Data:Term map.json

AXA	category "companies" aliases "AXA SA" "AXA Group" wiki_prefix "AXA"
Allianz	category "companies" aliases "Allianz SE" "Allianz Group" wiki_prefix "Allianz"
Zurich	category "companies" aliases "Zurich Insurance Group" "Zurich Insurance Group Ltd" "Zurich Insurance" "ZIG" wiki_prefix "Zurich"
Swiss Re	category "companies" aliases "Swiss Reinsurance Company" "Swiss Reinsurance" "Swiss Re AG" "Swiss Re Ltd" wiki_prefix "Swiss Re"
Munich Re	category "companies" aliases "Munich Reinsurance" "Muenchener Rueck" "Munich Reinsurance Company" "Munich Re Group" wiki_prefix "Munich Re"
Generali	category "companies" aliases "Assicurazioni Generali" "Generali Group" "Generali SpA" wiki_prefix "Generali"
Aviva	category "companies" aliases "Aviva plc" "Aviva Group" wiki_prefix "Aviva"
Prudential	category "companies" aliases "Prudential plc" "Prudential PLC" wiki_prefix "Prudential"
Prudential US	category "companies" aliases "Prudential Financial" "Prudential Financial Inc" "PFI" wiki_prefix "Prudential US"
Chubb	category "companies" aliases "Chubb Limited" "Chubb Ltd" "ACE Limited" wiki_prefix "Chubb"
AIG	category "companies" aliases "American International Group" "AIG Inc" wiki_prefix "AIG"
MetLife	category "companies" aliases "MetLife Inc" "Metropolitan Life" wiki_prefix "MetLife"
Travelers	category "companies" aliases "The Travelers Companies" "Travelers Companies" "Travelers Companies Inc" wiki_prefix "Travelers"
Skyward	category "companies" aliases "Skyward Specialty" "Skyward Specialty Insurance Group" "Skyward Specialty Insurance Group, Inc." "SKWD" wiki_prefix "Skyward"
Hannover Re	category "companies" aliases "Hannover Rueck" "Hannover Reinsurance" "Hannover Re SE" wiki_prefix "Hannover Re"
SCOR	category "companies" aliases "SCOR SE" "SCOR Group" "SCOR Reinsurance" wiki_prefix "SCOR"
Tokio Marine	category "companies" aliases "Tokio Marine Holdings" "Tokio Marine HD" "TMNF" "Tokio Marine & Nichido" wiki_prefix "Tokio Marine"
Berkshire Hathaway	category "companies" aliases "Berkshire" "BRK" "Berkshire Hathaway Inc" wiki_prefix "Berkshire Hathaway"
Intact Financial	category "companies" aliases "Intact" "Intact Financial Corporation" "IFC" wiki_prefix "Intact Financial"
Mapfre	category "companies" aliases "MAPFRE SA" "MAPFRE Group" "MAPFRE" wiki_prefix "Mapfre"
Talanx	category "companies" aliases "Talanx AG" "Talanx Group" "HDI Group" wiki_prefix "Talanx"
Aflac	category "companies" aliases "Aflac Inc" "Aflac Incorporated" "American Family Life" wiki_prefix "Aflac"
Progressive	category "companies" aliases "Progressive Corporation" "The Progressive Corporation" "Progressive Corp" wiki_prefix "Progressive"
Allstate	category "companies" aliases "The Allstate Corporation" "Allstate Corporation" "Allstate Corp" wiki_prefix "Allstate"
Hartford	category "companies" aliases "The Hartford" "Hartford Financial Services" "Hartford Financial Services Group" "The Hartford Financial Services Group" wiki_prefix "Hartford"
RGA	category "companies" aliases "Reinsurance Group of America" "RGA Inc" "RGA Incorporated" wiki_prefix "RGA"
Everest Re	category "companies" aliases "Everest Group" "Everest Re Group" "Everest Reinsurance" wiki_prefix "Everest Re"
Markel	category "companies" aliases "Markel Corporation" "Markel Group" "Markel Corp" wiki_prefix "Markel"
Fairfax	category "companies" aliases "Fairfax Financial" "Fairfax Financial Holdings" "FFH" wiki_prefix "Fairfax"
Beazley	category "companies" aliases "Beazley plc" "Beazley Group" wiki_prefix "Beazley"
Lancashire	category "companies" aliases "Lancashire Holdings" "Lancashire Holdings Limited" wiki_prefix "Lancashire"
Hiscox	category "companies" aliases "Hiscox Ltd" "Hiscox Group" wiki_prefix "Hiscox"
QBE	category "companies" aliases "QBE Insurance" "QBE Insurance Group" wiki_prefix "QBE"
Suncorp	category "companies" aliases "Suncorp Group" "Suncorp Group Limited" wiki_prefix "Suncorp"
Sampo	category "companies" aliases "Sampo Oyj" "Sampo plc" "Sampo Group" wiki_prefix "Sampo"
Ageas	category "companies" aliases "Ageas SA/NV" "Ageas Group" "Fortis Insurance" wiki_prefix "Ageas"
NN Group	category "companies" aliases "NN" "Nationale-Nederlanden" "NN Group NV" wiki_prefix "NN Group"
Aegon	category "companies" aliases "Aegon NV" "Aegon Ltd" "Aegon Group" wiki_prefix "Aegon"
Swiss Life	category "companies" aliases "Swiss Life Holding" "Swiss Life Group" "SLHN" wiki_prefix "Swiss Life"
Helvetia Baloise	category "companies" aliases "Helvetia" "Baloise" "Helvetia Baloise Holding" "Baloise Holding" "Helvetia Holding" "HBAN" wiki_prefix "Helvetia Baloise"
Legal & General	category "companies" aliases "L&G" "Legal and General" "Legal & General Group" "LGEN" wiki_prefix "Legal & General"
Standard Life	category "companies" aliases "Phoenix Group" "Phoenix Group Holdings" "Phoenix" "Standard Life plc" "PHNX" "SDLF" wiki_prefix "Standard Life"
M&G	category "companies" aliases "M&G plc" "M and G" "MNG" wiki_prefix "M&G"
Admiral	category "companies" aliases "Admiral Group" "Admiral Group plc" wiki_prefix "Admiral"
ASR Nederland	category "companies" aliases "a.s.r." "ASR" "a.s.r. Nederland" wiki_prefix "ASR Nederland"
Tryg	category "companies" aliases "Tryg A/S" "Tryg Forsikring" wiki_prefix "Tryg"
Gjensidige	category "companies" aliases "Gjensidige Forsikring" "Gjensidige Forsikring ASA" wiki_prefix "Gjensidige"
Storebrand	category "companies" aliases "Storebrand ASA" "Storebrand Group" wiki_prefix "Storebrand"
Vienna Insurance Group	category "companies" aliases "VIG" "Vienna Insurance Group AG" "Wiener Versicherung Gruppe" wiki_prefix "Vienna Insurance Group"
UNIQA	category "companies" aliases "UNIQA Insurance Group" "Uniqa Group" wiki_prefix "UNIQA"
PZU	category "companies" aliases "PZU Group" "Powszechny Zaklad Ubezpieczen" "PZU SA" wiki_prefix "PZU"
Arch Capital	category "companies" aliases "Arch" "Arch Capital Group" "ACGL" wiki_prefix "Arch Capital"
RenaissanceRe	category "companies" aliases "RenRe" "RenaissanceRe Holdings" "RNR" wiki_prefix "RenaissanceRe"
Axis Capital	category "companies" aliases "AXIS" "Axis Capital Holdings" "AXS" wiki_prefix "Axis Capital"
W.R. Berkley	category "companies" aliases "WR Berkley" "W. R. Berkley" "Berkley" "WRB" wiki_prefix "W.R. Berkley"
Cincinnati Financial	category "companies" aliases "Cincinnati Financial Corporation" "Cincinnati Insurance" "CINF" wiki_prefix "Cincinnati Financial"
Kinsale	category "companies" aliases "Kinsale Capital" "Kinsale Capital Group" "KNSL" wiki_prefix "Kinsale"
Lincoln Financial	category "companies" aliases "Lincoln National" "Lincoln National Corporation" "Lincoln" "LNC" wiki_prefix "Lincoln Financial"
Principal	category "companies" aliases "Principal Financial" "Principal Financial Group" "PFG" wiki_prefix "Principal"
Unum	category "companies" aliases "Unum Group" "UNM" wiki_prefix "Unum"
Corebridge	category "companies" aliases "Corebridge Financial" "CRBG" wiki_prefix "Corebridge"
Equitable	category "companies" aliases "Equitable Holdings" "AXA Equitable" "EQH" wiki_prefix "Equitable"
Globe Life	category "companies" aliases "Globe Life Inc" "Torchmark" wiki_prefix "Globe Life"
Manulife	category "companies" aliases "Manulife Financial" "Manulife Financial Corporation" "MFC" wiki_prefix "Manulife"
Sun Life	category "companies" aliases "Sun Life Financial" "SLF" wiki_prefix "Sun Life"
Great-West Lifeco	category "companies" aliases "Great-West" "Great West Lifeco" "GWO" wiki_prefix "Great-West Lifeco"
MS&AD	category "companies" aliases "MS&AD Insurance Group" "MS&AD Holdings" "Mitsui Sumitomo Insurance" wiki_prefix "MS&AD"
Sompo	category "companies" aliases "Sompo Holdings" "Sompo Japan" "Sompo Group" wiki_prefix "Sompo"
Dai-ichi Life	category "companies" aliases "Dai-ichi Life Holdings" "Dai-ichi" "Daiichi Life" wiki_prefix "Dai-ichi Life"
T&D Holdings	category "companies" aliases "T&D" "T and D Holdings" wiki_prefix "T&D Holdings"
AIA	category "companies" aliases "AIA Group" "AIA Group Limited" wiki_prefix "AIA"
Ping An	category "companies" aliases "Ping An Insurance" "Ping An Group" "Ping An of China" wiki_prefix "Ping An"
China Life	category "companies" aliases "China Life Insurance" "China Life Insurance Company" wiki_prefix "China Life"
CPIC	category "companies" aliases "China Pacific Insurance" "China Pacific" "China Pacific Insurance Group" wiki_prefix "CPIC"
Samsung Fire & Marine	category "companies" aliases "Samsung F&M" "Samsung Fire and Marine" "Samsung Fire & Marine Insurance" wiki_prefix "Samsung Fire & Marine"
IAG	category "companies" aliases "Insurance Australia Group" "IAG Limited" wiki_prefix "IAG"
Unipol	category "companies" aliases "Unipol Gruppo" "UnipolSai" wiki_prefix "Unipol"
Fidelis	category "companies" aliases "Fidelis Insurance" "Fidelis Insurance Holdings" wiki_prefix "Fidelis"
Hamilton	category "companies" aliases "Hamilton Insurance" "Hamilton Insurance Group" wiki_prefix "Hamilton"
SiriusPoint	category "companies" aliases "Sirius Point" "SiriusPoint Ltd" wiki_prefix "SiriusPoint"
Conduit	category "companies" aliases "Conduit Holdings" "Conduit Re" wiki_prefix "Conduit"
IGI	category "companies" aliases "International General Insurance" "IGI Holdings" wiki_prefix "IGI"
White Mountains	category "companies" aliases "White Mountains Insurance" "White Mountains Insurance Group" wiki_prefix "White Mountains"
Loews	category "companies" aliases "Loews Corporation" wiki_prefix "Loews"
CNA	category "companies" aliases "CNA Financial" "CNA Financial Corporation" wiki_prefix "CNA"
Selective	category "companies" aliases "Selective Insurance" "Selective Insurance Group" wiki_prefix "Selective"
Hanover	category "companies" aliases "The Hanover" "Hanover Insurance" "Hanover Insurance Group" wiki_prefix "Hanover"
Old Republic	category "companies" aliases "Old Republic International" "ORI" wiki_prefix "Old Republic"
RLI	category "companies" aliases "RLI Corp" wiki_prefix "RLI"
AFG	category "companies" aliases "American Financial Group" wiki_prefix "AFG"
Palomar	category "companies" aliases "Palomar Holdings" wiki_prefix "Palomar"
Bowhead	category "companies" aliases "Bowhead Specialty" "Bowhead Specialty Holdings" wiki_prefix "Bowhead"
Ategrity	category "companies" aliases "Ategrity Specialty" "Ategrity Specialty Holdings" wiki_prefix "Ategrity"
Assurant	category "companies" aliases "Assurant Inc" wiki_prefix "Assurant"
Kemper	category "companies" aliases "Kemper Corporation" wiki_prefix "Kemper"
Mercury General	category "companies" aliases "Mercury Insurance" "Mercury General Corporation" wiki_prefix "Mercury General"
Definity	category "companies" aliases "Definity Financial" "Definity Financial Corporation" wiki_prefix "Definity"
Trisura	category "companies" aliases "Trisura Group" wiki_prefix "Trisura"
iA Financial	category "companies" aliases "Industrial Alliance" "iA" "iA Financial Group" wiki_prefix "iA Financial"
Línea Directa	category "companies" aliases "Linea Directa" "Línea Directa Aseguradora" wiki_prefix "Línea Directa"
