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• 00:36, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/The variable fee approach/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = What are direct participating contracts | question = AXA France sells a with-profits savings product called "Épargne Avenir." Under this contract, policyholders pay premiums that are invested in a named pool of bonds, equities, and real estate. Each year, policyholders receive 90% of the net investment returns, plus a guaranteed minimum of 0.5%. AXA retains the remaining 10% as its fee and also provides a death benefit. Wh...")