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Created page with "{{Insert top}}{{Insert quote panel | {{The Total Money Makeover/random quote}} }} == Introduction == ''The Total Money Makeover'' is a personal finance book by Dave Ramsey. The first edition was published in 2003 by Nelson Books (Thomas Nelson) and runs 223 pages (ISBN 978-0-7852-6326-5).<ref name="OCLC680152673">{{cite web |title=The total money makeover : a proven plan for financial fitness |url=https://www.worldcat.org/oclc/680152673 |website=WorldCat |publisher=OCL..."
 
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== Introduction ==
== Introduction ==
''The Total Money Makeover'' is a personal finance book by Dave Ramsey. The first edition was published in 2003 by Nelson Books (Thomas Nelson) and runs 223 pages (ISBN 978-0-7852-6326-5).<ref name="OCLC680152673">{{cite web |title=The total money makeover : a proven plan for financial fitness |url=https://www.worldcat.org/oclc/680152673 |website=WorldCat |publisher=OCLC |access-date=8 November 2025}}</ref> The book lays out a step-by-step plan—popularized as the “Baby Steps”—for budgeting, debt payoff, and saving.<ref name="LoCPubDesc">{{cite web |title=Publisher description for The total money makeover : a proven plan for financial fitness |url=https://catdir.loc.gov/catdir/enhancements/fy0614/2003014115-d.html |website=Library of Congress |publisher=Library of Congress |access-date=8 November 2025}}</ref> A revised and updated edition followed in 2007,<ref name="Marmot2007">{{cite web |title=The total money makeover: a proven plan for financial fitness — Rev. and updated (2007) |url=https://boulder.marmot.org/Record/.b16762733 |website=Marmot Library Network |publisher=Boulder Public Library |access-date=8 November 2025}}</ref> and a further updated-and-expanded edition was released in 2024.<ref name="ThomasNelson2024">{{cite web |title=The Total Money Makeover Updated and Expanded |url=https://www.thomasnelson.com/9781400342549/the-total-money-makeover-updated-and-expanded/ |website=Thomas Nelson |publisher=HarperCollins Christian Publishing |date=14 May 2024 |access-date=8 November 2025}}</ref>


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| website = [https://www.thomasnelson.com/9781400342549/the-total-money-makeover-updated-and-expanded/ thomasnelson.com]
| website = [https://www.thomasnelson.com/9781400342549/the-total-money-makeover-updated-and-expanded/ thomasnelson.com]
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'''''The Total Money Makeover''''' is a personal-finance book by radio host Dave Ramsey that lays out a behavior-first plan—popularized as seven “Baby Steps”—to budget, eliminate consumer debt, and build an emergency reserve.<ref name="LoCPubDesc" /><ref>{{cite news |title=10 online courses, books, and podcasts that can help you master your money |url=https://www.businessinsider.com/guides/learning/online-courses-books-personal-finance-money-saving |work=Business Insider |date=14 December 2020 |access-date=9 November 2025}}</ref> First published in 2003 by Nelson Books, the first edition runs 223 pages (ISBN 978-0-7852-6326-5), followed by a revised-and-updated edition in 2007 and an updated-and-expanded 20th-anniversary edition on 14 May 2024.<ref name="OCLC680152673" /><ref name="Marmot2007" /><ref name="ThomasNelson2024" /> The book adopts a “financial fitness” framing and plain, prescriptive prose, with sequential chapters such as “Save $1,000” and “The Debt Snowball” to guide readers through the steps.<ref>{{cite web |title=Table of contents for The total money makeover : a proven plan for financial fitness |url=https://catdir.loc.gov/catdir/toc/ecip045/2003014115.html |website=Library of Congress |publisher=Library of Congress |access-date=9 November 2025}}</ref><ref name="LoCPubDesc" /> It has been an enduring bestseller—Thomas Nelson reported in August 2017 that it had spent more than 500 weeks on *The Wall Street Journal* lists and had sold over five million copies, and the title continued to chart on ECPA’s overall bestsellers into 2025.<ref>{{cite news |title=The Total Money Makeover Hits The Wall Street Journal Bestseller List More Than 500 Weeks |url=https://www.prnewswire.com/news-releases/the-total-money-makeover-hits-the-wall-street-journal-bestseller-list-more-than-500-weeks-300498767.html |work=PR Newswire |date=2 August 2017 |access-date=9 November 2025}}</ref><ref>{{cite web |title=Christian Bestsellers, October 2025 |url=https://christianbookexpo.com/bestseller/ |website=Christian Book Expo |publisher=Evangelical Christian Publishers Association |access-date=9 November 2025}}</ref> Backlist momentum has been notable—*Publishers Weekly* recorded more than 33,000 print units in a single week in September 2015, and the book still appeared on a 2021 *Wall Street Journal* weekly chart.<ref>{{cite news |title=The Weekly Scorecard: Tracking Unit Print Sales for Week Ending September 28, 2015 |url=https://www.publishersweekly.com/pw/by-topic/industry-news/bookselling/article/68195-the-weekly-scorecard-tracking-unit-print-sales-for-week-ending-september-28-2015.html |work=Publishers Weekly |date=26 September 2015 |access-date=9 November 2025}}</ref><ref>{{cite news |title=Bestselling Books Week Ended August 14 |url=https://www.wsj.com/arts-culture/books/bestselling-books-week-ended-august-14-11629400183 |work=The Wall Street Journal |date=19 August 2021 |access-date=9 November 2025}}</ref>