Sabre Insurance	category "companies" aliases "Sabre" "Sabre Insurance Group" wiki_prefix "Sabre Insurance"
Chesnara	category "companies" aliases "Chesnara plc" wiki_prefix "Chesnara"
Mandatum	category "companies" aliases "Mandatum Oyj" "Mandatum plc" wiki_prefix "Mandatum"
Alm. Brand	category "companies" aliases "Alm Brand" "Almindelig Brand" wiki_prefix "Alm. Brand"
Protector Forsikring	category "companies" aliases "Protector" "Protector Forsikring ASA" wiki_prefix "Protector Forsikring"
Voya	category "companies" aliases "Voya Financial" "Voya Financial Inc" wiki_prefix "Voya"
Jackson	category "companies" aliases "Jackson Financial" "Jackson National" wiki_prefix "Jackson"
F&G	category "companies" aliases "F&G Annuities" "FGL" "Fidelity & Guaranty Life" wiki_prefix "F&G"
Brookfield Wealth Solutions	category "companies" aliases "Brookfield Reinsurance" "Brookfield Wealth" wiki_prefix "Brookfield Wealth Solutions"
Ameriprise	category "companies" aliases "Ameriprise Financial" "Ameriprise Financial Inc" wiki_prefix "Ameriprise"
CNO	category "companies" aliases "CNO Financial" "CNO Financial Group" "Conseco" wiki_prefix "CNO"
Primerica	category "companies" aliases "Primerica Inc" wiki_prefix "Primerica"
FWD	category "companies" aliases "FWD Group" "FWD Group Holdings" wiki_prefix "FWD"
Japan Post Insurance	category "companies" aliases "Kampo" "Japan Post Insurance Co" wiki_prefix "Japan Post Insurance"
Sony Financial Group	category "companies" aliases "Sony Financial" "Sony Financial Holdings" wiki_prefix "Sony Financial Group"
PICC	category "companies" aliases "People's Insurance Company of China" "PICC Group" wiki_prefix "PICC"
New China Life	category "companies" aliases "New China Life Insurance" "NCI Insurance" wiki_prefix "New China Life"
China Taiping	category "companies" aliases "China Taiping Insurance" "Taiping" wiki_prefix "China Taiping"
ZhongAn	category "companies" aliases "ZA Online" "ZhongAn Online" "ZhongAn Insurance" wiki_prefix "ZhongAn"
China Re	category "companies" aliases "China Reinsurance" "China Re Group" wiki_prefix "China Re"
Sunshine Insurance	category "companies" aliases "Sunshine" "Sunshine Insurance Group" wiki_prefix "Sunshine Insurance"
DB Insurance	category "companies" aliases "Dongbu Insurance" "DB Insurance Co" wiki_prefix "DB Insurance"
Hyundai Marine & Fire	category "companies" aliases "Hyundai Marine and Fire" "Hyundai Marine & Fire Insurance" wiki_prefix "Hyundai Marine & Fire"
Meritz Financial	category "companies" aliases "Meritz Financial Group" "Meritz" wiki_prefix "Meritz Financial"
Samsung Life	category "companies" aliases "Samsung Life Insurance" wiki_prefix "Samsung Life"
Hanwha Life	category "companies" aliases "Hanwha Life Insurance" wiki_prefix "Hanwha Life"
Fubon Financial	category "companies" aliases "Fubon" "Fubon Financial Holding" wiki_prefix "Fubon Financial"
Cathay Financial	category "companies" aliases "Cathay" "Cathay Financial Holding" wiki_prefix "Cathay Financial"
KGI Financial	category "companies" aliases "KGI" "China Development Financial" "KGI Financial Holding" wiki_prefix "KGI Financial"
Taishin Shinkong	category "companies" aliases "Taishin" "Shin Kong" "Taishin Shinkong Financial" wiki_prefix "Taishin Shinkong"
LIC	category "companies" aliases "Life Insurance Corporation of India" "LIC of India" wiki_prefix "LIC"
SBI Life	category "companies" aliases "SBI Life Insurance" wiki_prefix "SBI Life"
HDFC Life	category "companies" aliases "HDFC Life Insurance" wiki_prefix "HDFC Life"
ICICI Prudential Life	category "companies" aliases "ICICI Pru Life" "ICICI Prudential Life Insurance" wiki_prefix "ICICI Prudential Life"
Max Financial	category "companies" aliases "Max Financial Services" "Axis Max Life" wiki_prefix "Max Financial"
ICICI Lombard	category "companies" aliases "ICICI Lombard General Insurance" wiki_prefix "ICICI Lombard"
Star Health	category "companies" aliases "Star Health and Allied Insurance" "Star Health Insurance" wiki_prefix "Star Health"
New India Assurance	category "companies" aliases "The New India Assurance" "New India Assurance Company" wiki_prefix "New India Assurance"
Go Digit	category "companies" aliases "Go Digit General Insurance" "Digit Insurance" wiki_prefix "Go Digit"
Niva Bupa	category "companies" aliases "Niva Bupa Health Insurance" "Max Bupa" wiki_prefix "Niva Bupa"
GIC Re	category "companies" aliases "General Insurance Corporation of India" "GIC of India" wiki_prefix "GIC Re"
Phoenix Financial	category "companies" aliases "Phoenix Holdings" "The Phoenix Holdings" "Phoenix Financial Israel" wiki_prefix "Phoenix Financial"
Harel	category "companies" aliases "Harel Insurance" "Harel Insurance Investments" wiki_prefix "Harel"
Menora Mivtachim	category "companies" aliases "Menora" "Menora Mivtachim Holdings" wiki_prefix "Menora Mivtachim"
Migdal	category "companies" aliases "Migdal Insurance" "Migdal Insurance & Financial Holdings" wiki_prefix "Migdal"
Clal	category "companies" aliases "Clal Insurance" "Clal Insurance Enterprises" wiki_prefix "Clal"
Sanlam	category "companies" aliases "Sanlam Limited" wiki_prefix "Sanlam"
Old Mutual	category "companies" aliases "Old Mutual Limited" wiki_prefix "Old Mutual"
Discovery	category "companies" aliases "Discovery Limited" "Discovery Group" wiki_prefix "Discovery"
Momentum Group	category "companies" aliases "Momentum Metropolitan" "Momentum" wiki_prefix "Momentum Group"
Santam	category "companies" aliases "Santam Limited" wiki_prefix "Santam"
OUTsurance	category "companies" aliases "OUTsurance Group" "OUTsurance Holdings" wiki_prefix "OUTsurance"
BB Seguridade	category "companies" aliases "BB Seguridade Participacoes" wiki_prefix "BB Seguridade"
Caixa Seguridade	category "companies" aliases "Caixa Seguridade Participacoes" wiki_prefix "Caixa Seguridade"
Porto Seguro	category "companies" aliases "Porto" "Porto Seguro SA" wiki_prefix "Porto Seguro"
IRB Brasil	category "companies" aliases "IRB" "IRB Brasil Re" "IRB-Brasil Resseguros" wiki_prefix "IRB Brasil"
Bupa Arabia	category "companies" aliases "Bupa Arabia for Cooperative Insurance" wiki_prefix "Bupa Arabia"
Tawuniya	category "companies" aliases "The Company for Cooperative Insurance" wiki_prefix "Tawuniya"
Qatar Insurance	category "companies" aliases "QIC" "Qatar Insurance Company" wiki_prefix "Qatar Insurance"
Medibank	category "companies" aliases "Medibank Private" wiki_prefix "Medibank"
nib	category "companies" aliases "nib holdings" "nib health" wiki_prefix "nib"
Great Eastern	category "companies" aliases "Great Eastern Holdings" wiki_prefix "Great Eastern"
Thai Life	category "companies" aliases "Thai Life Insurance" wiki_prefix "Thai Life"
Bangkok Life	category "companies" aliases "Bangkok Life Assurance" wiki_prefix "Bangkok Life"
Bao Viet	category "companies" aliases "Bao Viet Holdings" "BaoViet" wiki_prefix "Bao Viet"
Dhipaya	category "companies" aliases "Dhipaya Group" "TIP" "Dhipaya Group Holdings" wiki_prefix "Dhipaya"
Grupo Sura	category "companies" aliases "Grupo de Inversiones Suramericana" "Sura" wiki_prefix "Grupo Sura"
Quálitas	category "companies" aliases "Qualitas" "Quálitas Controladora" wiki_prefix "Quálitas"
GNP	category "companies" aliases "Grupo Nacional Provincial" wiki_prefix "GNP"
Aon	category "companies" aliases "Aon plc" wiki_prefix "Aon"
WTW	category "companies" aliases "Willis Towers Watson" "Willis" wiki_prefix "WTW"
Arthur J. Gallagher	category "companies" aliases "Gallagher" "AJ Gallagher" wiki_prefix "Arthur J. Gallagher"
Brown & Brown	category "companies" aliases "Brown and Brown" wiki_prefix "Brown & Brown"
Ryan Specialty	category "companies" aliases "Ryan Specialty Holdings" "Ryan" wiki_prefix "Ryan Specialty"
Baldwin	category "companies" aliases "Baldwin Group" "Baldwin Insurance Group" "BRP Group" wiki_prefix "Baldwin"
Goosehead	category "companies" aliases "Goosehead Insurance" wiki_prefix "Goosehead"
Steadfast	category "companies" aliases "Steadfast Group" wiki_prefix "Steadfast"
AUB	category "companies" aliases "AUB Group" "Austbrokers" wiki_prefix "AUB"
Fidelity National Financial	category "companies" aliases "FNF" wiki_prefix "Fidelity National Financial"
First American	category "companies" aliases "First American Financial" wiki_prefix "First American"
Stewart	category "companies" aliases "Stewart Information Services" wiki_prefix "Stewart"
Assured Guaranty	category "companies" aliases "Assured Guaranty Ltd" "AGO" wiki_prefix "Assured Guaranty"
MBIA	category "companies" aliases "MBIA Inc" wiki_prefix "MBIA"
Lemonade	category "companies" aliases "Lemonade Inc" wiki_prefix "Lemonade"
Root	category "companies" aliases "Root Inc" "Root Insurance" wiki_prefix "Root"
Hippo	category "companies" aliases "Hippo Holdings" wiki_prefix "Hippo"
Oscar Health	category "companies" aliases "Oscar" "Oscar Health Inc" wiki_prefix "Oscar Health"
Slide	category "companies" aliases "Slide Insurance" "Slide Insurance Holdings" wiki_prefix "Slide"
HCI	category "companies" aliases "HCI Group" wiki_prefix "HCI"
Universal Insurance	category "companies" aliases "Universal Insurance Holdings" wiki_prefix "Universal Insurance"
American Coastal	category "companies" aliases "American Coastal Insurance" "United Insurance Holdings" wiki_prefix "American Coastal"
Heritage	category "companies" aliases "Heritage Insurance" "Heritage Insurance Holdings" wiki_prefix "Heritage"
UnitedHealth	category "companies" aliases "UnitedHealth Group" "UNH" wiki_prefix "UnitedHealth"
Elevance	category "companies" aliases "Elevance Health" "Anthem" wiki_prefix "Elevance"
Cigna	category "companies" aliases "The Cigna Group" "Cigna Group" wiki_prefix "Cigna"
Humana	category "companies" aliases "Humana Inc" wiki_prefix "Humana"
Centene	category "companies" aliases "Centene Corporation" wiki_prefix "Centene"
Molina	category "companies" aliases "Molina Healthcare" wiki_prefix "Molina"
MGIC	category "companies" aliases "MGIC Investment" wiki_prefix "MGIC"
Radian	category "companies" aliases "Radian Group" wiki_prefix "Radian"
Essent	category "companies" aliases "Essent Group" wiki_prefix "Essent"
Enact	category "companies" aliases "Enact Holdings" wiki_prefix "Enact"
NMI	category "companies" aliases "NMI Holdings" "National MI" wiki_prefix "NMI"
Challenger	category "companies" aliases "Challenger Limited" wiki_prefix "Challenger"
Marsh McLennan	category "companies" aliases "MMC" "Marsh & McLennan" "Marsh and McLennan" "Marsh & McLennan Companies" wiki_prefix "Marsh McLennan"
Triglav	category "companies" aliases "Zavarovalnica Triglav" "Triglav Group" wiki_prefix "Triglav"
Sava Re	category "companies" aliases "Pozavarovalnica Sava" "Sava Insurance Group" "Sava Reinsurance" wiki_prefix "Sava Re"
ADNIC	category "companies" aliases "Abu Dhabi National Insurance" "Abu Dhabi National Insurance Company" wiki_prefix "ADNIC"
Annual report	category "document_categories" issuer_type "companies" aliases "annual_report" "shareholder report" description "Comprehensive yearly financial filing and shareholder report; includes 10-K, 20-F, and Universal Registration Documents."
