Here are 20 insurance terms that are uniquely French:

Definition:Autorité de contrôle prudentiel et de résolution (ACPR) Definition:Code des assurances Definition:Mutuelle Definition:Fonds en euros Definition:Loi Hamon Definition:Loi Sapin 2 Definition:Organisme pour le registre unique des intermédiaires en assurance (ORIAS) Definition:Caisse centrale de réassurance (CCR) Definition:Institution de prévoyance Definition:Loi Châtel Definition:Contrat responsable Definition:France Assureurs (FFA) Definition:Régime des catastrophes naturelles (Cat Nat) Definition:Loi Evin Definition:Haut Conseil de stabilité financière (HCSF) Definition:Provision pour participation aux bénéfices (PPB) Definition:Loi Lagarde Definition:Code de la mutualité Definition:Garantie des accidents de la vie (GAV) Definition:Loi Bourquin

Each of these terms is specific to the French insurance market — they refer to French laws, regulatory bodies, legal structures, or product types that have no direct equivalent elsewhere. For example, the CCR is France's state-owned reinsurer for natural catastrophes and terrorism; the *fonds en euros* is a capital-guaranteed investment vehicle unique to French life insurance contracts; and the various named laws (Hamon, Châtel, Evin, Lagarde, Bourquin, Sapin 2) are French consumer-protection statutes that specifically govern insurance contract rights in France.