | {{t\|5,593\|y9a64z-hdf3}} | {{t\|2,951\|y9a64z-cckn}} | {{t\|2,960\|y9a64z-9qwv}} | {{t\|5,911\|y9a64z-f4ck}} | {{t\|(87)\|y9a64z-jxpk}} | {{t\|(510)\|y9a64z-tal6}} | {{t\|(597)\|y9a64z-fria}} | {{t\|635\|y9a64z-kw83}} | {{t\|601\|y9a64z-ao23}} | {{t\|1,237\|y9a64z-l13j}} | {{t\|2,708\|y9a64z-yob1}} | {{t\|2,289\|y9a64z-imux}} | {{t\|4,996\|y9a64z-n0tb}} | {{t\|3,586\|y9a64z-6x50}} | {{t\|3,562\|y9a64z-wui9}} | {{t\|7,148\|y9a64z-92o3}} |
| Group investments — Investment expenses for Group investments | {{t\|(98)\|y9a64z-kgjk}} | {{t\|(113)\|y9a64z-57gf}} | {{t\|(211)\|y9a64z-2blv}} | {{t\|(89)\|y9a64z-9nqn}} | {{t\|(92)\|y9a64z-2180}} | {{t\|(181)\|y9a64z-o2ki}} | – | – | – | – | – | – | {{t\|(98)\|y9a64z-t3ic}} | {{t\|(113)\|y9a64z-gy4t}} | {{t\|(211)\|y9a64z-siwc}} | {{t\|(89)\|y9a64z-rvwj}} | {{t\|(92)\|y9a64z-c90g}} | {{t\|(181)\|y9a64z-l5ki}} |
| Group investments — Foreign Currency gains and losses | – | – | – | – | – | – | {{t\|(41)\|y9a64z-80nu}} | {{t\|(58)\|y9a64z-92wj}} | {{t\|(99)\|y9a64z-ebd0}} | {{t\|(112)\|y9a64z-ly2u}} | {{t\|(40)\|y9a64z-r852}} | {{t\|(153)\|y9a64z-yjl8}} | {{t\|(41)\|y9a64z-515h}} | {{t\|(58)\|y9a64z-hy1f}} | {{t\|(99)\|y9a64z-eg8b}} | {{t\|(112)\|y9a64z-q4ll}} | {{t\|(40)\|y9a64z-h9l5}} | {{t\|(153)\|y9a64z-aaq2}} |
| Group investments — {{t\|Investment result\|\|Net investment income}}, net, for Group investments | {{t\|2,698\|y9a64z-xbkn}} | {{t\|2,685\|y9a64z-yhmo}} | {{t\|5,382\|y9a64z-nzo2}} | {{t\|2,862\|y9a64z-ioq8}} | {{t\|2,868\|y9a64z-07q2}} | {{t\|5,730\|y9a64z-zfi0}} | {{t\|(128)\|y9a64z-04qg}} | {{t\|(567)\|y9a64z-bl25}} | {{t\|(696)\|y9a64z-qs1j}} | {{t\|523\|y9a64z-q6mr}} | {{t\|561\|y9a64z-m20r}} | {{t\|1,084\|y9a64z-u8je}} | {{t\|2,569\|y9a64z-l8mp}} | {{t\|2,117\|y9a64z-t9zs}} | {{t\|4,687\|y9a64z-tada}} | {{t\|3,385\|y9a64z-bitg}} | {{t\|3,429\|y9a64z-ok76}} | {{t\|6,814\|y9a64z-dgvq}} |
| Group investments — {{t\|Investment result\|\|Net investment income}}, net, for unit-linked contracts | {{t\|691\|y9a64z-2kun}} | {{t\|515\|y9a64z-g7dx}} | {{t\|1,207\|y9a64z-pbte}} | {{t\|660\|y9a64z-vpwr}} | {{t\|665\|y9a64z-bg63}} | {{t\|1,325\|y9a64z-jrgh}} | {{t\|6,464\|y9a64z-do55}} | {{t\|6,520\|y9a64z-1krf}} | {{t\|12,984\|y9a64z-q2u5}} | {{t\|9,058\|y9a64z-fxac}} | {{t\|6,001\|y9a64z-ftdn}} | {{t\|15,059\|y9a64z-3ink}} | {{t\|7,156\|y9a64z-yas6}} | {{t\|7,035\|y9a64z-j6zm}} | {{t\|14,191\|y9a64z-ckbi}} | {{t\|9,718\|y9a64z-y2qy}} | {{t\|6,666\|y9a64z-w6w5}} | {{t\|16,384\|y9a64z-hft0}} |
| Group investments — {{t\|Investment result\|\|Net investment income}}, net, for total investments | {{t\|3,389\|y9a64z-o6al}} | {{t\|3,200\|y9a64z-jt53}} | {{t\|6,589\|y9a64z-9ha4}} | {{t\|3,522\|y9a64z-fk5d}} | {{t\|3,533\|y9a64z-w55b}} | {{t\|7,055\|y9a64z-rooo}} | {{t\|6,336\|y9a64z-80ja}} | {{t\|5,953\|y9a64z-77ak}} | {{t\|12,288\|y9a64z-xb3t}} | {{t\|9,581\|y9a64z-olrq}} | {{t\|6,562\|y9a64z-kt3h}} | {{t\|16,143\|y9a64z-5bf5}} | {{t\|9,725\|y9a64z-d8oq}} | {{t\|9,153\|y9a64z-c1e3}} | {{t\|18,877\|y9a64z-2q0l}} | {{t\|13,103\|y9a64z-fjr1}} | {{t\|10,095\|y9a64z-1vkv}} | {{t\|23,198\|y9a64z-wz70}} |
