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Here are 20 insurance terms that are uniquely French:
[[Definition:Talent acquisition]]
[[Definition:Recruitment pipeline]]
[[Definition:Employer branding]]
[[Definition:Employee value proposition (EVP)]]
[[Definition:Onboarding]]
[[Definition:Offboarding]]
[[Definition:Probationary period]]
[[Definition:Employment contract]]
[[Definition:Fixed-term contract]]
[[Definition:Permanent employment]]
[[Definition:Part-time employment]]
[[Definition:Secondment]]
[[Definition:Independent contractor]]
[[Definition:Contingent workforce]]
[[Definition:Workforce planning]]
[[Definition:Headcount]]
[[Definition:Full-time equivalent (FTE)]]
[[Definition:Span of control]]
[[Definition:Organisational design]]
[[Definition:Organisational chart]]
[[Definition:Job description]]
[[Definition:Job grading]]
[[Definition:Competency framework]]
[[Definition:Skills gap analysis]]
[[Definition:Succession planning]]
[[Definition:Talent management]]
[[Definition:High-potential employee (HiPo)]]
[[Definition:Career path]]
[[Definition:Internal mobility]]
[[Definition:Lateral move]]
[[Definition:Promotion]]
[[Definition:Performance management]]
[[Definition:Key performance indicator (KPI)]]
[[Definition:Objective and key result (OKR)]]
[[Definition:Performance appraisal]]
[[Definition:360-degree feedback]]
[[Definition:Continuous feedback]]
[[Definition:Performance improvement plan (PIP)]]
[[Definition:Learning and development (L&D)]]
[[Definition:Continuing professional development (CPD)]]
[[Definition:Technical underwriting training]]
[[Definition:Claims handler certification]]
[[Definition:Actuarial qualification pathway]]
[[Definition:Chartered Insurance Institute (CII)]]
[[Definition:Associate in Risk Management (ARM)]]
[[Definition:Certified Insurance Professional]]
[[Definition:Mentoring programme]]
[[Definition:Coaching]]
[[Definition:Leadership development programme]]
[[Definition:Graduate programme]]
[[Definition:Internship]]
[[Definition:Total compensation]]
[[Definition:Base salary]]
[[Definition:Variable pay]]
[[Definition:Annual bonus]]
[[Definition:Long-term incentive plan (LTIP)]]
[[Definition:Deferred compensation]]
[[Definition:Commission structure]]
[[Definition:Profit-sharing plan]]
[[Definition:Salary benchmarking]]
[[Definition:Pay equity]]
[[Definition:Gender pay gap reporting]]
[[Definition:Employee benefit]]
[[Definition:Group life insurance]]
[[Definition:Group health insurance]]
[[Definition:Income protection insurance]]
[[Definition:Pension scheme (retirement plan)]]
[[Definition:Defined benefit pension]]
[[Definition:Defined contribution pension]]
[[Definition:Employee assistance programme (EAP)]]
[[Definition:Flexible benefit plan]]
[[Definition:Employee engagement]]
[[Definition:Employee retention]]
[[Definition:Attrition rate]]
[[Definition:Voluntary turnover]]
[[Definition:Involuntary turnover]]
[[Definition:Exit interview]]
[[Definition:Employee satisfaction survey]]
[[Definition:Pulse survey]]
[[Definition:Absenteeism]]
[[Definition:Presenteeism]]
[[Definition:Wellbeing programme]]
[[Definition:Diversity, equity, and inclusion (DEI)]]
[[Definition:Equal opportunity employment]]
[[Definition:Unconscious bias training]]
[[Definition:Reasonable accommodation]]
[[Definition:Whistleblowing policy]]
[[Definition:Code of conduct]]
[[Definition:Disciplinary procedure]]
[[Definition:Grievance procedure]]
[[Definition:Fit and proper assessment]]
[[Definition:Background check]]
[[Definition:Regulatory reference]]
[[Definition:Human resource information system (HRIS)]]
[[Definition:Payroll administration]]
[[Definition:Time and attendance management]]
[[Definition:Remote work policy]]
