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📅 '''Full year 2025''' denotes the twelve-month reporting period ended December 31, 2025, for companies whose financial year follows the calendar, the dominant convention among listed issuers worldwide, insurers included. Written FY25, FY2025, or spelled out, the label names the complete annual period as opposed to the half-year and quarterly slices nested inside it.
📅 '''Full year 2025''' denotes the twelve-month reporting period ended December 31, 2025, for companies whose financial year follows the calendar. That convention dominates among listed issuers worldwide, insurers included. Written FY25, FY2025, or spelled out, the label names the complete annual period, as opposed to the half-year and quarterly slices nested inside it.


🧾 Reporting on the period ran through the standard corporate cycle: earnings releases in early 2026, then annual reports and statutory accounts over the following months. Insurers layered their sector's own disclosures on top (solvency publications such as the European SFCR), and for most groups applying IFRS 17 and IFRS 9 this was the third complete year on the new insurance standards, so its figures compare cleanly with 2024 without the restatement noise that complicated the transition years. The period also serves as the prior-year column in everything published about 2026.
🧾 Reporting on the period ran through the standard corporate cycle: earnings releases in early 2026, then annual reports and statutory accounts over the following months. Insurers layered their own disclosures on top, such as the European SFCR solvency publication. For most groups applying IFRS 17 and IFRS 9, this was the third complete year on the new insurance standards. Its figures therefore compare cleanly with 2024, free of the restatement noise that complicated the transition years. The period also serves as the prior-year column in everything published about 2026.


🔗 Audited annual figures do work that interim numbers cannot: they feed regulatory returns and rating-agency models, settle dividend decisions, and close out plan targets set years earlier. Matching a figure precisely to full year 2025, rather than to a half-year within it or a neighboring annual period, is the precondition for any growth rate, consensus check, or target comparison built on it.
🔗 Audited annual figures do work that interim numbers cannot: they feed regulatory returns and rating-agency models, settle dividend decisions, and close out plan targets set years earlier. Any growth rate, consensus check, or target comparison stands only if the figure beneath it matches full year 2025 precisely, not a half-year within it or a neighboring annual period.

Revision as of 15:54, 21 July 2026

Full year 2025
Categoryperiods
AliasesFY25; FY2025; FY 2025; full-year 2025
Related termsFull year 2024, Year 2026
DefinitionFull-year 2025 reporting period.

📅 Full year 2025 denotes the twelve-month reporting period ended December 31, 2025, for companies whose financial year follows the calendar. That convention dominates among listed issuers worldwide, insurers included. Written FY25, FY2025, or spelled out, the label names the complete annual period, as opposed to the half-year and quarterly slices nested inside it.

🧾 Reporting on the period ran through the standard corporate cycle: earnings releases in early 2026, then annual reports and statutory accounts over the following months. Insurers layered their own disclosures on top, such as the European SFCR solvency publication. For most groups applying IFRS 17 and IFRS 9, this was the third complete year on the new insurance standards. Its figures therefore compare cleanly with 2024, free of the restatement noise that complicated the transition years. The period also serves as the prior-year column in everything published about 2026.

🔗 Audited annual figures do work that interim numbers cannot: they feed regulatory returns and rating-agency models, settle dividend decisions, and close out plan targets set years earlier. Any growth rate, consensus check, or target comparison stands only if the figure beneath it matches full year 2025 precisely, not a half-year within it or a neighboring annual period.