Interim report	category "document_categories" issuer_type "companies" aliases "interim_report" "half-year report" "half year report" "interim financial report" description "Quarterly or half-year financial filing and shareholder update; includes 10-Q and 6-K filings."
Activity report	category "document_categories" issuer_type "companies" aliases "activity_report" "activity indicators" "activity_indicators" "quarterly indicators" "volume indicators" "management report" "management_report" "management commentary" "MD&A" "management discussion and analysis" "operating and financial review" "rapport de gestion" "business review" description "Management's narrative and activity report on the business — volumes, performance, and outlook. Covers short quarterly activity/volume indicator releases (premiums, AUM) and the broader management report (rapport de gestion), MD&A / Operating & Financial Review, and narrative activity/business reviews. Distinct from the comprehensive Annual report/URD."
Earnings release	category "document_categories" issuer_type "companies" aliases "earnings_press_release" "earnings release" "earnings press release" "results release" "results press release" description "Official text-based press release announcing periodic financial results."
Earnings presentation	category "document_categories" issuer_type "companies" aliases "earnings_presentation" "analyst_presentation" "analyst presentation" "results presentation" "earnings call presentation" "results slides" description "Slide deck presented to analysts and investors during periodic earnings calls."
Financial supplement	category "document_categories" issuer_type "companies" aliases "financial_supplement" "databook" "data supplement" "financial data supplement" "statistical supplement" description "Detailed financial data tables, databooks, and historical metrics, typically segmenting the business; may be a spreadsheet, PDF, or slide deck."
Transcript	category "document_categories" issuer_type "companies" aliases "transcript" "earnings call transcript" "call transcript" "investor day transcript" description "Word-for-word text record of an earnings call, investor day, or similar event."
SFCR	category "document_categories" issuer_type "companies" aliases "sfcr" "solvency and financial condition report" description "Solvency and Financial Condition Report — the mandatory Solvency II public disclosure."
QRT	category "document_categories" issuer_type "companies" aliases "qrt" "quantitative reporting templates" "quantitative reporting template" description "Quantitative Reporting Templates — the standardized raw Solvency II data templates."
Embedded value report	category "document_categories" issuer_type "companies" aliases "embedded_value_report" "embedded value report" "embedded value" "MCEV" "EEV" "EV" description "Actuarial report on the present value of future profits; includes EV, MCEV, EEV, and Value of New Business (VNB) disclosures."
Statutory filing	category "document_categories" issuer_type "companies" aliases "statutory_filing" "regulatory_filing" "statutory filing" "regulatory filing" "NAIC filing" "statutory statements" description "Standardized financial statements required by regional insurance regulators (e.g., US NAIC filings)."
Accounting disclosure	category "document_categories" issuer_type "companies" aliases "accounting_disclosure" "accounting disclosure" "IFRS 17 transition" "IFRS 9 transition" "restatement" "transition report" description "Standalone document detailing accounting methodology changes, restatements, or transitions (e.g., IFRS 17 or IFRS 9 transition reports)."
CMD presentation	category "document_categories" issuer_type "companies" aliases "cmd_presentation" "investor_presentation" "cmd presentation" "investor presentation" "capital markets day" "investor day" "strategy presentation" description "Strategic slide deck for deep-dive investor events; includes Capital Markets Day and Investor Day presentations."
Proxy statement	category "document_categories" issuer_type "companies" aliases "proxy_statement" "proxy statement" "AGM notice" "notice of meeting" "proxy circular" description "Document detailing board nominations, executive compensation, and shareholder voting matters."
ESG report	category "document_categories" issuer_type "companies" aliases "esg_report" "esg report" "sustainability report" "sustainability" "climate report" "TCFD report" description "Standalone document covering climate, environmental, social, and governance metrics; includes Sustainability reports."
Press release	category "document_categories" issuer_type "companies" aliases "press_release" "press release" "media release" "ad-hoc release" "M&A announcement" "catastrophe loss estimate" "leadership change" description "Ad-hoc corporate communication — M&A announcements, catastrophe loss estimates, or leadership changes."
Industry report	category "document_categories" issuer_type "industry organizations" aliases "industry report" "sector report" "trade body report" "industry association report" "market report" description "Sector or market report published by an industry organization or trade body rather than a single issuer."
Reference document	category "document_categories" issuer_type "regulators" aliases "reference_document" "reference document" "accounting standard" "regulation" "technical specification" description "Normative or standard-setting text (e.g., an IFRS standard, ISO specification, or regulation) that is interpreted rather than fact-extracted."
Form 10-K	category "document_types" document_category "Annual report" aliases "10-K" "10K" "Form 10K" "annual report on Form 10-K" description "SEC annual report filing of US domestic registrants."
Form 20-F	category "document_types" document_category "Annual report" aliases "20-F" "20F" "Form 20F" description "SEC annual report filing of foreign private issuers."
Universal Registration Document	category "document_types" document_category "Annual report" aliases "URD" "registration document" "document d'enregistrement universel" description "EU (AMF) universal registration document — the annual-report format of French and other EU issuers."
Form 10-Q	category "document_types" document_category "Interim report" aliases "10-Q" "10Q" "Form 10Q" description "SEC quarterly report filing of US domestic registrants."
Form 6-K	category "document_types" document_category "Interim report" aliases "6-K" "6K" "Form 6K" description "SEC interim report of foreign private issuers furnishing home-market disclosures."
DEF 14A	category "document_types" document_category "Proxy statement" aliases "Form DEF 14A" "definitive proxy statement" "Schedule 14A" description "SEC definitive proxy statement for the annual meeting."
Form 8-K	category "document_types" document_category "Press release" aliases "8-K" "8K" "Form 8K" "current report" description "SEC current report for ad-hoc material events."
EURO STOXX 50	category "indices" aliases "eurostoxx 50" "euro stoxx" "stoxx 50" yahoo_ticker "^STOXX50E" wiki_prefix "EURO STOXX 50"
STOXX 600	category "indices" aliases "stoxx europe 600" "euro stoxx 600" yahoo_ticker "^STOXX" wiki_prefix "STOXX 600"
STOXX Insurance	category "indices" aliases "stoxx europe 600 insurance" "euro stoxx insurance" "european insurance index" yahoo_ticker "EXH5.DE" wiki_prefix "STOXX Insurance" note "Tracked via the iShares STOXX Europe 600 Insurance UCITS ETF (EXH5.DE), not the raw STOXX 600 Insurance index."
S&P 500	category "indices" aliases "sp 500" "sp500" "s&p500" "standard and poor 500" yahoo_ticker "^GSPC" wiki_prefix "S&P 500"
S&P Insurance	category "indices" aliases "sp insurance" "spdr s&p insurance" yahoo_ticker "KIE" wiki_prefix "S&P Insurance" note "Tracked via the SPDR S&P Insurance ETF (KIE), not a raw S&P insurance index."
CAC 40	category "indices" aliases "cac40" "cac 40 index" "paris cac" yahoo_ticker "^FCHI" wiki_prefix "CAC 40"
DAX	category "indices" aliases "dax 40" "dax index" "frankfurt dax" "german dax" yahoo_ticker "^GDAXI" wiki_prefix "DAX"
FTSE 100	category "indices" aliases "ftse100" "ftse 100 index" "london ftse" yahoo_ticker "^FTSE" wiki_prefix "FTSE 100"
Nikkei 225	category "indices" aliases "nikkei" "nikkei index" "nikkei 225 index" "tokyo nikkei" yahoo_ticker "^N225" wiki_prefix "Nikkei 225"
SMI	category "indices" aliases "swiss market index" "smi index" "swiss smi" yahoo_ticker "^SSMI" wiki_prefix "SMI"
FTSE MIB	category "indices" aliases "ftse mib index" "mib" "milan ftse mib" "italian ftse mib" yahoo_ticker "FTSEMIB.MI" wiki_prefix "FTSE MIB"
IBEX 35	category "indices" aliases "ibex" "ibex35" "madrid ibex" "spanish ibex" yahoo_ticker "^IBEX" wiki_prefix "IBEX 35"
AEX	category "indices" aliases "aex index" "amsterdam exchange index" "amsterdam aex" yahoo_ticker "^AEX" wiki_prefix "AEX"
ASX 200	category "indices" aliases "s&p/asx 200" "asx200" "asx 200 index" "australian asx" yahoo_ticker "^AXJO" wiki_prefix "ASX 200"
S&P/TSX	category "indices" aliases "s&p/tsx composite" "tsx" "tsx composite" "toronto tsx" yahoo_ticker "^GSPTSE" wiki_prefix "S&P TSX"
OMX Helsinki 25	category "indices" aliases "omxh25" "omx helsinki" "helsinki omx" yahoo_ticker "^OMXH25"
BEL 20	category "indices" aliases "bel20" "bel 20 index" "brussels bel" yahoo_ticker "^BFX" review_status "validated" comment "Good." reviewed_by "Wikilah admin" reviewed_at "2026-06-25T13:29:51Z"
FTSE 250	category "indices" aliases "ftse250" "ftse 250 index" "london ftse 250" yahoo_ticker "^FTMC" review_status "validated" comment "Good." reviewed_by "Wikilah admin" reviewed_at "2026-06-25T13:30:03Z"
MDAX	category "indices" aliases "mdax index" "german mdax" yahoo_ticker "^MDAXI"
Hang Seng	category "indices" aliases "HSI" "hang seng index" "hong kong hang seng" yahoo_ticker "^HSI" wiki_prefix "Hang Seng"
KOSPI	category "indices" aliases "kospi composite" "korea composite" "kospi index" yahoo_ticker "^KS11" wiki_prefix "KOSPI"
ATX	category "indices" aliases "austrian traded index" "vienna atx" "atx index" yahoo_ticker "^ATX"
OMX Copenhagen 25	category "indices" aliases "omxc25" "omx copenhagen" "copenhagen omx" yahoo_ticker "^OMXC25"
WIG20	category "indices" aliases "wig 20" "warsaw wig20" "wig20 index" yahoo_ticker "WIG20.WA"
OSEBX	category "indices" aliases "oslo bors benchmark" "oslo benchmark index" "osebx index" yahoo_ticker "OSEBX.OL"
Gross Written Premiums	category "kpis" id "gross_written_premium" group "volume" unit "currency" abbreviation "GWP" aliases "GWP" "gross premiums written" "gross written premium" definition "Total premiums written (gross of reinsurance) before earning."
Net Written Premiums	category "kpis" id "net_written_premium" group "volume" unit "currency" abbreviation "NWP" aliases "NWP" "net premiums written" "net written premium" definition "Premiums written net of outward reinsurance."
Insurance Revenue	category "kpis" id "insurance_revenue" group "volume" unit "currency" aliases "insurance revenue" "insurance revenues" definition "IFRS 17 insurance revenue (earned; excludes investment components). Not equal to GWP."
Other Revenue	category "kpis" id "other_revenue" group "volume" unit "currency" aliases "other revenue" "other revenues" definition "Non-premium revenues (fees, asset-management revenue, etc.)."
Total Revenue	category "kpis" id "total_revenue" group "volume" unit "currency" aliases "total revenue" "total revenues" definition "Total group revenue (IFRS)."
Gross Written Premiums & Other Revenues	category "kpis" id "gross_written_premium_and_other_revenue" group "volume" unit "currency" aliases "GWP & other revenues" "premiums and other revenues" "total premiums and other revenue" definition "gross_written_premium + other_revenue (AXA-style top-line aggregate)."
Assets Under Management	category "kpis" id "assets_under_management" group "volume" unit "currency" abbreviation "AUM" aliases "AUM" "assets under management" definition "Third-party plus general-account assets managed by the group's asset-management arm."
Net Investment Income	category "kpis" id "net_investment_income" group "pnl" unit "currency" aliases "net investment income" "investment return" "investment result" "investment income" "net investment result" definition "Net investment result recognised in P&L (income net of investment expenses)."
Insurance Service Result	category "kpis" id "insurance_service_result" group "pnl" unit "currency" abbreviation "ISR" aliases "ISR" "insurance service result" definition "insurance_revenue - insurance_service_expense (+/- reinsurance result). The IFRS 17 underwriting result." spec_status "proposed"
Insurance Service Expense	category "kpis" id "insurance_service_expense" group "pnl" unit "currency" abbreviation "ISE" aliases "ISE" "insurance service expenses" definition "Incurred claims + attributable expenses + loss-component movements (IFRS 17)." spec_status "proposed"
Insurance Finance Income/Expense	category "kpis" id "insurance_finance_income_expense" group "pnl" unit "currency" abbreviation "IFIE" aliases "IFIE" "insurance finance result" "insurance finance income or expenses" definition "Unwind of discount + effect of financial-assumption changes on insurance liabilities (IFRS 17), through P&L and/or OCI." spec_status "proposed"
CSM Release	category "kpis" id "csm_release" group "pnl" unit "currency" aliases "CSM amortisation" "CSM recognised in P&L" "CSM release" definition "CSM released to P&L for services provided in the period." spec_status "proposed"
Underlying Earnings (Before Tax)	category "kpis" id "underlying_earnings_before_tax" group "pnl" unit "currency" aliases "underlying earnings before tax" "operating earnings before tax" "pre-tax underlying earnings" definition "Underlying/operating earnings before tax."
