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Data:Term map.json

From Insurer Brain
Revision as of 19:46, 3 July 2026 by Wikilah admin (talk | contribs) (Publish term_map.json glossary (data rendered by Module:TermMap / Module:ID))
AXA
category"companies"
aliases
"AXA SA"
"AXA Group"
wiki_prefix"AXA"
Allianz
category"companies"
aliases
"Allianz SE"
"Allianz Group"
wiki_prefix"Allianz"
Zurich
category"companies"
aliases
"Zurich Insurance Group"
"Zurich Insurance Group Ltd"
"Zurich Insurance"
"ZIG"
wiki_prefix"Zurich"
Swiss Re
category"companies"
aliases
"Swiss Reinsurance Company"
"Swiss Reinsurance"
"Swiss Re AG"
"Swiss Re Ltd"
wiki_prefix"Swiss Re"
Munich Re
category"companies"
aliases
"Munich Reinsurance"
"Muenchener Rueck"
"Munich Reinsurance Company"
"Munich Re Group"
wiki_prefix"Munich Re"
Generali
category"companies"
aliases
"Assicurazioni Generali"
"Generali Group"
"Generali SpA"
wiki_prefix"Generali"
Aviva
category"companies"
aliases
"Aviva plc"
"Aviva Group"
wiki_prefix"Aviva"
Prudential
category"companies"
aliases
"Prudential plc"
"Prudential PLC"
wiki_prefix"Prudential"
Prudential US
category"companies"
aliases
"Prudential Financial"
"Prudential Financial Inc"
"PFI"
wiki_prefix"Prudential US"
Chubb
category"companies"
aliases
"Chubb Limited"
"Chubb Ltd"
"ACE Limited"
wiki_prefix"Chubb"
AIG
category"companies"
aliases
"American International Group"
"AIG Inc"
wiki_prefix"AIG"
MetLife
category"companies"
aliases
"MetLife Inc"
"Metropolitan Life"
wiki_prefix"MetLife"
Travelers
category"companies"
aliases
"The Travelers Companies"
"Travelers Companies"
"Travelers Companies Inc"
wiki_prefix"Travelers"
Skyward
category"companies"
aliases
"Skyward Specialty"
"Skyward Specialty Insurance Group"
"Skyward Specialty Insurance Group, Inc."
"SKWD"
wiki_prefix"Skyward"
Hannover Re
category"companies"
aliases
"Hannover Rueck"
"Hannover Reinsurance"
"Hannover Re SE"
wiki_prefix"Hannover Re"
SCOR
category"companies"
aliases
"SCOR SE"
"SCOR Group"
"SCOR Reinsurance"
wiki_prefix"SCOR"
Tokio Marine
category"companies"
aliases
"Tokio Marine Holdings"
"Tokio Marine HD"
"TMNF"
"Tokio Marine & Nichido"
wiki_prefix"Tokio Marine"
Berkshire Hathaway
category"companies"
aliases
"Berkshire"
"BRK"
"Berkshire Hathaway Inc"
wiki_prefix"Berkshire Hathaway"
Intact Financial
category"companies"
aliases
"Intact"
"Intact Financial Corporation"
"IFC"
wiki_prefix"Intact Financial"
Mapfre
category"companies"
aliases
"MAPFRE SA"
"MAPFRE Group"
"MAPFRE"
wiki_prefix"Mapfre"
Talanx
category"companies"
aliases
"Talanx AG"
"Talanx Group"
"HDI Group"
wiki_prefix"Talanx"
Aflac
category"companies"
aliases
"Aflac Inc"
"Aflac Incorporated"
"American Family Life"
wiki_prefix"Aflac"
Progressive
category"companies"
aliases
"Progressive Corporation"
"The Progressive Corporation"
"Progressive Corp"
wiki_prefix"Progressive"
Allstate
category"companies"
aliases
"The Allstate Corporation"
"Allstate Corporation"
"Allstate Corp"
wiki_prefix"Allstate"
Hartford
category"companies"
aliases
"The Hartford"
"Hartford Financial Services"
"Hartford Financial Services Group"
"The Hartford Financial Services Group"
wiki_prefix"Hartford"
RGA
category"companies"
aliases
"Reinsurance Group of America"
"RGA Inc"
"RGA Incorporated"
wiki_prefix"RGA"
Everest Re
category"companies"
aliases
"Everest Group"
"Everest Re Group"
"Everest Reinsurance"
wiki_prefix"Everest Re"
Markel
category"companies"
aliases
"Markel Corporation"
"Markel Group"
"Markel Corp"
wiki_prefix"Markel"
Fairfax
category"companies"
aliases
"Fairfax Financial"
"Fairfax Financial Holdings"
"FFH"
wiki_prefix"Fairfax"
Beazley
category"companies"
aliases
"Beazley plc"
"Beazley Group"
wiki_prefix"Beazley"
Lancashire
category"companies"
aliases
"Lancashire Holdings"
"Lancashire Holdings Limited"
wiki_prefix"Lancashire"
Hiscox
category"companies"
aliases
"Hiscox Ltd"
"Hiscox Group"
wiki_prefix"Hiscox"
QBE
category"companies"
aliases
"QBE Insurance"
"QBE Insurance Group"
wiki_prefix"QBE"
Suncorp
category"companies"
aliases
"Suncorp Group"
"Suncorp Group Limited"
wiki_prefix"Suncorp"
Sampo
category"companies"
aliases
"Sampo Oyj"
"Sampo plc"
"Sampo Group"
wiki_prefix"Sampo"
Ageas
category"companies"
aliases
"Ageas SA/NV"
"Ageas Group"
"Fortis Insurance"
wiki_prefix"Ageas"
NN Group
category"companies"
aliases
"NN"
"Nationale-Nederlanden"
"NN Group NV"
wiki_prefix"NN Group"
Aegon
category"companies"
aliases
"Aegon NV"
"Aegon Ltd"
"Aegon Group"
wiki_prefix"Aegon"
Swiss Life
category"companies"
aliases
"Swiss Life Holding"
"Swiss Life Group"
"SLHN"
wiki_prefix"Swiss Life"
Helvetia Baloise
category"companies"
aliases
"Helvetia"
"Baloise"
"Helvetia Baloise Holding"
"Baloise Holding"
"Helvetia Holding"
"HBAN"
wiki_prefix"Helvetia Baloise"
Legal & General
category"companies"
aliases
"L&G"
"Legal and General"
"Legal & General Group"
"LGEN"
wiki_prefix"Legal & General"
Standard Life
category"companies"
aliases
"Phoenix Group"
"Phoenix Group Holdings"
"Phoenix"
"Standard Life plc"
"PHNX"
"SDLF"
wiki_prefix"Standard Life"
M&G
category"companies"
aliases
"M&G plc"
"M and G"
"MNG"
wiki_prefix"M&G"
Admiral
category"companies"
aliases
"Admiral Group"
"Admiral Group plc"
wiki_prefix"Admiral"
ASR Nederland
category"companies"
aliases
"a.s.r."
"ASR"
"a.s.r. Nederland"
wiki_prefix"ASR Nederland"
Tryg
category"companies"
aliases
"Tryg A/S"
"Tryg Forsikring"
wiki_prefix"Tryg"
Gjensidige
category"companies"
aliases
"Gjensidige Forsikring"
"Gjensidige Forsikring ASA"
wiki_prefix"Gjensidige"
Storebrand
category"companies"
aliases
"Storebrand ASA"
"Storebrand Group"
wiki_prefix"Storebrand"
Vienna Insurance Group
category"companies"
aliases
"VIG"
"Vienna Insurance Group AG"
"Wiener Versicherung Gruppe"
wiki_prefix"Vienna Insurance Group"
UNIQA
category"companies"
aliases
"UNIQA Insurance Group"
"Uniqa Group"
wiki_prefix"UNIQA"
PZU
category"companies"
aliases
"PZU Group"
"Powszechny Zaklad Ubezpieczen"
"PZU SA"
wiki_prefix"PZU"
Arch Capital
category"companies"
aliases
"Arch"
"Arch Capital Group"
"ACGL"
wiki_prefix"Arch Capital"
RenaissanceRe
category"companies"
aliases
"RenRe"
"RenaissanceRe Holdings"
"RNR"
wiki_prefix"RenaissanceRe"
Axis Capital
category"companies"
aliases
"AXIS"
"Axis Capital Holdings"
"AXS"
wiki_prefix"Axis Capital"
W.R. Berkley
category"companies"
aliases
"WR Berkley"
"W. R. Berkley"
"Berkley"
"WRB"
wiki_prefix"W.R. Berkley"
Cincinnati Financial
category"companies"
aliases
"Cincinnati Financial Corporation"
"Cincinnati Insurance"
"CINF"
wiki_prefix"Cincinnati Financial"
Kinsale
category"companies"
aliases
"Kinsale Capital"
"Kinsale Capital Group"
"KNSL"
wiki_prefix"Kinsale"
Lincoln Financial
category"companies"
aliases
"Lincoln National"
"Lincoln National Corporation"
"Lincoln"
"LNC"
wiki_prefix"Lincoln Financial"
Principal
category"companies"
aliases
"Principal Financial"
"Principal Financial Group"
"PFG"
wiki_prefix"Principal"
Unum
category"companies"
aliases
"Unum Group"
"UNM"
wiki_prefix"Unum"
Corebridge
category"companies"
aliases
"Corebridge Financial"
"CRBG"
wiki_prefix"Corebridge"
Equitable
category"companies"
aliases
"Equitable Holdings"
"AXA Equitable"
"EQH"
wiki_prefix"Equitable"
Globe Life
category"companies"
aliases
"Globe Life Inc"
"Torchmark"
wiki_prefix"Globe Life"
Manulife
category"companies"
aliases
"Manulife Financial"
"Manulife Financial Corporation"
"MFC"
wiki_prefix"Manulife"
Sun Life
category"companies"
aliases
"Sun Life Financial"
"SLF"
wiki_prefix"Sun Life"
Great-West Lifeco
category"companies"
aliases
"Great-West"
"Great West Lifeco"
"GWO"
wiki_prefix"Great-West Lifeco"
MS&AD
category"companies"
aliases
"MS&AD Insurance Group"
"MS&AD Holdings"
"Mitsui Sumitomo Insurance"
wiki_prefix"MS&AD"
Sompo
category"companies"
aliases
"Sompo Holdings"
"Sompo Japan"
"Sompo Group"
wiki_prefix"Sompo"
Dai-ichi Life
category"companies"
aliases
"Dai-ichi Life Holdings"
"Dai-ichi"
"Daiichi Life"
wiki_prefix"Dai-ichi Life"
T&D Holdings
category"companies"
aliases
"T&D"
"T and D Holdings"
wiki_prefix"T&D Holdings"
AIA
category"companies"
aliases
"AIA Group"
"AIA Group Limited"
wiki_prefix"AIA"
Ping An
category"companies"
aliases
"Ping An Insurance"
"Ping An Group"
"Ping An of China"
wiki_prefix"Ping An"
China Life
category"companies"
aliases
"China Life Insurance"
"China Life Insurance Company"
wiki_prefix"China Life"
CPIC
category"companies"
aliases
"China Pacific Insurance"
"China Pacific"
"China Pacific Insurance Group"
wiki_prefix"CPIC"
Samsung Fire & Marine
category"companies"
aliases
"Samsung F&M"
"Samsung Fire and Marine"
"Samsung Fire & Marine Insurance"
wiki_prefix"Samsung Fire & Marine"
IAG
category"companies"
aliases
"Insurance Australia Group"
"IAG Limited"
wiki_prefix"IAG"
Unipol
category"companies"
aliases
"Unipol Gruppo"
"UnipolSai"
wiki_prefix"Unipol"
Fidelis
category"companies"
aliases
"Fidelis Insurance"
"Fidelis Insurance Holdings"
wiki_prefix"Fidelis"
Hamilton
category"companies"
aliases
"Hamilton Insurance"
"Hamilton Insurance Group"
wiki_prefix"Hamilton"
SiriusPoint
category"companies"
aliases
"Sirius Point"
"SiriusPoint Ltd"
wiki_prefix"SiriusPoint"
Conduit
category"companies"
aliases
"Conduit Holdings"
"Conduit Re"
wiki_prefix"Conduit"
IGI
category"companies"
aliases
"International General Insurance"
"IGI Holdings"
wiki_prefix"IGI"
White Mountains
category"companies"
aliases
"White Mountains Insurance"
"White Mountains Insurance Group"
wiki_prefix"White Mountains"
Loews
category"companies"
aliases
"Loews Corporation"
wiki_prefix"Loews"
CNA
category"companies"
aliases
"CNA Financial"
"CNA Financial Corporation"
wiki_prefix"CNA"
Selective
category"companies"
aliases
"Selective Insurance"
"Selective Insurance Group"
wiki_prefix"Selective"
Hanover
category"companies"
aliases
"The Hanover"
"Hanover Insurance"
"Hanover Insurance Group"
wiki_prefix"Hanover"
Old Republic
category"companies"
aliases
"Old Republic International"
"ORI"
wiki_prefix"Old Republic"
RLI
category"companies"
aliases
"RLI Corp"
wiki_prefix"RLI"
AFG
category"companies"
aliases
"American Financial Group"
wiki_prefix"AFG"
Palomar
category"companies"
aliases
"Palomar Holdings"
wiki_prefix"Palomar"
Bowhead
category"companies"
aliases
"Bowhead Specialty"
"Bowhead Specialty Holdings"
wiki_prefix"Bowhead"
Ategrity
category"companies"
aliases
"Ategrity Specialty"
"Ategrity Specialty Holdings"
wiki_prefix"Ategrity"
Assurant
category"companies"
aliases
"Assurant Inc"
wiki_prefix"Assurant"
Kemper
category"companies"
aliases
"Kemper Corporation"
wiki_prefix"Kemper"
Mercury General
category"companies"
aliases
"Mercury Insurance"
"Mercury General Corporation"
wiki_prefix"Mercury General"
Definity
category"companies"
aliases
"Definity Financial"
"Definity Financial Corporation"
wiki_prefix"Definity"
Trisura
category"companies"
aliases
"Trisura Group"
wiki_prefix"Trisura"
iA Financial
category"companies"
aliases
"Industrial Alliance"
"iA"
"iA Financial Group"
wiki_prefix"iA Financial"
Línea Directa
category"companies"