== Chapter summary ==
== Chapter summary ==
Line 53: Line 54:


✨ '''13 – Live Like No One Else.'''
✨ '''13 – Live Like No One Else.'''

== Background & reception ==

🖋️ '''Author & writing'''. Dave Ramsey is a long-running U.S. personal-finance broadcaster; his call-in program began in 1992 and today reaches a multi-million weekly audience.<ref>{{cite web |title=Listen to or Watch The Ramsey Show |url=https://www.ramseysolutions.com/shows/the-ramsey-show |website=Ramsey Solutions |publisher=Ramsey Solutions |access-date=9 November 2025}}</ref> Ramsey’s own 1988 bankruptcy informed his debt-averse, behavior-first approach that underlies the book.<ref>{{cite web |title=Dave Ramsey, Founder and CEO |url=https://www.ramseysolutions.com/dave-ramsey |website=Ramsey Solutions |publisher=Ramsey Solutions |access-date=9 November 2025}}</ref> *The Total Money Makeover* adopts a “financial fitness” motif and step-by-step voice; the Library of Congress table of contents shows chapters such as “Save $1,000,” “The Debt Snowball,” and “Debt Myths.”<ref>{{cite web |title=Table of contents for The total money makeover : a proven plan for financial fitness |url=https://catdir.loc.gov/catdir/toc/ecip045/2003014115.html |website=Library of Congress |publisher=Library of Congress |access-date=9 November 2025}}</ref><ref name="LoCPubDesc" /> The program is packaged as seven “Baby Steps,” culminating in mortgage payoff and long-term wealth building.<ref>{{cite news |title=10 online courses, books, and podcasts that can help you master your money |url=https://www.businessinsider.com/guides/learning/online-courses-books-personal-finance-money-saving |work=Business Insider |date=14 December 2020 |access-date=9 November 2025}}</ref> After the 2007 revision, a 20th-anniversary updated-and-expanded edition arrived on 14 May 2024, adding material on marriage conflict and college debt.<ref name="Marmot2007" /><ref name="ThomasNelson2024" /> Reviewers frequently describe the prose as plainspoken and prescriptive, with success stories interleaved to illustrate the steps.<ref>{{cite web |title=The Total Money Makeover: A Proven Plan for Financial Fitness (review) |url=https://www.bookreporter.com/reviews/the-total-money-makeover-a-proven-plan-for-financial-fitness |website=Bookreporter |date=11 September 2003 |access-date=9 November 2025}}</ref>

