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Line 90: == Notable quotes == {{Insert quote panel {{Insert quote panel \| image = thomas-buberl.jpg \| {{Quote \| text = I started from 80% life insurance and I knew I need to get away from it and so we changed the company from 80% life insurance to 10% life insurance keeping the same revenue.<ref name="RRA2022">{{cite AV media \| people = Buberl, Thomas \| title = Trust Your Gut: AXA’s Thomas Buberl Talks Transformation and Reinvention \| url = https://www.youtube.com/watch?v=fhWkmAa7mrY \| publisher = Russell Reynolds Associates \| date = May 2022 \| access-date = 2025-12-28}}</ref> {{mini separator}} We need to shift our business model from when I started 100% paying claims to... 2030 or beyond... making the claims payment the exception.<ref name="FCLT2025">{{cite AV media \| people = Buberl, Thomas \| title = Thomas Buberl on the Evolution of Insurance: From Response to Prevention \| url = https://www.youtube.com/watch?v=1FckGWVOcvs \| publisher = FCLTGlobal \| date = February 2025 \| access-date = 2025-12-28}}</ref> {{mini separator}} If we continue to focus on prevention, if prevention becomes a mandatory part of the insurance solution, then climate can be properly priced again and will remain insurable.<ref name="FCLT2025" /> {{mini separator}} Technology will play an important role because prevention... will be very costly and almost impossible [without it].<ref name="FCLT2025" /> {{mini separator}} Our strategic question is and was: Are we becoming a balance sheet provider... or should we become an orchestrator of a community of insured people who we can help live a better life?<ref name="AMBest2019">{{cite web \| title = CEO Interview: The Next Chapter \| url = https://news.ambest.com/articlecontent.aspx?refnum=286548&altsrc=43 \| website = AM Best \| date = 2019 \| access-date = 2025-12-28}}</ref> {{mini separator}} I discovered the insurance sector as the sector that I really enjoyed because of it being in the middle of society and having a massive impact on society.<ref name="Lancaster2024">{{cite AV media \| people = Buberl, Thomas \| title = An Interview with Thomas Buberl, AXA CEO \| url = https://www.youtube.com/watch?v=kjW_bDfBK20 \| publisher = Lancaster University Management School \| date = January 2024 \| access-date = 2025-12-28}}</ref> {{mini separator}} You need to have a conviction that what you do is right in the long term even though it's maybe perceived as being a surprise in the short term.<ref name="RRA2022" /> {{mini separator}} When you have your first day of office the counter goes back to zero and you start at the bottom again.<ref name="RRA2022" /> {{mini separator}} Do not look back what your predecessors have done and try and copy them; be yourself, you will find the right answer.<ref name="RRA2022" /> {{mini separator}} Culture for me is the glue that keeps an organization together.<ref name="RRA2022" /> {{mini separator}} My task is not to command and control the execution of the integration. My task is to create an environment, to create an inspiration.<ref name="AMBest2019" /> {{mini separator}} One must reinvent themselves in life; for me, retirement arrives on the day of death.<ref name="YouTube2025">{{cite AV media \| people = Buberl, Thomas \| title = 20 minutes avec le PDG d'AXA \| url = https://www.youtube.com/watch?v=J0MwHFZaiSU \| publisher = YouTube \| date = July 2025 \| access-date = 2025-12-28}}</ref> {{mini separator}} The best choices are made in naivety because if we think too much, we don't take risks.<ref name="YouTube2025" /> {{mini separator}} Every day can and must be an adventure.<ref name="YouTube2025" /> {{mini separator}} In a very uncertain time when things are foggy you don't know what to do next by definition and that's why my mantra is just follow your guts.