aliases
"Linea Directa"
"Línea Directa Aseguradora"
wiki_prefix"Línea Directa"
Sabre Insurance
category"companies"
aliases
"Sabre"
"Sabre Insurance Group"
wiki_prefix"Sabre Insurance"
Chesnara
category"companies"
aliases
"Chesnara plc"
wiki_prefix"Chesnara"
Mandatum
category"companies"
aliases
"Mandatum Oyj"
"Mandatum plc"
wiki_prefix"Mandatum"
Alm. Brand
category"companies"
aliases
"Alm Brand"
"Almindelig Brand"
wiki_prefix"Alm. Brand"
Protector Forsikring
category"companies"
aliases
"Protector"
"Protector Forsikring ASA"
wiki_prefix"Protector Forsikring"
Voya
category"companies"
aliases
"Voya Financial"
"Voya Financial Inc"
wiki_prefix"Voya"
Jackson
category"companies"
aliases
"Jackson Financial"
"Jackson National"
wiki_prefix"Jackson"
F&G
category"companies"
aliases
"F&G Annuities"
"FGL"
"Fidelity & Guaranty Life"
wiki_prefix"F&G"
Brookfield Wealth Solutions
category"companies"
aliases
"Brookfield Reinsurance"
"Brookfield Wealth"
wiki_prefix"Brookfield Wealth Solutions"
Ameriprise
category"companies"
aliases
"Ameriprise Financial"
"Ameriprise Financial Inc"
wiki_prefix"Ameriprise"
CNO
category"companies"
aliases
"CNO Financial"
"CNO Financial Group"
"Conseco"
wiki_prefix"CNO"
Primerica
category"companies"
aliases
"Primerica Inc"
wiki_prefix"Primerica"
FWD
category"companies"
aliases
"FWD Group"
"FWD Group Holdings"
wiki_prefix"FWD"
Japan Post Insurance
category"companies"
aliases
"Kampo"
"Japan Post Insurance Co"
wiki_prefix"Japan Post Insurance"
Sony Financial Group
category"companies"
aliases
"Sony Financial"
"Sony Financial Holdings"
wiki_prefix"Sony Financial Group"
PICC
category"companies"
aliases
"People's Insurance Company of China"
"PICC Group"
wiki_prefix"PICC"
New China Life
category"companies"
aliases
"New China Life Insurance"
"NCI Insurance"
wiki_prefix"New China Life"
China Taiping
category"companies"
aliases
"China Taiping Insurance"
"Taiping"
wiki_prefix"China Taiping"
ZhongAn
category"companies"
aliases
"ZA Online"
"ZhongAn Online"
"ZhongAn Insurance"
wiki_prefix"ZhongAn"
China Re
category"companies"
aliases
"China Reinsurance"
"China Re Group"
wiki_prefix"China Re"
Sunshine Insurance
category"companies"
aliases
"Sunshine"
"Sunshine Insurance Group"
wiki_prefix"Sunshine Insurance"
DB Insurance
category"companies"
aliases
"Dongbu Insurance"
"DB Insurance Co"
wiki_prefix"DB Insurance"
Hyundai Marine & Fire
category"companies"
aliases
"Hyundai Marine and Fire"
"Hyundai Marine & Fire Insurance"
wiki_prefix"Hyundai Marine & Fire"
Meritz Financial
category"companies"
aliases
"Meritz Financial Group"
"Meritz"
wiki_prefix"Meritz Financial"
Samsung Life
category"companies"
aliases
"Samsung Life Insurance"
wiki_prefix"Samsung Life"
Hanwha Life
category"companies"
aliases
"Hanwha Life Insurance"
wiki_prefix"Hanwha Life"
Fubon Financial
category"companies"
aliases
"Fubon"
"Fubon Financial Holding"
wiki_prefix"Fubon Financial"
Cathay Financial
category"companies"
aliases
"Cathay"
"Cathay Financial Holding"
wiki_prefix"Cathay Financial"
KGI Financial
category"companies"
aliases
"KGI"
"China Development Financial"
"KGI Financial Holding"
wiki_prefix"KGI Financial"
Taishin Shinkong
category"companies"
aliases
"Taishin"
"Shin Kong"
"Taishin Shinkong Financial"
wiki_prefix"Taishin Shinkong"
LIC
category"companies"
aliases
"Life Insurance Corporation of India"
"LIC of India"
wiki_prefix"LIC"
SBI Life
category"companies"
aliases
"SBI Life Insurance"
wiki_prefix"SBI Life"
HDFC Life
category"companies"
aliases
"HDFC Life Insurance"
wiki_prefix"HDFC Life"
ICICI Prudential Life
category"companies"
aliases
"ICICI Pru Life"
"ICICI Prudential Life Insurance"
wiki_prefix"ICICI Prudential Life"
Max Financial
category"companies"
aliases
"Max Financial Services"
"Axis Max Life"
wiki_prefix"Max Financial"
ICICI Lombard
category"companies"
aliases
"ICICI Lombard General Insurance"
wiki_prefix"ICICI Lombard"
Star Health
category"companies"
aliases
"Star Health and Allied Insurance"
"Star Health Insurance"
wiki_prefix"Star Health"
New India Assurance
category"companies"
aliases
"The New India Assurance"
"New India Assurance Company"
wiki_prefix"New India Assurance"
Go Digit
category"companies"
aliases
"Go Digit General Insurance"
"Digit Insurance"
wiki_prefix"Go Digit"
Niva Bupa
category"companies"
aliases
"Niva Bupa Health Insurance"
"Max Bupa"
wiki_prefix"Niva Bupa"
GIC Re
category"companies"
aliases
"General Insurance Corporation of India"
"GIC of India"
wiki_prefix"GIC Re"
Phoenix Financial
category"companies"
aliases
"Phoenix Holdings"
"The Phoenix Holdings"
"Phoenix Financial Israel"
wiki_prefix"Phoenix Financial"
Harel
category"companies"
aliases
"Harel Insurance"
"Harel Insurance Investments"
wiki_prefix"Harel"
Menora Mivtachim
category"companies"
aliases
"Menora"
"Menora Mivtachim Holdings"
wiki_prefix"Menora Mivtachim"
Migdal
category"companies"
aliases
"Migdal Insurance"
"Migdal Insurance & Financial Holdings"
wiki_prefix"Migdal"
Clal
category"companies"
aliases
"Clal Insurance"
"Clal Insurance Enterprises"
wiki_prefix"Clal"
Sanlam
category"companies"
aliases
"Sanlam Limited"
wiki_prefix"Sanlam"
Old Mutual
category"companies"
aliases
"Old Mutual Limited"
wiki_prefix"Old Mutual"
Discovery
category"companies"
aliases
"Discovery Limited"
"Discovery Group"
wiki_prefix"Discovery"
Momentum Group
category"companies"
aliases
"Momentum Metropolitan"
"Momentum"
wiki_prefix"Momentum Group"
Santam
category"companies"
aliases
"Santam Limited"
wiki_prefix"Santam"
OUTsurance
category"companies"
aliases
"OUTsurance Group"
"OUTsurance Holdings"
wiki_prefix"OUTsurance"
BB Seguridade
category"companies"
aliases
"BB Seguridade Participacoes"
wiki_prefix"BB Seguridade"
Caixa Seguridade
category"companies"
aliases
"Caixa Seguridade Participacoes"
wiki_prefix"Caixa Seguridade"
Porto Seguro
category"companies"
aliases
"Porto"
"Porto Seguro SA"
wiki_prefix"Porto Seguro"
IRB Brasil
category"companies"
aliases
"IRB"
"IRB Brasil Re"
"IRB-Brasil Resseguros"
wiki_prefix"IRB Brasil"
Bupa Arabia
category"companies"
aliases
"Bupa Arabia for Cooperative Insurance"
wiki_prefix"Bupa Arabia"
Tawuniya
category"companies"
aliases
"The Company for Cooperative Insurance"
wiki_prefix"Tawuniya"
Qatar Insurance
category"companies"
aliases
"QIC"
"Qatar Insurance Company"
wiki_prefix"Qatar Insurance"
Medibank
category"companies"
aliases
"Medibank Private"
wiki_prefix"Medibank"
nib
category"companies"
aliases
"nib holdings"
"nib health"
wiki_prefix"nib"
Great Eastern
category"companies"
aliases
"Great Eastern Holdings"
wiki_prefix"Great Eastern"
Thai Life
category"companies"
aliases
"Thai Life Insurance"
wiki_prefix"Thai Life"
Bangkok Life
category"companies"
aliases
"Bangkok Life Assurance"
wiki_prefix"Bangkok Life"
Bao Viet
category"companies"
aliases
"Bao Viet Holdings"
"BaoViet"
wiki_prefix"Bao Viet"
Dhipaya
category"companies"
aliases
"Dhipaya Group"
"TIP"
"Dhipaya Group Holdings"
wiki_prefix"Dhipaya"
Grupo Sura
category"companies"
aliases
"Grupo de Inversiones Suramericana"
"Sura"
wiki_prefix"Grupo Sura"
Quálitas
category"companies"
aliases
"Qualitas"
"Quálitas Controladora"
wiki_prefix"Quálitas"
GNP
category"companies"
aliases
"Grupo Nacional Provincial"
wiki_prefix"GNP"
Aon
category"companies"
aliases
"Aon plc"
wiki_prefix"Aon"
WTW
category"companies"
aliases
"Willis Towers Watson"
"Willis"
wiki_prefix"WTW"
Arthur J. Gallagher
category"companies"
aliases
"Gallagher"
"AJ Gallagher"
wiki_prefix"Arthur J. Gallagher"
Brown & Brown
category"companies"
aliases
"Brown and Brown"
wiki_prefix"Brown & Brown"
Ryan Specialty
category"companies"
aliases
"Ryan Specialty Holdings"
"Ryan"
wiki_prefix"Ryan Specialty"
Baldwin
category"companies"
aliases
"Baldwin Group"
"Baldwin Insurance Group"
"BRP Group"
wiki_prefix"Baldwin"
Goosehead
category"companies"
aliases
"Goosehead Insurance"
wiki_prefix"Goosehead"
Steadfast
category"companies"
aliases
"Steadfast Group"
wiki_prefix"Steadfast"
AUB
category"companies"
aliases
"AUB Group"
"Austbrokers"
wiki_prefix"AUB"
Fidelity National Financial
category"companies"
aliases
"FNF"
wiki_prefix"Fidelity National Financial"
First American
category"companies"
aliases
"First American Financial"
wiki_prefix"First American"
Stewart
category"companies"
aliases
"Stewart Information Services"
wiki_prefix"Stewart"
Assured Guaranty
category"companies"
aliases
"Assured Guaranty Ltd"
"AGO"
wiki_prefix"Assured Guaranty"
MBIA
category"companies"
aliases
"MBIA Inc"
wiki_prefix"MBIA"
Lemonade
category"companies"
aliases
"Lemonade Inc"
wiki_prefix"Lemonade"
Root
category"companies"
aliases
"Root Inc"
"Root Insurance"
wiki_prefix"Root"
Hippo
category"companies"
aliases
"Hippo Holdings"
wiki_prefix"Hippo"
Oscar Health
category"companies"
aliases
"Oscar"
"Oscar Health Inc"
wiki_prefix"Oscar Health"
Slide
category"companies"
aliases
"Slide Insurance"
"Slide Insurance Holdings"
wiki_prefix"Slide"
HCI
category"companies"
aliases
"HCI Group"
wiki_prefix"HCI"
Universal Insurance
category"companies"
aliases
"Universal Insurance Holdings"
wiki_prefix"Universal Insurance"
American Coastal
category"companies"
aliases
"American Coastal Insurance"
"United Insurance Holdings"
wiki_prefix"American Coastal"
Heritage
category"companies"
aliases
"Heritage Insurance"
"Heritage Insurance Holdings"
wiki_prefix"Heritage"
UnitedHealth
category"companies"
aliases
"UnitedHealth Group"
"UNH"
wiki_prefix"UnitedHealth"
Elevance
category"companies"
aliases
"Elevance Health"
"Anthem"
wiki_prefix"Elevance"
Cigna
category"companies"
aliases
"The Cigna Group"
"Cigna Group"
wiki_prefix"Cigna"
Humana
category"companies"
aliases
"Humana Inc"
wiki_prefix"Humana"
Centene
category"companies"
aliases
"Centene Corporation"
wiki_prefix"Centene"
Molina
category"companies"
aliases
"Molina Healthcare"
wiki_prefix"Molina"
MGIC
category"companies"
aliases
"MGIC Investment"
wiki_prefix"MGIC"
Radian
category"companies"
aliases
"Radian Group"
wiki_prefix"Radian"
Essent
category"companies"
aliases
"Essent Group"
wiki_prefix"Essent"
Enact
category"companies"
aliases
"Enact Holdings"
wiki_prefix"Enact"
NMI
category"companies"
aliases
"NMI Holdings"
"National MI"
wiki_prefix"NMI"
Challenger
category"companies"
aliases
"Challenger Limited"
wiki_prefix"Challenger"
Marsh McLennan
category"companies"
aliases
"MMC"
"Marsh & McLennan"
"Marsh and McLennan"
"Marsh & McLennan Companies"
wiki_prefix"Marsh McLennan"
Triglav
category"companies"
aliases
"Zavarovalnica Triglav"
"Triglav Group"
wiki_prefix"Triglav"
Sava Re
category"companies"
aliases
"Pozavarovalnica Sava"
"Sava Insurance Group"
"Sava Reinsurance"
wiki_prefix"Sava Re"
ADNIC
category"companies"
aliases
"Abu Dhabi National Insurance"
"Abu Dhabi National Insurance Company"
wiki_prefix"ADNIC"
Annual report
category"document_categories"
issuer_type"companies"
aliases
"annual_report"
"shareholder report"
description"Comprehensive yearly financial filing and shareholder report; includes 10-K, 20-F, and Universal Registration Documents."