📈 '''Commercial reception'''. Thomas Nelson reported in August 2017 that the book had logged more than 500 weeks on *The Wall Street Journal* lists and surpassed five million copies sold.<ref>{{cite news |title=The Total Money Makeover Hits The Wall Street Journal Bestseller List More Than 500 Weeks |url=https://www.prnewswire.com/news-releases/the-total-money-makeover-hits-the-wall-street-journal-bestseller-list-more-than-500-weeks-300498767.html |work=PR Newswire |date=2 August 2017 |access-date=9 November 2025}}</ref> The title continued to surface on *WSJ* charts years later—for example, the week ended 14 August 2021—and has remained a fixture on ECPA’s overall bestsellers (e.g., #2 in February 2020 and charting again in October 2025).<ref>{{cite news |title=Bestselling Books Week Ended August 14 |url=https://www.wsj.com/arts-culture/books/bestselling-books-week-ended-august-14-11629400183 |work=The Wall Street Journal |date=19 August 2021 |access-date=9 November 2025}}</ref><ref>{{cite web |title=Christian Bestsellers, February 2020 |url=https://christianbookexpo.com/bestseller/all.php?id=0220 |website=Christian Book Expo |publisher=Evangelical Christian Publishers Association |access-date=9 November 2025}}</ref><ref>{{cite web |title=Christian Bestsellers, October 2025 |url=https://christianbookexpo.com/bestseller/ |website=Christian Book Expo |publisher=Evangelical Christian Publishers Association |access-date=9 November 2025}}</ref> Backlist strength has been notable; *Publishers Weekly* recorded more than 33,000 print units in a single week in September 2015 for the Classic Edition.<ref>{{cite news |title=The Weekly Scorecard: Tracking Unit Print Sales for Week Ending September 28, 2015 |url=https://www.publishersweekly.com/pw/by-topic/industry-news/bookselling/article/68195-the-weekly-scorecard-tracking-unit-print-sales-for-week-ending-september-28-2015.html |work=Publishers Weekly |date=26 September 2015 |access-date=9 November 2025}}</ref>

👍 '''Praise'''. Business Insider highlighted the book’s “bold” no-quick-fix approach that targets the reader’s habits (“gets to the bottom of money problems: you”).<ref>{{cite news |title=19 books to read if you want to get rich |url=https://www.businessinsider.com/books-to-read-to-get-rich-2015-5 |work=Business Insider |date=6 May 2015 |access-date=9 November 2025}}</ref> Bookreporter praised its “simple and straightforward” principles—pay cash, retire debts from smallest to largest, build an emergency fund—and its clear answers to common questions.<ref>{{cite web |title=The Total Money Makeover: A Proven Plan for Financial Fitness (review) |url=https://www.bookreporter.com/reviews/the-total-money-makeover-a-proven-plan-for-financial-fitness |website=Bookreporter |date=11 September 2003 |access-date=9 November 2025}}</ref> The American Library Association’s Financial Literacy guide lists the title as a “straightforward method” for organizing one’s financial life and managing money.<ref>{{cite web |title=Books – Financial Literacy in Public Libraries: A Guide for Librarians |url=https://libguides.ala.org/finra-ore/personalfinance/books |website=American Library Association |publisher=American Library Association |date=13 June 2025 |access-date=9 November 2025}}</ref>

👎 '''Criticism'''. Commentators have challenged elements of the program and ancillary investment guidance: Investopedia argues that pausing 401(k) contributions while paying off debt can forfeit employer matches and long-run compounding, recommending a more nuanced approach.<ref>{{cite news |title=Why Dave Ramsey is Wrong About “Pausing 401(k) Contributions” |url=https://www.investopedia.com/why-dave-ramsey-is-wrong-about-pausing-401k-contributions-11834478 |work=Investopedia |date=26 October 2025 |access-date=9 November 2025}}</ref> WealthManagement questioned the reasonableness of assuming a 12% expected return and an 8% withdrawal rate, calling the targets unrealistic for planning.<ref>{{cite news |title=Adjusted for Risk: Is Dave Ramsey’s 12% Expected Return and 8% Withdrawal Rate Reasonable? |url=https://www.wealthmanagement.com/equities/adjusted-risk-dave-ramseys-12-expected-return-and-8-withdrawal-rate-reasonable- |work=WealthManagement |date=11 December 2023 |access-date=9 November 2025}}</ref> On debt-repayment ordering, outlets note that the “debt snowball” can cost more interest than an “avalanche” strategy—even if some users prefer snowball’s motivational benefits.<ref>{{cite news |title=Debt snowball vs. debt avalanche: Which is better? |url=https://www.businessinsider.com/personal-finance/investing/debt-snowball-vs-debt-avalanche |work=Business Insider |date=30 April 2025 |access-date=9 November 2025}}</ref><ref>{{cite journal |author=Amar, Moty; Ariely, Dan; Ayal, Shahar; Cryder, Cynthia E.; Rick, Scott I. |date=2011 |title=Winning the Battle but Losing the War: The Psychology of Debt Management |journal=Journal of Marketing Research |volume=48 |issue=SPL |pages=S38–S50 |doi=10.1509/jmkr.48.SPL.S38 |url=https://doi.org/10.1509/jmkr.48.SPL.S38 |access-date=9 November 2025}}</ref>

