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<includeonly>{{#invoke:random|list | sep=newline | limit=1 | I started from 80% life insurance and I knew I need to get away from it and so we changed the company from 80% life insurance to 10% life insurance keeping the same revenue.<ref name="RRA2022">{{cite AV media | people = Buberl, Thomas | title = Trust Your Gut: AXA’s Thomas Buberl Talks Transformation and Reinvention | url = https://www.youtube.com/watch?v=fhWkmAa7mrY | publisher = Russell Reynolds Associates | date = May 2022 | access-date = 2025-12-28}}</ref>
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| We need to shift our business model from when I started 100% paying claims to... 2030 or beyond... making the claims payment the exception.<ref name="FCLT2025">{{cite AV media | people = Buberl, Thomas | title = Thomas Buberl on the Evolution of Insurance: From Response to Prevention | url = https://www.youtube.com/watch?v=1FckGWVOcvs | publisher = FCLTGlobal | date = February 2025 | access-date = 2025-12-28}}</ref>
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| If we continue to focus on prevention, if prevention becomes a mandatory part of the insurance solution, then climate can be properly priced again and will remain insurable.<ref name="FCLT2025" />
| We need to shift our business model from when I started 100% paying claims to... 2030 or Beyond... making the claims payment the exception while helping people to live a better life.<ref name="InsuranceEurope2023">{{cite AV media|url=http://www.youtube.com/watch?v=suEfxEP6E4w|title=13th International Conference: Keynote speech Thomas Buberl|publisher=InsuranceEurope|date=June 2023}}</ref>
| Technology will play an important role because prevention... will be very costly and almost impossible [without it].<ref name="FCLT2025" />
| If you can avoid a claim rather than to play a claim correctly that is also a much better Mission... Really be the last resort is to pay the claim.<ref name="InsuranceEurope2023" />
| Our strategic question is and was: Are we becoming a balance sheet provider... or should we become an orchestrator of a community of insured people who we can help live a better life?<ref name="AMBest2019">{{cite web | title = CEO Interview: The Next Chapter | url = https://news.ambest.com/articlecontent.aspx?refnum=286548&altsrc=43 | website = AM Best | date = 2019 | access-date = 2025-12-28}}</ref>
| I discovered the insurance sector as the sector that I really enjoyed because of it being in the middle of society and having a massive impact on society.<ref name="Lancaster2024">{{cite AV media | people = Buberl, Thomas | title = An Interview with Thomas Buberl, AXA CEO | url = https://www.youtube.com/watch?v=kjW_bDfBK20 | publisher = Lancaster University Management School | date = January 2024 | access-date = 2025-12-28}}</ref>
| In 5 to 10 years, there will be no insurance without prevention.<ref name="Lanery2025">{{cite AV media|url=https://www.youtube.com/watch?v=J0MwHFZaiSU|title=20 minutes avec le PDG d'AXA|publisher=Romain Lanéry|date=July 2025}}</ref>
| Without insurance, there is no more financing.<ref name="ClimateLeadership2023">{{cite AV media|url=https://www.youtube.com/watch?v=EC8TXS5Si-E|title=Thomas Buberl on Climate Leadership|publisher=YouTube|date=2023}}</ref>
| You need to have a conviction that what you do is right in the long term even though it's maybe perceived as being a surprise in the short term.<ref name="RRA2022" />
| What has changed is those what we call secondary perils so wildfires floodings droughts and so on and they happen more often and they happen in areas that we have never seen before.<ref name="InsuranceEurope2023" />
| When you have your first day of office the counter goes back to zero and you start at the bottom again.<ref name="RRA2022" />
| If 10 people are ill out of 10, we have a systemic problem... we need a pandemic regime.<ref name="SystemicRisk2021">{{cite AV media|url=http://www.youtube.com/watch?v=SXNetiq2Ajw|title=Thomas Buberl on Systemic Risk|publisher=YouTube|date=2021}}</ref>
| Do not look back what your predecessors have done and try and copy them; be yourself, you will find the right answer.<ref name="RRA2022" />
| Culture for me is the glue that keeps an organization together.<ref name="RRA2022" />
| Cyber attacks could be the next pandemic... a systemic risk.<ref name="SystemicRisk2021" />
| The biggest danger is that the traditional mechanism of insurance that creates social cohesion and risk diversion is being destroyed [by hyper-individualization].<ref name="SocialCohesion2024">{{cite AV media|url=https://www.youtube.com/watch?v=cosl8SDInlg|title=Thomas Buberl on Social Cohesion|publisher=YouTube|date=2024}}</ref>
| My task is not to command and control the execution of the integration. My task is to create an environment, to create an inspiration.<ref name="AMBest2019" />
