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• 00:20, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/The contractual service margin/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = What the CSM represents: unearned profit locked away on day one | question = AXA writes a group of three-year motor insurance contracts covering 6,000 drivers in the Milan metropolitan area. On day one, the present value of expected premium inflows is €54 million, while the present value of expected outflows (claims, expenses) plus the risk adjustment totals €48 million. What is the CSM at initial recognition? | option_...")