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LIFE INSURANCE — RETAIL
**Transaction types and structures**
[[Definition:Acquisition]]
[[Definition:Bancassurance acquisition]]
[[Definition:Business combination]]
[[Definition:Carve-out]]
[[Definition:Consolidation]]
[[Definition:Corporate reorganization]]
[[Definition:Cross-border merger]]
[[Definition:Demerger]]
[[Definition:Divestiture]]
[[Definition:Equity purchase]]
[[Definition:Horizontal merger]]
[[Definition:Hostile takeover]]
[[Definition:Insurance business transfer (IBT)]]
[[Definition:Insurance portfolio transfer (IPT)]]
[[Definition:Joint venture (JV)]]
[[Definition:Leveraged buyout (LBO)]]
[[Definition:Loss portfolio transfer (LPT)]]
[[Definition:Management buyout (MBO)]]
[[Definition:Merger]]
[[Definition:Minority stake acquisition]]
[[Definition:Part VII transfer]]
[[Definition:Platform acquisition]]
[[Definition:Reverse merger]]
[[Definition:Reverse takeover]]
[[Definition:Scheme of arrangement]]
[[Definition:Share swap]]
[[Definition:Special purpose acquisition company (SPAC)]]
[[Definition:Spin-off]]
[[Definition:Strategic partnership]]
[[Definition:Takeover]]
[[Definition:Takeover bid]]
[[Definition:Tender offer]]
[[Definition:Transfer of engagements]]
[[Definition:Tuck-in acquisition]]
[[Definition:Vertical merger]]
Term life
**Deal participants and roles**
[[Definition:BidderTerm life insurance]]
[[Definition:LeadLevel adviserterm life insurance]]
[[Definition:PrivateDecreasing equityterm sponsorlife insurance]]
[[Definition:StrategicRenewable buyerterm life insurance]]
[[Definition:TargetConvertible companyterm life insurance]]
[[Definition:Transaction advisory]]
Whole life / Permanent life
**Valuation and pricing**
[[Definition:BaseWhole purchaselife priceinsurance (WL)]]
[[Definition:ControlUniversal premiumlife insurance (UL)]]
[[Definition:DealVariable structurelife insurance (VL)]]
[[Definition:EmbeddedVariable valueuniversal life insurance (EVVUL)]]
[[Definition:EnterpriseIndexed valueuniversal life insurance (EVIUL)]]
[[Definition:EquityUnit-linked valuelife insurance]]
[[Definition:PurchaseWith-profits considerationlife insurance]]
[[Definition:Purchase price allocation (PPA)]]
[[Definition:Valuation date]]
[[Definition:Value creation plan]]
[[Definition:Value of in-force business (VIF)]]
Savings, endowment & investment
**Price adjustment mechanisms**
[[Definition:AdjustmentEndowment mechanismpolicy]]
[[Definition:ClosingPure adjustmentendowment policy]]
[[Definition:ClosingSingle-premium paymentlife insurance]]
[[Definition:CollarInvestment-linked mechanismlife insurance]]
[[Definition:CollarGuaranteed (priceincome collar)life insurance]]
[[Definition:Completion account]]
[[Definition:Completion account mechanism]]
[[Definition:Completion mechanism]]
[[Definition:Contingent consideration]]
[[Definition:Contractual price adjustment]]
[[Definition:Debt-free cash-free adjustment]]
[[Definition:Debt-like item]]
[[Definition:Deemed completion mechanism]]
[[Definition:Deferred consideration]]
[[Definition:Deferred payment mechanism]]
[[Definition:Dollar-for-dollar adjustment]]
[[Definition:Earn-out]]
[[Definition:Earn-out adjustment]]
[[Definition:Earn-out milestone]]
[[Definition:Earn-out period]]
[[Definition:Effective economic date]]
[[Definition:Enterprise value to equity value bridge (EV-to-equity bridge)]]
[[Definition:Equity ticker mechanism]]
[[Definition:Excess cash adjustment]]
[[Definition:Leakage]]
[[Definition:Leakage covenant]]
[[Definition:Locked-box account]]
[[Definition:Locked-box date]]
[[Definition:Locked-box interest (ticker)]]