**Investment yields by business unit.**
| In USD million | {{t\|Property & Casualty\|\|Property & casualty}} 2023 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2023 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2023 FY-23 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 FY-24 | Life 2023 H1 | Life 2023 H2 | Life 2023 FY-23 | Life 2024 H1 | Life 2024 H2 | Life 2024 FY-24 | Group 2023 H1 | Group 2023 H2 | Group 2023 FY-23 | Group 2024 H1 | Group 2024 H2 | Group 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Book yield of debt securities (approximated) (9) | {{t\|3.1%\|y9a64z-zfja}} | {{t\|3.3%\|y9a64z-bleu}} | {{t\|3.2%\|y9a64z-tq62}} | {{t\|3.5%\|y9a64z-oxcp}} | {{t\|3.7%\|y9a64z-h9cz}} | {{t\|3.6%\|y9a64z-q93k}} | {{t\|2.8%\|y9a64z-sxjj}} | {{t\|2.9%\|y9a64z-2ej8}} | {{t\|2.8%\|y9a64z-40sx}} | {{t\|2.9%\|y9a64z-eape}} | {{t\|3.0%\|y9a64z-rftd}} | {{t\|3.0%\|y9a64z-nm66}} | {{t\|2.9%\|y9a64z-o6ug}} | {{t\|3.1%\|y9a64z-c88t}} | {{t\|3.0%\|y9a64z-wqa7}} | {{t\|3.2%\|y9a64z-s165}} | {{t\|3.3%\|y9a64z-vu6f}} | {{t\|3.3%\|y9a64z-c6kx}} |
| Reinvestment yield of debt securities (approximated) (10) | {{t\|4.9%\|y9a64z-pero}} | {{t\|5.0%\|y9a64z-gixs}} | {{t\|5.0%\|y9a64z-pjw6}} | {{t\|5.0%\|y9a64z-0wm5}} | {{t\|5.0%\|y9a64z-hnkt}} | {{t\|5.0%\|y9a64z-m8xa}} | {{t\|4.2%\|y9a64z-mohh}} | {{t\|4.2%\|y9a64z-rcfi}} | {{t\|4.2%\|y9a64z-10bw}} | {{t\|4.1%\|y9a64z-qax7}} | {{t\|3.8%\|y9a64z-n2c1}} | {{t\|4.0%\|y9a64z-rlz6}} | {{t\|4.6%\|y9a64z-wxd2}} | {{t\|4.8%\|y9a64z-poeh}} | {{t\|4.7%\|y9a64z-6ten}} | {{t\|4.6%\|y9a64z-lmrs}} | {{t\|4.5%\|y9a64z-lzss}} | {{t\|4.6%\|y9a64z-0wuy}} |
| Investment income yield of total Group investments, net of investment expenses (11) | {{t\|1.7%\|y9a64z-wzyk}} | {{t\|1.8%\|y9a64z-fuof}} | {{t\|3.5%\|y9a64z-7erv}} | {{t\|1.9%\|y9a64z-b2am}} | {{t\|1.9%\|y9a64z-2fxg}} | {{t\|3.8%\|y9a64z-u3oj}} | {{t\|2.2%\|y9a64z-rv6s}} | {{t\|2.3%\|y9a64z-guwo}} | {{t\|4.6%\|y9a64z-tefr}} | {{t\|1.8%\|y9a64z-zg6a}} | {{t\|1.7%\|y9a64z-is81}} | {{t\|3.6%\|y9a64z-rcie}} | {{t\|1.9%\|y9a64z-qa4s}} | {{t\|1.9%\|y9a64z-1yf7}} | {{t\|3.9%\|y9a64z-49zl}} | {{t\|1.8%\|y9a64z-drtt}} | {{t\|1.8%\|y9a64z-4pci}} | {{t\|3.7%\|y9a64z-6iyw}} |
(12) Book yield calculated as weighted-average portfolio yield of debt securities during the period on an annual basis.
(9) Includes change of ECL allowance.
(10) Reinvestment yield calculated as a weighted-average trade yield of purchased debt securities with maturity > 90 days during the period, on an annual basis.
(11) Investment income yield calculated based on average Group Investments (accounting view). In 2024, the decrease mainly related to the reversal of the amounts previously held for sale regarding the legacy traditional life insurance book of Zurich Deutscher Herold Lebensversicherung Aktiengesellschaft." |
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| id | "y9a64z-c13" |
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| chunk | 13 |
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| pages | |
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| heading | "Investments" |
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| tags | |
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| content | "**Total investments breakdown by asset class.**
| % | 2023 H1 | 2023 H2 | 2024 H1 | 2024 H2 |
| --- | --- | --- | --- | --- |
| Total investments (USD billions) | {{t\|170\|y9a64z-s3vh}} | {{t\|171\|y9a64z-3a1g}} | {{t\|165\|y9a64z-1kpc}} | {{t\|161\|y9a64z-vv7x}} |
| Government and Government Guaranteed | {{t\|32.6%\|y9a64z-37gf}} | {{t\|33.5%\|y9a64z-f5z4}} | {{t\|32.8%\|y9a64z-9pvg}} | {{t\|34.0%\|y9a64z-5jwm}} |
| Credit, Private Debt | {{t\|44.0%\|y9a64z-vlk8}} | {{t\|43.1%\|y9a64z-m56l}} | {{t\|43.3%\|y9a64z-k96u}} | {{t\|42.6%\|y9a64z-u8fs}} |
| Mortgages | {{t\|2.7%\|y9a64z-tnmp}} | {{t\|2.7%\|y9a64z-8lhx}} | {{t\|2.6%\|y9a64z-pqz2}} | {{t\|2.5%\|y9a64z-nq3j}} |
| Real estate | {{t\|9.4%\|y9a64z-s0nd}} | {{t\|9.0%\|y9a64z-6xth}} | {{t\|8.8%\|y9a64z-chyn}} | {{t\|8.0%\|y9a64z-3oq6}} |
