| sections | | id | "aujkex-c1" |
|---|
| chunk | 1 |
|---|
| pages | |
|---|
| heading | "BOP by Business" |
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| tags | |
|---|
| links | | "Property & casualty" |
| "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Property & casualty" |
| "Underlying earnings" |
|
|---|
| content | "**Business operating profit build-up by business unit.**
| In USD million | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 FY-24 | {{t\|Property & Casualty\|\|Property & casualty}} 2025 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2025 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2025 FY-25 | Life 2024 H1 | Life 2024 H2 | Life 2024 FY-24 | Life 2025 H1 | Life 2025 H2 | Life 2025 FY-25 | Farmers 2024 H1 | Farmers 2024 H2 | Farmers 2024 FY-24 | Farmers 2025 H1 | Farmers 2025 H2 | Farmers 2025 FY-25 | Group Functions and Operations 2024 H1 | Group Functions and Operations 2024 H2 | Group Functions and Operations 2024 FY-24 | Group Functions and Operations 2025 H1 | Group Functions and Operations 2025 H2 | Group Functions and Operations 2025 FY-25 | Non-Core Businesses 2024 H1 | Non-Core Businesses 2024 H2 | Non-Core Businesses 2024 FY-24 | Non-Core Businesses 2025 H1 | Non-Core Businesses 2025 H2 | Non-Core Businesses 2025 FY-25 | Eliminations 2024 H1 | Eliminations 2024 H2 | Eliminations 2024 FY-24 | Eliminations 2025 H1 | Eliminations 2025 H2 | Eliminations 2025 FY-25 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 | Total 2025 H1 | Total 2025 H2 | Total 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|21,446\|aujkex-q53w}} | {{t\|23,346\|aujkex-izje}} | {{t\|44,792\|aujkex-8t09}} | {{t\|23,014\|aujkex-z4ot}} | {{t\|25,220\|aujkex-7o99}} | {{t\|48,234\|aujkex-o0b6}} | {{t\|5,797\|aujkex-covn}} | {{t\|5,903\|aujkex-pknu}} | {{t\|11,700\|aujkex-kzte}} | {{t\|5,775\|aujkex-3ype}} | {{t\|6,548\|aujkex-nwsy}} | {{t\|12,323\|aujkex-r68e}} | {{t\|1,456\|aujkex-26lm}} | {{t\|1,485\|aujkex-85z0}} | {{t\|2,941\|aujkex-dpbc}} | {{t\|1,112\|aujkex-slo3}} | {{t\|1,134\|aujkex-r5te}} | {{t\|2,245\|aujkex-wl5i}} | {{t\|0\|aujkex-kcvx}} | {{t\|0\|aujkex-lmc4}} | {{t\|0\|aujkex-thmc}} | {{t\|0\|aujkex-o0gy}} | {{t\|0\|aujkex-vhj3}} | {{t\|0\|aujkex-ja5w}} | {{t\|45\|aujkex-87n3}} | {{t\|52\|aujkex-1we6}} | {{t\|97\|aujkex-l4lw}} | {{t\|79\|aujkex-gavh}} | {{t\|92\|aujkex-xkge}} | {{t\|171\|aujkex-8ntm}} | {{t\|(8)\|aujkex-2v60}} | {{t\|(14)\|aujkex-91ia}} | {{t\|(22)\|aujkex-95bf}} | {{t\|(11)\|aujkex-y8uc}} | {{t\|(16)\|aujkex-30jv}} | {{t\|(27)\|aujkex-xftl}} | {{t\|28,736\|aujkex-sh28}} | {{t\|30,772\|aujkex-va2v}} | {{t\|59,507\|aujkex-7xrz}} | {{t\|29,969\|aujkex-kb4c}} | {{t\|32,977\|aujkex-cnl2}} | {{t\|62,945\|aujkex-t67u}} |
| {{t\|Insurance service expense\|\|Insurance service expense}} | {{t\|(17,830)\|aujkex-zqu7}} | {{t\|(20,649)\|aujkex-gmmh}} | {{t\|(38,479)\|aujkex-itmt}} | {{t\|(18,816)\|aujkex-sig2}} | {{t\|(21,826)\|aujkex-zo88}} | {{t\|(40,642)\|aujkex-i6li}} | {{t\|(4,541)\|aujkex-ta8k}} | {{t\|(4,590)\|aujkex-h9dw}} | {{t\|(9,130)\|aujkex-nkmj}} | {{t\|(4,497)\|aujkex-vifk}} | {{t\|(5,167)\|aujkex-5em0}} | {{t\|(9,663)\|aujkex-17ix}} | {{t\|(1,305)\|aujkex-tm06}} | {{t\|(1,220)\|aujkex-fh4y}} | {{t\|(2,525)\|aujkex-q4ue}} | {{t\|(897)\|aujkex-80er}} | {{t\|(869)\|aujkex-aeuu}} | {{t\|(1,766)\|aujkex-l5wm}} | {{t\|(0)\|aujkex-xgao}} | {{t\|0\|aujkex-4kvy}} | {{t\|0\|aujkex-pgxy}} | {{t\|(0)\|aujkex-5m4o}} | {{t\|(0)\|aujkex-f3zy}} | {{t\|(0)\|aujkex-4mq5}} | {{t\|(70)\|aujkex-o4d4}} | {{t\|(269)\|aujkex-qzxx}} | {{t\|(338)\|aujkex-lvn6}} | {{t\|(211)\|aujkex-8w17}} | {{t\|(132)\|aujkex-x1k6}} | {{t\|(343)\|aujkex-apwk}} | {{t\|5\|aujkex-pee1}} | {{t\|11\|aujkex-2dzp}} | {{t\|16\|aujkex-2p4j}} | {{t\|19\|aujkex-ib8v}} | {{t\|15\|aujkex-q3v0}} | {{t\|34\|aujkex-vhyd}} | {{t\|(23,740)\|aujkex-n9q9}} | {{t\|(26,716)\|aujkex-e653}} | {{t\|(50,456)\|aujkex-igek}} | {{t\|(24,402)\|aujkex-ag7r}} | {{t\|(27,980)\|aujkex-9wes}} | {{t\|(52,382)\|aujkex-uf9a}} |
| Net expenses from reinsurance contracts held | {{t\|(1,753)\|aujkex-mm2m}} | {{t\|(1,059)\|aujkex-r2pm}} | {{t\|(2,812)\|aujkex-ievn}} | {{t\|(1,972)\|aujkex-zepk}} | {{t\|(1,075)\|aujkex-ppd1}} | {{t\|(3,047)\|aujkex-1wwx}} | {{t\|(85)\|aujkex-c7k5}} | {{t\|(76)\|aujkex-w75r}} | {{t\|(161)\|aujkex-52ek}} | {{t\|(93)\|aujkex-6xho}} | {{t\|(79)\|aujkex-q9id}} | {{t\|(171)\|aujkex-e8ie}} | {{t\|(64)\|aujkex-ra2a}} | {{t\|(145)\|aujkex-fyel}} | {{t\|(209)\|aujkex-eykw}} | {{t\|(108)\|aujkex-h7s0}} | {{t\|(103)\|aujkex-ajxr}} | {{t\|(211)\|aujkex-fcgc}} | {{t\|0\|aujkex-43ms}} | {{t\|0\|aujkex-hrdd}} | {{t\|0\|aujkex-ukv4}} | {{t\|0\|aujkex-lw2x}} | {{t\|0\|aujkex-iga2}} | {{t\|0\|aujkex-w0sm}} | {{t\|31\|aujkex-5ytj}} | {{t\|114\|aujkex-xjvi}} | {{t\|144\|aujkex-zzh3}} | {{t\|132\|aujkex-5qaw}} | {{t\|7\|aujkex-v39a}} | {{t\|140\|aujkex-f4j7}} | {{t\|3\|aujkex-11n6}} | {{t\|3\|aujkex-johv}} | {{t\|7\|aujkex-fn8o}} | {{t\|(8)\|aujkex-c0pb}} | {{t\|1\|aujkex-i89c}} | {{t\|(7)\|aujkex-f60i}} | {{t\|(1,867)\|aujkex-9ln5}} | {{t\|(1,163)\|aujkex-zkz0}} | {{t\|(3,031)\|aujkex-gyvh}} | {{t\|(2,048)\|aujkex-kn9x}} | {{t\|(1,248)\|aujkex-mo0u}} | {{t\|(3,296)\|aujkex-8zqn}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|1,863\|aujkex-460f}} | {{t\|1,637\|aujkex-85xa}} | {{t\|3,500\|aujkex-7n65}} | {{t\|2,227\|aujkex-tl9l}} | {{t\|2,318\|aujkex-qt7n}} | {{t\|4,545\|aujkex-jgwx}} | {{t\|1,172\|aujkex-esdc}} | {{t\|1,237\|aujkex-dmpq}} | {{t\|2,409\|aujkex-mtn1}} | {{t\|1,186\|aujkex-0n6m}} | {{t\|1,302\|aujkex-wryj}} | {{t\|2,488\|aujkex-egey}} | {{t\|88\|aujkex-ny9c}} | {{t\|120\|aujkex-oi27}} | {{t\|208\|aujkex-i02d}} | {{t\|106\|aujkex-bmwh}} | {{t\|161\|aujkex-u0pv}} | {{t\|268\|aujkex-er1b}} | {{t\|(0)\|aujkex-1knx}} | {{t\|0\|aujkex-p9zz}} | {{t\|0\|aujkex-0w99}} | {{t\|(0)\|aujkex-zoh7}} | {{t\|(0)\|aujkex-0ype}} | {{t\|(0)\|aujkex-4arx}} | {{t\|6\|aujkex-n372}} | {{t\|(103)\|aujkex-2ckg}} | {{t\|(97)\|aujkex-rrb4}} | {{t\|0\|aujkex-wx7f}} | {{t\|(33)\|aujkex-88c5}} | {{t\|(33)\|aujkex-l5jw}} | {{t\|0\|aujkex-oa0e}} | {{t\|0\|aujkex-piwm}} | {{t\|0\|aujkex-rqio}} | {{t\|0\|aujkex-j67g}} | {{t\|0\|aujkex-wtyd}} | {{t\|0\|aujkex-u3d2}} | {{t\|3,128\|aujkex-ogtt}} | {{t\|2,892\|aujkex-mx4p}} | {{t\|6,020\|aujkex-re9g}} | {{t\|3,519\|aujkex-qxmc}} | {{t\|3,749\|aujkex-wc04}} | {{t\|7,268\|aujkex-e5g6}} |
| {{t\|Net investment income\|\|Net investment income}} on Group investments | {{t\|1,233\|aujkex-j81y}} | {{t\|1,270\|aujkex-0xzq}} | {{t\|2,503\|aujkex-jlww}} | {{t\|1,276\|aujkex-wxxd}} | {{t\|1,359\|aujkex-wivg}} | {{t\|2,635\|aujkex-g17f}} | {{t\|1,521\|aujkex-ac48}} | {{t\|1,471\|aujkex-m74j}} | {{t\|2,992\|aujkex-cz93}} | {{t\|1,375\|aujkex-8iq8}} | {{t\|1,504\|aujkex-g3ma}} | {{t\|2,879\|aujkex-472j}} | {{t\|23\|aujkex-ubky}} | {{t\|23\|aujkex-esdh}} | {{t\|46\|aujkex-c4dg}} | {{t\|25\|aujkex-iezr}} | {{t\|24\|aujkex-d483}} | {{t\|49\|aujkex-uovg}} | {{t\|128\|aujkex-wwg0}} | {{t\|111\|aujkex-kvu4}} | {{t\|238\|aujkex-kes7}} | {{t\|109\|aujkex-670a}} | {{t\|106\|aujkex-uyir}} | {{t\|215\|aujkex-8cke}} | {{t\|68\|aujkex-an5w}} | {{t\|80\|aujkex-sqyh}} | {{t\|148\|aujkex-tqrr}} | {{t\|58\|aujkex-dbzm}} | {{t\|54\|aujkex-dtk7}} | {{t\|113\|aujkex-71e3}} | {{t\|(111)\|aujkex-5biz}} | {{t\|(86)\|aujkex-q6y8}} | {{t\|(197)\|aujkex-x1fz}} | {{t\|(74)\|aujkex-i7q8}} | {{t\|(74)\|aujkex-etzz}} | {{t\|(148)\|aujkex-7bzm}} | {{t\|2,862\|aujkex-8v3q}} | {{t\|2,868\|aujkex-lhe2}} | {{t\|5,730\|aujkex-pi1l}} | {{t\|2,768\|aujkex-azkf}} | {{t\|2,974\|aujkex-couy}} | {{t\|5,742\|aujkex-ij4y}} |
| Net capital gains/(losses) on Group investments | {{t\|152\|aujkex-1eit}} | {{t\|117\|aujkex-581k}} | {{t\|269\|aujkex-5shg}} | {{t\|36\|aujkex-2ga5}} | {{t\|175\|aujkex-j4x8}} | {{t\|211\|aujkex-k2bs}} | {{t\|(48)\|aujkex-415u}} | {{t\|(73)\|aujkex-0q3v}} | {{t\|(121)\|aujkex-it1y}} | {{t\|(140)\|aujkex-qbxn}} | {{t\|5\|aujkex-46os}} | {{t\|(135)\|aujkex-tf8d}} | {{t\|(3)\|aujkex-b03e}} | {{t\|(0)\|aujkex-m9y5}} | {{t\|(4)\|aujkex-j1q2}} | {{t\|0\|aujkex-6yl0}} | {{t\|0\|aujkex-fggm}} | {{t\|0\|aujkex-froe}} | {{t\|74\|aujkex-y5dl}} | {{t\|82\|aujkex-ggom}} | {{t\|156\|aujkex-w8ja}} | {{t\|87\|aujkex-nlgy}} | {{t\|53\|aujkex-ybmd}} | {{t\|141\|aujkex-f3oc}} | {{t\|(53)\|aujkex-bgvd}} | {{t\|(6)\|aujkex-d5dz}} | {{t\|(60)\|aujkex-73xt}} | {{t\|33\|aujkex-zp4a}} | {{t\|(2)\|aujkex-h9ei}} | {{t\|31\|aujkex-4ekn}} | {{t\|0\|aujkex-hgsz}} | {{t\|0\|aujkex-8zws}} | {{t\|0\|aujkex-wn8v}} | {{t\|0\|aujkex-t6ei}} | {{t\|0\|aujkex-dsoi}} | {{t\|0\|aujkex-vhaz}} | {{t\|122\|aujkex-eym0}} | {{t\|120\|aujkex-hlv8}} | {{t\|241\|aujkex-sgo0}} | {{t\|16\|aujkex-4ev3}} | {{t\|231\|aujkex-27py}} | {{t\|247\|aujkex-1be1}} |
| {{t\|Net investment result\|\|Net investment income}} on Group investments | {{t\|1,386\|aujkex-yts9}} | {{t\|1,387\|aujkex-h4cp}} | {{t\|2,772\|aujkex-cyz9}} | {{t\|1,312\|aujkex-ax5m}} | {{t\|1,534\|aujkex-pnr9}} | {{t\|2,846\|aujkex-lxgn}} | {{t\|1,473\|aujkex-t5sl}} | {{t\|1,398\|aujkex-8wjj}} | {{t\|2,871\|aujkex-npq5}} | {{t\|1,235\|aujkex-0rr5}} | {{t\|1,509\|aujkex-3898}} | {{t\|2,744\|aujkex-mmk8}} | {{t\|20\|aujkex-2t5j}} | {{t\|23\|aujkex-2pi8}} | {{t\|43\|aujkex-3q39}} | {{t\|25\|aujkex-z5zj}} | {{t\|24\|aujkex-5151}} | {{t\|49\|aujkex-rgf4}} | {{t\|202\|aujkex-717t}} | {{t\|193\|aujkex-4r1h}} | {{t\|394\|aujkex-8f7x}} | {{t\|196\|aujkex-rhfo}} | {{t\|160\|aujkex-p367}} | {{t\|356\|aujkex-0bdx}} | {{t\|15\|aujkex-lxvz}} | {{t\|74\|aujkex-l0gr}} | {{t\|88\|aujkex-l002}} | {{t\|91\|aujkex-nbov}} | {{t\|53\|aujkex-e3xm}} | {{t\|144\|aujkex-gnih}} | {{t\|(111)\|aujkex-0hyk}} | {{t\|(86)\|aujkex-r8df}} | {{t\|(197)\|aujkex-0sav}} | {{t\|(74)\|aujkex-lciq}} | {{t\|(74)\|aujkex-na9m}} | {{t\|(148)\|aujkex-7i7s}} | {{t\|2,984\|aujkex-c35a}} | {{t\|2,988\|aujkex-0d4h}} | {{t\|5,972\|aujkex-1p75}} | {{t\|2,784\|aujkex-hntv}} | {{t\|3,205\|aujkex-bbwy}} | {{t\|5,990\|aujkex-0lv6}} |
| {{t\|Net investment income\|\|Net investment income}} on unit-linked investments | {{t\|0\|aujkex-nd4w}} | {{t\|0\|aujkex-rss7}} | {{t\|0\|aujkex-j8pk}} | {{t\|0\|aujkex-uibz}} | {{t\|0\|aujkex-6vtk}} | {{t\|0\|aujkex-ohod}} | {{t\|641\|aujkex-0ger}} | {{t\|619\|aujkex-dznr}} | {{t\|1,260\|aujkex-n9u6}} | {{t\|640\|aujkex-02vy}} | {{t\|633\|aujkex-1bwi}} | {{t\|1,274\|aujkex-bdi1}} | {{t\|19\|aujkex-t1lx}} | {{t\|46\|aujkex-taeu}} | {{t\|64\|aujkex-gy3x}} | {{t\|49\|aujkex-ajwu}} | {{t\|79\|aujkex-ihm1}} | {{t\|128\|aujkex-8wcm}} | {{t\|0\|aujkex-rwaf}} | {{t\|0\|aujkex-ffpa}} | {{t\|0\|aujkex-kv8j}} | {{t\|0\|aujkex-tbgj}} | {{t\|0\|aujkex-3ljd}} | {{t\|0\|aujkex-la8f}} | {{t\|0\|aujkex-nvqd}} | {{t\|0\|aujkex-o14t}} | {{t\|0\|aujkex-wk9h}} | {{t\|0\|aujkex-gq1o}} | {{t\|0\|aujkex-52a9}} | {{t\|0\|aujkex-756w}} | {{t\|0\|aujkex-9spg}} | {{t\|0\|aujkex-7jix}} | {{t\|0\|aujkex-tjve}} | {{t\|0\|aujkex-1o1k}} | {{t\|0\|aujkex-q1et}} | {{t\|0\|aujkex-g0to}} | {{t\|660\|aujkex-mch4}} | {{t\|665\|aujkex-03uc}} | {{t\|1,325\|aujkex-171y}} | {{t\|690\|aujkex-n2o1}} | {{t\|712\|aujkex-lp6q}} | {{t\|1,402\|aujkex-gs3v}} |
| Change in liabilities for investment contracts and other funds | {{t\|0\|aujkex-7t8d}} | {{t\|0\|aujkex-bews}} | {{t\|0\|aujkex-p7w6}} | {{t\|0\|aujkex-ilgs}} | {{t\|0\|aujkex-t9vz}} | {{t\|0\|aujkex-aoxz}} | {{t\|(444)\|aujkex-3x42}} | {{t\|(398)\|aujkex-ri8t}} | {{t\|(842)\|aujkex-bvwg}} | {{t\|(463)\|aujkex-kh42}} | {{t\|(416)\|aujkex-fjol}} | {{t\|(879)\|aujkex-ua16}} | {{t\|(1)\|aujkex-8818}} | {{t\|(1)\|aujkex-f0bp}} | {{t\|(2)\|aujkex-jkdy}} | {{t\|(1)\|aujkex-a8fo}} | {{t\|(1)\|aujkex-b5kc}} | {{t\|(1)\|aujkex-sk89}} | {{t\|0\|aujkex-wuwm}} | {{t\|0\|aujkex-pjdp}} | {{t\|0\|aujkex-64el}} | {{t\|0\|aujkex-2khm}} | {{t\|0\|aujkex-m33c}} | {{t\|0\|aujkex-taym}} | {{t\|(4)\|aujkex-at8q}} | {{t\|(4)\|aujkex-lagw}} | {{t\|(7)\|aujkex-q0dw}} | {{t\|(3)\|aujkex-b6gm}} | {{t\|(3)\|aujkex-fkb4}} | {{t\|(7)\|aujkex-cp3u}} | {{t\|0\|aujkex-mr2r}} | {{t\|0\|aujkex-wed2}} | {{t\|0\|aujkex-n7oe}} | {{t\|0\|aujkex-r5dd}} | {{t\|0\|aujkex-owf2}} | {{t\|0\|aujkex-dkyg}} | {{t\|(448)\|aujkex-5pdm}} | {{t\|(403)\|aujkex-leuq}} | {{t\|(851)\|aujkex-65xk}} | {{t\|(467)\|aujkex-4auz}} | {{t\|(420)\|aujkex-usf2}} | {{t\|(887)\|aujkex-vevl}} |
| Re-/Insurance finance income/(expenses) | {{t\|(588)\|aujkex-iiyv}} | {{t\|(645)\|aujkex-wo9h}} | {{t\|(1,233)\|aujkex-vfxc}} | {{t\|(659)\|aujkex-quhy}} | {{t\|(679)\|aujkex-k1cj}} | {{t\|(1,338)\|aujkex-nstr}} | {{t\|(1,380)\|aujkex-03dt}} | {{t\|(1,305)\|aujkex-pdqa}} | {{t\|(2,685)\|aujkex-x3w1}} | {{t\|(1,181)\|aujkex-tfsk}} | {{t\|(1,302)\|aujkex-hwaj}} | {{t\|(2,483)\|aujkex-5wbo}} | {{t\|(9)\|aujkex-ekkj}} | {{t\|(38)\|aujkex-pwam}} | {{t\|(47)\|aujkex-b45k}} | {{t\|(50)\|aujkex-vxio}} | {{t\|(80)\|aujkex-a0i0}} | {{t\|(130)\|aujkex-0spg}} | {{t\|0\|aujkex-9v5o}} | {{t\|0\|aujkex-swsk}} | {{t\|0\|aujkex-vtsy}} | {{t\|0\|aujkex-p2gk}} | {{t\|0\|aujkex-hxd4}} | {{t\|0\|aujkex-t608}} | {{t\|(10)\|aujkex-3j57}} | {{t\|(26)\|aujkex-3yut}} | {{t\|(36)\|aujkex-h0x5}} | {{t\|(75)\|aujkex-f8sl}} | {{t\|(64)\|aujkex-658e}} | {{t\|(139)\|aujkex-5czd}} | {{t\|0\|aujkex-q1mg}} | {{t\|(0)\|aujkex-w33d}} | {{t\|0\|aujkex-94hk}} | {{t\|(0)\|aujkex-9kum}} | {{t\|(0)\|aujkex-55bb}} | {{t\|(0)\|aujkex-woh2}} | {{t\|(1,988)\|aujkex-qzgh}} | {{t\|(2,015)\|aujkex-1k6f}} | {{t\|(4,002)\|aujkex-ra53}} | {{t\|(1,965)\|aujkex-hibw}} | {{t\|(2,125)\|aujkex-mbp3}} | {{t\|(4,090)\|aujkex-55lk}} |
| {{t\|Net investment result\|\|Net investment income}} | {{t\|797\|aujkex-ectd}} | {{t\|742\|aujkex-6ucu}} | {{t\|1,539\|aujkex-iunv}} | {{t\|653\|aujkex-hzz0}} | {{t\|855\|aujkex-8x2l}} | {{t\|1,508\|aujkex-j78w}} | {{t\|290\|aujkex-ct16}} | {{t\|314\|aujkex-qjt3}} | {{t\|604\|aujkex-t74g}} | {{t\|231\|aujkex-g5eh}} | {{t\|424\|aujkex-dsiz}} | {{t\|656\|aujkex-uzu4}} | {{t\|29\|aujkex-nj0r}} | {{t\|29\|aujkex-9t43}} | {{t\|58\|aujkex-l1m9}} | {{t\|23\|aujkex-7icj}} | {{t\|22\|aujkex-i4xo}} | {{t\|45\|aujkex-mjwx}} | {{t\|202\|aujkex-85k2}} | {{t\|193\|aujkex-uhh2}} | {{t\|394\|aujkex-vnr1}} | {{t\|196\|aujkex-a3jy}} | {{t\|160\|aujkex-3aol}} | {{t\|356\|aujkex-ga66}} | {{t\|1\|aujkex-ovaj}} | {{t\|44\|aujkex-aid6}} | {{t\|45\|aujkex-eayf}} | {{t\|13\|aujkex-bytc}} | {{t\|(15)\|aujkex-blwd}} | {{t\|(2)\|aujkex-754i}} | {{t\|(111)\|aujkex-41a9}} | {{t\|(86)\|aujkex-tp1x}} | {{t\|(197)\|aujkex-8zcj}} | {{t\|(74)\|aujkex-hkew}} | {{t\|(74)\|aujkex-laoa}} | {{t\|(148)\|aujkex-jih0}} | {{t\|1,208\|aujkex-d0w2}} | {{t\|1,235\|aujkex-i7us}} | {{t\|2,443\|aujkex-a26m}} | {{t\|1,043\|aujkex-ci82}} | {{t\|1,372\|aujkex-silw}} | {{t\|2,414\|aujkex-s7b5}} |
| Fee income | {{t\|243\|aujkex-7hf6}} | {{t\|240\|aujkex-t6mv}} | {{t\|483\|aujkex-gm78}} | {{t\|267\|aujkex-ta7n}} | {{t\|263\|aujkex-7bph}} | {{t\|530\|aujkex-e81d}} | {{t\|460\|aujkex-96yv}} | {{t\|491\|aujkex-l03o}} | {{t\|951\|aujkex-b1eq}} | {{t\|508\|aujkex-mf2m}} | {{t\|597\|aujkex-dqet}} | {{t\|1,105\|aujkex-9wlv}} | {{t\|2,266\|aujkex-9gvo}} | {{t\|2,311\|aujkex-yyob}} | {{t\|4,577\|aujkex-g8o7}} | {{t\|2,273\|aujkex-v1of}} | {{t\|2,464\|aujkex-waar}} | {{t\|4,737\|aujkex-6w6i}} | {{t\|0\|aujkex-t6ou}} | {{t\|(1)\|aujkex-7u41}} | {{t\|(1)\|aujkex-dxvl}} | {{t\|0\|aujkex-kpnu}} | {{t\|0\|aujkex-dch0}} | {{t\|0\|aujkex-hv9m}} | {{t\|0\|aujkex-luzc}} | {{t\|0\|aujkex-7kes}} | {{t\|0\|aujkex-us1r}} | {{t\|0\|aujkex-i01q}} | {{t\|0\|aujkex-cc35}} | {{t\|0\|aujkex-ar1l}} | {{t\|0\|aujkex-5htl}} | {{t\|(0)\|aujkex-1ev6}} | {{t\|0\|aujkex-entc}} | {{t\|0\|aujkex-bkt6}} | {{t\|(0)\|aujkex-qe15}} | {{t\|0\|aujkex-fniz}} | {{t\|2,969\|aujkex-r614}} | {{t\|3,042\|aujkex-n0yt}} | {{t\|6,011\|aujkex-ruzs}} | {{t\|3,048\|aujkex-wrxx}} | {{t\|3,324\|aujkex-t36i}} | {{t\|6,373\|aujkex-1tua}} |
| Fee business expenses | {{t\|(186)\|aujkex-2eov}} | {{t\|(200)\|aujkex-ro41}} | {{t\|(385)\|aujkex-asp4}} | {{t\|(227)\|aujkex-mutz}} | {{t\|(221)\|aujkex-teiz}} | {{t\|(448)\|aujkex-1nm9}} | {{t\|(326)\|aujkex-u5jo}} | {{t\|(320)\|aujkex-730s}} | {{t\|(646)\|aujkex-ilpk}} | {{t\|(353)\|aujkex-9mnr}} | {{t\|(389)\|aujkex-t28z}} | {{t\|(742)\|aujkex-g2rb}} | {{t\|(1,250)\|aujkex-cg42}} | {{t\|(1,285)\|aujkex-isb2}} | {{t\|(2,535)\|aujkex-5d65}} | {{t\|(1,229)\|aujkex-2pnk}} | {{t\|(1,401)\|aujkex-ij70}} | {{t\|(2,631)\|aujkex-2n2a}} | {{t\|(0)\|aujkex-i43q}} | {{t\|(0)\|aujkex-6nbj}} | {{t\|(0)\|aujkex-io76}} | {{t\|(0)\|aujkex-j42g}} | {{t\|(0)\|aujkex-fb26}} | {{t\|(0)\|aujkex-x9z1}} | {{t\|(0)\|aujkex-uelt}} | {{t\|(0)\|aujkex-6q0g}} | {{t\|(0)\|aujkex-7zim}} | {{t\|0\|aujkex-3oh5}} | {{t\|0\|aujkex-vt20}} | {{t\|0\|aujkex-43nq}} | {{t\|(4)\|aujkex-k6nf}} | {{t\|(5)\|aujkex-ve6r}} | {{t\|(9)\|aujkex-3xjf}} | {{t\|(5)\|aujkex-j4ol}} | {{t\|(4)\|aujkex-56zo}} | {{t\|(9)\|aujkex-alds}} | {{t\|(1,766)\|aujkex-ndw8}} | {{t\|(1,809)\|aujkex-n2j7}} | {{t\|(3,575)\|aujkex-czbn}} | {{t\|(1,814)\|aujkex-2wgk}} | {{t\|(2,016)\|aujkex-b9ii}} | {{t\|(3,830)\|aujkex-qmy1}} |
| **Fee result** | {{t\|57\|aujkex-jzek}} | {{t\|40\|aujkex-3vsu}} | {{t\|98\|aujkex-vktu}} | {{t\|40\|aujkex-yobc}} | {{t\|43\|aujkex-067h}} | {{t\|83\|aujkex-eep6}} | {{t\|134\|aujkex-nb2x}} | {{t\|172\|aujkex-61h0}} | {{t\|306\|aujkex-yk5o}} | {{t\|155\|aujkex-yz4i}} | {{t\|207\|aujkex-wsf6}} | {{t\|363\|aujkex-aj7a}} | {{t\|1,016\|aujkex-0qah}} | {{t\|1,026\|aujkex-x6hu}} | {{t\|2,042\|aujkex-w38t}} | {{t\|1,044\|aujkex-qy2d}} | {{t\|1,063\|aujkex-oemb}} | {{t\|2,106\|aujkex-5o2s}} | {{t\|(0)\|aujkex-pdxb}} | {{t\|(1)\|aujkex-xlx0}} | {{t\|(1)\|aujkex-vq6v}} | {{t\|(0)\|aujkex-t9m5}} | {{t\|(0)\|aujkex-ue8a}} | {{t\|(0)\|aujkex-us77}} | {{t\|0\|aujkex-d49x}} | {{t\|0\|aujkex-dene}} | {{t\|0\|aujkex-d0w1}} | {{t\|0\|aujkex-4c5i}} | {{t\|0\|aujkex-ww6v}} | {{t\|0\|aujkex-65ec}} | {{t\|(4)\|aujkex-vd4f}} | {{t\|(5)\|aujkex-baqx}} | {{t\|(9)\|aujkex-twsl}} | {{t\|(5)\|aujkex-d0di}} | {{t\|(4)\|aujkex-zhpz}} | {{t\|(9)\|aujkex-tr7o}} | {{t\|1,203\|aujkex-zrr0}} | {{t\|1,232\|aujkex-9nwi}} | {{t\|2,436\|aujkex-ekgk}} | {{t\|1,234\|aujkex-nhw9}} | {{t\|1,309\|aujkex-nwm0}} | {{t\|2,543\|aujkex-8x9s}} |
| {{t\|Other revenues\|\|Other revenue}} | {{t\|206\|aujkex-brwx}} | {{t\|255\|aujkex-i9f9}} | {{t\|461\|aujkex-456z}} | {{t\|201\|aujkex-wq9n}} | {{t\|203\|aujkex-3a47}} | {{t\|404\|aujkex-ppvx}} | {{t\|159\|aujkex-p7y7}} | {{t\|100\|aujkex-nn49}} | {{t\|259\|aujkex-wflr}} | {{t\|79\|aujkex-w9cb}} | {{t\|77\|aujkex-4qbv}} | {{t\|156\|aujkex-sl5x}} | {{t\|29\|aujkex-xcpa}} | {{t\|38\|aujkex-o7ir}} | {{t\|67\|aujkex-9kgt}} | {{t\|24\|aujkex-z8lj}} | {{t\|37\|aujkex-huq7}} | {{t\|61\|aujkex-dnyh}} | {{t\|128\|aujkex-0pom}} | {{t\|123\|aujkex-l1dy}} | {{t\|251\|aujkex-urt7}} | {{t\|96\|aujkex-769u}} | {{t\|90\|aujkex-6vza}} | {{t\|185\|aujkex-qrrw}} | {{t\|12\|aujkex-4xgl}} | {{t\|12\|aujkex-8san}} | {{t\|24\|aujkex-h4ta}} | {{t\|22\|aujkex-4x38}} | {{t\|14\|aujkex-9tcb}} | {{t\|36\|aujkex-yw1b}} | {{t\|(335)\|aujkex-5ua9}} | {{t\|(368)\|aujkex-5syw}} | {{t\|(703)\|aujkex-16xk}} | {{t\|(285)\|aujkex-qkl7}} | {{t\|(263)\|aujkex-g8si}} | {{t\|(548)\|aujkex-3ne6}} | {{t\|198\|aujkex-hmjj}} | {{t\|160\|aujkex-s0gy}} | {{t\|358\|aujkex-pk5w}} | {{t\|136\|aujkex-3zk4}} | {{t\|159\|aujkex-dtwx}} | {{t\|294\|aujkex-x5o8}} |
| Interest expense on debt | {{t\|(42)\|aujkex-o10r}} | {{t\|(38)\|aujkex-34fl}} | {{t\|(80)\|aujkex-0jai}} | {{t\|(35)\|aujkex-s7mx}} | {{t\|(35)\|aujkex-yqq7}} | {{t\|(70)\|aujkex-yxx6}} | {{t\|(31)\|aujkex-3weg}} | {{t\|(22)\|aujkex-qx0g}} | {{t\|(53)\|aujkex-n5at}} | {{t\|(10)\|aujkex-b9nq}} | {{t\|(22)\|aujkex-cfyl}} | {{t\|(33)\|aujkex-u2z7}} | {{t\|(7)\|aujkex-3ufw}} | {{t\|(0)\|aujkex-kn5v}} | {{t\|(7)\|aujkex-fu7d}} | {{t\|(0)\|aujkex-68nk}} | {{t\|(0)\|aujkex-b746}} | {{t\|(0)\|aujkex-34wb}} | {{t\|(371)\|aujkex-eerk}} | {{t\|(365)\|aujkex-l2jv}} | {{t\|(736)\|aujkex-va31}} | {{t\|(320)\|aujkex-v8c8}} | {{t\|(355)\|aujkex-7d3i}} | {{t\|(674)\|aujkex-n82y}} | {{t\|(32)\|aujkex-a1ey}} | {{t\|(30)\|aujkex-81jm}} | {{t\|(63)\|aujkex-3m5x}} | {{t\|(20)\|aujkex-4zl4}} | {{t\|(6)\|aujkex-wugm}} | {{t\|(26)\|aujkex-uahk}} | {{t\|258\|aujkex-0no6}} | {{t\|241\|aujkex-bg12}} | {{t\|499\|aujkex-ze9c}} | {{t\|174\|aujkex-dvnu}} | {{t\|169\|aujkex-ty8t}} | {{t\|343\|aujkex-sf8w}} | {{t\|(225)\|aujkex-3x68}} | {{t\|(215)\|aujkex-z1vl}} | {{t\|(440)\|aujkex-wklv}} | {{t\|(211)\|aujkex-s1wf}} | {{t\|(249)\|aujkex-fvjj}} | {{t\|(460)\|aujkex-50hj}} |
| Other expenses | {{t\|(710)\|aujkex-5vyg}} | {{t\|(762)\|aujkex-9llf}} | {{t\|(1,471)\|aujkex-yr0e}} | {{t\|(683)\|aujkex-scgr}} | {{t\|(846)\|aujkex-nkuk}} | {{t\|(1,528)\|aujkex-d29h}} | {{t\|(333)\|aujkex-qam3}} | {{t\|(368)\|aujkex-ov3s}} | {{t\|(701)\|aujkex-c0o0}} | {{t\|(363)\|aujkex-ena4}} | {{t\|(494)\|aujkex-dh7a}} | {{t\|(857)\|aujkex-bq8w}} | {{t\|(75)\|aujkex-6tgl}} | {{t\|(77)\|aujkex-qrte}} | {{t\|(152)\|aujkex-1eff}} | {{t\|(83)\|aujkex-4s1f}} | {{t\|(105)\|aujkex-wc8e}} | {{t\|(188)\|aujkex-mg3j}} | {{t\|(369)\|aujkex-bwgm}} | {{t\|(480)\|aujkex-46m9}} | {{t\|(850)\|aujkex-vnyt}} | {{t\|(431)\|aujkex-8u8b}} | {{t\|(410)\|aujkex-earv}} | {{t\|(841)\|aujkex-uhgj}} | {{t\|(27)\|aujkex-7lpy}} | {{t\|(74)\|aujkex-rf43}} | {{t\|(101)\|aujkex-6gtl}} | {{t\|3\|aujkex-aiza}} | {{t\|(19)\|aujkex-y4c5}} | {{t\|(16)\|aujkex-pio9}} | {{t\|193\|aujkex-90pc}} | {{t\|218\|aujkex-o7f7}} | {{t\|411\|aujkex-y9ik}} | {{t\|191\|aujkex-5hds}} | {{t\|171\|aujkex-m0ld}} | {{t\|362\|aujkex-p0q2}} | {{t\|(1,322)\|aujkex-gu8i}} | {{t\|(1,542)\|aujkex-odek}} | {{t\|(2,864)\|aujkex-bg1b}} | {{t\|(1,366)\|aujkex-0idp}} | {{t\|(1,703)\|aujkex-cwi3}} | {{t\|(3,069)\|aujkex-1l8t}} |
| Restructuring costs and other items not relevant for BOP | {{t\|126\|aujkex-tuh0}} | {{t\|186\|aujkex-i8if}} | {{t\|311\|aujkex-zl1b}} | {{t\|104\|aujkex-qeyo}} | {{t\|243\|aujkex-gdph}} | {{t\|347\|aujkex-m1n9}} | {{t\|26\|aujkex-9rlk}} | {{t\|18\|aujkex-a5ga}} | {{t\|44\|aujkex-jtrd}} | {{t\|64\|aujkex-ln25}} | {{t\|136\|aujkex-mjyi}} | {{t\|200\|aujkex-bcv3}} | {{t\|35\|aujkex-3ck6}} | {{t\|35\|aujkex-xdc7}} | {{t\|70\|aujkex-44ay}} | {{t\|41\|aujkex-t5an}} | {{t\|55\|aujkex-q5th}} | {{t\|96\|aujkex-wevb}} | {{t\|53\|aujkex-joie}} | {{t\|18\|aujkex-t7cb}} | {{t\|71\|aujkex-ogq9}} | {{t\|61\|aujkex-rohl}} | {{t\|13\|aujkex-hljm}} | {{t\|74\|aujkex-ws00}} | {{t\|0\|aujkex-2j10}} | {{t\|87\|aujkex-mwz9}} | {{t\|87\|aujkex-lv1e}} | {{t\|(8)\|aujkex-hp2t}} | {{t\|1\|aujkex-h7b6}} | {{t\|(7)\|aujkex-4qb3}} | {{t\|0\|aujkex-6zb3}} | {{t\|0\|aujkex-6bec}} | {{t\|0\|aujkex-oewf}} | {{t\|0\|aujkex-dse2}} | {{t\|0\|aujkex-kj29}} | {{t\|0\|aujkex-umlv}} | {{t\|240\|aujkex-d567}} | {{t\|344\|aujkex-gzv3}} | {{t\|584\|aujkex-rkie}} | {{t\|263\|aujkex-pttj}} | {{t\|447\|aujkex-3on4}} | {{t\|710\|aujkex-65gi}} |
| **Other result** | {{t\|(420)\|aujkex-chl1}} | {{t\|(359)\|aujkex-599z}} | {{t\|(779)\|aujkex-4tqa}} | {{t\|(413)\|aujkex-nosx}} | {{t\|(435)\|aujkex-ttbo}} | {{t\|(848)\|aujkex-5s4u}} | {{t\|(179)\|aujkex-olpx}} | {{t\|(272)\|aujkex-xkfc}} | {{t\|(451)\|aujkex-dyg6}} | {{t\|(230)\|aujkex-gi5z}} | {{t\|(303)\|aujkex-811o}} | {{t\|(534)\|aujkex-cvk8}} | {{t\|(17)\|aujkex-dyak}} | {{t\|(4)\|aujkex-qoyu}} | {{t\|(22)\|aujkex-q1g7}} | {{t\|(19)\|aujkex-ofd5}} | {{t\|(13)\|aujkex-bry9}} | {{t\|(32)\|aujkex-r0i8}} | {{t\|(559)\|aujkex-3979}} | {{t\|(704)\|aujkex-g5lr}} | {{t\|(1,264)\|aujkex-30ep}} | {{t\|(593)\|aujkex-rb40}} | {{t\|(662)\|aujkex-htyo}} | {{t\|(1,255)\|aujkex-0097}} | {{t\|(47)\|aujkex-1ct5}} | {{t\|(5)\|aujkex-1nzp}} | {{t\|(52)\|aujkex-vtja}} | {{t\|(3)\|aujkex-wr16}} | {{t\|(10)\|aujkex-xdki}} | {{t\|(13)\|aujkex-5uzr}} | {{t\|115\|aujkex-al83}} | {{t\|91\|aujkex-35n5}} | {{t\|206\|aujkex-7fwl}} | {{t\|79\|aujkex-jh5v}} | {{t\|78\|aujkex-aheo}} | {{t\|158\|aujkex-g680}} | {{t\|(1,108)\|aujkex-m8yl}} | {{t\|(1,253)\|aujkex-fkn1}} | {{t\|(2,362)\|aujkex-u3sk}} | {{t\|(1,179)\|aujkex-hk3b}} | {{t\|(1,346)\|aujkex-0qmp}} | {{t\|(2,525)\|aujkex-1j7h}} |
| Income tax (expense)/benefit attributable to policyholders (BOP relevant) | {{t\|(2)\|aujkex-e76n}} | {{t\|(3)\|aujkex-3x6b}} | {{t\|(5)\|aujkex-93tw}} | {{t\|(0)\|aujkex-l8yi}} | {{t\|(2)\|aujkex-ky2d}} | {{t\|(2)\|aujkex-3f01}} | {{t\|(130)\|aujkex-cq3v}} | {{t\|(32)\|aujkex-eywk}} | {{t\|(163)\|aujkex-nscr}} | {{t\|(77)\|aujkex-pt8g}} | {{t\|(141)\|aujkex-lp8o}} | {{t\|(218)\|aujkex-ti6l}} | {{t\|0\|aujkex-y17z}} | {{t\|0\|aujkex-c4ph}} | {{t\|0\|aujkex-a0mt}} | {{t\|0\|aujkex-qegi}} | {{t\|0\|aujkex-xzto}} | {{t\|0\|aujkex-ewdb}} | {{t\|0\|aujkex-3wjh}} | {{t\|0\|aujkex-zper}} | {{t\|0\|aujkex-zasz}} | {{t\|0\|aujkex-1o2k}} | {{t\|0\|aujkex-xufh}} | {{t\|0\|aujkex-12et}} | {{t\|0\|aujkex-jjp0}} | {{t\|0\|aujkex-hyxq}} | {{t\|0\|aujkex-n4dd}} | {{t\|0\|aujkex-h4ni}} | {{t\|0\|aujkex-u2lo}} | {{t\|0\|aujkex-6fcx}} | {{t\|0\|aujkex-su6n}} | {{t\|0\|aujkex-l7yf}} | {{t\|0\|aujkex-qy0q}} | {{t\|0\|aujkex-gwaf}} | {{t\|0\|aujkex-7vpl}} | {{t\|0\|aujkex-gv24}} | {{t\|(132)\|aujkex-x74t}} | {{t\|(35)\|aujkex-x41y}} | {{t\|(168)\|aujkex-jkls}} | {{t\|(78)\|aujkex-lapp}} | {{t\|(143)\|aujkex-a5uy}} | {{t\|(221)\|aujkex-w065}} |
| Business {{t\|operating profit\|\|Underlying earnings}} before non-controlling interests | {{t\|2,296\|aujkex-ngh9}} | {{t\|2,058\|aujkex-ccn6}} | {{t\|4,353\|aujkex-3uba}} | {{t\|2,507\|aujkex-s9is}} | {{t\|2,779\|aujkex-2n47}} | {{t\|5,286\|aujkex-2cy0}} | {{t\|1,287\|aujkex-fjc9}} | {{t\|1,418\|aujkex-xu2h}} | {{t\|2,705\|aujkex-67ny}} | {{t\|1,265\|aujkex-xqoy}} | {{t\|1,490\|aujkex-8dqg}} | {{t\|2,754\|aujkex-fn4e}} | {{t\|1,115\|aujkex-3ono}} | {{t\|1,171\|aujkex-8peu}} | {{t\|2,286\|aujkex-zm56}} | {{t\|1,154\|aujkex-2a9e}} | {{t\|1,233\|aujkex-1c9o}} | {{t\|2,387\|aujkex-4m6w}} | {{t\|(358)\|aujkex-e50a}} | {{t\|(512)\|aujkex-ojxq}} | {{t\|(870)\|aujkex-bhn6}} | {{t\|(397)\|aujkex-3crq}} | {{t\|(503)\|aujkex-pysk}} | {{t\|(900)\|aujkex-iapn}} | {{t\|(40)\|aujkex-1seg}} | {{t\|(64)\|aujkex-lesb}} | {{t\|(104)\|aujkex-oc6k}} | {{t\|10\|aujkex-vdpr}} | {{t\|(59)\|aujkex-k2s8}} | {{t\|(48)\|aujkex-98k1}} | {{t\|0\|aujkex-2scm}} | {{t\|0\|aujkex-wfgl}} | {{t\|0\|aujkex-c6rj}} | {{t\|0\|aujkex-datu}} | {{t\|0\|aujkex-empf}} | {{t\|0\|aujkex-t2s6}} | {{t\|4,299\|aujkex-ilcd}} | {{t\|4,071\|aujkex-jbmi}} | {{t\|8,370\|aujkex-y8o3}} | {{t\|4,539\|aujkex-orfj}} | {{t\|4,940\|aujkex-l31q}} | {{t\|9,479\|aujkex-4twv}} |
| Non-controlling interest | {{t\|71\|aujkex-sx6w}} | {{t\|78\|aujkex-h3wk}} | {{t\|149\|aujkex-kglo}} | {{t\|78\|aujkex-cvv3}} | {{t\|79\|aujkex-0lba}} | {{t\|157\|aujkex-26fu}} | {{t\|239\|aujkex-uu3z}} | {{t\|231\|aujkex-ib3o}} | {{t\|470\|aujkex-x3zx}} | {{t\|234\|aujkex-9d8i}} | {{t\|232\|aujkex-mpvc}} | {{t\|466\|aujkex-s0j6}} | {{t\|0\|aujkex-15h3}} | {{t\|0\|aujkex-ukfj}} | {{t\|0\|aujkex-v63c}} | {{t\|0\|aujkex-tqjg}} | {{t\|0\|aujkex-il6u}} | {{t\|0\|aujkex-9s2p}} | {{t\|(0)\|aujkex-fchp}} | {{t\|(0)\|aujkex-a2mj}} | {{t\|(0)\|aujkex-eo1x}} | {{t\|(0)\|aujkex-dkho}} | {{t\|(0)\|aujkex-yc5n}} | {{t\|(0)\|aujkex-dmnb}} | {{t\|0\|aujkex-qtri}} | {{t\|0\|aujkex-jvbo}} | {{t\|0\|aujkex-w8d1}} | {{t\|0\|aujkex-u5a8}} | {{t\|0\|aujkex-r8br}} | {{t\|0\|aujkex-yugv}} | {{t\|0\|aujkex-2yjy}} | {{t\|0\|aujkex-e3es}} | {{t\|0\|aujkex-zg5g}} | {{t\|0\|aujkex-szag}} | {{t\|0\|aujkex-uuip}} | {{t\|0\|aujkex-h7s6}} | {{t\|311\|aujkex-4gb7}} | {{t\|308\|aujkex-0nvu}} | {{t\|619\|aujkex-ltr8}} | {{t\|312\|aujkex-9hgp}} | {{t\|311\|aujkex-u4eb}} | {{t\|623\|aujkex-duui}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|2,224\|aujkex-dpot}} | {{t\|1,980\|aujkex-i1c8}} | {{t\|4,204\|aujkex-dy46}} | {{t\|2,429\|aujkex-h6r7}} | {{t\|2,700\|aujkex-3ltv}} | {{t\|5,129\|aujkex-bsnp}} | {{t\|1,048\|aujkex-dfnp}} | {{t\|1,187\|aujkex-ggcs}} | {{t\|2,235\|aujkex-dliu}} | {{t\|1,031\|aujkex-oqq8}} | {{t\|1,258\|aujkex-jcts}} | {{t\|2,288\|aujkex-kw8j}} | {{t\|1,115\|aujkex-imuj}} | {{t\|1,171\|aujkex-7nba}} | {{t\|2,286\|aujkex-3re5}} | {{t\|1,154\|aujkex-a0lj}} | {{t\|1,233\|aujkex-jy7r}} | {{t\|2,387\|aujkex-r0fb}} | {{t\|(358)\|aujkex-cnkv}} | {{t\|(512)\|aujkex-k0xg}} | {{t\|(870)\|aujkex-17h0}} | {{t\|(397)\|aujkex-td0r}} | {{t\|(502)\|aujkex-l6jw}} | {{t\|(900)\|aujkex-it4m}} | {{t\|(40)\|aujkex-xdv4}} | {{t\|(64)\|aujkex-rgie}} | {{t\|(104)\|aujkex-p1od}} | {{t\|10\|aujkex-qii5}} | {{t\|(59)\|aujkex-wka0}} | {{t\|(48)\|aujkex-10qo}} | {{t\|0\|aujkex-6653}} | {{t\|0\|aujkex-stij}} | {{t\|0\|aujkex-bwco}} | {{t\|0\|aujkex-u614}} | {{t\|0\|aujkex-ppwv}} | {{t\|0\|aujkex-jcqi}} | {{t\|3,988\|aujkex-y44n}} | {{t\|3,763\|aujkex-hvo7}} | {{t\|7,751\|aujkex-2fhv}} | {{t\|4,227\|aujkex-v85c}} | {{t\|4,629\|aujkex-z3m2}} | {{t\|8,856\|aujkex-zm47}} |" |
|---|
|
| id | "aujkex-c2" |
|---|
| chunk | 2 |
|---|
| pages | |
|---|
| heading | "BOP to NIAS by Business" |
|---|
| tags | |
|---|
| links | | "Property & casualty" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Property & casualty" |
| "Underlying earnings" |
|
|---|
| content | "**Business operating profit to net income attributable to shareholders reconciliation by business unit.**
| In USD million | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 FY-24 | {{t\|Property & Casualty\|\|Property & casualty}} 2025 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2025 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2025 FY-25 | Life 2024 H1 | Life 2024 H2 | Life 2024 FY-24 | Life 2025 H1 | Life 2025 H2 | Life 2025 FY-25 | Farmers 2024 H1 | Farmers 2024 H2 | Farmers 2024 FY-24 | Farmers 2025 H1 | Farmers 2025 H2 | Farmers 2025 FY-25 | Group Functions and Operations 2024 H1 | Group Functions and Operations 2024 H2 | Group Functions and Operations 2024 FY-24 | Group Functions and Operations 2025 H1 | Group Functions and Operations 2025 H2 | Group Functions and Operations 2025 FY-25 | Non-Core Businesses 2024 H1 | Non-Core Businesses 2024 H2 | Non-Core Businesses 2024 FY-24 | Non-Core Businesses 2025 H1 | Non-Core Businesses 2025 H2 | Non-Core Businesses 2025 FY-25 | Eliminations 2024 H1 | Eliminations 2024 H2 | Eliminations 2024 FY-24 | Eliminations 2025 H1 | Eliminations 2025 H2 | Eliminations 2025 FY-25 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 | Total 2025 H1 | Total 2025 H2 | Total 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|2,224\|aujkex-tcso}} | {{t\|1,980\|aujkex-dd1q}} | {{t\|4,204\|aujkex-fgvx}} | {{t\|2,429\|aujkex-meux}} | {{t\|2,700\|aujkex-rl3g}} | {{t\|5,129\|aujkex-6xc4}} | {{t\|1,048\|aujkex-9oy8}} | {{t\|1,187\|aujkex-xpax}} | {{t\|2,235\|aujkex-7kxk}} | {{t\|1,031\|aujkex-go3y}} | {{t\|1,258\|aujkex-ltx0}} | {{t\|2,288\|aujkex-7bdj}} | {{t\|1,115\|aujkex-454r}} | {{t\|1,171\|aujkex-dqvu}} | {{t\|2,286\|aujkex-mxxn}} | {{t\|1,154\|aujkex-ozzr}} | {{t\|1,233\|aujkex-r19t}} | {{t\|2,387\|aujkex-pk02}} | {{t\|(358)\|aujkex-i0cr}} | {{t\|(512)\|aujkex-y9c2}} | {{t\|(870)\|aujkex-wjpz}} | {{t\|(397)\|aujkex-ken0}} | {{t\|(502)\|aujkex-k7oz}} | {{t\|(900)\|aujkex-eq7h}} | {{t\|(40)\|aujkex-xsg3}} | {{t\|(64)\|aujkex-xgfy}} | {{t\|(104)\|aujkex-6nds}} | {{t\|10\|aujkex-81h9}} | {{t\|(59)\|aujkex-jnxd}} | {{t\|(48)\|aujkex-1itx}} | {{t\|0\|aujkex-zqyy}} | {{t\|0\|aujkex-d61e}} | {{t\|0\|aujkex-3los}} | {{t\|0\|aujkex-86tf}} | {{t\|0\|aujkex-3qa5}} | {{t\|0\|aujkex-t44f}} | {{t\|3,988\|aujkex-hyma}} | {{t\|3,763\|aujkex-q6z4}} | {{t\|7,751\|aujkex-5q6f}} | {{t\|4,227\|aujkex-bdk4}} | {{t\|4,629\|aujkex-vw69}} | {{t\|8,856\|aujkex-40og}} |
| Revenues/(expenses) not relevant for BOP: — Net capital gains/(losses) on Group investments | {{t\|414\|aujkex-qcag}} | {{t\|153\|aujkex-deur}} | {{t\|567\|aujkex-rzmu}} | {{t\|136\|aujkex-mi3c}} | {{t\|915\|aujkex-7por}} | {{t\|1,051\|aujkex-d6la}} | {{t\|32\|aujkex-0epq}} | {{t\|293\|aujkex-k4a0}} | {{t\|325\|aujkex-v3ip}} | {{t\|115\|aujkex-lwiw}} | {{t\|401\|aujkex-cn4a}} | {{t\|516\|aujkex-iohv}} | {{t\|(2)\|aujkex-80fz}} | {{t\|(0)\|aujkex-ldxa}} | {{t\|(2)\|aujkex-fkyg}} | {{t\|1\|aujkex-40cv}} | {{t\|0\|aujkex-y2lu}} | {{t\|1\|aujkex-y36n}} | {{t\|(20)\|aujkex-fec5}} | {{t\|(5)\|aujkex-78of}} | {{t\|(25)\|aujkex-i0x8}} | {{t\|(3)\|aujkex-6vy1}} | {{t\|(1)\|aujkex-4if1}} | {{t\|(4)\|aujkex-7sso}} | {{t\|(23)\|aujkex-wjuh}} | {{t\|0\|aujkex-5b8f}} | {{t\|(22)\|aujkex-bpnc}} | {{t\|8\|aujkex-7lrm}} | {{t\|(10)\|aujkex-qlfp}} | {{t\|(2)\|aujkex-83hj}} | {{t\|0\|aujkex-gjcm}} | {{t\|0\|aujkex-hpua}} | {{t\|0\|aujkex-ngo3}} | {{t\|0\|aujkex-nn4c}} | {{t\|0\|aujkex-tj3b}} | {{t\|0\|aujkex-mmb7}} | {{t\|402\|aujkex-7jec}} | {{t\|441\|aujkex-8tv6}} | {{t\|843\|aujkex-hfci}} | {{t\|258\|aujkex-360s}} | {{t\|1,305\|aujkex-0peb}} | {{t\|1,563\|aujkex-csom}} |
| Revenues/(expenses) not relevant for BOP: — Net capital gains/(losses) on unit-linked investments | {{t\|0\|aujkex-rfhg}} | {{t\|0\|aujkex-96eo}} | {{t\|0\|aujkex-hq5z}} | {{t\|0\|aujkex-haec}} | {{t\|0\|aujkex-0q4m}} | {{t\|0\|aujkex-j8x3}} | {{t\|8,752\|aujkex-nm2v}} | {{t\|5,827\|aujkex-s2af}} | {{t\|14,579\|aujkex-fgkl}} | {{t\|1,788\|aujkex-uxs1}} | {{t\|11,181\|aujkex-lf4u}} | {{t\|12,969\|aujkex-hvx9}} | {{t\|116\|aujkex-e1im}} | {{t\|42\|aujkex-1k6k}} | {{t\|158\|aujkex-yhqf}} | {{t\|42\|aujkex-0v0g}} | {{t\|49\|aujkex-8y0k}} | {{t\|91\|aujkex-aa7f}} | {{t\|0\|aujkex-280a}} | {{t\|0\|aujkex-gw25}} | {{t\|0\|aujkex-ovn9}} | {{t\|0\|aujkex-5t22}} | {{t\|0\|aujkex-d266}} | {{t\|0\|aujkex-pl24}} | {{t\|190\|aujkex-zxbh}} | {{t\|133\|aujkex-ed70}} | {{t\|322\|aujkex-ylke}} | {{t\|144\|aujkex-a0in}} | {{t\|189\|aujkex-dtkq}} | {{t\|334\|aujkex-1fgn}} | {{t\|0\|aujkex-wnyi}} | {{t\|0\|aujkex-447n}} | {{t\|0\|aujkex-yb1n}} | {{t\|0\|aujkex-fiku}} | {{t\|0\|aujkex-jqyb}} | {{t\|0\|aujkex-mhhc}} | {{t\|9,058\|aujkex-oyrr}} | {{t\|6,001\|aujkex-y8sv}} | {{t\|15,059\|aujkex-0ya0}} | {{t\|1,974\|aujkex-dyfo}} | {{t\|11,419\|aujkex-qrcw}} | {{t\|13,393\|aujkex-8wpa}} |