[[Definition:Locked-box mechanism]]
[[Definition:Locked-box permitted leakage]]
[[Definition:Loss reserve true-up]]
[[Definition:Milestone payment]]
[[Definition:Net cash adjustment]]
[[Definition:Net debt adjustment]]
[[Definition:Net working capital target]]
[[Definition:Permitted leakage]]
[[Definition:Post-closing adjustment]]
[[Definition:Post-closing earn-out adjustment]]
[[Definition:Post-closing true-up]]
[[Definition:Pre-closing leakage]]
[[Definition:Pre-closing price adjustment]]
[[Definition:Price adjustment mechanism]]
[[Definition:Price chip]]
[[Definition:Price retention]]
[[Definition:Purchase price reduction]]
[[Definition:Reserve adjustment clause]]
[[Definition:Reserve true-up mechanism]]
[[Definition:Step-up adjustment]]
[[Definition:Ticker mechanism]]
[[Definition:True-up mechanism]]
[[Definition:Unearned premium reserve adjustment]]
[[Definition:Unearned premium reserve transfer]]
[[Definition:Value adjustment]]
[[Definition:Working capital adjustment]]
[[Definition:Working capital collar]]
[[Definition:Working capital peg]]
[[Definition:Working capital shortfall adjustment]]
[[Definition:Working capital surplus adjustment]]
[[Definition:Working capital target]]
[[Definition:Working capital true-up]]
Annuities
**Warranties, representations, and indemnities**
[[Definition:Bring-downImmediate conditionannuity]]
[[Definition:Bring-downDeferred warrantyannuity]]
[[Definition:Catch-allFixed warrantyannuity]]
[[Definition:ComplianceVariable warrantyannuity]]
[[Definition:DoubleIndexed materiality scrapeannuity]]
[[Definition:FundamentalLife warrantyannuity]]
[[Definition:GeneralJoint-and-survivor warrantyannuity]]
[[Definition:InsuranceGuaranteed warrantyperiod annuity]]
[[Definition:Knowledge qualifier]]
[[Definition:Knowledge scrape]]
[[Definition:Management warranty]]
[[Definition:Materiality qualifier]]
[[Definition:Materiality scrape]]
[[Definition:No-leakage warranty]]
[[Definition:Regulatory warranty]]
[[Definition:Repetition of warranty]]
[[Definition:Representations and warranties (R&W)]]
[[Definition:Representations and warranties insurance (R&W insurance)]]
[[Definition:Seller warranty]]
[[Definition:Solvency warranty]]
[[Definition:Tax warranty]]
[[Definition:Title and capacity warranty]]
[[Definition:Title warranty]]
[[Definition:Warranty]]
[[Definition:Warranty and indemnity insurance (W&I insurance)]]
[[Definition:Warranty breach]]
[[Definition:Warranty qualifier]]
[[Definition:Warranty repeater clause]]
[[Definition:Warranty survival period]]
Death & accident riders / supplementary
**Indemnification and liability**
[[Definition:BasketAccidental (deductibledeath basketand dismemberment insurance (AD&D)]]
[[Definition:BasketWaiver thresholdof premium rider]]
[[Definition:CapCritical onillness indemnificationrider]]
[[Definition:Claw-backAccelerated clausedeath benefit rider]]
[[Definition:DeLong-term minimiscare thresholdrider]]
[[Definition:EnvironmentalGuaranteed indemnityinsurability clauserider]]
[[Definition:Escrow account]]
[[Definition:Escrow release condition]]
[[Definition:Holdback]]
[[Definition:Indemnification clause]]
[[Definition:Indemnity cap]]
[[Definition:Indemnity escrow]]
[[Definition:Indemnity holdback]]
[[Definition:Liability cap]]
[[Definition:Mini basket]]
[[Definition:No-claim declaration]]
[[Definition:Retention amount]]
[[Definition:Seller protection clause]]
[[Definition:Specific indemnity]]
[[Definition:Specific tax indemnity]]
[[Definition:Survival clause]]
[[Definition:Survival period]]
[[Definition:Tax covenant]]
[[Definition:Tax indemnity]]
[[Definition:Third-party claim procedure]]