🌍 '''Impact & adoption'''. The book appears in public-sector and academic financial-literacy collections, including the American Library Association’s guide and university/library resource pages.<ref>{{cite web |title=Books – Financial Literacy in Public Libraries: A Guide for Librarians |url=https://libguides.ala.org/finra-ore/personalfinance/books |website=American Library Association |publisher=American Library Association |date=13 June 2025 |access-date=9 November 2025}}</ref><ref>{{cite web |title=U.S. Bank Financial Wellness Collection |url=https://library.park.edu/financialwellness |website=Park University Library |publisher=Park University |date=8 August 2025 |access-date=9 November 2025}}</ref> Local governments and libraries have used it in community finance programming—for example, Cumberland County, Virginia, offered copies as part of a four-week financial management class in 2022.<ref>{{cite web |title=Board of Supervisors Minutes, 8 February 2022 |url=https://cumberlandcounty.virginia.gov/AgendaCenter/ViewFile/Minutes/_02082022-525 |website=Cumberland County, Virginia |publisher=Cumberland County |date=8 February 2022 |access-date=9 November 2025}}</ref> Commercially, its long-run presence on ECPA and *WSJ* lists has kept the “Baby Steps” vocabulary visible in workplace and church-based financial-wellness contexts.<ref>{{cite web |title=Christian Bestsellers, February 2020 |url=https://christianbookexpo.com/bestseller/all.php?id=0220 |website=Christian Book Expo |publisher=Evangelical Christian Publishers Association |access-date=9 November 2025}}</ref><ref>{{cite news |title=Bestselling Books Week Ended August 14 |url=https://www.wsj.com/arts-culture/books/bestselling-books-week-ended-august-14-11629400183 |work=The Wall Street Journal |date=19 August 2021 |access-date=9 November 2025}}</ref>


== Related content & more ==
== Related content & more ==

Revision as of 13:52, 9 November 2025

"Debt is not a tool; it is a method to make banks wealthy, not you."

— Dave Ramsey, The Total Money Makeover (2003)

Introduction

The Total Money Makeover
Full titleThe Total Money Makeover: A Proven Plan for Financial Fitness
AuthorDave Ramsey
LanguageEnglish
SubjectPersonal finance; Debt; Budgeting
GenreNonfiction; Personal finance
PublisherNelson Books
Publication placeUnited States
Media typePrint (hardcover, paperback); e-book; audiobook
Pages223
ISBN978-0-7852-6326-5
Goodreads rating4.2/5  (as of 8 November 2025)
Websitethomasnelson.com

The Total Money Makeover is a personal-finance book by radio host Dave Ramsey that lays out a behavior-first plan—popularized as seven “Baby Steps”—to budget, eliminate consumer debt, and build an emergency reserve.[1][2] First published in 2003 by Nelson Books, the first edition runs 223 pages (ISBN 978-0-7852-6326-5), followed by a revised-and-updated edition in 2007 and an updated-and-expanded 20th-anniversary edition on 14 May 2024.[3][4][5] The book adopts a “financial fitness” framing and plain, prescriptive prose, with sequential chapters such as “Save $1,000” and “The Debt Snowball” to guide readers through the steps.[6][1] It has been an enduring bestseller—Thomas Nelson reported in August 2017 that it had spent more than 500 weeks on *The Wall Street Journal* lists and had sold over five million copies, and the title continued to chart on ECPA’s overall bestsellers into 2025.[7][8] Backlist momentum has been notable—*Publishers Weekly* recorded more than 33,000 print units in a single week in September 2015, and the book still appeared on a 2021 *Wall Street Journal* weekly chart.[9][10]

Chapter summary

This outline follows the Nelson Books revised and updated edition (2007; ISBN 978-0-7852-8908-1).[4]

🏁 1 – The Total Money Makeover Challenge.

🙈 2 – Denial: I'm Not That Out of Shape.

🧰 3 – Debt Myths: Debt Is (Not) a Tool.

🏦 4 – Money Myths: The (Non)Secrets of the Rich.

🏃‍♀️ 5 – Two More Hurdles: Ignorance and Keeping Up with the Joneses.

💵 6 – Save $1,000 Fast: Walk Before You Run.

❄️ 7 – The Debt Snowball: Lose Weight Fast, Really.

🆘 8 – Finish the Emergency Fund: Kick Murphy Out.

📈 9 – Maximize Retirement Investing: Be Financially Healthy for Life.

