Definition:Gross written premiums & other revenues: Difference between revisions

Gross written premiums & other revenues
Gross written premiums & other revenues
Category	kpis; volume
Aliases	GWP & other revenues; premiums and other revenues
Metric id	gross_written_premium_and_other_revenue
Unit	currency
Related terms	Gross written premiums, Other revenue, Total revenue
Definition	Gross written premiums plus other revenues, the AXA-style top-line aggregate.

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Latest revision as of 15:54, 21 July 2026

➕ Gross written premiums & other revenues is a top-line aggregate. It adds the premiums an insurance group writes across its life, health, and property-casualty businesses to the revenues the group earns from non-insurance activities such as asset management, banking, and distribution services. AXA's group reporting made the aggregate best known; there it serves as the headline indicator of overall commercial activity. Other European multi-line groups publish similar aggregates.

⚙️ The premium component is taken gross of reinsurance and at the point of writing, so the aggregate captures new-business momentum before cessions and before earning. The other-revenues component adds fee and service income that premium metrics alone would miss. IFRS 17 replaced premiums with insurance revenue on the face of the income statement, so groups that use the aggregate now present it as a supplementary activity indicator and reconcile it in segment disclosures, rather than reading it off the primary statements. The aggregate is expressed in currency, typically broken down by segment and geography.

📈 A combined activity measure lets a diversified group describe growth with one number, even though its businesses recognize revenue under different accounting models. That continuity pays off across accounting transitions: the aggregate behaves consistently before and after IFRS 17, so multi-year growth trends remain readable. Comparability is the trade-off. Each issuer sets its own composition, so compare figures under this label across companies only after checking what each one includes.

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-➕ '''Gross written premiums & other revenues''' is a top-line aggregate that adds the premiums an insurance group writes across its life, health, and property-casualty businesses to the revenues it earns from non-insurance activities such as asset management, banking, and distribution services. The measure is best known from AXA's group reporting, where it serves as the headline indicator of overall commercial activity, and similar aggregates appear in the disclosures of other European multi-line groups.
+➕ '''Gross written premiums & other revenues''' is a top-line aggregate. It adds the premiums an insurance group writes across its life, health, and property-casualty businesses to the revenues the group earns from non-insurance activities such as asset management, banking, and distribution services. AXA's group reporting made the aggregate best known; there it serves as the headline indicator of overall commercial activity. Other European multi-line groups publish similar aggregates.
-⚙️ The premium component is taken gross of reinsurance and at the point of writing, so the aggregate captures new business momentum before cessions and before earning; the other-revenues component adds fee and service income that premium metrics alone would miss. Because IFRS 17 replaced premiums with insurance revenue on the face of the income statement, groups that use this aggregate now present it as a supplementary activity indicator, reconciled in segment disclosures rather than read directly off the primary statements. It is expressed in currency and typically broken down by segment and geography.
+⚙️ The premium component is taken gross of reinsurance and at the point of writing, so the aggregate captures new-business momentum before cessions and before earning. The other-revenues component adds fee and service income that premium metrics alone would miss. IFRS 17 replaced premiums with insurance revenue on the face of the income statement, so groups that use the aggregate now present it as a supplementary activity indicator and reconcile it in segment disclosures, rather than reading it off the primary statements. The aggregate is expressed in currency, typically broken down by segment and geography.
-📈 A combined activity measure lets a diversified group describe growth with one number even though its businesses recognize revenue under different accounting models. That continuity is valuable across accounting transitions: the aggregate behaves consistently before and after IFRS 17, so multi-year growth trends remain readable. The trade-off is comparability: the composition is issuer-specific, so figures labelled this way should be compared across companies only after checking what each includes.
+📈 A combined activity measure lets a diversified group describe growth with one number, even though its businesses recognize revenue under different accounting models. That continuity pays off across accounting transitions: the aggregate behaves consistently before and after IFRS 17, so multi-year growth trends remain readable. Comparability is the trade-off. Each issuer sets its own composition, so compare figures under this label across companies only after checking what each one includes.