Definition:Full year 2025: Difference between revisions

| aliases = FY25; FY2025; FY 2025; full-year 2025

📅 '''Full year 2025''' denotes the twelve-month reporting period ended December 31, 2025, for insurerscompanies on a calendarwhose financial year —follows the prevailingcalendar. That convention dominates among largelisted insurance groupsissuers worldwide, insurers included. Written FY25, FY2025, or spelled out, the label names the complete annual period, as opposed to the half-year and quarterly slices nested inside it.

🧾 Reporting on the period ran through the standard corporate cycle: earnings releases in early 2026, then annual reports, and statutory accounts, andover solvencythe following months. Insurers layered their own disclosures on top, such as the European SFCR oversolvency the following monthspublication. For most groups applying IFRS 17 and IFRS 9, this was the third complete year on the new insurance standards,. so itsIts figures therefore compare cleanly with 2024, free withoutof the restatement noise that complicated the transition years. The period also serves as the prior-year column in everything published about 2026.

🔗 Audited annual figures do work that interim numbers cannot: they feed regulatory returns and rating-agency models, settle dividend decisions, and close out plan targets set years earlier. MatchingAny agrowth rate, consensus check, or target comparison stands only if the figure preciselybeneath it tomatches full year 2025 —precisely, rather than tonot a half-year within it or a neighboring annual period — is the precondition for any growth rate, consensus check, or target comparison built on it.