| Equities | {{t\|4.0%\|y9a64z-5cac}} | {{t\|3.9%\|y9a64z-n8o5}} | {{t\|4.5%\|y9a64z-e81h}} | {{t\|4.3%\|y9a64z-hohv}} |
| Hedge Funds, Private Equity | {{t\|2.3%\|y9a64z-3oum}} | {{t\|2.3%\|y9a64z-ftjm}} | {{t\|2.5%\|y9a64z-rmx5}} | {{t\|2.6%\|y9a64z-ew0s}} |
| Cash | {{t\|5.1%\|y9a64z-rjyx}} | {{t\|5.6%\|y9a64z-7jmk}} | {{t\|5.3%\|y9a64z-5l5p}} | {{t\|6.0%\|y9a64z-t4xq}} |
**Rating of fixed income securities breakdown by rating.**
| % | 2023 H1 | 2023 H2 | 2024 H1 | 2024 H2 |
| --- | --- | --- | --- | --- |
| Rating of Fixed Income Securities2 (USD billions) (13) | {{t\|130\|y9a64z-30fe}} | {{t\|131\|y9a64z-91yz}} | {{t\|125\|y9a64z-0d13}} | {{t\|123\|y9a64z-dv76}} |
| - AAA | {{t\|21.6%\|y9a64z-gq8n}} | {{t\|21.7%\|y9a64z-fe6b}} | {{t\|21.4%\|y9a64z-3ye0}} | {{t\|21.2%\|y9a64z-et4z}} |
| - AA | {{t\|29.1%\|y9a64z-5oei}} | {{t\|30.1%\|y9a64z-8z2e}} | {{t\|29.9%\|y9a64z-a1xj}} | {{t\|31.5%\|y9a64z-136d}} |
| - A | {{t\|17.7%\|y9a64z-uc1q}} | {{t\|17.8%\|y9a64z-c1gq}} | {{t\|19.1%\|y9a64z-wyiw}} | {{t\|18.2%\|y9a64z-td4o}} |
| - BBB | {{t\|25.7%\|y9a64z-j1n2}} | {{t\|24.9%\|y9a64z-si7a}} | {{t\|24.1%\|y9a64z-2nu8}} | {{t\|23.5%\|y9a64z-txcb}} |
| - Non-investment grade | {{t\|5.9%\|y9a64z-qw2e}} | {{t\|5.5%\|y9a64z-tbea}} | {{t\|5.5%\|y9a64z-x68c}} | {{t\|5.6%\|y9a64z-phf0}} |
| - Unrated | {{t\|0.0%\|y9a64z-de4n}} | {{t\|0.0%\|y9a64z-xknl}} | {{t\|0.0%\|y9a64z-9x8f}} | {{t\|0.0%\|y9a64z-72a2}} |
**Rating of government and government guaranteed securities breakdown by rating.**
| % | 2023 H1 | 2023 H2 | 2024 H1 | 2024 H2 |
| --- | --- | --- | --- | --- |
| Rating of Government & Government Guaranteed Securities (USD billions) | {{t\|55\|y9a64z-ed1n}} | {{t\|57\|y9a64z-9vti}} | {{t\|54\|y9a64z-hu5q}} | {{t\|55\|y9a64z-ypwi}} |
| - AAA | {{t\|26.7%\|y9a64z-v9gi}} | {{t\|27.5%\|y9a64z-2a79}} | {{t\|27.3%\|y9a64z-iawx}} | {{t\|26.6%\|y9a64z-295g}} |
| - AA | {{t\|49.7%\|y9a64z-co6m}} | {{t\|49.9%\|y9a64z-fkq7}} | {{t\|49.6%\|y9a64z-04dz}} | {{t\|51.1%\|y9a64z-3dob}} |
| - A | {{t\|4.4%\|y9a64z-zy8n}} | {{t\|4.1%\|y9a64z-0x1y}} | {{t\|5.2%\|y9a64z-53ku}} | {{t\|4.4%\|y9a64z-tx3d}} |
| - BBB | {{t\|15.6%\|y9a64z-ey7c}} | {{t\|15.2%\|y9a64z-3dpg}} | {{t\|14.5%\|y9a64z-jzkp}} | {{t\|14.9%\|y9a64z-2wrs}} |
| - Non-investment grade | {{t\|3.6%\|y9a64z-ht7p}} | {{t\|3.3%\|y9a64z-mhyu}} | {{t\|3.5%\|y9a64z-l9pb}} | {{t\|3.0%\|y9a64z-rs36}} |
| - Unrated | {{t\|0.0%\|y9a64z-plpf}} | {{t\|0.0%\|y9a64z-3g4d}} | {{t\|0.0%\|y9a64z-54bc}} | {{t\|0.0%\|y9a64z-9vmg}} |
**Rating of credit and private debt securities breakdown by rating.**
| % | 2023 H1 | 2023 H2 | 2024 H1 | 2024 H2 |
| --- | --- | --- | --- | --- |
| Rating of Credit, Private Debt Securities (USD billions) | {{t\|75\|y9a64z-cow0}} | {{t\|74\|y9a64z-2ngv}} | {{t\|71\|y9a64z-yyj2}} | {{t\|68\|y9a64z-busw}} |
| - AAA | {{t\|17.9%\|y9a64z-1jyz}} | {{t\|17.1%\|y9a64z-nlsr}} | {{t\|16.9%\|y9a64z-01nv}} | {{t\|16.9%\|y9a64z-gft0}} |
| - AA | {{t\|13.8%\|y9a64z-ptrz}} | {{t\|14.8%\|y9a64z-9i2r}} | {{t\|15.0%\|y9a64z-rn18}} | {{t\|15.9%\|y9a64z-naxz}} |
| - A | {{t\|27.6%\|y9a64z-j9yo}} | {{t\|28.4%\|y9a64z-65oh}} | {{t\|29.6%\|y9a64z-5t2v}} | {{t\|29.2%\|y9a64z-zz30}} |
| - BBB | {{t\|33.1%\|y9a64z-ugc7}} | {{t\|32.5%\|y9a64z-0x3b}} | {{t\|31.5%\|y9a64z-83qm}} | {{t\|30.4%\|y9a64z-eic0}} |
| - Non-investment grade | {{t\|7.6%\|y9a64z-xt6f}} | {{t\|7.2%\|y9a64z-advb}} | {{t\|7.0%\|y9a64z-ab5n}} | {{t\|7.6%\|y9a64z-inwn}} |
| - Unrated | {{t\|0.0%\|y9a64z-4kzg}} | {{t\|0.0%\|y9a64z-jmq5}} | {{t\|0.0%\|y9a64z-bwy8}} | {{t\|0.0%\|y9a64z-9vmw}} |