<ref name="RRA2022" /> {{mini separator}} Integrity is very important to me. Being truthful to yourself, listening to feedback, being able to be confronted with things you should change.<ref name="AMBest2019" /> {{mini separator}} If you make a big plan about your career I can assure you it will not plan out like this.<ref name="Lancaster2024" /> {{mini separator}} The risk of social fracture seems even more serious than the climate threat.<ref name="CincoDias2025">{{cite web \| title = Thomas Buberl (AXA CEO): “The risk of social fracture seems even more serious than the climate threat” \| url = https://cincodias.elpais.com/companias/2025-01-20/thomas-buberl-ceo-de-axa-el-riesgo-de-una-ruptura-social-me-parece-aun-mas-grave-que-la-amenaza-climatica.html \| website = Cinco Días (El País) \| date = January 2025 \| access-date = 2025-12-28}}</ref> {{mini separator}} A withdrawal from the EU would be a major defeat for France. The Franco-German axis is central to Europe.<ref name="Bilanz2017">{{cite web \| title = AXA Chief Buberl: “A Le Pen victory would be a disaster” \| url = https://www.bilanz.ch/beruf/axa-chef-buberl-ein-sieg-le-pens-ware-ein-desaster-127741 \| website = BILANZ \| date = April 2017 \| access-date = 2025-12-28}}</ref> {{mini separator}} The weaker Europe becomes, the weaker we become overall.<ref name="Bilanz2017" /> {{mini separator}} The AI revolution is more touching those tech companies than it probably will touch the old giants from Europe.<ref name="Carmignac2025">{{cite web \| title = Edouard Carmignac: A Conversation with Thomas Buberl, CEO of AXA \| url = https://www.carmignac.com/en/articles/edouard-carmignac-a-conversation-with-thomas-buberl-ceo-of-axa-3306-11458 \| website = Carmignac \| date = April 2025 \| access-date = 2025-12-28}}</ref> {{mini separator}} Apple started with a little garage and sort of nearly killed IBM... nothing should be taken for granted.<ref name="Carmignac2025" /> \| author = {{Thomas Buberl/attribution}} }} }} \| image = thomas-buberl.jpg \| {{Quote \| text = I discovered the insurance sector as the sector that I really enjoyed because of it being in the middle of society and having a massive impact on society.<ref name="Lancaster2024">{{cite AV media \| people = Buberl, Thomas \| title = An Interview with Thomas Buberl, AXA CEO \| url = https://www.youtube.com/watch?v=kjW_bDfBK20 \| publisher = Lancaster University Management School \| date = January 2024 \| access-date = 2025-12-28}}</ref> {{mini separator}} I started from 80% life insurance and I knew I need to get away from it and so we changed the company from 80% life insurance to 10% life insurance keeping the same revenue.<ref name="RussellReynolds2022">{{cite AV media \| people = Buberl, Thomas \| title = Trust Your Gut: AXA’s Thomas Buberl Talks Transformation and Reinvention \| url = https://www.youtube.com/watch?v=fhWkmAa7mrY \| publisher = Russell Reynolds Associates \| date = May 2022 \| access-date = 2025-12-28}}</ref> {{mini separator}} We need to shift our business model from when I started 100% paying claims to... 2030 or beyond... making the claims payment the exception.<ref name="FCLTGlobal2025">{{cite AV media \| people = Buberl, Thomas \| title = Thomas Buberl on the Evolution of Insurance: From Response to Prevention \| url = https://www.youtube.com/watch?v=1FckGWVOcvs \| publisher = FCLTGlobal \| date = February 2025 \| access-date = 2025-12-28}}</ref> {{mini separator}} If we continue to focus on prevention, if prevention becomes a mandatory part of the insurance solution, then climate can be properly priced again and will remain insurable.<ref name="FCLTGlobal2025" /> {{mini separator}} Technology will play an important role because prevention... will be very costly and almost impossible [without it].<ref name="FCLTGlobal2025" /> {{mini separator}} Our strategic question is and was: Are we becoming a balance sheet provider... or should we become an orchestrator of a community of insured people who we can help live a better life?