Underlying Earnings	category "kpis" id "underlying_earnings" group "pnl" unit "currency" abbreviation "UE" aliases "UE" "underlying earnings" "operating earnings" "operating profit" "operating income" "operating result" "underlying earnings group share" definition "Recurring operating result attributable to shareholders, after tax (excludes realised gains/losses and one-offs)."
Hybrid Instrument Financing Charges	category "kpis" id "hybrid_instrument_financing_charges" group "pnl" unit "currency" aliases "hybrid instrument financing charges" "hybrid debt charges before tax" "hybrid coupon charges" definition "Financing charges on hybrid/undated subordinated instruments (before tax by default)."
Hybrid Instrument Financing Charges (After Tax)	category "kpis" id "hybrid_instrument_financing_charges_after_tax" group "pnl" unit "currency" aliases "hybrid financing charges" "subordinated debt charges after tax" "hybrid debt charges" "undated debt cost" definition "After-tax financing charges on hybrid/undated subordinated instruments. One common adjustment item deducted to derive adjusted earnings."
Debt Financing Charges	category "kpis" id "debt_financing_charges" group "pnl" unit "currency" aliases "debt financing charges" "interest expense on debt" "financing costs" definition "Financing/interest charges on debt instruments (senior + subordinated). Excludes hybrid instrument financing charges (equity-classified distributions)."
Debt Financing Charges (After Tax)	category "kpis" id "debt_financing_charges_after_tax" group "pnl" unit "currency" aliases "debt financing charges after tax" "net interest expense" "after-tax financing costs" definition "Financing charges on debt instruments (senior + subordinated), after tax. Excludes hybrid charges. = debt_financing_charges x (1 - holding_company_tax_rate)."
Income Before Tax	category "kpis" id "income_before_tax" group "pnl" unit "currency" abbreviation "PBT" aliases "PBT" "profit before tax" "income before tax" "pre-tax income" "earnings before tax" "EBT" definition "Total consolidated income before tax."
Net Income	category "kpis" id "net_income_attributable_to_parent" group "pnl" unit "currency" abbreviation "NI" aliases "NI" "net profit" "net result" "net income group share" "bottom line" "net income attributable to shareholders" definition "Net income attributable to the parent's shareholders (group share, after NCI)."
Adjusted Underlying Earnings	category "kpis" id "adjusted_underlying_earnings" group "pnl" unit "currency" aliases "adjusted underlying earnings" "adjusted operating earnings" definition "Underlying earnings adjusted for company-specific items (e.g., hybrid coupons) = underlying_earnings - adjustment items."
Adjusted Net Income	category "kpis" id "adjusted_net_income" group "pnl" unit "currency" aliases "adjusted net income" "net income net of hybrid" definition "Net income adjusted for company-specific items (e.g., hybrid/RT1 coupon charges for AXA, other normalisation items for other carriers) = net_income_attributable_to_parent - adjustment items." review_status "validated" comment "Useful for US companies." reviewed_by "Wikilah admin" reviewed_at "2026-06-25T09:20:02Z"
EPS Basis Earnings	category "kpis" id "eps_basis_earnings" group "pnl" unit "currency" aliases "EPS basis earnings" "EPS numerator" "earnings for EPS" definition "Earnings figure used as the numerator for reported EPS (net income adjusted per IAS 33 for hybrid coupons, preference dividends, etc.)."
Underlying EPS Basis Earnings	category "kpis" id "underlying_eps_basis_earnings" group "pnl" unit "currency" aliases "underlying EPS basis earnings" "underlying EPS numerator" "underlying earnings for EPS" definition "Underlying earnings figure used as the numerator for underlying EPS (underlying earnings adjusted for hybrid coupons, etc.)."
Payout Ratio Basis Earnings	category "kpis" id "payout_ratio_basis_earnings" group "pnl" unit "currency" aliases "payout ratio basis earnings" "payout basis earnings" "prior year underlying earnings" definition "Earnings figure used as the denominator for payout ratio calculations. Company-specific (may be underlying earnings, adjusted earnings, or another basis)."
Effective Tax Rate	category "kpis" id "effective_tax_rate" group "pnl" unit "%" abbreviation "ETR" aliases "ETR" "effective tax rate" "group tax rate" "group income tax rate" "group effective tax rate" definition "Income tax expense / pre-tax profit."
Underlying Earnings Tax Rate	category "kpis" id "underlying_earnings_tax_rate" group "pnl" unit "%" aliases "underlying earnings tax rate" "operating earnings tax rate" definition "Tax / pre-tax underlying earnings; bridges underlying_earnings_before_tax to underlying_earnings."
Holding Company Tax Rate	category "kpis" id "holding_company_tax_rate" group "pnl" unit "%" aliases "holding company tax rate" "holdco tax rate" definition "Tax rate applicable at the holding company level. Used to derive after-tax debt financing charges from before-tax charges."
Combined Ratio	category "kpis" id "combined_ratio" group "non_life" unit "%" abbreviation "CoR" aliases "CoR" "C/R" "combined operating ratio" definition "loss_ratio + underwriting_expense_ratio (net earned premium basis). <100% = underwriting profit."
Loss Ratio	category "kpis" id "loss_ratio" group "non_life" parent "combined_ratio" unit "%" abbreviation "LR" aliases "LR" "claims ratio" "incurred loss ratio" definition "Incurred claims / net earned premium = undiscounted_cy_attritional_loss_ratio + natural_catastrophe_loss_ratio + prior_year_reserve_development_loss_ratio + discount_effect_on_loss_ratio."
Undiscounted Current-Year Attritional Loss Ratio	category "kpis" id "undiscounted_cy_attritional_loss_ratio" group "non_life" parent "loss_ratio" unit "%" abbreviation "CY Attritional" aliases "CY loss ratio" "CY attritional loss ratio" "accident year attritional loss ratio" "undiscounted CY loss ratio" definition "Current accident-year non-cat claims / net earned premium, before discount effect."
Natural Catastrophe Loss Ratio	category "kpis" id "natural_catastrophe_loss_ratio" group "non_life" parent "loss_ratio" unit "%" abbreviation "Cat Loss Ratio" aliases "cat loss ratio" "nat cat loss ratio" "natural catastrophe loss ratio" "cat load" definition "Natural-catastrophe claims / net earned premium."
Prior-Year Reserve Development Loss Ratio	category "kpis" id "prior_year_reserve_development_loss_ratio" group "non_life" parent "loss_ratio" unit "%" abbreviation "PY Reserve Dev" aliases "PY reserve dev" "reserve development ratio" "prior year development" "prior year reserve development" definition "Prior-year claims reserve movement / net earned premium. Sign convention: NEGATIVE = favourable release (reduces loss/combined ratio); POSITIVE = adverse strengthening."
Discount Effect on Loss Ratio	category "kpis" id "discount_effect_on_loss_ratio" group "non_life" parent "loss_ratio" unit "%" aliases "discount effect" "discount on loss ratio" "IFRS 17 discount effect" definition "Effect of discounting on the loss ratio (IFRS 17). Difference between discounted and undiscounted loss ratios."
Underwriting Expense Ratio	category "kpis" id "underwriting_expense_ratio" group "non_life" parent "combined_ratio" unit "%" abbreviation "ER" aliases "ER" "expense ratio" "cost ratio" "management expense ratio" "underwriting expense ratio" definition "commission_ratio + admin_expense_ratio (net earned premium basis)."
Commission Ratio	category "kpis" id "commission_ratio" group "non_life" parent "underwriting_expense_ratio" unit "%" aliases "commission ratio" "acquisition expense ratio" definition "Acquisition costs (commissions + DAC amortisation) / net earned premium."
Administrative Expense Ratio	category "kpis" id "admin_expense_ratio" group "non_life" parent "underwriting_expense_ratio" unit "%" aliases "admin expense ratio" "G&A ratio" "general expense ratio" definition "Administrative/G&A expenses / net earned premium."
Underwriting Result	category "kpis" id "underwriting_result" group "non_life" unit "currency" abbreviation "UW result" aliases "UW result" "underwriting profit" "underwriting income" definition "Net earned premium - claims - expenses (technical result). IFRS 17 ~ insurance service result."
Annual Premium Equivalent	category "kpis" id "annual_premium_equivalent" group "life_new_business" unit "currency" abbreviation "APE" aliases "APE" "annual premium equivalent" definition "Regular premiums + 10% of single premiums (life new-business volume)." spec_status "proposed"
Present Value of New Business Premiums	category "kpis" id "present_value_of_new_business_premiums" group "life_new_business" unit "currency" abbreviation "PVNBP" aliases "PVNBP" "PVEP" "present value of expected premiums" definition "PV of expected premiums on new business (NBV-margin denominator)."
New Business Value	category "kpis" id "new_business_value" group "life_new_business" unit "currency" abbreviation "NBV" aliases "NBV" "value of new business" "VNB" definition "PV of future shareholder profits from new business written (after tax)."
New Business Margin	category "kpis" id "new_business_margin" group "life_new_business" unit "%" abbreviation "NBV Margin" aliases "NBV margin" "new business value margin" definition "new_business_value / present_value_of_new_business_premiums."
New Business CSM (Before Tax)	category "kpis" id "new_business_csm_before_tax" group "life_new_business" unit "currency" abbreviation "NB CSM BT" aliases "NB CSM before tax" "new business CSM pre-tax" "NB CSM" definition "CSM added from new business written in the period (before tax). IFRS 17 life."
New Business CSM (After Tax)	category "kpis" id "new_business_csm_after_tax" group "life_new_business" unit "currency" abbreviation "NB CSM AT" aliases "NB CSM after tax" "new business CSM post-tax" definition "CSM added from new business written in the period (after tax). IFRS 17 life."
Total Assets	category "kpis" id "total_assets" group "balance_sheet" unit "currency" abbreviation "TA" aliases "total assets" definition "Total consolidated assets."
Total Intangible Assets	category "kpis" id "total_intangible_assets" group "balance_sheet" unit "currency" aliases "intangible assets" "intangibles" definition "goodwill + other_intangible_assets."
Goodwill	category "kpis" id "goodwill" group "balance_sheet" parent "total_intangible_assets" unit "currency" aliases "goodwill" definition "Goodwill arising on acquisitions."
Other Intangible Assets	category "kpis" id "other_intangible_assets" group "balance_sheet" parent "total_intangible_assets" unit "currency" aliases "other intangibles" "other intangible assets" definition "Intangibles other than goodwill (VOBA, software, distribution agreements)."
Total Liabilities	category "kpis" id "total_liabilities" group "balance_sheet" unit "currency" aliases "total liabilities" definition "Total consolidated liabilities."
Technical Provisions	category "kpis" id "technical_provisions" group "balance_sheet" unit "currency" aliases "insurance contract liabilities" "technical reserves" "insurance liabilities" definition "Total insurance contract liabilities. IFRS 17 ~ best_estimate_liabilities + risk_adjustment + CSM (gross of reinsurance)."
Best Estimate Liabilities	category "kpis" id "best_estimate_liabilities" group "balance_sheet" parent "technical_provisions" unit "currency" abbreviation "BEL" aliases "BEL" "present value of future cash flows" "PVFCF" "best estimate" definition "Probability-weighted PV of future insurance cash flows (IFRS 17 / Solvency II building block)."
Risk Adjustment	category "kpis" id "risk_adjustment" group "balance_sheet" parent "technical_provisions" unit "currency" abbreviation "RA" aliases "RA" "risk adjustment" definition "IFRS 17 risk adjustment for non-financial risk."
Contractual Service Margin	category "kpis" id "csm" group "balance_sheet" parent "technical_provisions" unit "currency" abbreviation "CSM" aliases "CSM" "contractual service margin" "pre-tax CSM" "CSM before tax" definition "Unearned profit on in-force contracts, released to P&L over coverage (IFRS 17). Before tax by definition." review_status "validated" comment "KPI required. Clear name." reviewed_by "Wikilah admin" reviewed_at "2026-06-25T09:23:00Z"
Contractual Service Margin (After Tax)	category "kpis" id "csm_after_tax" group "balance_sheet" unit "currency" aliases "CSM after tax" "post-tax CSM" "net CSM" definition "csm x (1 - csm_tax_rate)."
CSM Tax Rate	category "kpis" id "csm_tax_rate" group "balance_sheet" unit "%" aliases "CSM tax rate" definition "Tax rate applied to before-tax CSM to derive after-tax CSM." review_status "validated" comment "Clear name. KPI required to move between CSM before tax and CSM after tax." reviewed_by "Wikilah admin" reviewed_at "2026-06-25T09:22:24Z"
Financing Debt	category "kpis" id "financing_debt" group "balance_sheet" unit "currency" aliases "financing debt" "gross financial debt" definition "Total financing/financial debt = senior_debt + subordinated_debt (excl. undated/hybrid if equity-classified)."