| Revenues/(expenses) not relevant for BOP: — Change in liabilities for investment contracts and other funds | {{t\|0\|aujkex-qu3e}} | {{t\|0\|aujkex-thuh}} | {{t\|0\|aujkex-t4xq}} | {{t\|0\|aujkex-9zyw}} | {{t\|0\|aujkex-z9dk}} | {{t\|0\|aujkex-5idf}} | {{t\|(4,508)\|aujkex-lz25}} | {{t\|(2,754)\|aujkex-hcv9}} | {{t\|(7,261)\|aujkex-37f9}} | {{t\|109\|aujkex-qy36}} | {{t\|(5,140)\|aujkex-g75o}} | {{t\|(5,031)\|aujkex-odt6}} | {{t\|0\|aujkex-vdeo}} | {{t\|0\|aujkex-9jv7}} | {{t\|0\|aujkex-erxx}} | {{t\|0\|aujkex-wude}} | {{t\|0\|aujkex-325a}} | {{t\|0\|aujkex-zzwh}} | {{t\|0\|aujkex-zkpa}} | {{t\|0\|aujkex-9o4v}} | {{t\|0\|aujkex-hx9w}} | {{t\|0\|aujkex-x6kl}} | {{t\|0\|aujkex-5wbe}} | {{t\|0\|aujkex-d99o}} | {{t\|0\|aujkex-mmjw}} | {{t\|0\|aujkex-oj03}} | {{t\|0\|aujkex-62bn}} | {{t\|0\|aujkex-zh9a}} | {{t\|0\|aujkex-zro3}} | {{t\|0\|aujkex-h54r}} | {{t\|0\|aujkex-8cnl}} | {{t\|0\|aujkex-lval}} | {{t\|0\|aujkex-vpo4}} | {{t\|0\|aujkex-bons}} | {{t\|0\|aujkex-gjo8}} | {{t\|0\|aujkex-t9gh}} | {{t\|(4,508)\|aujkex-l0us}} | {{t\|(2,754)\|aujkex-gnq0}} | {{t\|(7,261)\|aujkex-0q28}} | {{t\|109\|aujkex-3mqp}} | {{t\|(5,140)\|aujkex-qzuo}} | {{t\|(5,031)\|aujkex-bzyd}} |
| Revenues/(expenses) not relevant for BOP: — Re-/Insurance finance income/(expenses) (1) | {{t\|0\|aujkex-1fgj}} | {{t\|0\|aujkex-9lht}} | {{t\|0\|aujkex-avox}} | {{t\|(0)\|aujkex-e7if}} | {{t\|0\|aujkex-3wyw}} | {{t\|0\|aujkex-g1ps}} | {{t\|(4,397)\|aujkex-3ffg}} | {{t\|(3,378)\|aujkex-g0ex}} | {{t\|(7,775)\|aujkex-vagg}} | {{t\|(1,980)\|aujkex-jrw9}} | {{t\|(6,469)\|aujkex-d6jv}} | {{t\|(8,448)\|aujkex-j6o7}} | {{t\|(114)\|aujkex-8voh}} | {{t\|(43)\|aujkex-cfxz}} | {{t\|(158)\|aujkex-3k87}} | {{t\|(41)\|aujkex-j1n9}} | {{t\|(45)\|aujkex-fdxx}} | {{t\|(86)\|aujkex-zc9h}} | {{t\|0\|aujkex-i9bc}} | {{t\|0\|aujkex-jvxh}} | {{t\|0\|aujkex-a2vq}} | {{t\|0\|aujkex-w87n}} | {{t\|0\|aujkex-gmmt}} | {{t\|0\|aujkex-sj0c}} | {{t\|(173)\|aujkex-f21i}} | {{t\|(136)\|aujkex-k8g2}} | {{t\|(310)\|aujkex-t8zr}} | {{t\|(146)\|aujkex-usc4}} | {{t\|(187)\|aujkex-vs7t}} | {{t\|(333)\|aujkex-6dp8}} | {{t\|0\|aujkex-qba5}} | {{t\|0\|aujkex-grml}} | {{t\|0\|aujkex-l4oc}} | {{t\|(0)\|aujkex-dv2u}} | {{t\|(0)\|aujkex-5y9f}} | {{t\|(0)\|aujkex-lqxs}} | {{t\|(4,685)\|aujkex-3jn0}} | {{t\|(3,557)\|aujkex-qcd1}} | {{t\|(8,242)\|aujkex-s8jk}} | {{t\|(2,167)\|aujkex-jq47}} | {{t\|(6,701)\|aujkex-sylq}} | {{t\|(8,868)\|aujkex-1qtu}} |
| Revenues/(expenses) not relevant for BOP: — Net gains/(losses) on divestment of businesses | {{t\|13\|aujkex-aa4v}} | {{t\|3\|aujkex-bsmp}} | {{t\|16\|aujkex-tmmm}} | {{t\|0\|aujkex-1e37}} | {{t\|0\|aujkex-br7z}} | {{t\|0\|aujkex-c7dh}} | {{t\|14\|aujkex-cmh6}} | {{t\|84\|aujkex-hbub}} | {{t\|98\|aujkex-dalq}} | {{t\|(1)\|aujkex-cop9}} | {{t\|(5)\|aujkex-ftpy}} | {{t\|(6)\|aujkex-prgj}} | {{t\|0\|aujkex-qb80}} | {{t\|0\|aujkex-dbxw}} | {{t\|0\|aujkex-rtt8}} | {{t\|0\|aujkex-9ooy}} | {{t\|0\|aujkex-sfcz}} | {{t\|0\|aujkex-b789}} | {{t\|(1)\|aujkex-m4nx}} | {{t\|(0)\|aujkex-qaep}} | {{t\|(1)\|aujkex-mtom}} | {{t\|0\|aujkex-vxqf}} | {{t\|0\|aujkex-4ogu}} | {{t\|0\|aujkex-z9kn}} | {{t\|0\|aujkex-tyug}} | {{t\|0\|aujkex-942v}} | {{t\|0\|aujkex-9qfz}} | {{t\|0\|aujkex-we0p}} | {{t\|(1)\|aujkex-ck8c}} | {{t\|(1)\|aujkex-tp0u}} | {{t\|0\|aujkex-esjd}} | {{t\|0\|aujkex-88oy}} | {{t\|0\|aujkex-8txe}} | {{t\|0\|aujkex-z5u0}} | {{t\|0\|aujkex-9nyg}} | {{t\|0\|aujkex-159i}} | {{t\|26\|aujkex-ssu5}} | {{t\|87\|aujkex-fftq}} | {{t\|114\|aujkex-c2gk}} | {{t\|(1)\|aujkex-syem}} | {{t\|(6)\|aujkex-s6us}} | {{t\|(7)\|aujkex-7vwa}} |
| Revenues/(expenses) not relevant for BOP: — Restructuring costs | {{t\|(118)\|aujkex-bma8}} | {{t\|(116)\|aujkex-8emi}} | {{t\|(234)\|aujkex-4b91}} | {{t\|(57)\|aujkex-vopd}} | {{t\|(126)\|aujkex-1sz5}} | {{t\|(184)\|aujkex-4h1e}} | {{t\|(10)\|aujkex-ewu2}} | {{t\|(23)\|aujkex-ng73}} | {{t\|(33)\|aujkex-lxld}} | {{t\|(29)\|aujkex-u3yw}} | {{t\|(47)\|aujkex-mbwm}} | {{t\|(77)\|aujkex-gbka}} | {{t\|(1)\|aujkex-ms2k}} | {{t\|(3)\|aujkex-ysst}} | {{t\|(4)\|aujkex-9kng}} | {{t\|(4)\|aujkex-jjpa}} | {{t\|(24)\|aujkex-wr08}} | {{t\|(27)\|aujkex-9rv1}} | {{t\|(4)\|aujkex-mss6}} | {{t\|(3)\|aujkex-9q43}} | {{t\|(6)\|aujkex-n5t7}} | {{t\|(4)\|aujkex-aax4}} | {{t\|(8)\|aujkex-jocg}} | {{t\|(12)\|aujkex-ea0u}} | {{t\|(0)\|aujkex-hj4e}} | {{t\|0\|aujkex-9q3u}} | {{t\|(0)\|aujkex-4g9i}} | {{t\|0\|aujkex-apl0}} | {{t\|(0)\|aujkex-atro}} | {{t\|(0)\|aujkex-8p7b}} | {{t\|0\|aujkex-cjbr}} | {{t\|0\|aujkex-a8o8}} | {{t\|0\|aujkex-1h41}} | {{t\|0\|aujkex-n6f6}} | {{t\|0\|aujkex-k6h2}} | {{t\|0\|aujkex-3we1}} | {{t\|(133)\|aujkex-duv3}} | {{t\|(144)\|aujkex-8k44}} | {{t\|(277)\|aujkex-rniy}} | {{t\|(95)\|aujkex-td6a}} | {{t\|(205)\|aujkex-n3g3}} | {{t\|(299)\|aujkex-vkpv}} |
| Revenues/(expenses) not relevant for BOP: — Other adjustments | {{t\|(7)\|aujkex-etly}} | {{t\|(70)\|aujkex-nxrn}} | {{t\|(77)\|aujkex-8s9f}} | {{t\|(47)\|aujkex-8zgs}} | {{t\|(116)\|aujkex-ob47}} | {{t\|(163)\|aujkex-tkxs}} | {{t\|(16)\|aujkex-fz17}} | {{t\|5\|aujkex-bnd2}} | {{t\|(11)\|aujkex-i17r}} | {{t\|(35)\|aujkex-p5zg}} | {{t\|(89)\|aujkex-cu21}} | {{t\|(124)\|aujkex-47dd}} | {{t\|(34)\|aujkex-xq0r}} | {{t\|(32)\|aujkex-h6fq}} | {{t\|(66)\|aujkex-4w0q}} | {{t\|(37)\|aujkex-f45f}} | {{t\|(31)\|aujkex-lycs}} | {{t\|(68)\|aujkex-ni74}} | {{t\|(49)\|aujkex-asqv}} | {{t\|(16)\|aujkex-it0j}} | {{t\|(65)\|aujkex-b5vc}} | {{t\|(57)\|aujkex-0r2u}} | {{t\|(5)\|aujkex-g7ad}} | {{t\|(62)\|aujkex-ic5s}} | {{t\|0\|aujkex-1fhe}} | {{t\|(87)\|aujkex-p9rr}} | {{t\|(87)\|aujkex-bjjs}} | {{t\|8\|aujkex-g857}} | {{t\|(1)\|aujkex-4lhn}} | {{t\|7\|aujkex-he2i}} | {{t\|0\|aujkex-hky4}} | {{t\|0\|aujkex-eivx}} | {{t\|0\|aujkex-ok50}} | {{t\|0\|aujkex-w1oe}} | {{t\|0\|aujkex-l2bc}} | {{t\|0\|aujkex-znv9}} | {{t\|(107)\|aujkex-2y7t}} | {{t\|(199)\|aujkex-s0rw}} | {{t\|(307)\|aujkex-q8by}} | {{t\|(168)\|aujkex-hs6u}} | {{t\|(243)\|aujkex-hf5w}} | {{t\|(410)\|aujkex-2toa}} |
| Add back: — Business {{t\|operating profit\|\|Underlying earnings}} attributable to non-controlling interests | {{t\|71\|aujkex-9gy2}} | {{t\|78\|aujkex-an5c}} | {{t\|149\|aujkex-jo65}} | {{t\|78\|aujkex-4iqn}} | {{t\|79\|aujkex-hqvj}} | {{t\|157\|aujkex-evgl}} | {{t\|239\|aujkex-jikz}} | {{t\|231\|aujkex-psyc}} | {{t\|470\|aujkex-55c8}} | {{t\|234\|aujkex-plv2}} | {{t\|232\|aujkex-8rbl}} | {{t\|466\|aujkex-m9d0}} | {{t\|0\|aujkex-5b58}} | {{t\|0\|aujkex-539x}} | {{t\|0\|aujkex-somn}} | {{t\|0\|aujkex-y8sl}} | {{t\|0\|aujkex-r1hj}} | {{t\|0\|aujkex-62je}} | {{t\|(0)\|aujkex-6map}} | {{t\|(0)\|aujkex-sgy5}} | {{t\|(0)\|aujkex-v9o8}} | {{t\|(0)\|aujkex-j5ty}} | {{t\|(0)\|aujkex-1n0s}} | {{t\|(0)\|aujkex-cm2h}} | {{t\|0\|aujkex-7pwz}} | {{t\|0\|aujkex-yu38}} | {{t\|0\|aujkex-w4q9}} | {{t\|0\|aujkex-2dor}} | {{t\|0\|aujkex-7uy9}} | {{t\|0\|aujkex-51v8}} | {{t\|0\|aujkex-eqy6}} | {{t\|0\|aujkex-01p6}} | {{t\|0\|aujkex-idtr}} | {{t\|0\|aujkex-f0l6}} | {{t\|0\|aujkex-aedo}} | {{t\|0\|aujkex-6jy6}} | {{t\|311\|aujkex-l15i}} | {{t\|308\|aujkex-cuh9}} | {{t\|619\|aujkex-wmyh}} | {{t\|312\|aujkex-vh4m}} | {{t\|311\|aujkex-y1zm}} | {{t\|623\|aujkex-3g7v}} |
| **Add back: — Net income before shareholders' taxes** | {{t\|2,596\|aujkex-lw7g}} | {{t\|2,028\|aujkex-elvn}} | {{t\|4,625\|aujkex-6zeb}} | {{t\|2,539\|aujkex-knki}} | {{t\|3,451\|aujkex-s5h5}} | {{t\|5,990\|aujkex-8223}} | {{t\|1,154\|aujkex-xtec}} | {{t\|1,473\|aujkex-y3j9}} | {{t\|2,628\|aujkex-0o94}} | {{t\|1,232\|aujkex-tsca}} | {{t\|1,321\|aujkex-7lu8}} | {{t\|2,554\|aujkex-tkbj}} | {{t\|1,080\|aujkex-yh0h}} | {{t\|1,134\|aujkex-52xe}} | {{t\|2,214\|aujkex-iasc}} | {{t\|1,114\|aujkex-iidn}} | {{t\|1,183\|aujkex-6lx5}} | {{t\|2,297\|aujkex-wcqj}} | {{t\|(432)\|aujkex-f0hu}} | {{t\|(536)\|aujkex-zte3}} | {{t\|(968)\|aujkex-ftsq}} | {{t\|(461)\|aujkex-p864}} | {{t\|(516)\|aujkex-tanz}} | {{t\|(978)\|aujkex-cxke}} | {{t\|(47)\|aujkex-vp6v}} | {{t\|(154)\|aujkex-mf97}} | {{t\|(201)\|aujkex-m3xr}} | {{t\|25\|aujkex-pw40}} | {{t\|(69)\|aujkex-h5mn}} | {{t\|(44)\|aujkex-w86c}} | {{t\|0\|aujkex-b8u4}} | {{t\|0\|aujkex-6666}} | {{t\|0\|aujkex-4u15}} | {{t\|0\|aujkex-cbu1}} | {{t\|0\|aujkex-a66w}} | {{t\|0\|aujkex-18ye}} | {{t\|4,352\|aujkex-i7n9}} | {{t\|3,946\|aujkex-bnxb}} | {{t\|8,298\|aujkex-95nt}} | {{t\|4,450\|aujkex-2mtm}} | {{t\|5,370\|aujkex-dcr4}} | {{t\|9,820\|aujkex-m2xk}} |
| Add back: — Income tax expense/(benefit) attributable to policyholders (BOP relevant) | {{t\|2\|aujkex-4cy6}} | {{t\|3\|aujkex-di9b}} | {{t\|5\|aujkex-exo9}} | {{t\|0\|aujkex-s1hc}} | {{t\|2\|aujkex-orz8}} | {{t\|2\|aujkex-m1t7}} | {{t\|130\|aujkex-nuhw}} | {{t\|32\|aujkex-suc9}} | {{t\|163\|aujkex-ryr6}} | {{t\|77\|aujkex-416b}} | {{t\|141\|aujkex-l71c}} | {{t\|218\|aujkex-ye74}} | {{t\|0\|aujkex-a4lg}} | {{t\|0\|aujkex-aa2n}} | {{t\|0\|aujkex-eq4a}} | {{t\|0\|aujkex-ch3t}} | {{t\|0\|aujkex-a5ag}} | {{t\|0\|aujkex-5bjk}} | {{t\|0\|aujkex-ut7q}} | {{t\|0\|aujkex-qdjl}} | {{t\|0\|aujkex-zp9o}} | {{t\|0\|aujkex-as2z}} | {{t\|0\|aujkex-8xpg}} | {{t\|0\|aujkex-bqvf}} | {{t\|0\|aujkex-v19b}} | {{t\|0\|aujkex-limn}} | {{t\|0\|aujkex-x6vf}} | {{t\|0\|aujkex-wx17}} | {{t\|0\|aujkex-5pt3}} | {{t\|0\|aujkex-22vr}} | {{t\|0\|aujkex-hsx4}} | {{t\|0\|aujkex-rhv0}} | {{t\|0\|aujkex-i4et}} | {{t\|0\|aujkex-oxkc}} | {{t\|0\|aujkex-qh9x}} | {{t\|0\|aujkex-lbub}} | {{t\|132\|aujkex-vgt7}} | {{t\|35\|aujkex-wgyl}} | {{t\|168\|aujkex-824u}} | {{t\|78\|aujkex-9omf}} | {{t\|143\|aujkex-3nuc}} | {{t\|221\|aujkex-atix}} |
| **Add back: — Net income before income taxes** | {{t\|2,599\|aujkex-hyht}} | {{t\|2,031\|aujkex-gldr}} | {{t\|4,630\|aujkex-muxq}} | {{t\|2,540\|aujkex-xl3n}} | {{t\|3,453\|aujkex-0t8p}} | {{t\|5,992\|aujkex-eh46}} | {{t\|1,285\|aujkex-9u1f}} | {{t\|1,506\|aujkex-urtm}} | {{t\|2,790\|aujkex-gwe5}} | {{t\|1,309\|aujkex-ugnz}} | {{t\|1,463\|aujkex-8z1l}} | {{t\|2,772\|aujkex-fgo2}} | {{t\|1,080\|aujkex-plbd}} | {{t\|1,134\|aujkex-v8t4}} | {{t\|2,214\|aujkex-b44n}} | {{t\|1,114\|aujkex-3f1x}} | {{t\|1,183\|aujkex-b8qi}} | {{t\|2,297\|aujkex-cszy}} | {{t\|(432)\|aujkex-w2oe}} | {{t\|(536)\|aujkex-opta}} | {{t\|(968)\|aujkex-bliy}} | {{t\|(461)\|aujkex-pqpz}} | {{t\|(516)\|aujkex-0cmy}} | {{t\|(978)\|aujkex-fhg3}} | {{t\|(47)\|aujkex-460g}} | {{t\|(154)\|aujkex-0inx}} | {{t\|(201)\|aujkex-wzw4}} | {{t\|25\|aujkex-raz9}} | {{t\|(69)\|aujkex-xq4z}} | {{t\|(44)\|aujkex-nbpd}} | {{t\|0\|aujkex-uuhb}} | {{t\|0\|aujkex-b7h3}} | {{t\|0\|aujkex-ru0f}} | {{t\|0\|aujkex-a8vq}} | {{t\|0\|aujkex-6si7}} | {{t\|0\|aujkex-4b36}} | {{t\|4,484\|aujkex-n925}} | {{t\|3,981\|aujkex-ycap}} | {{t\|8,465\|aujkex-fzof}} | {{t\|4,527\|aujkex-0gyf}} | {{t\|5,513\|aujkex-3p8q}} | {{t\|10,040\|aujkex-1igt}} |
| Add back: — Income tax (expense)/benefit | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|(1,264)\|aujkex-oiwh}} | {{t\|(997)\|aujkex-ia4j}} | {{t\|(2,261)\|aujkex-hjtr}} | {{t\|(1,246)\|aujkex-kp4u}} | {{t\|(1,594)\|aujkex-yls7}} | {{t\|(2,840)\|aujkex-j1w4}} |
| Add back: — attributable to policyholders | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|(131)\|aujkex-k7tt}} | {{t\|(48)\|aujkex-bd7r}} | {{t\|(179)\|aujkex-3xwq}} | {{t\|(74)\|aujkex-jpl1}} | {{t\|(155)\|aujkex-hdbp}} | {{t\|(229)\|aujkex-agyu}} |
| Add back: — attributable to shareholders | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|(1,132)\|aujkex-juoh}} | {{t\|(949)\|aujkex-qnaz}} | {{t\|(2,082)\|aujkex-co5w}} | {{t\|(1,172)\|aujkex-7ezd}} | {{t\|(1,438)\|aujkex-yppo}} | {{t\|(2,610)\|aujkex-2szq}} |
| **Add back: — Net income after taxes** | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|3,221\|aujkex-vd5t}} | {{t\|2,984\|aujkex-evf8}} | {{t\|6,204\|aujkex-02dm}} | {{t\|3,281\|aujkex-0cje}} | {{t\|3,919\|aujkex-n89y}} | {{t\|7,201\|aujkex-q1q2}} |
| Add back: — attributable to non-controlling interests | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|194\|aujkex-234g}} | {{t\|196\|aujkex-6xgu}} | {{t\|390\|aujkex-kq4e}} | {{t\|216\|aujkex-ixut}} | {{t\|186\|aujkex-fxpb}} | {{t\|403\|aujkex-vovz}} |
| Add back: — attributable to shareholders | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|3,026\|aujkex-xdvo}} | {{t\|2,788\|aujkex-4kgu}} | {{t\|5,814\|aujkex-4057}} | {{t\|3,065\|aujkex-qcmg}} | {{t\|3,733\|aujkex-tk8k}} | {{t\|6,798\|aujkex-lxad}} |
(1) Includes change in fair value of underlying investment, the impact of change in discount rates and risk mitigation arising from derivatives" |
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| id | "aujkex-c3" |
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| chunk | 3 |
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| pages | |
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| heading | "BS by Business" |
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| tags | |
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| content | "**Assets by business unit.**
| In USD million | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2025 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2025 H2 | Life 2024 H1 | Life 2024 H2 | Life 2025 H1 | Life 2025 H2 | Farmers 2024 H1 | Farmers 2024 H2 | Farmers 2025 H1 | Farmers 2025 H2 | Group Functions and Operations 2024 H1 | Group Functions and Operations 2024 H2 | Group Functions and Operations 2025 H1 | Group Functions and Operations 2025 H2 | Non-Core Businesses 2024 H1 | Non-Core Businesses 2024 H2 | Non-Core Businesses 2025 H1 | Non-Core Businesses 2025 H2 | Eliminations 2024 H1 | Eliminations 2024 H2 | Eliminations 2025 H1 | Eliminations 2025 H2 | Total 2024 H1 | Total 2024 H2 | Total 2025 H1 | Total 2025 H2 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| **Assets — Cash and cash equivalents** | {{t\|6,668\|aujkex-zfmb}} | {{t\|7,468\|aujkex-5mmt}} | {{t\|8,184\|aujkex-27i2}} | {{t\|7,782\|aujkex-fai0}} | {{t\|4,962\|aujkex-z6x9}} | {{t\|4,614\|aujkex-pj3q}} | {{t\|4,543\|aujkex-u5ed}} | {{t\|3,970\|aujkex-v8rz}} | {{t\|831\|aujkex-skdb}} | {{t\|914\|aujkex-cezh}} | {{t\|461\|aujkex-ktyp}} | {{t\|906\|aujkex-asch}} | {{t\|3,305\|aujkex-fjtk}} | {{t\|2,829\|aujkex-7y8q}} | {{t\|1,777\|aujkex-ugfq}} | {{t\|2,268\|aujkex-skn3}} | {{t\|408\|aujkex-qsqv}} | {{t\|558\|aujkex-cyfp}} | {{t\|657\|aujkex-u1xu}} | {{t\|539\|aujkex-j9bb}} | {{t\|(9,590)\|aujkex-x010}} | {{t\|(9,615)\|aujkex-ep6o}} | {{t\|(8,813)\|aujkex-yun0}} | {{t\|(8,380)\|aujkex-6ekd}} | {{t\|6,585\|aujkex-tzet}} | {{t\|6,768\|aujkex-rwyb}} | {{t\|6,809\|aujkex-13zb}} | {{t\|7,086\|aujkex-5iks}} |
| Assets — Total Group Investments | {{t\|68,085\|aujkex-7340}} | {{t\|68,038\|aujkex-74f6}} | {{t\|72,543\|aujkex-pdxi}} | {{t\|74,246\|aujkex-a03p}} | {{t\|81,715\|aujkex-1vp0}} | {{t\|80,027\|aujkex-yv70}} | {{t\|89,971\|aujkex-91rv}} | {{t\|89,951\|aujkex-nqoj}} | {{t\|1,155\|aujkex-6h4a}} | {{t\|1,163\|aujkex-e365}} | {{t\|1,218\|aujkex-b7pq}} | {{t\|1,080\|aujkex-gss7}} | {{t\|7,470\|aujkex-p12b}} | {{t\|7,074\|aujkex-4j8d}} | {{t\|8,138\|aujkex-08bf}} | {{t\|8,482\|aujkex-58dk}} | {{t\|3,899\|aujkex-rytr}} | {{t\|3,707\|aujkex-rqyl}} | {{t\|3,033\|aujkex-o6rx}} | {{t\|2,930\|aujkex-9o2y}} | {{t\|(8,209)\|aujkex-la7u}} | {{t\|(7,447)\|aujkex-bkxi}} | {{t\|(7,745)\|aujkex-u5n1}} | {{t\|(7,684)\|aujkex-9uh0}} | {{t\|154,116\|aujkex-ykr3}} | {{t\|152,562\|aujkex-q6al}} | {{t\|167,159\|aujkex-7y8g}} | {{t\|169,006\|aujkex-uuwg}} |
| Assets — Equity securities | {{t\|8,944\|aujkex-yn91}} | {{t\|8,796\|aujkex-ib80}} | {{t\|10,155\|aujkex-yack}} | {{t\|11,174\|aujkex-34c9}} | {{t\|5,761\|aujkex-voa2}} | {{t\|5,243\|aujkex-kz0l}} | {{t\|5,684\|aujkex-k4gq}} | {{t\|6,406\|aujkex-3v25}} | {{t\|43\|aujkex-sm0d}} | {{t\|57\|aujkex-1cun}} | {{t\|41\|aujkex-radz}} | {{t\|50\|aujkex-ba1s}} | {{t\|21\|aujkex-um6u}} | {{t\|24\|aujkex-v7e7}} | {{t\|37\|aujkex-x72o}} | {{t\|45\|aujkex-4v1s}} | {{t\|57\|aujkex-puuq}} | {{t\|61\|aujkex-9mbq}} | {{t\|80\|aujkex-z2qu}} | {{t\|66\|aujkex-4kdm}} | {{t\|0\|aujkex-6ftc}} | {{t\|0\|aujkex-jpt0}} | {{t\|0\|aujkex-o8ze}} | {{t\|0\|aujkex-r83v}} | {{t\|14,826\|aujkex-b0wk}} | {{t\|14,182\|aujkex-f9bv}} | {{t\|15,997\|aujkex-des7}} | {{t\|17,741\|aujkex-z6hd}} |
| Assets — Debt securities | {{t\|48,953\|aujkex-wi1u}} | {{t\|49,404\|aujkex-gpk4}} | {{t\|52,105\|aujkex-d9wi}} | {{t\|52,941\|aujkex-dfok}} | {{t\|61,014\|aujkex-zs79}} | {{t\|60,194\|aujkex-kjem}} | {{t\|67,876\|aujkex-v9fc}} | {{t\|67,371\|aujkex-vkjn}} | {{t\|1,059\|aujkex-hp3y}} | {{t\|1,068\|aujkex-y6n9}} | {{t\|1,140\|aujkex-enwi}} | {{t\|1,008\|aujkex-bobq}} | {{t\|4,139\|aujkex-5er4}} | {{t\|4,255\|aujkex-xyua}} | {{t\|5,115\|aujkex-pvjo}} | {{t\|5,574\|aujkex-dihw}} | {{t\|3,562\|aujkex-v6ef}} | {{t\|3,494\|aujkex-zlbz}} | {{t\|2,799\|aujkex-9m9f}} | {{t\|2,689\|aujkex-7i95}} | {{t\|0\|aujkex-up8d}} | {{t\|0\|aujkex-dob4}} | {{t\|0\|aujkex-zoqi}} | {{t\|0\|aujkex-rf91}} | {{t\|118,727\|aujkex-ph8h}} | {{t\|118,415\|aujkex-un05}} | {{t\|129,036\|aujkex-17ut}} | {{t\|129,583\|aujkex-qyln}} |
| Assets — Investment property | {{t\|4,864\|aujkex-zfns}} | {{t\|4,573\|aujkex-uopd}} | {{t\|4,933\|aujkex-s30r}} | {{t\|4,865\|aujkex-hexb}} | {{t\|7,643\|aujkex-3mrh}} | {{t\|7,061\|aujkex-wzv2}} | {{t\|8,114\|aujkex-2yme}} | {{t\|7,735\|aujkex-7bnj}} | {{t\|46\|aujkex-uu04}} | {{t\|30\|aujkex-750l}} | {{t\|31\|aujkex-vbrf}} | {{t\|15\|aujkex-eusa}} | {{t\|0\|aujkex-aom3}} | {{t\|0\|aujkex-yv6y}} | {{t\|0\|aujkex-tr6u}} | {{t\|0\|aujkex-hz3p}} | {{t\|77\|aujkex-wg95}} | {{t\|70\|aujkex-c3r6}} | {{t\|70\|aujkex-5eqv}} | {{t\|88\|aujkex-aq6n}} | {{t\|0\|aujkex-tm0w}} | {{t\|0\|aujkex-n002}} | {{t\|0\|aujkex-d61d}} | {{t\|0\|aujkex-b76u}} | {{t\|12,630\|aujkex-qa85}} | {{t\|11,734\|aujkex-qu0a}} | {{t\|13,148\|aujkex-pby2}} | {{t\|12,703\|aujkex-caix}} |
| Assets — Mortgage loans | {{t\|899\|aujkex-u4y2}} | {{t\|865\|aujkex-9gac}} | {{t\|955\|aujkex-2fw4}} | {{t\|914\|aujkex-1erp}} | {{t\|3,323\|aujkex-vpqm}} | {{t\|3,182\|aujkex-e9z0}} | {{t\|3,494\|aujkex-h0qw}} | {{t\|3,348\|aujkex-rz9a}} | {{t\|0\|aujkex-9li2}} | {{t\|0\|aujkex-z1jy}} | {{t\|0\|aujkex-0wlo}} | {{t\|0\|aujkex-qpws}} | {{t\|0\|aujkex-i78y}} | {{t\|0\|aujkex-f6p0}} | {{t\|0\|aujkex-o3te}} | {{t\|0\|aujkex-45ws}} | {{t\|0\|aujkex-hpkg}} | {{t\|0\|aujkex-vb0m}} | {{t\|0\|aujkex-efq0}} | {{t\|0\|aujkex-cqab}} | {{t\|0\|aujkex-z8wh}} | {{t\|0\|aujkex-9d4a}} | {{t\|0\|aujkex-um2u}} | {{t\|0\|aujkex-gxc3}} | {{t\|4,222\|aujkex-1vkq}} | {{t\|4,047\|aujkex-mhvo}} | {{t\|4,449\|aujkex-qdfg}} | {{t\|4,262\|aujkex-vl5a}} |
| Assets — Other financial assets | {{t\|4,421\|aujkex-v5ow}} | {{t\|4,396\|aujkex-8ur7}} | {{t\|4,280\|aujkex-86ce}} | {{t\|4,239\|aujkex-tk0w}} | {{t\|3,948\|aujkex-toji}} | {{t\|4,324\|aujkex-3dnu}} | {{t\|4,773\|aujkex-pus0}} | {{t\|5,060\|aujkex-wna1}} | {{t\|6\|aujkex-n5k5}} | {{t\|7\|aujkex-h72b}} | {{t\|7\|aujkex-lu2z}} | {{t\|7\|aujkex-a1bg}} | {{t\|3,265\|aujkex-91g3}} | {{t\|2,677\|aujkex-pqwh}} | {{t\|2,868\|aujkex-p9dr}} | {{t\|2,763\|aujkex-boq0}} | {{t\|144\|aujkex-5plg}} | {{t\|82\|aujkex-114v}} | {{t\|83\|aujkex-kfr8}} | {{t\|88\|aujkex-uty0}} | {{t\|(8,209)\|aujkex-w5hw}} | {{t\|(7,447)\|aujkex-22w5}} | {{t\|(7,745)\|aujkex-ensz}} | {{t\|(7,684)\|aujkex-ee7z}} | {{t\|3,576\|aujkex-uftu}} | {{t\|4,039\|aujkex-x304}} | {{t\|4,266\|aujkex-4t72}} | {{t\|4,474\|aujkex-9yfe}} |
| Assets — Investments in associates and joint ventures | {{t\|5\|aujkex-gnio}} | {{t\|5\|aujkex-t4cz}} | {{t\|115\|aujkex-uotg}} | {{t\|113\|aujkex-qeug}} | {{t\|27\|aujkex-6w7b}} | {{t\|24\|aujkex-rr99}} | {{t\|31\|aujkex-jb9z}} | {{t\|30\|aujkex-oxwr}} | {{t\|0\|aujkex-tum1}} | {{t\|0\|aujkex-xryc}} | {{t\|0\|aujkex-se2a}} | {{t\|0\|aujkex-r5c7}} | {{t\|45\|aujkex-uxqv}} | {{t\|117\|aujkex-je0c}} | {{t\|117\|aujkex-gkmt}} | {{t\|100\|aujkex-lbyl}} | {{t\|60\|aujkex-bpu6}} | {{t\|0\|aujkex-wnsh}} | {{t\|0\|aujkex-ckve}} | {{t\|0\|aujkex-j0cf}} | {{t\|0\|aujkex-d8mp}} | {{t\|0\|aujkex-y02w}} | {{t\|0\|aujkex-miaj}} | {{t\|0\|aujkex-g5vd}} | {{t\|136\|aujkex-syrx}} | {{t\|146\|aujkex-7z6r}} | {{t\|263\|aujkex-7yk8}} | {{t\|243\|aujkex-2lrg}} |
| Assets — Holding in affiliates | {{t\|0\|aujkex-r2ye}} | {{t\|0\|aujkex-ep80}} | {{t\|0\|aujkex-0aaj}} | {{t\|0\|aujkex-b4wt}} | {{t\|0\|aujkex-st2e}} | {{t\|0\|aujkex-n6aj}} | {{t\|0\|aujkex-dt3v}} | {{t\|0\|aujkex-kn8s}} | {{t\|0\|aujkex-u0dk}} | {{t\|0\|aujkex-ijld}} | {{t\|0\|aujkex-o5vx}} | {{t\|0\|aujkex-t4m3}} | {{t\|0\|aujkex-rzcr}} | {{t\|0\|aujkex-nvff}} | {{t\|0\|aujkex-bxt0}} | {{t\|0\|aujkex-za5p}} | {{t\|0\|aujkex-8cje}} | {{t\|0\|aujkex-9bg2}} | {{t\|0\|aujkex-tscv}} | {{t\|0\|aujkex-1cjl}} | {{t\|0\|aujkex-a7yy}} | {{t\|0\|aujkex-mpxp}} | {{t\|0\|aujkex-rcg1}} | {{t\|0\|aujkex-7ggu}} | {{t\|0\|aujkex-7cj7}} | {{t\|0\|aujkex-o4r7}} | {{t\|0\|aujkex-hgrb}} | {{t\|0\|aujkex-6hxf}} |
| Assets — Investments for unit-linked contracts | {{t\|0\|aujkex-egg6}} | {{t\|0\|aujkex-ts9t}} | {{t\|0\|aujkex-memy}} | {{t\|0\|aujkex-73o2}} | {{t\|142,301\|aujkex-b6ak}} | {{t\|144,343\|aujkex-n56i}} | {{t\|160,679\|aujkex-o4yq}} | {{t\|171,605\|aujkex-o91i}} | {{t\|1,357\|aujkex-78g6}} | {{t\|1,422\|aujkex-2mf5}} | {{t\|1,478\|aujkex-a326}} | {{t\|1,573\|aujkex-6nct}} | {{t\|0\|aujkex-9yxb}} | {{t\|0\|aujkex-t363}} | {{t\|0\|aujkex-umhk}} | {{t\|0\|aujkex-0ihs}} | {{t\|2,752\|aujkex-ramg}} | {{t\|2,769\|aujkex-q11w}} | {{t\|2,809\|aujkex-n7pj}} | {{t\|2,876\|aujkex-5g0f}} | {{t\|0\|aujkex-tlba}} | {{t\|0\|aujkex-t5tj}} | {{t\|0\|aujkex-qi2f}} | {{t\|0\|aujkex-cbkj}} | {{t\|146,410\|aujkex-9v5z}} | {{t\|148,535\|aujkex-hjcl}} | {{t\|164,966\|aujkex-pphl}} | {{t\|176,054\|aujkex-i5f2}} |
| **Assets — Total investments** | {{t\|68,085\|aujkex-j36p}} | {{t\|68,038\|aujkex-aqo8}} | {{t\|72,543\|aujkex-779p}} | {{t\|74,246\|aujkex-kdn3}} | {{t\|224,016\|aujkex-53ik}} | {{t\|224,370\|aujkex-v4dl}} | {{t\|250,650\|aujkex-8718}} | {{t\|261,556\|aujkex-f0d7}} | {{t\|2,512\|aujkex-s7fq}} | {{t\|2,586\|aujkex-k9vh}} | {{t\|2,696\|aujkex-ukw4}} | {{t\|2,653\|aujkex-jpqb}} | {{t\|7,470\|aujkex-v15m}} | {{t\|7,074\|aujkex-nwpw}} | {{t\|8,138\|aujkex-lsf8}} | {{t\|8,482\|aujkex-9lnf}} | {{t\|6,651\|aujkex-phtz}} | {{t\|6,477\|aujkex-qtf1}} | {{t\|5,842\|aujkex-hi4w}} | {{t\|5,807\|aujkex-em63}} | {{t\|(8,209)\|aujkex-u4g7}} | {{t\|(7,447)\|aujkex-576q}} | {{t\|(7,745)\|aujkex-pxak}} | {{t\|(7,684)\|aujkex-a87x}} | {{t\|300,526\|aujkex-zok1}} | {{t\|301,098\|aujkex-fnqc}} | {{t\|332,124\|aujkex-u5yt}} | {{t\|345,060\|aujkex-zamh}} |
| Assets — Insurance contract assets | {{t\|313\|aujkex-l6m4}} | {{t\|342\|aujkex-k7tv}} | {{t\|370\|aujkex-yq47}} | {{t\|319\|aujkex-hszj}} | {{t\|340\|aujkex-9zeg}} | {{t\|426\|aujkex-9pgf}} | {{t\|561\|aujkex-xp0d}} | {{t\|590\|aujkex-opkc}} | {{t\|0\|aujkex-ltcm}} | {{t\|0\|aujkex-jjld}} | {{t\|0\|aujkex-qlqc}} | {{t\|0\|aujkex-e0pu}} | {{t\|0\|aujkex-u0cy}} | {{t\|0\|aujkex-rfej}} | {{t\|0\|aujkex-00kh}} | {{t\|0\|aujkex-7nsu}} | {{t\|0\|aujkex-lldh}} | {{t\|0\|aujkex-vkrf}} | {{t\|0\|aujkex-od76}} | {{t\|0\|aujkex-4y4i}} | {{t\|0\|aujkex-c1uv}} | {{t\|0\|aujkex-zrku}} | {{t\|0\|aujkex-dq11}} | {{t\|0\|aujkex-q6fz}} | {{t\|653\|aujkex-ksa5}} | {{t\|768\|aujkex-32ek}} | {{t\|931\|aujkex-ka9a}} | {{t\|909\|aujkex-wff7}} |
| Assets — Reinsurance contract assets | {{t\|13,051\|aujkex-xhht}} | {{t\|13,264\|aujkex-jyjj}} | {{t\|13,946\|aujkex-tc2a}} | {{t\|14,894\|aujkex-786v}} | {{t\|3,180\|aujkex-yvry}} | {{t\|3,004\|aujkex-n3eo}} | {{t\|3,392\|aujkex-428z}} | {{t\|3,315\|aujkex-ki01}} | {{t\|3,141\|aujkex-b9f7}} | {{t\|3,125\|aujkex-d2fz}} | {{t\|3,243\|aujkex-i31d}} | {{t\|3,208\|aujkex-b4vn}} | {{t\|0\|aujkex-93ue}} | {{t\|0\|aujkex-heut}} | {{t\|0\|aujkex-a3cp}} | {{t\|0\|aujkex-vnf3}} | {{t\|2,121\|aujkex-fcrz}} | {{t\|2,089\|aujkex-l6mf}} | {{t\|2,628\|aujkex-tnj5}} | {{t\|2,523\|aujkex-0yk1}} | {{t\|(32)\|aujkex-jty2}} | {{t\|(33)\|aujkex-4aga}} | {{t\|(52)\|aujkex-ubz4}} | {{t\|(47)\|aujkex-g24b}} | {{t\|21,461\|aujkex-keqq}} | {{t\|21,450\|aujkex-cr7l}} | {{t\|23,156\|aujkex-ga09}} | {{t\|23,893\|aujkex-mp5d}} |
| Assets — Goodwill | {{t\|1,890\|aujkex-lwx5}} | {{t\|2,245\|aujkex-1iaa}} | {{t\|2,862\|aujkex-4jka}} | {{t\|2,889\|aujkex-ic1e}} | {{t\|1,377\|aujkex-on54}} | {{t\|1,286\|aujkex-xwy7}} | {{t\|1,382\|aujkex-zjo2}} | {{t\|1,414\|aujkex-8h7p}} | {{t\|1,264\|aujkex-gnvw}} | {{t\|1,264\|aujkex-i4ya}} | {{t\|1,264\|aujkex-wtph}} | {{t\|1,264\|aujkex-qhnx}} | {{t\|10\|aujkex-z9z2}} | {{t\|10\|aujkex-uuhl}} | {{t\|11\|aujkex-1ta7}} | {{t\|11\|aujkex-1u0a}} | {{t\|0\|aujkex-30r1}} | {{t\|0\|aujkex-070c}} | {{t\|0\|aujkex-lvxl}} | {{t\|0\|aujkex-jw4e}} | {{t\|0\|aujkex-rfxr}} | {{t\|0\|aujkex-ji40}} | {{t\|0\|aujkex-dr5y}} | {{t\|0\|aujkex-zyb4}} | {{t\|4,540\|aujkex-4os1}} | {{t\|4,805\|aujkex-tv5u}} | {{t\|5,519\|aujkex-mr0z}} | {{t\|5,577\|aujkex-ryfu}} |
| Assets — Other intangible assets | {{t\|1,325\|aujkex-8rzi}} | {{t\|1,382\|aujkex-3jv6}} | {{t\|1,560\|aujkex-aug4}} | {{t\|1,539\|aujkex-e26o}} | {{t\|1,516\|aujkex-dlb6}} | {{t\|1,430\|aujkex-x8de}} | {{t\|1,594\|aujkex-m7xy}} | {{t\|1,583\|aujkex-rixh}} | {{t\|1,155\|aujkex-wk21}} | {{t\|1,118\|aujkex-s2iy}} | {{t\|1,061\|aujkex-gm6o}} | {{t\|1,033\|aujkex-itz7}} | {{t\|50\|aujkex-niye}} | {{t\|46\|aujkex-ds9x}} | {{t\|52\|aujkex-ex2t}} | {{t\|64\|aujkex-kjn1}} | {{t\|0\|aujkex-l13b}} | {{t\|0\|aujkex-mjev}} | {{t\|0\|aujkex-3mu9}} | {{t\|0\|aujkex-xya5}} | {{t\|0\|aujkex-80fn}} | {{t\|0\|aujkex-46td}} | {{t\|0\|aujkex-j6hy}} | {{t\|0\|aujkex-56zk}} | {{t\|4,046\|aujkex-6x81}} | {{t\|3,977\|aujkex-vba8}} | {{t\|4,267\|aujkex-5ifb}} | {{t\|4,218\|aujkex-014i}} |
| Assets — Other assets | {{t\|6,383\|aujkex-6wwv}} | {{t\|6,854\|aujkex-vp51}} | {{t\|7,461\|aujkex-c9hs}} | {{t\|7,325\|aujkex-y6ts}} | {{t\|8,020\|aujkex-6t34}} | {{t\|5,287\|aujkex-f1cm}} | {{t\|5,726\|aujkex-fjr0}} | {{t\|5,772\|aujkex-23qn}} | {{t\|3,528\|aujkex-3is9}} | {{t\|3,550\|aujkex-s1fg}} | {{t\|3,539\|aujkex-vrns}} | {{t\|3,624\|aujkex-10zw}} | {{t\|2,700\|aujkex-in46}} | {{t\|4,219\|aujkex-a2pu}} | {{t\|3,916\|aujkex-x9lv}} | {{t\|4,276\|aujkex-kepg}} | {{t\|2,216\|aujkex-i9tx}} | {{t\|2,176\|aujkex-1aic}} | {{t\|2,417\|aujkex-rxfg}} | {{t\|2,244\|aujkex-75xi}} | {{t\|(2,779)\|aujkex-1ocx}} | {{t\|(2,946)\|aujkex-41bq}} | {{t\|(3,319)\|aujkex-9uk3}} | {{t\|(2,774)\|aujkex-5rhe}} | {{t\|20,068\|aujkex-p3nw}} | {{t\|19,140\|aujkex-dmqh}} | {{t\|19,739\|aujkex-u9rh}} | {{t\|20,468\|aujkex-q48d}} |
| **Assets — Total assets** | {{t\|97,715\|aujkex-2r1m}} | {{t\|99,594\|aujkex-hpnr}} | {{t\|106,926\|aujkex-b0sz}} | {{t\|108,994\|aujkex-l0h7}} | {{t\|243,412\|aujkex-yt3q}} | {{t\|240,419\|aujkex-0cdh}} | {{t\|267,848\|aujkex-osxv}} | {{t\|278,199\|aujkex-lp9l}} | {{t\|12,430\|aujkex-2fbw}} | {{t\|12,555\|aujkex-nms0}} | {{t\|12,264\|aujkex-ugdg}} | {{t\|12,688\|aujkex-ezvz}} | {{t\|13,534\|aujkex-pn6w}} | {{t\|14,178\|aujkex-ctkv}} | {{t\|13,894\|aujkex-5fkl}} | {{t\|15,101\|aujkex-jdy4}} | {{t\|11,396\|aujkex-1u6m}} | {{t\|11,300\|aujkex-hqyi}} | {{t\|11,544\|aujkex-25qy}} | {{t\|11,114\|aujkex-dxl9}} | {{t\|(20,609)\|aujkex-7dws}} | {{t\|(20,040)\|aujkex-32fr}} | {{t\|(19,929)\|aujkex-xxfe}} | {{t\|(18,885)\|aujkex-p30u}} | {{t\|357,878\|aujkex-dvfr}} | {{t\|358,005\|aujkex-bghj}} | {{t\|392,547\|aujkex-vy34}} | {{t\|407,211\|aujkex-ojhl}} |
| Liabilities — Liabilities for investment contracts | {{t\|0\|aujkex-qdhf}} | {{t\|0\|aujkex-yxqi}} | {{t\|0\|aujkex-3jkx}} | {{t\|0\|aujkex-lseu}} | {{t\|64,146\|aujkex-x5dk}} | {{t\|66,364\|aujkex-uiq9}} | {{t\|73,690\|aujkex-9hky}} | {{t\|79,353\|aujkex-r6p7}} | {{t\|40\|aujkex-fvf2}} | {{t\|40\|aujkex-uf3p}} | {{t\|39\|aujkex-vv57}} | {{t\|38\|aujkex-6xqi}} | {{t\|0\|aujkex-6ibi}} | {{t\|0\|aujkex-k9vz}} | {{t\|0\|aujkex-vqay}} | {{t\|0\|aujkex-mtf5}} | {{t\|108\|aujkex-uml4}} | {{t\|103\|aujkex-q3t3}} | {{t\|100\|aujkex-70n3}} | {{t\|93\|aujkex-7mdi}} | {{t\|0\|aujkex-t2dj}} | {{t\|0\|aujkex-nwtm}} | {{t\|0\|aujkex-7zod}} | {{t\|0\|aujkex-09jv}} | {{t\|64,295\|aujkex-nttl}} | {{t\|66,507\|aujkex-hqu3}} | {{t\|73,828\|aujkex-iqvx}} | {{t\|79,485\|aujkex-86na}} |
| Liabilities — Insurance contract liabilities | {{t\|62,066\|aujkex-xdxf}} | {{t\|63,083\|aujkex-8s8y}} | {{t\|68,965\|aujkex-mkug}} | {{t\|69,543\|aujkex-gvrp}} | {{t\|156,298\|aujkex-hava}} | {{t\|154,192\|aujkex-1kdr}} | {{t\|171,803\|aujkex-clek}} | {{t\|175,741\|aujkex-i1zq}} | {{t\|5,541\|aujkex-343r}} | {{t\|5,579\|aujkex-a1k4}} | {{t\|5,677\|aujkex-oyxl}} | {{t\|5,610\|aujkex-j05n}} | {{t\|3\|aujkex-du52}} | {{t\|3\|aujkex-rfc3}} | {{t\|2\|aujkex-d9b9}} | {{t\|0\|aujkex-mjai}} | {{t\|7,855\|aujkex-29fx}} | {{t\|7,652\|aujkex-qo79}} | {{t\|8,379\|aujkex-nppc}} | {{t\|8,197\|aujkex-i8qp}} | {{t\|(29)\|aujkex-rru9}} | {{t\|(30)\|aujkex-883y}} | {{t\|(48)\|aujkex-cy68}} | {{t\|(46)\|aujkex-c11h}} | {{t\|231,734\|aujkex-dx2f}} | {{t\|230,479\|aujkex-yvti}} | {{t\|254,778\|aujkex-divt}} | {{t\|259,043\|aujkex-8xkp}} |
| Liabilities — Reinsurance contract liabilities | {{t\|15\|aujkex-rokr}} | {{t\|14\|aujkex-yvy5}} | {{t\|13\|aujkex-1uau}} | {{t\|11\|aujkex-847v}} | {{t\|333\|aujkex-696g}} | {{t\|332\|aujkex-0qhi}} | {{t\|357\|aujkex-0p35}} | {{t\|333\|aujkex-bb4b}} | {{t\|87\|aujkex-fa4n}} | {{t\|91\|aujkex-j9ta}} | {{t\|141\|aujkex-w8et}} | {{t\|89\|aujkex-7g3u}} | {{t\|0\|aujkex-kpqf}} | {{t\|0\|aujkex-o9d6}} | {{t\|0\|aujkex-kuid}} | {{t\|0\|aujkex-eyq0}} | {{t\|0\|aujkex-5kxg}} | {{t\|0\|aujkex-iunj}} | {{t\|0\|aujkex-j0c3}} | {{t\|0\|aujkex-4pp7}} | {{t\|0\|aujkex-ueck}} | {{t\|0\|aujkex-k43y}} | {{t\|0\|aujkex-3aex}} | {{t\|0\|aujkex-keb2}} | {{t\|435\|aujkex-b2l0}} | {{t\|437\|aujkex-evol}} | {{t\|511\|aujkex-1fy2}} | {{t\|433\|aujkex-l3r8}} |
| Liabilities — Other liabilities | {{t\|11,094\|aujkex-vfhq}} | {{t\|11,715\|aujkex-yd9k}} | {{t\|12,376\|aujkex-hbzj}} | {{t\|13,316\|aujkex-6p02}} | {{t\|10,872\|aujkex-4e4n}} | {{t\|7,823\|aujkex-5sys}} | {{t\|9,089\|aujkex-fo3m}} | {{t\|9,669\|aujkex-3jg2}} | {{t\|1,348\|aujkex-5nef}} | {{t\|1,398\|aujkex-m1zk}} | {{t\|1,420\|aujkex-ukds}} | {{t\|1,512\|aujkex-er4k}} | {{t\|8,948\|aujkex-fi8f}} | {{t\|9,998\|aujkex-k4uj}} | {{t\|9,886\|aujkex-s0dc}} | {{t\|9,113\|aujkex-vpm6}} | {{t\|2,619\|aujkex-djxf}} | {{t\|2,492\|aujkex-9svs}} | {{t\|1,952\|aujkex-5z4b}} | {{t\|1,729\|aujkex-bl59}} | {{t\|(12,484)\|aujkex-1ljc}} | {{t\|(12,673)\|aujkex-rkar}} | {{t\|(12,253)\|aujkex-wp95}} | {{t\|(11,278)\|aujkex-ju18}} | {{t\|22,397\|aujkex-zq4k}} | {{t\|20,753\|aujkex-9dxz}} | {{t\|22,470\|aujkex-iauz}} | {{t\|24,062\|aujkex-m6l6}} |
| Liabilities — Senior debt | {{t\|1,155\|aujkex-44zq}} | {{t\|987\|aujkex-g9d0}} | {{t\|1,179\|aujkex-7jgo}} | {{t\|1,235\|aujkex-gcfx}} | {{t\|437\|aujkex-p4h8}} | {{t\|0\|aujkex-515o}} | {{t\|14\|aujkex-73cw}} | {{t\|27\|aujkex-nwiy}} | {{t\|0\|aujkex-ys1o}} | {{t\|0\|aujkex-wf7h}} | {{t\|0\|aujkex-fevs}} | {{t\|0\|aujkex-o5p1}} | {{t\|8,690\|aujkex-n3if}} | {{t\|7,537\|aujkex-5nds}} | {{t\|7,858\|aujkex-ts6x}} | {{t\|7,624\|aujkex-oup4}} | {{t\|292\|aujkex-lu6q}} | {{t\|324\|aujkex-g759}} | {{t\|221\|aujkex-e7sh}} | {{t\|184\|aujkex-il28}} | {{t\|(5,582)\|aujkex-le7v}} | {{t\|(4,828)\|aujkex-x5rz}} | {{t\|(4,861)\|aujkex-8d4f}} | {{t\|(4,824)\|aujkex-ke2h}} | {{t\|4,992\|aujkex-op7q}} | {{t\|4,020\|aujkex-w7fx}} | {{t\|4,411\|aujkex-uadw}} | {{t\|4,246\|aujkex-v6g6}} |
| Liabilities — Subordinated debt | {{t\|910\|aujkex-qy85}} | {{t\|901\|aujkex-3v4g}} | {{t\|987\|aujkex-ni9m}} | {{t\|969\|aujkex-itfz}} | {{t\|607\|aujkex-x4e1}} | {{t\|601\|aujkex-4aj2}} | {{t\|658\|aujkex-0i8n}} | {{t\|646\|aujkex-lsoc}} | {{t\|0\|aujkex-3937}} | {{t\|0\|aujkex-zeua}} | {{t\|0\|aujkex-cuun}} | {{t\|0\|aujkex-u31g}} | {{t\|9,459\|aujkex-k0lt}} | {{t\|9,880\|aujkex-ovvr}} | {{t\|11,217\|aujkex-byt3}} | {{t\|10,898\|aujkex-vkxx}} | {{t\|0\|aujkex-rs8e}} | {{t\|0\|aujkex-zb29}} | {{t\|0\|aujkex-d7zd}} | {{t\|0\|aujkex-0wqw}} | {{t\|(2,516)\|aujkex-qdba}} | {{t\|(2,511)\|aujkex-70ue}} | {{t\|(2,768)\|aujkex-gqf0}} | {{t\|(2,738)\|aujkex-l355}} | {{t\|8,460\|aujkex-2dwp}} | {{t\|8,871\|aujkex-vfs0}} | {{t\|10,093\|aujkex-zuuo}} | {{t\|9,775\|aujkex-4vnc}} |
| **Liabilities — Total liabilities** | {{t\|75,240\|aujkex-1sxe}} | {{t\|76,700\|aujkex-y1cz}} | {{t\|83,519\|aujkex-1pjv}} | {{t\|85,073\|aujkex-05fe}} | {{t\|232,693\|aujkex-wynq}} | {{t\|229,312\|aujkex-ztkb}} | {{t\|255,610\|aujkex-cwft}} | {{t\|265,769\|aujkex-lvpt}} | {{t\|7,016\|aujkex-iigb}} | {{t\|7,108\|aujkex-94f4}} | {{t\|7,276\|aujkex-990l}} | {{t\|7,250\|aujkex-5wjo}} | {{t\|27,100\|aujkex-pt90}} | {{t\|27,417\|aujkex-zyqy}} | {{t\|28,963\|aujkex-u5ce}} | {{t\|27,635\|aujkex-vyv9}} | {{t\|10,874\|aujkex-8xsn}} | {{t\|10,572\|aujkex-qd7t}} | {{t\|10,652\|aujkex-2dzh}} | {{t\|10,203\|aujkex-vcsi}} | {{t\|(20,611)\|aujkex-arfk}} | {{t\|(20,042)\|aujkex-10iy}} | {{t\|(19,930)\|aujkex-ubnz}} | {{t\|(18,886)\|aujkex-j0zx}} | {{t\|332,312\|aujkex-6fvt}} | {{t\|331,067\|aujkex-v4re}} | {{t\|366,091\|aujkex-hj6w}} | {{t\|377,045\|aujkex-t791}} |