**Government and government guaranteed investments breakdown by country.**
| % | 2023 H1 | 2023 H2 | 2024 H1 | 2024 H2 |
| --- | --- | --- | --- | --- |
| Government and Government Guaranteed (USD billions) | {{t\|55\|y9a64z-h56q}} | {{t\|57\|y9a64z-9mtr}} | {{t\|54\|y9a64z-tgt0}} | {{t\|55\|y9a64z-dn43}} |
| - USA | {{t\|24.1%\|y9a64z-obzm}} | {{t\|24.3%\|y9a64z-n326}} | {{t\|24.4%\|y9a64z-tw0u}} | {{t\|24.6%\|y9a64z-p98s}} |
| - Italy | {{t\|6.9%\|y9a64z-0k7e}} | {{t\|6.0%\|y9a64z-4gsp}} | {{t\|6.2%\|y9a64z-l2w1}} | {{t\|6.0%\|y9a64z-vamh}} |
| - Germany | {{t\|10.2%\|y9a64z-vtev}} | {{t\|9.7%\|y9a64z-19jt}} | {{t\|9.3%\|y9a64z-i1e5}} | {{t\|8.6%\|y9a64z-buzr}} |
| - Spain | {{t\|8.1%\|y9a64z-0034}} | {{t\|8.3%\|y9a64z-fbuf}} | {{t\|8.5%\|y9a64z-0nau}} | {{t\|8.4%\|y9a64z-kzhl}} |
| - France | {{t\|9.7%\|y9a64z-us0x}} | {{t\|9.9%\|y9a64z-bp6s}} | {{t\|8.7%\|y9a64z-9olb}} | {{t\|9.0%\|y9a64z-lb2h}} |
| - Switzerland | {{t\|6.8%\|y9a64z-o5tb}} | {{t\|7.6%\|y9a64z-r5ju}} | {{t\|6.8%\|y9a64z-icin}} | {{t\|7.2%\|y9a64z-ksbh}} |
| - UK | {{t\|6.0%\|y9a64z-0ruv}} | {{t\|6.0%\|y9a64z-i3bi}} | {{t\|5.9%\|y9a64z-vf7b}} | {{t\|5.4%\|y9a64z-xs3p}} |
| - Other | {{t\|28.3%\|y9a64z-019i}} | {{t\|28.3%\|y9a64z-r4qp}} | {{t\|30.2%\|y9a64z-67ig}} | {{t\|30.7%\|y9a64z-50mt}} |
**Credit and private debt breakdown by type.**
| % | 2023 H1 | 2023 H2 | 2024 H1 | 2024 H2 |
| --- | --- | --- | --- | --- |
| Credit and Private Debt (USD billions) | {{t\|75\|y9a64z-7iz8}} | {{t\|74\|y9a64z-w3q3}} | {{t\|71\|y9a64z-e6kv}} | {{t\|68\|y9a64z-f7wh}} |
| - Non-Financial Credit | {{t\|32.4%\|y9a64z-ddco}} | {{t\|32.9%\|y9a64z-auso}} | {{t\|32.5%\|y9a64z-x7hm}} | {{t\|31.7%\|y9a64z-fhs6}} |
| - Financial Credit | {{t\|24.2%\|y9a64z-8shz}} | {{t\|25.3%\|y9a64z-c3zk}} | {{t\|26.0%\|y9a64z-ugsq}} | {{t\|26.4%\|y9a64z-n9ft}} |
| - Municipals, Agencies, State Credit | {{t\|16.4%\|y9a64z-qwqz}} | {{t\|16.8%\|y9a64z-h5o3}} | {{t\|16.8%\|y9a64z-3f47}} | {{t\|17.1%\|y9a64z-mhuf}} |
| - Asset Backed Securities | {{t\|8.8%\|y9a64z-f7wk}} | {{t\|8.0%\|y9a64z-fwih}} | {{t\|8.4%\|y9a64z-rcvl}} | {{t\|8.2%\|y9a64z-f1pn}} |
| - Covered Bonds | {{t\|4.8%\|y9a64z-ichc}} | {{t\|5.4%\|y9a64z-weiq}} | {{t\|4.8%\|y9a64z-aoxq}} | {{t\|5.0%\|y9a64z-tc6u}} |
| - Other | {{t\|13.4%\|y9a64z-hjfj}} | {{t\|11.6%\|y9a64z-r8o0}} | {{t\|11.6%\|y9a64z-poxg}} | {{t\|11.7%\|y9a64z-hn8a}} |
**Non-financial credit breakdown by industry (20)(footnote: Market value of the investment portfolio (economic view).).**
| % | 2023 H1 | 2023 H2 | 2024 H1 | 2024 H2 |
| --- | --- | --- | --- | --- |
| Non-Financial Credit (USD billions) | {{t\|24\|y9a64z-aojf}} | {{t\|24\|y9a64z-i8t7}} | {{t\|23\|y9a64z-lkeo}} | {{t\|22\|y9a64z-irw2}} |
| - Transport & Utilities | {{t\|30.4%\|y9a64z-snz4}} | {{t\|29.7%\|y9a64z-8pe0}} | {{t\|28.2%\|y9a64z-iing}} | {{t\|27.3%\|y9a64z-6coo}} |
| - Manufacturing | {{t\|16.4%\|y9a64z-7a4m}} | {{t\|16.9%\|y9a64z-rrmj}} | {{t\|16.6%\|y9a64z-bbzv}} | {{t\|17.5%\|y9a64z-edl2}} |
| - Telecom | {{t\|14.4%\|y9a64z-5sgo}} | {{t\|14.4%\|y9a64z-6ior}} | {{t\|14.7%\|y9a64z-g2br}} | {{t\|15.0%\|y9a64z-jvha}} |
| - Retail and Consumer Business | {{t\|15.1%\|y9a64z-q0rz}} | {{t\|15.1%\|y9a64z-hs67}} | {{t\|16.0%\|y9a64z-wmkx}} | {{t\|16.1%\|y9a64z-44c3}} |
| - Chemicals & Pharmaceuticals | {{t\|10.0%\|y9a64z-zoez}} | {{t\|10.3%\|y9a64z-ejee}} | {{t\|10.8%\|y9a64z-ipbp}} | {{t\|10.7%\|y9a64z-wrjn}} |
| - Other | {{t\|13.7%\|y9a64z-6lzx}} | {{t\|13.7%\|y9a64z-1eah}} | {{t\|13.6%\|y9a64z-u3j8}} | {{t\|13.4%\|y9a64z-sorl}} |
(13) Includes government and government guaranteed, credit and private debt exposure.