Senior Debt	category "kpis" id "senior_debt" group "balance_sheet" parent "financing_debt" unit "currency" aliases "senior financing debt" "financing debt (senior)" definition "Senior (non-subordinated) financing debt."
Subordinated Debt	category "kpis" id "subordinated_debt" group "balance_sheet" parent "financing_debt" unit "currency" aliases "dated subordinated debt" "sub debt" "subordinated bonds" definition "Dated subordinated debt (liability-classified)."
Total Shareholders' Equity	category "kpis" id "total_shareholders_equity" group "balance_sheet" unit "currency" aliases "total shareholders equity" "total equity" "total shareholders' equity" definition "shareholders_equity_group_share + non_controlling_interest (+ hybrid if equity-classified)."
Shareholders' Equity (Group Share)	category "kpis" id "shareholders_equity_group_share" group "balance_sheet" parent "total_shareholders_equity" unit "currency" abbreviation "SE" aliases "shareholders equity group share" "shareholders' equity group share" "equity attributable to parent" "parent equity" "SE" definition "Equity attributable to the parent's shareholders (excludes NCI and hybrid)."
Non-Controlling Interests	category "kpis" id "non_controlling_interest" group "balance_sheet" parent "total_shareholders_equity" unit "currency" abbreviation "NCI" aliases "NCI" "minority interests" "minorities" "non-controlling interests" definition "Equity attributable to minority shareholders of subsidiaries."
Hybrid Equity	category "kpis" id "hybrid_equity" group "balance_sheet" unit "currency" aliases "undated subordinated debt" "deeply subordinated debt" "hybrid capital" "RT1" definition "Undated/deeply-subordinated instruments classified as equity (e.g. RT1)."
Retained Earnings	category "kpis" id "retained_earnings" group "balance_sheet" unit "currency" aliases "retained earnings" definition "Accumulated undistributed profits within equity."
Other Comprehensive Income	category "kpis" id "other_comprehensive_income" group "balance_sheet" unit "currency" abbreviation "OCI" aliases "OCI" "other comprehensive income" definition "Items recognised in equity outside P&L (FVOCI, IFIE OCI option, FX, etc.)."
Gearing Basis Shareholders' Equity	category "kpis" id "gearing_basis_shareholders_equity" group "balance_sheet" unit "currency" aliases "gearing basis shareholders equity" "adjusted shareholders equity" "adjusted equity" "common equity ex-hybrid" definition "Shareholders' equity (group share) on the basis used for gearing calculations (e.g., less hybrid/RT1 instruments). Company-specific."
RoE Basis Shareholders' Equity	category "kpis" id "roe_basis_shareholders_equity" group "balance_sheet" unit "currency" aliases "RoE basis shareholders equity" definition "Shareholders' equity (group share) on the basis used for RoE (period-end, company-specific adjustments such as ex-hybrid)."
RoE Basis Average Shareholders' Equity	category "kpis" id "roe_basis_average_shareholders_equity" group "balance_sheet" unit "currency" aliases "RoE basis average shareholders equity" "average RoE basis equity" "RoE denominator equity" definition "Period-average of roe_basis_shareholders_equity (typically (opening+closing)/2). RoE and Underlying RoE denominator."
Tangible Net Asset Value	category "kpis" id "tangible_net_asset_value" group "balance_sheet" unit "currency" aliases "tangible NAV" "tangible net asset value" "tangible equity" "tangible book value" definition "shareholders_equity_group_share - total_intangible_assets."
Debt Gearing	category "kpis" id "gearing" group "balance_sheet" unit "%" aliases "gearing" "leverage ratio" "debt gearing" definition "financing_debt / (financing_debt + gearing_basis_shareholders_equity), or debt/equity - confirm house definition."
IFRS Economic Value	category "kpis" id "ifrs_economic_value" group "balance_sheet" unit "currency" abbreviation "IFRS EV" aliases "IFRS EV" "IFRS economic value" "IFRS embedded value" definition "Economic value computed on an IFRS basis (where disclosed)."
Solvency Ratio	category "kpis" id "solvency_ratio" group "solvency" unit "%" abbreviation "SII" aliases "SII" "solvency II ratio" "S2 ratio" "solvency 2 ratio" "SST ratio" definition "available_capital / required_capital (eligible own funds / SCR)."
Available Capital	category "kpis" id "available_capital" group "solvency" unit "currency" aliases "eligible own funds" "own funds" "available solvency capital" definition "Eligible own funds available to meet the SCR / required capital."
Required Capital	category "kpis" id "required_capital" group "solvency" unit "currency" abbreviation "SCR" aliases "SCR" "solvency capital requirement" "required solvency capital" definition "Solvency capital requirement (SCR under Solvency II; equivalent under other regimes)."
Excess Capital	category "kpis" id "excess_capital" group "solvency" unit "currency" aliases "excess solvency capital" "capital surplus" definition "available_capital - required_capital."
Target Solvency Ratio	category "kpis" id "target_solvency_ratio" group "solvency" unit "%" aliases "target solvency ratio" "solvency target" definition "Management's target solvency ratio / operating range (guidance)."
Cash Remittance	category "kpis" id "cash_remittance" group "capital_management" unit "currency" aliases "net cash remittance" "remittances" "cash remittance from subsidiaries" definition "Cash upstreamed from operating subsidiaries to the holding company."
Remittance Ratio Basis Earnings	category "kpis" id "remittance_ratio_basis_earnings" group "capital_management" unit "currency" aliases "remittance ratio basis earnings" "subsidiary adjusted earnings" "prior year subsidiary adjusted earnings" definition "Earnings figure used as the denominator for the remittance ratio. Company-specific (typically subsidiary adjusted/underlying earnings)."
Cash Remittance Ratio	category "kpis" id "remittance_ratio" group "capital_management" unit "%" aliases "remittance ratio" "cash remittance ratio" "cash upstreaming ratio" definition "cash_remittance / remittance_ratio_basis_earnings."
Holding Company Cash	category "kpis" id "holding_company_cash" group "capital_management" unit "currency" aliases "holding company cash" "closing cash balance" "holding cash" "cash at holding" definition "Holding-company cash balance (period-end)."
Dividends Paid	category "kpis" id "dividend_paid" group "shareholder_payout" parent "total_shareholder_payout" unit "currency" aliases "dividends" "dividend paid" "cash dividend" definition "Total cash dividends paid in the period."
Share Buy-backs	category "kpis" id "share_buyback" group "shareholder_payout" parent "total_shareholder_payout" unit "currency" aliases "buyback" "share buyback" "share repurchase" definition "Cash spent on share repurchases in the period."
Total Shareholder Payout	category "kpis" id "total_shareholder_payout" group "shareholder_payout" unit "currency" aliases "total payout" "dividends plus buybacks" "total distribution" definition "dividend_paid + share_buyback."
Dividend Payout Ratio	category "kpis" id "dividend_payout_ratio" group "shareholder_payout" parent "total_payout_ratio" unit "%" aliases "dividend payout ratio" "payout ratio" definition "dividend_paid / payout_ratio_basis_earnings."
Buyback Payout Ratio	category "kpis" id "buyback_payout_ratio" group "shareholder_payout" parent "total_payout_ratio" unit "%" aliases "buyback payout ratio" "share repurchase payout ratio" definition "share_buyback / payout_ratio_basis_earnings."
Total Payout Ratio	category "kpis" id "total_payout_ratio" group "shareholder_payout" unit "%" aliases "total payout ratio" definition "total_shareholder_payout / payout_ratio_basis_earnings."
Dividend Yield	category "kpis" id "dividend_yield" group "shareholder_payout" parent "shareholder_payout_yield" unit "%" aliases "dividend yield" "div yield" definition "dividend_per_share / share_price."
Buyback Yield	category "kpis" id "buyback_yield" group "shareholder_payout" parent "shareholder_payout_yield" unit "%" aliases "buyback yield" "repurchase yield" definition "share_buyback / market_capitalization."
Shareholder Payout Yield	category "kpis" id "shareholder_payout_yield" group "shareholder_payout" unit "%" aliases "total payout yield" "shareholder yield" definition "dividend_yield + buyback_yield (= total_shareholder_payout / market_capitalization)."
Target Payout Ratio	category "kpis" id "target_payout_ratio" group "shareholder_payout" unit "%" aliases "target payout ratio" "payout target" definition "Management's target dividend/total payout ratio (guidance)."
Share Price	category "kpis" id "share_price" group "equity_valuation" unit "per_share" aliases "share price" "stock price" "price per share" definition "Market price per share (specify period-end or average)."
Shares Outstanding	category "kpis" id "shares_outstanding" group "equity_valuation" unit "shares" aliases "shares outstanding" "period-end shares" "number of shares" definition "Period-end ordinary shares outstanding (net of treasury)."
Average Shares Outstanding	category "kpis" id "average_shares_outstanding" group "equity_valuation" unit "shares" aliases "weighted average shares" "average diluted shares" definition "Weighted-average shares over the period."
Market Capitalization	category "kpis" id "market_capitalization" group "equity_valuation" unit "currency" abbreviation "Mkt Cap" aliases "market cap" "market capitalization" definition "share_price x shares_outstanding."
Price to Earnings	category "kpis" id "price_to_earnings" group "equity_valuation" unit "x" abbreviation "P/E" aliases "P/E" "price/earnings" "PE ratio" "PER" definition "market_capitalization / net_income_attributable_to_parent (or share_price / EPS)."
Price to Book	category "kpis" id "price_to_book" group "equity_valuation" unit "x" abbreviation "P/B" aliases "P/B" "price/book" "PB ratio" definition "market_capitalization / shareholders_equity_group_share (or share_price / book_value_per_share)."
Total Shareholder Return	category "kpis" id "total_shareholder_return" group "equity_valuation" unit "%" abbreviation "TSR" aliases "TSR" "total shareholder return" definition "Share-price appreciation + dividends reinvested over a period (externally measured)."
Earnings Per Share	category "kpis" id "earnings_per_share" group "per_share" unit "per_share" abbreviation "EPS" aliases "EPS" "earnings per share" "basic EPS" "diluted EPS" definition "eps_basis_earnings / average_shares_outstanding (net income adjusted per IAS 33 for equity-classified hybrid coupons). Net-of-hybrid reported basis; ties the disclosed EPS."
Underlying EPS	category "kpis" id "underlying_earnings_per_share" group "per_share" unit "per_share" aliases "underlying EPS" "underlying earnings per share" "operating EPS" definition "underlying_eps_basis_earnings / average_shares_outstanding."
Book Value Per Share	category "kpis" id "book_value_per_share" group "per_share" unit "per_share" abbreviation "BVPS" aliases "BVPS" "BV/share" "book value per share" definition "shareholders_equity_group_share / shares_outstanding."
Tangible Book Value Per Share	category "kpis" id "tangible_book_value_per_share" group "per_share" unit "per_share" abbreviation "TBVPS" aliases "TBVPS" "tangible book value per share" "tangible NAV per share" definition "tangible_net_asset_value / shares_outstanding." spec_status "proposed"
Dividend Per Share	category "kpis" id "dividend_per_share" group "per_share" unit "per_share" abbreviation "DPS" aliases "DPS" "dividend per share" definition "Declared/proposed dividend per share for the period (board-declared primitive)."
Return on Equity	category "kpis" id "return_on_equity" group "returns" unit "%" abbreviation "ROE" aliases "ROE" "RoE" "return on equity" definition "net_income_attributable_to_parent / roe_basis_average_shareholders_equity."
Underlying Return on Equity	category "kpis" id "underlying_return_on_equity" group "returns" unit "%" abbreviation "Underlying RoE" aliases "underlying RoE" "underlying return on equity" "operating RoE" definition "underlying_earnings / roe_basis_average_shareholders_equity."
Return on Tangible Equity	category "kpis" id "return_on_tangible_equity" group "returns" unit "%" abbreviation "RoTE" aliases "RoTE" "return on tangible equity" definition "net_income_attributable_to_parent / average tangible_net_asset_value." spec_status "proposed"
Property & Casualty	category "segments" abbreviation "P&C" aliases "P&C" "Property-Casualty" "Non-Life" "General Insurance" "GI" "Property and Casualty"
Life & Health	category "segments" abbreviation "L&H" aliases "L&H" "Life/Health" "Life and Health" "Life & Savings"
Health	category "segments" aliases "Health Insurance" "Healthcare"
Reinsurance (segment)	category "segments" abbreviation "Re" aliases "Re" "Reins" "Reinsurance"
Asset Management	category "segments" abbreviation "AM" aliases "AM" "Investment Management" "Asset Mgmt"
Commercial Lines	category "segments" abbreviation "CL" aliases "CL" "Commercial" "Commercial Insurance"
Personal Lines	category "segments" abbreviation "PL" aliases "PL" "Personal" "Personal Insurance" "Retail"
France Assureurs	category "organizations" wiki_prefix "France Assureurs" aliases "Fédération Française de l'Assurance" "FFA" "French Insurance Federation"
Overview	category "section_topics" id "4cr8sbi842" aliases "company profile" "corporate profile" "company overview" "who we are" "about the company" definition "Corporate profile: legal entity, headquarters, key markets, history, listing, ownership, leadership, and scale."