| Equity — Shareholders’ equity | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|24,119\|aujkex-xuv1}} | {{t\|25,472\|aujkex-lfcj}} | {{t\|24,725\|aujkex-uynj}} | {{t\|28,515\|aujkex-vuqc}} |
| Equity — Non-controlling interests | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|1,446\|aujkex-g5ds}} | {{t\|1,466\|aujkex-flz8}} | {{t\|1,731\|aujkex-iqqr}} | {{t\|1,651\|aujkex-dv2k}} |
| Equity — Total equity | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|25,565\|aujkex-y099}} | {{t\|26,938\|aujkex-l9ap}} | {{t\|26,456\|aujkex-6drw}} | {{t\|30,166\|aujkex-ys7t}} |
| **Equity — Total liabilities and equity** | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|357,878\|aujkex-drz8}} | {{t\|358,005\|aujkex-a4h1}} | {{t\|392,547\|aujkex-ryx4}} | {{t\|407,211\|aujkex-goeu}} |
| Supplementary information — Risk adjustment for non-financial risk | {{t\|1,081\|aujkex-wtbu}} | {{t\|1,098\|aujkex-psoq}} | {{t\|1,140\|aujkex-zr1i}} | {{t\|1,160\|aujkex-miya}} | {{t\|1,692\|aujkex-lqmc}} | {{t\|1,429\|aujkex-j0kx}} | {{t\|1,555\|aujkex-mlc6}} | {{t\|1,485\|aujkex-3hmj}} | {{t\|15\|aujkex-dslq}} | {{t\|17\|aujkex-q0lg}} | {{t\|18\|aujkex-9dtm}} | {{t\|20\|aujkex-vj0h}} | {{t\|0\|aujkex-vv8c}} | {{t\|0\|aujkex-mzk3}} | {{t\|0\|aujkex-d5wk}} | {{t\|0\|aujkex-sio6}} | {{t\|71\|aujkex-w1jr}} | {{t\|70\|aujkex-ulwj}} | {{t\|69\|aujkex-f5n6}} | {{t\|61\|aujkex-4osl}} | {{t\|0\|aujkex-afxa}} | {{t\|0\|aujkex-3hfw}} | {{t\|0\|aujkex-g8cy}} | {{t\|0\|aujkex-lgjy}} | {{t\|2,859\|aujkex-hyqp}} | {{t\|2,614\|aujkex-90il}} | {{t\|2,782\|aujkex-mqer}} | {{t\|2,726\|aujkex-oo98}} |
| Supplementary information — Liability for remaining coverage, net | {{t\|6,389\|aujkex-0olj}} | {{t\|5,753\|aujkex-ayjk}} | {{t\|7,144\|aujkex-x3iy}} | {{t\|5,957\|aujkex-ejol}} | {{t\|149,811\|aujkex-q7lq}} | {{t\|148,283\|aujkex-520w}} | {{t\|164,899\|aujkex-zn8x}} | {{t\|168,617\|aujkex-oyoy}} | {{t\|3,327\|aujkex-k9hh}} | {{t\|3,199\|aujkex-7rtj}} | {{t\|3,234\|aujkex-eg3p}} | {{t\|3,157\|aujkex-nh4r}} | {{t\|0\|aujkex-p9rx}} | {{t\|(0)\|aujkex-1lj1}} | {{t\|0\|aujkex-ja7l}} | {{t\|0\|aujkex-jsfn}} | {{t\|2,806\|aujkex-2qm8}} | {{t\|2,582\|aujkex-o4w3}} | {{t\|2,974\|aujkex-e7cr}} | {{t\|3,056\|aujkex-4m4o}} | {{t\|19\|aujkex-5fyn}} | {{t\|3\|aujkex-umaa}} | {{t\|12\|aujkex-yphb}} | {{t\|3\|aujkex-w6pj}} | {{t\|162,352\|aujkex-cxee}} | {{t\|159,820\|aujkex-rj43}} | {{t\|178,263\|aujkex-ws65}} | {{t\|180,790\|aujkex-kicl}} |
| Supplementary information — Liability for incurred claims, net | {{t\|42,328\|aujkex-drjc}} | {{t\|43,738\|aujkex-qe72}} | {{t\|47,518\|aujkex-ja2f}} | {{t\|48,383\|aujkex-apcl}} | {{t\|3,300\|aujkex-hd9b}} | {{t\|2,811\|aujkex-1fm1}} | {{t\|3,309\|aujkex-wswz}} | {{t\|3,552\|aujkex-t6vv}} | {{t\|(840)\|aujkex-svqs}} | {{t\|(655)\|aujkex-9uwr}} | {{t\|(659)\|aujkex-u6tn}} | {{t\|(666)\|aujkex-l3lo}} | {{t\|3\|aujkex-l8ky}} | {{t\|3\|aujkex-ybrt}} | {{t\|2\|aujkex-j9t8}} | {{t\|0\|aujkex-itaf}} | {{t\|2,928\|aujkex-blys}} | {{t\|2,981\|aujkex-jhf4}} | {{t\|2,777\|aujkex-0ff3}} | {{t\|2,617\|aujkex-a4hp}} | {{t\|(16)\|aujkex-m4u9}} | {{t\|(0)\|aujkex-tx6w}} | {{t\|(8)\|aujkex-8vl9}} | {{t\|(2)\|aujkex-osci}} | {{t\|47,704\|aujkex-g9qh}} | {{t\|48,878\|aujkex-lyge}} | {{t\|52,938\|aujkex-kb1i}} | {{t\|53,884\|aujkex-oiu9}} |" |
|---|
|
| id | "aujkex-c4" |
|---|
| chunk | 4 |
|---|
| pages | |
|---|
| heading | "P&C by Segment" |
|---|
| tags | |
|---|
| links | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Underlying earnings" |
|
|---|
| content | "**Property & casualty underlying earnings build-up by geography.**
| In USD million | Europe, Middle East & Africa 2024 H1 | Europe, Middle East & Africa 2024 H2 | Europe, Middle East & Africa 2024 FY-24 | Europe, Middle East & Africa 2025 H1 | Europe, Middle East & Africa 2025 H2 | Europe, Middle East & Africa 2025 FY-25 | North America 2024 H1 | North America 2024 H2 | North America 2024 FY-24 | North America 2025 H1 | North America 2025 H2 | North America 2025 FY-25 | Asia Pacific 2024 H1 | Asia Pacific 2024 H2 | Asia Pacific 2024 FY-24 | Asia Pacific 2025 H1 | Asia Pacific 2025 H2 | Asia Pacific 2025 FY-25 | Latin America 2024 H1 | Latin America 2024 H2 | Latin America 2024 FY-24 | Latin America 2025 H1 | Latin America 2025 H2 | Latin America 2025 FY-25 | Group Reinsurance 2024 H1 | Group Reinsurance 2024 H2 | Group Reinsurance 2024 FY-24 | Group Reinsurance 2025 H1 | Group Reinsurance 2025 H2 | Group Reinsurance 2025 FY-25 | Eliminations 2024 H1 | Eliminations 2024 H2 | Eliminations 2024 FY-24 | Eliminations 2025 H1 | Eliminations 2025 H2 | Eliminations 2025 FY-25 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 | Total 2025 H1 | Total 2025 H2 | Total 2025 FY-25 |
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| {{t\|Insurance revenue\|\|Insurance revenue}} (2) | {{t\|8,989\|aujkex-ns5u}} | {{t\|9,662\|aujkex-49v9}} | {{t\|18,651\|aujkex-3vmg}} | {{t\|9,801\|aujkex-s651}} | {{t\|10,851\|aujkex-3uuy}} | {{t\|20,652\|aujkex-pi2y}} | {{t\|9,970\|aujkex-xzx5}} | {{t\|11,015\|aujkex-1j81}} | {{t\|20,985\|aujkex-en3b}} | {{t\|10,520\|aujkex-d4ax}} | {{t\|11,599\|aujkex-4rbl}} | {{t\|22,119\|aujkex-9eu3}} | {{t\|1,746\|aujkex-iqj9}} | {{t\|2,047\|aujkex-ob9z}} | {{t\|3,793\|aujkex-tge2}} | {{t\|2,004\|aujkex-l5p7}} | {{t\|2,103\|aujkex-chsn}} | {{t\|4,107\|aujkex-xj79}} | {{t\|1,573\|aujkex-gfpt}} | {{t\|1,589\|aujkex-mrzs}} | {{t\|3,162\|aujkex-0oo3}} | {{t\|1,566\|aujkex-14qf}} | {{t\|1,679\|aujkex-w080}} | {{t\|3,245\|aujkex-8hvz}} | {{t\|398\|aujkex-hgdg}} | {{t\|400\|aujkex-f1v1}} | {{t\|799\|aujkex-6y0t}} | {{t\|414\|aujkex-z394}} | {{t\|417\|aujkex-3hev}} | {{t\|831\|aujkex-3a2z}} | {{t\|(1,232)\|aujkex-msth}} | {{t\|(1,367)\|aujkex-q3wt}} | {{t\|(2,598)\|aujkex-0s8f}} | {{t\|(1,292)\|aujkex-1khc}} | {{t\|(1,429)\|aujkex-93vi}} | {{t\|(2,721)\|aujkex-qr1z}} | {{t\|21,446\|aujkex-50yd}} | {{t\|23,346\|aujkex-3jor}} | {{t\|44,792\|aujkex-16hg}} | {{t\|23,014\|aujkex-txfb}} | {{t\|25,220\|aujkex-o27c}} | {{t\|48,234\|aujkex-smid}} |
| {{t\|Insurance service expense\|\|Insurance service expense}}: losses, gross | {{t\|(5,364)\|aujkex-qe32}} | {{t\|(6,576)\|aujkex-i947}} | {{t\|(11,940)\|aujkex-xd5f}} | {{t\|(5,506)\|aujkex-89bm}} | {{t\|(6,583)\|aujkex-bq5b}} | {{t\|(12,089)\|aujkex-6b5a}} | {{t\|(5,577)\|aujkex-ak2z}} | {{t\|(7,304)\|aujkex-gvqt}} | {{t\|(12,881)\|aujkex-zyop}} | {{t\|(5,516)\|aujkex-k8gy}} | {{t\|(6,917)\|aujkex-8cgo}} | {{t\|(12,433)\|aujkex-yb1h}} | {{t\|(815)\|aujkex-2r5x}} | {{t\|(960)\|aujkex-ljh8}} | {{t\|(1,775)\|aujkex-wp6d}} | {{t\|(984)\|aujkex-rlve}} | {{t\|(1,159)\|aujkex-w8bk}} | {{t\|(2,143)\|aujkex-jumu}} | {{t\|(630)\|aujkex-ft8z}} | {{t\|(475)\|aujkex-9450}} | {{t\|(1,105)\|aujkex-6s5u}} | {{t\|(540)\|aujkex-q7k1}} | {{t\|(580)\|aujkex-cv96}} | {{t\|(1,120)\|aujkex-50h5}} | {{t\|(208)\|aujkex-6tj8}} | {{t\|(415)\|aujkex-r2e9}} | {{t\|(623)\|aujkex-ninm}} | {{t\|(198)\|aujkex-n5ha}} | {{t\|(213)\|aujkex-fpyz}} | {{t\|(411)\|aujkex-zo3k}} | {{t\|487\|aujkex-cx8h}} | {{t\|1,272\|aujkex-z0pe}} | {{t\|1,758\|aujkex-zhry}} | {{t\|360\|aujkex-mu0a}} | {{t\|635\|aujkex-dmq3}} | {{t\|996\|aujkex-qx5r}} | {{t\|(12,108)\|aujkex-kreb}} | {{t\|(14,458)\|aujkex-r013}} | {{t\|(26,566)\|aujkex-0m0s}} | {{t\|(12,384)\|aujkex-08s5}} | {{t\|(14,818)\|aujkex-k9p8}} | {{t\|(27,202)\|aujkex-em13}} |
| {{t\|Insurance service expense\|\|Insurance service expense}}: expenses, gross | {{t\|(2,159)\|aujkex-xmsh}} | {{t\|(2,327)\|aujkex-afo5}} | {{t\|(4,486)\|aujkex-8xrp}} | {{t\|(2,371)\|aujkex-fiv6}} | {{t\|(2,710)\|aujkex-s75f}} | {{t\|(5,080)\|aujkex-i27d}} | {{t\|(2,397)\|aujkex-mge5}} | {{t\|(2,609)\|aujkex-xtsi}} | {{t\|(5,005)\|aujkex-m0xx}} | {{t\|(2,827)\|aujkex-8scw}} | {{t\|(2,984)\|aujkex-c8ar}} | {{t\|(5,811)\|aujkex-2ivg}} | {{t\|(535)\|aujkex-kjxj}} | {{t\|(617)\|aujkex-j6ar}} | {{t\|(1,152)\|aujkex-8fb0}} | {{t\|(605)\|aujkex-9ye3}} | {{t\|(621)\|aujkex-mkue}} | {{t\|(1,225)\|aujkex-7qr9}} | {{t\|(618)\|aujkex-cbyl}} | {{t\|(622)\|aujkex-uem0}} | {{t\|(1,240)\|aujkex-j849}} | {{t\|(605)\|aujkex-oh98}} | {{t\|(674)\|aujkex-am7i}} | {{t\|(1,279)\|aujkex-pxzv}} | {{t\|(11)\|aujkex-5t53}} | {{t\|(18)\|aujkex-2rt3}} | {{t\|(29)\|aujkex-ixyg}} | {{t\|(20)\|aujkex-wr32}} | {{t\|(16)\|aujkex-rnxp}} | {{t\|(36)\|aujkex-uaqn}} | {{t\|(2)\|aujkex-cnue}} | {{t\|1\|aujkex-nw6t}} | {{t\|(1)\|aujkex-irct}} | {{t\|(5)\|aujkex-cvbi}} | {{t\|(5)\|aujkex-5su3}} | {{t\|(9)\|aujkex-0ew7}} | {{t\|(5,722)\|aujkex-jjwf}} | {{t\|(6,191)\|aujkex-ur0a}} | {{t\|(11,913)\|aujkex-4ayw}} | {{t\|(6,432)\|aujkex-iruw}} | {{t\|(7,009)\|aujkex-dfnf}} | {{t\|(13,441)\|aujkex-eezn}} |
| Net expenses from reinsurance contracts held (2) | {{t\|(749)\|aujkex-zf28}} | {{t\|(156)\|aujkex-s778}} | {{t\|(905)\|aujkex-tqy7}} | {{t\|(952)\|aujkex-bif7}} | {{t\|(642)\|aujkex-47ib}} | {{t\|(1,594)\|aujkex-2ivs}} | {{t\|(1,085)\|aujkex-7nhx}} | {{t\|(336)\|aujkex-of4w}} | {{t\|(1,421)\|aujkex-wvc0}} | {{t\|(1,200)\|aujkex-72u6}} | {{t\|(638)\|aujkex-p1a8}} | {{t\|(1,838)\|aujkex-f8wt}} | {{t\|(231)\|aujkex-togb}} | {{t\|(260)\|aujkex-p3nu}} | {{t\|(491)\|aujkex-cyl1}} | {{t\|(226)\|aujkex-lzrj}} | {{t\|(153)\|aujkex-bo70}} | {{t\|(379)\|aujkex-zlib}} | {{t\|(197)\|aujkex-j3wh}} | {{t\|(338)\|aujkex-i1ou}} | {{t\|(535)\|aujkex-1ly3}} | {{t\|(233)\|aujkex-0heu}} | {{t\|(261)\|aujkex-2a7a}} | {{t\|(494)\|aujkex-f7vs}} | {{t\|(238)\|aujkex-v57v}} | {{t\|(63)\|aujkex-5xbp}} | {{t\|(301)\|aujkex-scbo}} | {{t\|(297)\|aujkex-fyz6}} | {{t\|(179)\|aujkex-amk8}} | {{t\|(476)\|aujkex-jzy9}} | {{t\|746\|aujkex-mtjn}} | {{t\|94\|aujkex-nvem}} | {{t\|840\|aujkex-cieo}} | {{t\|936\|aujkex-5075}} | {{t\|798\|aujkex-rw98}} | {{t\|1,734\|aujkex-797n}} | {{t\|(1,753)\|aujkex-amxd}} | {{t\|(1,059)\|aujkex-051e}} | {{t\|(2,812)\|aujkex-qqat}} | {{t\|(1,972)\|aujkex-7xuy}} | {{t\|(1,075)\|aujkex-rq83}} | {{t\|(3,047)\|aujkex-63xd}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|716\|aujkex-kj92}} | {{t\|603\|aujkex-2q9n}} | {{t\|1,320\|aujkex-055u}} | {{t\|973\|aujkex-34uv}} | {{t\|916\|aujkex-hd74}} | {{t\|1,889\|aujkex-jtsx}} | {{t\|912\|aujkex-lfbg}} | {{t\|766\|aujkex-ak53}} | {{t\|1,678\|aujkex-fpv0}} | {{t\|977\|aujkex-xd7a}} | {{t\|1,060\|aujkex-95mu}} | {{t\|2,037\|aujkex-ph0l}} | {{t\|165\|aujkex-5l09}} | {{t\|210\|aujkex-yhn5}} | {{t\|375\|aujkex-tvrj}} | {{t\|189\|aujkex-9xd5}} | {{t\|170\|aujkex-tlh3}} | {{t\|359\|aujkex-earr}} | {{t\|129\|aujkex-budu}} | {{t\|154\|aujkex-tl6y}} | {{t\|282\|aujkex-n5p1}} | {{t\|189\|aujkex-8flj}} | {{t\|164\|aujkex-30f7}} | {{t\|352\|aujkex-hm4b}} | {{t\|(59)\|aujkex-d0hu}} | {{t\|(96)\|aujkex-f4ev}} | {{t\|(154)\|aujkex-zctb}} | {{t\|(101)\|aujkex-f534}} | {{t\|8\|aujkex-6v6a}} | {{t\|(92)\|aujkex-zypu}} | {{t\|0\|aujkex-s67w}} | {{t\|0\|aujkex-4bl5}} | {{t\|0\|aujkex-ffjm}} | {{t\|0\|aujkex-a0di}} | {{t\|0\|aujkex-1sxp}} | {{t\|0\|aujkex-e9rv}} | {{t\|1,863\|aujkex-6u8x}} | {{t\|1,637\|aujkex-7qja}} | {{t\|3,500\|aujkex-v8kc}} | {{t\|2,227\|aujkex-1ikx}} | {{t\|2,318\|aujkex-rwxy}} | {{t\|4,545\|aujkex-g5to}} |
| {{t\|Net investment income\|\|Net investment income}} on Group investments | {{t\|444\|aujkex-gndj}} | {{t\|464\|aujkex-60ff}} | {{t\|908\|aujkex-odcb}} | {{t\|498\|aujkex-ir6r}} | {{t\|523\|aujkex-j572}} | {{t\|1,021\|aujkex-9thv}} | {{t\|564\|aujkex-ws2b}} | {{t\|577\|aujkex-vmvu}} | {{t\|1,141\|aujkex-w10r}} | {{t\|578\|aujkex-v39b}} | {{t\|611\|aujkex-h9lp}} | {{t\|1,189\|aujkex-2nst}} | {{t\|75\|aujkex-9ylx}} | {{t\|104\|aujkex-gmwg}} | {{t\|180\|aujkex-11g2}} | {{t\|100\|aujkex-fynr}} | {{t\|107\|aujkex-6809}} | {{t\|207\|aujkex-9k73}} | {{t\|149\|aujkex-bu3x}} | {{t\|122\|aujkex-lv2s}} | {{t\|271\|aujkex-iomu}} | {{t\|103\|aujkex-khtk}} | {{t\|104\|aujkex-iffs}} | {{t\|207\|aujkex-z8zo}} | {{t\|1\|aujkex-hdju}} | {{t\|3\|aujkex-8hqa}} | {{t\|4\|aujkex-7i8z}} | {{t\|(3)\|aujkex-r717}} | {{t\|14\|aujkex-ayu4}} | {{t\|11\|aujkex-n7ch}} | {{t\|0\|aujkex-cabf}} | {{t\|0\|aujkex-mm9b}} | {{t\|0\|aujkex-acvp}} | {{t\|0\|aujkex-ser2}} | {{t\|0\|aujkex-qu17}} | {{t\|0\|aujkex-tqg4}} | {{t\|1,233\|aujkex-namv}} | {{t\|1,270\|aujkex-8l7i}} | {{t\|2,503\|aujkex-y7mu}} | {{t\|1,276\|aujkex-6okh}} | {{t\|1,359\|aujkex-xptk}} | {{t\|2,635\|aujkex-yece}} |
| Net capital gains/(losses) on Group investments | {{t\|53\|aujkex-5gxe}} | {{t\|26\|aujkex-eqct}} | {{t\|79\|aujkex-rvwx}} | {{t\|(7)\|aujkex-kqti}} | {{t\|49\|aujkex-lv1p}} | {{t\|42\|aujkex-xpq5}} | {{t\|88\|aujkex-x1qj}} | {{t\|106\|aujkex-xfoj}} | {{t\|194\|aujkex-f2ys}} | {{t\|39\|aujkex-610j}} | {{t\|134\|aujkex-dtom}} | {{t\|172\|aujkex-uu5l}} | {{t\|(2)\|aujkex-ibro}} | {{t\|1\|aujkex-7a68}} | {{t\|(1)\|aujkex-813c}} | {{t\|0\|aujkex-jomw}} | {{t\|(3)\|aujkex-9h02}} | {{t\|(3)\|aujkex-s7kw}} | {{t\|12\|aujkex-ov4u}} | {{t\|(17)\|aujkex-1aod}} | {{t\|(5)\|aujkex-jyrq}} | {{t\|2\|aujkex-ut0m}} | {{t\|(2)\|aujkex-bbv5}} | {{t\|(0)\|aujkex-fuen}} | {{t\|1\|aujkex-sypw}} | {{t\|2\|aujkex-k8yq}} | {{t\|3\|aujkex-rs6w}} | {{t\|2\|aujkex-qssf}} | {{t\|(2)\|aujkex-g7vl}} | {{t\|(0)\|aujkex-uwb1}} | {{t\|0\|aujkex-9j9m}} | {{t\|0\|aujkex-d5qc}} | {{t\|0\|aujkex-uk10}} | {{t\|0\|aujkex-5eeo}} | {{t\|0\|aujkex-pnx0}} | {{t\|0\|aujkex-7dhl}} | {{t\|152\|aujkex-lwxr}} | {{t\|117\|aujkex-zqi7}} | {{t\|269\|aujkex-q9mg}} | {{t\|36\|aujkex-potd}} | {{t\|175\|aujkex-686q}} | {{t\|211\|aujkex-tivy}} |
| {{t\|Net investment result\|\|Net investment income}} on Group investments | {{t\|497\|aujkex-7c61}} | {{t\|490\|aujkex-yuku}} | {{t\|987\|aujkex-pm6h}} | {{t\|492\|aujkex-0cnf}} | {{t\|572\|aujkex-50ca}} | {{t\|1,063\|aujkex-qqhh}} | {{t\|652\|aujkex-sdqw}} | {{t\|682\|aujkex-xmuv}} | {{t\|1,335\|aujkex-smjs}} | {{t\|617\|aujkex-uq6p}} | {{t\|745\|aujkex-vnrb}} | {{t\|1,361\|aujkex-zyaw}} | {{t\|73\|aujkex-k5li}} | {{t\|105\|aujkex-bfe5}} | {{t\|178\|aujkex-wid1}} | {{t\|100\|aujkex-fclo}} | {{t\|104\|aujkex-3px2}} | {{t\|204\|aujkex-xk9q}} | {{t\|161\|aujkex-6qak}} | {{t\|105\|aujkex-kh7f}} | {{t\|265\|aujkex-yech}} | {{t\|105\|aujkex-ajhp}} | {{t\|101\|aujkex-2bu9}} | {{t\|207\|aujkex-cb8e}} | {{t\|2\|aujkex-n9ba}} | {{t\|4\|aujkex-ablx}} | {{t\|7\|aujkex-whoe}} | {{t\|(1)\|aujkex-bynm}} | {{t\|12\|aujkex-gki0}} | {{t\|11\|aujkex-40h4}} | {{t\|0\|aujkex-iwdu}} | {{t\|0\|aujkex-o1yv}} | {{t\|0\|aujkex-3703}} | {{t\|0\|aujkex-k2ub}} | {{t\|0\|aujkex-hmni}} | {{t\|0\|aujkex-bpb2}} | {{t\|1,386\|aujkex-tzwu}} | {{t\|1,387\|aujkex-w6q8}} | {{t\|2,772\|aujkex-sen2}} | {{t\|1,312\|aujkex-x2rl}} | {{t\|1,534\|aujkex-g26s}} | {{t\|2,846\|aujkex-z5f4}} |
| Re-/Insurance finance income/(expenses) | {{t\|(184)\|aujkex-2fy7}} | {{t\|(195)\|aujkex-a942}} | {{t\|(380)\|aujkex-xyoh}} | {{t\|(210)\|aujkex-83vr}} | {{t\|(226)\|aujkex-ukmh}} | {{t\|(435)\|aujkex-opyl}} | {{t\|(321)\|aujkex-ge2p}} | {{t\|(369)\|aujkex-xvns}} | {{t\|(690)\|aujkex-wi4i}} | {{t\|(371)\|aujkex-5sfi}} | {{t\|(376)\|aujkex-mihm}} | {{t\|(747)\|aujkex-k5jo}} | {{t\|(27)\|aujkex-za8k}} | {{t\|(32)\|aujkex-natr}} | {{t\|(59)\|aujkex-g2qe}} | {{t\|(32)\|aujkex-p98t}} | {{t\|(33)\|aujkex-9yhm}} | {{t\|(65)\|aujkex-ntkz}} | {{t\|(45)\|aujkex-7yfx}} | {{t\|(33)\|aujkex-ueqq}} | {{t\|(78)\|aujkex-0veh}} | {{t\|(31)\|aujkex-bg6z}} | {{t\|(26)\|aujkex-tcvc}} | {{t\|(58)\|aujkex-mvvb}} | {{t\|(11)\|aujkex-rscz}} | {{t\|(16)\|aujkex-61gy}} | {{t\|(27)\|aujkex-uwtk}} | {{t\|(15)\|aujkex-0eti}} | {{t\|(17)\|aujkex-wgmy}} | {{t\|(32)\|aujkex-0o43}} | {{t\|0\|aujkex-gqdd}} | {{t\|0\|aujkex-lrbb}} | {{t\|0\|aujkex-8fob}} | {{t\|0\|aujkex-4ii7}} | {{t\|(0)\|aujkex-0zt6}} | {{t\|(0)\|aujkex-qrd1}} | {{t\|(588)\|aujkex-2mco}} | {{t\|(645)\|aujkex-nm1s}} | {{t\|(1,233)\|aujkex-9bra}} | {{t\|(659)\|aujkex-at9j}} | {{t\|(679)\|aujkex-rgyt}} | {{t\|(1,338)\|aujkex-hpgd}} |
| {{t\|Net investment result\|\|Net investment income}} | {{t\|313\|aujkex-uv1c}} | {{t\|295\|aujkex-ucqf}} | {{t\|608\|aujkex-2bpy}} | {{t\|282\|aujkex-so9p}} | {{t\|346\|aujkex-sfoy}} | {{t\|628\|aujkex-c8dk}} | {{t\|331\|aujkex-s3sf}} | {{t\|313\|aujkex-4ggn}} | {{t\|644\|aujkex-dnc0}} | {{t\|246\|aujkex-7535}} | {{t\|368\|aujkex-67xt}} | {{t\|614\|aujkex-8xfl}} | {{t\|46\|aujkex-o3ud}} | {{t\|73\|aujkex-fowm}} | {{t\|120\|aujkex-be9s}} | {{t\|68\|aujkex-x4q2}} | {{t\|71\|aujkex-g21m}} | {{t\|139\|aujkex-ghjs}} | {{t\|115\|aujkex-ve8a}} | {{t\|72\|aujkex-du28}} | {{t\|187\|aujkex-gm8v}} | {{t\|74\|aujkex-2o1e}} | {{t\|75\|aujkex-jn2n}} | {{t\|149\|aujkex-4lio}} | {{t\|(9)\|aujkex-iekz}} | {{t\|(11)\|aujkex-evoj}} | {{t\|(20)\|aujkex-omog}} | {{t\|(16)\|aujkex-f9o4}} | {{t\|(5)\|aujkex-7nxv}} | {{t\|(21)\|aujkex-ml59}} | {{t\|0\|aujkex-aqhw}} | {{t\|0\|aujkex-iolm}} | {{t\|0\|aujkex-mbd2}} | {{t\|0\|aujkex-x3su}} | {{t\|(0)\|aujkex-bsdq}} | {{t\|(0)\|aujkex-s1l4}} | {{t\|797\|aujkex-lt4w}} | {{t\|742\|aujkex-ea3m}} | {{t\|1,539\|aujkex-8ys0}} | {{t\|653\|aujkex-l2gc}} | {{t\|855\|aujkex-7f72}} | {{t\|1,508\|aujkex-4fw3}} |
| Fee income | {{t\|109\|aujkex-ugd9}} | {{t\|113\|aujkex-scdl}} | {{t\|222\|aujkex-ndik}} | {{t\|115\|aujkex-e5fa}} | {{t\|121\|aujkex-nr8t}} | {{t\|236\|aujkex-ejh7}} | {{t\|104\|aujkex-zzak}} | {{t\|102\|aujkex-l7io}} | {{t\|206\|aujkex-cpkm}} | {{t\|133\|aujkex-tavi}} | {{t\|116\|aujkex-8tg0}} | {{t\|250\|aujkex-dzsk}} | {{t\|30\|aujkex-satq}} | {{t\|25\|aujkex-no4m}} | {{t\|55\|aujkex-gwzq}} | {{t\|19\|aujkex-kzci}} | {{t\|26\|aujkex-x7p3}} | {{t\|45\|aujkex-fi6t}} | {{t\|0\|aujkex-mefr}} | {{t\|0\|aujkex-bbvt}} | {{t\|0\|aujkex-69st}} | {{t\|0\|aujkex-6fo5}} | {{t\|0\|aujkex-l81f}} | {{t\|0\|aujkex-ak6s}} | {{t\|0\|aujkex-2a8q}} | {{t\|0\|aujkex-ghla}} | {{t\|0\|aujkex-wnfy}} | {{t\|0\|aujkex-npzj}} | {{t\|0\|aujkex-2mu8}} | {{t\|0\|aujkex-t64l}} | {{t\|0\|aujkex-qd6f}} | {{t\|0\|aujkex-cyo2}} | {{t\|0\|aujkex-cb5e}} | {{t\|0\|aujkex-ts49}} | {{t\|0\|aujkex-z4v1}} | {{t\|0\|aujkex-zalk}} | {{t\|243\|aujkex-arni}} | {{t\|240\|aujkex-zs78}} | {{t\|483\|aujkex-nybo}} | {{t\|267\|aujkex-p47j}} | {{t\|263\|aujkex-mul9}} | {{t\|530\|aujkex-5frh}} |
| Fee business expenses | {{t\|(83)\|aujkex-v7xw}} | {{t\|(87)\|aujkex-jtvc}} | {{t\|(170)\|aujkex-zc7r}} | {{t\|(86)\|aujkex-2lau}} | {{t\|(95)\|aujkex-uz90}} | {{t\|(181)\|aujkex-nh2u}} | {{t\|(65)\|aujkex-igay}} | {{t\|(70)\|aujkex-3zr7}} | {{t\|(134)\|aujkex-9lmn}} | {{t\|(104)\|aujkex-d04i}} | {{t\|(78)\|aujkex-myux}} | {{t\|(182)\|aujkex-lsk8}} | {{t\|(37)\|aujkex-ayf1}} | {{t\|(42)\|aujkex-bigx}} | {{t\|(79)\|aujkex-iyxu}} | {{t\|(36)\|aujkex-k01h}} | {{t\|(47)\|aujkex-9xjm}} | {{t\|(83)\|aujkex-i237}} | {{t\|0\|aujkex-k2rs}} | {{t\|(0)\|aujkex-qzi4}} | {{t\|(0)\|aujkex-vgv8}} | {{t\|(1)\|aujkex-98ym}} | {{t\|(1)\|aujkex-oqbg}} | {{t\|(2)\|aujkex-7qiw}} | {{t\|0\|aujkex-j2h8}} | {{t\|0\|aujkex-jvdg}} | {{t\|0\|aujkex-0c9y}} | {{t\|0\|aujkex-0sde}} | {{t\|(0)\|aujkex-2bxd}} | {{t\|(0)\|aujkex-iy4f}} | {{t\|(1)\|aujkex-h5ni}} | {{t\|(1)\|aujkex-dhjc}} | {{t\|(2)\|aujkex-kbyb}} | {{t\|1\|aujkex-gsng}} | {{t\|0\|aujkex-ihhl}} | {{t\|1\|aujkex-ek71}} | {{t\|(186)\|aujkex-0nxu}} | {{t\|(200)\|aujkex-px4l}} | {{t\|(385)\|aujkex-4cbh}} | {{t\|(227)\|aujkex-wl2b}} | {{t\|(221)\|aujkex-vsli}} | {{t\|(448)\|aujkex-onpy}} |
| **Fee result** | {{t\|26\|aujkex-2sry}} | {{t\|26\|aujkex-xbpc}} | {{t\|52\|aujkex-m1vc}} | {{t\|29\|aujkex-119c}} | {{t\|26\|aujkex-2ysu}} | {{t\|55\|aujkex-53jt}} | {{t\|39\|aujkex-u31e}} | {{t\|32\|aujkex-f3qc}} | {{t\|72\|aujkex-lu0l}} | {{t\|29\|aujkex-ijss}} | {{t\|38\|aujkex-ceqz}} | {{t\|67\|aujkex-ikdh}} | {{t\|(7)\|aujkex-6otk}} | {{t\|(17)\|aujkex-uhex}} | {{t\|(24)\|aujkex-yals}} | {{t\|(18)\|aujkex-rl5h}} | {{t\|(21)\|aujkex-nzsd}} | {{t\|(39)\|aujkex-ds99}} | {{t\|0\|aujkex-sh7l}} | {{t\|(0)\|aujkex-vsj1}} | {{t\|(0)\|aujkex-6uf7}} | {{t\|(1)\|aujkex-hjtu}} | {{t\|(1)\|aujkex-fs90}} | {{t\|(2)\|aujkex-fo0m}} | {{t\|0\|aujkex-rhpg}} | {{t\|0\|aujkex-a3ln}} | {{t\|0\|aujkex-42bm}} | {{t\|0\|aujkex-9kib}} | {{t\|(0)\|aujkex-3f2s}} | {{t\|(0)\|aujkex-r8nb}} | {{t\|(1)\|aujkex-o61t}} | {{t\|(1)\|aujkex-oqss}} | {{t\|(2)\|aujkex-2jwq}} | {{t\|1\|aujkex-6ugl}} | {{t\|0\|aujkex-phda}} | {{t\|1\|aujkex-30dg}} | {{t\|57\|aujkex-v1h9}} | {{t\|40\|aujkex-ys1z}} | {{t\|98\|aujkex-ioyf}} | {{t\|40\|aujkex-k8ga}} | {{t\|43\|aujkex-5kvh}} | {{t\|83\|aujkex-9k6c}} |
| **Other result** | {{t\|(263)\|aujkex-tayv}} | {{t\|(203)\|aujkex-r26e}} | {{t\|(466)\|aujkex-jbh3}} | {{t\|(230)\|aujkex-s826}} | {{t\|(271)\|aujkex-d7x5}} | {{t\|(501)\|aujkex-2uw1}} | {{t\|(46)\|aujkex-ptes}} | {{t\|(35)\|aujkex-pzje}} | {{t\|(80)\|aujkex-spjb}} | {{t\|(48)\|aujkex-hecz}} | {{t\|(17)\|aujkex-8012}} | {{t\|(65)\|aujkex-zp4q}} | {{t\|(55)\|aujkex-3ver}} | {{t\|(61)\|aujkex-1jf3}} | {{t\|(116)\|aujkex-16bq}} | {{t\|(60)\|aujkex-2p1g}} | {{t\|(56)\|aujkex-1yqs}} | {{t\|(117)\|aujkex-gr77}} | {{t\|(64)\|aujkex-ievs}} | {{t\|(66)\|aujkex-20kc}} | {{t\|(130)\|aujkex-09vp}} | {{t\|(73)\|aujkex-dx87}} | {{t\|(73)\|aujkex-wet8}} | {{t\|(146)\|aujkex-d45q}} | {{t\|8\|aujkex-lqkb}} | {{t\|5\|aujkex-qiwz}} | {{t\|12\|aujkex-1cmg}} | {{t\|(1)\|aujkex-04y6}} | {{t\|(18)\|aujkex-iqwt}} | {{t\|(19)\|aujkex-imn5}} | {{t\|1\|aujkex-11qo}} | {{t\|1\|aujkex-4gc9}} | {{t\|2\|aujkex-dclu}} | {{t\|(1)\|aujkex-n83u}} | {{t\|0\|aujkex-ikzp}} | {{t\|(0)\|aujkex-9mf0}} | {{t\|(420)\|aujkex-8c48}} | {{t\|(359)\|aujkex-54e4}} | {{t\|(779)\|aujkex-iciw}} | {{t\|(413)\|aujkex-bbw5}} | {{t\|(435)\|aujkex-kups}} | {{t\|(848)\|aujkex-okoi}} |
| of which: technical non-qualifying expense | {{t\|(259)\|aujkex-ra2z}} | {{t\|(216)\|aujkex-ptul}} | {{t\|(475)\|aujkex-erau}} | {{t\|(222)\|aujkex-3ku4}} | {{t\|(262)\|aujkex-z95j}} | {{t\|(484)\|aujkex-kuuu}} | {{t\|(87)\|aujkex-r26u}} | {{t\|(78)\|aujkex-hhi4}} | {{t\|(165)\|aujkex-fjm6}} | {{t\|(101)\|aujkex-vchv}} | {{t\|(78)\|aujkex-8l2m}} | {{t\|(178)\|aujkex-xdzv}} | {{t\|(55)\|aujkex-8hus}} | {{t\|(52)\|aujkex-owq3}} | {{t\|(107)\|aujkex-5ess}} | {{t\|(61)\|aujkex-h1my}} | {{t\|(65)\|aujkex-7zaz}} | {{t\|(126)\|aujkex-byr8}} | {{t\|(62)\|aujkex-7gyf}} | {{t\|(67)\|aujkex-gn03}} | {{t\|(129)\|aujkex-h9h5}} | {{t\|(72)\|aujkex-yueb}} | {{t\|(72)\|aujkex-z0v5}} | {{t\|(143)\|aujkex-mabg}} | {{t\|(21)\|aujkex-s8y9}} | {{t\|(24)\|aujkex-a1z8}} | {{t\|(45)\|aujkex-lnwc}} | {{t\|(23)\|aujkex-4j83}} | {{t\|(42)\|aujkex-0cax}} | {{t\|(65)\|aujkex-ue8j}} | {{t\|1\|aujkex-balf}} | {{t\|1\|aujkex-0272}} | {{t\|2\|aujkex-j1vz}} | {{t\|(1)\|aujkex-51jr}} | {{t\|(0)\|aujkex-3lgb}} | {{t\|(1)\|aujkex-okk6}} | {{t\|(484)\|aujkex-uril}} | {{t\|(436)\|aujkex-wajm}} | {{t\|(919)\|aujkex-9k2l}} | {{t\|(479)\|aujkex-vd8y}} | {{t\|(518)\|aujkex-kw3d}} | {{t\|(997)\|aujkex-jl0d}} |
| Income tax (expense)/benefit attributable to policyholders (BOP relevant) | {{t\|0\|aujkex-bnip}} | {{t\|0\|aujkex-69em}} | {{t\|0\|aujkex-re03}} | {{t\|0\|aujkex-zvf2}} | {{t\|0\|aujkex-xwd9}} | {{t\|0\|aujkex-dy17}} | {{t\|0\|aujkex-icm9}} | {{t\|0\|aujkex-i017}} | {{t\|0\|aujkex-ojwv}} | {{t\|0\|aujkex-wdrm}} | {{t\|0\|aujkex-eowj}} | {{t\|0\|aujkex-k3rs}} | {{t\|(2)\|aujkex-easl}} | {{t\|(3)\|aujkex-0mec}} | {{t\|(5)\|aujkex-jpko}} | {{t\|(0)\|aujkex-ozs7}} | {{t\|(2)\|aujkex-9csv}} | {{t\|(2)\|aujkex-1iev}} | {{t\|0\|aujkex-3ii5}} | {{t\|0\|aujkex-ll56}} | {{t\|0\|aujkex-4dps}} | {{t\|0\|aujkex-5p10}} | {{t\|0\|aujkex-0uld}} | {{t\|0\|aujkex-swmq}} | {{t\|0\|aujkex-56xx}} | {{t\|0\|aujkex-bore}} | {{t\|0\|aujkex-mvrq}} | {{t\|0\|aujkex-pl4o}} | {{t\|0\|aujkex-24mv}} | {{t\|0\|aujkex-3q3h}} | {{t\|0\|aujkex-jwpm}} | {{t\|0\|aujkex-1cqu}} | {{t\|0\|aujkex-4ibv}} | {{t\|0\|aujkex-qmf1}} | {{t\|0\|aujkex-4ssf}} | {{t\|0\|aujkex-p42r}} | {{t\|(2)\|aujkex-ubgh}} | {{t\|(3)\|aujkex-l21a}} | {{t\|(5)\|aujkex-va8e}} | {{t\|(0)\|aujkex-cg2r}} | {{t\|(2)\|aujkex-2ssp}} | {{t\|(2)\|aujkex-03m7}} |
| Business {{t\|operating profit\|\|Underlying earnings}} before non-controlling interests | {{t\|792\|aujkex-ssuf}} | {{t\|721\|aujkex-qpbs}} | {{t\|1,514\|aujkex-kejj}} | {{t\|1,053\|aujkex-j3qs}} | {{t\|1,017\|aujkex-1rsw}} | {{t\|2,071\|aujkex-qo3i}} | {{t\|1,236\|aujkex-z645}} | {{t\|1,077\|aujkex-exev}} | {{t\|2,313\|aujkex-rbyp}} | {{t\|1,204\|aujkex-rcuo}} | {{t\|1,449\|aujkex-uz8o}} | {{t\|2,654\|aujkex-fffv}} | {{t\|147\|aujkex-w3u6}} | {{t\|203\|aujkex-1gh1}} | {{t\|349\|aujkex-tx4t}} | {{t\|179\|aujkex-q4ug}} | {{t\|162\|aujkex-ggga}} | {{t\|340\|aujkex-um4l}} | {{t\|180\|aujkex-xe0h}} | {{t\|159\|aujkex-ejnn}} | {{t\|339\|aujkex-tjl0}} | {{t\|188\|aujkex-x6nb}} | {{t\|165\|aujkex-g1e5}} | {{t\|354\|aujkex-qp8o}} | {{t\|(60)\|aujkex-cctz}} | {{t\|(102)\|aujkex-urnd}} | {{t\|(162)\|aujkex-80ad}} | {{t\|(118)\|aujkex-7rr0}} | {{t\|(15)\|aujkex-w9zq}} | {{t\|(133)\|aujkex-x6pv}} | {{t\|0\|aujkex-34in}} | {{t\|0\|aujkex-1397}} | {{t\|0\|aujkex-q4fb}} | {{t\|0\|aujkex-9sfj}} | {{t\|0\|aujkex-xqdb}} | {{t\|0\|aujkex-m3jh}} | {{t\|2,296\|aujkex-ukfc}} | {{t\|2,058\|aujkex-064a}} | {{t\|4,353\|aujkex-0od4}} | {{t\|2,507\|aujkex-rz9r}} | {{t\|2,779\|aujkex-gej0}} | {{t\|5,286\|aujkex-g81f}} |
| Non-controlling interest | {{t\|12\|aujkex-ft4a}} | {{t\|14\|aujkex-u5md}} | {{t\|26\|aujkex-fchy}} | {{t\|15\|aujkex-lpas}} | {{t\|14\|aujkex-gx9d}} | {{t\|28\|aujkex-3h1r}} | {{t\|0\|aujkex-te9y}} | {{t\|0\|aujkex-rje7}} | {{t\|0\|aujkex-940r}} | {{t\|0\|aujkex-gpvv}} | {{t\|0\|aujkex-dtf7}} | {{t\|0\|aujkex-z0za}} | {{t\|2\|aujkex-do6f}} | {{t\|5\|aujkex-selw}} | {{t\|6\|aujkex-iiww}} | {{t\|(1)\|aujkex-wnno}} | {{t\|(5)\|aujkex-cyt3}} | {{t\|(6)\|aujkex-itw6}} | {{t\|58\|aujkex-p1cy}} | {{t\|58\|aujkex-h45g}} | {{t\|116\|aujkex-rvy5}} | {{t\|65\|aujkex-fzxp}} | {{t\|70\|aujkex-8yhu}} | {{t\|135\|aujkex-cxt1}} | {{t\|0\|aujkex-a20f}} | {{t\|0\|aujkex-7rr2}} | {{t\|0\|aujkex-uzmv}} | {{t\|0\|aujkex-pvc4}} | {{t\|0\|aujkex-z8ft}} | {{t\|0\|aujkex-1uyo}} | {{t\|0\|aujkex-k2ow}} | {{t\|0\|aujkex-3q95}} | {{t\|0\|aujkex-uqwh}} | {{t\|0\|aujkex-mlbb}} | {{t\|0\|aujkex-kcaj}} | {{t\|0\|aujkex-5e0u}} | {{t\|71\|aujkex-ofvf}} | {{t\|78\|aujkex-q97v}} | {{t\|149\|aujkex-tmc4}} | {{t\|78\|aujkex-crdx}} | {{t\|79\|aujkex-bf8g}} | {{t\|157\|aujkex-jdlj}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|781\|aujkex-q7rs}} | {{t\|707\|aujkex-zvkl}} | {{t\|1,487\|aujkex-3cck}} | {{t\|1,039\|aujkex-6gqv}} | {{t\|1,004\|aujkex-87yd}} | {{t\|2,042\|aujkex-y0y8}} | {{t\|1,236\|aujkex-rzhu}} | {{t\|1,077\|aujkex-27qz}} | {{t\|2,313\|aujkex-gj99}} | {{t\|1,204\|aujkex-j61w}} | {{t\|1,449\|aujkex-3vji}} | {{t\|2,654\|aujkex-ezac}} | {{t\|145\|aujkex-chp9}} | {{t\|198\|aujkex-gow3}} | {{t\|343\|aujkex-t6o8}} | {{t\|180\|aujkex-0sgg}} | {{t\|166\|aujkex-ctj8}} | {{t\|346\|aujkex-lzmm}} | {{t\|122\|aujkex-gljr}} | {{t\|101\|aujkex-tbdt}} | {{t\|223\|aujkex-b57g}} | {{t\|124\|aujkex-zp5t}} | {{t\|95\|aujkex-2h1g}} | {{t\|219\|aujkex-bgxo}} | {{t\|(60)\|aujkex-l1bh}} | {{t\|(102)\|aujkex-9yir}} | {{t\|(162)\|aujkex-k811}} | {{t\|(118)\|aujkex-2uex}} | {{t\|(15)\|aujkex-yuiw}} | {{t\|(133)\|aujkex-1h0f}} | {{t\|0\|aujkex-vor9}} | {{t\|0\|aujkex-4s4z}} | {{t\|0\|aujkex-pzqc}} | {{t\|0\|aujkex-hqip}} | {{t\|0\|aujkex-vm8m}} | {{t\|0\|aujkex-tv55}} | {{t\|2,224\|aujkex-dg2x}} | {{t\|1,980\|aujkex-yd17}} | {{t\|4,204\|aujkex-lrhq}} | {{t\|2,429\|aujkex-2s14}} | {{t\|2,700\|aujkex-apwx}} | {{t\|5,129\|aujkex-6bh8}} |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Loss ratio | {{t\|68.0%\|aujkex-53n8}} | {{t\|69.7%\|aujkex-n82x}} | {{t\|68.9%\|aujkex-z3xf}} | {{t\|65.9%\|aujkex-qxb8}} | {{t\|66.6%\|aujkex-rn3g}} | {{t\|66.3%\|aujkex-zice}} | {{t\|66.8%\|aujkex-jrkb}} | {{t\|69.4%\|aujkex-xgma}} | {{t\|68.2%\|aujkex-sz7r}} | {{t\|63.8%\|aujkex-98tc}} | {{t\|65.1%\|aujkex-j355}} | {{t\|64.5%\|aujkex-rqgu}} | {{t\|59.9%\|aujkex-i9my}} | {{t\|59.6%\|aujkex-ervy}} | {{t\|59.7%\|aujkex-41y8}} | {{t\|60.4%\|aujkex-8gid}} | {{t\|62.4%\|aujkex-h5i5}} | {{t\|61.4%\|aujkex-n7us}} | {{t\|52.6%\|aujkex-dutm}} | {{t\|51.2%\|aujkex-37ay}} | {{t\|51.9%\|aujkex-mr8b}} | {{t\|49.4%\|aujkex-ymkf}} | {{t\|50.1%\|aujkex-617i}} | {{t\|49.7%\|aujkex-tcxo}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|64.6%\|aujkex-xmdd}} | {{t\|66.5%\|aujkex-a3iu}} | {{t\|65.6%\|aujkex-c45e}} | {{t\|62.4%\|aujkex-54u4}} | {{t\|63.0%\|aujkex-8wio}} | {{t\|62.7%\|aujkex-mypa}} |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — of which catastrophes | {{t\|1.0%\|aujkex-282l}} | {{t\|1.7%\|aujkex-gk38}} | {{t\|1.4%\|aujkex-0k1y}} | {{t\|1.0%\|aujkex-vpai}} | {{t\|0.5%\|aujkex-f3dn}} | {{t\|0.7%\|aujkex-j100}} | {{t\|3.5%\|aujkex-ziw2}} | {{t\|5.4%\|aujkex-ylhz}} | {{t\|4.5%\|aujkex-lwn4}} | {{t\|2.9%\|aujkex-g1yl}} | {{t\|0.6%\|aujkex-b4lr}} | {{t\|1.7%\|aujkex-hoe9}} | {{t\|0.2%\|aujkex-8802}} | {{t\|0.0%\|aujkex-m3d9}} | {{t\|0.1%\|aujkex-2y9y}} | {{t\|0.5%\|aujkex-xn48}} | {{t\|0.3%\|aujkex-83wa}} | {{t\|0.4%\|aujkex-ac6p}} | {{t\|0.6%\|aujkex-0yaj}} | {{t\|(0.0%)\|aujkex-tzqe}} | {{t\|0.3%\|aujkex-lhn5}} | {{t\|0.0%\|aujkex-kgrs}} | {{t\|0.0%\|aujkex-x443}} | {{t\|0.0%\|aujkex-j2zu}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|2.4%\|aujkex-zyvj}} | {{t\|3.7%\|aujkex-b8bz}} | {{t\|3.1%\|aujkex-xk20}} | {{t\|1.8%\|aujkex-pyaf}} | {{t\|0.6%\|aujkex-1xsd}} | {{t\|1.2%\|aujkex-wjy2}} |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — of which discount impact (current accident year) | {{t\|(3.2%)\|aujkex-y6f2}} | {{t\|(2.8%)\|aujkex-j75l}} | {{t\|(3.0%)\|aujkex-3hff}} | {{t\|(2.6%)\|aujkex-6bs5}} | {{t\|(2.5%)\|aujkex-e7wz}} | {{t\|(2.6%)\|aujkex-t2vs}} | {{t\|(4.9%)\|aujkex-wosj}} | {{t\|(3.9%)\|aujkex-ev4a}} | {{t\|(4.4%)\|aujkex-pa58}} | {{t\|(4.5%)\|aujkex-aesn}} | {{t\|(3.8%)\|aujkex-92wc}} | {{t\|(4.2%)\|aujkex-12kr}} | {{t\|(1.5%)\|aujkex-3mtj}} | {{t\|(1.5%)\|aujkex-v7me}} | {{t\|(1.5%)\|aujkex-6syl}} | {{t\|(1.5%)\|aujkex-5h2t}} | {{t\|(1.6%)\|aujkex-xlv7}} | {{t\|(1.6%)\|aujkex-t2mn}} | {{t\|(1.9%)\|aujkex-7ke1}} | {{t\|(1.4%)\|aujkex-gxvj}} | {{t\|(1.7%)\|aujkex-6kqn}} | {{t\|(1.6%)\|aujkex-fgn7}} | {{t\|(1.1%)\|aujkex-okw2}} | {{t\|(1.3%)\|aujkex-mou4}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|(4.0%)\|aujkex-nsjx}} | {{t\|(3.2%)\|aujkex-a4h8}} | {{t\|(3.6%)\|aujkex-lol3}} | {{t\|(3.5%)\|aujkex-w9ah}} | {{t\|(3.1%)\|aujkex-iwmp}} | {{t\|(3.3%)\|aujkex-iiln}} |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — of which prior year development | {{t\|(2.4%)\|aujkex-ftek}} | {{t\|(2.1%)\|aujkex-ne90}} | {{t\|(2.3%)\|aujkex-83kz}} | {{t\|(2.6%)\|aujkex-7c5b}} | {{t\|(2.4%)\|aujkex-x4aa}} | {{t\|(2.5%)\|aujkex-z2go}} | {{t\|(1.0%)\|aujkex-jryk}} | {{t\|(1.0%)\|aujkex-ytu8}} | {{t\|(1.0%)\|aujkex-orny}} | {{t\|(1.3%)\|aujkex-q9uo}} | {{t\|(0.5%)\|aujkex-i83w}} | {{t\|(0.9%)\|aujkex-5xbg}} | {{t\|(3.2%)\|aujkex-1w07}} | {{t\|(1.2%)\|aujkex-sbkw}} | {{t\|(2.2%)\|aujkex-u7sa}} | {{t\|(4.2%)\|aujkex-4xvc}} | {{t\|(2.1%)\|aujkex-c0au}} | {{t\|(3.2%)\|aujkex-fw5k}} | {{t\|0.1%\|aujkex-er4b}} | {{t\|(0.1%)\|aujkex-2tyg}} | {{t\|(0.0%)\|aujkex-7qsp}} | {{t\|(2.0%)\|aujkex-jyws}} | {{t\|(0.0%)\|aujkex-crii}} | {{t\|(1.0%)\|aujkex-9olf}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|(1.6%)\|aujkex-ahol}} | {{t\|(1.5%)\|aujkex-5cef}} | {{t\|(1.6%)\|aujkex-y8ki}} | {{t\|(1.8%)\|aujkex-nbeb}} | {{t\|(1.7%)\|aujkex-orsl}} | {{t\|(1.8%)\|aujkex-2rfc}} |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Expense ratio (3) | {{t\|26.9%\|aujkex-vt6k}} | {{t\|26.3%\|aujkex-lntx}} | {{t\|26.6%\|aujkex-gvll}} | {{t\|26.5%\|aujkex-c6yt}} | {{t\|27.4%\|aujkex-ynj4}} | {{t\|26.9%\|aujkex-qf93}} | {{t\|24.9%\|aujkex-52h1}} | {{t\|24.4%\|aujkex-hw3u}} | {{t\|24.6%\|aujkex-xpi7}} | {{t\|27.8%\|aujkex-lr5m}} | {{t\|26.4%\|aujkex-iqqj}} | {{t\|27.1%\|aujkex-f8x0}} | {{t\|33.8%\|aujkex-0x4t}} | {{t\|32.7%\|aujkex-qinu}} | {{t\|33.2%\|aujkex-95y3}} | {{t\|33.2%\|aujkex-g8ye}} | {{t\|32.6%\|aujkex-vhbl}} | {{t\|32.9%\|aujkex-6mnm}} | {{t\|43.2%\|aujkex-61h8}} | {{t\|43.4%\|aujkex-m4b5}} | {{t\|43.3%\|aujkex-y81w}} | {{t\|43.2%\|aujkex-1y5w}} | {{t\|44.4%\|aujkex-7lp6}} | {{t\|43.8%\|aujkex-18nv}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|28.9%\|aujkex-d6od}} | {{t\|28.4%\|aujkex-lxkf}} | {{t\|28.6%\|aujkex-p72m}} | {{t\|30.0%\|aujkex-uogs}} | {{t\|29.8%\|aujkex-e83r}} | {{t\|29.9%\|aujkex-qasc}} |
| **Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Combined ratio** | {{t\|94.9%\|aujkex-x6ks}} | {{t\|96.0%\|aujkex-sx4b}} | {{t\|95.5%\|aujkex-uaby}} | {{t\|92.3%\|aujkex-0og4}} | {{t\|94.0%\|aujkex-x07t}} | {{t\|93.2%\|aujkex-5g2a}} | {{t\|91.7%\|aujkex-r7ex}} | {{t\|93.7%\|aujkex-uyvs}} | {{t\|92.8%\|aujkex-m3pa}} | {{t\|91.7%\|aujkex-8ij9}} | {{t\|91.5%\|aujkex-8jy7}} | {{t\|91.6%\|aujkex-zbt1}} | {{t\|93.7%\|aujkex-u33l}} | {{t\|92.2%\|aujkex-z4rz}} | {{t\|92.9%\|aujkex-un2k}} | {{t\|93.6%\|aujkex-5crg}} | {{t\|95.0%\|aujkex-zhcw}} | {{t\|94.3%\|aujkex-hv34}} | {{t\|95.8%\|aujkex-a9az}} | {{t\|94.5%\|aujkex-8cyf}} | {{t\|95.1%\|aujkex-pcn8}} | {{t\|92.5%\|aujkex-fjid}} | {{t\|94.5%\|aujkex-0sna}} | {{t\|93.6%\|aujkex-pcaz}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | {{t\|93.6%\|aujkex-pdie}} | {{t\|94.9%\|aujkex-3b9w}} | {{t\|94.2%\|aujkex-np30}} | {{t\|92.4%\|aujkex-joqn}} | {{t\|92.9%\|aujkex-frhr}} | {{t\|92.6%\|aujkex-l8db}} |