Interim report
category"document_categories"
issuer_type"companies"
aliases
"interim_report"
"half-year report"
"half year report"
"interim financial report"
description"Quarterly or half-year financial filing and shareholder update; includes 10-Q and 6-K filings."
Activity report
category"document_categories"
issuer_type"companies"
aliases
"activity_report"
"activity indicators"
"activity_indicators"
"quarterly indicators"
"volume indicators"
"management report"
"management_report"
"management commentary"
"MD&A"
"management discussion and analysis"
"operating and financial review"
"rapport de gestion"
"business review"
description"Management's narrative and activity report on the business — volumes, performance, and outlook. Covers short quarterly activity/volume indicator releases (premiums, AUM) and the broader management report (rapport de gestion), MD&A / Operating & Financial Review, and narrative activity/business reviews. Distinct from the comprehensive Annual report/URD."
Earnings release
category"document_categories"
issuer_type"companies"
aliases
"earnings_press_release"
"earnings release"
"earnings press release"
"results release"
"results press release"
description"Official text-based press release announcing periodic financial results."
Earnings presentation
category"document_categories"
issuer_type"companies"
aliases
"earnings_presentation"
"analyst_presentation"
"analyst presentation"
"results presentation"
"earnings call presentation"
"results slides"
description"Slide deck presented to analysts and investors during periodic earnings calls."
Financial supplement
category"document_categories"
issuer_type"companies"
aliases
"financial_supplement"
"databook"
"data supplement"
"financial data supplement"
"statistical supplement"
description"Detailed financial data tables, databooks, and historical metrics, typically segmenting the business; may be a spreadsheet, PDF, or slide deck."
Transcript
category"document_categories"
issuer_type"companies"
aliases
"transcript"
"earnings call transcript"
"call transcript"
"investor day transcript"
description"Word-for-word text record of an earnings call, investor day, or similar event."
SFCR
category"document_categories"
issuer_type"companies"
aliases
"sfcr"
"solvency and financial condition report"
description"Solvency and Financial Condition Report — the mandatory Solvency II public disclosure."
QRT
category"document_categories"
issuer_type"companies"
aliases
"qrt"
"quantitative reporting templates"
"quantitative reporting template"
description"Quantitative Reporting Templates — the standardized raw Solvency II data templates."
Embedded value report
category"document_categories"
issuer_type"companies"
aliases
"embedded_value_report"
"embedded value report"
"embedded value"
"MCEV"
"EEV"
"EV"
description"Actuarial report on the present value of future profits; includes EV, MCEV, EEV, and Value of New Business (VNB) disclosures."
Statutory filing
category"document_categories"
issuer_type"companies"
aliases
"statutory_filing"
"regulatory_filing"
"statutory filing"
"regulatory filing"
"NAIC filing"
"statutory statements"
description"Standardized financial statements required by regional insurance regulators (e.g., US NAIC filings)."
Accounting disclosure
category"document_categories"
issuer_type"companies"
aliases
"accounting_disclosure"
"accounting disclosure"
"IFRS 17 transition"
"IFRS 9 transition"
"restatement"
"transition report"
description"Standalone document detailing accounting methodology changes, restatements, or transitions (e.g., IFRS 17 or IFRS 9 transition reports)."
CMD presentation
category"document_categories"
issuer_type"companies"
aliases
"cmd_presentation"
"investor_presentation"
"cmd presentation"
"investor presentation"
"capital markets day"
"investor day"
"strategy presentation"
description"Strategic slide deck for deep-dive investor events; includes Capital Markets Day and Investor Day presentations."
Proxy statement
category"document_categories"
issuer_type"companies"
aliases
"proxy_statement"
"proxy statement"
"AGM notice"
"notice of meeting"
"proxy circular"
description"Document detailing board nominations, executive compensation, and shareholder voting matters."
ESG report
category"document_categories"
issuer_type"companies"
aliases
"esg_report"
"esg report"
"sustainability report"
"sustainability"
"climate report"
"TCFD report"
description"Standalone document covering climate, environmental, social, and governance metrics; includes Sustainability reports."
Press release
category"document_categories"
issuer_type"companies"
aliases
"press_release"
"press release"
"media release"
"ad-hoc release"
"M&A announcement"
"catastrophe loss estimate"
"leadership change"
description"Ad-hoc corporate communication — M&A announcements, catastrophe loss estimates, or leadership changes."
Industry report
category"document_categories"
issuer_type"industry organizations"
aliases
"industry report"
"sector report"
"trade body report"
"industry association report"
"market report"
description"Sector or market report published by an industry organization or trade body rather than a single issuer."
Reference document
category"document_categories"
issuer_type"regulators"
aliases
"reference_document"
"reference document"
"accounting standard"
"regulation"
"technical specification"
description"Normative or standard-setting text (e.g., an IFRS standard, ISO specification, or regulation) that is interpreted rather than fact-extracted."
Form 10-K
category"document_types"
document_category"Annual report"
aliases
"10-K"
"10K"
"Form 10K"
"annual report on Form 10-K"
description"SEC annual report filing of US domestic registrants."
Form 20-F
category"document_types"
document_category"Annual report"
aliases
"20-F"
"20F"
"Form 20F"
description"SEC annual report filing of foreign private issuers."
Universal Registration Document
category"document_types"
document_category"Annual report"
aliases
"URD"
"registration document"
"document d'enregistrement universel"
description"EU (AMF) universal registration document — the annual-report format of French and other EU issuers."
Form 10-Q
category"document_types"
document_category"Interim report"
aliases
"10-Q"
"10Q"
"Form 10Q"
description"SEC quarterly report filing of US domestic registrants."
Form 6-K
category"document_types"
document_category"Interim report"
aliases
"6-K"
"6K"
"Form 6K"
description"SEC interim report of foreign private issuers furnishing home-market disclosures."
DEF 14A
category"document_types"
document_category"Proxy statement"
aliases
"Form DEF 14A"
"definitive proxy statement"
"Schedule 14A"
description"SEC definitive proxy statement for the annual meeting."
Form 8-K
category"document_types"
document_category"Press release"
aliases
"8-K"
"8K"
"Form 8K"
"current report"
description"SEC current report for ad-hoc material events."
EURO STOXX 50
category"indices"
aliases
"eurostoxx 50"
"euro stoxx"
"stoxx 50"
yahoo_ticker"^STOXX50E"
review_status"validated"
comment"Good."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T13:29:58Z"
STOXX 600
category"indices"
aliases
"stoxx europe 600"
"euro stoxx 600"
yahoo_ticker"^STOXX"
STOXX Insurance
category"indices"
aliases
"stoxx europe 600 insurance"
"euro stoxx insurance"
"european insurance index"
yahoo_ticker"EXH5.DE"
S&P 500
category"indices"
aliases
"sp 500"
"sp500"
"s&p500"
"standard and poor 500"
yahoo_ticker"^GSPC"
S&P Insurance
category"indices"
aliases
"sp insurance"
"spdr s&p insurance"
yahoo_ticker"KIE"
CAC 40
category"indices"
aliases
"cac40"
"cac 40 index"
"paris cac"
yahoo_ticker"^FCHI"
review_status"validated"
comment"Good."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T13:29:53Z"
DAX
category"indices"
aliases
"dax 40"
"dax index"
"frankfurt dax"
"german dax"
yahoo_ticker"^GDAXI"
review_status"validated"
comment"Good."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T13:29:56Z"
FTSE 100
category"indices"
aliases
"ftse100"
"ftse 100 index"
"london ftse"
yahoo_ticker"^FTSE"
review_status"validated"
comment"Good."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T13:30:00Z"
Nikkei 225
category"indices"
aliases
"nikkei"
"nikkei index"
"nikkei 225 index"
"tokyo nikkei"
yahoo_ticker"^N225"
SMI
category"indices"
aliases
"swiss market index"
"smi index"
"swiss smi"
yahoo_ticker"^SSMI"
FTSE MIB
category"indices"
aliases
"ftse mib index"
"mib"
"milan ftse mib"
"italian ftse mib"
yahoo_ticker"FTSEMIB.MI"
review_status"validated"
comment"Good."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T13:30:05Z"
IBEX 35
category"indices"
aliases
"ibex"
"ibex35"
"madrid ibex"
"spanish ibex"
yahoo_ticker"^IBEX"
review_status"validated"
comment"Good."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T13:30:08Z"
AEX
category"indices"
aliases
"aex index"
"amsterdam exchange index"
"amsterdam aex"
yahoo_ticker"^AEX"
review_status"validated"
comment"Good."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T13:29:46Z"
ASX 200
category"indices"
aliases
"s&p/asx 200"
"asx200"
"asx 200 index"
"australian asx"
yahoo_ticker"^AXJO"
review_status"validated"
comment"Good."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T13:29:49Z"
S&P/TSX
category"indices"
aliases
"s&p/tsx composite"
"tsx"
"tsx composite"
"toronto tsx"
yahoo_ticker"^GSPTSE"
OMX Helsinki 25
category"indices"
aliases
"omxh25"
"omx helsinki"
"helsinki omx"
yahoo_ticker"^OMXH25"
BEL 20
category"indices"
aliases
"bel20"
"bel 20 index"
"brussels bel"
yahoo_ticker"^BFX"
review_status"validated"
comment"Good."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T13:29:51Z"
FTSE 250
category"indices"
aliases
"ftse250"
"ftse 250 index"
"london ftse 250"
yahoo_ticker"^FTMC"
review_status"validated"
comment"Good."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T13:30:03Z"
MDAX
category"indices"
aliases
"mdax index"
"german mdax"
yahoo_ticker"^MDAXI"
Hang Seng
category"indices"
aliases
"HSI"
"hang seng index"
"hong kong hang seng"
yahoo_ticker"^HSI"
KOSPI
category"indices"
aliases
"kospi composite"
"korea composite"
"kospi index"
yahoo_ticker"^KS11"
ATX
category"indices"
aliases
"austrian traded index"
"vienna atx"
"atx index"
yahoo_ticker"^ATX"
OMX Copenhagen 25
category"indices"
aliases
"omxc25"
"omx copenhagen"
"copenhagen omx"
yahoo_ticker"^OMXC25"
WIG20
category"indices"
aliases
"wig 20"
"warsaw wig20"
"wig20 index"
yahoo_ticker"WIG20.WA"
OSEBX
category"indices"
aliases
"oslo bors benchmark"
"oslo benchmark index"
"osebx index"
yahoo_ticker"OSEBX.OL"
Gross Written Premiums
category"kpis"
id"gross_written_premium"
group"volume"
unit"currency"
abbreviation"GWP"
aliases
"GWP"
"gross premiums written"
"gross written premium"
definition"Total premiums written (gross of reinsurance) before earning."
Net Written Premiums
category"kpis"
id"net_written_premium"
group"volume"
unit"currency"
abbreviation"NWP"
aliases
"NWP"
"net premiums written"
"net written premium"
definition"Premiums written net of outward reinsurance."
Insurance Revenue
category"kpis"
id"insurance_revenue"
group"volume"
unit"currency"
aliases
"insurance revenue"
"insurance revenues"
definition"IFRS 17 insurance revenue (earned; excludes investment components). Not equal to GWP."
Other Revenue
category"kpis"
id"other_revenue"
group"volume"
unit"currency"
aliases
"other revenue"
"other revenues"
definition"Non-premium revenues (fees, asset-management revenue, etc.)."
Total Revenue
category"kpis"
id"total_revenue"
group"volume"
unit"currency"
aliases
"total revenue"
"total revenues"
definition"Total group revenue (IFRS)."
Gross Written Premiums & Other Revenues
category"kpis"
id"gross_written_premium_and_other_revenue"
group"volume"
unit"currency"
aliases
"GWP & other revenues"
"premiums and other revenues"
"total premiums and other revenue"
definition"gross_written_premium + other_revenue (AXA-style top-line aggregate)."
Assets Under Management
category"kpis"
id"assets_under_management"
group"volume"
unit"currency"
abbreviation"AUM"
aliases
"AUM"
"assets under management"
definition"Third-party plus general-account assets managed by the group's asset-management arm."
Net Investment Income
category"kpis"
id"net_investment_income"
group"pnl"
unit"currency"
aliases
"net investment income"
"investment return"
"investment result"
"investment income"
"net investment result"
definition"Net investment result recognised in P&L (income net of investment expenses)."
Insurance Service Result
category"kpis"
id"insurance_service_result"
group"pnl"
unit"currency"
abbreviation"ISR"
aliases
"ISR"
"insurance service result"
definition"insurance_revenue - insurance_service_expense (+/- reinsurance result). The IFRS 17 underwriting result."
spec_status"proposed"
Insurance Service Expense
category"kpis"
id"insurance_service_expense"
group"pnl"
unit"currency"
abbreviation"ISE"
aliases
"ISE"
"insurance service expenses"
definition"Incurred claims + attributable expenses + loss-component movements (IFRS 17)."
spec_status"proposed"
Insurance Finance Income/Expense
category"kpis"
id"insurance_finance_income_expense"
group"pnl"
unit"currency"
abbreviation"IFIE"
aliases
"IFIE"
"insurance finance result"
"insurance finance income or expenses"
definition"Unwind of discount + effect of financial-assumption changes on insurance liabilities (IFRS 17), through P&L and/or OCI."
spec_status"proposed"
CSM Release
category"kpis"
id"csm_release"
group"pnl"
unit"currency"
aliases
"CSM amortisation"
"CSM recognised in P&L"
"CSM release"
definition"CSM released to P&L for services provided in the period."
spec_status"proposed"
Underlying Earnings (Before Tax)
category"kpis"
id"underlying_earnings_before_tax"
group"pnl"
unit"currency"
aliases
"underlying earnings before tax"
"operating earnings before tax"
"pre-tax underlying earnings"
definition"Underlying/operating earnings before tax."