🎓 10 – College Funding: Make Sure the Kids Are Fit Too.

🏠 11 – Pay Off the Home Mortgage: Be Ultrafit.

🏋️ 12 – Build Wealth Like Crazy: Arnold Schwarzedollar, Mr. Universe of Money.

✨ 13 – Live Like No One Else.

Background & reception

🖋️ Author & writing. Dave Ramsey is a long-running U.S. personal-finance broadcaster; his call-in program began in 1992 and today reaches a multi-million weekly audience.[11] Ramsey’s own 1988 bankruptcy informed his debt-averse, behavior-first approach that underlies the book.[12] *The Total Money Makeover* adopts a “financial fitness” motif and step-by-step voice; the Library of Congress table of contents shows chapters such as “Save $1,000,” “The Debt Snowball,” and “Debt Myths.”[13][1] The program is packaged as seven “Baby Steps,” culminating in mortgage payoff and long-term wealth building.[14] After the 2007 revision, a 20th-anniversary updated-and-expanded edition arrived on 14 May 2024, adding material on marriage conflict and college debt.[4][5] Reviewers frequently describe the prose as plainspoken and prescriptive, with success stories interleaved to illustrate the steps.[15]

📈 Commercial reception. Thomas Nelson reported in August 2017 that the book had logged more than 500 weeks on *The Wall Street Journal* lists and surpassed five million copies sold.[16] The title continued to surface on *WSJ* charts years later—for example, the week ended 14 August 2021—and has remained a fixture on ECPA’s overall bestsellers (e.g., #2 in February 2020 and charting again in October 2025).[17][18][19] Backlist strength has been notable; *Publishers Weekly* recorded more than 33,000 print units in a single week in September 2015 for the Classic Edition.[20]

👍 Praise. Business Insider highlighted the book’s “bold” no-quick-fix approach that targets the reader’s habits (“gets to the bottom of money problems: you”).[21] Bookreporter praised its “simple and straightforward” principles—pay cash, retire debts from smallest to largest, build an emergency fund—and its clear answers to common questions.[22] The American Library Association’s Financial Literacy guide lists the title as a “straightforward method” for organizing one’s financial life and managing money.[23]

👎 Criticism. Commentators have challenged elements of the program and ancillary investment guidance: Investopedia argues that pausing 401(k) contributions while paying off debt can forfeit employer matches and long-run compounding, recommending a more nuanced approach.[24] WealthManagement questioned the reasonableness of assuming a 12% expected return and an 8% withdrawal rate, calling the targets unrealistic for planning.[25] On debt-repayment ordering, outlets note that the “debt snowball” can cost more interest than an “avalanche” strategy—even if some users prefer snowball’s motivational benefits.[26][27]

🌍 Impact & adoption. The book appears in public-sector and academic financial-literacy collections, including the American Library Association’s guide and university/library resource pages.[28][29] Local governments and libraries have used it in community finance programming—for example, Cumberland County, Virginia, offered copies as part of a four-week financial management class in 2022.[30] Commercially, its long-run presence on ECPA and *WSJ* lists has kept the “Baby Steps” vocabulary visible in workplace and church-based financial-wellness contexts.[31][32]

Related content & more

YouTube videos

Load video
YouTube
Animated summary of the key ideas (10 min)
Load video
YouTube
Oprah on Total Money Makeover with Dave Ramsey (70 min)

CapSach articles

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Digital Minimalism

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Four Thousand Weeks

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The One Thing

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Make Your Bed

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CS/Self-improvement book summaries