(2) Includes add-back and international programs business
(3) Includes insurance service expenses reported in the insurance service result, as well as technical non-qualifying expenses reported in the other result" |
|---|
|
| id | "aujkex-c5" |
|---|
| chunk | 5 |
|---|
| pages | |
|---|
| heading | "P&C by Country & Customer Unit" |
|---|
| tags | |
|---|
| links | | "Gross written premiums" |
| "Insurance revenue" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Gross written premiums" |
| "Insurance revenue" |
| "Underlying earnings" |
|
|---|
| content | "**Property & casualty key metrics by geography and customer unit.**
| In USD million | {{t\|Gross written premium\|\|Gross written premiums}} 2024 H1 | {{t\|Gross written premium\|\|Gross written premiums}} 2024 H2 | {{t\|Gross written premium\|\|Gross written premiums}} 2024 FY-24 | {{t\|Gross written premium\|\|Gross written premiums}} 2025 H1 | {{t\|Gross written premium\|\|Gross written premiums}} 2025 H2 | {{t\|Gross written premium\|\|Gross written premiums}} 2025 FY-25 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 FY-24 | {{t\|Insurance revenue\|\|Insurance revenue}} 2025 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2025 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2025 FY-25 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 FY-24 | Business {{t\|operating profit\|\|Underlying earnings}} 2025 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2025 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2025 FY-25 | Combined ratio 2024 H1 | Combined ratio 2024 H2 | Combined ratio 2024 FY-24 | Combined ratio 2025 H1 | Combined ratio 2025 H2 | Combined ratio 2025 FY-25 | Loss ratio 2024 H1 | Loss ratio 2024 H2 | Loss ratio 2024 FY-24 | Loss ratio 2025 H1 | Loss ratio 2025 H2 | Loss ratio 2025 FY-25 | Expense ratio 2024 H1 | Expense ratio 2024 H2 | Expense ratio 2024 FY-24 | Expense ratio 2025 H1 | Expense ratio 2025 H2 | Expense ratio 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Germany | {{t\|1,963\|aujkex-j7n1}} | {{t\|1,434\|aujkex-ae3h}} | {{t\|3,398\|aujkex-byjw}} | {{t\|2,186\|aujkex-f6ka}} | {{t\|1,749\|aujkex-29s2}} | {{t\|3,935\|aujkex-pct4}} | {{t\|1,546\|aujkex-calw}} | {{t\|1,697\|aujkex-112w}} | {{t\|3,244\|aujkex-dj8k}} | {{t\|1,724\|aujkex-cz54}} | {{t\|2,028\|aujkex-i10y}} | {{t\|3,752\|aujkex-407s}} | {{t\|0\|aujkex-qe6s}} | {{t\|28\|aujkex-7vk6}} | {{t\|28\|aujkex-htc7}} | {{t\|204\|aujkex-3fyk}} | {{t\|171\|aujkex-03rm}} | {{t\|375\|aujkex-60k7}} | {{t\|104.7%\|aujkex-i8sp}} | {{t\|104.0%\|aujkex-hk6m}} | {{t\|104.3%\|aujkex-qhpp}} | {{t\|92.4%\|aujkex-bdl9}} | {{t\|95.5%\|aujkex-fijt}} | {{t\|94.1%\|aujkex-v57m}} | {{t\|73.6%\|aujkex-fksa}} | {{t\|73.4%\|aujkex-igv3}} | {{t\|73.5%\|aujkex-g5g5}} | {{t\|63.2%\|aujkex-2vp7}} | {{t\|65.1%\|aujkex-p9sj}} | {{t\|64.3%\|aujkex-afbj}} | {{t\|31.1%\|aujkex-6131}} | {{t\|30.6%\|aujkex-w83n}} | {{t\|30.8%\|aujkex-5sto}} | {{t\|29.2%\|aujkex-t18q}} | {{t\|30.4%\|aujkex-ylon}} | {{t\|29.8%\|aujkex-3fog}} |
| Ireland | {{t\|250\|aujkex-375m}} | {{t\|224\|aujkex-bj1t}} | {{t\|474\|aujkex-svun}} | {{t\|248\|aujkex-oaa4}} | {{t\|242\|aujkex-rer5}} | {{t\|490\|aujkex-qhmb}} | {{t\|230\|aujkex-t3p3}} | {{t\|239\|aujkex-j1jv}} | {{t\|469\|aujkex-wuq9}} | {{t\|236\|aujkex-rcyo}} | {{t\|255\|aujkex-cy06}} | {{t\|491\|aujkex-vo4o}} | {{t\|33\|aujkex-5rea}} | {{t\|40\|aujkex-9810}} | {{t\|72\|aujkex-x9wy}} | {{t\|24\|aujkex-9ysz}} | {{t\|54\|aujkex-ph1u}} | {{t\|78\|aujkex-gtn1}} | {{t\|88.5%\|aujkex-fcjt}} | {{t\|86.8%\|aujkex-f4nb}} | {{t\|87.7%\|aujkex-c733}} | {{t\|93.4%\|aujkex-x2b0}} | {{t\|82.7%\|aujkex-8172}} | {{t\|87.8%\|aujkex-h6ha}} | {{t\|59.8%\|aujkex-r2w8}} | {{t\|58.7%\|aujkex-sd8y}} | {{t\|59.2%\|aujkex-28bq}} | {{t\|64.7%\|aujkex-ysf0}} | {{t\|53.5%\|aujkex-edq3}} | {{t\|58.9%\|aujkex-twy2}} | {{t\|28.7%\|aujkex-bqan}} | {{t\|28.1%\|aujkex-pyow}} | {{t\|28.4%\|aujkex-ntzr}} | {{t\|28.7%\|aujkex-akwn}} | {{t\|29.2%\|aujkex-fsw5}} | {{t\|29.0%\|aujkex-sg91}} |
| Italy | {{t\|936\|aujkex-ldgj}} | {{t\|950\|aujkex-qb3n}} | {{t\|1,886\|aujkex-njw9}} | {{t\|982\|aujkex-0h17}} | {{t\|1,081\|aujkex-y0fi}} | {{t\|2,063\|aujkex-6y2t}} | {{t\|866\|aujkex-e01i}} | {{t\|935\|aujkex-il86}} | {{t\|1,801\|aujkex-j5ad}} | {{t\|936\|aujkex-51zu}} | {{t\|1,048\|aujkex-x0bd}} | {{t\|1,983\|aujkex-vmo8}} | {{t\|107\|aujkex-w0ht}} | {{t\|85\|aujkex-8rqg}} | {{t\|192\|aujkex-2biw}} | {{t\|122\|aujkex-y5ux}} | {{t\|94\|aujkex-v2l3}} | {{t\|216\|aujkex-s22f}} | {{t\|90.3%\|aujkex-g2tx}} | {{t\|93.2%\|aujkex-7h4s}} | {{t\|91.8%\|aujkex-x6au}} | {{t\|89.5%\|aujkex-9aqt}} | {{t\|93.9%\|aujkex-w0h1}} | {{t\|91.8%\|aujkex-wz8i}} | {{t\|61.2%\|aujkex-3uyi}} | {{t\|64.9%\|aujkex-po81}} | {{t\|63.1%\|aujkex-swy3}} | {{t\|59.4%\|aujkex-2y2h}} | {{t\|64.1%\|aujkex-nkqk}} | {{t\|61.9%\|aujkex-9e2t}} | {{t\|29.1%\|aujkex-l9wi}} | {{t\|28.3%\|aujkex-ya6x}} | {{t\|28.7%\|aujkex-ddbt}} | {{t\|30.1%\|aujkex-q7ki}} | {{t\|29.8%\|aujkex-0o6k}} | {{t\|29.9%\|aujkex-o9lz}} |
| Spain | {{t\|808\|aujkex-7n26}} | {{t\|722\|aujkex-0yvu}} | {{t\|1,531\|aujkex-6cc8}} | {{t\|897\|aujkex-lrse}} | {{t\|874\|aujkex-w5ul}} | {{t\|1,771\|aujkex-2yjx}} | {{t\|713\|aujkex-zm5u}} | {{t\|747\|aujkex-5os6}} | {{t\|1,459\|aujkex-mq8y}} | {{t\|784\|aujkex-x3pv}} | {{t\|893\|aujkex-4g7q}} | {{t\|1,677\|aujkex-y2lf}} | {{t\|37\|aujkex-dm55}} | {{t\|35\|aujkex-yuk3}} | {{t\|72\|aujkex-9rp7}} | {{t\|60\|aujkex-3lf6}} | {{t\|63\|aujkex-wcug}} | {{t\|123\|aujkex-d7ut}} | {{t\|96.1%\|aujkex-shjr}} | {{t\|96.2%\|aujkex-khjb}} | {{t\|96.2%\|aujkex-h2sf}} | {{t\|93.4%\|aujkex-4pwz}} | {{t\|94.5%\|aujkex-6mlj}} | {{t\|94.0%\|aujkex-nvdc}} | {{t\|62.7%\|aujkex-mktr}} | {{t\|61.7%\|aujkex-u806}} | {{t\|62.2%\|aujkex-qrs9}} | {{t\|59.7%\|aujkex-lfoj}} | {{t\|61.0%\|aujkex-kd06}} | {{t\|60.4%\|aujkex-rja5}} | {{t\|33.4%\|aujkex-jj9c}} | {{t\|34.5%\|aujkex-lk0i}} | {{t\|34.0%\|aujkex-k8q3}} | {{t\|33.8%\|aujkex-5e46}} | {{t\|33.5%\|aujkex-8hm5}} | {{t\|33.6%\|aujkex-8i1l}} |
| Switzerland | {{t\|2,920\|aujkex-tr5e}} | {{t\|1,337\|aujkex-apn1}} | {{t\|4,257\|aujkex-bfjg}} | {{t\|3,109\|aujkex-dsq7}} | {{t\|1,611\|aujkex-gx50}} | {{t\|4,720\|aujkex-5cv0}} | {{t\|1,948\|aujkex-khbk}} | {{t\|2,115\|aujkex-f57l}} | {{t\|4,063\|aujkex-g6kp}} | {{t\|2,133\|aujkex-tuc3}} | {{t\|2,362\|aujkex-8k3s}} | {{t\|4,494\|aujkex-oumy}} | {{t\|168\|aujkex-hqw4}} | {{t\|161\|aujkex-lww0}} | {{t\|329\|aujkex-epg5}} | {{t\|185\|aujkex-sazs}} | {{t\|199\|aujkex-4avs}} | {{t\|384\|aujkex-0ylw}} | {{t\|95.4%\|aujkex-w36r}} | {{t\|96.3%\|aujkex-ktax}} | {{t\|95.9%\|aujkex-flmi}} | {{t\|93.1%\|aujkex-1lbc}} | {{t\|94.9%\|aujkex-3lrf}} | {{t\|94.0%\|aujkex-fm2t}} | {{t\|73.9%\|aujkex-io03}} | {{t\|75.6%\|aujkex-yeb0}} | {{t\|74.8%\|aujkex-9l2h}} | {{t\|72.5%\|aujkex-6tho}} | {{t\|73.9%\|aujkex-xwjr}} | {{t\|73.2%\|aujkex-w19n}} | {{t\|21.5%\|aujkex-kbst}} | {{t\|20.7%\|aujkex-t4fn}} | {{t\|21.1%\|aujkex-eejj}} | {{t\|20.5%\|aujkex-xal3}} | {{t\|21.0%\|aujkex-dpx4}} | {{t\|20.8%\|aujkex-v913}} |
| United Kingdom | {{t\|2,546\|aujkex-74ba}} | {{t\|2,412\|aujkex-hhnb}} | {{t\|4,958\|aujkex-q3iy}} | {{t\|2,683\|aujkex-dhow}} | {{t\|2,465\|aujkex-necp}} | {{t\|5,148\|aujkex-l2uq}} | {{t\|2,294\|aujkex-1ldx}} | {{t\|2,483\|aujkex-6ok6}} | {{t\|4,777\|aujkex-jwxj}} | {{t\|2,431\|aujkex-shw5}} | {{t\|2,511\|aujkex-pdxe}} | {{t\|4,942\|aujkex-6hdj}} | {{t\|294\|aujkex-xnn6}} | {{t\|231\|aujkex-qtyp}} | {{t\|525\|aujkex-341c}} | {{t\|364\|aujkex-pgbj}} | {{t\|295\|aujkex-hlgq}} | {{t\|658\|aujkex-gy2r}} | {{t\|89.4%\|aujkex-vhre}} | {{t\|93.8%\|aujkex-5zap}} | {{t\|91.7%\|aujkex-qf1y}} | {{t\|87.5%\|aujkex-hj32}} | {{t\|91.6%\|aujkex-cuny}} | {{t\|89.6%\|aujkex-yzrc}} | {{t\|63.5%\|aujkex-atyw}} | {{t\|67.3%\|aujkex-jw0n}} | {{t\|65.5%\|aujkex-gyvb}} | {{t\|60.3%\|aujkex-0r58}} | {{t\|63.4%\|aujkex-tyb5}} | {{t\|61.9%\|aujkex-mt60}} | {{t\|25.9%\|aujkex-9txo}} | {{t\|26.5%\|aujkex-pe7p}} | {{t\|26.2%\|aujkex-vtp6}} | {{t\|27.2%\|aujkex-0gzz}} | {{t\|28.2%\|aujkex-kjg4}} | {{t\|27.7%\|aujkex-azp6}} |
| Rest of Europe, Middle East & Africa | {{t\|1,710\|aujkex-pma5}} | {{t\|1,401\|aujkex-h7ff}} | {{t\|3,111\|aujkex-ztb0}} | {{t\|1,905\|aujkex-2lic}} | {{t\|1,675\|aujkex-2uez}} | {{t\|3,579\|aujkex-a04n}} | {{t\|1,393\|aujkex-8sky}} | {{t\|1,446\|aujkex-qehf}} | {{t\|2,838\|aujkex-kwsi}} | {{t\|1,559\|aujkex-y3px}} | {{t\|1,755\|aujkex-063b}} | {{t\|3,314\|aujkex-2r25}} | {{t\|142\|aujkex-jpac}} | {{t\|127\|aujkex-7p3f}} | {{t\|269\|aujkex-47gp}} | {{t\|80\|aujkex-d3z3}} | {{t\|129\|aujkex-bzjf}} | {{t\|209\|aujkex-yqn7}} | {{t\|95.8%\|aujkex-0izz}} | {{t\|93.2%\|aujkex-k1rr}} | {{t\|94.5%\|aujkex-u9y0}} | {{t\|99.8%\|aujkex-mi5j}} | {{t\|95.7%\|aujkex-yq04}} | {{t\|97.7%\|aujkex-4w78}} | {{t\|69.3%\|aujkex-edec}} | {{t\|69.8%\|aujkex-1bgk}} | {{t\|69.6%\|aujkex-ccxr}} | {{t\|75.6%\|aujkex-lho5}} | {{t\|69.3%\|aujkex-kbvx}} | {{t\|72.2%\|aujkex-s5va}} | {{t\|26.5%\|aujkex-14qe}} | {{t\|23.3%\|aujkex-3fzk}} | {{t\|24.9%\|aujkex-kb9o}} | {{t\|24.2%\|aujkex-sqwt}} | {{t\|26.5%\|aujkex-77b7}} | {{t\|25.4%\|aujkex-fbrl}} |
| **Europe, Middle East & Africa** | {{t\|11,134\|aujkex-j82i}} | {{t\|8,481\|aujkex-bbtw}} | {{t\|19,615\|aujkex-mxjj}} | {{t\|12,009\|aujkex-d8uj}} | {{t\|9,698\|aujkex-8c84}} | {{t\|21,707\|aujkex-nbie}} | {{t\|8,989\|aujkex-8e8t}} | {{t\|9,662\|aujkex-7oxl}} | {{t\|18,651\|aujkex-pgy1}} | {{t\|9,801\|aujkex-f3lf}} | {{t\|10,851\|aujkex-t6xb}} | {{t\|20,652\|aujkex-orhq}} | {{t\|781\|aujkex-qv4l}} | {{t\|707\|aujkex-3b5h}} | {{t\|1,487\|aujkex-kxmx}} | {{t\|1,039\|aujkex-gkx9}} | {{t\|1,004\|aujkex-eu5h}} | {{t\|2,042\|aujkex-soh2}} | {{t\|94.9%\|aujkex-2eb4}} | {{t\|96.0%\|aujkex-f8kz}} | {{t\|95.5%\|aujkex-1ps6}} | {{t\|92.3%\|aujkex-a460}} | {{t\|94.0%\|aujkex-67oy}} | {{t\|93.2%\|aujkex-01v6}} | {{t\|68.0%\|aujkex-7ilz}} | {{t\|69.7%\|aujkex-fqvu}} | {{t\|68.9%\|aujkex-cz1l}} | {{t\|65.9%\|aujkex-onb7}} | {{t\|66.6%\|aujkex-rtcq}} | {{t\|66.3%\|aujkex-3ehr}} | {{t\|26.9%\|aujkex-2od2}} | {{t\|26.3%\|aujkex-55fe}} | {{t\|26.6%\|aujkex-comt}} | {{t\|26.5%\|aujkex-41rs}} | {{t\|27.4%\|aujkex-68jy}} | {{t\|26.9%\|aujkex-j3fm}} |
| United States | {{t\|11,120\|aujkex-0e2p}} | {{t\|9,367\|aujkex-pvod}} | {{t\|20,487\|aujkex-bgd4}} | {{t\|11,332\|aujkex-qhbq}} | {{t\|9,616\|aujkex-esm2}} | {{t\|20,948\|aujkex-e70x}} | {{t\|9,405\|aujkex-yvv5}} | {{t\|10,424\|aujkex-ny36}} | {{t\|19,829\|aujkex-sdd8}} | {{t\|9,562\|aujkex-ueai}} | {{t\|10,572\|aujkex-fg64}} | {{t\|20,134\|aujkex-8w9w}} | {{t\|1,067\|aujkex-6y58}} | {{t\|1,051\|aujkex-jsbq}} | {{t\|2,118\|aujkex-bj5f}} | {{t\|1,067\|aujkex-tcgj}} | {{t\|1,282\|aujkex-wha9}} | {{t\|2,348\|aujkex-dsfu}} | {{t\|92.7%\|aujkex-jfz8}} | {{t\|93.3%\|aujkex-u5hi}} | {{t\|93.0%\|aujkex-jclp}} | {{t\|92.2%\|aujkex-hcea}} | {{t\|91.9%\|aujkex-aalm}} | {{t\|92.0%\|aujkex-82ft}} | {{t\|68.0%\|aujkex-nwm2}} | {{t\|69.1%\|aujkex-svhn}} | {{t\|68.6%\|aujkex-4p1f}} | {{t\|66.6%\|aujkex-qvm9}} | {{t\|66.8%\|aujkex-rbgk}} | {{t\|66.7%\|aujkex-6oom}} | {{t\|24.6%\|aujkex-mtqx}} | {{t\|24.2%\|aujkex-ojhd}} | {{t\|24.4%\|aujkex-t485}} | {{t\|25.6%\|aujkex-6z1w}} | {{t\|25.1%\|aujkex-zbbj}} | {{t\|25.3%\|aujkex-pn8a}} |
| Rest of North America | {{t\|484\|aujkex-ibii}} | {{t\|613\|aujkex-1bbh}} | {{t\|1,096\|aujkex-ccdp}} | {{t\|1,114\|aujkex-fkqb}} | {{t\|1,048\|aujkex-pk2n}} | {{t\|2,162\|aujkex-xn3s}} | {{t\|566\|aujkex-mtak}} | {{t\|591\|aujkex-nz8x}} | {{t\|1,156\|aujkex-3g2y}} | {{t\|958\|aujkex-psoi}} | {{t\|1,027\|aujkex-f2ge}} | {{t\|1,984\|aujkex-xokr}} | {{t\|169\|aujkex-yclo}} | {{t\|26\|aujkex-izbv}} | {{t\|195\|aujkex-8l8l}} | {{t\|138\|aujkex-nqnx}} | {{t\|168\|aujkex-bm7m}} | {{t\|306\|aujkex-q5qd}} | {{t\|76.3%\|aujkex-zrrp}} | {{t\|101.6%\|aujkex-uc5w}} | {{t\|89.2%\|aujkex-8mcq}} | {{t\|86.7%\|aujkex-7kfk}} | {{t\|88.0%\|aujkex-vev9}} | {{t\|87.4%\|aujkex-1e7w}} | {{t\|46.8%\|aujkex-qx1k}} | {{t\|74.8%\|aujkex-igwv}} | {{t\|61.1%\|aujkex-3f5s}} | {{t\|36.2%\|aujkex-2o3h}} | {{t\|48.1%\|aujkex-4o8y}} | {{t\|42.4%\|aujkex-6z4i}} | {{t\|29.6%\|aujkex-hg68}} | {{t\|26.8%\|aujkex-xprm}} | {{t\|28.2%\|aujkex-1mqk}} | {{t\|50.5%\|aujkex-tbce}} | {{t\|39.9%\|aujkex-xlu6}} | {{t\|45.0%\|aujkex-v670}} |
| **North America** | {{t\|11,604\|aujkex-aso4}} | {{t\|9,980\|aujkex-at83}} | {{t\|21,584\|aujkex-zdqm}} | {{t\|12,446\|aujkex-b0kv}} | {{t\|10,664\|aujkex-9tn9}} | {{t\|23,110\|aujkex-rdgc}} | {{t\|9,970\|aujkex-20vu}} | {{t\|11,015\|aujkex-9r7i}} | {{t\|20,985\|aujkex-1hr9}} | {{t\|10,520\|aujkex-zxkd}} | {{t\|11,599\|aujkex-t4l1}} | {{t\|22,119\|aujkex-qnpe}} | {{t\|1,236\|aujkex-mwj7}} | {{t\|1,077\|aujkex-ewwn}} | {{t\|2,313\|aujkex-dk9m}} | {{t\|1,204\|aujkex-gn8r}} | {{t\|1,449\|aujkex-xzxu}} | {{t\|2,654\|aujkex-tu60}} | {{t\|91.7%\|aujkex-rk91}} | {{t\|93.7%\|aujkex-pgpb}} | {{t\|92.8%\|aujkex-9yf1}} | {{t\|91.7%\|aujkex-545r}} | {{t\|91.5%\|aujkex-qth5}} | {{t\|91.6%\|aujkex-h0lf}} | {{t\|66.8%\|aujkex-a9a9}} | {{t\|69.4%\|aujkex-kixo}} | {{t\|68.2%\|aujkex-lqf3}} | {{t\|63.8%\|aujkex-l6jo}} | {{t\|65.1%\|aujkex-yc2p}} | {{t\|64.5%\|aujkex-lvg4}} | {{t\|24.9%\|aujkex-1429}} | {{t\|24.4%\|aujkex-y0q1}} | {{t\|24.6%\|aujkex-nxub}} | {{t\|27.8%\|aujkex-24az}} | {{t\|26.4%\|aujkex-v1df}} | {{t\|27.1%\|aujkex-hver}} |
| Australia | {{t\|673\|aujkex-48il}} | {{t\|719\|aujkex-c1h3}} | {{t\|1,392\|aujkex-o4gs}} | {{t\|621\|aujkex-nb7e}} | {{t\|697\|aujkex-w5fg}} | {{t\|1,319\|aujkex-do96}} | {{t\|660\|aujkex-frab}} | {{t\|702\|aujkex-xtud}} | {{t\|1,362\|aujkex-oly3}} | {{t\|639\|aujkex-x3uv}} | {{t\|664\|aujkex-536n}} | {{t\|1,303\|aujkex-wil4}} | {{t\|59\|aujkex-l3er}} | {{t\|44\|aujkex-r12d}} | {{t\|103\|aujkex-q8z9}} | {{t\|81\|aujkex-q65q}} | {{t\|62\|aujkex-hlv1}} | {{t\|144\|aujkex-k2x7}} | {{t\|93.8%\|aujkex-j7ro}} | {{t\|96.5%\|aujkex-91i0}} | {{t\|95.2%\|aujkex-8iuz}} | {{t\|90.0%\|aujkex-lbjl}} | {{t\|94.1%\|aujkex-ffld}} | {{t\|92.1%\|aujkex-3bwq}} | {{t\|58.1%\|aujkex-yt4a}} | {{t\|61.0%\|aujkex-dxtp}} | {{t\|59.6%\|aujkex-32g6}} | {{t\|55.6%\|aujkex-s3r2}} | {{t\|61.5%\|aujkex-fvdt}} | {{t\|58.6%\|aujkex-hl0e}} | {{t\|35.8%\|aujkex-bu19}} | {{t\|35.5%\|aujkex-v5ap}} | {{t\|35.6%\|aujkex-rdlk}} | {{t\|34.3%\|aujkex-3j88}} | {{t\|32.6%\|aujkex-hpsq}} | {{t\|33.5%\|aujkex-yu6x}} |
| Japan | {{t\|410\|aujkex-g6ma}} | {{t\|412\|aujkex-ect4}} | {{t\|822\|aujkex-0uty}} | {{t\|445\|aujkex-wb79}} | {{t\|433\|aujkex-l0ta}} | {{t\|878\|aujkex-ltxf}} | {{t\|384\|aujkex-h6yu}} | {{t\|440\|aujkex-rdqz}} | {{t\|824\|aujkex-19cx}} | {{t\|439\|aujkex-6uv7}} | {{t\|447\|aujkex-nwpq}} | {{t\|886\|aujkex-7nhw}} | {{t\|24\|aujkex-vp5d}} | {{t\|69\|aujkex-d01o}} | {{t\|93\|aujkex-ztz9}} | {{t\|55\|aujkex-neaq}} | {{t\|48\|aujkex-o2cm}} | {{t\|103\|aujkex-c9qs}} | {{t\|93.9%\|aujkex-5xvi}} | {{t\|84.5%\|aujkex-sqh3}} | {{t\|88.9%\|aujkex-vmvj}} | {{t\|87.6%\|aujkex-so7s}} | {{t\|89.7%\|aujkex-aa0p}} | {{t\|88.6%\|aujkex-qdhg}} | {{t\|57.0%\|aujkex-rplf}} | {{t\|50.0%\|aujkex-scuz}} | {{t\|53.3%\|aujkex-b6xq}} | {{t\|53.4%\|aujkex-eqi2}} | {{t\|54.0%\|aujkex-k4en}} | {{t\|53.7%\|aujkex-wqiz}} | {{t\|36.8%\|aujkex-0bsi}} | {{t\|34.5%\|aujkex-abff}} | {{t\|35.6%\|aujkex-9rfn}} | {{t\|34.2%\|aujkex-436e}} | {{t\|35.6%\|aujkex-6qc5}} | {{t\|34.9%\|aujkex-3bvx}} |
| Rest of Asia Pacific | {{t\|765\|aujkex-9pj7}} | {{t\|984\|aujkex-5ier}} | {{t\|1,748\|aujkex-fak5}} | {{t\|1,044\|aujkex-0k17}} | {{t\|1,039\|aujkex-qplo}} | {{t\|2,082\|aujkex-qk96}} | {{t\|702\|aujkex-8oox}} | {{t\|905\|aujkex-dzxv}} | {{t\|1,607\|aujkex-z8f5}} | {{t\|926\|aujkex-6kpz}} | {{t\|991\|aujkex-2lx0}} | {{t\|1,918\|aujkex-oans}} | {{t\|62\|aujkex-z5za}} | {{t\|84\|aujkex-gpnd}} | {{t\|147\|aujkex-jh77}} | {{t\|44\|aujkex-rvg6}} | {{t\|56\|aujkex-7zdd}} | {{t\|100\|aujkex-cvk1}} | {{t\|93.5%\|aujkex-eu2m}} | {{t\|92.7%\|aujkex-obw8}} | {{t\|93.1%\|aujkex-cnsc}} | {{t\|99.0%\|aujkex-cdci}} | {{t\|98.0%\|aujkex-9gyj}} | {{t\|98.5%\|aujkex-b5if}} | {{t\|63.2%\|aujkex-22b3}} | {{t\|63.1%\|aujkex-qtq7}} | {{t\|63.2%\|aujkex-bsa7}} | {{t\|67.0%\|aujkex-4jog}} | {{t\|66.8%\|aujkex-c902}} | {{t\|66.9%\|aujkex-txlm}} | {{t\|30.3%\|aujkex-6z35}} | {{t\|29.6%\|aujkex-lqzd}} | {{t\|29.9%\|aujkex-8uyy}} | {{t\|32.0%\|aujkex-ekd7}} | {{t\|31.2%\|aujkex-pkn7}} | {{t\|31.6%\|aujkex-fikf}} |
| **Asia Pacific** | {{t\|1,847\|aujkex-d788}} | {{t\|2,115\|aujkex-jcuy}} | {{t\|3,963\|aujkex-7jlx}} | {{t\|2,110\|aujkex-1mpr}} | {{t\|2,169\|aujkex-wudj}} | {{t\|4,279\|aujkex-ftt4}} | {{t\|1,746\|aujkex-204p}} | {{t\|2,047\|aujkex-9yeb}} | {{t\|3,793\|aujkex-aa5y}} | {{t\|2,004\|aujkex-dp2e}} | {{t\|2,103\|aujkex-i08y}} | {{t\|4,107\|aujkex-tuev}} | {{t\|145\|aujkex-bgkm}} | {{t\|198\|aujkex-6c1b}} | {{t\|343\|aujkex-znnz}} | {{t\|180\|aujkex-y9st}} | {{t\|166\|aujkex-ths7}} | {{t\|346\|aujkex-axbb}} | {{t\|93.7%\|aujkex-p9wm}} | {{t\|92.2%\|aujkex-tf0f}} | {{t\|92.9%\|aujkex-hoym}} | {{t\|93.6%\|aujkex-qzf7}} | {{t\|95.0%\|aujkex-6s3p}} | {{t\|94.3%\|aujkex-e3a5}} | {{t\|59.9%\|aujkex-zpih}} | {{t\|59.6%\|aujkex-10mp}} | {{t\|59.7%\|aujkex-3ti2}} | {{t\|60.4%\|aujkex-zek4}} | {{t\|62.4%\|aujkex-25m7}} | {{t\|61.4%\|aujkex-uz63}} | {{t\|33.8%\|aujkex-fhhc}} | {{t\|32.7%\|aujkex-31yu}} | {{t\|33.2%\|aujkex-po5n}} | {{t\|33.2%\|aujkex-87ko}} | {{t\|32.6%\|aujkex-oqjp}} | {{t\|32.9%\|aujkex-olow}} |
| Argentina | {{t\|278\|aujkex-sgtg}} | {{t\|304\|aujkex-2zzw}} | {{t\|582\|aujkex-bxfr}} | {{t\|287\|aujkex-tpg5}} | {{t\|265\|aujkex-8629}} | {{t\|552\|aujkex-nnvd}} | {{t\|224\|aujkex-xute}} | {{t\|264\|aujkex-08al}} | {{t\|489\|aujkex-oekf}} | {{t\|268\|aujkex-kbp7}} | {{t\|240\|aujkex-qhr1}} | {{t\|508\|aujkex-gika}} | {{t\|26\|aujkex-v3nu}} | {{t\|6\|aujkex-z24d}} | {{t\|33\|aujkex-lnby}} | {{t\|22\|aujkex-emuv}} | {{t\|13\|aujkex-gs7o}} | {{t\|35\|aujkex-ir2l}} | {{t\|118.3%\|aujkex-tbxo}} | {{t\|106.4%\|aujkex-d4np}} | {{t\|111.8%\|aujkex-llgy}} | {{t\|99.3%\|aujkex-87y3}} | {{t\|99.2%\|aujkex-jguh}} | {{t\|99.2%\|aujkex-jtfs}} | {{t\|76.1%\|aujkex-8b6p}} | {{t\|67.8%\|aujkex-imu8}} | {{t\|71.6%\|aujkex-vlca}} | {{t\|62.6%\|aujkex-prnb}} | {{t\|59.4%\|aujkex-ukuv}} | {{t\|61.1%\|aujkex-plw2}} | {{t\|42.1%\|aujkex-8n93}} | {{t\|38.5%\|aujkex-gjji}} | {{t\|40.2%\|aujkex-aq6j}} | {{t\|36.7%\|aujkex-vgvl}} | {{t\|39.8%\|aujkex-cvn8}} | {{t\|38.1%\|aujkex-p9x1}} |
| Brazil | {{t\|483\|aujkex-bd0t}} | {{t\|520\|aujkex-qpdo}} | {{t\|1,003\|aujkex-gkq5}} | {{t\|496\|aujkex-ev91}} | {{t\|567\|aujkex-eyow}} | {{t\|1,063\|aujkex-27er}} | {{t\|450\|aujkex-pjix}} | {{t\|446\|aujkex-ue4u}} | {{t\|896\|aujkex-fibj}} | {{t\|448\|aujkex-agbb}} | {{t\|507\|aujkex-no8h}} | {{t\|955\|aujkex-v3b8}} | {{t\|35\|aujkex-e4ym}} | {{t\|34\|aujkex-a0by}} | {{t\|70\|aujkex-dhrr}} | {{t\|32\|aujkex-thhr}} | {{t\|37\|aujkex-h6lo}} | {{t\|70\|aujkex-rzc4}} | {{t\|97.7%\|aujkex-9amg}} | {{t\|98.4%\|aujkex-cc4y}} | {{t\|98.0%\|aujkex-9ick}} | {{t\|97.1%\|aujkex-wdn2}} | {{t\|99.1%\|aujkex-pa9j}} | {{t\|98.2%\|aujkex-dvgk}} | {{t\|41.6%\|aujkex-0ini}} | {{t\|43.7%\|aujkex-vfc7}} | {{t\|42.6%\|aujkex-senl}} | {{t\|43.8%\|aujkex-doe1}} | {{t\|45.4%\|aujkex-24co}} | {{t\|44.7%\|aujkex-1po5}} | {{t\|56.1%\|aujkex-6lmd}} | {{t\|54.7%\|aujkex-peyu}} | {{t\|55.4%\|aujkex-kz1r}} | {{t\|53.3%\|aujkex-wbf4}} | {{t\|53.7%\|aujkex-e73s}} | {{t\|53.5%\|aujkex-5ql3}} |
| Rest of Latin America | {{t\|1,003\|aujkex-v82c}} | {{t\|918\|aujkex-ha74}} | {{t\|1,921\|aujkex-xp23}} | {{t\|866\|aujkex-27uz}} | {{t\|1,020\|aujkex-sorb}} | {{t\|1,886\|aujkex-w3ov}} | {{t\|899\|aujkex-dgix}} | {{t\|878\|aujkex-v5ci}} | {{t\|1,777\|aujkex-ogyw}} | {{t\|850\|aujkex-y185}} | {{t\|933\|aujkex-ydby}} | {{t\|1,782\|aujkex-vf0z}} | {{t\|60\|aujkex-o30u}} | {{t\|60\|aujkex-89fy}} | {{t\|121\|aujkex-8bp9}} | {{t\|69\|aujkex-nvei}} | {{t\|45\|aujkex-nz8a}} | {{t\|114\|aujkex-tcl4}} | {{t\|89.2%\|aujkex-u1ed}} | {{t\|89.0%\|aujkex-lgq1}} | {{t\|89.1%\|aujkex-rsmn}} | {{t\|88.0%\|aujkex-zpdd}} | {{t\|90.8%\|aujkex-cr5v}} | {{t\|89.5%\|aujkex-5rxi}} | {{t\|52.2%\|aujkex-j6yt}} | {{t\|50.0%\|aujkex-mcja}} | {{t\|51.1%\|aujkex-0md9}} | {{t\|48.1%\|aujkex-rpwd}} | {{t\|50.2%\|aujkex-kdfc}} | {{t\|49.2%\|aujkex-ovax}} | {{t\|37.0%\|aujkex-iszd}} | {{t\|39.1%\|aujkex-php0}} | {{t\|38.0%\|aujkex-to33}} | {{t\|39.9%\|aujkex-5xzz}} | {{t\|40.6%\|aujkex-699g}} | {{t\|40.3%\|aujkex-fr3s}} |
| **Latin America** | {{t\|1,764\|aujkex-rh2g}} | {{t\|1,742\|aujkex-o0m3}} | {{t\|3,506\|aujkex-az1g}} | {{t\|1,649\|aujkex-1t8u}} | {{t\|1,852\|aujkex-engl}} | {{t\|3,501\|aujkex-9wvt}} | {{t\|1,573\|aujkex-hcux}} | {{t\|1,589\|aujkex-7kx9}} | {{t\|3,162\|aujkex-rr42}} | {{t\|1,566\|aujkex-08ki}} | {{t\|1,679\|aujkex-lnlz}} | {{t\|3,245\|aujkex-mw6t}} | {{t\|122\|aujkex-66d5}} | {{t\|101\|aujkex-t11o}} | {{t\|223\|aujkex-rnjr}} | {{t\|124\|aujkex-3ku7}} | {{t\|95\|aujkex-rble}} | {{t\|219\|aujkex-g3qf}} | {{t\|95.8%\|aujkex-rycd}} | {{t\|94.5%\|aujkex-y1ri}} | {{t\|95.1%\|aujkex-a3x8}} | {{t\|92.5%\|aujkex-7fob}} | {{t\|94.5%\|aujkex-ktly}} | {{t\|93.6%\|aujkex-soba}} | {{t\|52.6%\|aujkex-r6ll}} | {{t\|51.2%\|aujkex-tffq}} | {{t\|51.9%\|aujkex-37wt}} | {{t\|49.4%\|aujkex-ykla}} | {{t\|50.1%\|aujkex-p6k0}} | {{t\|49.7%\|aujkex-s3u5}} | {{t\|43.2%\|aujkex-0xkx}} | {{t\|43.4%\|aujkex-af19}} | {{t\|43.3%\|aujkex-4v50}} | {{t\|43.2%\|aujkex-1svk}} | {{t\|44.4%\|aujkex-l820}} | {{t\|43.8%\|aujkex-g6r0}} |
| **Group Reinsurance** | {{t\|547\|aujkex-vj5m}} | {{t\|343\|aujkex-0j2f}} | {{t\|890\|aujkex-upr6}} | {{t\|564\|aujkex-m1pb}} | {{t\|352\|aujkex-lf7c}} | {{t\|916\|aujkex-jqwl}} | {{t\|398\|aujkex-wmfx}} | {{t\|400\|aujkex-je47}} | {{t\|799\|aujkex-qlts}} | {{t\|414\|aujkex-5tz2}} | {{t\|417\|aujkex-wfri}} | {{t\|831\|aujkex-q7fq}} | {{t\|(60)\|aujkex-h5m7}} | {{t\|(102)\|aujkex-egtu}} | {{t\|(162)\|aujkex-1cm9}} | {{t\|(118)\|aujkex-y5l8}} | {{t\|(15)\|aujkex-ropl}} | {{t\|(133)\|aujkex-dxik}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm |
| **Eliminations** | {{t\|(1,554)\|aujkex-sjfo}} | {{t\|(1,380)\|aujkex-843n}} | {{t\|(2,934)\|aujkex-p9bb}} | {{t\|(1,635)\|aujkex-8zdo}} | {{t\|(1,457)\|aujkex-u479}} | {{t\|(3,092)\|aujkex-nhgj}} | {{t\|(1,232)\|aujkex-5yhs}} | {{t\|(1,367)\|aujkex-fn0m}} | {{t\|(2,598)\|aujkex-prws}} | {{t\|(1,292)\|aujkex-m1m4}} | {{t\|(1,429)\|aujkex-8xi3}} | {{t\|(2,721)\|aujkex-mu14}} | {{t\|(0)\|aujkex-9i8h}} | {{t\|0\|aujkex-0rkj}} | {{t\|(0)\|aujkex-bz7h}} | {{t\|0\|aujkex-ysbk}} | {{t\|0\|aujkex-046p}} | {{t\|0\|aujkex-kamt}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm |
| **Total** | {{t\|25,342\|aujkex-3p19}} | {{t\|21,282\|aujkex-24vt}} | {{t\|46,624\|aujkex-wrl6}} | {{t\|27,144\|aujkex-rqo3}} | {{t\|23,278\|aujkex-3u0v}} | {{t\|50,422\|aujkex-pqxe}} | {{t\|21,446\|aujkex-cusl}} | {{t\|23,346\|aujkex-fmyr}} | {{t\|44,792\|aujkex-2rhi}} | {{t\|23,014\|aujkex-8jyn}} | {{t\|25,220\|aujkex-u0ee}} | {{t\|48,234\|aujkex-ndxh}} | {{t\|2,224\|aujkex-eesu}} | {{t\|1,980\|aujkex-3ja7}} | {{t\|4,204\|aujkex-5t66}} | {{t\|2,429\|aujkex-fgso}} | {{t\|2,700\|aujkex-kduf}} | {{t\|5,129\|aujkex-jutv}} | {{t\|93.6%\|aujkex-71xl}} | {{t\|94.9%\|aujkex-lg8s}} | {{t\|94.2%\|aujkex-6zzd}} | {{t\|92.4%\|aujkex-2ag7}} | {{t\|92.9%\|aujkex-c6le}} | {{t\|92.6%\|aujkex-6r35}} | {{t\|64.6%\|aujkex-r3qt}} | {{t\|66.5%\|aujkex-4etw}} | {{t\|65.6%\|aujkex-1fgr}} | {{t\|62.4%\|aujkex-7ilk}} | {{t\|63.0%\|aujkex-iy9y}} | {{t\|62.7%\|aujkex-4hsc}} | {{t\|28.9%\|aujkex-u6c2}} | {{t\|28.4%\|aujkex-fdxf}} | {{t\|28.6%\|aujkex-jdek}} | {{t\|30.0%\|aujkex-6a8q}} | {{t\|29.8%\|aujkex-nyww}} | {{t\|29.9%\|aujkex-8mwj}} |
**Property & casualty key metrics by customer unit.**
| In USD million | {{t\|Gross written premium\|\|Gross written premiums}} 2024 H1 | {{t\|Gross written premium\|\|Gross written premiums}} 2024 H2 | {{t\|Gross written premium\|\|Gross written premiums}} 2024 FY-24 | {{t\|Gross written premium\|\|Gross written premiums}} 2025 H1 | {{t\|Gross written premium\|\|Gross written premiums}} 2025 H2 | {{t\|Gross written premium\|\|Gross written premiums}} 2025 FY-25 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 FY-24 | {{t\|Insurance revenue\|\|Insurance revenue}} 2025 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2025 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2025 FY-25 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 FY-24 | Business {{t\|operating profit\|\|Underlying earnings}} 2025 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2025 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2025 FY-25 | Combined ratio 2024 H1 | Combined ratio 2024 H2 | Combined ratio 2024 FY-24 | Combined ratio 2025 H1 | Combined ratio 2025 H2 | Combined ratio 2025 FY-25 | Loss ratio 2024 H1 | Loss ratio 2024 H2 | Loss ratio 2024 FY-24 | Loss ratio 2025 H1 | Loss ratio 2025 H2 | Loss ratio 2025 FY-25 | Expense ratio 2024 H1 | Expense ratio 2024 H2 | Expense ratio 2024 FY-24 | Expense ratio 2025 H1 | Expense ratio 2025 H2 | Expense ratio 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Commercial insurance | {{t\|16,408\|aujkex-dvov}} | {{t\|13,438\|aujkex-6n3z}} | {{t\|29,847\|aujkex-oyly}} | {{t\|16,886\|aujkex-yyu7}} | {{t\|14,093\|aujkex-yvup}} | {{t\|30,979\|aujkex-w7v4}} | {{t\|13,752\|aujkex-w6q6}} | {{t\|14,983\|aujkex-d9nb}} | {{t\|28,735\|aujkex-nuht}} | {{t\|14,121\|aujkex-dgim}} | {{t\|15,477\|aujkex-zmxx}} | {{t\|29,599\|aujkex-8k90}} | {{t\|1,781\|aujkex-j8s5}} | {{t\|1,605\|aujkex-13qw}} | {{t\|3,387\|aujkex-gw3s}} | {{t\|1,824\|aujkex-y9an}} | {{t\|1,966\|aujkex-0ui7}} | {{t\|3,790\|aujkex-ulvx}} | {{t\|91.4%\|aujkex-wco1}} | {{t\|93.1%\|aujkex-wgbn}} | {{t\|92.3%\|aujkex-30y3}} | {{t\|90.5%\|aujkex-qdnt}} | {{t\|91.5%\|aujkex-0kkp}} | {{t\|91.0%\|aujkex-z613}} | {{t\|66.3%\|aujkex-b6ne}} | {{t\|68.5%\|aujkex-3t1b}} | {{t\|67.4%\|aujkex-vqpi}} | {{t\|64.6%\|aujkex-xwj7}} | {{t\|66.0%\|aujkex-9k1o}} | {{t\|65.4%\|aujkex-4m00}} | {{t\|25.0%\|aujkex-bza4}} | {{t\|24.7%\|aujkex-o0d3}} | {{t\|24.8%\|aujkex-3900}} | {{t\|25.8%\|aujkex-awzj}} | {{t\|25.5%\|aujkex-f3zf}} | {{t\|25.7%\|aujkex-g164}} |
| Retail and SME | {{t\|8,865\|aujkex-5hiw}} | {{t\|7,873\|aujkex-92ew}} | {{t\|16,738\|aujkex-rj2a}} | {{t\|10,175\|aujkex-o869}} | {{t\|9,221\|aujkex-704f}} | {{t\|19,396\|aujkex-n5xk}} | {{t\|7,661\|aujkex-5kvx}} | {{t\|8,324\|aujkex-glk1}} | {{t\|15,984\|aujkex-y4sy}} | {{t\|8,845\|aujkex-uhjf}} | {{t\|9,708\|aujkex-mtie}} | {{t\|18,553\|aujkex-3h1n}} | {{t\|502\|aujkex-mxw6}} | {{t\|477\|aujkex-9f5m}} | {{t\|980\|aujkex-qqpv}} | {{t\|723\|aujkex-wp7i}} | {{t\|748\|aujkex-5seh}} | {{t\|1,471\|aujkex-34sh}} | {{t\|96.4%\|aujkex-0oo1}} | {{t\|96.5%\|aujkex-yqqv}} | {{t\|96.5%\|aujkex-esje}} | {{t\|94.1%\|aujkex-n4ho}} | {{t\|94.6%\|aujkex-nsl4}} | {{t\|94.4%\|aujkex-lsdw}} | {{t\|60.9%\|aujkex-n6ci}} | {{t\|61.8%\|aujkex-5ll0}} | {{t\|61.3%\|aujkex-4i48}} | {{t\|57.7%\|aujkex-0lxr}} | {{t\|58.4%\|aujkex-q1ba}} | {{t\|58.1%\|aujkex-lfyg}} | {{t\|35.6%\|aujkex-7dvx}} | {{t\|34.7%\|aujkex-gl54}} | {{t\|35.1%\|aujkex-26vu}} | {{t\|36.3%\|aujkex-dy2b}} | {{t\|36.3%\|aujkex-klz6}} | {{t\|36.3%\|aujkex-3j3q}} |
| Group Reinsurance | {{t\|547\|aujkex-xayt}} | {{t\|343\|aujkex-xubh}} | {{t\|890\|aujkex-pg9s}} | {{t\|564\|aujkex-g8l4}} | {{t\|352\|aujkex-qp0l}} | {{t\|916\|aujkex-8kas}} | {{t\|398\|aujkex-qu5i}} | {{t\|400\|aujkex-bm0c}} | {{t\|799\|aujkex-sorv}} | {{t\|414\|aujkex-pfrj}} | {{t\|417\|aujkex-pfqc}} | {{t\|831\|aujkex-ixk6}} | {{t\|(60)\|aujkex-mmu1}} | {{t\|(102)\|aujkex-krwi}} | {{t\|(162)\|aujkex-gy62}} | {{t\|(118)\|aujkex-wc5z}} | {{t\|(15)\|aujkex-cd30}} | {{t\|(133)\|aujkex-209l}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm |
| Eliminations | {{t\|(478)\|aujkex-epiw}} | {{t\|(372)\|aujkex-9n6f}} | {{t\|(850)\|aujkex-dple}} | {{t\|(481)\|aujkex-hr25}} | {{t\|(388)\|aujkex-eh94}} | {{t\|(870)\|aujkex-ivet}} | {{t\|(365)\|aujkex-m529}} | {{t\|(361)\|aujkex-68zc}} | {{t\|(726)\|aujkex-6ejw}} | {{t\|(366)\|aujkex-2e6p}} | {{t\|(383)\|aujkex-nk8x}} | {{t\|(749)\|aujkex-qtcx}} | {{t\|0\|aujkex-udi0}} | {{t\|0\|aujkex-36ht}} | {{t\|0\|aujkex-vajp}} | {{t\|0\|aujkex-4179}} | {{t\|0\|aujkex-5v3s}} | {{t\|0\|aujkex-wk3u}} | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm | nm |
| **Total** | {{t\|25,342\|aujkex-bjkv}} | {{t\|21,282\|aujkex-8v3z}} | {{t\|46,624\|aujkex-liwq}} | {{t\|27,144\|aujkex-x9ii}} | {{t\|23,278\|aujkex-yv9l}} | {{t\|50,422\|aujkex-hu3x}} | {{t\|21,446\|aujkex-vixs}} | {{t\|23,346\|aujkex-e06b}} | {{t\|44,792\|aujkex-6cwt}} | {{t\|23,014\|aujkex-s31d}} | {{t\|25,220\|aujkex-pgyp}} | {{t\|48,234\|aujkex-j9pr}} | {{t\|2,224\|aujkex-jpb6}} | {{t\|1,980\|aujkex-q4uk}} | {{t\|4,204\|aujkex-d2lx}} | {{t\|2,429\|aujkex-o322}} | {{t\|2,700\|aujkex-7pd7}} | {{t\|5,129\|aujkex-oss5}} | {{t\|93.6%\|aujkex-2vzb}} | {{t\|94.9%\|aujkex-ksap}} | {{t\|94.2%\|aujkex-ee10}} | {{t\|92.4%\|aujkex-y0ws}} | {{t\|92.9%\|aujkex-b293}} | {{t\|92.6%\|aujkex-qsdy}} | {{t\|64.6%\|aujkex-ps64}} | {{t\|66.5%\|aujkex-f8m0}} | {{t\|65.6%\|aujkex-tafl}} | {{t\|62.4%\|aujkex-95j6}} | {{t\|63.0%\|aujkex-3zz9}} | {{t\|62.7%\|aujkex-anos}} | {{t\|28.9%\|aujkex-o2g2}} | {{t\|28.4%\|aujkex-esqu}} | {{t\|28.6%\|aujkex-1tvu}} | {{t\|30.0%\|aujkex-y8b8}} | {{t\|29.8%\|aujkex-rhwj}} | {{t\|29.9%\|aujkex-n0j6}} |" |
|---|
|
| id | "aujkex-c6" |
|---|
| chunk | 6 |
|---|
| pages | |
|---|
| heading | "Life by Segment" |
|---|
| tags | |
|---|
| links | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Underlying earnings" |
|
|---|
| content | "**Life underlying earnings build-up by geography.**
| In USD million | Europe, Middle East & Africa 2024 H1 | Europe, Middle East & Africa 2024 H2 | Europe, Middle East & Africa 2024 FY-24 | Europe, Middle East & Africa 2025 H1 | Europe, Middle East & Africa 2025 H2 | Europe, Middle East & Africa 2025 FY-25 | North America 2024 H1 | North America 2024 H2 | North America 2024 FY-24 | North America 2025 H1 | North America 2025 H2 | North America 2025 FY-25 | Asia Pacific 2024 H1 | Asia Pacific 2024 H2 | Asia Pacific 2024 FY-24 | Asia Pacific 2025 H1 | Asia Pacific 2025 H2 | Asia Pacific 2025 FY-25 | Latin America 2024 H1 | Latin America 2024 H2 | Latin America 2024 FY-24 | Latin America 2025 H1 | Latin America 2025 H2 | Latin America 2025 FY-25 | Group Reinsurance 2024 H1 | Group Reinsurance 2024 H2 | Group Reinsurance 2024 FY-24 | Group Reinsurance 2025 H1 | Group Reinsurance 2025 H2 | Group Reinsurance 2025 FY-25 | Eliminations 2024 H1 | Eliminations 2024 H2 | Eliminations 2024 FY-24 | Eliminations 2025 H1 | Eliminations 2025 H2 | Eliminations 2025 FY-25 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 | Total 2025 H1 | Total 2025 H2 | Total 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|3,219\|aujkex-yrrj}} | {{t\|3,347\|aujkex-ev34}} | {{t\|6,566\|aujkex-lmxh}} | {{t\|3,295\|aujkex-i29b}} | {{t\|3,863\|aujkex-8qe7}} | {{t\|7,158\|aujkex-c33a}} | {{t\|81\|aujkex-6ai1}} | {{t\|79\|aujkex-pmfx}} | {{t\|160\|aujkex-0wl0}} | {{t\|38\|aujkex-2zp5}} | {{t\|36\|aujkex-uxpn}} | {{t\|74\|aujkex-gpai}} | {{t\|1,138\|aujkex-e04r}} | {{t\|1,164\|aujkex-a61a}} | {{t\|2,302\|aujkex-a3gn}} | {{t\|1,164\|aujkex-x3uz}} | {{t\|1,240\|aujkex-8igh}} | {{t\|2,404\|aujkex-l7ah}} | {{t\|1,366\|aujkex-xtcd}} | {{t\|1,320\|aujkex-11ii}} | {{t\|2,687\|aujkex-mlun}} | {{t\|1,286\|aujkex-ssoh}} | {{t\|1,416\|aujkex-ivdb}} | {{t\|2,702\|aujkex-27kr}} | {{t\|13\|aujkex-yts2}} | {{t\|14\|aujkex-u4g8}} | {{t\|27\|aujkex-q61n}} | {{t\|16\|aujkex-54ev}} | {{t\|18\|aujkex-f94o}} | {{t\|34\|aujkex-tc8t}} | {{t\|(21)\|aujkex-2r30}} | {{t\|(22)\|aujkex-bt3l}} | {{t\|(43)\|aujkex-0trq}} | {{t\|(24)\|aujkex-aef1}} | {{t\|(25)\|aujkex-yezu}} | {{t\|(49)\|aujkex-shub}} | {{t\|5,797\|aujkex-78dk}} | {{t\|5,903\|aujkex-rasa}} | {{t\|11,700\|aujkex-wsjl}} | {{t\|5,775\|aujkex-1g0v}} | {{t\|6,548\|aujkex-zjp9}} | {{t\|12,323\|aujkex-uaiy}} |
| {{t\|Insurance service expense\|\|Insurance service expense}} | {{t\|(2,495)\|aujkex-96jg}} | {{t\|(2,504)\|aujkex-mdwm}} | {{t\|(4,999)\|aujkex-24gx}} | {{t\|(2,549)\|aujkex-l5md}} | {{t\|(2,902)\|aujkex-ahin}} | {{t\|(5,451)\|aujkex-56vl}} | {{t\|(47)\|aujkex-p0ww}} | {{t\|(36)\|aujkex-ayo7}} | {{t\|(83)\|aujkex-09wy}} | {{t\|(16)\|aujkex-zblc}} | {{t\|(25)\|aujkex-douz}} | {{t\|(41)\|aujkex-z5cu}} | {{t\|(947)\|aujkex-pqa1}} | {{t\|(1,062)\|aujkex-pln7}} | {{t\|(2,009)\|aujkex-1ssy}} | {{t\|(997)\|aujkex-9eff}} | {{t\|(1,149)\|aujkex-gjoh}} | {{t\|(2,146)\|aujkex-qf9b}} | {{t\|(1,062)\|aujkex-0jzk}} | {{t\|(997)\|aujkex-azsd}} | {{t\|(2,060)\|aujkex-1xa9}} | {{t\|(940)\|aujkex-ugwq}} | {{t\|(1,100)\|aujkex-kx10}} | {{t\|(2,039)\|aujkex-mby4}} | {{t\|(4)\|aujkex-380l}} | {{t\|(11)\|aujkex-z9vz}} | {{t\|(15)\|aujkex-ics1}} | {{t\|(3)\|aujkex-bcqw}} | {{t\|(21)\|aujkex-5epp}} | {{t\|(24)\|aujkex-na58}} | {{t\|15\|aujkex-zltn}} | {{t\|20\|aujkex-310w}} | {{t\|36\|aujkex-q0du}} | {{t\|8\|aujkex-5qaa}} | {{t\|30\|aujkex-fvdh}} | {{t\|38\|aujkex-oid6}} | {{t\|(4,541)\|aujkex-m0yq}} | {{t\|(4,590)\|aujkex-ty9e}} | {{t\|(9,130)\|aujkex-462g}} | {{t\|(4,497)\|aujkex-2vxy}} | {{t\|(5,167)\|aujkex-wc66}} | {{t\|(9,663)\|aujkex-008b}} |