Underlying Earnings
category"kpis"
id"underlying_earnings"
group"pnl"
unit"currency"
abbreviation"UE"
aliases
"UE"
"underlying earnings"
"operating earnings"
"operating profit"
"operating income"
"operating result"
"underlying earnings group share"
definition"Recurring operating result attributable to shareholders, after tax (excludes realised gains/losses and one-offs)."
Hybrid Instrument Financing Charges
category"kpis"
id"hybrid_instrument_financing_charges"
group"pnl"
unit"currency"
aliases
"hybrid instrument financing charges"
"hybrid debt charges before tax"
"hybrid coupon charges"
definition"Financing charges on hybrid/undated subordinated instruments (before tax by default)."
Hybrid Instrument Financing Charges (After Tax)
category"kpis"
id"hybrid_instrument_financing_charges_after_tax"
group"pnl"
unit"currency"
aliases
"hybrid financing charges"
"subordinated debt charges after tax"
"hybrid debt charges"
"undated debt cost"
definition"After-tax financing charges on hybrid/undated subordinated instruments. One common adjustment item deducted to derive adjusted earnings."
Debt Financing Charges
category"kpis"
id"debt_financing_charges"
group"pnl"
unit"currency"
aliases
"debt financing charges"
"interest expense on debt"
"financing costs"
definition"Financing/interest charges on debt instruments (senior + subordinated). Excludes hybrid instrument financing charges (equity-classified distributions)."
Debt Financing Charges (After Tax)
category"kpis"
id"debt_financing_charges_after_tax"
group"pnl"
unit"currency"
aliases
"debt financing charges after tax"
"net interest expense"
"after-tax financing costs"
definition"Financing charges on debt instruments (senior + subordinated), after tax. Excludes hybrid charges. = debt_financing_charges x (1 - holding_company_tax_rate)."
Income Before Tax
category"kpis"
id"income_before_tax"
group"pnl"
unit"currency"
abbreviation"PBT"
aliases
"PBT"
"profit before tax"
"income before tax"
"pre-tax income"
"earnings before tax"
"EBT"
definition"Total consolidated income before tax."
Net Income
category"kpis"
id"net_income_attributable_to_parent"
group"pnl"
unit"currency"
abbreviation"NI"
aliases
"NI"
"net profit"
"net result"
"net income group share"
"bottom line"
"net income attributable to shareholders"
definition"Net income attributable to the parent's shareholders (group share, after NCI)."
Adjusted Underlying Earnings
category"kpis"
id"adjusted_underlying_earnings"
group"pnl"
unit"currency"
aliases
"adjusted underlying earnings"
"adjusted operating earnings"
definition"Underlying earnings adjusted for company-specific items (e.g., hybrid coupons) = underlying_earnings - adjustment items."
Adjusted Net Income
category"kpis"
id"adjusted_net_income"
group"pnl"
unit"currency"
aliases
"adjusted net income"
"net income net of hybrid"
definition"Net income adjusted for company-specific items (e.g., hybrid/RT1 coupon charges for AXA, other normalisation items for other carriers) = net_income_attributable_to_parent - adjustment items."
review_status"validated"
comment"Useful for US companies."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T09:20:02Z"
EPS Basis Earnings
category"kpis"
id"eps_basis_earnings"
group"pnl"
unit"currency"
aliases
"EPS basis earnings"
"EPS numerator"
"earnings for EPS"
definition"Earnings figure used as the numerator for reported EPS (net income adjusted per IAS 33 for hybrid coupons, preference dividends, etc.)."
Underlying EPS Basis Earnings
category"kpis"
id"underlying_eps_basis_earnings"
group"pnl"
unit"currency"
aliases
"underlying EPS basis earnings"
"underlying EPS numerator"
"underlying earnings for EPS"
definition"Underlying earnings figure used as the numerator for underlying EPS (underlying earnings adjusted for hybrid coupons, etc.)."
Payout Ratio Basis Earnings
category"kpis"
id"payout_ratio_basis_earnings"
group"pnl"
unit"currency"
aliases
"payout ratio basis earnings"
"payout basis earnings"
"prior year underlying earnings"
definition"Earnings figure used as the denominator for payout ratio calculations. Company-specific (may be underlying earnings, adjusted earnings, or another basis)."
Effective Tax Rate
category"kpis"
id"effective_tax_rate"
group"pnl"
unit"%"
abbreviation"ETR"
aliases
"ETR"
"effective tax rate"
"group tax rate"
"group income tax rate"
"group effective tax rate"
definition"Income tax expense / pre-tax profit."
Underlying Earnings Tax Rate
category"kpis"
id"underlying_earnings_tax_rate"
group"pnl"
unit"%"
aliases
"underlying earnings tax rate"
"operating earnings tax rate"
definition"Tax / pre-tax underlying earnings; bridges underlying_earnings_before_tax to underlying_earnings."
Holding Company Tax Rate
category"kpis"
id"holding_company_tax_rate"
group"pnl"
unit"%"
aliases
"holding company tax rate"
"holdco tax rate"
definition"Tax rate applicable at the holding company level. Used to derive after-tax debt financing charges from before-tax charges."
Combined Ratio
category"kpis"
id"combined_ratio"
group"non_life"
unit"%"
abbreviation"CoR"
aliases
"CoR"
"C/R"
"combined operating ratio"
definition"loss_ratio + underwriting_expense_ratio (net earned premium basis). <100% = underwriting profit."
Loss Ratio
category"kpis"
id"loss_ratio"
group"non_life"
parent"combined_ratio"
unit"%"
abbreviation"LR"
aliases
"LR"
"claims ratio"
"incurred loss ratio"
definition"Incurred claims / net earned premium = undiscounted_cy_attritional_loss_ratio + natural_catastrophe_loss_ratio + prior_year_reserve_development_loss_ratio + discount_effect_on_loss_ratio."
Undiscounted Current-Year Attritional Loss Ratio
category"kpis"
id"undiscounted_cy_attritional_loss_ratio"
group"non_life"
parent"loss_ratio"
unit"%"
abbreviation"CY Attritional"
aliases
"CY loss ratio"
"CY attritional loss ratio"
"accident year attritional loss ratio"
"undiscounted CY loss ratio"
definition"Current accident-year non-cat claims / net earned premium, before discount effect."
Natural Catastrophe Loss Ratio
category"kpis"
id"natural_catastrophe_loss_ratio"
group"non_life"
parent"loss_ratio"
unit"%"
abbreviation"Cat Loss Ratio"
aliases
"cat loss ratio"
"nat cat loss ratio"
"natural catastrophe loss ratio"
"cat load"
definition"Natural-catastrophe claims / net earned premium."
Prior-Year Reserve Development Loss Ratio
category"kpis"
id"prior_year_reserve_development_loss_ratio"
group"non_life"
parent"loss_ratio"
unit"%"
abbreviation"PY Reserve Dev"
aliases
"PY reserve dev"
"reserve development ratio"
"prior year development"
"prior year reserve development"
definition"Prior-year claims reserve movement / net earned premium. Sign convention: NEGATIVE = favourable release (reduces loss/combined ratio); POSITIVE = adverse strengthening."
Discount Effect on Loss Ratio
category"kpis"
id"discount_effect_on_loss_ratio"
group"non_life"
parent"loss_ratio"
unit"%"
aliases
"discount effect"
"discount on loss ratio"
"IFRS 17 discount effect"
definition"Effect of discounting on the loss ratio (IFRS 17). Difference between discounted and undiscounted loss ratios."
Underwriting Expense Ratio
category"kpis"
id"underwriting_expense_ratio"
group"non_life"
parent"combined_ratio"
unit"%"
abbreviation"ER"
aliases
"ER"
"expense ratio"
"cost ratio"
"management expense ratio"
"underwriting expense ratio"
definition"commission_ratio + admin_expense_ratio (net earned premium basis)."
Commission Ratio
category"kpis"
id"commission_ratio"
group"non_life"
parent"underwriting_expense_ratio"
unit"%"
aliases
"commission ratio"
"acquisition expense ratio"
definition"Acquisition costs (commissions + DAC amortisation) / net earned premium."
Administrative Expense Ratio
category"kpis"
id"admin_expense_ratio"
group"non_life"
parent"underwriting_expense_ratio"
unit"%"
aliases
"admin expense ratio"
"G&A ratio"
"general expense ratio"
definition"Administrative/G&A expenses / net earned premium."
Underwriting Result
category"kpis"
id"underwriting_result"
group"non_life"
unit"currency"
abbreviation"UW result"
aliases
"UW result"
"underwriting profit"
"underwriting income"
definition"Net earned premium - claims - expenses (technical result). IFRS 17 ~ insurance service result."
Annual Premium Equivalent
category"kpis"
id"annual_premium_equivalent"
group"life_new_business"
unit"currency"
abbreviation"APE"
aliases
"APE"
"annual premium equivalent"
definition"Regular premiums + 10% of single premiums (life new-business volume)."
spec_status"proposed"
Present Value of New Business Premiums
category"kpis"
id"present_value_of_new_business_premiums"
group"life_new_business"
unit"currency"
abbreviation"PVNBP"
aliases
"PVNBP"
"PVEP"
"present value of expected premiums"
definition"PV of expected premiums on new business (NBV-margin denominator)."
New Business Value
category"kpis"
id"new_business_value"
group"life_new_business"
unit"currency"
abbreviation"NBV"
aliases
"NBV"
"value of new business"
"VNB"
definition"PV of future shareholder profits from new business written (after tax)."
New Business Margin
category"kpis"
id"new_business_margin"
group"life_new_business"
unit"%"
abbreviation"NBV Margin"
aliases
"NBV margin"
"new business value margin"
definition"new_business_value / present_value_of_new_business_premiums."
New Business CSM (Before Tax)
category"kpis"
id"new_business_csm_before_tax"
group"life_new_business"
unit"currency"
abbreviation"NB CSM BT"
aliases
"NB CSM before tax"
"new business CSM pre-tax"
"NB CSM"
definition"CSM added from new business written in the period (before tax). IFRS 17 life."
New Business CSM (After Tax)
category"kpis"
id"new_business_csm_after_tax"
group"life_new_business"
unit"currency"
abbreviation"NB CSM AT"
aliases
"NB CSM after tax"
"new business CSM post-tax"
definition"CSM added from new business written in the period (after tax). IFRS 17 life."
Total Assets
category"kpis"
id"total_assets"
group"balance_sheet"
unit"currency"
abbreviation"TA"
aliases
"total assets"
definition"Total consolidated assets."
Total Intangible Assets
category"kpis"
id"total_intangible_assets"
group"balance_sheet"
unit"currency"
aliases
"intangible assets"
"intangibles"
definition"goodwill + other_intangible_assets."
Goodwill
category"kpis"
id"goodwill"
group"balance_sheet"
parent"total_intangible_assets"
unit"currency"
aliases
"goodwill"
definition"Goodwill arising on acquisitions."
Other Intangible Assets
category"kpis"
id"other_intangible_assets"
group"balance_sheet"
parent"total_intangible_assets"
unit"currency"
aliases
"other intangibles"
"other intangible assets"
definition"Intangibles other than goodwill (VOBA, software, distribution agreements)."
Total Liabilities
category"kpis"
id"total_liabilities"
group"balance_sheet"
unit"currency"
aliases
"total liabilities"
definition"Total consolidated liabilities."
Technical Provisions
category"kpis"
id"technical_provisions"
group"balance_sheet"
unit"currency"
aliases
"insurance contract liabilities"
"technical reserves"
"insurance liabilities"
definition"Total insurance contract liabilities. IFRS 17 ~ best_estimate_liabilities + risk_adjustment + CSM (gross of reinsurance)."
Best Estimate Liabilities
category"kpis"
id"best_estimate_liabilities"
group"balance_sheet"
parent"technical_provisions"
unit"currency"
abbreviation"BEL"
aliases
"BEL"
"present value of future cash flows"
"PVFCF"
"best estimate"
definition"Probability-weighted PV of future insurance cash flows (IFRS 17 / Solvency II building block)."
Risk Adjustment
category"kpis"
id"risk_adjustment"
group"balance_sheet"
parent"technical_provisions"
unit"currency"
abbreviation"RA"
aliases
"RA"
"risk adjustment"
definition"IFRS 17 risk adjustment for non-financial risk."
Contractual Service Margin
category"kpis"
id"csm"
group"balance_sheet"
parent"technical_provisions"
unit"currency"
abbreviation"CSM"
aliases
"CSM"
"contractual service margin"
"pre-tax CSM"
"CSM before tax"
definition"Unearned profit on in-force contracts, released to P&L over coverage (IFRS 17). Before tax by definition."
review_status"validated"
comment"KPI required. Clear name."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T09:23:00Z"
Contractual Service Margin (After Tax)
category"kpis"
id"csm_after_tax"
group"balance_sheet"
unit"currency"
aliases
"CSM after tax"
"post-tax CSM"
"net CSM"
definition"csm x (1 - csm_tax_rate)."
