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Combined display of all available logs of Insurer Brain. You can narrow down the view by selecting a log type, the username (case-sensitive), or the affected page (also case-sensitive).

• 01:19, 1 April 2026 PlumBot talk contribs created page Definition:Auditors (Bot: Creating definition)
• 01:19, 1 April 2026 PlumBot talk contribs created page Definition:Analysts (Bot: Creating definition)
• 01:19, 1 April 2026 PlumBot talk contribs created page Definition:Agents (Bot: Creating definition)
• 01:19, 1 April 2026 PlumBot talk contribs created page Definition:Actuarial judgment (Bot: Creating definition)
• 01:19, 1 April 2026 PlumBot talk contribs created page Definition:Actuarial estimates (Bot: Creating definition)
• 01:19, 1 April 2026 PlumBot talk contribs created page Definition:Accretion of interest (Bot: Creating definition)
• 01:17, 1 April 2026 Wikilah admin talk contribs created page Prompt:All/create training pages/wix (Created page with "{{Code box|Prompt:All/create training pages/wix/text}}")
• 01:17, 1 April 2026 Wikilah admin talk contribs created page Prompt:All/create training pages/wix/text (Created page with "Read this training page carefully. Then suggest several ideas for an interactive gadget I can embed in the page to help learners grasp the key concepts. Requirements for your suggestions: 1. Anchor to the text's own examples. Every gadget must use the specific scenarios, characters, and numbers from the page (e.g. if the text describes a homeowner facing a €15,000 repair at 2% probability, the gadget should use those exact figures — not made-up alternatives). 2. F...")
• 01:07, 1 April 2026 Wikilah admin talk contribs created page MediaWiki:Gadget-wix-interactive.js (Created page with "/* ================================================================ WIX-INTERACTIVE.JS — Wiki Interactive Experience: Complex Widgets ================================================================ Depends on: ext.gadget.wix-core (window.wix must exist) Dispatches by data-wix-module value. Each value maps to an initializer function that builds the widget DOM and wires logic. Supported modules: - "pool-simulator" Risk pooling comparison (Borde...")
• 01:07, 1 April 2026 Wikilah admin talk contribs created page MediaWiki:Gadget-wix-interactive.css (Created page with "/* ================================================================ WIX-INTERACTIVE.CSS — Wiki Interactive Experience: Complex Widgets ================================================================ Loaded via ResourceLoader alongside wix-interactive.js. Depends on design tokens defined in wix-core.css. Dispatches styles by widget type. Each widget uses a distinct class prefix (e.g. wix-sim- for simulators). ======================================...")
• 00:47, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/Presentation, disclosure, and interpretation/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = How IFRS 17 numbers appear in published financial statements | question = AXA Spain has just published its annual report under IFRS 17. You open the balance sheet and look for the insurance-related line items. The company writes motor, home, and health insurance across the Iberian Peninsula. Which of the following best describes what you would expect to see? | option_a = A single "insurance reserves" line combining al...")
• 00:47, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/Presentation, disclosure, and interpretation (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how insurers transition to IFRS 17 using the full retrospective approach, the modified retrospective approach, or the fair value approach, depending on the availability of historical data. Now we complete the picture by looking at how all the numbers you...")
• 00:42, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/Transition to IFRS 17/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = The full retrospective approach: the gold standard | question = AXA Belgium is transitioning to IFRS 17 and has identified a group of property insurance contracts first written in 2005. The transition team wants to apply the full retrospective approach. What does this require? | option_a = Measuring the group at its current market value on the transition date and ignoring all historical data. | option_b = Recons...")
• 00:42, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/Transition to IFRS 17 (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how contract modifications and portfolio transfers are handled once IFRS 17 is up and running. Now we step back to address the single biggest practical challenge the standard created: how do you apply IFRS 17 for the first time to contracts that were written years, sometimes decades, before the standard exi...")
• 00:42, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/Contract modifications and portfolio transfers/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = When contract terms change: derecognize or continue? | question = AXA France holds a group of 15,000 annual home insurance contracts covering properties in the Lyon metropolitan area. A policyholder asks to update the beneficiary name on their policy. Under IFRS 17, how should the insurer treat this change? | option_a = Derecognise the original contract and recognise a new one | option_b = Continue the existing...")
• 00:41, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/Contract modifications and portfolio transfers (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how reinsurance held is accounted for as a mirror image of direct insurance contracts, with key asymmetries around day-one gains and loss recovery. Now we turn to what happens when a contract's terms change after initial recognition, or when an entire Defi...")
