Summary:At-Bay

🛡️ At-Bay, Inc. is a Delaware-incorporated cyber insurtech founded in 2016 that operates as both an MGA and a full-stack carrier (At-Bay Specialty Insurance Company, AM Best A-), combining underwriting of cyber liability, Tech E&O, and miscellaneous professional liability with proprietary cybersecurity services delivered through its At-Bay Stance platform. The company has raised $295.7 million in venture funding, was valued at $1.35 billion after its July 2021 Series D, and manages over $380 million in gross written premium while protecting more than 40,000 policyholders across 100+ industries. Its InsurSec model — pairing active risk monitoring with insurance — has produced ransomware claim frequency seven times lower than the industry average and gross loss ratios estimated at 30–40%, positioning At-Bay as the fourth-largest U.S. standalone cyber insurer by direct premium as of 2024.