| The energy transition paradox is that we want to get out of coal, we want to get out of gas, we want to get into clean energy, but we still need the energy... If you reduce the supply before you have built the clean energy supply, the price of energy will go up.<ref name="TransitionParadox2024">{{cite AV media|url=https://www.youtube.com/watch?v=gZuKBLNQ3iE|title=Thomas Buberl on The Energy Transition Paradox|publisher=YouTube|date=2024}}</ref>
| One must reinvent themselves in life; for me, retirement arrives on the day of death.<ref name="YouTube2025">{{cite AV media | people = Buberl, Thomas | title = 20 minutes avec le PDG d'AXA | url = https://www.youtube.com/watch?v=J0MwHFZaiSU | publisher = YouTube | date = July 2025 | access-date = 2025-12-28}}</ref>
| The role of the CEO today is to navigate between these two worlds... the short-term financial world... and the long-term societal world.<ref name="TransitionParadox2024" />
| The best choices are made in naivety because if we think too much, we don't take risks.<ref name="YouTube2025" />
| Every day can and must be an adventure.<ref name="YouTube2025" />
| I am attacking our own model but I do believe it is more sustainable going forward.<ref name="SocialCohesion2024" />
| Retirement arrives on the day of death.<ref name="Lanery2025" />
| In a very uncertain time when things are foggy you don't know what to do next by definition and that's why my mantra is just follow your guts.<ref name="RRA2022" />
| A good CEO is not a micromanager but a 'Chief Excitement Officer' or 'Engagement Officer'.<ref name="Lanery2025" />
| Integrity is very important to me. Being truthful to yourself, listening to feedback, being able to be confronted with things you should change.<ref name="AMBest2019" />
| One person in a company can do nothing alone... we need collective wisdom.<ref name="HEC2018">{{cite AV media|url=https://www.youtube.com/watch?v=PZi12flYtAY|title=Les Matins HEC with Thomas Buberl|publisher=HEC Alumni|date=2018}}</ref>
| If you make a big plan about your career I can assure you it will not plan out like this.<ref name="Lancaster2024" />
| I like round tables because there is no hierarchy.<ref name="HEC2018" />
| The risk of social fracture seems even more serious than the climate threat.<ref name="CincoDias2025">{{cite web | title = Thomas Buberl (AXA CEO): “The risk of social fracture seems even more serious than the climate threat” | url = https://cincodias.elpais.com/companias/2025-01-20/thomas-buberl-ceo-de-axa-el-riesgo-de-una-ruptura-social-me-parece-aun-mas-grave-que-la-amenaza-climatica.html | website = Cinco Días (El País) | date = January 2025 | access-date = 2025-12-28}}</ref>
| Companies are not the government. The government is not companies.<ref name="Solidarity2022">{{cite AV media|url=http://www.youtube.com/watch?v=uGiDbjwSISI|title=Thomas Buberl on Public-Private Solidarity|publisher=YouTube|date=2022}}</ref>
| A withdrawal from the EU would be a major defeat for France. The Franco-German axis is central to Europe.<ref name="Bilanz2017">{{cite web | title = AXA Chief Buberl: “A Le Pen victory would be a disaster” | url = https://www.bilanz.ch/beruf/axa-chef-buberl-ein-sieg-le-pens-ware-ein-desaster-127741 | website = BILANZ | date = April 2017 | access-date = 2025-12-28}}</ref>
| The millennial generation is really a catalyst for us... a mirror that forces companies to address transparency.<ref name="Economist2017">{{cite AV media|url=http://www.youtube.com/watch?v=ZeuBg4pJRJs|title=Seismic generational shifts: Millennials as catalysts of change|publisher=Economist Impact|date=March 2017}}</ref>
| The weaker Europe becomes, the weaker we become overall.<ref name="Bilanz2017" />
| Diversity and inclusion is not because we want to be feel good... but it's a business imperative.<ref name="Economist2017" />
| The AI revolution is more touching those tech companies than it probably will touch the old giants from Europe.<ref name="Carmignac2025">{{cite web | title = Edouard Carmignac: A Conversation with Thomas Buberl, CEO of AXA | url = https://www.carmignac.com/en/articles/edouard-carmignac-a-conversation-with-thomas-buberl-ceo-of-axa-3306-11458 | website = Carmignac | date = April 2025 | access-date = 2025-12-28}}</ref>
| The common good is no longer taken for granted and we are currently in a crisis of the common good.<ref name="Solidarity2022" />
| Apple started with a little garage and sort of nearly killed IBM... nothing should be taken for granted.<ref name="Carmignac2025" /> }}</includeonly>[[Category:biz/templates]]
| By definition, [the common good] belongs to all of us. The question is rather what are the rules and who plays what role.<ref name="Solidarity2022" />
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Latest revision as of 01:18, 30 December 2025