CSM Tax Rate
category"kpis"
id"csm_tax_rate"
group"balance_sheet"
unit"%"
aliases
"CSM tax rate"
definition"Tax rate applied to before-tax CSM to derive after-tax CSM."
review_status"validated"
comment"Clear name. KPI required to move between CSM before tax and CSM after tax."
reviewed_by"Wikilah admin"
reviewed_at"2026-06-25T09:22:24Z"
Financing Debt
category"kpis"
id"financing_debt"
group"balance_sheet"
unit"currency"
aliases
"financing debt"
"gross financial debt"
definition"Total financing/financial debt = senior_debt + subordinated_debt (excl. undated/hybrid if equity-classified)."
Senior Debt
category"kpis"
id"senior_debt"
group"balance_sheet"
parent"financing_debt"
unit"currency"
aliases
"senior financing debt"
"financing debt (senior)"
definition"Senior (non-subordinated) financing debt."
Subordinated Debt
category"kpis"
id"subordinated_debt"
group"balance_sheet"
parent"financing_debt"
unit"currency"
aliases
"dated subordinated debt"
"sub debt"
"subordinated bonds"
definition"Dated subordinated debt (liability-classified)."
Total Shareholders' Equity
category"kpis"
id"total_shareholders_equity"
group"balance_sheet"
unit"currency"
aliases
"total shareholders equity"
"total equity"
"total shareholders' equity"
definition"shareholders_equity_group_share + non_controlling_interest (+ hybrid if equity-classified)."
Shareholders' Equity (Group Share)
category"kpis"
id"shareholders_equity_group_share"
group"balance_sheet"
parent"total_shareholders_equity"
unit"currency"
abbreviation"SE"
aliases
"shareholders equity group share"
"shareholders' equity group share"
"equity attributable to parent"
"parent equity"
"SE"
definition"Equity attributable to the parent's shareholders (excludes NCI and hybrid)."
Non-Controlling Interests
category"kpis"
id"non_controlling_interest"
group"balance_sheet"
parent"total_shareholders_equity"
unit"currency"
abbreviation"NCI"
aliases
"NCI"
"minority interests"
"minorities"
"non-controlling interests"
definition"Equity attributable to minority shareholders of subsidiaries."
Hybrid Equity
category"kpis"
id"hybrid_equity"
group"balance_sheet"
unit"currency"
aliases
"undated subordinated debt"
"deeply subordinated debt"
"hybrid capital"
"RT1"
definition"Undated/deeply-subordinated instruments classified as equity (e.g. RT1)."
Retained Earnings
category"kpis"
id"retained_earnings"
group"balance_sheet"
unit"currency"
aliases
"retained earnings"
definition"Accumulated undistributed profits within equity."
Other Comprehensive Income
category"kpis"
id"other_comprehensive_income"
group"balance_sheet"
unit"currency"
abbreviation"OCI"
aliases
"OCI"
"other comprehensive income"
definition"Items recognised in equity outside P&L (FVOCI, IFIE OCI option, FX, etc.)."
Gearing Basis Shareholders' Equity
category"kpis"
id"gearing_basis_shareholders_equity"
group"balance_sheet"
unit"currency"
aliases
"gearing basis shareholders equity"
"adjusted shareholders equity"
"adjusted equity"
"common equity ex-hybrid"
definition"Shareholders' equity (group share) on the basis used for gearing calculations (e.g., less hybrid/RT1 instruments). Company-specific."
RoE Basis Shareholders' Equity
category"kpis"
id"roe_basis_shareholders_equity"
group"balance_sheet"
unit"currency"
aliases
"RoE basis shareholders equity"
definition"Shareholders' equity (group share) on the basis used for RoE (period-end, company-specific adjustments such as ex-hybrid)."
RoE Basis Average Shareholders' Equity
category"kpis"
id"roe_basis_average_shareholders_equity"
group"balance_sheet"
unit"currency"
aliases
"RoE basis average shareholders equity"
"average RoE basis equity"
"RoE denominator equity"
definition"Period-average of roe_basis_shareholders_equity (typically (opening+closing)/2). RoE and Underlying RoE denominator."
Tangible Net Asset Value
category"kpis"
id"tangible_net_asset_value"
group"balance_sheet"
unit"currency"
aliases
"tangible NAV"
"tangible net asset value"
"tangible equity"
"tangible book value"
definition"shareholders_equity_group_share - total_intangible_assets."
Debt Gearing
category"kpis"
id"gearing"
group"balance_sheet"
unit"%"
aliases
"gearing"
"leverage ratio"
"debt gearing"
definition"financing_debt / (financing_debt + gearing_basis_shareholders_equity), or debt/equity - confirm house definition."
IFRS Economic Value
category"kpis"
id"ifrs_economic_value"
group"balance_sheet"
unit"currency"
abbreviation"IFRS EV"
aliases
"IFRS EV"
"IFRS economic value"
"IFRS embedded value"
definition"Economic value computed on an IFRS basis (where disclosed)."
Solvency Ratio
category"kpis"
id"solvency_ratio"
group"solvency"
unit"%"
abbreviation"SII"
aliases
"SII"
"solvency II ratio"
"S2 ratio"
"solvency 2 ratio"
"SST ratio"
definition"available_capital / required_capital (eligible own funds / SCR)."
Available Capital
category"kpis"
id"available_capital"
group"solvency"
unit"currency"
aliases
"eligible own funds"
"own funds"
"available solvency capital"
definition"Eligible own funds available to meet the SCR / required capital."
Required Capital
category"kpis"
id"required_capital"
group"solvency"
unit"currency"
abbreviation"SCR"
aliases
"SCR"
"solvency capital requirement"
"required solvency capital"
definition"Solvency capital requirement (SCR under Solvency II; equivalent under other regimes)."
Excess Capital
category"kpis"
id"excess_capital"
group"solvency"
unit"currency"
aliases
"excess solvency capital"
"capital surplus"
definition"available_capital - required_capital."
Target Solvency Ratio
category"kpis"
id"target_solvency_ratio"
group"solvency"
unit"%"
aliases
"target solvency ratio"
"solvency target"
definition"Management's target solvency ratio / operating range (guidance)."
Cash Remittance
category"kpis"
id"cash_remittance"
group"capital_management"
unit"currency"
aliases
"net cash remittance"
"remittances"
"cash remittance from subsidiaries"
definition"Cash upstreamed from operating subsidiaries to the holding company."
Remittance Ratio Basis Earnings
category"kpis"
id"remittance_ratio_basis_earnings"
group"capital_management"
unit"currency"
aliases
"remittance ratio basis earnings"
"subsidiary adjusted earnings"
"prior year subsidiary adjusted earnings"
definition"Earnings figure used as the denominator for the remittance ratio. Company-specific (typically subsidiary adjusted/underlying earnings)."
Cash Remittance Ratio
category"kpis"
id"remittance_ratio"
group"capital_management"
unit"%"
aliases
"remittance ratio"
"cash remittance ratio"
"cash upstreaming ratio"
definition"cash_remittance / remittance_ratio_basis_earnings."
Holding Company Cash
category"kpis"
id"holding_company_cash"
group"capital_management"
unit"currency"
aliases
"holding company cash"
"closing cash balance"
"holding cash"
"cash at holding"
definition"Holding-company cash balance (period-end)."
Dividends Paid
category"kpis"
id"dividend_paid"
group"shareholder_payout"
parent"total_shareholder_payout"
unit"currency"
aliases
"dividends"
"dividend paid"
"cash dividend"
definition"Total cash dividends paid in the period."
Share Buy-backs
category"kpis"
id"share_buyback"
group"shareholder_payout"
parent"total_shareholder_payout"
unit"currency"
aliases
"buyback"
"share buyback"
"share repurchase"
definition"Cash spent on share repurchases in the period."
Total Shareholder Payout
category"kpis"
id"total_shareholder_payout"
group"shareholder_payout"
unit"currency"
aliases
"total payout"
"dividends plus buybacks"
"total distribution"
definition"dividend_paid + share_buyback."
Dividend Payout Ratio
category"kpis"
id"dividend_payout_ratio"
group"shareholder_payout"
parent"total_payout_ratio"
unit"%"
aliases
"dividend payout ratio"
"payout ratio"
definition"dividend_paid / payout_ratio_basis_earnings."
Buyback Payout Ratio
category"kpis"
id"buyback_payout_ratio"
group"shareholder_payout"
parent"total_payout_ratio"
unit"%"
aliases
"buyback payout ratio"
"share repurchase payout ratio"
definition"share_buyback / payout_ratio_basis_earnings."
Total Payout Ratio
category"kpis"
id"total_payout_ratio"
group"shareholder_payout"
unit"%"
aliases
"total payout ratio"
definition"total_shareholder_payout / payout_ratio_basis_earnings."
Dividend Yield
category"kpis"
id"dividend_yield"
group"shareholder_payout"
parent"shareholder_payout_yield"
unit"%"
aliases
"dividend yield"
"div yield"
definition"dividend_per_share / share_price."
Buyback Yield
category"kpis"
id"buyback_yield"
group"shareholder_payout"
parent"shareholder_payout_yield"
unit"%"
aliases
"buyback yield"
"repurchase yield"
definition"share_buyback / market_capitalization."
Shareholder Payout Yield
category"kpis"
id"shareholder_payout_yield"
group"shareholder_payout"
unit"%"
aliases
"total payout yield"
"shareholder yield"
definition"dividend_yield + buyback_yield (= total_shareholder_payout / market_capitalization)."
Target Payout Ratio
category"kpis"
id"target_payout_ratio"
group"shareholder_payout"
unit"%"
aliases
"target payout ratio"
"payout target"
definition"Management's target dividend/total payout ratio (guidance)."
Share Price
category"kpis"
id"share_price"
group"equity_valuation"
unit"per_share"
aliases
"share price"
"stock price"
"price per share"
definition"Market price per share (specify period-end or average)."
Shares Outstanding
category"kpis"
id"shares_outstanding"
group"equity_valuation"
unit"shares"
aliases
"shares outstanding"
"period-end shares"
"number of shares"
definition"Period-end ordinary shares outstanding (net of treasury)."
Average Shares Outstanding
category"kpis"
id"average_shares_outstanding"
group"equity_valuation"
unit"shares"
aliases
"weighted average shares"
"average diluted shares"
definition"Weighted-average shares over the period."
Market Capitalization
category"kpis"
id"market_capitalization"
group"equity_valuation"
unit"currency"
abbreviation"Mkt Cap"
aliases
"market cap"
"market capitalization"
definition"share_price x shares_outstanding."
Price to Earnings
category"kpis"
id"price_to_earnings"
group"equity_valuation"
unit"x"
abbreviation"P/E"
aliases
"P/E"
"price/earnings"
"PE ratio"
"PER"
definition"market_capitalization / net_income_attributable_to_parent (or share_price / EPS)."
Price to Book
category"kpis"
id"price_to_book"
group"equity_valuation"
unit"x"
abbreviation"P/B"
aliases
"P/B"
"price/book"
"PB ratio"
definition"market_capitalization / shareholders_equity_group_share (or share_price / book_value_per_share)."
Total Shareholder Return
category"kpis"
id"total_shareholder_return"
group"equity_valuation"
unit"%"
abbreviation"TSR"
aliases
"TSR"
"total shareholder return"
definition"Share-price appreciation + dividends reinvested over a period (externally measured)."
Earnings Per Share
category"kpis"
id"earnings_per_share"
group"per_share"
unit"per_share"
abbreviation"EPS"
aliases
"EPS"
"earnings per share"
"basic EPS"
"diluted EPS"
definition"eps_basis_earnings / average_shares_outstanding (net income adjusted per IAS 33 for equity-classified hybrid coupons). Net-of-hybrid reported basis; ties the disclosed EPS."
Underlying EPS
category"kpis"
id"underlying_earnings_per_share"
group"per_share"
unit"per_share"
aliases
"underlying EPS"
"underlying earnings per share"
"operating EPS"
definition"underlying_eps_basis_earnings / average_shares_outstanding."
Book Value Per Share
category"kpis"
id"book_value_per_share"
group"per_share"
unit"per_share"
abbreviation"BVPS"
aliases
"BVPS"
"BV/share"
"book value per share"
definition"shareholders_equity_group_share / shares_outstanding."
Tangible Book Value Per Share
category"kpis"
id"tangible_book_value_per_share"
group"per_share"
unit"per_share"
abbreviation"TBVPS"
aliases
"TBVPS"
"tangible book value per share"
"tangible NAV per share"
definition"tangible_net_asset_value / shares_outstanding."
spec_status"proposed"
Dividend Per Share
category"kpis"
id"dividend_per_share"
group"per_share"
unit"per_share"
abbreviation"DPS"
aliases
"DPS"
"dividend per share"
definition"Declared/proposed dividend per share for the period (board-declared primitive)."
Return on Equity
category"kpis"
id"return_on_equity"
group"returns"
unit"%"
abbreviation"ROE"
aliases
"ROE"
"RoE"
"return on equity"
definition"net_income_attributable_to_parent / roe_basis_average_shareholders_equity."
Underlying Return on Equity
category"kpis"
id"underlying_return_on_equity"
group"returns"
unit"%"
abbreviation"Underlying RoE"
aliases
"underlying RoE"
"underlying return on equity"
"operating RoE"
definition"underlying_earnings / roe_basis_average_shareholders_equity."