(20) Market value of the investment portfolio (economic view)." |
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| id | "y9a64z-c14" |
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| chunk | 14 |
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| pages | |
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| heading | "RoE, EPS and BVPS" |
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| content | "**Core ROE calculation build-up.**
| In USD million | 2023 H1 | 2023 H2 | 2023 FY-23 | 2024 H1 | 2024 H2 | 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- |
| Core ROE calculation — BOP | {{t\|3,720\|y9a64z-0eya}} | {{t\|3,661\|y9a64z-oap5}} | {{t\|7,381\|y9a64z-rxa8}} | {{t\|3,988\|y9a64z-x7kr}} | {{t\|3,763\|y9a64z-2mig}} | {{t\|7,751\|y9a64z-zu7v}} |
| Core ROE calculation — Shareholders' effective tax rate (in %) | {{t\|24.4%\|y9a64z-xc0j}} | {{t\|25.7%\|y9a64z-9j30}} | {{t\|25.0%\|y9a64z-j51p}} | {{t\|26.0%\|y9a64z-poht}} | {{t\|24.1%\|y9a64z-lll3}} | {{t\|25.1%\|y9a64z-0bau}} |
| Core ROE calculation — BOP after tax | {{t\|2,813\|y9a64z-qvj7}} | {{t\|2,721\|y9a64z-rmzg}} | {{t\|5,540\|y9a64z-ebxl}} | {{t\|2,951\|y9a64z-yoms}} | {{t\|2,855\|y9a64z-pgtx}} | {{t\|5,804\|y9a64z-eog5}} |
| Core ROE calculation — NIAS | {{t\|2,492\|y9a64z-aoxx}} | {{t\|1,859\|y9a64z-wl72}} | {{t\|4,351\|y9a64z-xaeu}} | {{t\|3,026\|y9a64z-p11x}} | {{t\|2,788\|y9a64z-t4n4}} | {{t\|5,814\|y9a64z-3liw}} |
| Core ROE calculation — Average adjusted shareholders' equity (14) | {{t\|24,556\|y9a64z-nqlw}} | {{t\|23,515\|y9a64z-jv5m}} | {{t\|24,035\|y9a64z-7oil}} | {{t\|23,402\|y9a64z-2ahb}} | {{t\|23,688\|y9a64z-7z3a}} | {{t\|23,545\|y9a64z-oyye}} |
| Core ROE calculation — Core ROE (in %) (15) | {{t\|22.9%\|y9a64z-h3nh}} | {{t\|23.1%\|y9a64z-y613}} | {{t\|23.0%\|y9a64z-tszq}} | {{t\|25.2%\|y9a64z-8wcy}} | {{t\|24.1%\|y9a64z-ubx8}} | {{t\|24.6%\|y9a64z-dx08}} |
| Core ROE calculation — NIAS ROE (in %) (16) | {{t\|20.3%\|y9a64z-g2g3}} | {{t\|15.8%\|y9a64z-sajl}} | {{t\|18.1%\|y9a64z-dzup}} | {{t\|25.9%\|y9a64z-o5bd}} | {{t\|23.5%\|y9a64z-8048}} | {{t\|24.7%\|y9a64z-qvgr}} |
**Shares in issue build-up.**
| In USD million | 2023 H1 | 2023 H2 | 2023 FY-23 | 2024 H1 | 2024 H2 | 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- |
| Shares in issue — Common shares issued | {{t\|150\|y9a64z-ccof}} | {{t\|146\|y9a64z-wioz}} | {{t\|146\|y9a64z-239b}} | {{t\|146\|y9a64z-y8jx}} | {{t\|146\|y9a64z-8dl6}} | {{t\|146\|y9a64z-hkh0}} |
| Shares in issue — Treasury shares | {{t\|5\|y9a64z-7w5b}} | {{t\|2\|y9a64z-dt5b}} | {{t\|2\|y9a64z-j8w8}} | {{t\|2\|y9a64z-epp0}} | {{t\|4\|y9a64z-2ulc}} | {{t\|4\|y9a64z-pzpj}} |
| Shares in issue — Common shares outstanding | {{t\|145\|y9a64z-qc1q}} | {{t\|144\|y9a64z-y98r}} | {{t\|144\|y9a64z-q0u0}} | {{t\|144\|y9a64z-n2ix}} | {{t\|142\|y9a64z-wglm}} | {{t\|142\|y9a64z-x4wi}} |
| Shares in issue — Weighted average for basic EPS | {{t\|146\|y9a64z-yxz8}} | {{t\|144\|y9a64z-k0yn}} | {{t\|145\|y9a64z-wra6}} | {{t\|144\|y9a64z-vqsf}} | {{t\|143\|y9a64z-b6y5}} | {{t\|144\|y9a64z-x8hi}} |
| Shares in issue — Dilution impact | {{t\|1\|y9a64z-nwyq}} | {{t\|1\|y9a64z-plz0}} | {{t\|1\|y9a64z-37k1}} | {{t\|1\|y9a64z-t4pe}} | {{t\|1\|y9a64z-ojmm}} | {{t\|1\|y9a64z-fgrs}} |
| Shares in issue — Weighted average for diluted EPS | {{t\|147\|y9a64z-m5dc}} | {{t\|145\|y9a64z-dm36}} | {{t\|146\|y9a64z-2pf0}} | {{t\|145\|y9a64z-v13j}} | {{t\|144\|y9a64z-grtk}} | {{t\|145\|y9a64z-kk3n}} |
**EPS, diluted EPS, BVPS by currency.**
| In USD million | 2023 H1 | 2023 H2 | 2023 FY-23 | 2024 H1 | 2024 H2 | 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- |
| in USD — NIAS (in millions) | {{t\|2,492\|y9a64z-7uml}} | {{t\|1,859\|y9a64z-zpim}} | {{t\|4,351\|y9a64z-znm3}} | {{t\|3,026\|y9a64z-tm8z}} | {{t\|2,788\|y9a64z-3axc}} | {{t\|5,814\|y9a64z-55mn}} |
| in USD — Basic EPS | {{t\|17.06\|y9a64z-hozy}} | {{t\|12.87\|y9a64z-43gh}} | {{t\|29.96\|y9a64z-lft7}} | {{t\|20.98\|y9a64z-akp2}} | {{t\|19.49\|y9a64z-s6oh}} | {{t\|40.48\|y9a64z-hj3k}} |
| in USD — Diluted EPS | {{t\|16.96\|y9a64z-fedo}} | {{t\|12.78\|y9a64z-6cua}} | {{t\|29.73\|y9a64z-iu0k}} | {{t\|20.82\|y9a64z-s52r}} | {{t\|19.35\|y9a64z-il12}} | {{t\|40.15\|y9a64z-zxpk}} |
| in USD — Core EPS (17) | {{t\|19.15\|y9a64z-5u61}} | {{t\|18.71\|y9a64z-119b}} | {{t\|37.85\|y9a64z-beps}} | {{t\|20.30\|y9a64z-zcis}} | {{t\|19.81\|y9a64z-39am}} | {{t\|40.08\|y9a64z-arom}} |
| in CHF — Average USD/CHF rate | {{t\|1.10\|y9a64z-i27f}} | {{t\|1.13\|y9a64z-wd00}} | {{t\|1.11\|y9a64z-l5nb}} | {{t\|1.13\|y9a64z-v062}} | {{t\|1.15\|y9a64z-nbm7}} | {{t\|1.14\|y9a64z-5cn9}} |
| in CHF — Basic EPS | {{t\|15.56\|y9a64z-hlcq}} | {{t\|11.39\|y9a64z-5j93}} | {{t\|26.91\|y9a64z-x1s8}} | {{t\|18.64\|y9a64z-1z0w}} | {{t\|17.00\|y9a64z-9bct}} | {{t\|35.62\|y9a64z-zah6}} |
| in CHF — Diluted EPS | {{t\|15.47\|y9a64z-0uwu}} | {{t\|11.31\|y9a64z-hibi}} | {{t\|26.71\|y9a64z-wq3n}} | {{t\|18.50\|y9a64z-qr4p}} | {{t\|16.87\|y9a64z-1ied}} | {{t\|35.33\|y9a64z-qbqs}} |
| in CHF — Core EPS (17) | {{t\|17.46\|y9a64z-94xi}} | {{t\|16.56\|y9a64z-xs6h}} | {{t\|34.00\|y9a64z-cbq1}} | {{t\|18.04\|y9a64z-uiu3}} | {{t\|17.28\|y9a64z-yxhe}} | {{t\|35.27\|y9a64z-ba9i}} |
| in CHF — BVPS | {{t\|147.17\|y9a64z-o75j}} | {{t\|145.40\|y9a64z-e1tk}} | {{t\|145.40\|y9a64z-4gsk}} | {{t\|150.11\|y9a64z-7rzy}} | {{t\|162.23\|y9a64z-ro1x}} | {{t\|162.23\|y9a64z-txu2}} |
(14) Average shareholders’ equity based on semi-annual data points (based on quarterly data points in previous disclosures).
