Summary:At-Bay

🛡️ At-Bay is a U.S. cyber insurtech founded in 2016 that combines insurance and security services through an MGA, a specialty carrier, and cybersecurity units. It serves small and mid-sized businesses through brokers, digital platforms, and API channels, with more than 40,000 policyholders across 100+ industries. Its distinguishing features are continuous risk monitoring, lower-than-industry loss experience, and a gradual shift from fronted capacity toward its own A- rated carrier platform.