| Net expenses from reinsurance contracts held | {{t\|(25)\|aujkex-sltc}} | {{t\|(87)\|aujkex-tb59}} | {{t\|(113)\|aujkex-wg6x}} | {{t\|(43)\|aujkex-zx1w}} | {{t\|(130)\|aujkex-ywgv}} | {{t\|(173)\|aujkex-1caq}} | {{t\|(13)\|aujkex-g5sx}} | {{t\|(18)\|aujkex-n2o8}} | {{t\|(31)\|aujkex-ad23}} | {{t\|(11)\|aujkex-jlpn}} | {{t\|(5)\|aujkex-jrho}} | {{t\|(16)\|aujkex-s30v}} | {{t\|(39)\|aujkex-tq9p}} | {{t\|56\|aujkex-3r4b}} | {{t\|17\|aujkex-kl5r}} | {{t\|(32)\|aujkex-3k4a}} | {{t\|73\|aujkex-a9tw}} | {{t\|42\|aujkex-js19}} | {{t\|(8)\|aujkex-wm6x}} | {{t\|(25)\|aujkex-y9sj}} | {{t\|(33)\|aujkex-tzsd}} | {{t\|(19)\|aujkex-g2q2}} | {{t\|(12)\|aujkex-3svd}} | {{t\|(31)\|aujkex-injo}} | {{t\|(5)\|aujkex-5sfb}} | {{t\|(4)\|aujkex-6xpj}} | {{t\|(8)\|aujkex-kg5l}} | {{t\|(4)\|aujkex-vsla}} | {{t\|(1)\|aujkex-a8j5}} | {{t\|(5)\|aujkex-lw5y}} | {{t\|6\|aujkex-73e5}} | {{t\|2\|aujkex-0vrc}} | {{t\|7\|aujkex-3oqn}} | {{t\|16\|aujkex-1s08}} | {{t\|(5)\|aujkex-78vr}} | {{t\|12\|aujkex-m8ss}} | {{t\|(85)\|aujkex-809r}} | {{t\|(76)\|aujkex-0kbl}} | {{t\|(161)\|aujkex-8n8n}} | {{t\|(93)\|aujkex-a3ib}} | {{t\|(79)\|aujkex-y4jd}} | {{t\|(171)\|aujkex-xthv}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|698\|aujkex-cqex}} | {{t\|756\|aujkex-euvr}} | {{t\|1,455\|aujkex-oboe}} | {{t\|703\|aujkex-fism}} | {{t\|831\|aujkex-7l9f}} | {{t\|1,534\|aujkex-apvr}} | {{t\|21\|aujkex-g3rm}} | {{t\|25\|aujkex-708h}} | {{t\|46\|aujkex-1q3w}} | {{t\|11\|aujkex-jqiy}} | {{t\|6\|aujkex-njza}} | {{t\|17\|aujkex-1vmg}} | {{t\|152\|aujkex-5yd3}} | {{t\|158\|aujkex-1nav}} | {{t\|310\|aujkex-w1vx}} | {{t\|135\|aujkex-v4o5}} | {{t\|165\|aujkex-mzg0}} | {{t\|300\|aujkex-uvsz}} | {{t\|296\|aujkex-bq0u}} | {{t\|298\|aujkex-h53m}} | {{t\|594\|aujkex-9s51}} | {{t\|327\|aujkex-1okk}} | {{t\|305\|aujkex-z744}} | {{t\|632\|aujkex-gc6v}} | {{t\|4\|aujkex-gkbn}} | {{t\|(1)\|aujkex-noij}} | {{t\|4\|aujkex-884m}} | {{t\|9\|aujkex-q4nw}} | {{t\|(4)\|aujkex-7wjo}} | {{t\|5\|aujkex-1gg6}} | {{t\|0\|aujkex-mwmx}} | {{t\|0\|aujkex-6eyl}} | {{t\|0\|aujkex-1uhf}} | {{t\|0\|aujkex-im8u}} | {{t\|0\|aujkex-zir0}} | {{t\|0\|aujkex-ecic}} | {{t\|1,172\|aujkex-lm56}} | {{t\|1,237\|aujkex-wavl}} | {{t\|2,409\|aujkex-ldlx}} | {{t\|1,186\|aujkex-7i1o}} | {{t\|1,302\|aujkex-fzjp}} | {{t\|2,488\|aujkex-yoja}} |
| {{t\|Net investment income\|\|Net investment income}} on Group investments | {{t\|1,135\|aujkex-7ysn}} | {{t\|1,117\|aujkex-t3yf}} | {{t\|2,252\|aujkex-bgse}} | {{t\|1,112\|aujkex-0vj9}} | {{t\|1,208\|aujkex-0cum}} | {{t\|2,320\|aujkex-iz9p}} | {{t\|31\|aujkex-q2vv}} | {{t\|33\|aujkex-8hdp}} | {{t\|64\|aujkex-3aa8}} | {{t\|9\|aujkex-w0ur}} | {{t\|10\|aujkex-g73n}} | {{t\|18\|aujkex-8bss}} | {{t\|113\|aujkex-rcgw}} | {{t\|127\|aujkex-lyxq}} | {{t\|240\|aujkex-4cb6}} | {{t\|112\|aujkex-wh96}} | {{t\|139\|aujkex-3qof}} | {{t\|251\|aujkex-mjpi}} | {{t\|243\|aujkex-4r6u}} | {{t\|194\|aujkex-kg2q}} | {{t\|437\|aujkex-gy95}} | {{t\|142\|aujkex-gy3o}} | {{t\|147\|aujkex-sffn}} | {{t\|289\|aujkex-umx9}} | {{t\|0\|aujkex-0vn2}} | {{t\|0\|aujkex-lj48}} | {{t\|0\|aujkex-cgy5}} | {{t\|0\|aujkex-e59x}} | {{t\|0\|aujkex-ac7m}} | {{t\|0\|aujkex-l9pi}} | {{t\|(0)\|aujkex-j9tn}} | {{t\|(0)\|aujkex-g9dp}} | {{t\|(1)\|aujkex-r0js}} | {{t\|(0)\|aujkex-7snq}} | {{t\|(0)\|aujkex-z4vg}} | {{t\|(0)\|aujkex-xwaf}} | {{t\|1,521\|aujkex-xt4w}} | {{t\|1,471\|aujkex-1tmy}} | {{t\|2,992\|aujkex-dtf9}} | {{t\|1,375\|aujkex-xv4z}} | {{t\|1,504\|aujkex-dx2d}} | {{t\|2,879\|aujkex-df29}} |
| Net capital gains/(losses) on Group investments | {{t\|(34)\|aujkex-zo3a}} | {{t\|(62)\|aujkex-mp1e}} | {{t\|(96)\|aujkex-3sv5}} | {{t\|(143)\|aujkex-z0pv}} | {{t\|2\|aujkex-43au}} | {{t\|(140)\|aujkex-7lwg}} | {{t\|13\|aujkex-loa7}} | {{t\|5\|aujkex-ar4u}} | {{t\|18\|aujkex-7iyc}} | {{t\|(0)\|aujkex-tu36}} | {{t\|(0)\|aujkex-k8zc}} | {{t\|(0)\|aujkex-vki3}} | {{t\|(2)\|aujkex-0hsx}} | {{t\|(5)\|aujkex-8925}} | {{t\|(6)\|aujkex-7z0g}} | {{t\|2\|aujkex-kql5}} | {{t\|(3)\|aujkex-bibn}} | {{t\|(1)\|aujkex-9pem}} | {{t\|(23)\|aujkex-u88r}} | {{t\|(10)\|aujkex-io30}} | {{t\|(33)\|aujkex-6ecu}} | {{t\|2\|aujkex-9j9o}} | {{t\|7\|aujkex-s5ka}} | {{t\|9\|aujkex-weu2}} | {{t\|(2)\|aujkex-dqu5}} | {{t\|(1)\|aujkex-xixc}} | {{t\|(3)\|aujkex-tjj0}} | {{t\|(1)\|aujkex-vra3}} | {{t\|(2)\|aujkex-sx5a}} | {{t\|(3)\|aujkex-1c52}} | {{t\|0\|aujkex-espb}} | {{t\|0\|aujkex-yjxh}} | {{t\|0\|aujkex-qm7c}} | {{t\|0\|aujkex-814n}} | {{t\|0\|aujkex-foha}} | {{t\|0\|aujkex-7ohh}} | {{t\|(48)\|aujkex-k21z}} | {{t\|(73)\|aujkex-95w9}} | {{t\|(121)\|aujkex-e6im}} | {{t\|(140)\|aujkex-sa2r}} | {{t\|5\|aujkex-1dva}} | {{t\|(135)\|aujkex-d3qt}} |
| {{t\|Net investment result\|\|Net investment income}} on Group investments | {{t\|1,100\|aujkex-vrlv}} | {{t\|1,056\|aujkex-uz8c}} | {{t\|2,156\|aujkex-p0si}} | {{t\|969\|aujkex-21fz}} | {{t\|1,211\|aujkex-krzd}} | {{t\|2,180\|aujkex-gyay}} | {{t\|44\|aujkex-1ozd}} | {{t\|37\|aujkex-qrhj}} | {{t\|82\|aujkex-30oi}} | {{t\|9\|aujkex-0cey}} | {{t\|10\|aujkex-vjns}} | {{t\|18\|aujkex-bcoy}} | {{t\|111\|aujkex-bgb2}} | {{t\|122\|aujkex-wnk2}} | {{t\|234\|aujkex-2n52}} | {{t\|114\|aujkex-foef}} | {{t\|137\|aujkex-gtk3}} | {{t\|251\|aujkex-7zgt}} | {{t\|219\|aujkex-0arz}} | {{t\|184\|aujkex-x3se}} | {{t\|404\|aujkex-vbjr}} | {{t\|144\|aujkex-xmt3}} | {{t\|153\|aujkex-qwcb}} | {{t\|297\|aujkex-xned}} | {{t\|(2)\|aujkex-gj7c}} | {{t\|(1)\|aujkex-2u5e}} | {{t\|(3)\|aujkex-zwkk}} | {{t\|(1)\|aujkex-w649}} | {{t\|(2)\|aujkex-t9g8}} | {{t\|(3)\|aujkex-hrbi}} | {{t\|(0)\|aujkex-iwjc}} | {{t\|(0)\|aujkex-56e6}} | {{t\|(1)\|aujkex-eyi8}} | {{t\|(0)\|aujkex-c6pw}} | {{t\|(0)\|aujkex-on1b}} | {{t\|(0)\|aujkex-7axd}} | {{t\|1,473\|aujkex-eb59}} | {{t\|1,398\|aujkex-0f69}} | {{t\|2,871\|aujkex-nk7w}} | {{t\|1,235\|aujkex-601n}} | {{t\|1,509\|aujkex-n2ug}} | {{t\|2,744\|aujkex-ya7z}} |
| {{t\|Net investment income\|\|Net investment income}} on unit-linked investments | {{t\|588\|aujkex-gfz7}} | {{t\|572\|aujkex-adca}} | {{t\|1,160\|aujkex-l082}} | {{t\|608\|aujkex-3gg0}} | {{t\|599\|aujkex-0dkr}} | {{t\|1,207\|aujkex-0fly}} | {{t\|0\|aujkex-d607}} | {{t\|0\|aujkex-mwoh}} | {{t\|0\|aujkex-300z}} | {{t\|0\|aujkex-ev79}} | {{t\|0\|aujkex-nxiz}} | {{t\|0\|aujkex-vgcd}} | {{t\|30\|aujkex-7fxf}} | {{t\|35\|aujkex-0p5y}} | {{t\|65\|aujkex-hhy6}} | {{t\|18\|aujkex-1suw}} | {{t\|21\|aujkex-2zol}} | {{t\|39\|aujkex-jckl}} | {{t\|23\|aujkex-9d8k}} | {{t\|13\|aujkex-w5y8}} | {{t\|35\|aujkex-coo5}} | {{t\|15\|aujkex-e0ty}} | {{t\|13\|aujkex-1890}} | {{t\|28\|aujkex-0td8}} | {{t\|0\|aujkex-q2y5}} | {{t\|0\|aujkex-uz2w}} | {{t\|0\|aujkex-44wa}} | {{t\|0\|aujkex-nrsm}} | {{t\|0\|aujkex-1pet}} | {{t\|0\|aujkex-yojr}} | {{t\|0\|aujkex-3h41}} | {{t\|0\|aujkex-2lw9}} | {{t\|0\|aujkex-prok}} | {{t\|0\|aujkex-5mw0}} | {{t\|0\|aujkex-6igp}} | {{t\|0\|aujkex-2e59}} | {{t\|641\|aujkex-2fs1}} | {{t\|619\|aujkex-nhme}} | {{t\|1,260\|aujkex-73k7}} | {{t\|640\|aujkex-d4wf}} | {{t\|633\|aujkex-znnu}} | {{t\|1,274\|aujkex-kmh6}} |
| Change in liabilities for investment contracts and other funds | {{t\|(423)\|aujkex-qijr}} | {{t\|(373)\|aujkex-53qd}} | {{t\|(796)\|aujkex-spsv}} | {{t\|(453)\|aujkex-0yap}} | {{t\|(400)\|aujkex-5pj3}} | {{t\|(853)\|aujkex-ga2s}} | {{t\|0\|aujkex-fngb}} | {{t\|0\|aujkex-ezjb}} | {{t\|0\|aujkex-t1ey}} | {{t\|0\|aujkex-6pjg}} | {{t\|0\|aujkex-g2a6}} | {{t\|0\|aujkex-k7ul}} | {{t\|(21)\|aujkex-5yxb}} | {{t\|(25)\|aujkex-lb5t}} | {{t\|(47)\|aujkex-l87k}} | {{t\|(10)\|aujkex-l7i5}} | {{t\|(15)\|aujkex-eytc}} | {{t\|(25)\|aujkex-njhs}} | {{t\|(0)\|aujkex-ig1t}} | {{t\|(0)\|aujkex-39zd}} | {{t\|(0)\|aujkex-8u1z}} | {{t\|(0)\|aujkex-gqwy}} | {{t\|(0)\|aujkex-r5vw}} | {{t\|(0)\|aujkex-ftwc}} | {{t\|0\|aujkex-6ufp}} | {{t\|0\|aujkex-qtb3}} | {{t\|0\|aujkex-z7ly}} | {{t\|0\|aujkex-l69d}} | {{t\|0\|aujkex-3q46}} | {{t\|0\|aujkex-lm82}} | {{t\|0\|aujkex-t7sj}} | {{t\|0\|aujkex-fgu6}} | {{t\|0\|aujkex-bbsp}} | {{t\|0\|aujkex-b0my}} | {{t\|0\|aujkex-51jm}} | {{t\|0\|aujkex-74lm}} | {{t\|(444)\|aujkex-dh6z}} | {{t\|(398)\|aujkex-9jcs}} | {{t\|(842)\|aujkex-890a}} | {{t\|(463)\|aujkex-z0fx}} | {{t\|(416)\|aujkex-kiax}} | {{t\|(879)\|aujkex-82j3}} |
| Re-/Insurance finance income/(expenses) | {{t\|(1,073)\|aujkex-tzuf}} | {{t\|(1,064)\|aujkex-2a13}} | {{t\|(2,137)\|aujkex-mexm}} | {{t\|(1,025)\|aujkex-8o8b}} | {{t\|(1,121)\|aujkex-tphe}} | {{t\|(2,146)\|aujkex-vleh}} | {{t\|(50)\|aujkex-8ky5}} | {{t\|(43)\|aujkex-gedl}} | {{t\|(93)\|aujkex-cko5}} | {{t\|(7)\|aujkex-dkso}} | {{t\|(7)\|aujkex-91jl}} | {{t\|(14)\|aujkex-oej5}} | {{t\|(96)\|aujkex-t7a7}} | {{t\|(89)\|aujkex-h97y}} | {{t\|(184)\|aujkex-wmuz}} | {{t\|(87)\|aujkex-h1j7}} | {{t\|(99)\|aujkex-a1fd}} | {{t\|(186)\|aujkex-d5ha}} | {{t\|(161)\|aujkex-gi7p}} | {{t\|(110)\|aujkex-rccy}} | {{t\|(271)\|aujkex-z595}} | {{t\|(63)\|aujkex-l3yk}} | {{t\|(74)\|aujkex-r48v}} | {{t\|(137)\|aujkex-jyxx}} | {{t\|(0)\|aujkex-jrtq}} | {{t\|(0)\|aujkex-x559}} | {{t\|(0)\|aujkex-cy5h}} | {{t\|(0)\|aujkex-mtle}} | {{t\|(0)\|aujkex-xvmm}} | {{t\|(0)\|aujkex-xq59}} | {{t\|0\|aujkex-7zi5}} | {{t\|0\|aujkex-l10l}} | {{t\|0\|aujkex-tcdb}} | {{t\|0\|aujkex-1vwk}} | {{t\|0\|aujkex-sbqp}} | {{t\|0\|aujkex-vgzs}} | {{t\|(1,380)\|aujkex-at27}} | {{t\|(1,305)\|aujkex-tp1w}} | {{t\|(2,685)\|aujkex-5pze}} | {{t\|(1,181)\|aujkex-u4om}} | {{t\|(1,302)\|aujkex-s0od}} | {{t\|(2,483)\|aujkex-u5wu}} |
| {{t\|Net investment result\|\|Net investment income}} | {{t\|193\|aujkex-03fy}} | {{t\|191\|aujkex-6u66}} | {{t\|384\|aujkex-b786}} | {{t\|100\|aujkex-b4c0}} | {{t\|288\|aujkex-7ju4}} | {{t\|389\|aujkex-4wug}} | {{t\|(6)\|aujkex-qet0}} | {{t\|(5)\|aujkex-asc6}} | {{t\|(11)\|aujkex-tpxv}} | {{t\|1\|aujkex-l3md}} | {{t\|3\|aujkex-9bjz}} | {{t\|4\|aujkex-vl0k}} | {{t\|24\|aujkex-ovps}} | {{t\|43\|aujkex-xoa5}} | {{t\|67\|aujkex-96xj}} | {{t\|35\|aujkex-o7fe}} | {{t\|43\|aujkex-q3df}} | {{t\|78\|aujkex-k6sw}} | {{t\|81\|aujkex-yhlz}} | {{t\|87\|aujkex-kj2h}} | {{t\|168\|aujkex-dif3}} | {{t\|96\|aujkex-7idl}} | {{t\|92\|aujkex-r6jp}} | {{t\|188\|aujkex-uu4f}} | {{t\|(2)\|aujkex-c9wq}} | {{t\|(1)\|aujkex-vjn8}} | {{t\|(3)\|aujkex-nmy0}} | {{t\|(1)\|aujkex-c56j}} | {{t\|(2)\|aujkex-ny1m}} | {{t\|(3)\|aujkex-izch}} | {{t\|(0)\|aujkex-vvt8}} | {{t\|(0)\|aujkex-38ur}} | {{t\|(1)\|aujkex-8gn2}} | {{t\|(0)\|aujkex-2ebh}} | {{t\|(0)\|aujkex-zxny}} | {{t\|(0)\|aujkex-knwk}} | {{t\|290\|aujkex-ul26}} | {{t\|314\|aujkex-19zw}} | {{t\|604\|aujkex-in4c}} | {{t\|231\|aujkex-dfa0}} | {{t\|424\|aujkex-rbhx}} | {{t\|656\|aujkex-5ags}} |
| Fee income | {{t\|426\|aujkex-9rpu}} | {{t\|462\|aujkex-2cdh}} | {{t\|888\|aujkex-yxes}} | {{t\|476\|aujkex-vd1m}} | {{t\|581\|aujkex-wp7g}} | {{t\|1,057\|aujkex-azge}} | {{t\|0\|aujkex-t7ph}} | {{t\|0\|aujkex-6o16}} | {{t\|0\|aujkex-9klc}} | {{t\|0\|aujkex-eusg}} | {{t\|0\|aujkex-t75m}} | {{t\|0\|aujkex-6ndc}} | {{t\|25\|aujkex-4k51}} | {{t\|18\|aujkex-e6wn}} | {{t\|43\|aujkex-imlg}} | {{t\|21\|aujkex-xp1w}} | {{t\|17\|aujkex-3kex}} | {{t\|38\|aujkex-4fh5}} | {{t\|9\|aujkex-8nh1}} | {{t\|11\|aujkex-tuko}} | {{t\|20\|aujkex-vd65}} | {{t\|11\|aujkex-nxc0}} | {{t\|(1)\|aujkex-v4gv}} | {{t\|10\|aujkex-mol5}} | {{t\|0\|aujkex-776v}} | {{t\|0\|aujkex-lkar}} | {{t\|0\|aujkex-vugi}} | {{t\|0\|aujkex-wtxs}} | {{t\|0\|aujkex-dov0}} | {{t\|0\|aujkex-bj0l}} | {{t\|0\|aujkex-0ril}} | {{t\|0\|aujkex-j6ft}} | {{t\|0\|aujkex-6pll}} | {{t\|0\|aujkex-vv87}} | {{t\|0\|aujkex-ulrf}} | {{t\|0\|aujkex-ly2p}} | {{t\|460\|aujkex-eszr}} | {{t\|491\|aujkex-m29s}} | {{t\|951\|aujkex-n30z}} | {{t\|508\|aujkex-ylpf}} | {{t\|597\|aujkex-g9vy}} | {{t\|1,105\|aujkex-v9uz}} |
| Fee business expenses | {{t\|(315)\|aujkex-1kgx}} | {{t\|(310)\|aujkex-jvk5}} | {{t\|(624)\|aujkex-jbjc}} | {{t\|(341)\|aujkex-on6b}} | {{t\|(383)\|aujkex-wtj0}} | {{t\|(724)\|aujkex-b83w}} | {{t\|(0)\|aujkex-x15z}} | {{t\|0\|aujkex-segj}} | {{t\|(0)\|aujkex-io5o}} | {{t\|0\|aujkex-oa0j}} | {{t\|0\|aujkex-xoun}} | {{t\|0\|aujkex-88jr}} | {{t\|(4)\|aujkex-g85g}} | {{t\|(4)\|aujkex-mh35}} | {{t\|(8)\|aujkex-q1s4}} | {{t\|(5)\|aujkex-0oos}} | {{t\|(4)\|aujkex-552d}} | {{t\|(8)\|aujkex-2mu4}} | {{t\|(7)\|aujkex-bgjm}} | {{t\|(6)\|aujkex-q7ue}} | {{t\|(13)\|aujkex-u1hu}} | {{t\|(7)\|aujkex-wcxn}} | {{t\|(2)\|aujkex-ljd7}} | {{t\|(9)\|aujkex-of4y}} | {{t\|0\|aujkex-b4e0}} | {{t\|0\|aujkex-gqwl}} | {{t\|0\|aujkex-7lqp}} | {{t\|0\|aujkex-n4og}} | {{t\|0\|aujkex-ww9p}} | {{t\|0\|aujkex-84ln}} | {{t\|0\|aujkex-99y4}} | {{t\|0\|aujkex-g2yv}} | {{t\|0\|aujkex-aamb}} | {{t\|0\|aujkex-e2je}} | {{t\|0\|aujkex-4ubj}} | {{t\|0\|aujkex-3beb}} | {{t\|(326)\|aujkex-a4g2}} | {{t\|(320)\|aujkex-dd9g}} | {{t\|(646)\|aujkex-zgek}} | {{t\|(353)\|aujkex-fwqe}} | {{t\|(389)\|aujkex-5gh9}} | {{t\|(742)\|aujkex-o3mx}} |
| **Fee result** | {{t\|112\|aujkex-yo12}} | {{t\|152\|aujkex-b4mi}} | {{t\|264\|aujkex-55mq}} | {{t\|135\|aujkex-yhi0}} | {{t\|198\|aujkex-mj6w}} | {{t\|332\|aujkex-5ecm}} | {{t\|(0)\|aujkex-y7oz}} | {{t\|0\|aujkex-08p4}} | {{t\|(0)\|aujkex-jbnb}} | {{t\|0\|aujkex-fyl0}} | {{t\|0\|aujkex-eui4}} | {{t\|0\|aujkex-c468}} | {{t\|20\|aujkex-ofr7}} | {{t\|15\|aujkex-lt1o}} | {{t\|35\|aujkex-13dc}} | {{t\|17\|aujkex-st27}} | {{t\|13\|aujkex-zlm0}} | {{t\|30\|aujkex-1wem}} | {{t\|2\|aujkex-b15m}} | {{t\|5\|aujkex-0ggg}} | {{t\|7\|aujkex-s2sm}} | {{t\|4\|aujkex-cigm}} | {{t\|(4)\|aujkex-tm08}} | {{t\|1\|aujkex-uxpd}} | {{t\|0\|aujkex-z5ay}} | {{t\|0\|aujkex-kx50}} | {{t\|0\|aujkex-erbx}} | {{t\|0\|aujkex-6xd2}} | {{t\|0\|aujkex-lsjr}} | {{t\|0\|aujkex-eh6d}} | {{t\|0\|aujkex-cce3}} | {{t\|0\|aujkex-pop6}} | {{t\|0\|aujkex-a1h7}} | {{t\|0\|aujkex-s6v4}} | {{t\|0\|aujkex-g8kw}} | {{t\|0\|aujkex-gw4v}} | {{t\|134\|aujkex-83f0}} | {{t\|172\|aujkex-eg9s}} | {{t\|306\|aujkex-a9qz}} | {{t\|155\|aujkex-fas4}} | {{t\|207\|aujkex-qn9a}} | {{t\|363\|aujkex-81j1}} |
| {{t\|Other revenues\|\|Other revenue}} | {{t\|118\|aujkex-ynuu}} | {{t\|66\|aujkex-nrpy}} | {{t\|184\|aujkex-x51m}} | {{t\|64\|aujkex-odg2}} | {{t\|55\|aujkex-ew7r}} | {{t\|120\|aujkex-26d4}} | {{t\|16\|aujkex-jx06}} | {{t\|14\|aujkex-ln3z}} | {{t\|30\|aujkex-6liu}} | {{t\|0\|aujkex-utqz}} | {{t\|(0)\|aujkex-95lg}} | {{t\|0\|aujkex-jozc}} | {{t\|10\|aujkex-g1j1}} | {{t\|6\|aujkex-kdyz}} | {{t\|17\|aujkex-xtpm}} | {{t\|7\|aujkex-0g73}} | {{t\|11\|aujkex-84ze}} | {{t\|17\|aujkex-t2jq}} | {{t\|13\|aujkex-s3kn}} | {{t\|12\|aujkex-j67a}} | {{t\|25\|aujkex-diqz}} | {{t\|7\|aujkex-uapj}} | {{t\|10\|aujkex-toyk}} | {{t\|18\|aujkex-elk8}} | {{t\|2\|aujkex-g3i8}} | {{t\|1\|aujkex-z5tv}} | {{t\|3\|aujkex-oq44}} | {{t\|0\|aujkex-nbm3}} | {{t\|1\|aujkex-lcr4}} | {{t\|1\|aujkex-dzau}} | {{t\|0\|aujkex-cnl5}} | {{t\|0\|aujkex-1hga}} | {{t\|0\|aujkex-jyov}} | {{t\|0\|aujkex-lv70}} | {{t\|0\|aujkex-18gb}} | {{t\|0\|aujkex-79t1}} | {{t\|159\|aujkex-rrwl}} | {{t\|100\|aujkex-xhco}} | {{t\|259\|aujkex-4gn4}} | {{t\|79\|aujkex-87nc}} | {{t\|77\|aujkex-t3r1}} | {{t\|156\|aujkex-urbc}} |
| Interest expense on debt | {{t\|(10)\|aujkex-m7p0}} | {{t\|(3)\|aujkex-1kww}} | {{t\|(13)\|aujkex-wg7t}} | {{t\|(7)\|aujkex-4xdc}} | {{t\|(18)\|aujkex-pnqp}} | {{t\|(25)\|aujkex-zj6u}} | {{t\|(0)\|aujkex-lgca}} | {{t\|(0)\|aujkex-htct}} | {{t\|(0)\|aujkex-qzmy}} | {{t\|(0)\|aujkex-wm1g}} | {{t\|(0)\|aujkex-pcqd}} | {{t\|(0)\|aujkex-mjoz}} | {{t\|(20)\|aujkex-bp8h}} | {{t\|(18)\|aujkex-op81}} | {{t\|(38)\|aujkex-cvr5}} | {{t\|(2)\|aujkex-byfn}} | {{t\|(3)\|aujkex-wjag}} | {{t\|(5)\|aujkex-8gl3}} | {{t\|(2)\|aujkex-mz1t}} | {{t\|(1)\|aujkex-pc9b}} | {{t\|(3)\|aujkex-j0qa}} | {{t\|(1)\|aujkex-wkhz}} | {{t\|(1)\|aujkex-8p2i}} | {{t\|(3)\|aujkex-1t6k}} | {{t\|(0)\|aujkex-gabp}} | {{t\|(0)\|aujkex-cz5j}} | {{t\|(0)\|aujkex-n3x2}} | {{t\|(0)\|aujkex-k6go}} | {{t\|(0)\|aujkex-0qmf}} | {{t\|(0)\|aujkex-pwbw}} | {{t\|0\|aujkex-2ktt}} | {{t\|0\|aujkex-ki6n}} | {{t\|1\|aujkex-awf3}} | {{t\|0\|aujkex-92rd}} | {{t\|0\|aujkex-wa3h}} | {{t\|0\|aujkex-v2ui}} | {{t\|(31)\|aujkex-1pjm}} | {{t\|(22)\|aujkex-ccjl}} | {{t\|(53)\|aujkex-6b4c}} | {{t\|(10)\|aujkex-4x3k}} | {{t\|(22)\|aujkex-bupr}} | {{t\|(33)\|aujkex-am0e}} |
| Other expenses | {{t\|(205)\|aujkex-g82m}} | {{t\|(245)\|aujkex-9uxi}} | {{t\|(450)\|aujkex-56h4}} | {{t\|(224)\|aujkex-xpl5}} | {{t\|(311)\|aujkex-o9k7}} | {{t\|(535)\|aujkex-vmr1}} | {{t\|(1)\|aujkex-i4yn}} | {{t\|(7)\|aujkex-6oo0}} | {{t\|(8)\|aujkex-z3mx}} | {{t\|(0)\|aujkex-rmit}} | {{t\|(1)\|aujkex-7tbb}} | {{t\|(1)\|aujkex-tqai}} | {{t\|(64)\|aujkex-ya74}} | {{t\|(71)\|aujkex-p5iu}} | {{t\|(136)\|aujkex-kyd5}} | {{t\|(66)\|aujkex-utze}} | {{t\|(64)\|aujkex-3mkn}} | {{t\|(130)\|aujkex-8djj}} | {{t\|(63)\|aujkex-vfaj}} | {{t\|(45)\|aujkex-q1zg}} | {{t\|(108)\|aujkex-y0i3}} | {{t\|(73)\|aujkex-hok1}} | {{t\|(119)\|aujkex-82ou}} | {{t\|(191)\|aujkex-gwbi}} | {{t\|0\|aujkex-ecbr}} | {{t\|0\|aujkex-i7i9}} | {{t\|0\|aujkex-fwwm}} | {{t\|0\|aujkex-n2p7}} | {{t\|0\|aujkex-x5dt}} | {{t\|0\|aujkex-mr4d}} | {{t\|0\|aujkex-2roj}} | {{t\|0\|aujkex-6llf}} | {{t\|0\|aujkex-2y1l}} | {{t\|0\|aujkex-8d3z}} | {{t\|0\|aujkex-h9cr}} | {{t\|0\|aujkex-n92b}} | {{t\|(333)\|aujkex-ok2c}} | {{t\|(368)\|aujkex-3ty8}} | {{t\|(701)\|aujkex-e7wa}} | {{t\|(363)\|aujkex-rz3s}} | {{t\|(494)\|aujkex-eyd4}} | {{t\|(857)\|aujkex-1yxu}} |
| Restructuring costs and other items not relevant for BOP | {{t\|19\|aujkex-5d1h}} | {{t\|44\|aujkex-54zu}} | {{t\|64\|aujkex-g1q9}} | {{t\|45\|aujkex-ve8t}} | {{t\|67\|aujkex-6pd4}} | {{t\|112\|aujkex-ph7j}} | {{t\|0\|aujkex-y74z}} | {{t\|0\|aujkex-6nqf}} | {{t\|0\|aujkex-dnfe}} | {{t\|0\|aujkex-ipu7}} | {{t\|0\|aujkex-nfp5}} | {{t\|0\|aujkex-ahap}} | {{t\|4\|aujkex-6ud2}} | {{t\|1\|aujkex-tb5w}} | {{t\|6\|aujkex-3ao0}} | {{t\|3\|aujkex-pxt6}} | {{t\|5\|aujkex-unrp}} | {{t\|8\|aujkex-gqoe}} | {{t\|2\|aujkex-0poa}} | {{t\|(28)\|aujkex-htid}} | {{t\|(26)\|aujkex-whvn}} | {{t\|16\|aujkex-xpx9}} | {{t\|64\|aujkex-tuyv}} | {{t\|80\|aujkex-tf4x}} | {{t\|0\|aujkex-o09x}} | {{t\|0\|aujkex-6nzx}} | {{t\|0\|aujkex-dj6m}} | {{t\|0\|aujkex-pye3}} | {{t\|0\|aujkex-fiw8}} | {{t\|0\|aujkex-kbho}} | {{t\|0\|aujkex-3ibu}} | {{t\|0\|aujkex-cxv1}} | {{t\|0\|aujkex-ftat}} | {{t\|0\|aujkex-3jhi}} | {{t\|0\|aujkex-c0k4}} | {{t\|0\|aujkex-90w3}} | {{t\|26\|aujkex-xzru}} | {{t\|18\|aujkex-5rgp}} | {{t\|44\|aujkex-57xm}} | {{t\|64\|aujkex-lo00}} | {{t\|136\|aujkex-4cyq}} | {{t\|200\|aujkex-ubb0}} |
| **Other result** | {{t\|(78)\|aujkex-5btj}} | {{t\|(137)\|aujkex-s013}} | {{t\|(215)\|aujkex-ejja}} | {{t\|(121)\|aujkex-va2f}} | {{t\|(207)\|aujkex-yoii}} | {{t\|(328)\|aujkex-za4e}} | {{t\|15\|aujkex-2uvh}} | {{t\|7\|aujkex-5777}} | {{t\|23\|aujkex-7vds}} | {{t\|(0)\|aujkex-xj1r}} | {{t\|(1)\|aujkex-kq79}} | {{t\|(2)\|aujkex-3fde}} | {{t\|(69)\|aujkex-mar2}} | {{t\|(82)\|aujkex-szom}} | {{t\|(151)\|aujkex-e7v1}} | {{t\|(59)\|aujkex-ttv9}} | {{t\|(50)\|aujkex-qmtc}} | {{t\|(109)\|aujkex-2hew}} | {{t\|(49)\|aujkex-fx1d}} | {{t\|(62)\|aujkex-3u0f}} | {{t\|(111)\|aujkex-wp1b}} | {{t\|(50)\|aujkex-v8xw}} | {{t\|(46)\|aujkex-zxry}} | {{t\|(96)\|aujkex-47rr}} | {{t\|2\|aujkex-y2bt}} | {{t\|1\|aujkex-8ioe}} | {{t\|2\|aujkex-clbu}} | {{t\|0\|aujkex-i2qc}} | {{t\|1\|aujkex-9rf8}} | {{t\|1\|aujkex-77e6}} | {{t\|0\|aujkex-yqji}} | {{t\|0\|aujkex-43wj}} | {{t\|1\|aujkex-nokn}} | {{t\|0\|aujkex-vrh5}} | {{t\|0\|aujkex-n9vo}} | {{t\|0\|aujkex-x3ur}} | {{t\|(179)\|aujkex-edk5}} | {{t\|(272)\|aujkex-96d6}} | {{t\|(451)\|aujkex-gl2n}} | {{t\|(230)\|aujkex-ee0i}} | {{t\|(303)\|aujkex-dmy3}} | {{t\|(534)\|aujkex-rj1g}} |
| Income tax (expense)/benefit attributable to policyholders (BOP relevant) | {{t\|(116)\|aujkex-jjqv}} | {{t\|(26)\|aujkex-cl28}} | {{t\|(141)\|aujkex-kze8}} | {{t\|(70)\|aujkex-493b}} | {{t\|(133)\|aujkex-gf9a}} | {{t\|(204)\|aujkex-pftu}} | {{t\|0\|aujkex-1v3u}} | {{t\|0\|aujkex-03fc}} | {{t\|0\|aujkex-x8d7}} | {{t\|0\|aujkex-tbby}} | {{t\|0\|aujkex-4l5t}} | {{t\|0\|aujkex-22uh}} | {{t\|(14)\|aujkex-7xkp}} | {{t\|(6)\|aujkex-zlfd}} | {{t\|(20)\|aujkex-jidk}} | {{t\|(7)\|aujkex-utbf}} | {{t\|(8)\|aujkex-j59x}} | {{t\|(14)\|aujkex-gb5b}} | {{t\|(1)\|aujkex-ijsz}} | {{t\|(0)\|aujkex-4467}} | {{t\|(1)\|aujkex-oqf5}} | {{t\|(0)\|aujkex-wuui}} | {{t\|(0)\|aujkex-8u3a}} | {{t\|(0)\|aujkex-adkk}} | {{t\|0\|aujkex-p08y}} | {{t\|0\|aujkex-aki4}} | {{t\|0\|aujkex-rbcn}} | {{t\|0\|aujkex-r8zq}} | {{t\|0\|aujkex-6p0c}} | {{t\|0\|aujkex-qsrf}} | {{t\|0\|aujkex-2ny5}} | {{t\|0\|aujkex-lmcc}} | {{t\|0\|aujkex-sttw}} | {{t\|0\|aujkex-dzz4}} | {{t\|0\|aujkex-t6ns}} | {{t\|0\|aujkex-qrsh}} | {{t\|(130)\|aujkex-pv91}} | {{t\|(32)\|aujkex-rhc5}} | {{t\|(163)\|aujkex-uxy2}} | {{t\|(77)\|aujkex-6cuc}} | {{t\|(141)\|aujkex-jupo}} | {{t\|(218)\|aujkex-ccee}} |
| Business {{t\|operating profit\|\|Underlying earnings}} before non-controlling interests | {{t\|809\|aujkex-04yd}} | {{t\|937\|aujkex-gwgc}} | {{t\|1,746\|aujkex-2n55}} | {{t\|747\|aujkex-eu8p}} | {{t\|977\|aujkex-002e}} | {{t\|1,724\|aujkex-mrrg}} | {{t\|30\|aujkex-7tvk}} | {{t\|27\|aujkex-tot2}} | {{t\|57\|aujkex-vqss}} | {{t\|12\|aujkex-83ps}} | {{t\|7\|aujkex-v1ky}} | {{t\|19\|aujkex-mp1m}} | {{t\|114\|aujkex-qz2k}} | {{t\|128\|aujkex-v7de}} | {{t\|242\|aujkex-q4rz}} | {{t\|121\|aujkex-mu74}} | {{t\|163\|aujkex-sere}} | {{t\|284\|aujkex-eu33}} | {{t\|330\|aujkex-9wwe}} | {{t\|328\|aujkex-egbm}} | {{t\|657\|aujkex-0sax}} | {{t\|377\|aujkex-0lxh}} | {{t\|348\|aujkex-ogns}} | {{t\|725\|aujkex-guni}} | {{t\|4\|aujkex-wgx4}} | {{t\|(1)\|aujkex-id7z}} | {{t\|3\|aujkex-zer0}} | {{t\|8\|aujkex-5utv}} | {{t\|(6)\|aujkex-4lgu}} | {{t\|3\|aujkex-r47u}} | {{t\|0\|aujkex-6o22}} | {{t\|0\|aujkex-oja6}} | {{t\|0\|aujkex-3s2y}} | {{t\|0\|aujkex-vi7i}} | {{t\|0\|aujkex-yg8a}} | {{t\|0\|aujkex-3yb4}} | {{t\|1,287\|aujkex-od50}} | {{t\|1,418\|aujkex-s3cr}} | {{t\|2,705\|aujkex-9ae7}} | {{t\|1,265\|aujkex-w48a}} | {{t\|1,490\|aujkex-2kl0}} | {{t\|2,754\|aujkex-n8du}} |
| Non-controlling interest | {{t\|86\|aujkex-bhyb}} | {{t\|86\|aujkex-i5vk}} | {{t\|171\|aujkex-eg6t}} | {{t\|80\|aujkex-erio}} | {{t\|82\|aujkex-b6oz}} | {{t\|162\|aujkex-rgmu}} | {{t\|0\|aujkex-cyrl}} | {{t\|0\|aujkex-dwo5}} | {{t\|0\|aujkex-vhhk}} | {{t\|0\|aujkex-ltvs}} | {{t\|0\|aujkex-xq7h}} | {{t\|0\|aujkex-9iis}} | {{t\|(1)\|aujkex-a4q2}} | {{t\|(1)\|aujkex-cakt}} | {{t\|(1)\|aujkex-fve8}} | {{t\|(1)\|aujkex-8brn}} | {{t\|(2)\|aujkex-jgf7}} | {{t\|(2)\|aujkex-g4n6}} | {{t\|154\|aujkex-2lpg}} | {{t\|146\|aujkex-qz04}} | {{t\|300\|aujkex-rmtl}} | {{t\|154\|aujkex-ig0x}} | {{t\|152\|aujkex-2wb6}} | {{t\|306\|aujkex-8r6x}} | {{t\|0\|aujkex-awof}} | {{t\|0\|aujkex-ldpm}} | {{t\|0\|aujkex-utiw}} | {{t\|0\|aujkex-cbt7}} | {{t\|0\|aujkex-75id}} | {{t\|0\|aujkex-mxwb}} | {{t\|0\|aujkex-ghhl}} | {{t\|0\|aujkex-plqo}} | {{t\|0\|aujkex-zqfi}} | {{t\|0\|aujkex-2ibz}} | {{t\|0\|aujkex-qv1i}} | {{t\|0\|aujkex-e9pd}} | {{t\|239\|aujkex-w8ua}} | {{t\|231\|aujkex-r4n8}} | {{t\|470\|aujkex-y81m}} | {{t\|234\|aujkex-p95b}} | {{t\|232\|aujkex-js5c}} | {{t\|466\|aujkex-fxdu}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|724\|aujkex-szn5}} | {{t\|851\|aujkex-yvar}} | {{t\|1,575\|aujkex-31rx}} | {{t\|666\|aujkex-zn87}} | {{t\|896\|aujkex-xjf6}} | {{t\|1,562\|aujkex-5lmh}} | {{t\|30\|aujkex-jjcc}} | {{t\|27\|aujkex-khu5}} | {{t\|57\|aujkex-2i77}} | {{t\|12\|aujkex-0p2p}} | {{t\|7\|aujkex-35h6}} | {{t\|19\|aujkex-aiyr}} | {{t\|114\|aujkex-bwgv}} | {{t\|129\|aujkex-y4r2}} | {{t\|243\|aujkex-lax0}} | {{t\|122\|aujkex-lwr6}} | {{t\|164\|aujkex-dfml}} | {{t\|286\|aujkex-hdx5}} | {{t\|175\|aujkex-yajy}} | {{t\|182\|aujkex-ok8p}} | {{t\|357\|aujkex-87el}} | {{t\|223\|aujkex-u6jy}} | {{t\|196\|aujkex-yv2n}} | {{t\|418\|aujkex-cz4h}} | {{t\|4\|aujkex-olvj}} | {{t\|(1)\|aujkex-lhyg}} | {{t\|3\|aujkex-vea3}} | {{t\|8\|aujkex-6cux}} | {{t\|(6)\|aujkex-9th6}} | {{t\|3\|aujkex-2417}} | {{t\|0\|aujkex-gt1h}} | {{t\|0\|aujkex-qogx}} | {{t\|0\|aujkex-0lyb}} | {{t\|0\|aujkex-oh3p}} | {{t\|0\|aujkex-kn8r}} | {{t\|0\|aujkex-w8o6}} | {{t\|1,048\|aujkex-eeif}} | {{t\|1,187\|aujkex-n080}} | {{t\|2,235\|aujkex-j3q1}} | {{t\|1,031\|aujkex-wyh0}} | {{t\|1,258\|aujkex-9rwd}} | {{t\|2,288\|aujkex-p0i1}} |
**Life insurance service result build-up by geography.**
| In USD million | Europe, Middle East & Africa 2024 H1 | Europe, Middle East & Africa 2024 H2 | Europe, Middle East & Africa 2024 FY-24 | Europe, Middle East & Africa 2025 H1 | Europe, Middle East & Africa 2025 H2 | Europe, Middle East & Africa 2025 FY-25 | North America 2024 H1 | North America 2024 H2 | North America 2024 FY-24 | North America 2025 H1 | North America 2025 H2 | North America 2025 FY-25 | Asia Pacific 2024 H1 | Asia Pacific 2024 H2 | Asia Pacific 2024 FY-24 | Asia Pacific 2025 H1 | Asia Pacific 2025 H2 | Asia Pacific 2025 FY-25 | Latin America 2024 H1 | Latin America 2024 H2 | Latin America 2024 FY-24 | Latin America 2025 H1 | Latin America 2025 H2 | Latin America 2025 FY-25 | Group Reinsurance 2024 H1 | Group Reinsurance 2024 H2 | Group Reinsurance 2024 FY-24 | Group Reinsurance 2025 H1 | Group Reinsurance 2025 H2 | Group Reinsurance 2025 FY-25 | Eliminations 2024 H1 | Eliminations 2024 H2 | Eliminations 2024 FY-24 | Eliminations 2025 H1 | Eliminations 2025 H2 | Eliminations 2025 FY-25 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 | Total 2025 H1 | Total 2025 H2 | Total 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| CSM amortization (4) | {{t\|530\|aujkex-jv25}} | {{t\|578\|aujkex-bx5y}} | {{t\|1,109\|aujkex-2tyq}} | {{t\|566\|aujkex-uujy}} | {{t\|688\|aujkex-yxid}} | {{t\|1,254\|aujkex-yft5}} | {{t\|12\|aujkex-ihpz}} | {{t\|16\|aujkex-y9ka}} | {{t\|28\|aujkex-rotp}} | {{t\|12\|aujkex-8nhx}} | {{t\|11\|aujkex-rvs8}} | {{t\|23\|aujkex-l0pm}} | {{t\|131\|aujkex-0tzf}} | {{t\|129\|aujkex-f3x4}} | {{t\|260\|aujkex-yl5k}} | {{t\|125\|aujkex-u7ro}} | {{t\|130\|aujkex-yj2t}} | {{t\|255\|aujkex-02ja}} | {{t\|56\|aujkex-wo23}} | {{t\|54\|aujkex-3b6v}} | {{t\|110\|aujkex-cmgj}} | {{t\|55\|aujkex-ha3g}} | {{t\|59\|aujkex-mlzx}} | {{t\|114\|aujkex-jkvr}} | {{t\|1\|aujkex-ow2r}} | {{t\|1\|aujkex-ec2j}} | {{t\|2\|aujkex-e6d4}} | {{t\|1\|aujkex-3z8k}} | {{t\|2\|aujkex-n5rk}} | {{t\|3\|aujkex-6xc7}} | {{t\|0\|aujkex-m0kb}} | {{t\|0\|aujkex-hhe7}} | {{t\|0\|aujkex-3osa}} | {{t\|0\|aujkex-kbku}} | {{t\|0\|aujkex-0z96}} | {{t\|0\|aujkex-2kko}} | {{t\|731\|aujkex-a90d}} | {{t\|778\|aujkex-f4xz}} | {{t\|1,509\|aujkex-zzxl}} | {{t\|760\|aujkex-1dd8}} | {{t\|890\|aujkex-m3o9}} | {{t\|1,650\|aujkex-qsut}} |
| Release of risk adjustment | {{t\|55\|aujkex-fey9}} | {{t\|54\|aujkex-hltj}} | {{t\|109\|aujkex-ysuh}} | {{t\|57\|aujkex-kmba}} | {{t\|60\|aujkex-bb9p}} | {{t\|117\|aujkex-ufy6}} | {{t\|2\|aujkex-fll6}} | {{t\|2\|aujkex-uvdp}} | {{t\|3\|aujkex-y1u3}} | {{t\|0\|aujkex-retd}} | {{t\|0\|aujkex-psen}} | {{t\|1\|aujkex-3b3e}} | {{t\|26\|aujkex-itke}} | {{t\|27\|aujkex-z8ou}} | {{t\|53\|aujkex-fvup}} | {{t\|24\|aujkex-k4vd}} | {{t\|27\|aujkex-t3py}} | {{t\|50\|aujkex-bs9y}} | {{t\|4\|aujkex-w42a}} | {{t\|4\|aujkex-j4jm}} | {{t\|8\|aujkex-f71i}} | {{t\|4\|aujkex-kdk2}} | {{t\|4\|aujkex-txf9}} | {{t\|8\|aujkex-la0c}} | {{t\|0\|aujkex-ykp6}} | {{t\|0\|aujkex-tmrd}} | {{t\|0\|aujkex-qdv1}} | {{t\|0\|aujkex-mi7p}} | {{t\|0\|aujkex-yknw}} | {{t\|0\|aujkex-zvri}} | {{t\|0\|aujkex-joki}} | {{t\|0\|aujkex-ujql}} | {{t\|0\|aujkex-k97k}} | {{t\|0\|aujkex-zyuj}} | {{t\|0\|aujkex-233f}} | {{t\|0\|aujkex-vz4g}} | {{t\|87\|aujkex-ekbm}} | {{t\|87\|aujkex-9vua}} | {{t\|174\|aujkex-ii5p}} | {{t\|84\|aujkex-rpyu}} | {{t\|91\|aujkex-suox}} | {{t\|176\|aujkex-parh}} |
| Insurance result - short-term life business (5) | {{t\|8\|aujkex-4zt6}} | {{t\|14\|aujkex-8xbw}} | {{t\|22\|aujkex-3hhg}} | {{t\|10\|aujkex-vdud}} | {{t\|5\|aujkex-u99w}} | {{t\|15\|aujkex-25z8}} | {{t\|0\|aujkex-58v4}} | {{t\|1\|aujkex-rwh0}} | {{t\|1\|aujkex-w0br}} | {{t\|2\|aujkex-nkaw}} | {{t\|(0)\|aujkex-1wsq}} | {{t\|1\|aujkex-aine}} | {{t\|0\|aujkex-dapf}} | {{t\|0\|aujkex-42oj}} | {{t\|0\|aujkex-y8vh}} | {{t\|0\|aujkex-e0n7}} | {{t\|0\|aujkex-uuvj}} | {{t\|0\|aujkex-099t}} | {{t\|249\|aujkex-y89w}} | {{t\|254\|aujkex-u3lx}} | {{t\|502\|aujkex-d11q}} | {{t\|275\|aujkex-he9r}} | {{t\|265\|aujkex-ngng}} | {{t\|541\|aujkex-cli4}} | {{t\|(2)\|aujkex-kmxf}} | {{t\|(3)\|aujkex-b1v6}} | {{t\|(5)\|aujkex-rnzl}} | {{t\|1\|aujkex-1m3f}} | {{t\|(13)\|aujkex-2q9r}} | {{t\|(12)\|aujkex-9lpq}} | {{t\|0\|aujkex-ipq5}} | {{t\|0\|aujkex-wsjc}} | {{t\|0\|aujkex-9kxx}} | {{t\|0\|aujkex-5z2o}} | {{t\|0\|aujkex-vrkf}} | {{t\|0\|aujkex-ueu3}} | {{t\|255\|aujkex-qkla}} | {{t\|266\|aujkex-94xb}} | {{t\|521\|aujkex-ls4n}} | {{t\|288\|aujkex-ih4u}} | {{t\|257\|aujkex-27jj}} | {{t\|545\|aujkex-tzc1}} |
| Insurance margin | {{t\|593\|aujkex-3m0o}} | {{t\|646\|aujkex-3bge}} | {{t\|1,239\|aujkex-4r0h}} | {{t\|633\|aujkex-3tra}} | {{t\|754\|aujkex-mxfy}} | {{t\|1,386\|aujkex-97lt}} | {{t\|14\|aujkex-i69p}} | {{t\|18\|aujkex-fmw1}} | {{t\|32\|aujkex-azpg}} | {{t\|14\|aujkex-ru8n}} | {{t\|11\|aujkex-kd22}} | {{t\|25\|aujkex-b1w8}} | {{t\|158\|aujkex-gb29}} | {{t\|156\|aujkex-bt4z}} | {{t\|314\|aujkex-26kd}} | {{t\|149\|aujkex-7e2g}} | {{t\|156\|aujkex-rk18}} | {{t\|305\|aujkex-3os5}} | {{t\|309\|aujkex-edxg}} | {{t\|312\|aujkex-gqwf}} | {{t\|621\|aujkex-mcxw}} | {{t\|334\|aujkex-uzok}} | {{t\|328\|aujkex-vc4i}} | {{t\|662\|aujkex-kitt}} | {{t\|(1)\|aujkex-kjp2}} | {{t\|(2)\|aujkex-tdnj}} | {{t\|(3)\|aujkex-y536}} | {{t\|2\|aujkex-tjhy}} | {{t\|(11)\|aujkex-vkeu}} | {{t\|(8)\|aujkex-gw5f}} | {{t\|0\|aujkex-qsv4}} | {{t\|0\|aujkex-mfyo}} | {{t\|0\|aujkex-ueig}} | {{t\|0\|aujkex-6haj}} | {{t\|0\|aujkex-i3zg}} | {{t\|0\|aujkex-dx4z}} | {{t\|1,072\|aujkex-58xz}} | {{t\|1,131\|aujkex-bpdl}} | {{t\|2,204\|aujkex-v1fs}} | {{t\|1,132\|aujkex-2rmr}} | {{t\|1,238\|aujkex-thvr}} | {{t\|2,370\|aujkex-82fp}} |
| Onerous contracts | {{t\|(11)\|aujkex-10jo}} | {{t\|(34)\|aujkex-duhy}} | {{t\|(45)\|aujkex-1hpg}} | {{t\|(3)\|aujkex-jtv1}} | {{t\|3\|aujkex-mp0r}} | {{t\|0\|aujkex-aora}} | {{t\|(7)\|aujkex-53xt}} | {{t\|34\|aujkex-tdmp}} | {{t\|27\|aujkex-123y}} | {{t\|(1)\|aujkex-o5mn}} | {{t\|(2)\|aujkex-hlw7}} | {{t\|(3)\|aujkex-k1la}} | {{t\|(6)\|aujkex-yvs7}} | {{t\|21\|aujkex-3rxi}} | {{t\|15\|aujkex-cv9v}} | {{t\|(22)\|aujkex-2y99}} | {{t\|54\|aujkex-wx2d}} | {{t\|32\|aujkex-m7bx}} | {{t\|(2)\|aujkex-0t7a}} | {{t\|3\|aujkex-jql3}} | {{t\|1\|aujkex-kjeq}} | {{t\|(1)\|aujkex-z8n8}} | {{t\|(7)\|aujkex-9jfu}} | {{t\|(8)\|aujkex-8a60}} | {{t\|0\|aujkex-k5xn}} | {{t\|(0)\|aujkex-b8pv}} | {{t\|(0)\|aujkex-5qdd}} | {{t\|(0)\|aujkex-fvtm}} | {{t\|(0)\|aujkex-5ua3}} | {{t\|(0)\|aujkex-6sbu}} | {{t\|0\|aujkex-cdie}} | {{t\|0\|aujkex-a9o6}} | {{t\|0\|aujkex-vawh}} | {{t\|(0)\|aujkex-up5s}} | {{t\|0\|aujkex-9xkl}} | {{t\|(0)\|aujkex-2ccs}} | {{t\|(25)\|aujkex-3cba}} | {{t\|24\|aujkex-nh01}} | {{t\|(2)\|aujkex-jx8i}} | {{t\|(28)\|aujkex-t78t}} | {{t\|49\|aujkex-mjts}} | {{t\|21\|aujkex-rs9h}} |
| Experience adjustments | {{t\|116\|aujkex-550b}} | {{t\|144\|aujkex-py15}} | {{t\|260\|aujkex-9l1k}} | {{t\|73\|aujkex-6l0w}} | {{t\|75\|aujkex-ygjd}} | {{t\|148\|aujkex-7yvv}} | {{t\|14\|aujkex-9gbj}} | {{t\|(27)\|aujkex-c1pv}} | {{t\|(13)\|aujkex-jf2f}} | {{t\|(2)\|aujkex-hqs7}} | {{t\|(3)\|aujkex-7ivs}} | {{t\|(5)\|aujkex-11xz}} | {{t\|1\|aujkex-6kc8}} | {{t\|(19)\|aujkex-4ykv}} | {{t\|(19)\|aujkex-mo0y}} | {{t\|9\|aujkex-88mb}} | {{t\|(46)\|aujkex-qxb5}} | {{t\|(37)\|aujkex-oj82}} | {{t\|(11)\|aujkex-ydbr}} | {{t\|(16)\|aujkex-qwc9}} | {{t\|(27)\|aujkex-vqlc}} | {{t\|(6)\|aujkex-pdjo}} | {{t\|(17)\|aujkex-x8cq}} | {{t\|(22)\|aujkex-5sjr}} | {{t\|6\|aujkex-1pyg}} | {{t\|1\|aujkex-3kj6}} | {{t\|7\|aujkex-zbuk}} | {{t\|7\|aujkex-y23x}} | {{t\|6\|aujkex-9rza}} | {{t\|13\|aujkex-ug88}} | {{t\|(0)\|aujkex-von4}} | {{t\|(0)\|aujkex-qmj6}} | {{t\|(1)\|aujkex-govg}} | {{t\|0\|aujkex-j7un}} | {{t\|(0)\|aujkex-tysl}} | {{t\|0\|aujkex-o1ob}} | {{t\|125\|aujkex-nwpu}} | {{t\|82\|aujkex-f013}} | {{t\|207\|aujkex-z8r3}} | {{t\|82\|aujkex-9y45}} | {{t\|15\|aujkex-hp5q}} | {{t\|97\|aujkex-5ija}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|698\|aujkex-v1vh}} | {{t\|756\|aujkex-xnhu}} | {{t\|1,455\|aujkex-h48l}} | {{t\|703\|aujkex-l4ql}} | {{t\|831\|aujkex-zefk}} | {{t\|1,534\|aujkex-zkb0}} | {{t\|21\|aujkex-f3rm}} | {{t\|25\|aujkex-plfy}} | {{t\|46\|aujkex-nokr}} | {{t\|11\|aujkex-wk6l}} | {{t\|6\|aujkex-jh3i}} | {{t\|17\|aujkex-w68l}} | {{t\|152\|aujkex-w1cw}} | {{t\|158\|aujkex-rmdw}} | {{t\|310\|aujkex-lvl2}} | {{t\|135\|aujkex-roiz}} | {{t\|165\|aujkex-caoo}} | {{t\|300\|aujkex-qvtt}} | {{t\|296\|aujkex-r1cn}} | {{t\|298\|aujkex-i33y}} | {{t\|594\|aujkex-tbi7}} | {{t\|327\|aujkex-bj7i}} | {{t\|305\|aujkex-pv3n}} | {{t\|632\|aujkex-nt79}} | {{t\|4\|aujkex-gek3}} | {{t\|(1)\|aujkex-ypr0}} | {{t\|4\|aujkex-k0xn}} | {{t\|9\|aujkex-5y88}} | {{t\|(4)\|aujkex-rxsv}} | {{t\|5\|aujkex-k3mk}} | {{t\|0\|aujkex-q7yd}} | {{t\|0\|aujkex-5y4p}} | {{t\|0\|aujkex-oyhm}} | {{t\|0\|aujkex-06kn}} | {{t\|0\|aujkex-j5hr}} | {{t\|0\|aujkex-19q3}} | {{t\|1,172\|aujkex-lp8f}} | {{t\|1,237\|aujkex-cnf8}} | {{t\|2,409\|aujkex-lm8s}} | {{t\|1,186\|aujkex-47jy}} | {{t\|1,302\|aujkex-qs1z}} | {{t\|2,488\|aujkex-8yv4}} |
(4) Includes USD 4 million and USD 5 million adjustments related to Argentina and Turkey hyperinflation for 2025 and 2024, respectively.