[[Definition:Threshold amount (de minimis)]]
[[Definition:Time limitation clause]]
[[Definition:Tipping basket]]
[[Definition:Tipping basket mechanism]]
[[Definition:Transaction liability insurance]]
Other personal life
**Key clauses and covenants**
[[Definition:AccelerationCredit clauselife insurance]]
[[Definition:Anti-embarrassmentMortgage clauselife insurance]]
[[Definition:Anti-sandbaggingFuneral clauseinsurance]]
[[Definition:AntiPre-tiltingneed provisioninsurance]]
[[Definition:Anti-trust approval]]
[[Definition:Break fee]]
[[Definition:Breakup fee]]
[[Definition:Change of control clause]]
[[Definition:Change of control notification]]
[[Definition:Condition precedent (CP)]]
[[Definition:Condition precedent to completion (CPC)]]
[[Definition:Condition subsequent]]
[[Definition:Closing condition]]
[[Definition:Covenant not to compete]]
[[Definition:Drag-along right]]
[[Definition:Exclusivity agreement]]
[[Definition:Exclusivity period]]
[[Definition:Good leaver clause]]
[[Definition:Hell-or-high-water clause]]
[[Definition:Interim breach clause]]
[[Definition:Interim operating covenant]]
[[Definition:Interim period]]
[[Definition:Key person clause]]
[[Definition:Long-stop date]]
[[Definition:Material adverse change clause (MAC clause)]]
[[Definition:Material adverse effect (MAE)]]
[[Definition:Merger clause (entire agreement clause)]]
[[Definition:No-shop clause]]
[[Definition:Non-compete agreement]]
[[Definition:Non-solicitation clause]]
[[Definition:Ordinary course covenant]]
[[Definition:Outward reinsurance clause]]
[[Definition:Post-completion covenant]]
[[Definition:Pre-closing covenant]]
[[Definition:Pro-sandbagging clause]]
[[Definition:Regulatory change of control approval]]
[[Definition:Reverse breakup fee]]
[[Definition:Sandbagging clause]]
[[Definition:Tag-along right]]
[[Definition:Vesting acceleration]]
**Due diligence**
[[Definition:Actuarial due diligence]]
[[Definition:Buy-side due diligence]]
[[Definition:Data room]]
[[Definition:Due diligence]]
[[Definition:Financial due diligence]]
[[Definition:Incurred but not reported reserve review (IBNR reserve review)]]
[[Definition:Independent actuarial opinion]]
[[Definition:Legal due diligence]]
[[Definition:Merger control filing]]
[[Definition:Operational due diligence]]
[[Definition:Regulatory due diligence]]
[[Definition:Sell-side due diligence]]
[[Definition:Tax due diligence]]
[[Definition:Underwriting due diligence]]
LIFE INSURANCE — COMMERCIAL / GROUP
**Integration and separation**
[[Definition:Acquisition integration plan]]
[[Definition:Day-one readiness]]
[[Definition:Expense synergy]]
[[Definition:Integration planning]]
[[Definition:Integration risk]]
[[Definition:Post-merger integration (PMI)]]
[[Definition:Pre-completion reorganization]]
[[Definition:Separation agreement]]
[[Definition:Stranded cost]]
[[Definition:Synergy]]
[[Definition:Transitional service agreement (TSA)]]
[[Definition:Transitional trademark license]]
[[Definition:Group term life insurance]]
**Insurance-specific M&A terms**
[[Definition:Carve-outGroup financialuniversal statementlife insurance]]
[[Definition:EconomicEmployer-sponsored losslife approachinsurance]]
[[Definition:InsuranceKey licenseperson transferlife insurance]]
[[Definition:LicenseBusiness novationsuccession life insurance]]
[[Definition:StandaloneBuy-sell financialagreement statementlife insurance]]
[[Definition:Corporate-owned life insurance (COLI)]]
[[Definition:Bank-owned life insurance (BOLI)]]
[[Definition:Executive life insurance]]
[[Definition:Group credit life insurance]]