<ref name="AMBest2019">{{cite web \| title = CEO Interview: The Next Chapter \| url = https://news.ambest.com/articlecontent.aspx?refnum=286548&altsrc=43 \| website = AM Best \| date = 2019 \| access-date = 2025-12-28}}</ref> {{mini separator}} You need to have a conviction that what you do is right in the long term even though it's maybe perceived as being a surprise in the short term.<ref name="RussellReynolds2022" /> {{mini separator}} When you have your first day of office the counter goes back to zero and you start at the bottom again.<ref name="RussellReynolds2022" /> {{mini separator}} Culture for me is the glue that keeps an organization together.<ref name="RussellReynolds2022" /> {{mini separator}} Integrity is very important to me. Being truthful to yourself, listening to feedback, being able to be confronted with things you should change.<ref name="AMBest2019" /> {{mini separator}} My task is not to command and control the execution of the integration. My task is to create an environment, to create an inspiration.<ref name="AMBest2019" /> {{mini separator}} In a very uncertain time when things are foggy you don't know what to do next by definition and that's why my mantra is just follow your guts.<ref name="RussellReynolds2022" /> {{mini separator}} Do not look back what your predecessors have done and try and copy them; be yourself, you will find the right answer.<ref name="RussellReynolds2022" /> {{mini separator}} One must reinvent themselves in life; for me, retirement arrives on the day of death.<ref name="YouTube2025">{{cite AV media \| people = Buberl, Thomas \| title = 20 minutes avec le PDG d'AXA \| url = https://www.youtube.com/watch?v=J0MwHFZaiSU \| publisher = YouTube \| date = July 2025 \| access-date = 2025-12-28}}</ref> {{mini separator}} The best choices are made in naivety because if we think too much, we don't take risks.<ref name="YouTube2025" /> {{mini separator}} Every day can and must be an adventure.<ref name="YouTube2025" /> {{mini separator}} If you make a big plan about your career I can assure you it will not plan out like this.<ref name="Lancaster2024" /> {{mini separator}} The risk of social fracture seems even more serious than the climate threat.<ref name="CincoDias2025">{{cite web \| title = Thomas Buberl (AXA CEO): “The risk of social fracture seems even more serious than the climate threat” \| url = https://cincodias.elpais.com/companias/2025-01-20/thomas-buberl-ceo-de-axa-el-riesgo-de-una-ruptura-social-me-parece-aun-mas-grave-que-la-amenaza-climatica.html \| website = Cinco Días (El País) \| date = January 2025 \| access-date = 2025-12-28}}</ref> {{mini separator}} A withdrawal from the EU would be a major defeat for France. The Franco-German axis is central to Europe.<ref name="Bilanz2017">{{cite web \| title = AXA Chief Buberl: “A Le Pen victory would be a disaster” \| url = https://www.bilanz.ch/beruf/axa-chef-buberl-ein-sieg-le-pens-ware-ein-desaster-127741 \| website = BILANZ \| date = April 2017 \| access-date = 2025-12-28}}</ref> {{mini separator}} The weaker Europe becomes, the weaker we become overall.<ref name="Bilanz2017" /> {{mini separator}} The AI revolution is more touching those tech companies than it probably will touch the old giants from Europe.<ref name="Carmignac2025">{{cite web \| title = Edouard Carmignac: A Conversation with Thomas Buberl, CEO of AXA \| url = https://www.carmignac.com/en/articles/edouard-carmignac-a-conversation-with-thomas-buberl-ceo-of-axa-3306-11458 \| website = Carmignac \| date = April 2025 \| access-date = 2025-12-28}}</ref> {{mini separator}} Apple started with a little garage and sort of nearly killed IBM... nothing should be taken for granted.<ref name="Carmignac2025" /> \| author = {{Thomas Buberl/attribution}} }} }} {{section separator}} == References ==

Thomas Buberl: Difference between revisions