Legal structure	category "section_topics" id "cmtswfs0go" parents "4cr8sbi842" aliases "corporate structure" "group structure" "legal entity structure" "organizational structure" "organisational structure" "simplified group structure" "group structure chart" definition "Legal and corporate structure of the group: parent, subsidiaries, and branches (management and governance organisation: see Governance)." key_facts_and_figures "Legal name" "State of incorporation" "Holding-company structure" "Stock listing" "Ticker"
History	category "section_topics" id "2ku0sqq9xf" parents "4cr8sbi842" aliases "company history" "our history" "corporate history" "history and development of the company" definition "History of the company: origins, milestones, and name changes." key_facts_and_figures "Year founded" "Founding location" "Former name(s)" "Founding legal form" "Major acquisitions"
Properties	category "section_topics" id "r4n3yrljyy" parents "4cr8sbi842" aliases "principal properties" "offices and facilities" "premises" definition "Properties the company occupies or owns for its operations (investment real estate: see Investments / Real estate)." key_facts_and_figures "Headquarters" "Key facilities" "Owned vs leased"
Intellectual property	category "section_topics" id "nd7yoiixiy" parents "4cr8sbi842" aliases "trademarks" "patents" "brands" "trademarks and patents" definition "Intellectual property: brands, trademarks, and patents."
Business mix	category "section_topics" id "lht8rybaqk" parents "4cr8sbi842" aliases "segment mix" "product mix" "revenue mix" "business split" "portfolio mix" definition "Breakdown of the book by segment, product, geography, customer type, or distribution channel." key_facts_and_figures "Primary segments" "Principal lines" "Largest line" "Mix by segment" "Life vs non-life"
Products	category "section_topics" id "mz4ournjwh" parents "lht8rybaqk" aliases "product portfolio" "product offering" "products and services" "product lines" "new products" "product launches" definition "Product offering and features by line, including launches and product changes (rate changes on the in-force portfolio: see Pricing)."
Distribution channels	category "section_topics" id "la5wuhtx31" parents "lht8rybaqk" aliases "distribution" "distribution network" "marketing and distribution" "agency channel" "bancassurance" "brokers and agents" definition "Distribution: agents, brokers, bancassurance, direct, and partnerships." key_facts_and_figures "Distribution channels" "Primary channel" "Share by channel" "Key partnerships"
Customers	category "section_topics" id "mkwfc15a5q" parents "lht8rybaqk" aliases "customer base" "our customers" "policyholders" "customer segments" "customer satisfaction" "client base" definition "Customer base and segments: counts, retention, and satisfaction."
Run-off	category "section_topics" id "j2mg590krh" parents "lht8rybaqk" aliases "run-off business" "legacy business" "closed book" "legacy portfolio" definition "Business in run-off: legacy and closed books no longer actively written."
Run-off results	category "section_topics" id "0of3pk0jky" parents "j2mg590krh" aliases "results of run-off business" "legacy book results" "run-off portfolio performance" definition "Results of the run-off and legacy portfolios (prior-year reserve movements on ongoing business: see Reserve development)."
Segments	category "section_topics" id "1ut79wn2dy" parents "4cr8sbi842" aliases "reportable segments" "operating segments" "segment performance" "segment results" definition "Reportable operating segments and their volume, growth, and profitability." key_facts_and_figures "Reportable segments" "Number of segments" "Segment basis" "Segment profit measure" "Geographic regions"
Strategy	category "section_topics" id "8c6rwjjmzf" parents "4cr8sbi842" aliases "strategic priorities" "strategy in action" "strategic plan" "transformation" definition "Strategic pillars, target portfolio, growth plan, and transformation priorities." key_facts_and_figures "Strategic priorities" "Financial targets" "Plan horizon" "Capital allocation" "M&A / portfolio actions"
M&A	category "section_topics" id "c5r2rmwxo6" parents "8c6rwjjmzf" aliases "mergers and acquisitions" "mergers & acquisitions" "acquisitions" "disposals" "divestments" "acquisitions and disposals" "acquisitions and divestitures" "business combinations" definition "M&A activity: acquisitions, disposals, and integration."
Technology	category "section_topics" id "2264mja9fc" parents "8c6rwjjmzf" aliases "digital transformation" "digitalization" "digitalisation" "innovation" "information technology" "artificial intelligence" definition "Technology and digital: platforms, transformation programs, and AI (cyber threats and IT security risk: see Cybersecurity)."
Competition	category "section_topics" id "c6zoq3weio" parents "8c6rwjjmzf" aliases "competitive landscape" "competitive position" "market position" "market share" "peer comparison" definition "Competitive landscape and the company's market position and share." key_facts_and_figures "Key competitors" "Market share / ranking" "Basis of competition" "Competitive advantages"
Market environment	category "section_topics" id "7nc9h3zzvs" aliases "macro environment" "economic environment" "market conditions" "operating environment" "business environment" "macroeconomic developments" definition "External environment for the period: macroeconomy, rates, markets, and industry conditions (exposure to market moves: see Market risk; assumptions used in projections: see Economic assumptions)."
Exchange rates	category "section_topics" id "2g0bi52xlo" parents "7nc9h3zzvs" aliases "currency effects" "FX impact" "foreign exchange" "currency translation effects" "constant exchange rates" definition "Currency effects on reported results and the exchange rates used for translation (currency risk exposure: see Market risk)."
Income statement	category "section_topics" id "ed0t39ch3f" aliases "P&L" "profit and loss" "statement of profit or loss" "statement of income" "statement of operations" definition "Revenue, expenses, and earnings for the period."
Comprehensive income	category "section_topics" id "utcfjac7ow" parents "ed0t39ch3f" aliases "statement of comprehensive income" "consolidated statement of comprehensive income" "OCI" "other comprehensive income" "total comprehensive income" definition "The statement of comprehensive income: net income plus OCI — investment revaluation, insurance finance effects taken outside the P&L, currency translation, and remeasurements."
Premiums	category "section_topics" id "wpkf9ycgxf" parents "ed0t39ch3f" aliases "premium income" "gross written premiums" "gross premiums written" "GWP" "net written premiums" "premiums earned" "insurance revenue" "premium development" definition "Top-line volume for the period: written and earned premiums and IFRS 17 insurance revenue."
Premiums / By line of business	category "section_topics" id "n13vjesiav" parents "wpkf9ycgxf" aliases "premiums by line of business" "premiums by product" "premiums by business line" "premium mix by product" definition "Premium volume split by line of business or product, not by reportable segment."
Premiums / By geography	category "section_topics" id "kynhd2bvm1" parents "wpkf9ycgxf" aliases "premiums by geography" "premiums by region" "premiums by country" "premiums by market" definition "Premium volume split by geography, region, or country, not by reportable segment."
Premiums / By customer segment	category "section_topics" id "grsf2qklvn" parents "wpkf9ycgxf" aliases "premiums by customer segment" "premiums by customer type" "premiums by client segment" definition "Premium volume split by customer type: retail, commercial, institutional."
Fee income	category "section_topics" id "qfq1t7e6o0" parents "ed0t39ch3f" aliases "fee and commission income" "fee result" "fee business" "commission income" definition "Fee and commission revenue, e.g. from asset management, unit-linked, and service business."
Earnings	category "section_topics" id "y30gelxv10" parents "ed0t39ch3f" aliases "net income" "profit" "net result" "operating profit" "operating result" "underlying earnings" "group results" "results of operations" definition "Profit for the period at any earnings line: operating or underlying earnings and net income."
Earnings / By line of business	category "section_topics" id "pw41e8kn7m" parents "y30gelxv10" aliases "earnings by line of business" "profit by business line" "results by line of business" definition "Earnings split by line of business or product, not by reportable segment."
Earnings / By geography	category "section_topics" id "iycymgpuon" parents "y30gelxv10" aliases "earnings by geography" "earnings by region" "profit by country" "results by market" definition "Earnings split by geography, region, or country, not by reportable segment."
Earnings / By customer segment	category "section_topics" id "ombz15arcb" parents "y30gelxv10" aliases "earnings by customer segment" "profit by customer type" "results by client segment" definition "Earnings split by customer type: retail, commercial, institutional."
Earnings / Year-on-year bridge	category "section_topics" id "v7mgl9oims" parents "y30gelxv10" aliases "earnings bridge" "earnings walk" "profit walk" "operating profit bridge" "earnings drivers" definition "Walk from prior-period to current-period earnings, attributing the change to its drivers."
Earnings per share	category "section_topics" id "v7ij6av24f" parents "y30gelxv10" aliases "EPS" "basic earnings per share" "diluted earnings per share" "net income per share" definition "Earnings attributable per share: basic and diluted EPS and the share count used."
Non-operating items	category "section_topics" id "vnw5o744br" parents "y30gelxv10" aliases "non-operating result" "exceptional items" "one-off items" "restructuring costs" "integration costs" definition "Items excluded from operating earnings: restructuring, integration, impairments, and other one-offs."
Non-GAAP reconciliation	category "section_topics" id "n63zd2qo95" parents "y30gelxv10" aliases "alternative performance measures" "APM reconciliation" "non-GAAP financial measures" "reconciliation of non-GAAP measures" "adjusted earnings reconciliation" definition "Reconciliation of management's alternative performance measures to the nearest IFRS or GAAP figure."
Expenses	category "section_topics" id "irxh3hcbqz" parents "ed0t39ch3f" aliases "operating expenses" "cost base" "administrative expenses" "acquisition costs" "cost development" definition "Operating cost base: acquisition and administrative expenses and cost trends."
Tax	category "section_topics" id "kmocop7wiu" parents "ed0t39ch3f" aliases "income tax" "income taxes" "taxation" "tax expense" "effective tax rate" "deferred tax" definition "Income tax expense, effective tax rate, and deferred tax positions."
Discounting	category "section_topics" id "qfysbg8bas" parents "ed0t39ch3f" aliases "discount rates" "discount effect" "unwind of discount" "discount benefit" "insurance finance income and expenses" "insurance finance expenses" "net insurance finance result" definition "Discounting of insurance liabilities: rates used, discount benefit on new claims, and the unwind through insurance finance income and expenses."
Balance sheet	category "section_topics" id "offa7is5x7" aliases "statement of financial position" "consolidated balance sheet" "statement of financial condition" definition "Assets, liabilities, and equity at the reporting date."
Balance sheet / Assets	category "section_topics" id "1f87rdfb5o" parents "offa7is5x7" aliases "total assets" "asset side" "assets overview" "composition of assets" definition "Composition of the asset side of the balance sheet."
Balance sheet / Liabilities	category "section_topics" id "elseqv5tt7" parents "offa7is5x7" aliases "total liabilities" "liability side" "liabilities overview" "composition of liabilities" definition "Composition of the liability side of the balance sheet."
Investments	category "section_topics" id "966xer0dpm" parents "offa7is5x7" aliases "investment portfolio" "invested assets" "asset allocation" "general account" definition "Investment portfolio, asset allocation, and investment income."
Investment result	category "section_topics" id "jpoeftv18u" parents "966xer0dpm" "ed0t39ch3f" aliases "net investment income" "investment income" "investment return" "net investment result" "investment performance" definition "The period's investment earnings through the income statement: investment income, realized and fair-value gains and losses in P&L, and the resulting return (OCI valuation movements: see Unrealized gains & losses)."
Fixed income	category "section_topics" id "utnmaoxh50" parents "966xer0dpm" aliases "bond portfolio" "fixed income portfolio" "debt securities" "fixed maturities" "fixed maturity securities" "government bonds" "corporate bonds" definition "Fixed-income holdings: government and corporate bonds, duration, and yields."
Alternative assets	category "section_topics" id "gp3o3dfk95" parents "966xer0dpm" aliases "alternatives" "private equity" "hedge funds" "infrastructure investments" "private markets" definition "Non-traditional holdings: private equity, private debt, hedge funds, and infrastructure."
Investments / Real estate	category "section_topics" id "t30sdfi0wn" parents "966xer0dpm" aliases "real estate portfolio" "property investments" "real estate holdings" "commercial real estate" definition "Real estate exposure: direct property, real estate funds, and property loans."
Investments / Credit quality	category "section_topics" id "ooly7l7133" parents "966xer0dpm" aliases "credit quality of investments" "investment credit quality" "rating distribution" "asset quality" "below investment grade holdings" definition "Credit quality of the investment portfolio: rating mix and impairment risk (not the risk-management framework — see Credit risk)."
Unrealized gains & losses	category "section_topics" id "j8uunnd14x" parents "966xer0dpm" aliases "unrealized gains and losses" "unrealized gains" "unrealized losses" "mark to market movements" "revaluation reserve" definition "The unrealized gain and loss position on the investment portfolio and valuation movements taken to OCI or the revaluation reserve, not the P&L investment result."