[[Definition:Deferred compensation life insurance]]
[[Definition:Split-dollar life insurance]]
[[Definition:Group annuity contract]]
[[Definition:Pension buy-in]]
[[Definition:Pension buy-out]]
[[Definition:Longevity insurance]]
**Transaction process and closing**
[[Definition:Closing date]]
[[Definition:Co-investment]]
[[Definition:Finder's fee]]
[[Definition:Investment banking fee]]
[[Definition:Initial public offering (IPO)]]
[[Definition:Sell-side process]]
[[Definition:Signing date]]
PROPERTY & CASUALTY / GENERAL INSURANCE — RETAIL (PERSONAL LINES)
**Agreements and principal documents**
[[Definition:Asset purchase agreement (APA)]]
[[Definition:Break fee agreement]]
[[Definition:Business transfer agreement (BTA)]]
[[Definition:Confidentiality agreement (CA)]]
[[Definition:Definitive agreement]]
[[Definition:Employee transfer agreement]]
[[Definition:Equity commitment letter]]
[[Definition:Escrow agreement]]
[[Definition:Exclusivity letter]]
[[Definition:Expert determination agreement]]
[[Definition:Heads of agreement]]
[[Definition:Heads of terms (HoT)]]
[[Definition:Holdback agreement]]
[[Definition:Letter of intent (LOI)]]
[[Definition:Memorandum of understanding (MOU)]]
[[Definition:Non-disclosure agreement (NDA)]]
[[Definition:Retention agreement]]
[[Definition:Share purchase agreement (SPA)]]
[[Definition:Shareholder agreement]]
[[Definition:Side letter]]
[[Definition:Term sheet]]
[[Definition:Transfer agreement]]
Property
**Deeds**
[[Definition:DeedHomeowner of adherenceinsurance]]
[[Definition:DeedRenter of covenantinsurance]]
[[Definition:DeedCondominium ofowner indemnityinsurance]]
[[Definition:DeedDwelling offire novationinsurance]]
[[Definition:DeedPersonal ofinland releasemarine insurance]]
[[Definition:DeedValuable ofarticles terminationinsurance]]
[[Definition:DeedFlood of transferinsurance]]
[[Definition:DeedEarthquake of undertakinginsurance]]
[[Definition:ManagementPersonal warrantyumbrella deedliability insurance]]
Motor / Auto
**Process documents**
[[Definition:BidPrivate lettermotor insurance]]
[[Definition:BindingComprehensive offermotor (BO)insurance]]
[[Definition:BoardThird-party approvalliability resolutionmotor insurance]]
[[Definition:BoardThird-party, informationfire memorandumand theft motor insurance]]
[[Definition:Buyer'sCollision closing certificatecoverage]]
[[Definition:CapitalizationUninsured tableand (capunderinsured table)motorist coverage]]
[[Definition:ClosingMotor agendalegal protection insurance]]
[[Definition:ClosingGuaranteed bibleasset protection insurance (GAP)]]
[[Definition:ClosingClassic checklistand collector vehicle insurance]]
[[Definition:ClosingMotor memorandumbreakdown insurance]]
[[Definition:Comfort letter]]
Travel & personal accident
[[Definition:Commitment letter]]
[[Definition:CompanyTravel disclosure letterinsurance]]
[[Definition:CompletionTrip boardcancellation minuteinsurance]]
[[Definition:CompletionPersonal statementaccident insurance (PA)]]
[[Definition:ConfidentialPersonal informationliability memorandum (CIM)insurance]]
[[Definition:Conflict clearance letter]]
Specialty personal
[[Definition:Consent solicitation document]]
[[Definition:CorporatePet authority documentinsurance]]
[[Definition:CorporateWedding structure chartinsurance]]
[[Definition:DataBicycle room indexinsurance]]
[[Definition:DataMobile roomdevice rules letterinsurance]]
[[Definition:DisclosureIdentity bundletheft insurance]]
[[Definition:DisclosureLegal letterexpenses insurance]]
[[Definition:DisclosureHobby scheduleand sports insurance]]
[[Definition:Draft share purchase agreement (draft SPA)]]