(5) Excludes impact of onerous contracts." |
|---|
|
| id | "aujkex-c7" |
|---|
| chunk | 7 |
|---|
| pages | |
|---|
| heading | "Life Details" |
|---|
| tags | |
|---|
| links | | "Foreign exchange" |
| "Insurance revenue" |
| "Insurance service result" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Foreign exchange" |
| "Insurance revenue" |
| "Insurance service result" |
|
|---|
| content | "**Life new business build-up by product.**
| In USD million | Protection 2024 H1 | Protection 2024 H2 | Protection 2024 FY-24 | Protection 2025 H1 | Protection 2025 H2 | Protection 2025 FY-25 | Unit-linked 2024 H1 | Unit-linked 2024 H2 | Unit-linked 2024 FY-24 | Unit-linked 2025 H1 | Unit-linked 2025 H2 | Unit-linked 2025 FY-25 | Savings and annuities 2024 H1 | Savings and annuities 2024 H2 | Savings and annuities 2024 FY-24 | Savings and annuities 2025 H1 | Savings and annuities 2025 H2 | Savings and annuities 2025 FY-25 | Total (long-term insurance contracts) 2024 H1 | Total (long-term insurance contracts) 2024 H2 | Total (long-term insurance contracts) 2024 FY-24 | Total (long-term insurance contracts) 2025 H1 | Total (long-term insurance contracts) 2025 H2 | Total (long-term insurance contracts) 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| PVNBP | {{t\|3,074\|aujkex-1r3b}} | {{t\|2,664\|aujkex-brxk}} | {{t\|5,738\|aujkex-57lz}} | {{t\|3,056\|aujkex-s2mv}} | {{t\|3,570\|aujkex-2lte}} | {{t\|6,626\|aujkex-knie}} | {{t\|4,599\|aujkex-hxj1}} | {{t\|4,760\|aujkex-4uyh}} | {{t\|9,359\|aujkex-ud05}} | {{t\|4,631\|aujkex-9otf}} | {{t\|4,234\|aujkex-xqmd}} | {{t\|8,865\|aujkex-f0t1}} | {{t\|837\|aujkex-p7pa}} | {{t\|956\|aujkex-upzj}} | {{t\|1,793\|aujkex-4nt3}} | {{t\|2,352\|aujkex-9pnx}} | {{t\|1,654\|aujkex-6xyg}} | {{t\|4,006\|aujkex-l3hf}} | {{t\|8,510\|aujkex-p3lk}} | {{t\|8,381\|aujkex-4ktm}} | {{t\|16,891\|aujkex-ksnw}} | {{t\|10,039\|aujkex-6fr7}} | {{t\|9,458\|aujkex-t7fe}} | {{t\|19,497\|aujkex-j5xi}} |
| New business CSM | {{t\|375\|aujkex-6r37}} | {{t\|347\|aujkex-qwr4}} | {{t\|721\|aujkex-gakv}} | {{t\|385\|aujkex-h8jk}} | {{t\|468\|aujkex-dh2h}} | {{t\|853\|aujkex-gblq}} | {{t\|134\|aujkex-q8u0}} | {{t\|168\|aujkex-u0cs}} | {{t\|301\|aujkex-e8rg}} | {{t\|160\|aujkex-xles}} | {{t\|177\|aujkex-chv9}} | {{t\|338\|aujkex-vm6s}} | {{t\|35\|aujkex-p9b1}} | {{t\|36\|aujkex-mrcd}} | {{t\|71\|aujkex-q1i1}} | {{t\|26\|aujkex-llqh}} | {{t\|15\|aujkex-ph5t}} | {{t\|41\|aujkex-mcss}} | {{t\|543\|aujkex-pfmj}} | {{t\|550\|aujkex-t5sw}} | {{t\|1,094\|aujkex-ssyn}} | {{t\|572\|aujkex-qgcz}} | {{t\|660\|aujkex-vezm}} | {{t\|1,231\|aujkex-ddt1}} |
| **New business margin** | {{t\|12.18%\|aujkex-rg92}} | {{t\|13.02%\|aujkex-b8w7}} | {{t\|12.57%\|aujkex-r0iw}} | {{t\|12.60%\|aujkex-9og7}} | {{t\|13.10%\|aujkex-l35x}} | {{t\|12.87%\|aujkex-5ld2}} | {{t\|2.91%\|aujkex-helr}} | {{t\|3.52%\|aujkex-jyez}} | {{t\|3.22%\|aujkex-ozux}} | {{t\|3.46%\|aujkex-o7za}} | {{t\|4.19%\|aujkex-cu59}} | {{t\|3.81%\|aujkex-15sn}} | {{t\|4.19%\|aujkex-k1p0}} | {{t\|3.77%\|aujkex-2hb4}} | {{t\|3.97%\|aujkex-oz50}} | {{t\|1.12%\|aujkex-9csf}} | {{t\|0.89%\|aujkex-5yhn}} | {{t\|1.02%\|aujkex-ru08}} | {{t\|6.38%\|aujkex-h2d2}} | {{t\|6.57%\|aujkex-vd8a}} | {{t\|6.48%\|aujkex-0ahi}} | {{t\|5.69%\|aujkex-5bm2}} | {{t\|6.97%\|aujkex-s4oy}} | {{t\|6.31%\|aujkex-kt0u}} |
**Life contractual service margin rollforward by product.**
| In USD million | Protection 2024 H1 | Protection 2024 FY-24 | Protection 2025 H1 | Protection 2025 FY-25 | Unit-linked 2024 H1 | Unit-linked 2024 FY-24 | Unit-linked 2025 H1 | Unit-linked 2025 FY-25 | Savings and annuities 2024 H1 | Savings and annuities 2024 FY-24 | Savings and annuities 2025 H1 | Savings and annuities 2025 FY-25 | Total (long-term insurance contracts) 2024 H1 | Total (long-term insurance contracts) 2024 FY-24 | Total (long-term insurance contracts) 2025 H1 | Total (long-term insurance contracts) 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| **CSM BoP** | {{t\|3,989\|aujkex-oytw}} | {{t\|3,989\|aujkex-oal1}} | {{t\|3,872\|aujkex-z60b}} | {{t\|3,872\|aujkex-2xb9}} | {{t\|5,188\|aujkex-b86i}} | {{t\|5,188\|aujkex-37j3}} | {{t\|5,270\|aujkex-6rf0}} | {{t\|5,270\|aujkex-g869}} | {{t\|2,349\|aujkex-ro3g}} | {{t\|2,349\|aujkex-iv1d}} | {{t\|2,515\|aujkex-51py}} | {{t\|2,515\|aujkex-c0ya}} | {{t\|11,526\|aujkex-mep1}} | {{t\|11,526\|aujkex-ctxg}} | {{t\|11,657\|aujkex-hglh}} | {{t\|11,657\|aujkex-ag3u}} |
| New Business CSM | {{t\|375\|aujkex-4ej5}} | {{t\|721\|aujkex-eltd}} | {{t\|385\|aujkex-33mf}} | {{t\|853\|aujkex-pohz}} | {{t\|134\|aujkex-h351}} | {{t\|301\|aujkex-fcoc}} | {{t\|160\|aujkex-1ev7}} | {{t\|338\|aujkex-s57s}} | {{t\|35\|aujkex-ee5q}} | {{t\|71\|aujkex-p4gt}} | {{t\|26\|aujkex-ig1j}} | {{t\|41\|aujkex-0jb9}} | {{t\|543\|aujkex-ae57}} | {{t\|1,094\|aujkex-a2mn}} | {{t\|572\|aujkex-ih52}} | {{t\|1,231\|aujkex-p0x2}} |
| Expected return | {{t\|51\|aujkex-h6jw}} | {{t\|109\|aujkex-7kz7}} | {{t\|51\|aujkex-gv8q}} | {{t\|137\|aujkex-ksfw}} | {{t\|170\|aujkex-awm9}} | {{t\|365\|aujkex-uh26}} | {{t\|170\|aujkex-hv7i}} | {{t\|316\|aujkex-7f82}} | {{t\|52\|aujkex-xyfa}} | {{t\|129\|aujkex-j77a}} | {{t\|73\|aujkex-r7wc}} | {{t\|144\|aujkex-mhcn}} | {{t\|273\|aujkex-s0ma}} | {{t\|603\|aujkex-j7wn}} | {{t\|293\|aujkex-ihi4}} | {{t\|598\|aujkex-re85}} |
| Operating Variances | {{t\|(14)\|aujkex-1ml5}} | {{t\|96\|aujkex-1wal}} | {{t\|161\|aujkex-el5a}} | {{t\|182\|aujkex-celi}} | {{t\|238\|aujkex-3e8v}} | {{t\|(56)\|aujkex-j11z}} | {{t\|(55)\|aujkex-ricd}} | {{t\|(725)\|aujkex-27c7}} | {{t\|50\|aujkex-0tpc}} | {{t\|220\|aujkex-suhc}} | {{t\|3\|aujkex-efqq}} | {{t\|690\|aujkex-ofc5}} | {{t\|273\|aujkex-5y6r}} | {{t\|260\|aujkex-nrac}} | {{t\|109\|aujkex-cidx}} | {{t\|147\|aujkex-0p13}} |
| Economic Variances1 (6) | {{t\|(32)\|aujkex-0sr3}} | {{t\|9\|aujkex-doll}} | {{t\|6\|aujkex-7cq8}} | {{t\|53\|aujkex-xnei}} | {{t\|13\|aujkex-pvrn}} | {{t\|204\|aujkex-hytr}} | {{t\|(64)\|aujkex-jejc}} | {{t\|138\|aujkex-85wa}} | {{t\|(72)\|aujkex-5l5q}} | {{t\|88\|aujkex-8j20}} | {{t\|174\|aujkex-n882}} | {{t\|257\|aujkex-nw5e}} | {{t\|(91)\|aujkex-cz56}} | {{t\|301\|aujkex-7qxi}} | {{t\|116\|aujkex-c8as}} | {{t\|448\|aujkex-x136}} |
| {{t\|FX\|\|Foreign exchange}} Foreign Currency Movements | {{t\|(196)\|aujkex-2uxu}} | {{t\|(272)\|aujkex-56x1}} | {{t\|476\|aujkex-115r}} | {{t\|424\|aujkex-eo2i}} | {{t\|(216)\|aujkex-gez7}} | {{t\|(332)\|aujkex-2puu}} | {{t\|549\|aujkex-72jb}} | {{t\|559\|aujkex-ad3j}} | {{t\|(119)\|aujkex-2bc7}} | {{t\|(171)\|aujkex-k426}} | {{t\|332\|aujkex-2l98}} | {{t\|354\|aujkex-16vi}} | {{t\|(531)\|aujkex-56ja}} | {{t\|(774)\|aujkex-pu95}} | {{t\|1,358\|aujkex-pgff}} | {{t\|1,337\|aujkex-d94i}} |
| Other | {{t\|37\|aujkex-c1p4}} | {{t\|27\|aujkex-m1ug}} | {{t\|(51)\|aujkex-gtnt}} | {{t\|622\|aujkex-r8p8}} | {{t\|2\|aujkex-cfhs}} | {{t\|(6)\|aujkex-fva6}} | {{t\|16\|aujkex-uvtj}} | {{t\|(516)\|aujkex-m9ip}} | {{t\|113\|aujkex-iykn}} | {{t\|130\|aujkex-xutq}} | {{t\|23\|aujkex-5yo2}} | {{t\|(117)\|aujkex-szry}} | {{t\|152\|aujkex-5o92}} | {{t\|151\|aujkex-odcx}} | {{t\|(13)\|aujkex-og7i}} | {{t\|(11)\|aujkex-88eh}} |
| **CSM before release** | {{t\|4,210\|aujkex-lmrk}} | {{t\|4,679\|aujkex-6p05}} | {{t\|4,900\|aujkex-0fog}} | {{t\|6,142\|aujkex-vf1i}} | {{t\|5,527\|aujkex-m6dd}} | {{t\|5,664\|aujkex-idlb}} | {{t\|6,046\|aujkex-pw4f}} | {{t\|5,380\|aujkex-iee6}} | {{t\|2,408\|aujkex-fqbz}} | {{t\|2,818\|aujkex-jenk}} | {{t\|3,145\|aujkex-pop9}} | {{t\|3,884\|aujkex-dajk}} | {{t\|12,145\|aujkex-n9t5}} | {{t\|13,161\|aujkex-juol}} | {{t\|14,091\|aujkex-81xc}} | {{t\|15,405\|aujkex-y70p}} |
| CSM amortization | {{t\|(399)\|aujkex-2qzf}} | {{t\|(806)\|aujkex-39u4}} | {{t\|(395)\|aujkex-rcz9}} | {{t\|(913)\|aujkex-1zy5}} | {{t\|(198)\|aujkex-luoo}} | {{t\|(395)\|aujkex-5bvy}} | {{t\|(209)\|aujkex-uio0}} | {{t\|(385)\|aujkex-44bi}} | {{t\|(132)\|aujkex-l78l}} | {{t\|(303)\|aujkex-34ty}} | {{t\|(155)\|aujkex-3ba4}} | {{t\|(348)\|aujkex-ogt9}} | {{t\|(729)\|aujkex-y5mc}} | {{t\|(1,504)\|aujkex-aa8e}} | {{t\|(759)\|aujkex-3lvn}} | {{t\|(1,646)\|aujkex-mxf0}} |
| **CSM EoP** | {{t\|3,811\|aujkex-26ue}} | {{t\|3,872\|aujkex-sq8w}} | {{t\|4,505\|aujkex-iv95}} | {{t\|5,228\|aujkex-5p0f}} | {{t\|5,329\|aujkex-j8js}} | {{t\|5,270\|aujkex-tnnu}} | {{t\|5,837\|aujkex-13e6}} | {{t\|4,995\|aujkex-otvn}} | {{t\|2,276\|aujkex-gjtn}} | {{t\|2,515\|aujkex-ae8e}} | {{t\|2,990\|aujkex-cb4h}} | {{t\|3,536\|aujkex-wjld}} | {{t\|11,415\|aujkex-qatr}} | {{t\|11,657\|aujkex-k0cc}} | {{t\|13,332\|aujkex-up8c}} | {{t\|13,760\|aujkex-3dx0}} |
**Life insurance revenue and service result. (Total)**
| In USD million | 2024 H1 | 2024 H2 | 2024 FY-24 | 2025 H1 | 2025 H2 | 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|1,363\|aujkex-umh5}} | {{t\|1,441\|aujkex-stxo}} | {{t\|2,804\|aujkex-d6xf}} | {{t\|1,378\|aujkex-6xfq}} | {{t\|1,615\|aujkex-45eg}} | {{t\|2,993\|aujkex-gjei}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|255\|aujkex-sz07}} | {{t\|265\|aujkex-k985}} | {{t\|520\|aujkex-pq9p}} | {{t\|289\|aujkex-4pl5}} | {{t\|254\|aujkex-pc0l}} | {{t\|543\|aujkex-lvn2}} |
**Life fee service result and key performance indicators. (Total)**
| In USD million | 2024 H1 | 2024 H2 | 2024 FY-24 | 2025 H1 | 2025 H2 | 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- |
| Fee revenues | {{t\|345\|aujkex-p1cj}} | {{t\|372\|aujkex-9z4q}} | {{t\|717\|aujkex-6yf3}} | {{t\|384\|aujkex-kwc6}} | {{t\|453\|aujkex-l7rk}} | {{t\|837\|aujkex-ty7z}} |
| Fee service expenses | {{t\|(225)\|aujkex-2giz}} | {{t\|(222)\|aujkex-n423}} | {{t\|(447)\|aujkex-32d9}} | {{t\|(245)\|aujkex-hgkw}} | {{t\|(270)\|aujkex-oxl7}} | {{t\|(515)\|aujkex-wzxu}} |
| **Fee service result** | {{t\|120\|aujkex-w6me}} | {{t\|151\|aujkex-g2a9}} | {{t\|270\|aujkex-gi3k}} | {{t\|140\|aujkex-wa7p}} | {{t\|183\|aujkex-r56x}} | {{t\|322\|aujkex-dq94}} |
| KPIs — Average AuM | {{t\|111,176\|aujkex-j3ra}} | {{t\|114,367\|aujkex-bl29}} | {{t\|112,789\|aujkex-wuw0}} | {{t\|123,266\|aujkex-0dvp}} | {{t\|133,040\|aujkex-qzqy}} | {{t\|125,754\|aujkex-vdoe}} |
| KPIs — Fee revenue / average AuM | {{t\|0.62%\|aujkex-ilry}} | {{t\|0.65%\|aujkex-qyrf}} | {{t\|0.64%\|aujkex-sgw9}} | {{t\|0.62%\|aujkex-wrk0}} | {{t\|0.68%\|aujkex-w6it}} | {{t\|0.67%\|aujkex-xmr4}} |
| KPIs — Cost income ratio (%) | {{t\|65%\|aujkex-a9hp}} | {{t\|60%\|aujkex-vhn3}} | {{t\|62%\|aujkex-i2on}} | {{t\|64%\|aujkex-a95q}} | {{t\|60%\|aujkex-p9db}} | {{t\|61%\|aujkex-348r}} |
| KPIs — Fee service result / average AuM | {{t\|0.22%\|aujkex-jggk}} | {{t\|0.26%\|aujkex-m70d}} | {{t\|0.24%\|aujkex-rj42}} | {{t\|0.23%\|aujkex-y9kc}} | {{t\|0.27%\|aujkex-lx0y}} | {{t\|0.26%\|aujkex-fkj4}} |
(6) 1Economic variances have been restated to exclude the expected return (previously included within economic variances), which is now presented separately." |
|---|
|
| id | "aujkex-c8" |
|---|
| chunk | 8 |
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| pages | |
|---|
| heading | "Life by Country" |
|---|
| tags | |
|---|
| links | | "Insurance revenue" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Insurance revenue" |
| "Underlying earnings" |
|
|---|
| content | "**Life business operating profit by geography.**
| In USD million | Gross premiums and deposits1 (7) 2024 H1 | Gross premiums and deposits1 2024 H2 | Gross premiums and deposits1 2024 FY-24 | Gross premiums and deposits1 2025 H1 | Gross premiums and deposits1 2025 H2 | Gross premiums and deposits1 2025 FY-25 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2024 FY-24 | {{t\|Insurance revenue\|\|Insurance revenue}} 2025 H1 | {{t\|Insurance revenue\|\|Insurance revenue}} 2025 H2 | {{t\|Insurance revenue\|\|Insurance revenue}} 2025 FY-25 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2024 FY-24 | Business {{t\|operating profit\|\|Underlying earnings}} 2025 H1 | Business {{t\|operating profit\|\|Underlying earnings}} 2025 H2 | Business {{t\|operating profit\|\|Underlying earnings}} 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Germany | {{t\|1,470\|aujkex-fq03}} | {{t\|1,393\|aujkex-mldh}} | {{t\|2,863\|aujkex-d5z3}} | {{t\|1,403\|aujkex-c574}} | {{t\|1,718\|aujkex-4xtt}} | {{t\|3,121\|aujkex-59kc}} | {{t\|542\|aujkex-039o}} | {{t\|652\|aujkex-eusb}} | {{t\|1,194\|aujkex-s8wd}} | {{t\|556\|aujkex-wf4n}} | {{t\|740\|aujkex-ghnh}} | {{t\|1,296\|aujkex-ecb2}} | {{t\|128\|aujkex-69ul}} | {{t\|208\|aujkex-h25q}} | {{t\|337\|aujkex-f67p}} | {{t\|102\|aujkex-wh26}} | {{t\|122\|aujkex-3nec}} | {{t\|224\|aujkex-vqt7}} |
| Ireland | {{t\|3,034\|aujkex-bcrc}} | {{t\|3,624\|aujkex-wgvi}} | {{t\|6,658\|aujkex-gehd}} | {{t\|3,084\|aujkex-riz6}} | {{t\|3,522\|aujkex-z8ta}} | {{t\|6,605\|aujkex-ecqd}} | {{t\|181\|aujkex-la6b}} | {{t\|192\|aujkex-ztcu}} | {{t\|373\|aujkex-bqeb}} | {{t\|198\|aujkex-oh3w}} | {{t\|216\|aujkex-cdii}} | {{t\|414\|aujkex-mcw7}} | {{t\|49\|aujkex-og0t}} | {{t\|65\|aujkex-wsjk}} | {{t\|115\|aujkex-a7db}} | {{t\|74\|aujkex-5lgn}} | {{t\|83\|aujkex-ke2f}} | {{t\|156\|aujkex-n0w3}} |
| Italy | {{t\|758\|aujkex-yo6j}} | {{t\|767\|aujkex-2dnq}} | {{t\|1,524\|aujkex-qcfk}} | {{t\|913\|aujkex-naas}} | {{t\|1,070\|aujkex-thp3}} | {{t\|1,983\|aujkex-v84f}} | {{t\|145\|aujkex-po6x}} | {{t\|166\|aujkex-dyjl}} | {{t\|310\|aujkex-5tuj}} | {{t\|172\|aujkex-qwnk}} | {{t\|197\|aujkex-b0bh}} | {{t\|369\|aujkex-ywnc}} | {{t\|34\|aujkex-l7yu}} | {{t\|25\|aujkex-9kx1}} | {{t\|59\|aujkex-hstj}} | {{t\|30\|aujkex-02n3}} | {{t\|36\|aujkex-fcgh}} | {{t\|66\|aujkex-oufg}} |
| Spain | {{t\|1,353\|aujkex-e5n5}} | {{t\|1,197\|aujkex-r8uw}} | {{t\|2,550\|aujkex-s3uz}} | {{t\|2,982\|aujkex-p3z3}} | {{t\|2,268\|aujkex-7rbl}} | {{t\|5,250\|aujkex-y5w5}} | {{t\|316\|aujkex-dj1u}} | {{t\|304\|aujkex-2ywm}} | {{t\|620\|aujkex-p73x}} | {{t\|310\|aujkex-twlo}} | {{t\|349\|aujkex-ged9}} | {{t\|659\|aujkex-efhj}} | {{t\|117\|aujkex-zl7w}} | {{t\|122\|aujkex-od0q}} | {{t\|240\|aujkex-9epe}} | {{t\|111\|aujkex-r3rx}} | {{t\|118\|aujkex-vkj4}} | {{t\|229\|aujkex-pde8}} |
| Switzerland | {{t\|1,566\|aujkex-u0on}} | {{t\|1,730\|aujkex-k5ho}} | {{t\|3,296\|aujkex-2crv}} | {{t\|1,628\|aujkex-525g}} | {{t\|1,795\|aujkex-3y7i}} | {{t\|3,423\|aujkex-gkzf}} | {{t\|689\|aujkex-nhmu}} | {{t\|648\|aujkex-824q}} | {{t\|1,337\|aujkex-ecpc}} | {{t\|724\|aujkex-moy5}} | {{t\|738\|aujkex-2kyk}} | {{t\|1,462\|aujkex-6n87}} | {{t\|178\|aujkex-bhpk}} | {{t\|198\|aujkex-ih3w}} | {{t\|376\|aujkex-amor}} | {{t\|185\|aujkex-v3pc}} | {{t\|222\|aujkex-9ul3}} | {{t\|407\|aujkex-ub95}} |
| United Kingdom | {{t\|848\|aujkex-wq5m}} | {{t\|679\|aujkex-g8un}} | {{t\|1,527\|aujkex-yb41}} | {{t\|901\|aujkex-og0b}} | {{t\|791\|aujkex-77lw}} | {{t\|1,692\|aujkex-23sl}} | {{t\|838\|aujkex-yf6a}} | {{t\|753\|aujkex-pczu}} | {{t\|1,591\|aujkex-mtdc}} | {{t\|796\|aujkex-9xo5}} | {{t\|928\|aujkex-yccb}} | {{t\|1,724\|aujkex-k1sy}} | {{t\|114\|aujkex-cjte}} | {{t\|90\|aujkex-bw89}} | {{t\|203\|aujkex-qbam}} | {{t\|67\|aujkex-wna6}} | {{t\|117\|aujkex-ao0u}} | {{t\|183\|aujkex-8vso}} |
| Zurich International | {{t\|984\|aujkex-c8t3}} | {{t\|1,100\|aujkex-yk2t}} | {{t\|2,083\|aujkex-kq4i}} | {{t\|1,016\|aujkex-wtir}} | {{t\|1,120\|aujkex-m0dn}} | {{t\|2,136\|aujkex-rmp3}} | {{t\|283\|aujkex-399p}} | {{t\|289\|aujkex-s9xc}} | {{t\|572\|aujkex-cyr7}} | {{t\|281\|aujkex-ngah}} | {{t\|291\|aujkex-bnlo}} | {{t\|573\|aujkex-o7sh}} | {{t\|33\|aujkex-no8q}} | {{t\|45\|aujkex-dftr}} | {{t\|79\|aujkex-5pv0}} | {{t\|12\|aujkex-7n8v}} | {{t\|114\|aujkex-ozno}} | {{t\|126\|aujkex-ntst}} |
| Rest of Europe, Middle East & Africa | {{t\|594\|aujkex-v2lg}} | {{t\|589\|aujkex-q1ks}} | {{t\|1,183\|aujkex-r805}} | {{t\|692\|aujkex-zf98}} | {{t\|536\|aujkex-jftx}} | {{t\|1,228\|aujkex-oh6w}} | {{t\|226\|aujkex-yb0i}} | {{t\|343\|aujkex-bbvs}} | {{t\|569\|aujkex-upry}} | {{t\|259\|aujkex-s0b4}} | {{t\|403\|aujkex-8is5}} | {{t\|661\|aujkex-bkqs}} | {{t\|70\|aujkex-qx63}} | {{t\|97\|aujkex-xe4r}} | {{t\|167\|aujkex-fj6m}} | {{t\|86\|aujkex-m51a}} | {{t\|85\|aujkex-4bxo}} | {{t\|172\|aujkex-nqv3}} |
| **Europe, Middle East & Africa** | {{t\|10,607\|aujkex-zf2l}} | {{t\|11,079\|aujkex-jeqn}} | {{t\|21,686\|aujkex-q5zp}} | {{t\|12,619\|aujkex-b3ty}} | {{t\|12,820\|aujkex-7on8}} | {{t\|25,439\|aujkex-wdn0}} | {{t\|3,219\|aujkex-obxm}} | {{t\|3,347\|aujkex-ivlz}} | {{t\|6,566\|aujkex-mfx2}} | {{t\|3,295\|aujkex-7h49}} | {{t\|3,863\|aujkex-quy9}} | {{t\|7,158\|aujkex-yno5}} | {{t\|724\|aujkex-j8ld}} | {{t\|851\|aujkex-ab68}} | {{t\|1,575\|aujkex-ewy5}} | {{t\|666\|aujkex-u3ig}} | {{t\|896\|aujkex-8hzi}} | {{t\|1,562\|aujkex-u1sq}} |
| **North America** | {{t\|494\|aujkex-xlq4}} | {{t\|555\|aujkex-9bb0}} | {{t\|1,049\|aujkex-6sg1}} | {{t\|614\|aujkex-dg84}} | {{t\|270\|aujkex-kxq2}} | {{t\|884\|aujkex-grw0}} | {{t\|81\|aujkex-5p0x}} | {{t\|79\|aujkex-clqm}} | {{t\|160\|aujkex-y0t1}} | {{t\|38\|aujkex-85i5}} | {{t\|36\|aujkex-fk2b}} | {{t\|74\|aujkex-hskv}} | {{t\|30\|aujkex-vpux}} | {{t\|27\|aujkex-7ms6}} | {{t\|57\|aujkex-q4wv}} | {{t\|12\|aujkex-e84u}} | {{t\|7\|aujkex-q5ct}} | {{t\|19\|aujkex-v03w}} |
| Australia | {{t\|929\|aujkex-iy2z}} | {{t\|962\|aujkex-ycns}} | {{t\|1,890\|aujkex-3pdg}} | {{t\|1,127\|aujkex-h76h}} | {{t\|988\|aujkex-9kws}} | {{t\|2,114\|aujkex-0lhq}} | {{t\|870\|aujkex-i703}} | {{t\|876\|aujkex-ag8c}} | {{t\|1,747\|aujkex-3whr}} | {{t\|852\|aujkex-9ina}} | {{t\|907\|aujkex-x78q}} | {{t\|1,758\|aujkex-5mm1}} | {{t\|65\|aujkex-5ie4}} | {{t\|52\|aujkex-lkpq}} | {{t\|117\|aujkex-gy0x}} | {{t\|56\|aujkex-a7z0}} | {{t\|82\|aujkex-b8q1}} | {{t\|138\|aujkex-atv4}} |
| Japan | {{t\|225\|aujkex-dg7m}} | {{t\|243\|aujkex-2j7a}} | {{t\|468\|aujkex-2pjj}} | {{t\|262\|aujkex-ck3t}} | {{t\|274\|aujkex-s8rb}} | {{t\|536\|aujkex-a7e0}} | {{t\|138\|aujkex-x9rd}} | {{t\|142\|aujkex-q6th}} | {{t\|281\|aujkex-jlly}} | {{t\|156\|aujkex-ounf}} | {{t\|170\|aujkex-mg7e}} | {{t\|326\|aujkex-cvkj}} | {{t\|34\|aujkex-mblw}} | {{t\|35\|aujkex-9hjr}} | {{t\|70\|aujkex-vs14}} | {{t\|28\|aujkex-qr6w}} | {{t\|27\|aujkex-8wyh}} | {{t\|55\|aujkex-pv9o}} |
| Rest of Asia Pacific | {{t\|202\|aujkex-vgie}} | {{t\|253\|aujkex-x8k5}} | {{t\|455\|aujkex-wkot}} | {{t\|263\|aujkex-vyi5}} | {{t\|329\|aujkex-magt}} | {{t\|592\|aujkex-vkip}} | {{t\|129\|aujkex-5xce}} | {{t\|146\|aujkex-nl4m}} | {{t\|275\|aujkex-zwhj}} | {{t\|157\|aujkex-oatc}} | {{t\|163\|aujkex-p1q6}} | {{t\|320\|aujkex-jte8}} | {{t\|15\|aujkex-kcob}} | {{t\|41\|aujkex-djcj}} | {{t\|56\|aujkex-raqg}} | {{t\|38\|aujkex-9161}} | {{t\|55\|aujkex-3llk}} | {{t\|94\|aujkex-dj7i}} |
| **Asia Pacific** | {{t\|1,356\|aujkex-sz8t}} | {{t\|1,457\|aujkex-6hob}} | {{t\|2,813\|aujkex-h7z5}} | {{t\|1,652\|aujkex-qi9i}} | {{t\|1,591\|aujkex-al3c}} | {{t\|3,243\|aujkex-yb5s}} | {{t\|1,138\|aujkex-hbzl}} | {{t\|1,164\|aujkex-6q7d}} | {{t\|2,302\|aujkex-bryc}} | {{t\|1,164\|aujkex-l74f}} | {{t\|1,240\|aujkex-09od}} | {{t\|2,404\|aujkex-jo3x}} | {{t\|114\|aujkex-nf1s}} | {{t\|129\|aujkex-xxw6}} | {{t\|243\|aujkex-wdhf}} | {{t\|122\|aujkex-bme3}} | {{t\|164\|aujkex-t9tf}} | {{t\|286\|aujkex-j8x5}} |
| Argentina | {{t\|122\|aujkex-hbue}} | {{t\|129\|aujkex-moze}} | {{t\|250\|aujkex-j021}} | {{t\|134\|aujkex-3o9h}} | {{t\|122\|aujkex-gna7}} | {{t\|256\|aujkex-tviw}} | {{t\|70\|aujkex-uumm}} | {{t\|82\|aujkex-ek6j}} | {{t\|152\|aujkex-0pey}} | {{t\|80\|aujkex-aqkm}} | {{t\|76\|aujkex-myhu}} | {{t\|155\|aujkex-p17b}} | {{t\|6\|aujkex-ls4q}} | {{t\|14\|aujkex-cg6m}} | {{t\|21\|aujkex-55az}} | {{t\|35\|aujkex-x52v}} | {{t\|31\|aujkex-2pcj}} | {{t\|66\|aujkex-3ki7}} |
| Brazil | {{t\|2,641\|aujkex-tc4l}} | {{t\|2,720\|aujkex-m5za}} | {{t\|5,361\|aujkex-qsur}} | {{t\|2,207\|aujkex-8dk4}} | {{t\|2,119\|aujkex-78p6}} | {{t\|4,326\|aujkex-pdtw}} | {{t\|715\|aujkex-qhnf}} | {{t\|673\|aujkex-dkpl}} | {{t\|1,388\|aujkex-lz7y}} | {{t\|671\|aujkex-ygsg}} | {{t\|737\|aujkex-gl20}} | {{t\|1,408\|aujkex-7pv8}} | {{t\|97\|aujkex-0bni}} | {{t\|89\|aujkex-811k}} | {{t\|186\|aujkex-7ep7}} | {{t\|101\|aujkex-hfef}} | {{t\|99\|aujkex-3lru}} | {{t\|199\|aujkex-pdge}} |
| Rest of Latin America | {{t\|1,329\|aujkex-a7he}} | {{t\|1,082\|aujkex-kweg}} | {{t\|2,412\|aujkex-jdal}} | {{t\|1,151\|aujkex-zgcz}} | {{t\|1,132\|aujkex-do70}} | {{t\|2,282\|aujkex-b3qe}} | {{t\|581\|aujkex-9lxt}} | {{t\|565\|aujkex-v0e1}} | {{t\|1,147\|aujkex-avqd}} | {{t\|535\|aujkex-16n9}} | {{t\|603\|aujkex-e2vi}} | {{t\|1,139\|aujkex-brir}} | {{t\|72\|aujkex-h344}} | {{t\|79\|aujkex-jbjw}} | {{t\|151\|aujkex-e6ny}} | {{t\|87\|aujkex-tvtw}} | {{t\|66\|aujkex-yd2t}} | {{t\|153\|aujkex-997r}} |
| **Latin America** | {{t\|4,093\|aujkex-r3p9}} | {{t\|3,931\|aujkex-zr1p}} | {{t\|8,024\|aujkex-0csv}} | {{t\|3,492\|aujkex-y8er}} | {{t\|3,372\|aujkex-34i2}} | {{t\|6,864\|aujkex-4cnh}} | {{t\|1,366\|aujkex-evq4}} | {{t\|1,320\|aujkex-xu15}} | {{t\|2,687\|aujkex-9gmi}} | {{t\|1,286\|aujkex-ou88}} | {{t\|1,416\|aujkex-pwug}} | {{t\|2,702\|aujkex-ap1w}} | {{t\|175\|aujkex-ia26}} | {{t\|182\|aujkex-e548}} | {{t\|357\|aujkex-5xie}} | {{t\|223\|aujkex-no7w}} | {{t\|196\|aujkex-s4ta}} | {{t\|418\|aujkex-smzn}} |
| **Group Reinsurance** | nm | nm | nm | nm | nm | nm | {{t\|13\|aujkex-ieqk}} | {{t\|14\|aujkex-fyy1}} | {{t\|27\|aujkex-2q5c}} | {{t\|16\|aujkex-kjrl}} | {{t\|18\|aujkex-0qcq}} | {{t\|34\|aujkex-nbh3}} | {{t\|4\|aujkex-1vq4}} | {{t\|(1)\|aujkex-u2p3}} | {{t\|3\|aujkex-kgm2}} | {{t\|8\|aujkex-5tss}} | {{t\|(6)\|aujkex-t3s9}} | {{t\|3\|aujkex-i9wn}} |
| **Eliminations** | {{t\|(262)\|aujkex-7164}} | {{t\|(249)\|aujkex-2sso}} | {{t\|(511)\|aujkex-j8wj}} | {{t\|(144)\|aujkex-mpc7}} | {{t\|(91)\|aujkex-xlku}} | {{t\|(235)\|aujkex-0kk7}} | {{t\|(21)\|aujkex-bar9}} | {{t\|(22)\|aujkex-h523}} | {{t\|(43)\|aujkex-3o0x}} | {{t\|(24)\|aujkex-tnp1}} | {{t\|(25)\|aujkex-hy4l}} | {{t\|(49)\|aujkex-6xbe}} | {{t\|0\|aujkex-tsjb}} | {{t\|0\|aujkex-z968}} | {{t\|0\|aujkex-008w}} | {{t\|0\|aujkex-kq3n}} | {{t\|0\|aujkex-ko5j}} | {{t\|0\|aujkex-t7je}} |
| **Total** | {{t\|16,287\|aujkex-nhoe}} | {{t\|16,773\|aujkex-o143}} | {{t\|33,061\|aujkex-ec3d}} | {{t\|18,233\|aujkex-re7p}} | {{t\|17,961\|aujkex-cndi}} | {{t\|36,194\|aujkex-fi39}} | {{t\|5,797\|aujkex-v5ym}} | {{t\|5,903\|aujkex-htxx}} | {{t\|11,700\|aujkex-d3kd}} | {{t\|5,775\|aujkex-au1h}} | {{t\|6,548\|aujkex-3gyo}} | {{t\|12,323\|aujkex-l0tx}} | {{t\|1,048\|aujkex-s62x}} | {{t\|1,187\|aujkex-959f}} | {{t\|2,235\|aujkex-2f3z}} | {{t\|1,031\|aujkex-078d}} | {{t\|1,258\|aujkex-gocs}} | {{t\|2,288\|aujkex-v7i3}} |
(7) Gross written premiums for Protection, gross policyholder inflows for Savings & Annuities and Unit-linked (including investment and asset management contracts)." |
|---|
|
| id | "aujkex-c9" |
|---|
| chunk | 9 |
|---|
| pages | |
|---|
| heading | "Life Reserves Liabilities AUM" |
|---|
| tags | |
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| links | |
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| data_items | |
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| effective_tags | |
|---|
| content | "**Life reserves and liabilities by geography and contract type.**
| In USD million | Total reserves and liabilities 2024 H1 | Total reserves and liabilities 2024 H2 | Total reserves and liabilities 2025 H1 | Total reserves and liabilities 2025 H2 | of which: investment contracts 2024 H1 | of which: investment contracts 2024 H2 | of which: investment contracts 2025 H1 | of which: investment contracts 2025 H2 | of which: VFA unit-linked insurance contracts 2024 H1 | of which: VFA unit-linked insurance contracts 2024 H2 | of which: VFA unit-linked insurance contracts 2025 H1 | of which: VFA unit-linked insurance contracts 2025 H2 | of which: VFA non unit-linked insurance contracts 2024 H1 | of which: VFA non unit-linked insurance contracts 2024 H2 | of which: VFA non unit-linked insurance contracts 2025 H1 | of which: VFA non unit-linked insurance contracts 2025 H2 | of which: Life BBA and PAA 2024 H1 | of which: Life BBA and PAA 2024 H2 | of which: Life BBA and PAA 2025 H1 | of which: Life BBA and PAA 2025 H2 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Europe, Middle East & Africa | {{t\|176,494\|aujkex-psz0}} | {{t\|176,570\|aujkex-phbk}} | {{t\|197,225\|aujkex-inda}} | {{t\|204,748\|aujkex-96yh}} | {{t\|62,868\|aujkex-cbjz}} | {{t\|65,211\|aujkex-8zc9}} | {{t\|73,024\|aujkex-gs41}} | {{t\|78,926\|aujkex-ac8g}} | {{t\|51,978\|aujkex-26er}} | {{t\|51,889\|aujkex-gvtk}} | {{t\|56,986\|aujkex-8e2n}} | {{t\|62,877\|aujkex-afcm}} | {{t\|48,283\|aujkex-wcc2}} | {{t\|46,429\|aujkex-flll}} | {{t\|51,275\|aujkex-pgke}} | {{t\|46,073\|aujkex-rt04}} | {{t\|13,365\|aujkex-06yn}} | {{t\|13,042\|aujkex-42a0}} | {{t\|15,939\|aujkex-688j}} | {{t\|16,871\|aujkex-dh08}} |
| of which: — Germany | {{t\|47,412\|aujkex-thdr}} | {{t\|46,278\|aujkex-5gav}} | {{t\|50,968\|aujkex-veo5}} | {{t\|50,863\|aujkex-0xdk}} | {{t\|27\|aujkex-qw7o}} | {{t\|26\|aujkex-un9f}} | {{t\|30\|aujkex-vzme}} | {{t\|30\|aujkex-qwlh}} | {{t\|26,397\|aujkex-61bm}} | {{t\|25,891\|aujkex-h7x4}} | {{t\|28,702\|aujkex-o4l6}} | {{t\|30,118\|aujkex-vvfr}} | {{t\|21,207\|aujkex-5vhd}} | {{t\|20,499\|aujkex-59y1}} | {{t\|22,447\|aujkex-bgzm}} | {{t\|20,910\|aujkex-174x}} | {{t\|(219)\|aujkex-g0vh}} | {{t\|(138)\|aujkex-31cn}} | {{t\|(211)\|aujkex-5uqy}} | {{t\|(195)\|aujkex-5nne}} |
| of which: — Ireland | {{t\|40,424\|aujkex-k19k}} | {{t\|43,047\|aujkex-led6}} | {{t\|49,448\|aujkex-jdhh}} | {{t\|54,358\|aujkex-7r8q}} | {{t\|37,722\|aujkex-00h0}} | {{t\|40,437\|aujkex-f6w8}} | {{t\|46,547\|aujkex-e8kf}} | {{t\|51,510\|aujkex-57ue}} | {{t\|325\|aujkex-d363}} | {{t\|309\|aujkex-l965}} | {{t\|339\|aujkex-hzhc}} | {{t\|83\|aujkex-wwnf}} | {{t\|1,327\|aujkex-robg}} | {{t\|1,235\|aujkex-x6h7}} | {{t\|1,390\|aujkex-9tut}} | {{t\|1,614\|aujkex-0ql0}} | {{t\|1,050\|aujkex-s4q5}} | {{t\|1,066\|aujkex-5y8o}} | {{t\|1,173\|aujkex-pepd}} | {{t\|1,151\|aujkex-tats}} |
| of which: — Italy | {{t\|10,544\|aujkex-kfgq}} | {{t\|10,588\|aujkex-msr6}} | {{t\|11,990\|aujkex-qrhv}} | {{t\|12,602\|aujkex-5id2}} | {{t\|1,067\|aujkex-eg19}} | {{t\|1,181\|aujkex-vefh}} | {{t\|1,295\|aujkex-ontu}} | {{t\|1,359\|aujkex-50vb}} | {{t\|6,448\|aujkex-6gbg}} | {{t\|6,547\|aujkex-kb5j}} | {{t\|7,601\|aujkex-d1aa}} | {{t\|8,183\|aujkex-7qrt}} | {{t\|2,983\|aujkex-ikr6}} | {{t\|2,836\|aujkex-dgkk}} | {{t\|3,036\|aujkex-0goc}} | {{t\|3,033\|aujkex-6dma}} | {{t\|46\|aujkex-uqnm}} | {{t\|25\|aujkex-pwpm}} | {{t\|57\|aujkex-0xkq}} | {{t\|27\|aujkex-e4nq}} |
| of which: — Spain | {{t\|10,606\|aujkex-kdl3}} | {{t\|10,404\|aujkex-6mqy}} | {{t\|13,065\|aujkex-0bsc}} | {{t\|13,865\|aujkex-hdtz}} | {{t\|0\|aujkex-shvp}} | {{t\|0\|aujkex-bpg6}} | {{t\|0\|aujkex-p89l}} | {{t\|0\|aujkex-t8s4}} | {{t\|866\|aujkex-au5l}} | {{t\|827\|aujkex-dw00}} | {{t\|755\|aujkex-v0i7}} | {{t\|636\|aujkex-5ri5}} | {{t\|101\|aujkex-nopx}} | {{t\|105\|aujkex-z4ek}} | {{t\|124\|aujkex-u8ml}} | {{t\|129\|aujkex-9fpt}} | {{t\|9,639\|aujkex-3cwv}} | {{t\|9,472\|aujkex-n2c8}} | {{t\|12,187\|aujkex-qgu7}} | {{t\|13,101\|aujkex-g03y}} |
| of which: — Switzerland | {{t\|20,671\|aujkex-qixw}} | {{t\|20,706\|aujkex-w59f}} | {{t\|23,089\|aujkex-7hv6}} | {{t\|23,239\|aujkex-2z4w}} | {{t\|0\|aujkex-ku89}} | {{t\|0\|aujkex-aymc}} | {{t\|0\|aujkex-4zeg}} | {{t\|0\|aujkex-1tf4}} | {{t\|751\|aujkex-jtxo}} | {{t\|1,669\|aujkex-d5nv}} | {{t\|1,879\|aujkex-uj01}} | {{t\|5,820\|aujkex-uev2}} | {{t\|19,807\|aujkex-dshe}} | {{t\|18,980\|aujkex-vxl3}} | {{t\|21,268\|aujkex-r27y}} | {{t\|17,442\|aujkex-63u0}} | {{t\|114\|aujkex-0go3}} | {{t\|57\|aujkex-yd7i}} | {{t\|(57)\|aujkex-5v0j}} | {{t\|(23)\|aujkex-xb3w}} |
| of which: — United Kingdom | {{t\|28,075\|aujkex-hldi}} | {{t\|26,481\|aujkex-iv8e}} | {{t\|28,166\|aujkex-k5xq}} | {{t\|27,977\|aujkex-2yq3}} | {{t\|12,908\|aujkex-vlut}} | {{t\|12,104\|aujkex-9hqc}} | {{t\|12,802\|aujkex-d553}} | {{t\|12,714\|aujkex-qaw0}} | {{t\|12,047\|aujkex-b4br}} | {{t\|11,461\|aujkex-ux60}} | {{t\|12,215\|aujkex-shgt}} | {{t\|12,167\|aujkex-ie3x}} | {{t\|914\|aujkex-s50u}} | {{t\|871\|aujkex-u9yp}} | {{t\|923\|aujkex-n4t3}} | {{t\|886\|aujkex-wlq9}} | {{t\|2,206\|aujkex-xhgl}} | {{t\|2,045\|aujkex-lx3z}} | {{t\|2,227\|aujkex-p47q}} | {{t\|2,209\|aujkex-z3ao}} |
| of which: — Zurich International | {{t\|15,424\|aujkex-qvl2}} | {{t\|15,771\|aujkex-iunx}} | {{t\|16,859\|aujkex-ovj2}} | {{t\|18,199\|aujkex-w8rl}} | {{t\|10,555\|aujkex-on6y}} | {{t\|10,895\|aujkex-8rhz}} | {{t\|11,735\|aujkex-aq9k}} | {{t\|12,706\|aujkex-0gzo}} | {{t\|4,701\|aujkex-g25v}} | {{t\|4,735\|aujkex-mnii}} | {{t\|4,997\|aujkex-oypa}} | {{t\|5,332\|aujkex-yg1c}} | {{t\|8\|aujkex-v1zj}} | {{t\|(9)\|aujkex-akeo}} | {{t\|(7)\|aujkex-1b28}} | {{t\|(9)\|aujkex-s9f9}} | {{t\|160\|aujkex-j6gc}} | {{t\|150\|aujkex-768m}} | {{t\|134\|aujkex-cz5d}} | {{t\|170\|aujkex-wpbn}} |
| of which: — Rest of Europe, Middle East & Africa | {{t\|3,338\|aujkex-ubyp}} | {{t\|3,295\|aujkex-pvgd}} | {{t\|3,639\|aujkex-hkuq}} | {{t\|3,646\|aujkex-qiay}} | {{t\|589\|aujkex-hupm}} | {{t\|569\|aujkex-jq5w}} | {{t\|616\|aujkex-w7yy}} | {{t\|607\|aujkex-bwf4}} | {{t\|443\|aujkex-gxoo}} | {{t\|451\|aujkex-oyhh}} | {{t\|498\|aujkex-sofw}} | {{t\|538\|aujkex-omsj}} | {{t\|1,937\|aujkex-02uz}} | {{t\|1,911\|aujkex-pwd9}} | {{t\|2,095\|aujkex-e2n3}} | {{t\|2,070\|aujkex-lwnb}} | {{t\|369\|aujkex-29t1}} | {{t\|365\|aujkex-4qxy}} | {{t\|430\|aujkex-k12s}} | {{t\|431\|aujkex-a65s}} |
| of which: — North America | {{t\|13,545\|aujkex-w257}} | {{t\|14,314\|aujkex-9n1r}} | {{t\|14,474\|aujkex-4hd8}} | {{t\|15,278\|aujkex-s9pl}} | {{t\|0\|aujkex-14xe}} | {{t\|0\|aujkex-a7ed}} | {{t\|0\|aujkex-6k5s}} | {{t\|0\|aujkex-panu}} | {{t\|12,726\|aujkex-lq5y}} | {{t\|13,487\|aujkex-0coh}} | {{t\|14,443\|aujkex-3vgw}} | {{t\|15,238\|aujkex-lnk2}} | {{t\|0\|aujkex-hx6z}} | {{t\|0\|aujkex-ah8p}} | {{t\|0\|aujkex-d4vb}} | {{t\|0\|aujkex-0wpj}} | {{t\|819\|aujkex-3cio}} | {{t\|827\|aujkex-q1rz}} | {{t\|31\|aujkex-3m3m}} | {{t\|40\|aujkex-grpf}} |
| of which: — Asia Pacific | {{t\|5,707\|aujkex-jz2p}} | {{t\|5,622\|aujkex-hvfz}} | {{t\|5,234\|aujkex-42p3}} | {{t\|5,066\|aujkex-wii7}} | {{t\|1,275\|aujkex-i433}} | {{t\|1,149\|aujkex-v0cz}} | {{t\|660\|aujkex-ougz}} | {{t\|421\|aujkex-jqrg}} | {{t\|787\|aujkex-im3u}} | {{t\|746\|aujkex-4f65}} | {{t\|828\|aujkex-19rq}} | {{t\|957\|aujkex-76m0}} | {{t\|937\|aujkex-bzws}} | {{t\|1,075\|aujkex-284p}} | {{t\|1,095\|aujkex-jiwb}} | {{t\|1,153\|aujkex-24gd}} | {{t\|2,708\|aujkex-dj3q}} | {{t\|2,651\|aujkex-l9kr}} | {{t\|2,651\|aujkex-reo9}} | {{t\|2,536\|aujkex-4uuv}} |
| of which: — Latin America | {{t\|21,499\|aujkex-h79s}} | {{t\|20,938\|aujkex-3ojv}} | {{t\|24,951\|aujkex-wlv6}} | {{t\|26,406\|aujkex-f3a9}} | {{t\|3\|aujkex-a54w}} | {{t\|3\|aujkex-8n91}} | {{t\|6\|aujkex-f8ga}} | {{t\|6\|aujkex-7nol}} | {{t\|19,590\|aujkex-g6am}} | {{t\|19,174\|aujkex-iucs}} | {{t\|22,915\|aujkex-m2az}} | {{t\|24,238\|aujkex-plb1}} | {{t\|(0)\|aujkex-ciic}} | {{t\|(0)\|aujkex-q9c9}} | {{t\|(0)\|aujkex-83od}} | {{t\|(0)\|aujkex-94v1}} | {{t\|1,906\|aujkex-q61g}} | {{t\|1,762\|aujkex-yq4d}} | {{t\|2,031\|aujkex-6ihu}} | {{t\|2,163\|aujkex-u1qt}} |
| of which: — Group Reinsurance | {{t\|11\|aujkex-3mx1}} | {{t\|13\|aujkex-04ti}} | {{t\|11\|aujkex-xfxk}} | {{t\|24\|aujkex-78y9}} | {{t\|0\|aujkex-pjyy}} | {{t\|0\|aujkex-u12z}} | {{t\|0\|aujkex-6s9v}} | {{t\|0\|aujkex-c4rh}} | {{t\|0\|aujkex-a6i5}} | {{t\|0\|aujkex-m381}} | {{t\|0\|aujkex-rpue}} | {{t\|0\|aujkex-39vl}} | {{t\|0\|aujkex-h3nz}} | {{t\|0\|aujkex-2m0o}} | {{t\|0\|aujkex-qtbw}} | {{t\|0\|aujkex-ue6z}} | {{t\|11\|aujkex-0vse}} | {{t\|13\|aujkex-qf62}} | {{t\|11\|aujkex-ns4f}} | {{t\|24\|aujkex-w7gk}} |
| of which: — Eliminations | {{t\|1\|aujkex-domq}} | {{t\|1\|aujkex-vwth}} | {{t\|1\|aujkex-1l2a}} | {{t\|0\|aujkex-34p7}} | {{t\|0\|aujkex-zcnx}} | {{t\|0\|aujkex-lnhp}} | {{t\|0\|aujkex-atzx}} | {{t\|0\|aujkex-s9rh}} | {{t\|0\|aujkex-x1yb}} | {{t\|0\|aujkex-wroc}} | {{t\|0\|aujkex-o6ui}} | {{t\|0\|aujkex-8n30}} | {{t\|0\|aujkex-l5of}} | {{t\|0\|aujkex-eiyl}} | {{t\|0\|aujkex-peys}} | {{t\|0\|aujkex-1czt}} | {{t\|1\|aujkex-deru}} | {{t\|1\|aujkex-pohw}} | {{t\|1\|aujkex-xu4c}} | {{t\|0\|aujkex-pdhx}} |
| **of which: — Total** | {{t\|217,257\|aujkex-ifd5}} | {{t\|217,458\|aujkex-fe03}} | {{t\|241,897\|aujkex-hyru}} | {{t\|251,522\|aujkex-dom8}} | {{t\|64,146\|aujkex-79jd}} | {{t\|66,364\|aujkex-nbvr}} | {{t\|73,690\|aujkex-7gix}} | {{t\|79,353\|aujkex-iz3r}} | {{t\|85,081\|aujkex-9kd1}} | {{t\|85,296\|aujkex-4e5r}} | {{t\|95,173\|aujkex-z4ev}} | {{t\|103,309\|aujkex-cn9t}} | {{t\|49,220\|aujkex-0vez}} | {{t\|47,503\|aujkex-wtrk}} | {{t\|52,371\|aujkex-iwb7}} | {{t\|47,226\|aujkex-eqwa}} | {{t\|18,809\|aujkex-q57o}} | {{t\|18,296\|aujkex-1oym}} | {{t\|20,664\|aujkex-gft2}} | {{t\|21,633\|aujkex-i49u}} |
**Life assets under management rollforward by type.**
| In USD million | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 | Total 2025 H1 | Total 2025 H2 | Total 2025 FY-25 | of which: Investment and asset management contracts 2024 H1 | of which: Investment and asset management contracts 2024 H2 | of which: Investment and asset management contracts 2024 FY-24 | of which: Investment and asset management contracts 2025 H1 | of which: Investment and asset management contracts 2025 H2 | of which: Investment and asset management contracts 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| **AuM beginning of the period** | {{t\|259,476\|aujkex-8iav}} | {{t\|277,586\|aujkex-o8u1}} | {{t\|259,476\|aujkex-v4gw}} | {{t\|278,600\|aujkex-q4pm}} | {{t\|312,055\|aujkex-p036}} | {{t\|278,600\|aujkex-hzqs}} | {{t\|109,599\|aujkex-za6b}} | {{t\|112,753\|aujkex-juzz}} | {{t\|109,599\|aujkex-5ut6}} | {{t\|115,980\|aujkex-qkck}} | {{t\|130,552\|aujkex-k50r}} | {{t\|115,980\|aujkex-1sca}} |
| Net inflows | {{t\|2,240\|aujkex-1ae0}} | {{t\|2,624\|aujkex-kypb}} | {{t\|4,864\|aujkex-j7t1}} | {{t\|3,121\|aujkex-oaad}} | {{t\|3,246\|aujkex-lzl4}} | {{t\|6,367\|aujkex-ty4e}} | {{t\|255\|aujkex-0qy2}} | {{t\|1,474\|aujkex-fd1u}} | {{t\|1,729\|aujkex-sbkq}} | {{t\|(369)\|aujkex-z1of}} | {{t\|2,335\|aujkex-z6h7}} | {{t\|1,966\|aujkex-nzro}} |
| Other | {{t\|27,627\|aujkex-a9mc}} | {{t\|7,016\|aujkex-ftj9}} | {{t\|34,643\|aujkex-0478}} | {{t\|(2,538)\|aujkex-iczt}} | {{t\|6,615\|aujkex-phf8}} | {{t\|4,077\|aujkex-4h5l}} | {{t\|7,365\|aujkex-7uin}} | {{t\|4,506\|aujkex-l2f7}} | {{t\|11,871\|aujkex-nqjp}} | {{t\|235\|aujkex-92eh}} | {{t\|2,704\|aujkex-ga8z}} | {{t\|2,939\|aujkex-hfi9}} |
| {{t\|FX\|\|Foreign exchange}} | {{t\|(11,757)\|aujkex-ei6u}} | {{t\|(8,625)\|aujkex-k78c}} | {{t\|(20,382)\|aujkex-4bwi}} | {{t\|32,872\|aujkex-8kz4}} | {{t\|(216)\|aujkex-a0fz}} | {{t\|32,656\|aujkex-3k81}} | {{t\|(4,465)\|aujkex-ndli}} | {{t\|(2,753)\|aujkex-mmpk}} | {{t\|(7,218)\|aujkex-0oum}} | {{t\|14,705\|aujkex-c7bk}} | {{t\|(63)\|aujkex-uusk}} | {{t\|14,642\|aujkex-e4jh}} |