(15) Previously named BOPAT ROE. Calculated as Business operating profit after tax (BOPAT) divided by average shareholders’ equity excluding unrealized gains and losses. Average shareholders’ equity based on semi-annual data points (based on quarterly data points in previous disclosures).
(16) Calculated as NIAS divided by average shareholders’ equity excluding unrealized gains and losses. Average shareholders’ equity based on semi-annual data points (based on quarterly data points in previous disclosures).
(17) Business Operating Profit after tax divided by weighted average number of shares (diluted)." |
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| id | "y9a64z-c15" |
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| chunk | 15 |
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| pages | |
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| heading | "Equity" |
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| effective_tags | | "Capital management" |
| "Dividend" |
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| content | "**Total equity rollforward.**
| In USD million | 2023 H1 | 2023 H2 | 2023 FY-23 | 2024 H1 | 2024 H2 | 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- |
| **Total equity, as previously reported** | {{t\|26,930\|y9a64z-xcik}} | {{t\|25,335\|y9a64z-ahwc}} | {{t\|26,930\|y9a64z-ro1o}} | {{t\|26,280\|y9a64z-q1x4}} | {{t\|25,565\|y9a64z-c46w}} | {{t\|26,280\|y9a64z-4ewc}} |
| Effect of adoption IFRS 9 | {{t\|376\|y9a64z-nzx2}} | – | {{t\|376\|y9a64z-w7tm}} | – | – | – |
| Effect of adoption IAS 29 and restatement under IFRIC 7 | {{t\|139\|y9a64z-ercq}} | – | {{t\|139\|y9a64z-afya}} | – | – | – |
| **Total equity, after the adoption of IFRS 9, IAS 29 and restatement under IFRIC 7** | {{t\|27,446\|y9a64z-eawh}} | {{t\|25,335\|y9a64z-m57r}} | {{t\|27,446\|y9a64z-ffh0}} | {{t\|26,280\|y9a64z-4mit}} | {{t\|25,565\|y9a64z-4p2o}} | {{t\|26,280\|y9a64z-kbdt}} |
| Non-controlling interests | {{t\|1,247\|y9a64z-jj7n}} | {{t\|1,492\|y9a64z-hr4t}} | {{t\|1,247\|y9a64z-wijr}} | {{t\|1,419\|y9a64z-eheo}} | {{t\|1,446\|y9a64z-v5hb}} | {{t\|1,419\|y9a64z-fu2y}} |
| **Shareholders' equity** | {{t\|26,199\|y9a64z-7b45}} | {{t\|23,843\|y9a64z-lpku}} | {{t\|26,199\|y9a64z-ew7y}} | {{t\|24,860\|y9a64z-mfax}} | {{t\|24,119\|y9a64z-l3xj}} | {{t\|24,860\|y9a64z-z7dz}} |
| Issuance of share capital | – | {{t\|(0)\|y9a64z-oii5}} | {{t\|(0)\|y9a64z-gjv5}} | – | – | – |
| {{t\|Dividends\|\|Dividend}} to shareholders | {{t\|(3,877)\|y9a64z-yai4}} | – | {{t\|(3,877)\|y9a64z-rckt}} | {{t\|(4,156)\|y9a64z-3eqs}} | – | {{t\|(4,156)\|y9a64z-p0xs}} |
| Treasury share transactions | {{t\|(1,380)\|y9a64z-2hne}} | {{t\|(382)\|y9a64z-jyb0}} | {{t\|(1,762)\|y9a64z-9l3a}} | {{t\|121\|y9a64z-vt5r}} | {{t\|(1,211)\|y9a64z-d9xu}} | {{t\|(1,090)\|y9a64z-rfb0}} |
| NIAS | {{t\|2,492\|y9a64z-ftlm}} | {{t\|1,859\|y9a64z-xne4}} | {{t\|4,351\|y9a64z-zol9}} | {{t\|3,026\|y9a64z-4nn5}} | {{t\|2,788\|y9a64z-j0kc}} | {{t\|5,814\|y9a64z-vo94}} |
| Change in discount rate for insurance/reinsurance contracts | {{t\|114\|y9a64z-g09q}} | {{t\|(1,093)\|y9a64z-sy19}} | {{t\|(979)\|y9a64z-fbpg}} | {{t\|571\|y9a64z-17hu}} | {{t\|(490)\|y9a64z-qjv4}} | {{t\|81\|y9a64z-c08g}} |
| Change in fair value of underlying investment | {{t\|(588)\|y9a64z-96eh}} | {{t\|(663)\|y9a64z-ydjk}} | {{t\|(1,250)\|y9a64z-7ud7}} | {{t\|932\|y9a64z-nu1e}} | {{t\|(828)\|y9a64z-myfz}} | {{t\|104\|y9a64z-1455}} |
| Net unreal. gains/(losses) on financial assets | {{t\|819\|y9a64z-ovew}} | {{t\|2,155\|y9a64z-3kz8}} | {{t\|2,974\|y9a64z-pjz0}} | {{t\|(1,402)\|y9a64z-q3j4}} | {{t\|1,257\|y9a64z-ayd2}} | {{t\|(144)\|y9a64z-gih3}} |
| CTA | {{t\|56\|y9a64z-kvfs}} | {{t\|(496)\|y9a64z-fh9r}} | {{t\|(440)\|y9a64z-snr3}} | {{t\|(3)\|y9a64z-2388}} | {{t\|(439)\|y9a64z-5vcw}} | {{t\|(442)\|y9a64z-rxyl}} |
| Net actuarial gains/(losses) on pension plans | {{t\|35\|y9a64z-lyy2}} | {{t\|(484)\|y9a64z-zt38}} | {{t\|(448)\|y9a64z-8hhq}} | {{t\|232\|y9a64z-mncw}} | {{t\|136\|y9a64z-pwum}} | {{t\|368\|y9a64z-gnnk}} |