[[Definition:Hybrid work model]]
[[Definition:Flexible working arrangement]]
[[Definition:Redundancy (layoff)]]
[[Definition:Severance package]]
[[Definition:Outplacement]]
[[Definition:Collective bargaining]]
[[Definition:Works council]]
[[Definition:Employee representative]]
[[Definition:Transfer of undertaking (TUPE)]]
[[Definition:Change management]]
[[Definition:Post-merger integration]]


[[Definition:Autorité de contrôle prudentiel et de résolution (ACPR)]]
[[Definition:Code des assurances]]
[[Definition:Mutuelle]]
[[Definition:Fonds en euros]]
[[Definition:Loi Hamon]]
[[Definition:Loi Sapin 2]]
[[Definition:Organisme pour le registre unique des intermédiaires en assurance (ORIAS)]]
[[Definition:Caisse centrale de réassurance (CCR)]]
[[Definition:Institution de prévoyance]]
[[Definition:Loi Châtel]]
[[Definition:Contrat responsable]]
[[Definition:France Assureurs (FFA)]]
[[Definition:Régime des catastrophes naturelles (Cat Nat)]]
[[Definition:Loi Evin]]
[[Definition:Haut Conseil de stabilité financière (HCSF)]]
[[Definition:Provision pour participation aux bénéfices (PPB)]]
[[Definition:Loi Lagarde]]
[[Definition:Code de la mutualité]]
[[Definition:Garantie des accidents de la vie (GAV)]]
[[Definition:Loi Bourquin]]


Each of these terms is specific to the French insurance market — they refer to French laws, regulatory bodies, legal structures, or product types that have no direct equivalent elsewhere. For example, the CCR is France's state-owned reinsurer for natural catastrophes and terrorism; the *fonds en euros* is a capital-guaranteed investment vehicle unique to French life insurance contracts; and the various named laws (Hamon, Châtel, Evin, Lagarde, Bourquin, Sapin 2) are French consumer-protection statutes that specifically govern insurance contract rights in France.
[[Definition:Corporate governance]]
[[Definition:Board of directors]]
[[Definition:Non-executive director (NED)]]
[[Definition:Independent non-executive director (INED)]]
[[Definition:Executive director]]
[[Definition:Chairperson]]
[[Definition:Chief executive officer (CEO)]]
[[Definition:Chief financial officer (CFO)]]
[[Definition:Chief risk officer (CRO)]]
[[Definition:Chief underwriting officer (CUO)]]
[[Definition:Chief operating officer (COO)]]
[[Definition:Chief compliance officer (CCO)]]
[[Definition:Chief actuary]]
[[Definition:Company secretary]]
[[Definition:Board committee]]
[[Definition:Audit committee]]
[[Definition:Risk committee]]
[[Definition:Remuneration committee]]
[[Definition:Nomination committee]]
[[Definition:Investment committee]]
[[Definition:Underwriting committee]]
[[Definition:Claims committee]]
[[Definition:Reserving committee]]
[[Definition:Board charter]]
[[Definition:Terms of reference]]
[[Definition:Delegation of authority (DoA)]]
[[Definition:Authority matrix]]
[[Definition:Fit and proper requirement]]
[[Definition:Senior insurance manager regime (SIMR)]]
[[Definition:Senior managers and certification regime (SM&CR)]]
[[Definition:Approved person]]
[[Definition:Key function holder]]
[[Definition:Responsible person]]
[[Definition:Three lines of defence model]]
[[Definition:First line of defence]]
[[Definition:Second line of defence]]
[[Definition:Third line of defence]]
[[Definition:Internal audit function]]
[[Definition:Compliance function]]
[[Definition:Risk management function]]
[[Definition:Actuarial function]]
[[Definition:Own risk and solvency assessment (ORSA)]]
[[Definition:Solvency and financial condition report (SFCR)]]
[[Definition:Regular supervisory report (RSR)]]
[[Definition:Governance system]]
[[Definition:Risk appetite statement]]
[[Definition:Risk tolerance]]
[[Definition:Risk appetite framework]]
[[Definition:Risk register]]