Derivatives	category "section_topics" id "s22xbq0z1h" parents "966xer0dpm" aliases "derivative financial instruments" "hedging instruments" "derivative positions" "hedge accounting" "hedging program" definition "Derivative positions and hedging: purpose, notionals, and fair values."
Fair value measurement	category "section_topics" id "di0lc3m1jj" parents "966xer0dpm" aliases "fair value measurements" "fair value hierarchy" "level 3 assets" "valuation techniques" "fair value of financial instruments" "fair value disclosures" definition "Fair-value hierarchy (levels 1-3), valuation techniques, and level-3 movements."
CSM	category "section_topics" id "c9uq82u1iy" parents "offa7is5x7" aliases "contractual service margin" "CSM balance" definition "Contractual service margin: the IFRS 17 store of unearned profit on in-force contracts."
CSM / Rollforward	category "section_topics" id "cqvs0n2z2e" parents "c9uq82u1iy" aliases "CSM rollforward" "CSM movement" "CSM development" "CSM walk" "CSM roll forward" definition "Period movement in the CSM: new business, interest accretion, assumption changes, and release to profit."
CSM / Sensitivities	category "section_topics" id "c78yqzzcf5" parents "c9uq82u1iy" aliases "CSM sensitivity" "CSM sensitivity analysis" definition "Sensitivity of the CSM to market and insurance assumption changes."
Reserves	category "section_topics" id "rmmhubj8mh" parents "offa7is5x7" aliases "loss reserves" "claims reserves" "insurance liabilities" "insurance contract liabilities" "liability for incurred claims" "LIC" "unpaid losses and loss adjustment expenses" "reserve for losses and loss adjustment expenses" definition "Insurance contract liabilities on the accounting balance sheet — chiefly claims reserves / the liability for incurred claims (for the Solvency II valuation see Technical provisions)."
Reserve development	category "section_topics" id "rhstabgyn2" parents "rmmhubj8mh" aliases "prior year development" "PYD" "reserve releases" "prior year reserve development" "reserve strengthening" definition "Prior-year reserve development: releases or strengthening on prior accident or underwriting years."
Reserve adequacy	category "section_topics" id "e40m7ou132" parents "rmmhubj8mh" aliases "reserve strength" "reserving confidence level" "reserve margin" "prudence margin" definition "Adequacy of the reserve level: margins above best estimate and management's reserving position."
Reserves / Rollforward	category "section_topics" id "do9an7x5kp" parents "rmmhubj8mh" aliases "reserve rollforward" "loss reserve rollforward" "reserve movement" "reserve walk" "reserve roll forward" "movement in insurance liabilities" definition "Opening-to-closing walk of claims reserves for the period."
Loss triangles	category "section_topics" id "hjnlii88rx" parents "rmmhubj8mh" aliases "claims triangles" "claims development tables" "development triangles" "loss development triangles" "incurred and paid claims development" "run off triangles" definition "Claims development triangles by accident or underwriting year."
Shareholders' equity	category "section_topics" id "0lk0pqg9zh" parents "offa7is5x7" aliases "total equity" "equity attributable to shareholders" "shareholders equity" "stockholders equity" "stockholders' equity" definition "Shareholders' equity: level, composition, and per-share book value."
Shareholders' equity / Rollforward	category "section_topics" id "z6dk9e62ik" parents "0lk0pqg9zh" aliases "equity movement" "equity walk" "changes in equity" "statement of changes in equity" "consolidated statement of changes in equity" definition "Period movement in equity: profit, OCI, dividends, and buybacks from opening to closing."
Goodwill & intangibles	category "section_topics" id "hekiequlv1" parents "offa7is5x7" aliases "goodwill" "intangible assets" "goodwill and intangible assets" "goodwill and other intangible assets" "goodwill impairment" "VOBA" definition "Goodwill and intangible assets: carrying amounts and impairment testing."
Deferred acquisition costs	category "section_topics" id "or43xxg565" parents "offa7is5x7" aliases "DAC" "deferred policy acquisition costs" "insurance acquisition cash flows" "DAC amortization" definition "Deferred acquisition costs / insurance acquisition cash flows: capitalization, amortization, and recoverability."
Leases	category "section_topics" id "hvv0k9voso" parents "offa7is5x7" aliases "lease liabilities" "right of use assets" "IFRS 16" "operating leases" definition "Lease positions: right-of-use assets and lease liabilities."
Cash flow	category "section_topics" id "cs6p6hop55" aliases "cash flow statement" "statement of cash flows" "consolidated statement of cash flows" "operating cash flow" definition "Cash flows for the period per the cash-flow statement: operating, investing, and financing (funding and liquidity discussion: see Liquidity & capital resources)."
Underwriting	category "section_topics" id "cos78e4bvi" aliases "underwriting performance" "underwriting discipline" "technical result" definition "Property & casualty underwriting result and the combined, loss, and expense ratios."
Catastrophes	category "section_topics" id "caxaby4jlv" parents "cos78e4bvi" aliases "natural catastrophes" "nat cat" "catastrophe losses" "cat losses" "man-made catastrophes" "weather events" definition "Natural and man-made catastrophe events and their loss impact in the period."
Catastrophes / Earnings sensitivity	category "section_topics" id "3cg80vy9c1" parents "caxaby4jlv" aliases "cat load" "catastrophe budget" "cat exposure" "catastrophe scenarios" "probable maximum loss" "PML" definition "Expected catastrophe load and the sensitivity of earnings to catastrophe scenarios, including modeled losses (PML) by return period."
Pricing	category "section_topics" id "llbwb4tj3c" parents "cos78e4bvi" aliases "rate changes" "rate increases" "renewal rate change" "pricing environment" "price adequacy" definition "Pricing and rate change achieved on the portfolio, including treaty renewal pricing for reinsurers, and pricing adequacy (premium volume and growth: see Premiums)."
Claims	category "section_topics" id "drz6uloidk" aliases "claims trends" "claims inflation" "claims experience" "loss trends" "claims handling" "claims management" definition "Claims experience and trends: frequency, severity, inflation, and large losses (catastrophe events: see Catastrophes; reserve balances: see Reserves)."
New business	category "section_topics" id "fz8evycjst" aliases "new business production" "life new business" "new business generation" definition "Life new-business volume and value: APE, PVNBP, NBV, and NBV margin."
Net flows	category "section_topics" id "f4zcgwiyzm" aliases "net inflows" "net outflows" "net new money" "net client cash flows" "inflows and outflows" definition "Net client flows in Life and asset management: inflows minus outflows and surrenders (gross premium volume: see Premiums; AUM level: see Assets under management)."
Assets under management	category "section_topics" id "yoqvxfblxe" aliases "AUM" "third party assets" "managed assets" "client assets" "funds under management" "assets under administration" definition "Assets under management: level and mix of own and third-party managed assets in the asset-management business (the general-account portfolio on the balance sheet: see Investments)."
Assets under management / Rollforward	category "section_topics" id "6jssxlwfy5" parents "yoqvxfblxe" aliases "AUM rollforward" "AUM roll forward" "AUM movement" "AUM development" "AUM walk" "change in AUM" definition "Period movement in AUM: flows, market effects, and FX from opening to closing."
Reinsurance	category "section_topics" id "20fueoa3q1" aliases "reinsurance protection" "ceded reinsurance" "outward reinsurance" "retrocession" "reinsurance strategy" definition "The group's own reinsurance protection as cedant: strategy and cessions (treaty structure, layers, and retentions: see Reinsurance program)."
Reinsurance program	category "section_topics" id "8ihdrbirer" parents "20fueoa3q1" aliases "reinsurance programme" "reinsurance structure" "catastrophe reinsurance program" "reinsurance program renewal" "retention levels" definition "Structure of the reinsurance program: treaties, layers, retentions, and renewal terms."
Reinsurance recoverables	category "section_topics" id "tc5fw176pu" parents "20fueoa3q1" "m0cjxgvmvi" aliases "reinsurance assets" "reinsurance recoverable" "amounts recoverable from reinsurers" "reinsurers' share of technical provisions" "reinsurers share of technical provisions" "reinsurance contracts held" "reinsurance contract assets" definition "Amounts recoverable from reinsurers and the credit quality of those counterparties."
Alternative capital	category "section_topics" id "369bdpvh3a" parents "20fueoa3q1" aliases "insurance linked securities" "ILS" "cat bonds" "sidecars" "third party capital" definition "Alternative reinsurance capital: cat bonds, ILS, sidecars, and third-party vehicles."
Solvency	category "section_topics" id "2k28wtsk07" aliases "Solvency II" "capital adequacy" "solvency position" definition "Regulatory capital adequacy: solvency ratio, own funds, and capital requirement."
Own funds	category "section_topics" id "mvr3j6qvh9" parents "2k28wtsk07" aliases "eligible own funds" "EOF" "available capital" "available financial resources" "AFR" "own funds composition" "tiering of own funds" definition "Solvency II eligible own funds: amount, tiering, and composition (IFRS equity bridge: see Equity to own funds reconciliation)."
Capital requirement	category "section_topics" id "997lhpef9j" parents "2k28wtsk07" aliases "SCR" "solvency capital requirement" "MCR" "minimum capital requirement" "required capital" "solvency capital requirement and minimum capital requirement" "SCR and MCR" definition "Regulatory capital requirement: the SCR (composition by risk module) and MCR, or local analogues such as US risk-based capital (RBC)."
Solvency / Valuation	category "section_topics" id "mk9k8gy9n4" parents "2k28wtsk07" aliases "valuation for solvency purposes" "solvency II balance sheet" "economic balance sheet" "market value balance sheet" "market consistent balance sheet" definition "Solvency II valuation basis: the economic balance sheet and valuation of assets and liabilities for solvency purposes."
Technical provisions	category "section_topics" id "py9kepvra1" parents "mk9k8gy9n4" aliases "best estimate liabilities" "BEL" "risk margin" "best estimate and risk margin" definition "Solvency II technical provisions: best estimate plus risk margin (accounting reserves: see Reserves)."
Solvency / Rollforward	category "section_topics" id "2vtd347257" parents "2k28wtsk07" aliases "solvency ratio movement" "solvency ratio walk" "solvency II ratio development" "solvency II ratio movement" "solvency II ratio walk" "change in solvency ratio" definition "Movement in the solvency ratio over the period and its drivers — operating generation, market variance, and capital actions (the organic generation KPI on its own: see Capital generation)."
Solvency / Sensitivities	category "section_topics" id "vxha3w1l2k" parents "2k28wtsk07" aliases "solvency sensitivities" "solvency ratio sensitivities" "sensitivity of the solvency ratio" "solvency II sensitivities" "sensitivity of the solvency II ratio" definition "Sensitivity of the solvency ratio to market and insurance shocks."
Equity to own funds reconciliation	category "section_topics" id "vmox6ji65o" parents "2k28wtsk07" "0lk0pqg9zh" aliases "IFRS equity to own funds" "own funds reconciliation" "IFRS to Solvency II bridge" "excess of assets over liabilities bridge" definition "Bridge from IFRS shareholders' equity to Solvency II eligible own funds."
QRTs	category "section_topics" id "1kritzrxbm" parents "2k28wtsk07" aliases "quantitative reporting templates" "QRT" "reporting templates" definition "Public quantitative reporting templates annexed to the SFCR."
Capital management	category "section_topics" id "f8km91nllc" aliases "capital deployment" "debt issuance" "capital actions" definition "Capital deployment: remittances, buybacks, debt issuance, and holding-company liquidity."
Shareholder returns	category "section_topics" id "4mxy6ccbgj" parents "f8km91nllc" aliases "distributions" "shareholder distributions" "capital returns" definition "Dividends and shareholder distributions."
Dividends	category "section_topics" id "f7q5tvbfqm" parents "4mxy6ccbgj" aliases "dividend" "dividend policy" "dividend proposal" "dividend distribution" "appropriation of profit" "appropriation of result" definition "Dividend: policy, proposed or paid amount, and distribution capacity."
Buybacks	category "section_topics" id "70zdwfnrmi" parents "4mxy6ccbgj" aliases "share buyback" "share buybacks" "share repurchases" "buyback program" "share repurchase program" "share buyback programme" "issuer purchases of equity securities" definition "Share buybacks: programs, amounts, and execution."
Remittances	category "section_topics" id "y7ye4rqzkv" parents "f8km91nllc" aliases "cash remittances" "remittances to the holding" "subsidiary remittances" "dividends from subsidiaries" definition "Cash remitted by subsidiaries to the holding company."
Capital generation	category "section_topics" id "5z1re6bzev" parents "f8km91nllc" aliases "organic capital generation" "OCG" "normalized capital generation" "free capital generation" "operating capital generation" "operational surplus generation" "free surplus generation" "free cash flow" definition "Organic or normalized capital generation as a standalone KPI: the amount generated in the period and its uses (the full solvency-ratio walk: see Solvency / Rollforward)."