[[Definition:Due diligence checklist]]
PROPERTY & CASUALTY / GENERAL INSURANCE — COMMERCIAL LINES
[[Definition:Due diligence questionnaire (DDQ)]]
[[Definition:Due diligence report]]
Commercial property
[[Definition:Embedded value report (EV report)]]
[[Definition:EstimatedCommercial completionproperty statementinsurance]]
[[Definition:ExpressionCommercial offire interest (EOI)insurance]]
[[Definition:FairnessCommercial opinionmulti-peril insurance]]
[[Definition:FeeBuilder arrangementrisk letterinsurance]]
[[Definition:FinalBusiness bidinterruption letterinsurance (BI)]]
[[Definition:FinalContingent offerbusiness letterinterruption insurance]]
[[Definition:FinancialEquipment duebreakdown diligence reportinsurance]]
[[Definition:FinancialBoiler modeland machinery insurance]]
[[Definition:FundsCommercial flowinland statementmarine insurance]]
[[Definition:GapStock analysisthroughput insurance]]
[[Definition:GeneralDifference disclosurein conditions insurance (DIC)]]
[[Definition:Incurred but not reported analysis (IBNR analysis)]]
Commercial liability
[[Definition:Independent actuarial review]]
[[Definition:IndependentCommercial expertgeneral reportliability insurance (CGL)]]
[[Definition:IndicativeProduct offerliability letterinsurance]]
[[Definition:InformationCompleted memorandumoperations (IM)liability insurance]]
[[Definition:InformationEmployer requestliability list (IRL)insurance]]
[[Definition:InsuranceProfessional licenseindemnity scheduleinsurance (PI)]]
[[Definition:InsuranceMedical portfoliomalpractice summaryinsurance]]
[[Definition:InvestmentDirectors committeeand memorandumofficers (ICliability memoinsurance (D&O)]]
[[Definition:InvestorEmployment presentationpractices liability insurance (EPLI)]]
[[Definition:ITFiduciary dueliability diligence reportinsurance]]
[[Definition:KeyExcess personliability term sheetinsurance]]
[[Definition:LegalCommercial dueumbrella diligenceliability reportinsurance]]
[[Definition:List of material contracts]]
Motor / Fleet
[[Definition:Litigation schedule]]
[[Definition:Locked-boxCommercial completionmotor statementinsurance]]
[[Definition:LossFleet reservemotor analysisinsurance]]
[[Definition:ManagementMotor duecarrier diligenceliability reportinsurance]]
[[Definition:ManagementHired equityand plannon-owned auto liability insurance]]
[[Definition:Management presentation]]
Workers' compensation & workplace
[[Definition:Management representation letter]]
[[Definition:MarkupWorkers' (contractcompensation markup)insurance]]
[[Definition:MaterialOccupational contractaccident summaryinsurance]]
[[Definition:MergerWorkplace filinginjury documentinsurance]]
[[Definition:Merger notification form]]
Marine, aviation & transport
[[Definition:Non-binding offer (NBO)]]
[[Definition:Non-bindingMarine offercargo letterinsurance]]
[[Definition:Non-relianceMarine letterhull insurance]]
[[Definition:NotificationProtection letterand toindemnity policyholdersinsurance (P&I)]]
[[Definition:NotificationPort letterand toterminal regulatorsoperator liability insurance]]
[[Definition:OfferFreight letterforwarder liability insurance]]
[[Definition:OperationalAviation duehull diligence reportinsurance]]
[[Definition:OutstandingAviation claimsliability scheduleinsurance]]
[[Definition:PensionAircraft duehull diligenceand reportliability insurance]]
[[Definition:PermittedSpacecraft leakage scheduleinsurance]]
[[Definition:Policy register extract]]
Engineering & construction
[[Definition:Post-closing adjustment statement]]
[[Definition:PreContractor all-completionrisks reorganizationinsurance plan(CAR)]]
