Generali/2025/FY/Financial supplement: Difference between revisions

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{| class="wikitable"

! style="text-align:left" | EUR million

|-

| style="text-align:left" | '''Consolidated operating result'''

|+ Adjusted net result build-up for fiscal years 2024 and 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Profit or loss on assets at FVTPL on non-par & SH fund

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{| class="wikitable"

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Closing number of shares

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{| class="wikitable"

! style="text-align:left" | EUR million

! colspan="2" style="text-align:center" | Group

|-

! style="text-align:left" | —

|-

| style="text-align:left" | '''Consolidated operating result'''

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{| class="wikitable"

! style="text-align:left" | EUR million

! colspan="2" style="text-align:center" | Group

|-

! style="text-align:left" | —

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| style="text-align:left" | Intangible assets

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{| class="wikitable"

! style="text-align:left" | EUR million

! colspan="2" style="text-align:center" | Group

|-

! style="text-align:left" | —

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| style="text-align:left" | Gross present value future cash-flows (PVFCF) (2)

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{| class="wikitable"

! style="text-align:left" | EUR million

! colspan="3" style="text-align:center" | Gross written premium

|-

! style="text-align:left" | —

|-

| style="text-align:left" | Italy

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{| class="wikitable"

! style="text-align:left" | EUR million

! colspan="3" style="text-align:center" | Gross written premium

|-

! style="text-align:left" | —

|-

| style="text-align:left" | Italy

|-

! style="text-align:left" | —

|-

| style="text-align:left" | Italy

{| class="wikitable"

|+ Life net inflows breakdown by product type for fiscal year 2025

! colspan="3" style="text-align:center" | YE 2025

|-

| style="text-align:left" | '''Total group'''

|-

! style="text-align:left" | —

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| style="text-align:left" | Traditional saving

|-

! style="text-align:left" | —

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| style="text-align:left" | Annual premiums

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! style="text-align:left" | —

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| style="text-align:left" | '''New business CSM'''

|-

! style="text-align:left" | —

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| style="text-align:left" | Italy

|+ Life new business value sensitivity by scenario for fiscal years 2024 and 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Interest rate -50 bps

|+ Life new business margin sensitivity by scenario for fiscal years 2024 and 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Interest rate -50 bps

|-

! style="text-align:left" | —

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| style="text-align:left" | '''Opening CSM'''

|-

! style="text-align:left" | —

|-

| style="text-align:left" | Italy

|+ Insurance contracts issued breakdown by maturity for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Insurance contracts issued

|+ Contractual service margin (CSM) sensitivity by scenario for fiscal years 2024 and 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Equity market -25%

|-

! style="text-align:left" | —

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| style="text-align:left" | '''Operating insurance service result'''

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! style="text-align:left" | —

|-

| style="text-align:left" | Italy

|-

! style="text-align:left" | —

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| style="text-align:left" | '''Operating insurance service result'''

|+ Combined ratio analysis for property and casualty (P&C) for fiscal years 2024 and 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | '''Combined ratio'''

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{| class="wikitable"

! style="text-align:left" | EUR million

! colspan="2" style="text-align:center" | Insurance contract revenues

|-

! style="text-align:left" | —

|-

| style="text-align:left" | Italy

| style="text-align:right" | 102.0%

|-

| style="text-align:right" | 2,559

| style="text-align:right" | 2,839

|+ Assets under management (AUM) rollforward for fiscal years 2024 and 2025

! style="text-align:left" | EUR billion

|-

| style="text-align:left" | '''Opening AUM'''

| style="text-align:right" | 16.2

|-

| style="text-align:right" | 4.9

| style="text-align:right" | 6.5

| style="text-align:right" | '''712'''

|-

| style="text-align:right" | 425

| style="text-align:right" | 439

|-

! style="text-align:left" | —

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| style="text-align:left" | '''Operating revenues'''

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{| class="wikitable"

! style="text-align:left" | EUR billion

! style="text-align:center" |

|-

! style="text-align:left" | —

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| style="text-align:left" | '''Average AUM (euro bn)'''

| style="text-align:right" | '''696'''

|-

| style="text-align:right" | 416

| style="text-align:right" | 431

| style="text-align:right" | '''18.6'''

|-

| style="text-align:right" | 17.1

| style="text-align:right" | 16.9

|+ Shareholders' equity rollforward for fiscal years 2024 and 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | '''Opening shareholders' equity'''

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{| class="wikitable"

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Subordinated debt

| style="text-align:right" | '''11,194'''

|-

| style="text-align:right" | '''4.9'''

| style="text-align:right" | '''4.8'''

|+ Debt maturity schedule by type for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | 2026

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{| class="wikitable"

! style="text-align:left" | EUR million

! colspan="2" style="text-align:center" | Group

|-

! style="text-align:left" | —

|-

| style="text-align:left" | Fixed income

| style="text-align:right" | -3,197

|-

| style="text-align:right" | '''373,065'''

| style="text-align:right" | '''380,057'''

|-

! style="text-align:left" | —

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| style="text-align:left" | Current income

|-

! style="text-align:left" | —

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| style="text-align:left" | Fixed income

|+ Equity and equity-like investments breakdown by type and segment for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Financial

|+ Direct equities breakdown by geography and segment for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Italy

|+ Equities breakdown by amortised cost and fair value for fiscal year 2025

! style="text-align:left" | EUR million

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| style="text-align:left" | '''Equities'''

|+ Fixed income investments breakdown by rating and segment for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | AAA

|+ Fixed income investments breakdown by geography and segment for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Italy

|+ Government bonds breakdown by amortised cost and fair value for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | '''Government bonds'''

|-

! style="text-align:left" | —

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| style="text-align:left" | Duration

|+ Fixed income breakdown by rating, group, life, and P&C for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | AAA

|+ Fixed income breakdown by rating, corporate financial, and corporate non financial for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | AAA

|+ Fixed income breakdown by sector, group, life, and P&C for fiscal year 2025

! style="text-align:left" | EUR million

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| style="text-align:left" | Financials

|+ Fixed income breakdown by geography, corporate financial, and corporate non financial for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Italy

|+ Corporate bonds by amortised cost and fair value for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | '''Corporate bonds'''

|-

! style="text-align:left" | —

|-

| style="text-align:left" | Duration

|+ Indirect investments in fixed income by group, life, and P&C for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Indirect investments in fixed income

|+ Investments breakdown by accounting treatment for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | '''Total'''

|+ Real estate investments breakdown by valuation method for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Investment properties

|+ Real estate investments breakdown by geography for fiscal year 2025

! style="text-align:left" | EUR million

|-

| style="text-align:left" | Italy

|+ Real estate investments breakdown by property type for fiscal year 2025

! style="text-align:left" | %

|-

| style="text-align:left" | Office

|+ Solvency II ratio rollforward for fiscal years 2024 and 2025

! style="text-align:left" | EUR billion

|-

| style="text-align:left" | '''Opening FY 2024'''

|+ Solvency II ratio sensitivity to market shocks for fiscal year 2025

! style="text-align:left" | %

|-

| style="text-align:left" | Equity market -25%

|+ Group own funds build-up for fiscal year 2025

! style="text-align:left" | EUR billion

|-

| style="text-align:left" | '''Group shareholders' equity'''