Original PDF: Unknown_-_2024_-_SFCR_-_2024-130-132.pdf. 3 pages.
Source. Solvency and Financial Condition Report (SFCR) quantitative reporting templates. 3 pages. Period covered: Not specified. All figures in EUR thousands unless noted. Regulatory references use Solvency II taxonomy codes.
S.25.05.21.03 — Approach to tax rate
- Approach based on average tax rate: Yes p. 1
Approach to tax rate p. 1
| —
|
Yes/No
|
| Approach based on average tax rate (C0109)
|
Yes
|
S.25.05.21.04 — Calculation of loss absorbing capacity of deferred taxes
- Amount/estimate of LAC DT (R0640): -98.594 p. 1
- Amount/estimate of LAC DT justified by reversion of deferred tax liabilities (R0650): -98.594 p. 1
- Amount/estimate of LAC DT justified by reference to probable future taxable economic profit (R0660): 0 p. 1
- Amount/estimate of LAC DT justified by carry back, current year (R0670): 0 p. 1
- Amount/estimate of LAC DT justified by carry back, future years (R0680): 0 p. 1
- Amount/estimate of Maximum LAC DT (R0690): 0 p. 1
Calculation of loss absorbing capacity of deferred taxes p. 1
| EUR k
|
LAC DT (C0130)
|
| Amount/estimate of LAC DT (R0640)
|
-98.594
|
| Amount/estimate of LAC DT justified by reversion of deferred tax liabilities (R0650)
|
-98.594
|
| Amount/estimate of LAC DT justified by reference to probable future taxable economic profit (R0660)
|
0
|
| Amount/estimate of LAC DT justified by carry back, current year (R0670)
|
0
|
| Amount/estimate of LAC DT justified by carry back, future years (R0680)
|
0
|
| Amount/estimate of Maximum LAC DT (R0690)
|
0
|
S.28.02.01 — Minimum Capital Requirement — Both life and non-life insurance activity
MCR components
- Linear formula component for non-life insurance and reinsurance obligations (R0010): Non-life activities 490.010; Life activities 0 p. 2
MCR components — linear formula for non-life and life activities p. 2
| EUR k
|
Non-life activities (C0010)
|
Life activities (C0020)
|
| Linear formula component for non-life insurance and reinsurance obligations (R0010)
|
490.010
|
0
|
Background information — Non-life activities
Background information — Non-life activities net best estimate, TP calculated as a whole, and written premiums p. 2
| EUR k
|
Net (of reinsurance/SPV) best estimate and TP calculated as a whole (C0030)
|
Net (of reinsurance) written premiums in the last 12 months (C0040)
|
| Medical expense insurance and proportional reinsurance (R0020)
|
95.703
|
183.075
|
| Income protection insurance and proportional reinsurance (R0030)
|
75.782
|
127.056
|
| Workers' compensation insurance and proportional reinsurance (R0040)
|
295.218
|
313.213
|
| Motor vehicle liability insurance and proportional reinsurance (R0050)
|
1,259.021
|
288.058
|
| Other motor insurance and proportional reinsurance (R0060)
|
139.139
|
263.995
|
| Marine, aviation and transport insurance and proportional reinsurance (R0070)
|
7.441
|
12.339
|
| Fire and other damage to property insurance and proportional reinsurance (R0080)
|
377.280
|
437.589
|
| General liability insurance and proportional reinsurance (R0090)
|
358.072
|
136.529
|
| Credit and suretyship insurance and proportional reinsurance (R0100)
|
0
|
0
|
| Legal expenses insurance and proportional reinsurance (R0110)
|
126.333
|
48.185
|
| Assistance and proportional reinsurance (R0120)
|
0
|
0
|
| Miscellaneous financial loss insurance and proportional reinsurance (R0130)
|
56.497
|
2.970
|
| Non-proportional health reinsurance (R0140)
|
0
|
0
|
| Non-proportional casualty reinsurance (R0150)
|
0
|
0
|
| Non-proportional marine, aviation and transport reinsurance (R0160)
|
0
|
0
|
| Non-proportional property reinsurance (R0170)
|
59.031
|
48.957
|
Background information — Life activities
- Life activities net (of reinsurance/SPV) best estimate and TP calculated as a whole (C0050): 0 for all lines p. 2
- Life activities net (of reinsurance) written premiums in the last 12 months (C0060): 0 for all lines p. 2