[[Definition:Risk owner]]
[[Definition:Emerging risk]]
[[Definition:Key risk indicator (KRI)]]
[[Definition:Control environment]]
[[Definition:Internal control framework]]
[[Definition:Segregation of duties]]
[[Definition:Policy framework]]
[[Definition:Underwriting policy]]
[[Definition:Claims management policy]]
[[Definition:Reinsurance policy]]
[[Definition:Investment policy]]
[[Definition:Outsourcing policy]]
[[Definition:Remuneration policy]]
[[Definition:Conflicts of interest policy]]
[[Definition:Related-party transaction policy]]
[[Definition:Anti-money laundering policy (AML)]]
[[Definition:Know your customer (KYC)]]
[[Definition:Sanctions screening]]
[[Definition:Counter-terrorism financing (CTF)]]
[[Definition:Anti-bribery and corruption policy (ABC)]]
[[Definition:Whistleblowing policy]]
[[Definition:Code of conduct]]
[[Definition:Ethics policy]]
[[Definition:Data protection policy]]
[[Definition:Information security policy]]
[[Definition:Business continuity policy]]
[[Definition:Incident management policy]]
[[Definition:Regulatory reporting]]
[[Definition:Prudential regulation]]
[[Definition:Conduct regulation]]
[[Definition:Insurance core principle (ICP)]]
[[Definition:Proportionality principle]]
[[Definition:Prudent person principle]]
[[Definition:Group supervision]]
[[Definition:Solo supervision]]
[[Definition:Lead supervisor]]
[[Definition:College of supervisors]]
[[Definition:Regulatory capital requirement]]
[[Definition:Material outsourcing arrangement]]
[[Definition:Critical or important function]]
[[Definition:Outsourcing oversight]]
[[Definition:Third-party governance]]
[[Definition:Board effectiveness review]]
[[Definition:Governance map]]
[[Definition:Management information (MI)]]
[[Definition:Board reporting pack]]
[[Definition:Attestation]]
[[Definition:Fiduciary duty]]
[[Definition:Duty of care]]
[[Definition:Duty of loyalty]]
[[Definition:Policyholder protection]]
[[Definition:Treating customers fairly (TCF)]]
[[Definition:Product oversight and governance (POG)]]
[[Definition:Target market assessment]]
[[Definition:Conduct risk]]
[[Definition:Culture and conduct framework]]





[[Definition:Insurance group]]
[[Definition:Parent company]]
[[Definition:Holding company]]
[[Definition:Intermediate holding company]]
[[Definition:Subsidiary]]
[[Definition:Wholly owned subsidiary]]
[[Definition:Affiliate]]
[[Definition:Associated company]]
[[Definition:Joint venture]]
[[Definition:Special purpose vehicle (SPV)]]
[[Definition:Special purpose insurer (SPI)]]
[[Definition:Insurance-linked securities vehicle (ILS vehicle)]]
[[Definition:Protected cell company (PCC)]]
[[Definition:Incorporated cell company (ICC)]]
[[Definition:Segregated account company]]
[[Definition:Mutual insurance company]]
[[Definition:Stock insurance company]]
[[Definition:Proprietary company]]
[[Definition:Demutualisation]]
[[Definition:Mutualisation]]
[[Definition:Cooperative insurer]]
[[Definition:Reciprocal exchange]]
[[Definition:Lloyd's of London]]
[[Definition:Lloyd's syndicate]]
[[Definition:Lloyd's managing agent]]
[[Definition:Lloyd's member]]
[[Definition:Corporate member]]
[[Definition:Name (Lloyd's)]]
[[Definition:Captive insurance company]]
[[Definition:Single-parent captive]]
[[Definition:Group captive]]
[[Definition:Rent-a-captive]]
[[Definition:Risk retention group (RRG)]]
[[Definition:Reinsurance company]]
[[Definition:Composite insurer]]
[[Definition:Mono-line insurer]]
[[Definition:Life insurance company]]
[[Definition:Non-life insurance company (general insurer)]]
[[Definition:Health insurance company]]
[[Definition:Takaful operator]]
[[Definition:Bancassurance entity]]
[[Definition:Insurance intermediary]]
[[Definition:Insurance broker]]