| Share-based payment transactions | {{t\|(26)\|y9a64z-dgjr}} | {{t\|131\|y9a64z-utxr}} | {{t\|106\|y9a64z-oy4x}} | {{t\|(62)\|y9a64z-3is8}} | {{t\|138\|y9a64z-vde4}} | {{t\|76\|y9a64z-lyyx}} |
| Other | {{t\|(2)\|y9a64z-7okz}} | {{t\|(10)\|y9a64z-0q1z}} | {{t\|(12)\|y9a64z-hb9o}} | {{t\|(0)\|y9a64z-q1nq}} | {{t\|0\|y9a64z-q5ii}} | {{t\|(0)\|y9a64z-ia4e}} |
| **Shareholders' equity** | {{t\|23,843\|y9a64z-6jf8}} | {{t\|24,860\|y9a64z-q86a}} | {{t\|24,860\|y9a64z-kn6d}} | {{t\|24,119\|y9a64z-1ye5}} | {{t\|25,472\|y9a64z-xtsm}} | {{t\|25,472\|y9a64z-v3jx}} |
| Non-controlling interests | {{t\|1,492\|y9a64z-cpyi}} | {{t\|1,419\|y9a64z-2wn7}} | {{t\|1,419\|y9a64z-fdm3}} | {{t\|1,446\|y9a64z-vfgj}} | {{t\|1,466\|y9a64z-k3mn}} | {{t\|1,466\|y9a64z-t9oy}} |
| **Total equity, end of period** | {{t\|25,335\|y9a64z-b0o2}} | {{t\|26,280\|y9a64z-41r1}} | {{t\|26,280\|y9a64z-i0zi}} | {{t\|25,565\|y9a64z-1uks}} | {{t\|26,938\|y9a64z-92kt}} | {{t\|26,938\|y9a64z-fb4h}} |
**Total equity build-up.**
| In USD million | 2023 H1 | 2023 H2 | 2024 H1 | 2024 H2 |
| --- | --- | --- | --- | --- |
| Share capital | {{t\|11\|y9a64z-kxk5}} | {{t\|11\|y9a64z-qa8e}} | {{t\|11\|y9a64z-glfl}} | {{t\|11\|y9a64z-1nrl}} |
| Treasury shares | {{t\|(1)\|y9a64z-tjsh}} | {{t\|(0)\|y9a64z-svt7}} | {{t\|(0)\|y9a64z-ak91}} | {{t\|(0)\|y9a64z-kop3}} |
| Additional paid-in capital | {{t\|1,222\|y9a64z-qmr1}} | {{t\|1,333\|y9a64z-m3iw}} | {{t\|1,272\|y9a64z-5ea8}} | {{t\|1,410\|y9a64z-lsrt}} |
| Net unreal. gains/(losses) on financial assets | {{t\|(6,461)\|y9a64z-dto3}} | {{t\|(4,304)\|y9a64z-m1oo}} | {{t\|(5,708)\|y9a64z-9ova}} | {{t\|(4,448)\|y9a64z-5fvd}} |
| Change in discount rate for insurance/reinsurance contracts | {{t\|5,384\|y9a64z-lu74}} | {{t\|4,291\|y9a64z-2vhy}} | {{t\|4,862\|y9a64z-olgo}} | {{t\|4,372\|y9a64z-qz3n}} |
| Change in fair value of underlying investment | {{t\|1,716\|y9a64z-tdh4}} | {{t\|1,053\|y9a64z-s9kb}} | {{t\|1,985\|y9a64z-pg4y}} | {{t\|1,158\|y9a64z-6fgn}} |
| Cumulative foreign currency translation adjustment | {{t\|(10,156)\|y9a64z-fcb3}} | {{t\|(10,616)\|y9a64z-ujf3}} | {{t\|(10,659)\|y9a64z-vlif}} | {{t\|(11,103)\|y9a64z-z5qs}} |
| Share of other comp. inc. of equity acctd investments | {{t\|(2)\|y9a64z-8g2a}} | {{t\|(3)\|y9a64z-pagi}} | {{t\|(2)\|y9a64z-5vw5}} | {{t\|(3)\|y9a64z-pceb}} |
| Revaluation reserve | {{t\|270\|y9a64z-aipw}} | {{t\|254\|y9a64z-uk7g}} | {{t\|254\|y9a64z-7y5b}} | {{t\|254\|y9a64z-iv4c}} |
| Retained earnings | {{t\|31,860\|y9a64z-20u9}} | {{t\|32,842\|y9a64z-cq6p}} | {{t\|32,104\|y9a64z-y6d1}} | {{t\|33,823\|y9a64z-wi26}} |
| Common shareholders' equity | {{t\|23,843\|y9a64z-tk6k}} | {{t\|24,860\|y9a64z-7gcy}} | {{t\|24,119\|y9a64z-9k5f}} | {{t\|25,472\|y9a64z-0xak}} |
| Preferred securities | {{t\|0\|y9a64z-c5qk}} | {{t\|0\|y9a64z-cu0z}} | {{t\|0\|y9a64z-0v3r}} | {{t\|0\|y9a64z-g6ox}} |
| Shareholders' equity | {{t\|23,843\|y9a64z-xoxr}} | {{t\|24,860\|y9a64z-g42r}} | {{t\|24,119\|y9a64z-rg0g}} | {{t\|25,472\|y9a64z-9qp4}} |
| Non-controlling interests | {{t\|1,492\|y9a64z-t212}} | {{t\|1,419\|y9a64z-d6go}} | {{t\|1,446\|y9a64z-z178}} | {{t\|1,466\|y9a64z-wtvw}} |
| **Total equity** | {{t\|25,335\|y9a64z-6bxk}} | {{t\|26,280\|y9a64z-5in5}} | {{t\|25,565\|y9a64z-3o9c}} | {{t\|26,938\|y9a64z-f9qc}} |
**Shareholders' equity rollforward.**
| In USD million | 2023 H1 | 2023 H2 | 2023 FY-23 | 2024 H1 | 2024 H2 | 2024 FY-24 |
| --- | --- | --- | --- | --- | --- | --- |
| Shareholders' equity at end of period | {{t\|23,843\|y9a64z-w2ff}} | {{t\|24,860\|y9a64z-r3h5}} | — | {{t\|24,119\|y9a64z-81sg}} | {{t\|25,472\|y9a64z-9aok}} | — |
| Net URG's/URL's (18) | {{t\|(637)\|y9a64z-9p7q}} | {{t\|(1,037)\|y9a64z-911b}} | — | {{t\|(1,138)\|y9a64z-kax3}} | {{t\|(1,078)\|y9a64z-f3ly}} | — |
| Adjusted shareholders' equity at end of period | {{t\|23,205\|y9a64z-bu8j}} | {{t\|23,824\|y9a64z-6vz4}} | — | {{t\|22,981\|y9a64z-0t5d}} | {{t\|24,394\|y9a64z-po8q}} | — |
| Average adjusted shareholders' equity of period | {{t\|24,556\|y9a64z-8z4z}} | {{t\|23,515\|y9a64z-yrtn}} | {{t\|24,035\|y9a64z-ewfi}} | {{t\|23,402\|y9a64z-49nm}} | {{t\|23,688\|y9a64z-890u}} | {{t\|23,545\|y9a64z-rgix}} |