Linear formula component for life insurance and reinsurance obligations
- Linear formula component for life insurance or reinsurance obligations (R0200): Non-life activities 55.022; Life activities 697.644 p. 3
Linear formula component for life insurance and reinsurance obligations p. 3
| EUR k
|
Non-life activities MCR(L,NL) Result (C0070)
|
Life activities MCR(L,L) Result (C0080)
|
| Linear formula component for life insurance or reinsurance obligations (R0200)
|
55.022
|
697.644
|
Total capital at risk for all life (re)insurance obligations
- Obligations with profit participation — guaranteed benefits (R0210): Life activities net best estimate provisions 17,858.276 p. 3
- Obligations with profit participation — future discretionary benefits (R0220): Life activities net best estimate provisions 433.805 p. 3
- Index-linked and unit-linked insurance obligations (R0230): Life activities net best estimate provisions 1,795.508 p. 3
- Other life (re)insurance and health (re)insurance obligations (R0240): Non-life activities net best estimate and TP calculated as a whole 2,620.103; Life activities net best estimate provisions 188.410 p. 3
- Total capital at risk for all life (re)insurance obligations (R0250): Non-life activities net total capital at risk 0; Life activities net total capital at risk 61,315.476 p. 3
Total capital at risk for all life (re)insurance obligations p. 3
| EUR k
|
Non-life activities Net (of reinsurance/SPV) best estimate and TP calculated as a whole
|
Non-life activities Net (of reinsurance/SPV) total capital at risk
|
Life activities Net (of reinsurance) best estimate provisions
|
Life activities Net (of reinsurance/SPV) total capital at risk
|
| Obligations with profit participation — guaranteed benefits (R0210)
|
0
|
—
|
17,858.276
|
—
|
| Obligations with profit participation — future discretionary benefits (R0220)
|
0
|
—
|
433.805
|
—
|
| Index-linked and unit-linked insurance obligations (R0230)
|
0
|
—
|
1,795.508
|
—
|
| Other life (re)insurance and health (re)insurance obligations (R0240)
|
2,620.103
|
—
|
188.410
|
—
|
| Total capital at risk for all life (re)insurance obligations (R0250)
|
—
|
0
|
—
|
61,315.476
|
Overall MCR calculation
- Linear MCR (R0300): 1,178.540 p. 3
- SCR (R0310): 1,814.132 p. 3
- MCR cap (R0320): 816.360 p. 3
- MCR floor (R0330): 453.533 p. 3
- Combined MCR (R0340): 816.360 p. 3
- Absolute floor of the MCR (R0350): 8.000 p. 3
- Minimum Capital Requirement (R0400): 816.360 p. 3
Overall MCR calculation p. 3
| EUR k
|
C0130
|
| Linear MCR (R0300)
|
1,178.540
|
| SCR (R0310)
|
1,814.132
|
| MCR cap (R0320)
|
816.360
|
| MCR floor (R0330)
|
453.533
|
| Combined MCR (R0340)
|
816.360
|
| Absolute floor of the MCR (R0350)
|
8.000
|
| Minimum Capital Requirement (R0400)
|
816.360
|
Notional non-life and life MCR calculation
- Notional linear MCR (R0500): Non-life 480.895; Life 697.644 p. 3
- Notional SCR excluding add-on (R0510): Non-life 740.245; Life 1,073.888 p. 3
- Notional MCR cap (R0520): Non-life 333.110; Life 483.249 p. 3
- Notional MCR floor (R0530): Non-life 185.061; Life 268.472 p. 3
- Notional Combined MCR (R0540): Non-life 333.110; Life 483.249 p. 3
- Absolute floor of the notional MCR (R0550): Non-life 4.000; Life 4.000 p. 3
- Notional MCR (R0560): Non-life 333.110; Life 483.249 p. 3
Notional non-life and life MCR calculation p. 3
| EUR k
|
Non-life activities (C0140)
|
Life activities (C0150)
|
| Notional linear MCR (R0500)
|
480.895
|
697.644
|
| Notional SCR excluding add-on (annual or latest calculation) (R0510)
|
740.245
|
1,073.888
|
| Notional MCR cap (R0520)
|
333.110
|
483.249
|
| Notional MCR floor (R0530)
|
185.061
|
268.472
|
| Notional Combined MCR (R0540)
|
333.110
|
483.249
|
| Absolute floor of the notional MCR (R0550)
|
4.000
|
4.000
|
| Notional MCR (R0560)
|
333.110
|
483.249
|
Notes
- LAC DT: Loss Absorbing Capacity of Deferred Taxes
- MCR: Minimum Capital Requirement
- SCR: Solvency Capital Requirement
- SPV: Special Purpose Vehicle
- TP: Technical Provisions