[[Definition:Managing general agent (MGA)]]
[[Definition:Managing general underwriter (MGU)]]
[[Definition:Delegated underwriting authority (DUA)]]
[[Definition:Coverholder]]
[[Definition:Third-party administrator (TPA)]]
[[Definition:Claims management company]]
[[Definition:Loss adjusting firm]]
[[Definition:Actuarial consultancy]]
[[Definition:Run-off company]]
[[Definition:Legacy vehicle]]
[[Definition:Fronting company]]
[[Definition:Admitted insurer]]
[[Definition:Non-admitted insurer (surplus lines insurer)]]
[[Definition:Excess lines insurer]]
[[Definition:Authorised insurer]]
[[Definition:Regulated entity]]
[[Definition:Licensed entity]]
[[Definition:Branch office]]
[[Definition:Representative office]]
[[Definition:Freedom of services (FOS)]]
[[Definition:Freedom of establishment (FOE)]]
[[Definition:Passporting]]
[[Definition:Domicile]]
[[Definition:Jurisdiction of incorporation]]
[[Definition:Onshore entity]]
[[Definition:Offshore entity]]
[[Definition:Redomiciliation]]
[[Definition:Corporate reorganisation]]
[[Definition:Part VII transfer]]
[[Definition:Portfolio transfer]]
[[Definition:Loss portfolio transfer (LPT)]]
[[Definition:Scheme of arrangement]]
[[Definition:Merger]]
[[Definition:Acquisition]]
[[Definition:Demerger]]
[[Definition:Spin-off]]
[[Definition:Carve-out]]
[[Definition:Management buyout (MBO)]]
[[Definition:Initial public offering (IPO)]]
[[Definition:Private equity-backed insurer]]
[[Definition:Shareholders' agreement]]
[[Definition:Articles of association (bylaws)]]
[[Definition:Memorandum of association]]
[[Definition:Certificate of incorporation]]
[[Definition:Registered office]]
[[Definition:Legal entity identifier (LEI)]]
[[Definition:Group structure chart]]
[[Definition:Ultimate beneficial owner (UBO)]]
[[Definition:Controlling shareholder]]
[[Definition:Minority shareholder]]
[[Definition:Qualified holding]]
[[Definition:Change of control]]
[[Definition:Regulatory approval for acquisition]]
[[Definition:Intragroup transaction]]
[[Definition:Intragroup reinsurance]]
[[Definition:Transfer pricing arrangement]]
[[Definition:Service level agreement (SLA)]]
[[Definition:Shared services centre]]
[[Definition:Centre of excellence (CoE)]]
[[Definition:Outsourcing arrangement]]
[[Definition:Group solvency]]
[[Definition:Solo entity solvency]]

[[Definition:Market competition]]
[[Definition:Competitive landscape]]
[[Definition:Market share]]
[[Definition:Market concentration]]
[[Definition:Herfindahl–Hirschman index (HHI)]]
[[Definition:Concentration ratio]]
[[Definition:Barrier to entry]]
[[Definition:Barrier to exit]]
[[Definition:Market entry strategy]]
[[Definition:New market entrant]]
[[Definition:Incumbent insurer]]
[[Definition:Market disruption]]
[[Definition:Insurtech competitor]]
[[Definition:Digital-native insurer]]
[[Definition:Greenfield operation]]
[[Definition:Competitive advantage]]
[[Definition:Sustainable competitive advantage]]
[[Definition:Cost leadership]]
[[Definition:Differentiation strategy]]
[[Definition:Niche market strategy]]
[[Definition:Focus strategy]]
[[Definition:Price competition]]
[[Definition:Rate adequacy]]
[[Definition:Premium rate]]
[[Definition:Rate cutting]]
[[Definition:Soft market]]
[[Definition:Hard market]]
[[Definition:Underwriting cycle]]
[[Definition:Market cycle]]
[[Definition:Capacity constraint]]
[[Definition:Market capacity]]
[[Definition:Excess capacity]]
[[Definition:Capital deployment]]
[[Definition:Alternative capital]]
[[Definition:Insurance-linked security (ILS)]]
[[Definition:Catastrophe bond (cat bond)]]
[[Definition:Convergence capital]]
[[Definition:Competitive intelligence]]
[[Definition:Market analysis]]
[[Definition:Peer group benchmarking]]