References

  1. ↑ 1.0 1.1 1.2 Cite error: Invalid <ref> tag; no text was provided for refs named LoCPubDesc
  2. ↑ "10 online courses, books, and podcasts that can help you master your money". Business Insider. 14 December 2020. Retrieved 9 November 2025.
  3. ↑ Cite error: Invalid <ref> tag; no text was provided for refs named OCLC680152673
  4. ↑ 4.0 4.1 4.2 Cite error: Invalid <ref> tag; no text was provided for refs named Marmot2007
  5. ↑ 5.0 5.1 Cite error: Invalid <ref> tag; no text was provided for refs named ThomasNelson2024
  6. ↑ "Table of contents for The total money makeover : a proven plan for financial fitness". Library of Congress. Library of Congress. Retrieved 9 November 2025.
  7. ↑ "The Total Money Makeover Hits The Wall Street Journal Bestseller List More Than 500 Weeks". PR Newswire. 2 August 2017. Retrieved 9 November 2025.
  8. ↑ "Christian Bestsellers, October 2025". Christian Book Expo. Evangelical Christian Publishers Association. Retrieved 9 November 2025.
  9. ↑ "The Weekly Scorecard: Tracking Unit Print Sales for Week Ending September 28, 2015". Publishers Weekly. 26 September 2015. Retrieved 9 November 2025.
  10. ↑ "Bestselling Books Week Ended August 14". The Wall Street Journal. 19 August 2021. Retrieved 9 November 2025.
  11. ↑ "Listen to or Watch The Ramsey Show". Ramsey Solutions. Ramsey Solutions. Retrieved 9 November 2025.
  12. ↑ "Dave Ramsey, Founder and CEO". Ramsey Solutions. Ramsey Solutions. Retrieved 9 November 2025.
  13. ↑ "Table of contents for The total money makeover : a proven plan for financial fitness". Library of Congress. Library of Congress. Retrieved 9 November 2025.
  14. ↑ "10 online courses, books, and podcasts that can help you master your money". Business Insider. 14 December 2020. Retrieved 9 November 2025.
  15. ↑ "The Total Money Makeover: A Proven Plan for Financial Fitness (review)". Bookreporter. 11 September 2003. Retrieved 9 November 2025.
  16. ↑ "The Total Money Makeover Hits The Wall Street Journal Bestseller List More Than 500 Weeks". PR Newswire. 2 August 2017. Retrieved 9 November 2025.
  17. ↑ "Bestselling Books Week Ended August 14". The Wall Street Journal. 19 August 2021. Retrieved 9 November 2025.
  18. ↑ "Christian Bestsellers, February 2020". Christian Book Expo. Evangelical Christian Publishers Association. Retrieved 9 November 2025.
  19. ↑ "Christian Bestsellers, October 2025". Christian Book Expo. Evangelical Christian Publishers Association. Retrieved 9 November 2025.
  20. ↑ "The Weekly Scorecard: Tracking Unit Print Sales for Week Ending September 28, 2015". Publishers Weekly. 26 September 2015. Retrieved 9 November 2025.
  21. ↑ "19 books to read if you want to get rich". Business Insider. 6 May 2015. Retrieved 9 November 2025.
  22. ↑ "The Total Money Makeover: A Proven Plan for Financial Fitness (review)". Bookreporter. 11 September 2003. Retrieved 9 November 2025.
  23. ↑ "Books – Financial Literacy in Public Libraries: A Guide for Librarians". American Library Association. American Library Association. 13 June 2025. Retrieved 9 November 2025.
  24. ↑ "Why Dave Ramsey is Wrong About "Pausing 401(k) Contributions"". Investopedia. 26 October 2025. Retrieved 9 November 2025.
  25. ↑ "Adjusted for Risk: Is Dave Ramsey's 12% Expected Return and 8% Withdrawal Rate Reasonable?". WealthManagement. 11 December 2023. Retrieved 9 November 2025.
  26. ↑ "Debt snowball vs. debt avalanche: Which is better?". Business Insider. 30 April 2025. Retrieved 9 November 2025.
  27. ↑ Amar, Moty; Ariely, Dan; Ayal, Shahar; Cryder, Cynthia E.; Rick, Scott I. (2011). "Winning the Battle but Losing the War: The Psychology of Debt Management". Journal of Marketing Research. 48 (SPL): S38 – S50. doi:10.1509/jmkr.48.SPL.S38. Retrieved 9 November 2025.{{cite journal}}: CS1 maint: multiple names: authors list (link)
  28. ↑ "Books – Financial Literacy in Public Libraries: A Guide for Librarians". American Library Association. American Library Association. 13 June 2025. Retrieved 9 November 2025.
  29. ↑ "U.S. Bank Financial Wellness Collection". Park University Library. Park University. 8 August 2025. Retrieved 9 November 2025.
  30. ↑ "Board of Supervisors Minutes, 8 February 2022". Cumberland County, Virginia. Cumberland County. 8 February 2022. Retrieved 9 November 2025.
  31. ↑ "Christian Bestsellers, February 2020". Christian Book Expo. Evangelical Christian Publishers Association. Retrieved 9 November 2025.
  32. ↑ "Bestselling Books Week Ended August 14". The Wall Street Journal. 19 August 2021. Retrieved 9 November 2025.
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