Liquidity & capital resources	category "section_topics" id "trbk6wt4s9" parents "f8km91nllc" aliases "liquidity and capital resources" "liquidity position" "liquidity and funding" "funding sources" "financial flexibility" definition "Liquidity position and funding sources of the group — the 10-K MD&A liquidity section (the cash-flow statement itself: see Cash flow; parent-company resources: see Holding company)."
Holding company	category "section_topics" id "75shp9ailk" parents "f8km91nllc" aliases "holdco" "parent company" "holding company cash" "holding company liquidity" "parent company liquidity" definition "The holding or parent company standalone: cash, resources, and obligations."
Holding company / Financial statements	category "section_topics" id "1smvf6a29l" parents "75shp9ailk" aliases "parent company financial statements" "holding company accounts" "parent company accounts" "company financial statements" "condensed financial information of registrant" definition "Standalone parent-company financial statements of the holding."
Leverage	category "section_topics" id "b3bc9gy5x7" parents "f8km91nllc" aliases "financial leverage" "debt" "financial debt" "borrowings" "senior and subordinated debt" "long-term debt" "subordinated liabilities" "financing debt" definition "Financial leverage: debt outstanding, leverage level, and debt servicing (maturity schedule and refinancing: see Debt maturity)."
Debt maturity	category "section_topics" id "bhnpa5y4f0" parents "b3bc9gy5x7" aliases "debt maturity profile" "debt maturities" "debt maturity schedule" "refinancing" definition "Maturity profile of outstanding debt and refinancing needs."
Shares	category "section_topics" id "ch7st6ifed" parents "f8km91nllc" aliases "share capital" "share information" "shares outstanding" "share data" "stock information" "market for registrant's common equity, related stockholder matters and issuer purchases of equity securities" definition "Share capital and share data: shares outstanding, classes, and listing."
Ratings	category "section_topics" id "u6q0bi3ei3" aliases "credit rating" "financial strength rating" "rating agency" "AM Best" "S&P rating" "Moody's rating" definition "Credit and financial-strength ratings and their outlooks." key_facts_and_figures "Rating agencies" "Financial strength rating" "Issuer credit rating" "Rating outlook"
Risk	category "section_topics" id "w8ma8usdpx" aliases "risk factors" "risk management" "risk profile" "key risks" definition "Risk factors and the risk-management approach."
Insurance risk	category "section_topics" id "gva2857foa" parents "w8ma8usdpx" aliases "underwriting risk" "insurance risk profile" "life insurance risk" "non-life insurance risk" "life underwriting risk" "non-life underwriting risk" "health underwriting risk" "biometric risk" definition "Insurance and underwriting risk in the risk profile: biometric, lapse, expense, and P&C exposure (underwriting performance and ratios: see Underwriting)."
Market risk	category "section_topics" id "p7k94aok7u" parents "w8ma8usdpx" aliases "interest rate risk" "equity risk" "spread risk" "currency risk" "foreign exchange risk" "ALM" "asset liability management" "quantitative and qualitative disclosures about market risk" definition "Market risk exposure: interest rate, equity, spread, property, and currency risk (currency-translation effects on reported results: see Exchange rates)."
Credit risk	category "section_topics" id "m0cjxgvmvi" parents "w8ma8usdpx" aliases "counterparty risk" "counterparty default risk" "credit exposure" "credit risk management" definition "Credit and counterparty risk: exposure to default of issuers, reinsurers, and other counterparties (portfolio rating mix: see Investments / Credit quality; reinsurer balances: see Reinsurance recoverables)."
Operational risk	category "section_topics" id "zy07b9ocmk" parents "w8ma8usdpx" aliases "op risk" "operational risk management" "operational resilience" definition "Operational risk: failures of processes, people, and systems, and their mitigation."
Liquidity risk	category "section_topics" id "81oaprhocb" parents "w8ma8usdpx" aliases "liquidity risk management" "funding risk" definition "Liquidity risk: the risk of insufficient liquid resources to meet obligations (the group's liquidity position: see Liquidity & capital resources)."
Emerging risks	category "section_topics" id "x0s3i3lcpw" parents "w8ma8usdpx" aliases "emerging risk" "horizon scanning" "top and emerging risks" definition "Emerging and developing risks identified through horizon scanning."
Litigation	category "section_topics" id "nad00g0zfb" parents "w8ma8usdpx" aliases "legal proceedings" "litigation and regulatory proceedings" "legal and arbitration proceedings" "legal risks" "legal disputes" definition "Legal proceedings and disputes and their potential financial effect."
Commitments & contingencies	category "section_topics" id "wugbjvah7b" parents "w8ma8usdpx" aliases "commitments and contingencies" "contingent liabilities" "guarantees and indemnifications" "off balance sheet arrangements" definition "Commitments, guarantees, and contingent liabilities, including off-balance-sheet arrangements (legal disputes and proceedings: see Litigation)."
Cybersecurity	category "section_topics" id "3sevlm3ozh" parents "w8ma8usdpx" aliases "cyber risk" "information security" "cybersecurity risk management" "IT security" definition "Cyber risk and information-security management, including the 10-K Item 1C disclosure."
ORSA	category "section_topics" id "d00txlz1as" parents "w8ma8usdpx" "sj5skd0tp7" aliases "own risk and solvency assessment" "risk management system including the own risk and solvency assessment" definition "Own Risk and Solvency Assessment: process and the forward-looking view of solvency needs."
Governance	category "section_topics" id "sj5skd0tp7" aliases "corporate governance" "governance framework" "governance report" "corporate governance report" "corporate governance statement" "system of governance" "fit and proper requirements" definition "Corporate governance: framework, bodies, and the system of governance (ESG oversight and business ethics: see Sustainability / Governance)." key_facts_and_figures "Board chair" "CEO" "Board size" "Board independence" "Board committees" "External auditor"
Management & board	category "section_topics" id "i3be5prevc" parents "sj5skd0tp7" aliases "board of directors" "executive committee" "management board" "board of management" "supervisory board" "leadership team" "corporate bodies" "information about our executive officers" "directors, executive officers and corporate governance" definition "Composition and roles of the board and executive management."
Ownership structure	category "section_topics" id "csyruuyebe" parents "sj5skd0tp7" aliases "shareholder structure" "major shareholders" "share ownership" "principal shareholders" "shareholder base" "security ownership of certain beneficial owners and management" definition "Who owns the company: major shareholders, free float, and control."
Remuneration	category "section_topics" id "ebig3opk63" parents "sj5skd0tp7" aliases "compensation" "executive compensation" "remuneration report" "remuneration policy" definition "Remuneration of executives and staff: policy, structure, and amounts."
Related party transactions	category "section_topics" id "1eit26wk5c" parents "sj5skd0tp7" aliases "related parties" "transactions with related parties" "related party disclosures" "certain relationships and related transactions" definition "Transactions and balances with related parties."
Actuarial function	category "section_topics" id "qpnuvr351y" parents "sj5skd0tp7" aliases "actuarial function report" "appointed actuary's report" definition "The actuarial function: role, independence, coordination of technical provisions, and opinion on underwriting policy and reinsurance arrangements."
Outsourcing	category "section_topics" id "92uva58ioh" parents "sj5skd0tp7" aliases "outsourcing arrangements" "third party providers" definition "Outsourcing of critical functions and oversight of service providers."
Human capital	category "section_topics" id "v84q3tomll" parents "4cr8sbi842" aliases "employees" "workforce" "our people" "human resources" "human capital resources" "human capital management" definition "Workforce: headcount, talent, diversity, and employee engagement." key_facts_and_figures "Employees" "Workforce geography" "Gender diversity" "Turnover rate" "Labor relations"
Sustainability	category "section_topics" id "tq2q8ln3jw" aliases "ESG" "corporate responsibility" "corporate social responsibility" "CSR" "sustainable development" "sustainability statement" "sustainability report" "non-financial statement" definition "Sustainability and ESG approach and reporting across environmental, social, and governance dimensions."
Sustainability / Environment	category "section_topics" id "27zvv4tw62" parents "tq2q8ln3jw" aliases "climate" "climate change" "net zero" "decarbonization" "climate strategy" "TCFD" "climate-related financial disclosures" "environmental information" definition "Environmental pillar: climate strategy, emissions, net-zero targets, and green investments."
Sustainability / Social	category "section_topics" id "f21zfpazd1" parents "tq2q8ln3jw" aliases "social responsibility" "social impact" "community engagement" "inclusive insurance" "social information" definition "Social pillar: communities, social impact initiatives, and customer treatment as a sustainability matter (own workforce and diversity: see Human capital; customer base: see Customers)."
Sustainability / Governance	category "section_topics" id "t7ra5psnym" parents "tq2q8ln3jw" aliases "ESG governance" "sustainability governance" "business ethics" "business conduct" "responsible business conduct" definition "Governance pillar of ESG: ethics, conduct, and sustainability oversight."
Economic assumptions	category "section_topics" id "8057i7ggjm" aliases "actuarial assumptions" "economic scenarios" "interest rate assumptions" "assumption changes" definition "Economic and actuarial assumptions used in valuations and results: rates, returns, and assumption updates (actual market conditions: see Market environment; liability discounting: see Discounting)."
Regulation	category "section_topics" id "1nma8v7gjs" aliases "regulatory environment" "regulatory developments" "supervision" "regulatory framework" "government regulation" "regulatory matters" "supervision and regulation" definition "Regulatory environment, supervision, and regulatory developments affecting the business (the company's own capital adequacy under those rules: see Solvency)."
Outlook	category "section_topics" id "z5ugm9vp33" aliases "guidance" "targets" "financial targets" "outlook and guidance" "ambitions" definition "Forward-looking guidance, targets, and ambitions."
Highlights	category "section_topics" id "3pjfj4g9uv" aliases "key figures" "financial highlights" "at a glance" "key metrics" "performance highlights" "key performance indicators" "KPIs" "selected financial data" definition "Headline figures and achievements for the period, at a glance."
Letter to shareholders	category "section_topics" id "za7l40ulze" aliases "CEO letter" "chairman's statement" "CEO message" "letter from the CEO" "chairman and CEO letter" "to our shareholders" "chairman's letter" "chief executive's review" definition "Leadership letter to shareholders framing the period."
Reporting basis	category "section_topics" id "ow7tevuxxr" aliases "basis of preparation" "basis of presentation" "reporting framework" "scope of consolidation" "basis of consolidation" definition "Basis of preparation of the financial statements: reporting framework applied and scope of consolidation (individual policies and estimates: see Accounting policies)."
Accounting policies	category "section_topics" id "ie3cmfrol3" parents "ow7tevuxxr" aliases "significant accounting policies" "summary of significant accounting policies" "material accounting policies" "summary of material accounting policies" "accounting principles" "new accounting standards" "critical accounting estimates" "critical accounting policies and estimates" definition "Accounting policies and estimates, including new standards adopted."
Filing information	category "section_topics" id "t53unsd9lu" aliases "cover page" "registrant information" "document and entity information" "exhibits" "exhibits and financial statement schedules" "signatures" "documents incorporated by reference" definition "Filing apparatus: cover page, registrant details, exhibits, and signatures."
Audit	category "section_topics" id "x856lnzuq2" aliases "auditor's report" "independent auditor's report" "audit report" "audit opinion" "key audit matters" "critical audit matters" "report of independent registered public accounting firm" "statutory auditors' report" "principal accountant fees and services" definition "External audit: the auditor's report, opinion, and key audit matters."
Internal controls	category "section_topics" id "l96bfbct4s" parents "x856lnzuq2" "sj5skd0tp7" aliases "internal control over financial reporting" "ICFR" "controls and procedures" "internal control system" "management's report on internal control over financial reporting" "disclosure controls and procedures" "internal audit" "internal audit function" "compliance function" definition "Internal control system, compliance and internal audit functions, and controls over financial reporting (ICFR)."
Subsequent events	category "section_topics" id "ogfk3mnpww" aliases "events after the reporting period" "post balance sheet events" "events after the balance sheet date" definition "Events after the reporting date and their effect."
Front matter	category "section_topics" id "p1nm5k4hev" aliases "table of contents" "contents" "about this report" "presentation of information" definition "Report front matter: table of contents, about-this-report, and document-level reading conventions (accounting basis of preparation: see Reporting basis)."
Disclaimers	category "section_topics" id "tepp01g689" aliases "forward looking statements" "cautionary statement" "safe harbor statement" "cautionary statement regarding forward-looking statements" "cautionary note regarding forward-looking statements" "disclaimer" "important legal information" definition "Legal disclaimers: forward-looking statements and cautionary notes."
Glossary	category "section_topics" id "dsc5r029ax" aliases "definitions" "glossary of terms" "abbreviations" "terminology" definition "Glossary: definitions of terms and abbreviations used in the report."
Investor relations	category "section_topics" id "snkw7cucpt" aliases "financial calendar" "investor information" "shareholder information" "annual general meeting" definition "Investor relations: contacts, calendar, and shareholder services."