| **AuM ending of the period** | {{t\|277,586\|aujkex-gtih}} | {{t\|278,600\|aujkex-rgvc}} | {{t\|278,600\|aujkex-vq2y}} | {{t\|312,055\|aujkex-iaae}} | {{t\|321,700\|aujkex-o0s2}} | {{t\|321,700\|aujkex-xmle}} | {{t\|112,753\|aujkex-18uu}} | {{t\|115,980\|aujkex-exux}} | {{t\|115,980\|aujkex-2qej}} | {{t\|130,552\|aujkex-icfm}} | {{t\|135,527\|aujkex-ne3j}} | {{t\|135,527\|aujkex-6611}} |
| of which unit-linked | {{t\|142,301\|aujkex-ktmc}} | {{t\|144,343\|aujkex-gce0}} | {{t\|144,343\|aujkex-ucay}} | {{t\|160,679\|aujkex-bc9q}} | {{t\|171,605\|aujkex-o40t}} | {{t\|171,605\|aujkex-ewqa}} | {{t\|0\|aujkex-je25}} | {{t\|0\|aujkex-p07y}} | {{t\|0\|aujkex-y4a0}} | {{t\|0\|aujkex-orbo}} | {{t\|0\|aujkex-2nys}} | {{t\|0\|aujkex-tc22}} |
| of which group investments | {{t\|86,678\|aujkex-vz1r}} | {{t\|84,641\|aujkex-v5c2}} | {{t\|84,641\|aujkex-fvc5}} | {{t\|94,515\|aujkex-1qhg}} | {{t\|93,921\|aujkex-ev89}} | {{t\|93,921\|aujkex-pvya}} | {{t\|0\|aujkex-3yh0}} | {{t\|0\|aujkex-bpf9}} | {{t\|0\|aujkex-f04r}} | {{t\|0\|aujkex-6ztq}} | {{t\|0\|aujkex-op52}} | {{t\|0\|aujkex-bv9h}} |
| of which 3rd party investments | {{t\|48,607\|aujkex-92cy}} | {{t\|49,616\|aujkex-bu8x}} | {{t\|49,616\|aujkex-0ah8}} | {{t\|56,862\|aujkex-fcej}} | {{t\|56,174\|aujkex-38ha}} | {{t\|56,174\|aujkex-ss87}} | {{t\|0\|aujkex-fp3f}} | {{t\|0\|aujkex-sa2f}} | {{t\|0\|aujkex-np94}} | {{t\|0\|aujkex-yzov}} | {{t\|0\|aujkex-rfch}} | {{t\|0\|aujkex-6dgr}} |" |
|---|
|
| id | "aujkex-c10" |
|---|
| chunk | 10 |
|---|
| pages | |
|---|
| heading | "Farmers" |
|---|
| tags | |
|---|
| links | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Underlying earnings" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Insurance revenue" |
| "Insurance service expense" |
| "Insurance service result" |
| "Net investment income" |
| "Other revenue" |
| "Underlying earnings" |
|
|---|
| content | "**Farmers business operating profit build-up by segment.**
| In USD million | Farmers Life1 (8) 2024 H1 | Farmers Life1 2024 H2 | Farmers Life1 2024 FY-24 | Farmers Life1 2025 H1 | Farmers Life1 2025 H2 | Farmers Life1 2025 FY-25 | Farmers Management Services 2024 H1 | Farmers Management Services 2024 H2 | Farmers Management Services 2024 FY-24 | Farmers Management Services 2025 H1 | Farmers Management Services 2025 H2 | Farmers Management Services 2025 FY-25 | Farmers Re 2024 H1 | Farmers Re 2024 H2 | Farmers Re 2024 FY-24 | Farmers Re 2025 H1 | Farmers Re 2025 H2 | Farmers Re 2025 FY-25 | Total 2024 H1 | Total 2024 H2 | Total 2024 FY-24 | Total 2025 H1 | Total 2025 H2 | Total 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|503\|aujkex-bvnk}} | {{t\|509\|aujkex-n532}} | {{t\|1,012\|aujkex-6734}} | {{t\|509\|aujkex-ajj2}} | {{t\|498\|aujkex-cvfi}} | {{t\|1,007\|aujkex-n2zw}} | {{t\|0\|aujkex-scu1}} | {{t\|0\|aujkex-4ddw}} | {{t\|0\|aujkex-x7wa}} | {{t\|0\|aujkex-3w7e}} | {{t\|0\|aujkex-8j4j}} | {{t\|0\|aujkex-41lq}} | {{t\|953\|aujkex-jcqo}} | {{t\|976\|aujkex-ncem}} | {{t\|1,929\|aujkex-ad2b}} | {{t\|603\|aujkex-xhl7}} | {{t\|635\|aujkex-47fa}} | {{t\|1,238\|aujkex-qzm0}} | {{t\|1,456\|aujkex-3cy5}} | {{t\|1,485\|aujkex-c9hf}} | {{t\|2,941\|aujkex-quos}} | {{t\|1,112\|aujkex-mzfv}} | {{t\|1,134\|aujkex-lvw5}} | {{t\|2,245\|aujkex-vqx9}} |
| {{t\|Insurance service expense\|\|Insurance service expense}} | {{t\|(406)\|aujkex-a7pk}} | {{t\|(328)\|aujkex-fwlx}} | {{t\|(734)\|aujkex-cn17}} | {{t\|(367)\|aujkex-4jp5}} | {{t\|(365)\|aujkex-l6gx}} | {{t\|(732)\|aujkex-rcag}} | {{t\|0\|aujkex-gqm8}} | {{t\|0\|aujkex-ss5y}} | {{t\|0\|aujkex-hdib}} | {{t\|0\|aujkex-dba5}} | {{t\|0\|aujkex-zea8}} | {{t\|0\|aujkex-s2ka}} | {{t\|(898)\|aujkex-uk7a}} | {{t\|(892)\|aujkex-cgnk}} | {{t\|(1,790)\|aujkex-c4g0}} | {{t\|(531)\|aujkex-n68m}} | {{t\|(504)\|aujkex-aec2}} | {{t\|(1,034)\|aujkex-bl3i}} | {{t\|(1,305)\|aujkex-qz96}} | {{t\|(1,220)\|aujkex-ohwr}} | {{t\|(2,525)\|aujkex-1b0m}} | {{t\|(897)\|aujkex-4w83}} | {{t\|(869)\|aujkex-3rc4}} | {{t\|(1,766)\|aujkex-07gp}} |
| Net expenses from reinsurance contracts held | {{t\|(64)\|aujkex-609k}} | {{t\|(145)\|aujkex-pjsm}} | {{t\|(209)\|aujkex-3vxw}} | {{t\|(108)\|aujkex-2ir8}} | {{t\|(103)\|aujkex-duyx}} | {{t\|(211)\|aujkex-m6mz}} | {{t\|0\|aujkex-04g0}} | {{t\|0\|aujkex-44j5}} | {{t\|0\|aujkex-8qaq}} | {{t\|0\|aujkex-1r8x}} | {{t\|0\|aujkex-hzq7}} | {{t\|0\|aujkex-alfv}} | {{t\|0\|aujkex-g5cy}} | {{t\|0\|aujkex-5nxp}} | {{t\|0\|aujkex-yb30}} | {{t\|0\|aujkex-9cy7}} | {{t\|0\|aujkex-qbha}} | {{t\|0\|aujkex-dqqg}} | {{t\|(64)\|aujkex-tsa5}} | {{t\|(145)\|aujkex-5cg3}} | {{t\|(209)\|aujkex-o3xu}} | {{t\|(108)\|aujkex-6sl3}} | {{t\|(103)\|aujkex-th99}} | {{t\|(211)\|aujkex-snww}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|33\|aujkex-nkpk}} | {{t\|36\|aujkex-jwjn}} | {{t\|69\|aujkex-udvr}} | {{t\|34\|aujkex-i040}} | {{t\|30\|aujkex-dh78}} | {{t\|64\|aujkex-ue6j}} | {{t\|0\|aujkex-2ce5}} | {{t\|0\|aujkex-r4lq}} | {{t\|0\|aujkex-hu3p}} | {{t\|0\|aujkex-37ff}} | {{t\|0\|aujkex-tarx}} | {{t\|0\|aujkex-bglc}} | {{t\|55\|aujkex-qv6y}} | {{t\|84\|aujkex-05eu}} | {{t\|139\|aujkex-dqex}} | {{t\|72\|aujkex-vxud}} | {{t\|132\|aujkex-plng}} | {{t\|204\|aujkex-scyx}} | {{t\|88\|aujkex-zcwi}} | {{t\|120\|aujkex-wazh}} | {{t\|208\|aujkex-6rh4}} | {{t\|106\|aujkex-yoyw}} | {{t\|161\|aujkex-qa5v}} | {{t\|268\|aujkex-o25g}} |
| {{t\|Net investment income\|\|Net investment income}} on Group investments | {{t\|13\|aujkex-g48i}} | {{t\|12\|aujkex-a556}} | {{t\|26\|aujkex-yce3}} | {{t\|13\|aujkex-7tqy}} | {{t\|12\|aujkex-ru55}} | {{t\|25\|aujkex-3ceu}} | {{t\|(0)\|aujkex-axk9}} | {{t\|(0)\|aujkex-k07r}} | {{t\|(0)\|aujkex-thff}} | {{t\|(0)\|aujkex-np43}} | {{t\|(0)\|aujkex-aa4y}} | {{t\|(0)\|aujkex-lfs5}} | {{t\|10\|aujkex-qdd0}} | {{t\|11\|aujkex-veji}} | {{t\|21\|aujkex-s48r}} | {{t\|12\|aujkex-nnma}} | {{t\|12\|aujkex-0zty}} | {{t\|24\|aujkex-jmuv}} | {{t\|23\|aujkex-fzwp}} | {{t\|23\|aujkex-7nmm}} | {{t\|46\|aujkex-lqrb}} | {{t\|25\|aujkex-0itd}} | {{t\|24\|aujkex-q58j}} | {{t\|49\|aujkex-jyx3}} |
| Net capital gains/(losses) on Group investments | {{t\|0\|aujkex-x7px}} | {{t\|(0)\|aujkex-iq5h}} | {{t\|0\|aujkex-tg7x}} | {{t\|0\|aujkex-72q7}} | {{t\|0\|aujkex-ewyp}} | {{t\|0\|aujkex-qp2e}} | {{t\|(3)\|aujkex-41yb}} | {{t\|(0)\|aujkex-0811}} | {{t\|(4)\|aujkex-te63}} | {{t\|0\|aujkex-ntpz}} | {{t\|0\|aujkex-h3ym}} | {{t\|0\|aujkex-jwaj}} | {{t\|0\|aujkex-yva8}} | {{t\|(0)\|aujkex-lblw}} | {{t\|(0)\|aujkex-p979}} | {{t\|0\|aujkex-lpjq}} | {{t\|(0)\|aujkex-3l18}} | {{t\|(0)\|aujkex-2ha2}} | {{t\|(3)\|aujkex-43jl}} | {{t\|(0)\|aujkex-56hx}} | {{t\|(4)\|aujkex-gocr}} | {{t\|0\|aujkex-13z7}} | {{t\|0\|aujkex-jzom}} | {{t\|0\|aujkex-21iz}} |
| {{t\|Net investment result\|\|Net investment income}} on Group investments | {{t\|13\|aujkex-ud2g}} | {{t\|12\|aujkex-vdbm}} | {{t\|26\|aujkex-66ow}} | {{t\|13\|aujkex-vsom}} | {{t\|12\|aujkex-01jy}} | {{t\|25\|aujkex-wyn8}} | {{t\|(3)\|aujkex-xqz0}} | {{t\|(0)\|aujkex-2ub7}} | {{t\|(4)\|aujkex-acm4}} | {{t\|(0)\|aujkex-iba1}} | {{t\|(0)\|aujkex-hph6}} | {{t\|(0)\|aujkex-30z4}} | {{t\|10\|aujkex-7k0t}} | {{t\|11\|aujkex-m8s7}} | {{t\|21\|aujkex-0m05}} | {{t\|12\|aujkex-g5r2}} | {{t\|12\|aujkex-kex6}} | {{t\|24\|aujkex-18zh}} | {{t\|20\|aujkex-e6k0}} | {{t\|23\|aujkex-fsnt}} | {{t\|43\|aujkex-nlcg}} | {{t\|25\|aujkex-d406}} | {{t\|24\|aujkex-yswi}} | {{t\|49\|aujkex-awkz}} |
| {{t\|Net investment income\|\|Net investment income}} on unit-linked investments | {{t\|19\|aujkex-c88y}} | {{t\|46\|aujkex-8zjj}} | {{t\|64\|aujkex-81rf}} | {{t\|49\|aujkex-b6fy}} | {{t\|79\|aujkex-kxwx}} | {{t\|128\|aujkex-sa08}} | {{t\|0\|aujkex-j1of}} | {{t\|0\|aujkex-bxwv}} | {{t\|0\|aujkex-c3pu}} | {{t\|0\|aujkex-rx07}} | {{t\|0\|aujkex-6akx}} | {{t\|0\|aujkex-fr5j}} | {{t\|0\|aujkex-7e14}} | {{t\|0\|aujkex-bvhn}} | {{t\|0\|aujkex-z9kf}} | {{t\|0\|aujkex-tia6}} | {{t\|0\|aujkex-xshq}} | {{t\|0\|aujkex-rbzf}} | {{t\|19\|aujkex-snap}} | {{t\|46\|aujkex-qi5e}} | {{t\|64\|aujkex-34cg}} | {{t\|49\|aujkex-64bm}} | {{t\|79\|aujkex-ii38}} | {{t\|128\|aujkex-t2l0}} |
| Change in liabilities for investment contracts and other funds | {{t\|(1)\|aujkex-idji}} | {{t\|(1)\|aujkex-kzz9}} | {{t\|(2)\|aujkex-4crx}} | {{t\|(1)\|aujkex-w46x}} | {{t\|(1)\|aujkex-zzh5}} | {{t\|(1)\|aujkex-erm3}} | {{t\|0\|aujkex-re91}} | {{t\|0\|aujkex-uw5t}} | {{t\|0\|aujkex-bmle}} | {{t\|0\|aujkex-upid}} | {{t\|0\|aujkex-qorr}} | {{t\|0\|aujkex-bdfz}} | {{t\|0\|aujkex-rkdy}} | {{t\|0\|aujkex-golv}} | {{t\|0\|aujkex-6dpo}} | {{t\|0\|aujkex-w0ep}} | {{t\|0\|aujkex-djol}} | {{t\|0\|aujkex-xvnz}} | {{t\|(1)\|aujkex-7k08}} | {{t\|(1)\|aujkex-z3tb}} | {{t\|(2)\|aujkex-inro}} | {{t\|(1)\|aujkex-ngwd}} | {{t\|(1)\|aujkex-a9ou}} | {{t\|(1)\|aujkex-5vpw}} |
| Re-/Insurance finance income/(expenses) | {{t\|(24)\|aujkex-rlu2}} | {{t\|(53)\|aujkex-t9el}} | {{t\|(77)\|aujkex-1rvs}} | {{t\|(58)\|aujkex-xxyb}} | {{t\|(86)\|aujkex-ducb}} | {{t\|(144)\|aujkex-j09f}} | {{t\|0\|aujkex-cf54}} | {{t\|0\|aujkex-dez1}} | {{t\|0\|aujkex-dn7r}} | {{t\|0\|aujkex-4yo0}} | {{t\|0\|aujkex-eekm}} | {{t\|0\|aujkex-td6c}} | {{t\|15\|aujkex-osgi}} | {{t\|15\|aujkex-xfek}} | {{t\|30\|aujkex-67h5}} | {{t\|9\|aujkex-nr64}} | {{t\|6\|aujkex-c7oe}} | {{t\|14\|aujkex-e6z7}} | {{t\|(9)\|aujkex-zbx4}} | {{t\|(38)\|aujkex-w85o}} | {{t\|(47)\|aujkex-v7wt}} | {{t\|(50)\|aujkex-yhuy}} | {{t\|(80)\|aujkex-ks0i}} | {{t\|(130)\|aujkex-6d0o}} |
| {{t\|Net investment result\|\|Net investment income}} | {{t\|7\|aujkex-jwts}} | {{t\|4\|aujkex-4sdb}} | {{t\|11\|aujkex-5jsr}} | {{t\|3\|aujkex-dirv}} | {{t\|4\|aujkex-0cmo}} | {{t\|7\|aujkex-a4sf}} | {{t\|(3)\|aujkex-f6gn}} | {{t\|(0)\|aujkex-5w58}} | {{t\|(4)\|aujkex-fqt0}} | {{t\|(0)\|aujkex-yuf3}} | {{t\|(0)\|aujkex-b6nb}} | {{t\|(0)\|aujkex-ota4}} | {{t\|25\|aujkex-ajx4}} | {{t\|26\|aujkex-yahe}} | {{t\|51\|aujkex-b15z}} | {{t\|20\|aujkex-quf3}} | {{t\|18\|aujkex-pjcy}} | {{t\|38\|aujkex-sdot}} | {{t\|29\|aujkex-oxou}} | {{t\|29\|aujkex-n7dm}} | {{t\|58\|aujkex-u307}} | {{t\|23\|aujkex-87fi}} | {{t\|22\|aujkex-r253}} | {{t\|45\|aujkex-jt5g}} |
| Fee income | {{t\|0\|aujkex-kfky}} | {{t\|0\|aujkex-a6fb}} | {{t\|0\|aujkex-hclo}} | {{t\|0\|aujkex-laa2}} | {{t\|0\|aujkex-843r}} | {{t\|0\|aujkex-uisu}} | {{t\|2,266\|aujkex-9e5s}} | {{t\|2,311\|aujkex-seiv}} | {{t\|4,577\|aujkex-lxhb}} | {{t\|2,273\|aujkex-llsu}} | {{t\|2,464\|aujkex-7xfv}} | {{t\|4,737\|aujkex-cm4w}} | {{t\|0\|aujkex-i4ss}} | {{t\|0\|aujkex-ilq1}} | {{t\|0\|aujkex-uz1j}} | {{t\|0\|aujkex-v2l0}} | {{t\|0\|aujkex-qsvh}} | {{t\|0\|aujkex-0h1v}} | {{t\|2,266\|aujkex-b4uu}} | {{t\|2,311\|aujkex-7ply}} | {{t\|4,577\|aujkex-pma3}} | {{t\|2,273\|aujkex-fqez}} | {{t\|2,464\|aujkex-r67r}} | {{t\|4,737\|aujkex-a5ai}} |
| Fee business expenses | {{t\|0\|aujkex-gazs}} | {{t\|(0)\|aujkex-8g7w}} | {{t\|0\|aujkex-hlzu}} | {{t\|0\|aujkex-esy4}} | {{t\|0\|aujkex-27kh}} | {{t\|0\|aujkex-3u73}} | {{t\|(1,250)\|aujkex-a4tr}} | {{t\|(1,285)\|aujkex-fojt}} | {{t\|(2,535)\|aujkex-lgr1}} | {{t\|(1,229)\|aujkex-wb6e}} | {{t\|(1,401)\|aujkex-3pr1}} | {{t\|(2,631)\|aujkex-ew4u}} | {{t\|0\|aujkex-khod}} | {{t\|0\|aujkex-g81t}} | {{t\|0\|aujkex-eag9}} | {{t\|0\|aujkex-kd8r}} | {{t\|0\|aujkex-c1sz}} | {{t\|0\|aujkex-itgv}} | {{t\|(1,250)\|aujkex-auv6}} | {{t\|(1,285)\|aujkex-5bkw}} | {{t\|(2,535)\|aujkex-wa88}} | {{t\|(1,229)\|aujkex-aes9}} | {{t\|(1,401)\|aujkex-ibna}} | {{t\|(2,631)\|aujkex-sqx8}} |
| **Fee result** | {{t\|0\|aujkex-oqgr}} | {{t\|(0)\|aujkex-eo36}} | {{t\|0\|aujkex-ontr}} | {{t\|0\|aujkex-l0x4}} | {{t\|0\|aujkex-2ost}} | {{t\|0\|aujkex-flgt}} | {{t\|1,015\|aujkex-ihzz}} | {{t\|1,026\|aujkex-f7a1}} | {{t\|2,041\|aujkex-hslr}} | {{t\|1,044\|aujkex-asqb}} | {{t\|1,063\|aujkex-qwjr}} | {{t\|2,106\|aujkex-ouuo}} | {{t\|0\|aujkex-3de7}} | {{t\|0\|aujkex-2k11}} | {{t\|0\|aujkex-xk3g}} | {{t\|0\|aujkex-0fil}} | {{t\|0\|aujkex-m21y}} | {{t\|0\|aujkex-91b5}} | {{t\|1,016\|aujkex-zgeo}} | {{t\|1,026\|aujkex-1gct}} | {{t\|2,042\|aujkex-u0cz}} | {{t\|1,044\|aujkex-hc66}} | {{t\|1,063\|aujkex-7fmd}} | {{t\|2,106\|aujkex-rooa}} |
| {{t\|Other revenues\|\|Other revenue}} | {{t\|3\|aujkex-5p34}} | {{t\|1\|aujkex-6lwi}} | {{t\|4\|aujkex-nii3}} | {{t\|(0)\|aujkex-r4m9}} | {{t\|(1)\|aujkex-c6a9}} | {{t\|(1)\|aujkex-ivxv}} | {{t\|25\|aujkex-tzax}} | {{t\|35\|aujkex-euiq}} | {{t\|60\|aujkex-au09}} | {{t\|23\|aujkex-bhxr}} | {{t\|37\|aujkex-on6o}} | {{t\|60\|aujkex-tzcf}} | {{t\|1\|aujkex-rtwm}} | {{t\|1\|aujkex-hgtk}} | {{t\|2\|aujkex-k90f}} | {{t\|1\|aujkex-d17f}} | {{t\|1\|aujkex-6zh0}} | {{t\|2\|aujkex-8n6y}} | {{t\|29\|aujkex-dvse}} | {{t\|38\|aujkex-nz2j}} | {{t\|67\|aujkex-vs9d}} | {{t\|24\|aujkex-f53e}} | {{t\|37\|aujkex-7vml}} | {{t\|61\|aujkex-hf6d}} |
| Interest expense on debt | {{t\|(0)\|aujkex-b3aq}} | {{t\|(0)\|aujkex-g5iu}} | {{t\|(0)\|aujkex-qb8o}} | {{t\|(0)\|aujkex-u9tw}} | {{t\|(0)\|aujkex-2u5z}} | {{t\|(0)\|aujkex-n9wu}} | {{t\|(7)\|aujkex-6yhw}} | {{t\|0\|aujkex-vxqm}} | {{t\|(7)\|aujkex-83ex}} | {{t\|0\|aujkex-d3w1}} | {{t\|0\|aujkex-qx44}} | {{t\|0\|aujkex-bxwe}} | {{t\|0\|aujkex-rhmi}} | {{t\|(0)\|aujkex-9qkj}} | {{t\|(0)\|aujkex-xzyq}} | {{t\|(0)\|aujkex-8ne7}} | {{t\|(0)\|aujkex-zb39}} | {{t\|(0)\|aujkex-gidk}} | {{t\|(7)\|aujkex-l6c0}} | {{t\|(0)\|aujkex-1ol5}} | {{t\|(7)\|aujkex-90a4}} | {{t\|(0)\|aujkex-e7d2}} | {{t\|(0)\|aujkex-z1tm}} | {{t\|(0)\|aujkex-w33m}} |
| Other expenses | {{t\|(35)\|aujkex-71xz}} | {{t\|(29)\|aujkex-jd12}} | {{t\|(65)\|aujkex-6u6l}} | {{t\|(37)\|aujkex-8egx}} | {{t\|(43)\|aujkex-3jya}} | {{t\|(79)\|aujkex-m9hu}} | {{t\|(39)\|aujkex-zj5a}} | {{t\|(47)\|aujkex-f2w1}} | {{t\|(86)\|aujkex-jtu6}} | {{t\|(46)\|aujkex-1d7z}} | {{t\|(62)\|aujkex-bhf8}} | {{t\|(108)\|aujkex-rit4}} | {{t\|(0)\|aujkex-es6c}} | {{t\|(0)\|aujkex-hv1u}} | {{t\|(1)\|aujkex-v3x5}} | {{t\|(0)\|aujkex-guh3}} | {{t\|(0)\|aujkex-3r1k}} | {{t\|(1)\|aujkex-827g}} | {{t\|(75)\|aujkex-kdnv}} | {{t\|(77)\|aujkex-t5ce}} | {{t\|(152)\|aujkex-8y49}} | {{t\|(83)\|aujkex-izn9}} | {{t\|(105)\|aujkex-yjz7}} | {{t\|(188)\|aujkex-v1t5}} |
| Restructuring costs and other items not relevant for BOP | {{t\|0\|aujkex-rae2}} | {{t\|0\|aujkex-kvsk}} | {{t\|0\|aujkex-n8rq}} | {{t\|0\|aujkex-pk51}} | {{t\|2\|aujkex-1zj4}} | {{t\|2\|aujkex-mtab}} | {{t\|35\|aujkex-xe95}} | {{t\|34\|aujkex-pa6q}} | {{t\|70\|aujkex-hptl}} | {{t\|41\|aujkex-04zp}} | {{t\|53\|aujkex-ay2d}} | {{t\|94\|aujkex-afbr}} | {{t\|0\|aujkex-qmmz}} | {{t\|0\|aujkex-gy6j}} | {{t\|0\|aujkex-5wml}} | {{t\|0\|aujkex-mzj7}} | {{t\|0\|aujkex-r8lp}} | {{t\|0\|aujkex-vvvl}} | {{t\|35\|aujkex-8txp}} | {{t\|35\|aujkex-uhzb}} | {{t\|70\|aujkex-nvky}} | {{t\|41\|aujkex-ckd1}} | {{t\|55\|aujkex-1c1b}} | {{t\|96\|aujkex-pr64}} |
| **Other result** | {{t\|(32)\|aujkex-anxt}} | {{t\|(28)\|aujkex-8kqe}} | {{t\|(60)\|aujkex-z6jz}} | {{t\|(37)\|aujkex-3axb}} | {{t\|(42)\|aujkex-ugpp}} | {{t\|(78)\|aujkex-bnkn}} | {{t\|14\|aujkex-orzs}} | {{t\|23\|aujkex-syah}} | {{t\|37\|aujkex-t2qh}} | {{t\|17\|aujkex-y4lh}} | {{t\|28\|aujkex-ehbb}} | {{t\|46\|aujkex-tngz}} | {{t\|1\|aujkex-2say}} | {{t\|1\|aujkex-3dbe}} | {{t\|2\|aujkex-0f4p}} | {{t\|0\|aujkex-6xch}} | {{t\|0\|aujkex-3lp0}} | {{t\|1\|aujkex-stpx}} | {{t\|(17)\|aujkex-fjik}} | {{t\|(4)\|aujkex-cw6h}} | {{t\|(22)\|aujkex-gn4q}} | {{t\|(19)\|aujkex-r70q}} | {{t\|(13)\|aujkex-9hmt}} | {{t\|(32)\|aujkex-mtg2}} |
| of which: Technical non-qualifying expense | {{t\|(35)\|aujkex-hk5o}} | {{t\|(29)\|aujkex-u3bo}} | {{t\|(64)\|aujkex-919s}} | {{t\|(36)\|aujkex-ola2}} | {{t\|(41)\|aujkex-qf3j}} | {{t\|(77)\|aujkex-165z}} | {{t\|(1)\|aujkex-pki2}} | {{t\|(1)\|aujkex-7ffe}} | {{t\|(2)\|aujkex-t52x}} | {{t\|(1)\|aujkex-lzzt}} | {{t\|(1)\|aujkex-g9kj}} | {{t\|(2)\|aujkex-sadf}} | {{t\|(0)\|aujkex-sqwi}} | {{t\|(0)\|aujkex-ei3d}} | {{t\|(1)\|aujkex-3fhz}} | {{t\|(0)\|aujkex-kr7p}} | {{t\|(0)\|aujkex-0k03}} | {{t\|(1)\|aujkex-v2y0}} | {{t\|(37)\|aujkex-blgv}} | {{t\|(30)\|aujkex-urue}} | {{t\|(67)\|aujkex-wu94}} | {{t\|(38)\|aujkex-uyrt}} | {{t\|(43)\|aujkex-r9n7}} | {{t\|(80)\|aujkex-0svo}} |
| of which: Other management related income/(expenses) | — | — | — | — | — | — | {{t\|(33)\|aujkex-hueq}} | {{t\|(30)\|aujkex-u5u7}} | {{t\|(63)\|aujkex-4wee}} | {{t\|(30)\|aujkex-xxi3}} | {{t\|(30)\|aujkex-eo43}} | {{t\|(59)\|aujkex-v2nm}} | — | — | — | — | — | — | — | — | — | — | — | — |
| Business {{t\|operating profit\|\|Underlying earnings}} before non-controlling interests | {{t\|8\|aujkex-00zy}} | {{t\|11\|aujkex-3cyn}} | {{t\|20\|aujkex-ncdf}} | {{t\|1\|aujkex-ir9l}} | {{t\|(8)\|aujkex-w71w}} | {{t\|(7)\|aujkex-y87q}} | {{t\|1,026\|aujkex-5ddf}} | {{t\|1,048\|aujkex-64a6}} | {{t\|2,074\|aujkex-sc6d}} | {{t\|1,061\|aujkex-q9pc}} | {{t\|1,091\|aujkex-fjdx}} | {{t\|2,152\|aujkex-s0u3}} | {{t\|81\|aujkex-hca2}} | {{t\|111\|aujkex-ikxn}} | {{t\|192\|aujkex-bloa}} | {{t\|93\|aujkex-cd0p}} | {{t\|150\|aujkex-0ab4}} | {{t\|243\|aujkex-5596}} | {{t\|1,115\|aujkex-7ua3}} | {{t\|1,171\|aujkex-yaep}} | {{t\|2,286\|aujkex-vmku}} | {{t\|1,154\|aujkex-eboy}} | {{t\|1,233\|aujkex-iocj}} | {{t\|2,387\|aujkex-jnhr}} |
| Non-controlling interest | {{t\|0\|aujkex-ol5n}} | {{t\|0\|aujkex-e2as}} | {{t\|0\|aujkex-ozwm}} | {{t\|0\|aujkex-nuoq}} | {{t\|0\|aujkex-vuut}} | {{t\|0\|aujkex-xl68}} | {{t\|0\|aujkex-vleo}} | {{t\|0\|aujkex-v3dd}} | {{t\|0\|aujkex-p0zn}} | {{t\|0\|aujkex-fwzb}} | {{t\|0\|aujkex-mp5m}} | {{t\|0\|aujkex-2pmd}} | {{t\|0\|aujkex-mytu}} | {{t\|0\|aujkex-ekv3}} | {{t\|0\|aujkex-p38y}} | {{t\|0\|aujkex-ac3i}} | {{t\|0\|aujkex-38cc}} | {{t\|0\|aujkex-1zwq}} | {{t\|0\|aujkex-pid7}} | {{t\|0\|aujkex-0zss}} | {{t\|0\|aujkex-4l56}} | {{t\|0\|aujkex-8pgu}} | {{t\|0\|aujkex-6ma2}} | {{t\|0\|aujkex-97ff}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|8\|aujkex-y6i8}} | {{t\|11\|aujkex-wr2z}} | {{t\|20\|aujkex-brr5}} | {{t\|1\|aujkex-nikq}} | {{t\|(8)\|aujkex-js1j}} | {{t\|(7)\|aujkex-k885}} | {{t\|1,026\|aujkex-9wnc}} | {{t\|1,048\|aujkex-94ob}} | {{t\|2,074\|aujkex-maxt}} | {{t\|1,061\|aujkex-958y}} | {{t\|1,091\|aujkex-focs}} | {{t\|2,152\|aujkex-75fm}} | {{t\|81\|aujkex-4y0x}} | {{t\|111\|aujkex-0nap}} | {{t\|192\|aujkex-z5zi}} | {{t\|93\|aujkex-ilqk}} | {{t\|150\|aujkex-tqnc}} | {{t\|243\|aujkex-q27v}} | {{t\|1,115\|aujkex-ruqa}} | {{t\|1,171\|aujkex-h5rm}} | {{t\|2,286\|aujkex-oma8}} | {{t\|1,154\|aujkex-p74i}} | {{t\|1,233\|aujkex-nli0}} | {{t\|2,387\|aujkex-yg0p}} |
| Additional information: — Gross management result | — | — | — | — | — | — | {{t\|968\|aujkex-3ryt}} | {{t\|992\|aujkex-xlao}} | {{t\|1,960\|aujkex-lcys}} | {{t\|994\|aujkex-0elf}} | {{t\|1,025\|aujkex-h3js}} | {{t\|2,020\|aujkex-o16c}} | — | — | — | — | — | — | — | — | — | — | — | — |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Loss ratio | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|94.2%\|aujkex-iwfi}} | {{t\|91.3%\|aujkex-cavw}} | {{t\|92.8%\|aujkex-k7r0}} | {{t\|88.0%\|aujkex-ikel}} | {{t\|79.2%\|aujkex-qo0c}} | {{t\|83.5%\|aujkex-h487}} | — | — | — | — | — | — |
| Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Expense ratio | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|0.1%\|aujkex-oacd}} | {{t\|0.1%\|aujkex-y0wy}} | {{t\|0.1%\|aujkex-zmxd}} | {{t\|0.1%\|aujkex-y3uu}} | {{t\|0.1%\|aujkex-nk8t}} | {{t\|0.1%\|aujkex-dd45}} | — | — | — | — | — | — |
| **Ratios, as % of {{t\|insurance revenue\|\|Insurance revenue}} — Combined ratio** | — | — | — | — | — | — | — | — | — | — | — | — | {{t\|94.3%\|aujkex-f1t3}} | {{t\|91.4%\|aujkex-wwd4}} | {{t\|92.8%\|aujkex-267m}} | {{t\|88.1%\|aujkex-7rbm}} | {{t\|79.3%\|aujkex-g2hk}} | {{t\|83.6%\|aujkex-n5qr}} | — | — | — | — | — | — |
**Farmers insurance service result build-up. (Farmers Life)**
| In USD million | 2024 H1 | 2024 H2 | 2024 FY-24 | 2025 H1 | 2025 H2 | 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- |
| CSM amortization | {{t\|31\|aujkex-flvk}} | {{t\|34\|aujkex-tkcv}} | {{t\|65\|aujkex-50um}} | {{t\|38\|aujkex-dx2a}} | {{t\|38\|aujkex-flfj}} | {{t\|75\|aujkex-3k9z}} |
| Release of risk adjustment | {{t\|(0)\|aujkex-qtjm}} | {{t\|(0)\|aujkex-4rsf}} | {{t\|(0)\|aujkex-pae2}} | {{t\|0\|aujkex-7n15}} | {{t\|(0)\|aujkex-0o55}} | {{t\|0\|aujkex-woe2}} |
| Insurance margin | {{t\|30\|aujkex-hk0w}} | {{t\|34\|aujkex-uymx}} | {{t\|65\|aujkex-pg13}} | {{t\|38\|aujkex-wb2t}} | {{t\|38\|aujkex-iw1b}} | {{t\|76\|aujkex-46q7}} |
| Onerous contracts | {{t\|1\|aujkex-g6id}} | {{t\|1\|aujkex-pc1y}} | {{t\|1\|aujkex-vl7m}} | {{t\|0\|aujkex-963o}} | {{t\|1\|aujkex-3iyb}} | {{t\|1\|aujkex-he82}} |
| Experience adjustments | {{t\|2\|aujkex-gm6e}} | {{t\|1\|aujkex-zyze}} | {{t\|2\|aujkex-2s9n}} | {{t\|(4)\|aujkex-iz7z}} | {{t\|(9)\|aujkex-pi7k}} | {{t\|(12)\|aujkex-enlr}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|33\|aujkex-hs1o}} | {{t\|36\|aujkex-jq3n}} | {{t\|69\|aujkex-jqqn}} | {{t\|34\|aujkex-wj2t}} | {{t\|30\|aujkex-zw8m}} | {{t\|64\|aujkex-r6o9}} |
(8) Includes eliminations." |
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| id | "aujkex-c11" |
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| chunk | 11 |
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| pages | |
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| heading | "Group Functions and Ops" |
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| tags | |
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| links | |
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| data_items | |
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| effective_tags | |
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| content | "**Business operating profit by group function.**
| In USD million | 2024 H1 | 2024 H2 | 2024 FY-24 | 2025 H1 | 2025 H2 | 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- |
| Business {{t\|operating profit\|\|Underlying earnings}}: — Holding and Financing | {{t\|(210)\|aujkex-42ns}} | {{t\|(285)\|aujkex-wcfp}} | {{t\|(496)\|aujkex-223c}} | {{t\|(216)\|aujkex-j374}} | {{t\|(267)\|aujkex-rjmf}} | {{t\|(483)\|aujkex-toq2}} |
| Business {{t\|operating profit\|\|Underlying earnings}}: — Headquarters | {{t\|(144)\|aujkex-h49j}} | {{t\|(211)\|aujkex-5az2}} | {{t\|(354)\|aujkex-0e65}} | {{t\|(175)\|aujkex-6skd}} | {{t\|(225)\|aujkex-5evr}} | {{t\|(400)\|aujkex-pvax}} |
| Business {{t\|operating profit\|\|Underlying earnings}}: — Zurich Global Ventures (9) | {{t\|(4)\|aujkex-z7fj}} | {{t\|(16)\|aujkex-a1uf}} | {{t\|(20)\|aujkex-uh0v}} | {{t\|(7)\|aujkex-rq06}} | {{t\|(11)\|aujkex-1aha}} | {{t\|(17)\|aujkex-jfpr}} |
| Business {{t\|operating profit\|\|Underlying earnings}}: — Total business {{t\|operating profit\|\|Underlying earnings}} | {{t\|(358)\|aujkex-izo6}} | {{t\|(512)\|aujkex-k7x8}} | {{t\|(870)\|aujkex-3cfs}} | {{t\|(397)\|aujkex-b3ti}} | {{t\|(502)\|aujkex-hdby}} | {{t\|(900)\|aujkex-etdv}} |
(9) Includes only central initiatives." |
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| id | "aujkex-c12" |
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| chunk | 12 |
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| pages | |
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| heading | "Investment Result and Yield" |
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| tags | |
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| links | | "Net investment income" |
| "Property & casualty" |
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| data_items | |
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| effective_tags | | "Net investment income" |
| "Property & casualty" |
|
|---|
| content | "**Group investments net investment result build-up by asset class.**
| In USD million | {{t\|Net investment income\|\|Net investment income}} 2024 H1 | {{t\|Net investment income\|\|Net investment income}} 2024 H2 | {{t\|Net investment income\|\|Net investment income}} 2024 FY-24 | {{t\|Net investment income\|\|Net investment income}} 2025 H1 | {{t\|Net investment income\|\|Net investment income}} 2025 H2 | {{t\|Net investment income\|\|Net investment income}} 2025 FY-25 | Net capital gains/(losses)1 2024 H1 | Net capital gains/(losses)1 2024 H2 | Net capital gains/(losses)1 2024 FY-24 | Net capital gains/(losses)1 2025 H1 | Net capital gains/(losses)1 2025 H2 | Net capital gains/(losses)1 2025 FY-25 | {{t\|Net investment result\|\|Net investment income}} 2024 H1 | {{t\|Net investment result\|\|Net investment income}} 2024 H2 | {{t\|Net investment result\|\|Net investment income}} 2024 FY-24 | {{t\|Net investment result\|\|Net investment income}} 2025 H1 | {{t\|Net investment result\|\|Net investment income}} 2025 H2 | {{t\|Net investment result\|\|Net investment income}} 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Group investments — Investment-related cash | {{t\|25\|aujkex-chmq}} | {{t\|24\|aujkex-r582}} | {{t\|49\|aujkex-yq0p}} | {{t\|19\|aujkex-wnff}} | {{t\|16\|aujkex-pnw2}} | {{t\|35\|aujkex-1jny}} | {{t\|0\|aujkex-770v}} | {{t\|0\|aujkex-0qgr}} | {{t\|0\|aujkex-8bgo}} | {{t\|0\|aujkex-2l5w}} | {{t\|0\|aujkex-65e9}} | {{t\|0\|aujkex-6j17}} | {{t\|25\|aujkex-2rxk}} | {{t\|24\|aujkex-bo7s}} | {{t\|49\|aujkex-51x8}} | {{t\|19\|aujkex-50lr}} | {{t\|16\|aujkex-rbpu}} | {{t\|35\|aujkex-kmpf}} |
| Group investments — Equity securities | {{t\|211\|aujkex-ncqv}} | {{t\|203\|aujkex-z7wt}} | {{t\|414\|aujkex-23xj}} | {{t\|225\|aujkex-hzcu}} | {{t\|238\|aujkex-65r6}} | {{t\|463\|aujkex-lsz4}} | {{t\|1,102\|aujkex-khat}} | {{t\|383\|aujkex-38sd}} | {{t\|1,485\|aujkex-glam}} | {{t\|395\|aujkex-u5q3}} | {{t\|1,115\|aujkex-fgtc}} | {{t\|1,510\|aujkex-d61j}} | {{t\|1,313\|aujkex-ju14}} | {{t\|586\|aujkex-tv9w}} | {{t\|1,899\|aujkex-6rlg}} | {{t\|621\|aujkex-81l1}} | {{t\|1,352\|aujkex-r0hx}} | {{t\|1,973\|aujkex-lxf5}} |
| Group investments — Debt securities | {{t\|2,303\|aujkex-a0yw}} | {{t\|2,296\|aujkex-cwr4}} | {{t\|4,599\|aujkex-3480}} | {{t\|2,249\|aujkex-822j}} | {{t\|2,442\|aujkex-y6d7}} | {{t\|4,690\|aujkex-ua3a}} | {{t\|(324)\|aujkex-idvf}} | {{t\|(121)\|aujkex-z0ns}} | {{t\|(444)\|aujkex-fnm8}} | {{t\|(118)\|aujkex-imz6}} | {{t\|48\|aujkex-hc19}} | {{t\|(70)\|aujkex-iv09}} | {{t\|1,979\|aujkex-9cnr}} | {{t\|2,175\|aujkex-1u0s}} | {{t\|4,155\|aujkex-8wwz}} | {{t\|2,131\|aujkex-jl2n}} | {{t\|2,490\|aujkex-8neo}} | {{t\|4,620\|aujkex-hgoh}} |
| Group investments — Investment property | {{t\|246\|aujkex-llgx}} | {{t\|225\|aujkex-1j20}} | {{t\|471\|aujkex-9z1a}} | {{t\|214\|aujkex-g6c5}} | {{t\|222\|aujkex-zgvu}} | {{t\|436\|aujkex-q8qp}} | {{t\|(91)\|aujkex-gtah}} | {{t\|160\|aujkex-8szi}} | {{t\|69\|aujkex-2dgw}} | {{t\|8\|aujkex-veqd}} | {{t\|376\|aujkex-qgwz}} | {{t\|384\|aujkex-jlcp}} | {{t\|155\|aujkex-uew4}} | {{t\|385\|aujkex-qy00}} | {{t\|540\|aujkex-8xor}} | {{t\|223\|aujkex-qit2}} | {{t\|597\|aujkex-gpaf}} | {{t\|820\|aujkex-d8ri}} |
| Group investments — Mortgage loans | {{t\|47\|aujkex-cpc1}} | {{t\|45\|aujkex-c9ez}} | {{t\|92\|aujkex-ian9}} | {{t\|38\|aujkex-p73q}} | {{t\|37\|aujkex-1lii}} | {{t\|75\|aujkex-7j3k}} | {{t\|(0)\|aujkex-1n9f}} | {{t\|(2)\|aujkex-vyh7}} | {{t\|(2)\|aujkex-w3jp}} | {{t\|0\|aujkex-w6pc}} | {{t\|(1)\|aujkex-nhzh}} | {{t\|(1)\|aujkex-e1yd}} | {{t\|46\|aujkex-pnj6}} | {{t\|43\|aujkex-w799}} | {{t\|90\|aujkex-tv2k}} | {{t\|38\|aujkex-y2n7}} | {{t\|36\|aujkex-aocr}} | {{t\|74\|aujkex-w36d}} |
| Group investments — Other financial assets | {{t\|119\|aujkex-9nva}} | {{t\|161\|aujkex-vxrw}} | {{t\|280\|aujkex-m2vc}} | {{t\|111\|aujkex-op1x}} | {{t\|116\|aujkex-kiof}} | {{t\|227\|aujkex-3na2}} | {{t\|(1)\|aujkex-s6st}} | {{t\|62\|aujkex-uex5}} | {{t\|61\|aujkex-unwd}} | {{t\|1\|aujkex-albp}} | {{t\|(7)\|aujkex-m7u3}} | {{t\|(6)\|aujkex-5o24}} | {{t\|119\|aujkex-rllf}} | {{t\|223\|aujkex-nfil}} | {{t\|341\|aujkex-3sh6}} | {{t\|112\|aujkex-cqie}} | {{t\|109\|aujkex-s8gn}} | {{t\|221\|aujkex-84e6}} |
| Group investments — Investments in associates and joint ventures | {{t\|1\|aujkex-pseu}} | {{t\|(5)\|aujkex-jt8k}} | {{t\|(3)\|aujkex-6wf5}} | {{t\|(4)\|aujkex-j4po}} | {{t\|(2)\|aujkex-n9ft}} | {{t\|(6)\|aujkex-8iht}} | {{t\|0\|aujkex-2dt1}} | {{t\|0\|aujkex-6g13}} | {{t\|0\|aujkex-5qzo}} | {{t\|0\|aujkex-9fby}} | {{t\|(0)\|aujkex-zij7}} | {{t\|(0)\|aujkex-nokb}} | {{t\|1\|aujkex-ha6q}} | {{t\|(5)\|aujkex-z2nw}} | {{t\|(3)\|aujkex-v1kp}} | {{t\|(4)\|aujkex-zb4y}} | {{t\|(2)\|aujkex-0ok3}} | {{t\|(6)\|aujkex-t2f3}} |
| Group investments — Derivative financial instruments | {{t\|(1)\|aujkex-pblm}} | {{t\|10\|aujkex-srrd}} | {{t\|9\|aujkex-3qja}} | {{t\|2\|aujkex-i15v}} | {{t\|(0)\|aujkex-72rb}} | {{t\|2\|aujkex-m4d2}} | {{t\|(51)\|aujkex-z7zw}} | {{t\|119\|aujkex-86yq}} | {{t\|68\|aujkex-svsf}} | {{t\|70\|aujkex-lq3s}} | {{t\|(36)\|aujkex-nv04}} | {{t\|34\|aujkex-ahs9}} | {{t\|(52)\|aujkex-sg76}} | {{t\|130\|aujkex-4clr}} | {{t\|77\|aujkex-fzmk}} | {{t\|72\|aujkex-e831}} | {{t\|(36)\|aujkex-6fsx}} | {{t\|37\|aujkex-vy62}} |
| Group investments — {{t\|Investment result\|\|Net investment income}}, gross, for Group investments | {{t\|2,951\|aujkex-7cwb}} | {{t\|2,960\|aujkex-p4yo}} | {{t\|5,911\|aujkex-16ss}} | {{t\|2,854\|aujkex-g871}} | {{t\|3,069\|aujkex-yh7q}} | {{t\|5,922\|aujkex-oazm}} | {{t\|635\|aujkex-sk37}} | {{t\|601\|aujkex-3uxx}} | {{t\|1,237\|aujkex-3sob}} | {{t\|357\|aujkex-n33v}} | {{t\|1,494\|aujkex-ktss}} | {{t\|1,851\|aujkex-mz50}} | {{t\|3,586\|aujkex-jujq}} | {{t\|3,562\|aujkex-u5xp}} | {{t\|7,148\|aujkex-c77k}} | {{t\|3,210\|aujkex-ek8m}} | {{t\|4,563\|aujkex-5sv7}} | {{t\|7,773\|aujkex-6y0w}} |
| Group investments — Investment expenses for Group investments | {{t\|(89)\|aujkex-px77}} | {{t\|(92)\|aujkex-okol}} | {{t\|(181)\|aujkex-dmfs}} | {{t\|(85)\|aujkex-m93b}} | {{t\|(94)\|aujkex-jzm6}} | {{t\|(180)\|aujkex-0dm6}} | {{t\|0\|aujkex-8rju}} | {{t\|0\|aujkex-ywjv}} | {{t\|0\|aujkex-k3do}} | {{t\|0\|aujkex-5fg2}} | {{t\|0\|aujkex-8ya6}} | {{t\|0\|aujkex-t0ug}} | {{t\|(89)\|aujkex-roc1}} | {{t\|(92)\|aujkex-s8l9}} | {{t\|(181)\|aujkex-scbv}} | {{t\|(85)\|aujkex-j15f}} | {{t\|(94)\|aujkex-uq1f}} | {{t\|(180)\|aujkex-y7ws}} |
| Group investments — Foreign Currency gains and losses | {{t\|0\|aujkex-b6bs}} | {{t\|0\|aujkex-fuci}} | {{t\|0\|aujkex-qy1z}} | {{t\|0\|aujkex-qkdp}} | {{t\|0\|aujkex-4jcy}} | {{t\|0\|aujkex-aak6}} | {{t\|(112)\|aujkex-tz53}} | {{t\|(40)\|aujkex-7v44}} | {{t\|(153)\|aujkex-elq8}} | {{t\|(83)\|aujkex-1rx8}} | {{t\|42\|aujkex-8vv5}} | {{t\|(41)\|aujkex-7muk}} | {{t\|(112)\|aujkex-bawq}} | {{t\|(40)\|aujkex-q2le}} | {{t\|(153)\|aujkex-e1hg}} | {{t\|(83)\|aujkex-9w4m}} | {{t\|42\|aujkex-oyh7}} | {{t\|(41)\|aujkex-0oro}} |
| Group investments — {{t\|Investment result\|\|Net investment income}}, net, for Group investments | {{t\|2,862\|aujkex-u2yo}} | {{t\|2,868\|aujkex-g9yv}} | {{t\|5,730\|aujkex-5ymq}} | {{t\|2,768\|aujkex-h02n}} | {{t\|2,974\|aujkex-xs7f}} | {{t\|5,742\|aujkex-v8hg}} | {{t\|523\|aujkex-4ja3}} | {{t\|561\|aujkex-qvbz}} | {{t\|1,084\|aujkex-ayob}} | {{t\|274\|aujkex-rpac}} | {{t\|1,536\|aujkex-ui6m}} | {{t\|1,810\|aujkex-a9ow}} | {{t\|3,385\|aujkex-xts9}} | {{t\|3,429\|aujkex-ksgd}} | {{t\|6,814\|aujkex-igre}} | {{t\|3,042\|aujkex-76fc}} | {{t\|4,510\|aujkex-hk8c}} | {{t\|7,552\|aujkex-ctwr}} |
| Group investments — {{t\|Investment result\|\|Net investment income}}, net, for unit-linked contracts | {{t\|660\|aujkex-gy76}} | {{t\|665\|aujkex-2onz}} | {{t\|1,325\|aujkex-9920}} | {{t\|690\|aujkex-mhh9}} | {{t\|712\|aujkex-8xy5}} | {{t\|1,402\|aujkex-pwn5}} | {{t\|9,058\|aujkex-bk8q}} | {{t\|6,001\|aujkex-ysfx}} | {{t\|15,059\|aujkex-x7wl}} | {{t\|1,974\|aujkex-n2km}} | {{t\|11,419\|aujkex-hnjb}} | {{t\|13,393\|aujkex-ekkp}} | {{t\|9,718\|aujkex-3cpk}} | {{t\|6,666\|aujkex-y6nj}} | {{t\|16,384\|aujkex-3xq5}} | {{t\|2,664\|aujkex-u3he}} | {{t\|12,131\|aujkex-08zu}} | {{t\|14,795\|aujkex-dfzw}} |
| Group investments — {{t\|Investment result\|\|Net investment income}}, net, for total investments | {{t\|3,522\|aujkex-jqmw}} | {{t\|3,533\|aujkex-glb0}} | {{t\|7,055\|aujkex-4u4y}} | {{t\|3,458\|aujkex-tabv}} | {{t\|3,686\|aujkex-cqus}} | {{t\|7,144\|aujkex-s6vf}} | {{t\|9,581\|aujkex-6q1v}} | {{t\|6,562\|aujkex-jxet}} | {{t\|16,143\|aujkex-bmzg}} | {{t\|2,248\|aujkex-27oh}} | {{t\|12,955\|aujkex-4mhu}} | {{t\|15,203\|aujkex-usih}} | {{t\|13,103\|aujkex-5xnt}} | {{t\|10,095\|aujkex-ibhm}} | {{t\|23,198\|aujkex-070z}} | {{t\|5,706\|aujkex-wonf}} | {{t\|16,641\|aujkex-4on5}} | {{t\|22,348\|aujkex-kjbv}} |
**Investment yield by business unit (17)(footnote: Book yield calculated as weighted-average portfolio yield of debt securities during the period on an annual basis.).**
| In USD million | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2024 FY-24 | {{t\|Property & Casualty\|\|Property & casualty}} 2025 H1 | {{t\|Property & Casualty\|\|Property & casualty}} 2025 H2 | {{t\|Property & Casualty\|\|Property & casualty}} 2025 FY-25 | Life 2024 H1 | Life 2024 H2 | Life 2024 FY-24 | Life 2025 H1 | Life 2025 H2 | Life 2025 FY-25 | Group 2024 H1 | Group 2024 H2 | Group 2024 FY-24 | Group 2025 H1 | Group 2025 H2 | Group 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Book yield of debt securities (approximated) (10) | {{t\|3.5%\|aujkex-feaz}} | {{t\|3.6%\|aujkex-u1ar}} | {{t\|3.6%\|aujkex-48fs}} | {{t\|3.8%\|aujkex-9zwz}} | {{t\|3.9%\|aujkex-cket}} | {{t\|3.9%\|aujkex-8atb}} | {{t\|2.9%\|aujkex-yv1e}} | {{t\|3.0%\|aujkex-5jr9}} | {{t\|3.0%\|aujkex-dtb2}} | {{t\|3.0%\|aujkex-s4be}} | {{t\|3.0%\|aujkex-7l55}} | {{t\|3.0%\|aujkex-jvay}} | {{t\|3.2%\|aujkex-9k7c}} | {{t\|3.3%\|aujkex-xnrd}} | {{t\|3.2%\|aujkex-7rwb}} | {{t\|3.4%\|aujkex-z6fq}} | {{t\|3.4%\|aujkex-3nq5}} | {{t\|3.4%\|aujkex-xayq}} |
| Reinvestment yield of debt securities (approximated) (11) | {{t\|5.0%\|aujkex-yhj0}} | {{t\|5.0%\|aujkex-8u83}} | {{t\|5.0%\|aujkex-za43}} | {{t\|4.7%\|aujkex-j0sq}} | {{t\|4.4%\|aujkex-jes3}} | {{t\|4.5%\|aujkex-e13w}} | {{t\|4.1%\|aujkex-2vl6}} | {{t\|3.8%\|aujkex-vgjj}} | {{t\|4.0%\|aujkex-e2m2}} | {{t\|3.4%\|aujkex-5o1c}} | {{t\|3.6%\|aujkex-jzk1}} | {{t\|3.5%\|aujkex-pcuz}} | {{t\|4.6%\|aujkex-j8e6}} | {{t\|4.5%\|aujkex-9lni}} | {{t\|4.6%\|aujkex-19qm}} | {{t\|4.1%\|aujkex-vofa}} | {{t\|4.0%\|aujkex-m902}} | {{t\|4.0%\|aujkex-y9vv}} |
| Investment income yield of total Group investments, net of investment expenses (12) | {{t\|1.8%\|aujkex-pue2}} | {{t\|1.9%\|aujkex-eyc2}} | {{t\|3.8%\|aujkex-s9dg}} | {{t\|1.9%\|aujkex-du7y}} | {{t\|1.9%\|aujkex-v4ml}} | {{t\|3.9%\|aujkex-qz9h}} | {{t\|1.8%\|aujkex-m8du}} | {{t\|1.7%\|aujkex-cx9s}} | {{t\|3.6%\|aujkex-c7e8}} | {{t\|1.7%\|aujkex-m3t4}} | {{t\|1.7%\|aujkex-k53v}} | {{t\|3.4%\|aujkex-lq7t}} | {{t\|1.8%\|aujkex-pps4}} | {{t\|1.8%\|aujkex-o49v}} | {{t\|3.7%\|aujkex-l0so}} | {{t\|1.7%\|aujkex-t2c2}} | {{t\|1.7%\|aujkex-6q77}} | {{t\|3.5%\|aujkex-1cb5}} |
(17) Book yield calculated as weighted-average portfolio yield of debt securities during the period on an annual basis.