Return on Tangible Equity
category"kpis"
id"return_on_tangible_equity"
group"returns"
unit"%"
abbreviation"RoTE"
aliases
"RoTE"
"return on tangible equity"
definition"net_income_attributable_to_parent / average tangible_net_asset_value."
spec_status"proposed"
Property & Casualty
category"segments"
abbreviation"P&C"
aliases
"P&C"
"Property-Casualty"
"Non-Life"
"General Insurance"
"GI"
"Property and Casualty"
Life & Health
category"segments"
abbreviation"L&H"
aliases
"L&H"
"Life/Health"
"Life and Health"
"Life & Savings"
Health
category"segments"
aliases
"Health Insurance"
"Healthcare"
Reinsurance (segment)
category"segments"
abbreviation"Re"
aliases
"Re"
"Reins"
"Reinsurance"
Asset Management
category"segments"
abbreviation"AM"
aliases
"AM"
"Investment Management"
"Asset Mgmt"
Commercial Lines
category"segments"
abbreviation"CL"
aliases
"CL"
"Commercial"
"Commercial Insurance"
Personal Lines
category"segments"
abbreviation"PL"
aliases
"PL"
"Personal"
"Personal Insurance"
"Retail"
France Assureurs
category"organizations"
wiki_prefix"France Assureurs"
aliases
"Fédération Française de l'Assurance"
"FFA"
"French Insurance Federation"
Overview
category"section_topics"
id"4cr8sbi842"
aliases
"company profile"
"corporate profile"
"company overview"
"who we are"
"about the company"
definition"Corporate profile: legal entity, headquarters, key markets, history, listing, ownership, leadership, and scale."
Legal structure
category"section_topics"
id"cmtswfs0go"
aliases
"corporate structure"
"group structure"
"legal entity structure"
"organizational structure"
"organisational structure"
"simplified group structure"
"group structure chart"
definition"Legal and corporate structure of the group: parent, subsidiaries, and branches (management and governance organisation: see Governance)."
History
category"section_topics"
id"2ku0sqq9xf"
aliases
"company history"
"our history"
"corporate history"
"history and development of the company"
definition"History of the company: origins, milestones, and name changes."
Properties
category"section_topics"
id"r4n3yrljyy"
aliases
"principal properties"
"offices and facilities"
"premises"
definition"Properties the company occupies or owns for its operations (investment real estate: see Investments / Real estate)."
Intellectual property
category"section_topics"
id"nd7yoiixiy"
aliases
"trademarks"
"patents"
"brands"
"trademarks and patents"
definition"Intellectual property: brands, trademarks, and patents."
Business mix
category"section_topics"
id"lht8rybaqk"
aliases
"segment mix"
"product mix"
"revenue mix"
"business split"
"portfolio mix"
definition"Breakdown of the book by segment, product, geography, customer type, or distribution channel."
Products
category"section_topics"
id"mz4ournjwh"
parents
"lht8rybaqk"
aliases
"product portfolio"
"product offering"
"products and services"
"product lines"
"new products"
"product launches"
definition"Product offering and features by line, including launches and product changes (rate changes on the in-force portfolio: see Pricing)."
Distribution channels
category"section_topics"
id"la5wuhtx31"
parents
"lht8rybaqk"
aliases
"distribution"
"distribution network"
"marketing and distribution"
"agency channel"
"bancassurance"
"brokers and agents"
definition"Distribution: agents, brokers, bancassurance, direct, and partnerships."
Customers
category"section_topics"
id"mkwfc15a5q"
parents
"lht8rybaqk"
aliases
"customer base"
"our customers"
"policyholders"
"customer segments"
"customer satisfaction"
"client base"
definition"Customer base and segments: counts, retention, and satisfaction."
Run-off
category"section_topics"
id"j2mg590krh"
parents
"lht8rybaqk"
aliases
"run-off business"
"legacy business"
"closed book"
"legacy portfolio"
definition"Business in run-off: legacy and closed books no longer actively written."
Run-off results
category"section_topics"
id"0of3pk0jky"
parents
"j2mg590krh"
aliases
"results of run-off business"
"legacy book results"
"run-off portfolio performance"
definition"Results of the run-off and legacy portfolios (prior-year reserve movements on ongoing business: see Reserve development)."
Segments
category"section_topics"
id"1ut79wn2dy"
aliases
"reportable segments"
"operating segments"
"segment performance"
"segment results"
definition"Reportable operating segments and their volume, growth, and profitability."
Strategy
category"section_topics"
id"8c6rwjjmzf"
aliases
"strategic priorities"
"strategy in action"
"strategic plan"
"transformation"
definition"Strategic pillars, target portfolio, growth plan, and transformation priorities."
M&A
category"section_topics"
id"c5r2rmwxo6"
parents
"8c6rwjjmzf"
aliases
"mergers and acquisitions"
"mergers & acquisitions"
"acquisitions"
"disposals"
"divestments"
"acquisitions and disposals"
"acquisitions and divestitures"
"business combinations"
definition"M&A activity: acquisitions, disposals, and integration."
Technology
category"section_topics"
id"2264mja9fc"
parents
"8c6rwjjmzf"
aliases
"digital transformation"
"digitalization"
"digitalisation"
"innovation"
"information technology"
"artificial intelligence"
definition"Technology and digital: platforms, transformation programs, and AI (cyber threats and IT security risk: see Cybersecurity)."
Competition
category"section_topics"
id"c6zoq3weio"
parents
"8c6rwjjmzf"
aliases
"competitive landscape"
"competitive position"
"market position"
"market share"
"peer comparison"
definition"Competitive landscape and the company's market position and share."
Market environment
category"section_topics"
id"7nc9h3zzvs"
aliases
"macro environment"
"economic environment"
"market conditions"
"operating environment"
"business environment"
"macroeconomic developments"
definition"External environment for the period: macroeconomy, rates, markets, and industry conditions (exposure to market moves: see Market risk; assumptions used in projections: see Economic assumptions)."
Exchange rates
category"section_topics"
id"2g0bi52xlo"
parents
"7nc9h3zzvs"
aliases
"currency effects"
"FX impact"
"foreign exchange"
"currency translation effects"
"constant exchange rates"
definition"Currency effects on reported results and the exchange rates used for translation (currency risk exposure: see Market risk)."
Income statement
category"section_topics"
id"ed0t39ch3f"
aliases
"P&L"
"profit and loss"
"statement of profit or loss"
"statement of income"
"statement of operations"
definition"Revenue, expenses, and earnings for the period."
Comprehensive income
category"section_topics"
id"utcfjac7ow"
parents
"ed0t39ch3f"
aliases
"statement of comprehensive income"
"consolidated statement of comprehensive income"
"OCI"
"other comprehensive income"
"total comprehensive income"
definition"The statement of comprehensive income: net income plus OCI — investment revaluation, insurance finance effects taken outside the P&L, currency translation, and remeasurements."
Premiums
category"section_topics"
id"wpkf9ycgxf"
parents
"ed0t39ch3f"
aliases
"premium income"
"gross written premiums"
"gross premiums written"
"GWP"
"net written premiums"
"premiums earned"
"insurance revenue"
"premium development"
definition"Top-line volume for the period: written and earned premiums and IFRS 17 insurance revenue."
Premiums / By line of business
category"section_topics"
id"n13vjesiav"
parents
"wpkf9ycgxf"
aliases
"premiums by line of business"
"premiums by product"
"premiums by business line"
"premium mix by product"
definition"Premium volume split by line of business or product, not by reportable segment."
Premiums / By geography
category"section_topics"
id"kynhd2bvm1"
parents
"wpkf9ycgxf"
aliases
"premiums by geography"
"premiums by region"
"premiums by country"
"premiums by market"
definition"Premium volume split by geography, region, or country, not by reportable segment."
Premiums / By customer segment
category"section_topics"
id"grsf2qklvn"
parents
"wpkf9ycgxf"
aliases
"premiums by customer segment"
"premiums by customer type"
"premiums by client segment"
definition"Premium volume split by customer type: retail, commercial, institutional."
Fee income
category"section_topics"
id"qfq1t7e6o0"
parents
"ed0t39ch3f"
aliases
"fee and commission income"
"fee result"
"fee business"
"commission income"
definition"Fee and commission revenue, e.g. from asset management, unit-linked, and service business."
Earnings
category"section_topics"
id"y30gelxv10"
parents
"ed0t39ch3f"
aliases
"net income"
"profit"
"net result"
"operating profit"
"operating result"
"underlying earnings"
"group results"
"results of operations"
definition"Profit for the period at any earnings line: operating or underlying earnings and net income."
Earnings / By line of business
category"section_topics"
id"pw41e8kn7m"
parents
"y30gelxv10"
aliases
"earnings by line of business"
"profit by business line"
"results by line of business"
definition"Earnings split by line of business or product, not by reportable segment."
Earnings / By geography
category"section_topics"
id"iycymgpuon"
parents
"y30gelxv10"
aliases
"earnings by geography"
"earnings by region"
"profit by country"
"results by market"
definition"Earnings split by geography, region, or country, not by reportable segment."
Earnings / By customer segment
category"section_topics"
id"ombz15arcb"
parents
"y30gelxv10"
aliases
"earnings by customer segment"
"profit by customer type"
"results by client segment"
definition"Earnings split by customer type: retail, commercial, institutional."
Earnings / Year-on-year bridge
category"section_topics"
id"v7mgl9oims"
parents
"y30gelxv10"
aliases
"earnings bridge"
"earnings walk"
"profit walk"
"operating profit bridge"
"earnings drivers"
definition"Walk from prior-period to current-period earnings, attributing the change to its drivers."
Earnings per share
category"section_topics"
id"v7ij6av24f"
parents
"y30gelxv10"
aliases
"EPS"
"basic earnings per share"
"diluted earnings per share"
"net income per share"
definition"Earnings attributable per share: basic and diluted EPS and the share count used."
Non-operating items
category"section_topics"
id"vnw5o744br"
parents
"y30gelxv10"
aliases
"non-operating result"
"exceptional items"
"one-off items"
"restructuring costs"
"integration costs"
definition"Items excluded from operating earnings: restructuring, integration, impairments, and other one-offs."
Non-GAAP reconciliation
category"section_topics"
id"n63zd2qo95"
parents
"y30gelxv10"
aliases
"alternative performance measures"
"APM reconciliation"
"non-GAAP financial measures"
"reconciliation of non-GAAP measures"
"adjusted earnings reconciliation"
definition"Reconciliation of management's alternative performance measures to the nearest IFRS or GAAP figure."
Expenses
category"section_topics"
id"irxh3hcbqz"
parents
"ed0t39ch3f"
aliases
"operating expenses"
"cost base"
"administrative expenses"
"acquisition costs"
"cost development"
definition"Operating cost base: acquisition and administrative expenses and cost trends."
Tax
category"section_topics"
id"kmocop7wiu"
parents
"ed0t39ch3f"
aliases
"income tax"
"income taxes"
"taxation"
"tax expense"
"effective tax rate"
"deferred tax"
definition"Income tax expense, effective tax rate, and deferred tax positions."
Discounting
category"section_topics"
id"qfysbg8bas"
parents
"ed0t39ch3f"
aliases
"discount rates"
"discount effect"
"unwind of discount"
"discount benefit"
"insurance finance income and expenses"
"insurance finance expenses"
"net insurance finance result"
definition"Discounting of insurance liabilities: rates used, discount benefit on new claims, and the unwind through insurance finance income and expenses."
Balance sheet
category"section_topics"
id"offa7is5x7"
aliases
"statement of financial position"
"consolidated balance sheet"
"statement of financial condition"
definition"Assets, liabilities, and equity at the reporting date."
Balance sheet / Assets
category"section_topics"
id"1f87rdfb5o"
parents
"offa7is5x7"
aliases
"total assets"
"asset side"
"assets overview"
"composition of assets"
definition"Composition of the asset side of the balance sheet."
Balance sheet / Liabilities
category"section_topics"
id"elseqv5tt7"
parents
"offa7is5x7"
aliases
"total liabilities"
"liability side"
"liabilities overview"
"composition of liabilities"
definition"Composition of the liability side of the balance sheet."
Investments
category"section_topics"
id"966xer0dpm"
parents
"offa7is5x7"
aliases
"investment portfolio"
"invested assets"
"asset allocation"
"general account"
definition"Investment portfolio, asset allocation, and investment income."
Investment result
category"section_topics"
id"jpoeftv18u"
parents
"966xer0dpm"
"ed0t39ch3f"
aliases
"net investment income"
"investment income"
"investment return"
"net investment result"
"investment performance"
definition"The period's investment earnings through the income statement: investment income, realized and fair-value gains and losses in P&L, and the resulting return (OCI valuation movements: see Unrealized gains & losses)."
Fixed income
category"section_topics"
id"utnmaoxh50"
parents
"966xer0dpm"
aliases
"bond portfolio"
"fixed income portfolio"
"debt securities"
"fixed maturities"
"fixed maturity securities"
"government bonds"
"corporate bonds"
definition"Fixed-income holdings: government and corporate bonds, duration, and yields."
Alternative assets
category"section_topics"
id"gp3o3dfk95"
parents
"966xer0dpm"
aliases
"alternatives"
"private equity"
"hedge funds"
"infrastructure investments"
"private markets"
definition"Non-traditional holdings: private equity, private debt, hedge funds, and infrastructure."
Investments / Real estate
category"section_topics"
id"t30sdfi0wn"
parents
"966xer0dpm"
aliases
"real estate portfolio"
"property investments"
"real estate holdings"
"commercial real estate"
definition"Real estate exposure: direct property, real estate funds, and property loans."
Investments / Credit quality
category"section_topics"
id"ooly7l7133"
parents
"966xer0dpm"
aliases
"credit quality of investments"
"investment credit quality"
"rating distribution"
"asset quality"
"below investment grade holdings"
definition"Credit quality of the investment portfolio: rating mix and impairment risk (not the risk-management framework — see Credit risk)."
Unrealized gains & losses
category"section_topics"
id"j8uunnd14x"
parents
"966xer0dpm"
aliases
"unrealized gains and losses"
"unrealized gains"
"unrealized losses"
"mark to market movements"
"revaluation reserve"
definition"The unrealized gain and loss position on the investment portfolio and valuation movements taken to OCI or the revaluation reserve, not the P&L investment result."
