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🏢 '''ExecutiveFrançoise role.Gilles''' Françoise Gilles is a Belgian finance professional and currently serves as the Group Chief Risk Officer (CRO) of AXA, one of the world’s leading insurance and asset management groups.<ref name="AXA_Profile">{{cite web |url=https://www.axa.com/en/about-us/profile/francoise-gilles |title=Françoise Gilles |publisher=AXA |accessdate=2026-02-17}}</ref> In this capacity, she sits on AXA’s Group Management Committee – the executive team steering the company’s global strategy.<ref name="AXA_Profile" /> Gilles is widely respected for her extensive experience in risk management and strategic planning across multiple continents. She has accumulated over 25 years in the financial services industry, holding senior roles in Europe and Asia that honed her expertise in enterprise risk, asset-liability management, and business development.<ref name="CRO_Forum_Release">{{cite web |url=https://thecroforum.org/press-release-new-chairpersons-2026/ |title=PRESS RELEASE - NEW CHAIRPERSONS 2026 |publisher=The CRO Forum |date=2025}}</ref><ref name="EICN">{{cite web |url=https://corporatenetwork.glueup.com/event/eicn-hk-regional-strategic-forecast-59769/ |title=EICN HK Regional Strategic Forecast |publisher=The Economist Group |date=2022}}</ref> This breadth of experience, combined with a reputation for analytical rigor and collaborative leadership, led AXA’s CEO Thomas Buberl to praise Gilles’s “leadership and…experience as Chief Risk Officer across different entities and regions” upon appointing her to the top risk role in 2023.<ref name="Reinsurance_News">{{cite news |url=https://www.reinsurancene.ws/axa-announces-shifts-in-its-management-committee-for-2024/ |title=AXA announces shifts in its Management Committee for 2024 |work=Reinsurance News |date=2023}}</ref>
🛡️ '''Risk mandate.''' In her current mandate as Group CRO, Gilles oversees AXA’s global risk management framework and plays a key role in shaping the group’s strategy to “ensure the robustness and sustainability of the Group’s performance”.<ref name="AXA_Risk_Strategy">{{cite web |url=https://www.axa.com/en/news/leaders-voice-the-group-risk-management-plays-a-key-role-in-the-group-s-strategy |title=Leaders' Voice: The Group Risk Management plays a key role |publisher=AXA |date=2023}}</ref> She is responsible for identifying and analyzing emerging risks – from natural catastrophes to cyber threats – and for developing models and mitigation plans to protect the company and its clients.<ref name="AXA_Risk_Strategy" /> Under her leadership, AXA’s risk function contributes directly to strategic initiatives, such as the company’s new “Unlock the Future” plan for 2024–2026, by setting common risk appetites and fostering a “common risk culture” across all business units.<ref name="AXA_Risk_Strategy" />
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