Definition:Full year 2025
| Full year 2025 | |
|---|---|
| Category | periods |
| Aliases | FY25; FY2025; FY 2025; full-year 2025 |
| Related terms | Full year 2024, Year 2026 |
| Definition | Full-year 2025 reporting period. |
📅 Full year 2025 denotes the twelve-month reporting period ended December 31, 2025, for companies whose financial year follows the calendar. That convention dominates among listed issuers worldwide, insurers included. Written FY25, FY2025, or spelled out, the label names the complete annual period, as opposed to the half-year and quarterly slices nested inside it.
🧾 Reporting on the period ran through the standard corporate cycle: earnings releases in early 2026, then annual reports and statutory accounts over the following months. Insurers layered their own disclosures on top, such as the European SFCR solvency publication. For most groups applying IFRS 17 and IFRS 9, this was the third complete year on the new insurance standards. Its figures therefore compare cleanly with 2024, free of the restatement noise that complicated the transition years. The period also serves as the prior-year column in everything published about 2026.
🔗 Audited annual figures do work that interim numbers cannot: they feed regulatory returns and rating-agency models, settle dividend decisions, and close out plan targets set years earlier. Any growth rate, consensus check, or target comparison stands only if the figure beneath it matches full year 2025 precisely, not a half-year within it or a neighboring annual period.