Derivatives
category"section_topics"
id"s22xbq0z1h"
parents
"966xer0dpm"
aliases
"derivative financial instruments"
"hedging instruments"
"derivative positions"
"hedge accounting"
"hedging program"
definition"Derivative positions and hedging: purpose, notionals, and fair values."
Fair value measurement
category"section_topics"
id"di0lc3m1jj"
parents
"966xer0dpm"
aliases
"fair value measurements"
"fair value hierarchy"
"level 3 assets"
"valuation techniques"
"fair value of financial instruments"
"fair value disclosures"
definition"Fair-value hierarchy (levels 1-3), valuation techniques, and level-3 movements."
CSM
category"section_topics"
id"c9uq82u1iy"
parents
"offa7is5x7"
aliases
"contractual service margin"
"CSM balance"
definition"Contractual service margin: the IFRS 17 store of unearned profit on in-force contracts."
CSM / Rollforward
category"section_topics"
id"cqvs0n2z2e"
parents
"c9uq82u1iy"
aliases
"CSM rollforward"
"CSM movement"
"CSM development"
"CSM walk"
"CSM roll forward"
definition"Period movement in the CSM: new business, interest accretion, assumption changes, and release to profit."
CSM / Sensitivities
category"section_topics"
id"c78yqzzcf5"
parents
"c9uq82u1iy"
aliases
"CSM sensitivity"
"CSM sensitivity analysis"
definition"Sensitivity of the CSM to market and insurance assumption changes."
Reserves
category"section_topics"
id"rmmhubj8mh"
parents
"offa7is5x7"
aliases
"loss reserves"
"claims reserves"
"insurance liabilities"
"insurance contract liabilities"
"liability for incurred claims"
"LIC"
"unpaid losses and loss adjustment expenses"
"reserve for losses and loss adjustment expenses"
definition"Insurance contract liabilities on the accounting balance sheet — chiefly claims reserves / the liability for incurred claims (for the Solvency II valuation see Technical provisions)."
Reserve development
category"section_topics"
id"rhstabgyn2"
parents
"rmmhubj8mh"
aliases
"prior year development"
"PYD"
"reserve releases"
"prior year reserve development"
"reserve strengthening"
definition"Prior-year reserve development: releases or strengthening on prior accident or underwriting years."
Reserve adequacy
category"section_topics"
id"e40m7ou132"
parents
"rmmhubj8mh"
aliases
"reserve strength"
"reserving confidence level"
"reserve margin"
"prudence margin"
definition"Adequacy of the reserve level: margins above best estimate and management's reserving position."
Reserves / Rollforward
category"section_topics"
id"do9an7x5kp"
parents
"rmmhubj8mh"
aliases
"reserve rollforward"
"loss reserve rollforward"
"reserve movement"
"reserve walk"
"reserve roll forward"
"movement in insurance liabilities"
definition"Opening-to-closing walk of claims reserves for the period."
Loss triangles
category"section_topics"
id"hjnlii88rx"
parents
"rmmhubj8mh"
aliases
"claims triangles"
"claims development tables"
"development triangles"
"loss development triangles"
"incurred and paid claims development"
"run off triangles"
definition"Claims development triangles by accident or underwriting year."
Shareholders' equity
category"section_topics"
id"0lk0pqg9zh"
parents
"offa7is5x7"
aliases
"total equity"
"equity attributable to shareholders"
"shareholders equity"
"stockholders equity"
"stockholders' equity"
definition"Shareholders' equity: level, composition, and per-share book value."
Shareholders' equity / Rollforward
category"section_topics"
id"z6dk9e62ik"
parents
"0lk0pqg9zh"
aliases
"equity movement"
"equity walk"
"changes in equity"
"statement of changes in equity"
"consolidated statement of changes in equity"
definition"Period movement in equity: profit, OCI, dividends, and buybacks from opening to closing."
Goodwill & intangibles
category"section_topics"
id"hekiequlv1"
parents
"offa7is5x7"
aliases
"goodwill"
"intangible assets"
"goodwill and intangible assets"
"goodwill and other intangible assets"
"goodwill impairment"
"VOBA"
definition"Goodwill and intangible assets: carrying amounts and impairment testing."
Deferred acquisition costs
category"section_topics"
id"or43xxg565"
parents
"offa7is5x7"
aliases
"DAC"
"deferred policy acquisition costs"
"insurance acquisition cash flows"
"DAC amortization"
definition"Deferred acquisition costs / insurance acquisition cash flows: capitalization, amortization, and recoverability."
Leases
category"section_topics"
id"hvv0k9voso"
parents
"offa7is5x7"
aliases
"lease liabilities"
"right of use assets"
"IFRS 16"
"operating leases"
definition"Lease positions: right-of-use assets and lease liabilities."
Cash flow
category"section_topics"
id"cs6p6hop55"
aliases
"cash flow statement"
"statement of cash flows"
"consolidated statement of cash flows"
"operating cash flow"
definition"Cash flows for the period per the cash-flow statement: operating, investing, and financing (funding and liquidity discussion: see Liquidity & capital resources)."
Underwriting
category"section_topics"
id"cos78e4bvi"
aliases
"underwriting performance"
"underwriting discipline"
"technical result"
definition"Property & casualty underwriting result and the combined, loss, and expense ratios."
Catastrophes
category"section_topics"
id"caxaby4jlv"
parents
"cos78e4bvi"
aliases
"natural catastrophes"
"nat cat"
"catastrophe losses"
"cat losses"
"man-made catastrophes"
"weather events"
definition"Natural and man-made catastrophe events and their loss impact in the period."
Catastrophes / Earnings sensitivity
category"section_topics"
id"3cg80vy9c1"
parents
"caxaby4jlv"
aliases
"cat load"
"catastrophe budget"
"cat exposure"
"catastrophe scenarios"
"probable maximum loss"
"PML"
definition"Expected catastrophe load and the sensitivity of earnings to catastrophe scenarios, including modeled losses (PML) by return period."
Pricing
category"section_topics"
id"llbwb4tj3c"
parents
"cos78e4bvi"
aliases
"rate changes"
"rate increases"
"renewal rate change"
"pricing environment"
"price adequacy"
definition"Pricing and rate change achieved on the portfolio, including treaty renewal pricing for reinsurers, and pricing adequacy (premium volume and growth: see Premiums)."
Claims
category"section_topics"
id"drz6uloidk"
aliases
"claims trends"
"claims inflation"
"claims experience"
"loss trends"
"claims handling"
"claims management"
definition"Claims experience and trends: frequency, severity, inflation, and large losses (catastrophe events: see Catastrophes; reserve balances: see Reserves)."
New business
category"section_topics"
id"fz8evycjst"
aliases
"new business production"
"life new business"
"new business generation"
definition"Life new-business volume and value: APE, PVNBP, NBV, and NBV margin."
Net flows
category"section_topics"
id"f4zcgwiyzm"
aliases
"net inflows"
"net outflows"
"net new money"
"net client cash flows"
"inflows and outflows"
definition"Net client flows in Life and asset management: inflows minus outflows and surrenders (gross premium volume: see Premiums; AUM level: see Assets under management)."
Assets under management
category"section_topics"
id"yoqvxfblxe"
aliases
"AUM"
"third party assets"
"managed assets"
"client assets"
"funds under management"
"assets under administration"
definition"Assets under management: level and mix of own and third-party managed assets in the asset-management business (the general-account portfolio on the balance sheet: see Investments)."
Assets under management / Rollforward
category"section_topics"
id"6jssxlwfy5"
parents
"yoqvxfblxe"
aliases
"AUM rollforward"
"AUM roll forward"
"AUM movement"
"AUM development"
"AUM walk"
"change in AUM"
definition"Period movement in AUM: flows, market effects, and FX from opening to closing."
Reinsurance
category"section_topics"
id"20fueoa3q1"
aliases
"reinsurance protection"
"ceded reinsurance"
"outward reinsurance"
"retrocession"
"reinsurance strategy"
definition"The group's own reinsurance protection as cedant: strategy and cessions (treaty structure, layers, and retentions: see Reinsurance program)."
Reinsurance program
category"section_topics"
id"8ihdrbirer"
parents
"20fueoa3q1"
aliases
"reinsurance programme"
"reinsurance structure"
"catastrophe reinsurance program"
"reinsurance program renewal"
"retention levels"
definition"Structure of the reinsurance program: treaties, layers, retentions, and renewal terms."
Reinsurance recoverables
category"section_topics"
id"tc5fw176pu"
parents
"20fueoa3q1"
"m0cjxgvmvi"
aliases
"reinsurance assets"
"reinsurance recoverable"
"amounts recoverable from reinsurers"
"reinsurers' share of technical provisions"
"reinsurers share of technical provisions"
"reinsurance contracts held"
"reinsurance contract assets"
definition"Amounts recoverable from reinsurers and the credit quality of those counterparties."
Alternative capital
category"section_topics"
id"369bdpvh3a"
parents
"20fueoa3q1"
aliases
"insurance linked securities"
"ILS"
"cat bonds"
"sidecars"
"third party capital"
definition"Alternative reinsurance capital: cat bonds, ILS, sidecars, and third-party vehicles."
Solvency
category"section_topics"
id"2k28wtsk07"
aliases
"Solvency II"
"capital adequacy"
"solvency position"
definition"Regulatory capital adequacy: solvency ratio, own funds, and capital requirement."
Own funds
category"section_topics"
id"mvr3j6qvh9"
parents
"2k28wtsk07"
aliases
"eligible own funds"
"EOF"
"available capital"
"available financial resources"
"AFR"
"own funds composition"
"tiering of own funds"
definition"Solvency II eligible own funds: amount, tiering, and composition (IFRS equity bridge: see Equity to own funds reconciliation)."
Capital requirement
category"section_topics"
id"997lhpef9j"
parents
"2k28wtsk07"
aliases
"SCR"
"solvency capital requirement"
"MCR"
"minimum capital requirement"
"required capital"
"solvency capital requirement and minimum capital requirement"
"SCR and MCR"
definition"Regulatory capital requirement: the SCR (composition by risk module) and MCR, or local analogues such as US risk-based capital (RBC)."
Solvency / Valuation
category"section_topics"
id"mk9k8gy9n4"
parents
"2k28wtsk07"
aliases
"valuation for solvency purposes"
"solvency II balance sheet"
"economic balance sheet"
"market value balance sheet"
"market consistent balance sheet"
definition"Solvency II valuation basis: the economic balance sheet and valuation of assets and liabilities for solvency purposes."
Technical provisions
category"section_topics"
id"py9kepvra1"
parents
"mk9k8gy9n4"
aliases
"best estimate liabilities"
"BEL"
"risk margin"
"best estimate and risk margin"
definition"Solvency II technical provisions: best estimate plus risk margin (accounting reserves: see Reserves)."
Solvency / Rollforward
category"section_topics"
id"2vtd347257"
parents
"2k28wtsk07"
aliases
"solvency ratio movement"
"solvency ratio walk"
"solvency II ratio development"
"solvency II ratio movement"
"solvency II ratio walk"
"change in solvency ratio"
definition"Movement in the solvency ratio over the period and its drivers — operating generation, market variance, and capital actions (the organic generation KPI on its own: see Capital generation)."
Solvency / Sensitivities
category"section_topics"
id"vxha3w1l2k"
parents
"2k28wtsk07"
aliases
"solvency sensitivities"
"solvency ratio sensitivities"
"sensitivity of the solvency ratio"
"solvency II sensitivities"
"sensitivity of the solvency II ratio"
definition"Sensitivity of the solvency ratio to market and insurance shocks."
Equity to own funds reconciliation
category"section_topics"
id"vmox6ji65o"
parents
"2k28wtsk07"
"0lk0pqg9zh"
aliases
"IFRS equity to own funds"
"own funds reconciliation"
"IFRS to Solvency II bridge"
"excess of assets over liabilities bridge"
definition"Bridge from IFRS shareholders' equity to Solvency II eligible own funds."
QRTs
category"section_topics"
id"1kritzrxbm"
parents
"2k28wtsk07"
aliases
"quantitative reporting templates"
"QRT"
"reporting templates"
definition"Public quantitative reporting templates annexed to the SFCR."
Capital management
category"section_topics"
id"f8km91nllc"
aliases
"capital deployment"
"debt issuance"
"capital actions"
definition"Capital deployment: remittances, buybacks, debt issuance, and holding-company liquidity."
Shareholder returns
category"section_topics"
id"4mxy6ccbgj"
parents
"f8km91nllc"
aliases
"distributions"
"shareholder distributions"
"capital returns"
definition"Dividends and shareholder distributions."
Dividends
category"section_topics"
id"f7q5tvbfqm"
parents
"4mxy6ccbgj"
aliases
"dividend"
"dividend policy"
"dividend proposal"
"dividend distribution"
"appropriation of profit"
"appropriation of result"
definition"Dividend: policy, proposed or paid amount, and distribution capacity."
Buybacks
category"section_topics"
id"70zdwfnrmi"
parents
"4mxy6ccbgj"
aliases
"share buyback"
"share buybacks"
"share repurchases"
"buyback program"
"share repurchase program"
"share buyback programme"
"issuer purchases of equity securities"
definition"Share buybacks: programs, amounts, and execution."
Remittances
category"section_topics"
id"y7ye4rqzkv"
parents
"f8km91nllc"
aliases
"cash remittances"
"remittances to the holding"
"subsidiary remittances"
"dividends from subsidiaries"
definition"Cash remitted by subsidiaries to the holding company."
Capital generation
category"section_topics"
id"5z1re6bzev"
parents
"f8km91nllc"
aliases
"organic capital generation"
"OCG"
"normalized capital generation"
"free capital generation"
"operating capital generation"
"operational surplus generation"
"free surplus generation"
"free cash flow"
definition"Organic or normalized capital generation as a standalone KPI: the amount generated in the period and its uses (the full solvency-ratio walk: see Solvency / Rollforward)."