[[Definition:Competitor profiling]]
[[Definition:SWOT analysis]]
[[Definition:Porter's five forces]]
[[Definition:Value chain analysis]]
[[Definition:Market positioning]]
[[Definition:Brand equity]]
[[Definition:Customer acquisition cost (CAC)]]
[[Definition:Customer lifetime value (CLV)]]
[[Definition:Customer retention rate]]
[[Definition:Policyholder loyalty]]
[[Definition:Switching cost]]
[[Definition:Multi-channel distribution]]
[[Definition:Direct-to-consumer channel (D2C)]]
[[Definition:Broker market]]
[[Definition:Aggregator platform]]
[[Definition:Comparison website]]
[[Definition:Digital distribution]]
[[Definition:Embedded insurance]]
[[Definition:Open insurance]]
[[Definition:Application programming interface economy (API economy)]]
[[Definition:Platform business model]]
[[Definition:Ecosystem strategy]]
[[Definition:Partnership model]]
[[Definition:White-label product]]
[[Definition:Affinity group scheme]]
[[Definition:Bancassurance]]
[[Definition:Product innovation]]
[[Definition:Speed to market]]
[[Definition:Parametric product]]
[[Definition:On-demand insurance]]
[[Definition:Usage-based insurance (UBI)]]
[[Definition:Microinsurance]]
[[Definition:Peer-to-peer insurance (P2P)]]
[[Definition:Antitrust law (competition law)]]
[[Definition:Anti-competitive agreement]]
[[Definition:Cartel]]
[[Definition:Price fixing]]
[[Definition:Bid rigging]]
[[Definition:Market allocation]]
[[Definition:Abuse of dominant position]]
[[Definition:Market dominance]]
[[Definition:Monopoly]]
[[Definition:Oligopoly]]
[[Definition:Merger control]]
[[Definition:Merger notification threshold]]
[[Definition:Competition authority]]
[[Definition:Market investigation]]
[[Definition:Sector inquiry]]
[[Definition:Remedies package]]
[[Definition:Behavioural remedy]]
[[Definition:Structural remedy]]
[[Definition:Block exemption]]
[[Definition:Insurance block exemption regulation (IBER)]]
[[Definition:Information exchange agreement]]
[[Definition:Joint underwriting arrangement]]
[[Definition:Co-insurance pool]]
[[Definition:Market study]]
[[Definition:Consumer outcome]]
[[Definition:Value for money assessment]]
[[Definition:Loss ratio benchmark]]
[[Definition:Expense ratio benchmark]]
[[Definition:Market exit]]
[[Definition:Solvent scheme of arrangement]]

Revision as of 11:58, 18 March 2026

Here are 20 insurance terms that are uniquely French:

Definition:Autorité de contrôle prudentiel et de résolution (ACPR) Definition:Code des assurances Definition:Mutuelle Definition:Fonds en euros Definition:Loi Hamon Definition:Loi Sapin 2 Definition:Organisme pour le registre unique des intermédiaires en assurance (ORIAS) Definition:Caisse centrale de réassurance (CCR) Definition:Institution de prévoyance Definition:Loi Châtel Definition:Contrat responsable Definition:France Assureurs (FFA) Definition:Régime des catastrophes naturelles (Cat Nat) Definition:Loi Evin Definition:Haut Conseil de stabilité financière (HCSF) Definition:Provision pour participation aux bénéfices (PPB) Definition:Loi Lagarde Definition:Code de la mutualité Definition:Garantie des accidents de la vie (GAV) Definition:Loi Bourquin

Each of these terms is specific to the French insurance market — they refer to French laws, regulatory bodies, legal structures, or product types that have no direct equivalent elsewhere. For example, the CCR is France's state-owned reinsurer for natural catastrophes and terrorism; the *fonds en euros* is a capital-guaranteed investment vehicle unique to French life insurance contracts; and the various named laws (Hamon, Châtel, Evin, Lagarde, Bourquin, Sapin 2) are French consumer-protection statutes that specifically govern insurance contract rights in France.