(10) Includes change of ECL allowance.
(11) Reinvestment yield calculated as weighted-average trade yield of purchased debt securities with maturity > 90 days during the period, based on transaction-level data, on an annual basis
(12) Investment income yield calculated based on average Group Investments (accounting view)." |
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| id | "aujkex-c13" |
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| chunk | 13 |
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| pages | |
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| heading | "Investments" |
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| tags | |
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| links | |
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| data_items | |
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| effective_tags | |
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| content | "**Total investments breakdown by asset class.**
| % | 2024 H1 | 2024 H2 | 2025 H1 | 2025 H2 |
| --- | --- | --- | --- | --- |
| Total investments (USD billions) (13) | {{t\|165\|aujkex-k722}} | {{t\|161\|aujkex-z5ky}} | {{t\|175\|aujkex-rjr1}} | {{t\|178\|aujkex-9zho}} |
| Government and Government Guaranteed | {{t\|32.8%\|aujkex-ackp}} | {{t\|34.0%\|aujkex-ca35}} | {{t\|33.3%\|aujkex-gtzm}} | {{t\|33.0%\|aujkex-rh7c}} |
| Credit, Private Debt | {{t\|43.3%\|aujkex-qfj6}} | {{t\|42.6%\|aujkex-7say}} | {{t\|43.4%\|aujkex-euur}} | {{t\|43.5%\|aujkex-dove}} |
| Mortgages | {{t\|2.6%\|aujkex-ui57}} | {{t\|2.5%\|aujkex-9i3p}} | {{t\|2.5%\|aujkex-a5vr}} | {{t\|2.3%\|aujkex-srko}} |
| Real estate | {{t\|8.8%\|aujkex-sv5p}} | {{t\|8.0%\|aujkex-g8rw}} | {{t\|8.2%\|aujkex-u3hc}} | {{t\|7.9%\|aujkex-wm8b}} |
| Equities | {{t\|4.5%\|aujkex-i60x}} | {{t\|4.3%\|aujkex-exiq}} | {{t\|4.6%\|aujkex-hutc}} | {{t\|5.1%\|aujkex-17pi}} |
| Hedge Funds, Private Equity | {{t\|2.5%\|aujkex-t9sc}} | {{t\|2.6%\|aujkex-sh1x}} | {{t\|2.5%\|aujkex-wsfn}} | {{t\|2.5%\|aujkex-ftts}} |
| Cash | {{t\|5.3%\|aujkex-r0c2}} | {{t\|6.0%\|aujkex-5662}} | {{t\|5.4%\|aujkex-ruu7}} | {{t\|5.5%\|aujkex-7snj}} |
**Rating of fixed income securities breakdown by rating.**
| % | 2024 H1 | 2024 H2 | 2025 H1 | 2025 H2 |
| --- | --- | --- | --- | --- |
| Rating of Fixed Income Securities2 (USD billions) (14) | {{t\|125\|aujkex-wt50}} | {{t\|123\|aujkex-jvr7}} | {{t\|135\|aujkex-gkp6}} | {{t\|136\|aujkex-ikdg}} |
| - AAA | {{t\|21.4%\|aujkex-6r5d}} | {{t\|21.2%\|aujkex-pw89}} | {{t\|20.5%\|aujkex-usb9}} | {{t\|20.5%\|aujkex-hxda}} |
| - AA | {{t\|29.9%\|aujkex-yh92}} | {{t\|31.5%\|aujkex-ry2g}} | {{t\|29.9%\|aujkex-w2kl}} | {{t\|25.4%\|aujkex-7o90}} |
| - A | {{t\|19.1%\|aujkex-zrjk}} | {{t\|18.1%\|aujkex-p23l}} | {{t\|18.4%\|aujkex-eggy}} | {{t\|26.5%\|aujkex-urk5}} |
| - BBB | {{t\|24.1%\|aujkex-n1zy}} | {{t\|23.5%\|aujkex-wyil}} | {{t\|24.3%\|aujkex-zwkg}} | {{t\|20.1%\|aujkex-b0tw}} |
| - Non-investment grade | {{t\|5.5%\|aujkex-oql6}} | {{t\|5.6%\|aujkex-g1pl}} | {{t\|6.8%\|aujkex-zgbx}} | {{t\|7.5%\|aujkex-i4td}} |
| - Unrated | {{t\|0.0%\|aujkex-p56g}} | {{t\|0.0%\|aujkex-ogzx}} | {{t\|0.0%\|aujkex-n1so}} | {{t\|0.0%\|aujkex-gy7y}} |
**Rating of government and government guaranteed securities breakdown by rating.**
| % | 2024 H1 | 2024 H2 | 2025 H1 | 2025 H2 |
| --- | --- | --- | --- | --- |
| Rating of Government & Government Guaranteed Securities (USD billions) | {{t\|54\|aujkex-e5io}} | {{t\|55\|aujkex-e4xj}} | {{t\|58\|aujkex-w7jr}} | {{t\|59\|aujkex-j3gn}} |
| - AAA | {{t\|27.3%\|aujkex-5658}} | {{t\|26.6%\|aujkex-024u}} | {{t\|26.9%\|aujkex-67bh}} | {{t\|27.3%\|aujkex-ro03}} |
| - AA | {{t\|49.5%\|aujkex-mrl3}} | {{t\|51.1%\|aujkex-52i4}} | {{t\|48.9%\|aujkex-v0rk}} | {{t\|39.4%\|aujkex-ac5s}} |
| - A | {{t\|5.2%\|aujkex-v2rd}} | {{t\|4.4%\|aujkex-ewio}} | {{t\|3.4%\|aujkex-t4aq}} | {{t\|20.2%\|aujkex-7lf0}} |
| - BBB | {{t\|14.5%\|aujkex-tx8r}} | {{t\|14.9%\|aujkex-2rwu}} | {{t\|17.1%\|aujkex-5mev}} | {{t\|9.3%\|aujkex-nhya}} |
| - Non-investment grade | {{t\|3.5%\|aujkex-ps1x}} | {{t\|3.0%\|aujkex-sg93}} | {{t\|3.8%\|aujkex-eb1x}} | {{t\|3.8%\|aujkex-ufi2}} |
| - Unrated | {{t\|0.0%\|aujkex-pn9u}} | {{t\|0.0%\|aujkex-fgwx}} | {{t\|0.0%\|aujkex-qtuk}} | {{t\|0.0%\|aujkex-arhp}} |
**Rating of credit and private debt securities breakdown by rating.**
| % | 2024 H1 | 2024 H2 | 2025 H1 | 2025 H2 |
| --- | --- | --- | --- | --- |
| Rating of Credit, Private Debt Securities (USD billions) | {{t\|71\|aujkex-c5l1}} | {{t\|68\|aujkex-n7ab}} | {{t\|76\|aujkex-oy1q}} | {{t\|77\|aujkex-nme9}} |
| - AAA | {{t\|16.9%\|aujkex-msxu}} | {{t\|16.9%\|aujkex-5mn4}} | {{t\|15.6%\|aujkex-s9ky}} | {{t\|15.4%\|aujkex-zh4g}} |
| - AA | {{t\|15.0%\|aujkex-ve58}} | {{t\|15.9%\|aujkex-mjq2}} | {{t\|15.4%\|aujkex-0b0a}} | {{t\|14.7%\|aujkex-iahz}} |
| - A | {{t\|29.6%\|aujkex-pzkt}} | {{t\|29.2%\|aujkex-5z19}} | {{t\|29.9%\|aujkex-wqdz}} | {{t\|31.3%\|aujkex-a3ie}} |
| - BBB | {{t\|31.4%\|aujkex-kvo6}} | {{t\|30.4%\|aujkex-744z}} | {{t\|29.9%\|aujkex-kcaf}} | {{t\|28.3%\|aujkex-t59y}} |
| - Non-investment grade | {{t\|7.0%\|aujkex-bgwt}} | {{t\|7.6%\|aujkex-liun}} | {{t\|9.2%\|aujkex-81kw}} | {{t\|10.3%\|aujkex-img3}} |
| - Unrated | {{t\|0.0%\|aujkex-jnfw}} | {{t\|0.0%\|aujkex-i8rb}} | {{t\|0.0%\|aujkex-mb7x}} | {{t\|0.0%\|aujkex-jxs4}} |
**Government and government guaranteed investments breakdown by country.**
| % | 2024 H1 | 2024 H2 | 2025 H1 | 2025 H2 |
| --- | --- | --- | --- | --- |
| Government and Government Guaranteed (USD billions) | {{t\|54\|aujkex-gwdk}} | {{t\|55\|aujkex-58pi}} | {{t\|58\|aujkex-fvr6}} | {{t\|59\|aujkex-b59y}} |
| - USA | {{t\|24.4%\|aujkex-9ej0}} | {{t\|24.6%\|aujkex-c0do}} | {{t\|19.9%\|aujkex-dwss}} | {{t\|19.7%\|aujkex-qiti}} |
| - Italy | {{t\|6.2%\|aujkex-64yc}} | {{t\|6.0%\|aujkex-wkd5}} | {{t\|5.7%\|aujkex-uzns}} | {{t\|6.4%\|aujkex-y2jb}} |
| - Germany | {{t\|9.2%\|aujkex-lhb6}} | {{t\|8.6%\|aujkex-ekbl}} | {{t\|8.1%\|aujkex-dcnw}} | {{t\|7.5%\|aujkex-rq4d}} |
| - Spain | {{t\|8.5%\|aujkex-qmgk}} | {{t\|8.4%\|aujkex-ngve}} | {{t\|9.0%\|aujkex-ewdc}} | {{t\|8.5%\|aujkex-x1c1}} |
| - France | {{t\|8.7%\|aujkex-uf04}} | {{t\|9.0%\|aujkex-fdcg}} | {{t\|9.5%\|aujkex-q7m9}} | {{t\|8.3%\|aujkex-utub}} |
| - Switzerland | {{t\|6.8%\|aujkex-2exe}} | {{t\|7.2%\|aujkex-mq5i}} | {{t\|7.5%\|aujkex-2zhj}} | {{t\|7.7%\|aujkex-0ka7}} |
| - UK | {{t\|5.9%\|aujkex-2veg}} | {{t\|5.4%\|aujkex-4x8s}} | {{t\|5.4%\|aujkex-ie4b}} | {{t\|5.5%\|aujkex-7e7d}} |
| - Other | {{t\|30.2%\|aujkex-6xla}} | {{t\|30.7%\|aujkex-s86t}} | {{t\|34.8%\|aujkex-gnu6}} | {{t\|36.3%\|aujkex-kyjo}} |
**Credit and private debt breakdown by type.**
| % | 2024 H1 | 2024 H2 | 2025 H1 | 2025 H2 |
| --- | --- | --- | --- | --- |
| Credit and Private Debt (USD billions) | {{t\|71\|aujkex-un3h}} | {{t\|68\|aujkex-uef1}} | {{t\|76\|aujkex-8cr9}} | {{t\|77\|aujkex-cwzm}} |
| - Non-Financial Credit | {{t\|32.5%\|aujkex-l6is}} | {{t\|31.7%\|aujkex-ogp8}} | {{t\|33.3%\|aujkex-x8b3}} | {{t\|33.5%\|aujkex-gwj6}} |
| - Financial Credit | {{t\|26.0%\|aujkex-s3hk}} | {{t\|26.4%\|aujkex-ho8s}} | {{t\|26.2%\|aujkex-vlta}} | {{t\|25.6%\|aujkex-nhq2}} |
| - Municipals, Agencies, State Credit | {{t\|16.8%\|aujkex-gwrb}} | {{t\|17.1%\|aujkex-znf0}} | {{t\|16.2%\|aujkex-12zz}} | {{t\|15.9%\|aujkex-zjbz}} |
| - Asset Backed Securities | {{t\|8.4%\|aujkex-qbxf}} | {{t\|8.2%\|aujkex-hhm5}} | {{t\|7.6%\|aujkex-5qhe}} | {{t\|7.6%\|aujkex-k6eh}} |
| - Covered Bonds | {{t\|4.8%\|aujkex-yxcm}} | {{t\|5.0%\|aujkex-on2d}} | {{t\|5.0%\|aujkex-4fk0}} | {{t\|4.6%\|aujkex-0klq}} |
| - Other | {{t\|11.6%\|aujkex-9fxx}} | {{t\|11.7%\|aujkex-uxfc}} | {{t\|11.8%\|aujkex-rb6s}} | {{t\|12.8%\|aujkex-kh16}} |
**Non-financial credit breakdown by industry.**
| % | 2024 H1 | 2024 H2 | 2025 H1 | 2025 H2 |
| --- | --- | --- | --- | --- |
| Non-Financial Credit (USD billions) | {{t\|23\|aujkex-kvcn}} | {{t\|22\|aujkex-a1qg}} | {{t\|25\|aujkex-wmgs}} | {{t\|26\|aujkex-60vf}} |
| - Transport & Utilities | {{t\|28.2%\|aujkex-xk9b}} | {{t\|27.3%\|aujkex-im4l}} | {{t\|27.1%\|aujkex-2zhr}} | {{t\|26.8%\|aujkex-0tkm}} |
| - Manufacturing | {{t\|16.6%\|aujkex-azyx}} | {{t\|17.4%\|aujkex-9v8m}} | {{t\|18.1%\|aujkex-ojol}} | {{t\|18.0%\|aujkex-82or}} |
| - Telecom | {{t\|14.7%\|aujkex-z3hc}} | {{t\|15.0%\|aujkex-tl9j}} | {{t\|14.5%\|aujkex-7ye9}} | {{t\|14.9%\|aujkex-3yz1}} |
| - Retail and Consumer Business | {{t\|16.0%\|aujkex-rv0x}} | {{t\|16.1%\|aujkex-eeha}} | {{t\|16.7%\|aujkex-9auq}} | {{t\|16.4%\|aujkex-4kfc}} |
| - Chemicals & Pharmaceuticals | {{t\|10.8%\|aujkex-q2us}} | {{t\|10.7%\|aujkex-uygp}} | {{t\|10.5%\|aujkex-mahz}} | {{t\|10.5%\|aujkex-lv3h}} |
| - Other | {{t\|13.6%\|aujkex-6f1a}} | {{t\|13.4%\|aujkex-g0bf}} | {{t\|13.0%\|aujkex-ijqm}} | {{t\|13.3%\|aujkex-za70}} |
(13) Market value of the investment portfolio (economic view).
(14) Includes government and government guaranteed, credit and private debt exposure." |
|---|
|
| id | "aujkex-c14" |
|---|
| chunk | 14 |
|---|
| pages | |
|---|
| heading | "RoE, EPS and BVPS" |
|---|
| tags | |
|---|
| links | |
|---|
| data_items | |
|---|
| effective_tags | |
|---|
| content | "**Core ROE calculation.**
| In USD million | 2024 H1 | 2024 H2 | 2024 FY-24 | 2025 H1 | 2025 H2 | 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- |
| Core ROE calculation — BOP | {{t\|3,988\|aujkex-d40v}} | {{t\|3,763\|aujkex-dfao}} | {{t\|7,751\|aujkex-8vlb}} | {{t\|4,227\|aujkex-6k3c}} | {{t\|4,629\|aujkex-38mr}} | {{t\|8,856\|aujkex-ioi2}} |
| Core ROE calculation — Shareholders' effective tax rate (in %) | {{t\|26.0%\|aujkex-7hgw}} | {{t\|24.1%\|aujkex-lpsr}} | {{t\|25.1%\|aujkex-tci9}} | {{t\|26.3%\|aujkex-gujh}} | {{t\|26.8%\|aujkex-tbhc}} | {{t\|26.6%\|aujkex-t310}} |
| Core ROE calculation — BOP after tax | {{t\|2,951\|aujkex-rkbv}} | {{t\|2,855\|aujkex-2ufr}} | {{t\|5,804\|aujkex-wrpz}} | {{t\|3,115\|aujkex-ldnv}} | {{t\|3,386\|aujkex-i9s6}} | {{t\|6,500\|aujkex-p4d8}} |
| Core ROE calculation — NIAS | {{t\|3,026\|aujkex-ctrx}} | {{t\|2,788\|aujkex-slpd}} | {{t\|5,814\|aujkex-8tk6}} | {{t\|3,065\|aujkex-r28p}} | {{t\|3,733\|aujkex-ltli}} | {{t\|6,798\|aujkex-15hh}} |
| Core ROE calculation — Average adjusted shareholders' equity | {{t\|23,402\|aujkex-nc18}} | {{t\|23,688\|aujkex-jdu3}} | {{t\|23,545\|aujkex-9rkg}} | {{t\|23,678\|aujkex-j3y9}} | {{t\|24,696\|aujkex-8ywa}} | {{t\|24,187\|aujkex-c1x0}} |
| Core ROE calculation — Core ROE (in %) | {{t\|25.2%\|aujkex-qv1f}} | {{t\|24.1%\|aujkex-2h7v}} | {{t\|24.6%\|aujkex-0wqy}} | {{t\|26.3%\|aujkex-d4ef}} | {{t\|27.4%\|aujkex-pwnw}} | {{t\|26.9%\|aujkex-cmh0}} |
| Core ROE calculation — NIAS ROE (in %) | {{t\|25.9%\|aujkex-59wq}} | {{t\|23.5%\|aujkex-v34i}} | {{t\|24.7%\|aujkex-tcuq}} | {{t\|25.9%\|aujkex-i7dt}} | {{t\|30.2%\|aujkex-yxxo}} | {{t\|28.1%\|aujkex-ptvr}} |
**Shares in issue build-up.**
| In USD million | 2024 H1 | 2024 H2 | 2024 FY-24 | 2025 H1 | 2025 H2 | 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- |
| Shares in issue — Common shares issued | {{t\|146\|aujkex-rx1a}} | {{t\|146\|aujkex-lpk6}} | {{t\|146\|aujkex-ntme}} | {{t\|146\|aujkex-zbps}} | {{t\|146\|aujkex-o3tz}} | {{t\|146\|aujkex-ksfy}} |
| Shares in issue — Treasury shares | {{t\|2\|aujkex-v1cv}} | {{t\|4\|aujkex-85ex}} | {{t\|4\|aujkex-vk71}} | {{t\|4\|aujkex-bi7o}} | {{t\|4\|aujkex-l18j}} | {{t\|4\|aujkex-58xm}} |
| Shares in issue — Common shares outstanding | {{t\|144\|aujkex-j4jj}} | {{t\|142\|aujkex-rbnl}} | {{t\|142\|aujkex-vduh}} | {{t\|143\|aujkex-4rl3}} | {{t\|142\|aujkex-jjub}} | {{t\|142\|aujkex-q51a}} |
| Shares in issue — Weighted average for basic EPS | {{t\|144\|aujkex-fof1}} | {{t\|143\|aujkex-x6iy}} | {{t\|144\|aujkex-ng2e}} | {{t\|143\|aujkex-wb2g}} | {{t\|143\|aujkex-dhkx}} | {{t\|143\|aujkex-m476}} |
| Shares in issue — Dilution impact | {{t\|1\|aujkex-o11i}} | {{t\|1\|aujkex-ehe3}} | {{t\|1\|aujkex-dhvo}} | {{t\|1\|aujkex-043r}} | {{t\|1\|aujkex-yevl}} | {{t\|1\|aujkex-gzrn}} |
| Shares in issue — Weighted average for diluted EPS | {{t\|145\|aujkex-0hwd}} | {{t\|144\|aujkex-kqvd}} | {{t\|145\|aujkex-ksl7}} | {{t\|144\|aujkex-hzz9}} | {{t\|144\|aujkex-kloa}} | {{t\|144\|aujkex-rjvz}} |
**EPS, diluted EPS, BVPS by currency.**
| In USD million | 2024 H1 | 2024 H2 | 2024 FY-24 | 2025 H1 | 2025 H2 | 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- |
| in USD — NIAS (in millions) | {{t\|3,026\|aujkex-3wcp}} | {{t\|2,788\|aujkex-5sq9}} | {{t\|5,814\|aujkex-5pi4}} | {{t\|3,065\|aujkex-rdov}} | {{t\|3,733\|aujkex-45xm}} | {{t\|6,798\|aujkex-0sjx}} |
| in USD — Basic EPS | {{t\|20.98\|aujkex-l4qd}} | {{t\|19.49\|aujkex-uj1q}} | {{t\|40.48\|aujkex-q2b4}} | {{t\|21.49\|aujkex-m3vl}} | {{t\|26.18\|aujkex-65sl}} | {{t\|47.68\|aujkex-qxii}} |
| in USD — Diluted EPS | {{t\|20.82\|aujkex-gqmw}} | {{t\|19.35\|aujkex-czdk}} | {{t\|40.15\|aujkex-n8e4}} | {{t\|21.34\|aujkex-d9f5}} | {{t\|25.94\|aujkex-o67j}} | {{t\|47.20\|aujkex-xevi}} |
| in USD — Core EPS (15) | {{t\|20.30\|aujkex-u6y5}} | {{t\|19.81\|aujkex-fzu3}} | {{t\|40.08\|aujkex-8jp1}} | {{t\|21.68\|aujkex-4lu2}} | {{t\|23.53\|aujkex-bw7g}} | {{t\|45.13\|aujkex-yi0l}} |
| in USD — BVPS | {{t\|167.05\|aujkex-zjbo}} | {{t\|179.02\|aujkex-rcmm}} | {{t\|179.02\|aujkex-69oy}} | {{t\|173.10\|aujkex-1ig7}} | {{t\|200.42\|aujkex-8hz1}} | {{t\|200.42\|aujkex-d56w}} |
| in CHF — Average USD/CHF rate | {{t\|1.13\|aujkex-5j1f}} | {{t\|1.15\|aujkex-gwkz}} | {{t\|1.14\|aujkex-4sia}} | {{t\|1.16\|aujkex-v1is}} | {{t\|1.25\|aujkex-b2ed}} | {{t\|1.21\|aujkex-imsi}} |
| in CHF — Basic EPS | {{t\|18.64\|aujkex-3871}} | {{t\|17.00\|aujkex-5qld}} | {{t\|35.62\|aujkex-mw4s}} | {{t\|18.51\|aujkex-m9a3}} | {{t\|20.93\|aujkex-90l9}} | {{t\|39.52\|aujkex-bzq2}} |
| in CHF — Diluted EPS | {{t\|18.50\|aujkex-8ckx}} | {{t\|16.87\|aujkex-7k8y}} | {{t\|35.33\|aujkex-1dcv}} | {{t\|18.37\|aujkex-j081}} | {{t\|20.74\|aujkex-z5r7}} | {{t\|39.12\|aujkex-s9v0}} |
| in CHF — Core EPS (15) | {{t\|18.04\|aujkex-xz7p}} | {{t\|17.28\|aujkex-hh7w}} | {{t\|35.27\|aujkex-lqg3}} | {{t\|18.67\|aujkex-2p7h}} | {{t\|18.81\|aujkex-iniu}} | {{t\|37.41\|aujkex-oaed}} |
| in CHF — BVPS | {{t\|150.11\|aujkex-en7n}} | {{t\|162.23\|aujkex-ik68}} | {{t\|162.23\|aujkex-kg6s}} | {{t\|137.64\|aujkex-y6pc}} | {{t\|158.93\|aujkex-ejs1}} | {{t\|158.93\|aujkex-dz7x}} |
(15) Business Operating Profit after tax divided by weighted average number of shares (diluted)." |
|---|
|
| id | "aujkex-c15" |
|---|
| chunk | 15 |
|---|
| pages | |
|---|
| heading | "Equity" |
|---|
| tags | |
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| links | |
|---|
| data_items | |
|---|
| effective_tags | | "Capital management" |
| "Dividend" |
|
|---|
| content | "**Total equity rollforward.**
| In USD million | 2024 H1 | 2024 H2 | 2024 FY-24 | 2025 H1 | 2025 H2 | 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- |
| **Total equity, as previously reported** | {{t\|26,280\|aujkex-knzc}} | {{t\|25,565\|aujkex-29gj}} | {{t\|26,280\|aujkex-pd0m}} | {{t\|26,938\|aujkex-pqjc}} | {{t\|26,456\|aujkex-935r}} | {{t\|26,938\|aujkex-74ru}} |
| Non-controlling interests | {{t\|1,419\|aujkex-qd45}} | {{t\|1,446\|aujkex-859b}} | {{t\|1,419\|aujkex-qqk6}} | {{t\|1,466\|aujkex-adkv}} | {{t\|1,731\|aujkex-j3q3}} | {{t\|1,466\|aujkex-y3if}} |
| **Shareholders' equity** | {{t\|24,860\|aujkex-y9ly}} | {{t\|24,119\|aujkex-0y38}} | {{t\|24,860\|aujkex-4pvn}} | {{t\|25,472\|aujkex-dstq}} | {{t\|24,725\|aujkex-rxrc}} | {{t\|25,472\|aujkex-a1l8}} |
| Issuance of share capital | {{t\|0\|aujkex-ccr1}} | {{t\|0\|aujkex-oyfx}} | {{t\|0\|aujkex-c66t}} | {{t\|0\|aujkex-gaoo}} | {{t\|0\|aujkex-n1ka}} | {{t\|0\|aujkex-7wdz}} |
| {{t\|Dividends\|\|Dividend}} to shareholders | {{t\|(4,156)\|aujkex-pzw3}} | {{t\|0\|aujkex-ysa7}} | {{t\|(4,156)\|aujkex-34ka}} | {{t\|(4,665)\|aujkex-ovm0}} | {{t\|0\|aujkex-5trr}} | {{t\|(4,665)\|aujkex-fc1l}} |
| Treasury share transactions | {{t\|121\|aujkex-yykg}} | {{t\|(1,211)\|aujkex-om89}} | {{t\|(1,090)\|aujkex-qy0f}} | {{t\|166\|aujkex-loe3}} | {{t\|(245)\|aujkex-1yrd}} | {{t\|(80)\|aujkex-qvcg}} |
| NIAS | {{t\|3,026\|aujkex-wfhg}} | {{t\|2,788\|aujkex-ysjv}} | {{t\|5,814\|aujkex-v63h}} | {{t\|3,065\|aujkex-hojv}} | {{t\|3,733\|aujkex-gi99}} | {{t\|6,798\|aujkex-rb97}} |
| Change in discount rate for insurance/reinsurance contracts | {{t\|571\|aujkex-brql}} | {{t\|(490)\|aujkex-vof3}} | {{t\|81\|aujkex-qd23}} | {{t\|147\|aujkex-v11f}} | {{t\|99\|aujkex-fkui}} | {{t\|245\|aujkex-7hpp}} |
| Change in fair value of underlying investment | {{t\|932\|aujkex-ola6}} | {{t\|(828)\|aujkex-zs18}} | {{t\|104\|aujkex-17s7}} | {{t\|1,032\|aujkex-615k}} | {{t\|560\|aujkex-bxgt}} | {{t\|1,592\|aujkex-h73r}} |
| Net unreal. gains/(losses) on financial assets | {{t\|(1,402)\|aujkex-jaj4}} | {{t\|1,257\|aujkex-uv33}} | {{t\|(144)\|aujkex-qinx}} | {{t\|(495)\|aujkex-nqh5}} | {{t\|(336)\|aujkex-2y0f}} | {{t\|(830)\|aujkex-8i7i}} |
| CTA | {{t\|(3)\|aujkex-tl3e}} | {{t\|(439)\|aujkex-j18x}} | {{t\|(442)\|aujkex-xxh9}} | {{t\|390\|aujkex-8s07}} | {{t\|(265)\|aujkex-nffe}} | {{t\|125\|aujkex-s45w}} |
| Net actuarial gains/(losses) on pension plans | {{t\|232\|aujkex-cekc}} | {{t\|136\|aujkex-mdzv}} | {{t\|368\|aujkex-rv33}} | {{t\|(235)\|aujkex-y3td}} | {{t\|111\|aujkex-vh6p}} | {{t\|(123)\|aujkex-1n4z}} |
| Share-based payment transactions | {{t\|(62)\|aujkex-ttts}} | {{t\|138\|aujkex-8awd}} | {{t\|76\|aujkex-w9lb}} | {{t\|(158)\|aujkex-z01g}} | {{t\|132\|aujkex-2f6n}} | {{t\|(26)\|aujkex-d9gv}} |
| Other | {{t\|(0)\|aujkex-9wpz}} | {{t\|0\|aujkex-zzqy}} | {{t\|(0)\|aujkex-03q9}} | {{t\|6\|aujkex-hwdg}} | {{t\|1\|aujkex-dhbp}} | {{t\|7\|aujkex-7lfe}} |
| **Shareholders' equity** | {{t\|24,119\|aujkex-govk}} | {{t\|25,472\|aujkex-t8ey}} | {{t\|25,472\|aujkex-t0u9}} | {{t\|24,725\|aujkex-n2ka}} | {{t\|28,515\|aujkex-5mrz}} | {{t\|28,515\|aujkex-rt2v}} |
| Non-controlling interests | {{t\|1,446\|aujkex-d3ai}} | {{t\|1,466\|aujkex-vve9}} | {{t\|1,466\|aujkex-1dkt}} | {{t\|1,731\|aujkex-i89v}} | {{t\|1,651\|aujkex-bshj}} | {{t\|1,651\|aujkex-6pf6}} |
| **Total equity, end of period** | {{t\|25,565\|aujkex-u2d5}} | {{t\|26,938\|aujkex-ct8s}} | {{t\|26,938\|aujkex-dih4}} | {{t\|26,456\|aujkex-ruvn}} | {{t\|30,166\|aujkex-jsqu}} | {{t\|30,166\|aujkex-kw7d}} |
**Total equity build-up.**
| In USD million | 2024 H1 | 2024 H2 | 2025 H1 | 2025 H2 |
| --- | --- | --- | --- | --- |
| Share capital | {{t\|11\|aujkex-3paf}} | {{t\|11\|aujkex-xwa6}} | {{t\|11\|aujkex-zjml}} | {{t\|11\|aujkex-70rx}} |
| Treasury shares | {{t\|(0)\|aujkex-j9ld}} | {{t\|(0)\|aujkex-du2e}} | {{t\|(0)\|aujkex-t7lu}} | {{t\|(0)\|aujkex-dum6}} |
| Additional paid-in capital | {{t\|1,272\|aujkex-m3tm}} | {{t\|1,410\|aujkex-vgf8}} | {{t\|1,240\|aujkex-2qey}} | {{t\|1,372\|aujkex-aasg}} |
| Net unreal. gains/(losses) on financial assets | {{t\|(5,708)\|aujkex-wu1e}} | {{t\|(4,448)\|aujkex-koz9}} | {{t\|(4,942)\|aujkex-t8qu}} | {{t\|(5,278)\|aujkex-zek1}} |
| Change in discount rate for insurance/reinsurance contracts | {{t\|4,862\|aujkex-ubf9}} | {{t\|4,372\|aujkex-es0j}} | {{t\|4,519\|aujkex-etol}} | {{t\|4,618\|aujkex-qx2t}} |
| Change in fair value of underlying investment | {{t\|1,985\|aujkex-oyvd}} | {{t\|1,158\|aujkex-v75y}} | {{t\|2,190\|aujkex-f7f3}} | {{t\|2,750\|aujkex-nd4o}} |
| Cumulative foreign currency translation adjustment | {{t\|(10,659)\|aujkex-mn0o}} | {{t\|(11,103)\|aujkex-erph}} | {{t\|(10,707)\|aujkex-58r4}} | {{t\|(10,964)\|aujkex-vqau}} |
| Share of other comp. inc. of equity acctd investments | {{t\|(2)\|aujkex-y9i5}} | {{t\|(3)\|aujkex-kj30}} | {{t\|(5)\|aujkex-6jt8}} | {{t\|(4)\|aujkex-ubv4}} |
| Revaluation reserve | {{t\|254\|aujkex-lv9c}} | {{t\|254\|aujkex-6m1x}} | {{t\|236\|aujkex-hjfx}} | {{t\|225\|aujkex-8u1k}} |
| Retained earnings | {{t\|32,104\|aujkex-ez1u}} | {{t\|33,823\|aujkex-n1d6}} | {{t\|32,184\|aujkex-ba53}} | {{t\|35,786\|aujkex-60ec}} |
| Common shareholders' equity | {{t\|24,119\|aujkex-yj7d}} | {{t\|25,472\|aujkex-1ux6}} | {{t\|24,725\|aujkex-n4rx}} | {{t\|28,515\|aujkex-6ehq}} |
| Preferred securities | {{t\|0\|aujkex-t8l6}} | {{t\|0\|aujkex-43zw}} | {{t\|0\|aujkex-ywm7}} | {{t\|0\|aujkex-s7wt}} |
| Shareholders' equity | {{t\|24,119\|aujkex-zgur}} | {{t\|25,472\|aujkex-ouj9}} | {{t\|24,725\|aujkex-xlar}} | {{t\|28,515\|aujkex-bg9n}} |
| Non-controlling interests | {{t\|1,446\|aujkex-hgkc}} | {{t\|1,466\|aujkex-wfrx}} | {{t\|1,731\|aujkex-emxy}} | {{t\|1,651\|aujkex-ff3y}} |
| **Total equity** | {{t\|25,565\|aujkex-td14}} | {{t\|26,938\|aujkex-1ji2}} | {{t\|26,456\|aujkex-7j1o}} | {{t\|30,166\|aujkex-q2s2}} |
**Shareholders' equity rollforward.**
| In USD million | 2024 H1 | 2024 H2 | 2024 FY-24 | 2025 H1 | 2025 H2 | 2025 FY-25 |
| --- | --- | --- | --- | --- | --- | --- |
| Shareholders' equity at end of period | {{t\|24,119\|aujkex-9b0m}} | {{t\|25,472\|aujkex-mx19}} | — | {{t\|24,725\|aujkex-5gm7}} | {{t\|28,515\|aujkex-4tfw}} | — |
| Net URG's/URL's (16) | {{t\|(1,138)\|aujkex-s2yr}} | {{t\|(1,078)\|aujkex-75fe}} | — | {{t\|(1,762)\|aujkex-xrqy}} | {{t\|(2,085)\|aujkex-tz1s}} | — |
| Adjusted shareholders' equity at end of period | {{t\|22,981\|aujkex-sxyp}} | {{t\|24,394\|aujkex-mbjt}} | — | {{t\|22,963\|aujkex-bzf7}} | {{t\|26,430\|aujkex-vnnp}} | — |
| Average adjusted shareholders' equity of period | {{t\|23,402\|aujkex-uhjn}} | {{t\|23,688\|aujkex-vh0p}} | {{t\|23,545\|aujkex-5udi}} | {{t\|23,678\|aujkex-hspl}} | {{t\|24,696\|aujkex-f1mr}} | {{t\|24,187\|aujkex-94bp}} |
(16) Includes net unrealized gains/(losses) on financial assets, net change in discount rate for (re-)insurance contracts and net change in fair value of underlying items through OCI." |
|---|
|
| id | "aujkex-c16" |
|---|
| chunk | 16 |
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| pages | |
|---|
| heading | "Currency Impact" |
|---|
| tags | |
|---|
| links | | "Underlying earnings" |
| "Gross written premiums" |
| "Insurance revenue" |
| "Insurance service result" |
| "Net investment income" |
|
|---|
| data_items | |
|---|
| effective_tags | | "Gross written premiums" |
| "Insurance revenue" |
| "Insurance service result" |
| "Net investment income" |
| "Underlying earnings" |
|
|---|
| content | "**Currency impact on reported figures (18)(footnote: Variance to the prior year period.). (FY-25)**
| In USD million | Reported (in GC) in USD millions | Reported (in GC) Variance in %1 | in LC Variance in %1 |
| --- | --- | --- | --- |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|8,856\|aujkex-5f85}} | {{t\|14.3%\|aujkex-869j}} | {{t\|14.3%\|aujkex-pk5v}} |
| **Net income attributable to shareholders** | {{t\|6,798\|aujkex-ffdj}} | {{t\|16.9%\|aujkex-y5gh}} | {{t\|16.7%\|aujkex-gpyt}} |
| {{t\|Gross written premiums\|\|Gross written premiums}} | {{t\|50,422\|aujkex-4vzh}} | {{t\|8.1%\|aujkex-ljsv}} | {{t\|7.4%\|aujkex-z0v4}} |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|48,234\|aujkex-wqje}} | {{t\|7.7%\|aujkex-g3js}} | {{t\|6.7%\|aujkex-andv}} |
| {{t\|Insurance service result\|\|Insurance service result}} | {{t\|4,545\|aujkex-7o4w}} | {{t\|29.8%\|aujkex-xnbg}} | {{t\|28.7%\|aujkex-2vki}} |
| {{t\|Net investment income\|\|Net investment income}} | {{t\|2,635\|aujkex-0xgf}} | {{t\|5.3%\|aujkex-3r9o}} | {{t\|5.5%\|aujkex-2n2n}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|5,129\|aujkex-t691}} | {{t\|22.0%\|aujkex-93i0}} | {{t\|21.3%\|aujkex-b7ic}} |
| {{t\|Insurance revenue\|\|Insurance revenue}} | {{t\|12,323\|aujkex-75bz}} | {{t\|5.3%\|aujkex-vrcf}} | {{t\|4.2%\|aujkex-qzas}} |
| PVNBP | {{t\|19,497\|aujkex-uciw}} | {{t\|15.4%\|aujkex-trjl}} | {{t\|14.0%\|aujkex-4rod}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|2,288\|aujkex-fahp}} | {{t\|2.4%\|aujkex-8otb}} | {{t\|1.1%\|aujkex-6z7e}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|(900)\|aujkex-mcvd}} | {{t\|(3.4%)\|aujkex-7lgn}} | {{t\|3.6%\|aujkex-sc3a}} |
| Business {{t\|operating profit\|\|Underlying earnings}} | {{t\|(48)\|aujkex-8wlh}} | {{t\|53.6%\|aujkex-4xww}} | {{t\|54.4%\|aujkex-cr1r}} |
(18) Variance to the prior year period." |
|---|
|
| id | "aujkex-c17" |
|---|
| chunk | 17 |
|---|
| pages | |
|---|
| heading | "Exchange Rates" |
|---|
| tags | |
|---|
| links | |
|---|
| data_items | |
|---|
| effective_tags | |
|---|
| content | "**USD per foreign currency unit exchange rates.**
| USD | Consolidated balance sheets at end-of-period exchange rates 12/31/24 | Consolidated balance sheets at end-of-period exchange rates 12/31/25 | Consolidated income statements and cash flows at average exchange rates 12/31/24 | Consolidated income statements and cash flows at average exchange rates 12/31/25 |
| --- | --- | --- | --- | --- |
| Euro | {{t\|1.0353\|aujkex-jhrr}} | {{t\|1.1741\|aujkex-mszu}} | {{t\|1.0821\|aujkex-916d}} | {{t\|1.1301\|aujkex-jvi6}} |
| Swiss franc | {{t\|1.1035\|aujkex-4rsz}} | {{t\|1.2610\|aujkex-fqi6}} | {{t\|1.1365\|aujkex-yd20}} | {{t\|1.2065\|aujkex-topd}} |
| British pound | {{t\|1.2520\|aujkex-3uz6}} | {{t\|1.3457\|aujkex-xe8j}} | {{t\|1.2781\|aujkex-du3z}} | {{t\|1.3187\|aujkex-1uw3}} |
| Brazilian real | {{t\|0.1619\|aujkex-v2tt}} | {{t\|0.1827\|aujkex-2j5k}} | {{t\|0.1865\|aujkex-op0z}} | {{t\|0.1791\|aujkex-areh}} |
| Australian dollar | {{t\|0.6189\|aujkex-1br2}} | {{t\|0.6669\|aujkex-lnsm}} | {{t\|0.6599\|aujkex-5eyg}} | {{t\|0.6448\|aujkex-fhc1}} |
| Japanese yen | {{t\|0.0064\|aujkex-dxdd}} | {{t\|0.0064\|aujkex-ovv2}} | {{t\|0.0066\|aujkex-u1nw}} | {{t\|0.0067\|aujkex-7rts}} |" |
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