(18) Includes net unrealized gains/(losses) on financial assets, net change in discount rate for (re-)insurance contracts and net change in fair value of underlying items through OCI." |
|---|
|
| id | "y9a64z-c16" |
|---|
| chunk | 16 |
|---|
| pages | |
|---|
| heading | "Currency Impact" |
|---|
| tags | |
|---|
| links | | "Underlying earnings" |
| "Gross written premiums" |
| "Insurance revenue" |
| "Insurance service result" |
| "Net investment income" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Gross written premiums" |
| "Insurance revenue" |
| "Insurance service result" |
| "Net investment income" |
| "Underlying earnings" |
|
|---|
| content | "**Business operating profit and net income currency impact. (FY-24)**
| In USD million | Reported (in GC) in USD millions | Reported (in GC) Variance in %1 (19) | in LC Variance in %1 |
| --- | --- | --- | --- |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|7,751\|y9a64z-p5ww}} | {{t\|5.0%\|y9a64z-53o3}} | {{t\|5.8%\|y9a64z-p9c9}} |
| **Net income attributable to shareholders** | {{t\|5,814\|y9a64z-baxk}} | {{t\|33.6%\|y9a64z-uzp5}} | {{t\|37.5%\|y9a64z-xex5}} |
| {{t\|Gross written premiums\|\|Gross written premiums}} | {{t\|46,624\|y9a64z-sim5}} | {{t\|5.0%\|y9a64z-50ck}} | {{t\|5.5%\|y9a64z-vq6w}} |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|44,792\|y9a64z-u8vj}} | {{t\|5.9%\|y9a64z-wbh4}} | {{t\|6.3%\|y9a64z-yzr0}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|3,500\|y9a64z-563k}} | {{t\|9.9%\|y9a64z-32kz}} | {{t\|10.0%\|y9a64z-s7we}} |
| {{t\|Net investment income\|\|Net investment income}} | {{t\|2,503\|y9a64z-3glx}} | {{t\|14.3%\|y9a64z-vbm9}} | {{t\|16.3%\|y9a64z-82a8}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|4,204\|y9a64z-pd00}} | {{t\|8.0%\|y9a64z-knw0}} | {{t\|8.5%\|y9a64z-ezeo}} |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|11,700\|y9a64z-c9eq}} | {{t\|6.4%\|y9a64z-nl06}} | {{t\|7.7%\|y9a64z-drm2}} |
| PVNBP | {{t\|16,891\|y9a64z-ic1g}} | {{t\|3.1%\|y9a64z-70vy}} | {{t\|5.7%\|y9a64z-keuk}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|2,235\|y9a64z-zof0}} | {{t\|8.5%\|y9a64z-b88g}} | {{t\|9.4%\|y9a64z-enj2}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|(870)\|y9a64z-ccp9}} | {{t\|(4.9%)\|y9a64z-158t}} | {{t\|(2.1%)\|y9a64z-bdr0}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|(104)\|y9a64z-g9g8}} | {{t\|(171.2%)\|y9a64z-h2nx}} | {{t\|(171.1%)\|y9a64z-qbqf}} |
(19) Variance to the prior year period." |
|---|
|
| id | "y9a64z-c17" |
|---|
| chunk | 17 |
|---|
| pages | |
|---|
| heading | "Exchange Rates" |
|---|
| tags | |
|---|
| links | |
|---|
| data_items | |
|---|
| effective_tags | |
|---|
| content | "**USD per foreign currency unit exchange rates.**
| USD | Consolidated balance sheets at end-of-period exchange rates 12/31/23 | Consolidated balance sheets at end-of-period exchange rates 12/31/24 | Consolidated income statements and cash flows at average exchange rates 12/31/23 | Consolidated income statements and cash flows at average exchange rates 12/31/24 |
| --- | --- | --- | --- | --- |
| Euro | {{t\|1.1053\|y9a64z-sltm}} | {{t\|1.0353\|y9a64z-u7f8}} | {{t\|1.0813\|y9a64z-p1nh}} | {{t\|1.0821\|y9a64z-0hym}} |
| Swiss franc | {{t\|1.1874\|y9a64z-mard}} | {{t\|1.1035\|y9a64z-r04w}} | {{t\|1.1132\|y9a64z-k3py}} | {{t\|1.1365\|y9a64z-gu4m}} |
| British pound | {{t\|1.2737\|y9a64z-k7hx}} | {{t\|1.2520\|y9a64z-kw7u}} | {{t\|1.2434\|y9a64z-5y58}} | {{t\|1.2781\|y9a64z-h5xt}} |
| Brazilian real | {{t\|0.2059\|y9a64z-r8pg}} | {{t\|0.1619\|y9a64z-9rfb}} | {{t\|0.2003\|y9a64z-rwax}} | {{t\|0.1865\|y9a64z-cqbu}} |
| Australian dollar | {{t\|0.6817\|y9a64z-4xnj}} | {{t\|0.6189\|y9a64z-gx2b}} | {{t\|0.6644\|y9a64z-v77u}} | {{t\|0.6599\|y9a64z-y0si}} |
| Japanese yen | {{t\|0.0071\|y9a64z-dcxe}} | {{t\|0.0064\|y9a64z-lx7t}} | {{t\|0.0071\|y9a64z-ccka}} | {{t\|0.0066\|y9a64z-qthl}} |" |
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