Liquidity & capital resources
category"section_topics"
id"trbk6wt4s9"
parents
"f8km91nllc"
aliases
"liquidity and capital resources"
"liquidity position"
"liquidity and funding"
"funding sources"
"financial flexibility"
definition"Liquidity position and funding sources of the group — the 10-K MD&A liquidity section (the cash-flow statement itself: see Cash flow; parent-company resources: see Holding company)."
Holding company
category"section_topics"
id"75shp9ailk"
parents
"f8km91nllc"
aliases
"holdco"
"parent company"
"holding company cash"
"holding company liquidity"
"parent company liquidity"
definition"The holding or parent company standalone: cash, resources, and obligations."
Holding company / Financial statements
category"section_topics"
id"1smvf6a29l"
parents
"75shp9ailk"
aliases
"parent company financial statements"
"holding company accounts"
"parent company accounts"
"company financial statements"
"condensed financial information of registrant"
definition"Standalone parent-company financial statements of the holding."
Leverage
category"section_topics"
id"b3bc9gy5x7"
parents
"f8km91nllc"
aliases
"financial leverage"
"debt"
"financial debt"
"borrowings"
"senior and subordinated debt"
"long-term debt"
"subordinated liabilities"
"financing debt"
definition"Financial leverage: debt outstanding, leverage level, and debt servicing (maturity schedule and refinancing: see Debt maturity)."
Debt maturity
category"section_topics"
id"bhnpa5y4f0"
parents
"b3bc9gy5x7"
aliases
"debt maturity profile"
"debt maturities"
"debt maturity schedule"
"refinancing"
definition"Maturity profile of outstanding debt and refinancing needs."
Shares
category"section_topics"
id"ch7st6ifed"
parents
"f8km91nllc"
aliases
"share capital"
"share information"
"shares outstanding"
"share data"
"stock information"
"market for registrant's common equity, related stockholder matters and issuer purchases of equity securities"
definition"Share capital and share data: shares outstanding, classes, and listing."
Ratings
category"section_topics"
id"u6q0bi3ei3"
aliases
"credit rating"
"financial strength rating"
"rating agency"
"AM Best"
"S&P rating"
"Moody's rating"
definition"Credit and financial-strength ratings and their outlooks."
Risk
category"section_topics"
id"w8ma8usdpx"
aliases
"risk factors"
"risk management"
"risk profile"
"key risks"
definition"Risk factors and the risk-management approach."
Insurance risk
category"section_topics"
id"gva2857foa"
parents
"w8ma8usdpx"
aliases
"underwriting risk"
"insurance risk profile"
"life insurance risk"
"non-life insurance risk"
"life underwriting risk"
"non-life underwriting risk"
"health underwriting risk"
"biometric risk"
definition"Insurance and underwriting risk in the risk profile: biometric, lapse, expense, and P&C exposure (underwriting performance and ratios: see Underwriting)."
Market risk
category"section_topics"
id"p7k94aok7u"
parents
"w8ma8usdpx"
aliases
"interest rate risk"
"equity risk"
"spread risk"
"currency risk"
"foreign exchange risk"
"ALM"
"asset liability management"
"quantitative and qualitative disclosures about market risk"
definition"Market risk exposure: interest rate, equity, spread, property, and currency risk (currency-translation effects on reported results: see Exchange rates)."
Credit risk
category"section_topics"
id"m0cjxgvmvi"
parents
"w8ma8usdpx"
aliases
"counterparty risk"
"counterparty default risk"
"credit exposure"
"credit risk management"
definition"Credit and counterparty risk: exposure to default of issuers, reinsurers, and other counterparties (portfolio rating mix: see Investments / Credit quality; reinsurer balances: see Reinsurance recoverables)."
Operational risk
category"section_topics"
id"zy07b9ocmk"
parents
"w8ma8usdpx"
aliases
"op risk"
"operational risk management"
"operational resilience"
definition"Operational risk: failures of processes, people, and systems, and their mitigation."
Liquidity risk
category"section_topics"
id"81oaprhocb"
parents
"w8ma8usdpx"
aliases
"liquidity risk management"
"funding risk"
definition"Liquidity risk: the risk of insufficient liquid resources to meet obligations (the group's liquidity position: see Liquidity & capital resources)."
Emerging risks
category"section_topics"
id"x0s3i3lcpw"
parents
"w8ma8usdpx"
aliases
"emerging risk"
"horizon scanning"
"top and emerging risks"
definition"Emerging and developing risks identified through horizon scanning."
Litigation
category"section_topics"
id"nad00g0zfb"
parents
"w8ma8usdpx"
aliases
"legal proceedings"
"litigation and regulatory proceedings"
"legal and arbitration proceedings"
"legal risks"
"legal disputes"
definition"Legal proceedings and disputes and their potential financial effect."
Commitments & contingencies
category"section_topics"
id"wugbjvah7b"
parents
"w8ma8usdpx"
aliases
"commitments and contingencies"
"contingent liabilities"
"guarantees and indemnifications"
"off balance sheet arrangements"
definition"Commitments, guarantees, and contingent liabilities, including off-balance-sheet arrangements (legal disputes and proceedings: see Litigation)."
Cybersecurity
category"section_topics"
id"3sevlm3ozh"
parents
"w8ma8usdpx"
aliases
"cyber risk"
"information security"
"cybersecurity risk management"
"IT security"
definition"Cyber risk and information-security management, including the 10-K Item 1C disclosure."
ORSA
category"section_topics"
id"d00txlz1as"
parents
"w8ma8usdpx"
"sj5skd0tp7"
aliases
"own risk and solvency assessment"
"risk management system including the own risk and solvency assessment"
definition"Own Risk and Solvency Assessment: process and the forward-looking view of solvency needs."
Governance
category"section_topics"
id"sj5skd0tp7"
aliases
"corporate governance"
"governance framework"
"governance report"
"corporate governance report"
"corporate governance statement"
"system of governance"
"fit and proper requirements"
definition"Corporate governance: framework, bodies, and the system of governance (ESG oversight and business ethics: see Sustainability / Governance)."
Management & board
category"section_topics"
id"i3be5prevc"
parents
"sj5skd0tp7"
aliases
"board of directors"
"executive committee"
"management board"
"board of management"
"supervisory board"
"leadership team"
"corporate bodies"
"information about our executive officers"
"directors, executive officers and corporate governance"
definition"Composition and roles of the board and executive management."
Ownership structure
category"section_topics"
id"csyruuyebe"
parents
"sj5skd0tp7"
aliases
"shareholder structure"
"major shareholders"
"share ownership"
"principal shareholders"
"shareholder base"
"security ownership of certain beneficial owners and management"
definition"Who owns the company: major shareholders, free float, and control."
Remuneration
category"section_topics"
id"ebig3opk63"
parents
"sj5skd0tp7"
aliases
"compensation"
"executive compensation"
"remuneration report"
"remuneration policy"
definition"Remuneration of executives and staff: policy, structure, and amounts."
Related party transactions
category"section_topics"
id"1eit26wk5c"
parents
"sj5skd0tp7"
aliases
"related parties"
"transactions with related parties"
"related party disclosures"
"certain relationships and related transactions"
definition"Transactions and balances with related parties."
Actuarial function
category"section_topics"
id"qpnuvr351y"
parents
"sj5skd0tp7"
aliases
"actuarial function report"
"appointed actuary's report"
definition"The actuarial function: role, independence, coordination of technical provisions, and opinion on underwriting policy and reinsurance arrangements."
Outsourcing
category"section_topics"
id"92uva58ioh"
parents
"sj5skd0tp7"
aliases
"outsourcing arrangements"
"third party providers"
definition"Outsourcing of critical functions and oversight of service providers."
Human capital
category"section_topics"
id"v84q3tomll"
aliases
"employees"
"workforce"
"our people"
"human resources"
"human capital resources"
"human capital management"
definition"Workforce: headcount, talent, diversity, and employee engagement."
Sustainability
category"section_topics"
id"tq2q8ln3jw"
aliases
"ESG"
"corporate responsibility"
"corporate social responsibility"
"CSR"
"sustainable development"
"sustainability statement"
"sustainability report"
"non-financial statement"
definition"Sustainability and ESG approach and reporting across environmental, social, and governance dimensions."
Sustainability / Environment
category"section_topics"
id"27zvv4tw62"
parents
"tq2q8ln3jw"
aliases
"climate"
"climate change"
"net zero"
"decarbonization"
"climate strategy"
"TCFD"
"climate-related financial disclosures"
"environmental information"
definition"Environmental pillar: climate strategy, emissions, net-zero targets, and green investments."
Sustainability / Social
category"section_topics"
id"f21zfpazd1"
parents
"tq2q8ln3jw"
aliases
"social responsibility"
"social impact"
"community engagement"
"inclusive insurance"
"social information"
definition"Social pillar: communities, social impact initiatives, and customer treatment as a sustainability matter (own workforce and diversity: see Human capital; customer base: see Customers)."
Sustainability / Governance
category"section_topics"
id"t7ra5psnym"
parents
"tq2q8ln3jw"
aliases
"ESG governance"
"sustainability governance"
"business ethics"
"business conduct"
"responsible business conduct"
definition"Governance pillar of ESG: ethics, conduct, and sustainability oversight."
Economic assumptions
category"section_topics"
id"8057i7ggjm"
aliases
"actuarial assumptions"
"economic scenarios"
"interest rate assumptions"
"assumption changes"
definition"Economic and actuarial assumptions used in valuations and results: rates, returns, and assumption updates (actual market conditions: see Market environment; liability discounting: see Discounting)."
Regulation
category"section_topics"
id"1nma8v7gjs"
aliases
"regulatory environment"
"regulatory developments"
"supervision"
"regulatory framework"
"government regulation"
"regulatory matters"
"supervision and regulation"
definition"Regulatory environment, supervision, and regulatory developments affecting the business (the company's own capital adequacy under those rules: see Solvency)."
Outlook
category"section_topics"
id"z5ugm9vp33"
aliases
"guidance"
"targets"
"financial targets"
"outlook and guidance"
"ambitions"
definition"Forward-looking guidance, targets, and ambitions."
Highlights
category"section_topics"
id"3pjfj4g9uv"
aliases
"key figures"
"financial highlights"
"at a glance"
"key metrics"
"performance highlights"
"key performance indicators"
"KPIs"
"selected financial data"
definition"Headline figures and achievements for the period, at a glance."
Letter to shareholders
category"section_topics"
id"za7l40ulze"
aliases
"CEO letter"
"chairman's statement"
"CEO message"
"letter from the CEO"
"chairman and CEO letter"
"to our shareholders"
"chairman's letter"
"chief executive's review"
definition"Leadership letter to shareholders framing the period."
Reporting basis
category"section_topics"
id"ow7tevuxxr"
aliases
"basis of preparation"
"basis of presentation"
"reporting framework"
"scope of consolidation"
"basis of consolidation"
definition"Basis of preparation of the financial statements: reporting framework applied and scope of consolidation (individual policies and estimates: see Accounting policies)."
Accounting policies
category"section_topics"
id"ie3cmfrol3"
parents
"ow7tevuxxr"
aliases
"significant accounting policies"
"summary of significant accounting policies"
"material accounting policies"
"summary of material accounting policies"
"accounting principles"
"new accounting standards"
"critical accounting estimates"
"critical accounting policies and estimates"
definition"Accounting policies and estimates, including new standards adopted."
Filing information
category"section_topics"
id"t53unsd9lu"
aliases
"cover page"
"registrant information"
"document and entity information"
"exhibits"
"exhibits and financial statement schedules"
"signatures"
"documents incorporated by reference"
definition"Filing apparatus: cover page, registrant details, exhibits, and signatures."
Audit
category"section_topics"
id"x856lnzuq2"
aliases
"auditor's report"
"independent auditor's report"
"audit report"
"audit opinion"
"key audit matters"
"critical audit matters"
"report of independent registered public accounting firm"
"statutory auditors' report"
"principal accountant fees and services"
definition"External audit: the auditor's report, opinion, and key audit matters."
Internal controls
category"section_topics"
id"l96bfbct4s"
parents
"x856lnzuq2"
"sj5skd0tp7"
aliases
"internal control over financial reporting"
"ICFR"
"controls and procedures"
"internal control system"
"management's report on internal control over financial reporting"
"disclosure controls and procedures"
"internal audit"
"internal audit function"
"compliance function"
definition"Internal control system, compliance and internal audit functions, and controls over financial reporting (ICFR)."
Subsequent events
category"section_topics"
id"ogfk3mnpww"
aliases
"events after the reporting period"
"post balance sheet events"
"events after the balance sheet date"
definition"Events after the reporting date and their effect."
Front matter
category"section_topics"
id"p1nm5k4hev"
aliases
"table of contents"
"contents"
"about this report"
"presentation of information"
definition"Report front matter: table of contents, about-this-report, and document-level reading conventions (accounting basis of preparation: see Reporting basis)."
Disclaimers
category"section_topics"
id"tepp01g689"
aliases
"forward looking statements"
"cautionary statement"
"safe harbor statement"
"cautionary statement regarding forward-looking statements"
"cautionary note regarding forward-looking statements"
"disclaimer"
"important legal information"
definition"Legal disclaimers: forward-looking statements and cautionary notes."
Glossary
category"section_topics"
id"dsc5r029ax"
aliases
"definitions"
"glossary of terms"
"abbreviations"
"terminology"
definition"Glossary: definitions of terms and abbreviations used in the report."
Investor relations
category"section_topics"
id"snkw7cucpt"
aliases
"financial calendar"
"investor information"
"shareholder information"
"annual general meeting"
definition"Investor relations: contacts, calendar, and shareholder services."