[[Definition:ProcessErection letterall-risks insurance (EAR)]]
[[Definition:ProofConstruction ofwrap-up funds letterinsurance]]
[[Definition:PurchaseDelay pricein allocationstart-up reportinsurance (PPA reportDSU)]]
[[Definition:Q&AProfessional logindemnity (questionsinsurance andfor answers log)construction]]
[[Definition:RedDecennial flagliability reportinsurance]]
[[Definition:RegisterLatent ofdefects membersinsurance]]
[[Definition:Regulatory approval application]]
Energy & natural resources
[[Definition:Regulatory due diligence report]]
[[Definition:ReinsuranceUpstream contractenergy scheduleinsurance]]
[[Definition:ReinsuranceDownstream programenergy summaryinsurance]]
[[Definition:ReinsuranceOnshore recoverablesenergy scheduleinsurance]]
[[Definition:RelianceOffshore letterenergy insurance]]
[[Definition:RepresentationsPower and warrantiesgeneration insurance application (R&W insurance application)]]
[[Definition:ReserveMining adequacy reportinsurance]]
[[Definition:Run-offRenewable costenergy estimateinsurance]]
[[Definition:Run-off plan]]
Financial lines & crime
[[Definition:Schedule of exceptions]]
[[Definition:SchemeCrime documentinsurance]]
[[Definition:SchemeCommercial ofcrime arrangement documentinsurance]]
[[Definition:Seller'sBankers closingblanket certificatebond (BBB)]]
[[Definition:Seller'sKidnap disclosureand scheduleransom insurance (K&R)]]
[[Definition:SensitivityTrade analysiscredit insurance]]
[[Definition:SharePolitical transferrisk forminsurance]]
[[Definition:ShareholderSurety resolutionbond]]
[[Definition:SigningPerformance protocolbond insurance]]
[[Definition:StockBid transfer formbond]]
[[Definition:SupplementaryPayment disclosure letterbond]]
[[Definition:Tax clearance application]]
Cyber
[[Definition:Tax due diligence report]]
[[Definition:TaxCyber structuringliability memoranduminsurance]]
[[Definition:TeaserData (blindbreach teaser)insurance]]
[[Definition:Third-partyNetwork consentsecurity letterliability insurance]]
[[Definition:TransactionTechnology structureerrors memorandumand omissions insurance (tech E&O)]]
[[Definition:ValuationMedia reportliability insurance]]
[[Definition:Vendor assist report]]
Agricultural
[[Definition:Vendor due diligence (VDD)]]
[[Definition:VendorCrop due diligence report (VDD report)insurance]]
[[Definition:VendorLivestock financial modelinsurance]]
[[Definition:WarrantyAgricultural and indemnityproperty insurance policy (W&I insurance policy)]]
[[Definition:WorkingForestry capital analysisinsurance]]
[[Definition:WorkingAquaculture capital statementinsurance]]
[[Definition:Index-based agricultural insurance]]
[[Definition:Weather index insurance]]
Specialty commercial
[[Definition:Event cancellation insurance]]
[[Definition:Film and entertainment production insurance]]
[[Definition:Fine art insurance]]
[[Definition:Terrorism insurance]]
[[Definition:Political violence insurance]]
[[Definition:Environmental liability insurance]]
[[Definition:Product recall insurance]]
[[Definition:Product contamination insurance]]
[[Definition:Intellectual property insurance]]
[[Definition:Patent infringement insurance]]
[[Definition:Reputation risk insurance]]
[[Definition:Warranty and indemnity insurance (W&I)]]
[[Definition:Tax liability insurance]]
[[Definition:Title insurance]]
[[Definition:Contingency insurance]]
[[Definition:Parametric insurance]]
[[Definition:Run-off insurance]]
Package & bundled
[[Definition:Business owner policy (BOP)]]
[[Definition:Commercial combined insurance]]
[[Definition:Industrial all-risks insurance]]
HEALTH INSURANCE — RETAIL (INDIVIDUAL / FAMILY)
Core medical
[[Definition:Private medical insurance (PMI)]]
[[Definition:Individual health insurance]]
[[Definition:Family health insurance]]
[[Definition:Hospital indemnity insurance]]
[[Definition:Surgical expense insurance]]
[[Definition:Supplemental health insurance]]
[[Definition:Out-patient insurance]]
[[Definition:Dental insurance]]
[[Definition:Vision insurance]]
[[Definition:Prescription drug insurance]]
[[Definition:Maternity insurance]]
Critical illness & income protection
[[Definition:Critical illness insurance (CI)]]
[[Definition:Cancer insurance]]
[[Definition:Heart and stroke insurance]]
[[Definition:Income protection insurance (IP)]]
[[Definition:Short-term disability insurance (STD)]]
[[Definition:Long-term disability insurance (LTD)]]
[[Definition:Permanent total disability insurance (PTD)]]
Long-term care
[[Definition:Long-term care insurance (LTC)]]
[[Definition:Home care insurance]]
[[Definition:Nursing home insurance]]
Travel & expatriate health
[[Definition:Travel medical insurance]]
[[Definition:International private medical insurance (IPMI)]]
[[Definition:Expatriate health insurance]]
[[Definition:Medical evacuation insurance]]
[[Definition:Repatriation insurance]]
Wellness & supplementary
[[Definition:Wellness program insurance]]
[[Definition:Mental health insurance]]
[[Definition:Alternative and complementary medicine insurance]]
[[Definition:Personal health excess insurance]]
[[Definition:Second medical opinion insurance]]
HEALTH INSURANCE — COMMERCIAL / GROUP
Group medical
[[Definition:Group medical insurance]]
[[Definition:Employer-sponsored health insurance]]
[[Definition:Self-insured health plan]]
[[Definition:Stop-loss insurance]]
[[Definition:Aggregate stop-loss insurance]]
[[Definition:Specific stop-loss insurance]]
[[Definition:Mini-medical insurance]]
Group disability & income
[[Definition:Group disability insurance]]
[[Definition:Group short-term disability insurance]]
[[Definition:Group long-term disability insurance]]
[[Definition:Group income protection insurance]]
[[Definition:Group critical illness insurance]]
Group supplementary benefits
[[Definition:Group dental insurance]]
[[Definition:Group vision insurance]]
[[Definition:Group life and health combined plan]]
[[Definition:Employee assistance programme insurance (EAP)]]
[[Definition:Group long-term care insurance]]
[[Definition:International group medical insurance]]
[[Definition:Global benefits programme]]
Managed care structures
[[Definition:Health maintenance organisation plan (HMO)]]
[[Definition:Preferred provider organisation plan (PPO)]]
[[Definition:Exclusive provider organisation plan (EPO)]]
[[Definition:Point-of-service plan (POS)]]
[[Definition:Managed care overlay]]
REINSURANCE (CROSS-LINE)
[[Definition:Treaty reinsurance]]
[[Definition:Facultative reinsurance]]
[[Definition:Proportional reinsurance]]
[[Definition:Quota share reinsurance]]
[[Definition:Surplus share reinsurance]]
[[Definition:Non-proportional reinsurance]]
[[Definition:Excess-of-loss reinsurance (XoL)]]
[[Definition:Per-risk excess-of-loss reinsurance]]
[[Definition:Per-occurrence excess-of-loss reinsurance]]
[[Definition:Aggregate excess-of-loss reinsurance]]
[[Definition:Stop-loss reinsurance]]
[[Definition:Catastrophe bond (cat bond)]]
[[Definition:Industry loss warranty (ILW)]]
[[Definition:Sidecar reinsurance]]
[[Definition:Retrocession]]
[[Definition:Life retrocession]]
[[Definition:Finite reinsurance]]
[[Definition:Loss portfolio transfer (LPT)]]
[[Definition:Adverse development cover (ADC)]]
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