• 00:41, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/Reinsurance held/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = Reinsurance as the mirror image: the insurer is the customer | question = AXA France underwrites a portfolio of 8,000 residential property contracts along the Mediterranean coast between Marseille and Nice, exposed to wildfire and storm risk. To limit its exposure, AXA France enters into a reinsurance treaty with a large European reinsurer. Under IFRS 17, how does AXA France present this reinsurance contract on its balance...")
• 00:41, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/Reinsurance held (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how the variable fee approach modifies the general model for direct participating contracts, where the policyholder's return is linked to underlying items. Now we shift perspective entirely: instead of looking at the contracts an insure...")
• 00:37, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/The income statement under IFRS 17/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = Insurance revenue: not premiums, but service delivered | question = AXA France writes a portfolio of 6,000 annual home insurance contracts in the Rhône-Alpes region, each with a premium of €480 paid upfront on 1 January 2026. The total cash collected on day one is €2,880,000. Under IFRS 17, how much of this amount appears as insurance revenue on 1 January? | option_a = €2,880,000, because the premiums have been...")
• 00:37, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/The income statement under IFRS 17 (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how the general model tracks an insurance group over time through unwinding the discount, releasing the risk adjustment, releasing the CSM, and adjusting for changes in estimates. Now we build on that by asking: where do all these movements actuall...")
• 00:37, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/The premium allocation approach/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = When PAA is available: the eligibility test | question = AXA Belgium writes a group of 12,000 annual home insurance contracts in the Brussels region, each with a coverage period running from 1 January to 31 December. The finance team wants to know whether the premium allocation approach (PAA) can be used for this group. Which of the following best explains why? | option_a = The PAA is available because the contracts a...")
• 00:37, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/The premium allocation approach (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how the income statement under IFRS 17 presents insurance revenue based on service delivered, not premiums collected, along with insurance service expenses and Definition:Insurance finance income or expense|insurance finance...")
• 00:36, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/The variable fee approach/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = What are direct participating contracts | question = AXA France sells a with-profits savings product called "Épargne Avenir." Under this contract, policyholders pay premiums that are invested in a named pool of bonds, equities, and real estate. Each year, policyholders receive 90% of the net investment returns, plus a guaranteed minimum of 0.5%. AXA retains the remaining 10% as its fee and also provides a death benefit. Wh...")
• 00:36, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/The variable fee approach (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how the premium allocation approach simplifies measurement for short-duration contracts. Now we turn to the other end of the spectrum: long-duration contracts where the policyholder's returns are tied to underlying items, and where a different modification of the Definition...")
• 00:30, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/The general model: subsequent measurement/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = Passage of time: unwinding discount, releasing RA, releasing CSM | question = AXA insures a group of property contracts covering 3,000 apartments in the coastal city of Nantes, France. At the start of 2026, the group's fulfilment cash flows have a present value of €10 million, discounted at 3%. One year passes with no change in assumptions. What happens to the liability solely due to the passage of time? | option_a...")
• 00:30, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/The general model: subsequent measurement (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how the general model measures an insurance contract at initial recognition, setting up the four building blocks on day one. Now we turn to what happens next: how those building blocks evolve over time as the insurer delivers Definition:Coverage|co...")
• 00:29, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/The general model: initial recognition/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = Day one: measuring the four building blocks | question = AXA writes a group of 8,000 annual motor insurance contracts in Germany, effective 1 March. Each policyholder pays a premium of €400, with the first premium due on 15 February. At which date must AXA initially recognise this group on its balance sheet under the general model? | option_a = 1 March, when the coverage period begins | option_b = 15 February,...")
• 00:29, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/The general model: initial recognition (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how to group insurance contracts into portfolios, profitability groups, and annual cohorts so that each group can be measured separately. Now we put that knowledge to work: for each group, you need to measure the Definition:Insurance contract liability|l...")
• 00:27, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/Grouping contracts/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = Portfolios: contracts with similar risks | question = AXA Belgium writes both residential property insurance and motor third-party liability insurance. The property book covers 12,000 homes in the provinces of West Flanders and East Flanders, while the motor book covers 8,000 vehicles across the same region. Under IFRS 17, why must these two blocks of business be placed in separate portfolios? | option_a = They are so...")
• 00:26, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/Grouping contracts (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how the contractual service margin locks away unearned profit on day one and releases it over the coverage period as the insurer delivers service. Now we build on that by asking a crucial upstream question: which contracts should be measured together in the first place? 🎯 '''Obje...")
• 00:21, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/Discounting/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = Why discounting is essential for insurance liabilities | question = AXA Germany writes a portfolio of liability insurance covering small businesses in Munich. The actuarial team estimates that a single large bodily injury claim will require a payment of €200,000 exactly six years from now. If the relevant annual discount rate is 3%, approximately what present value should the insurer record as a liability today? | option_...")
• 00:20, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/Discounting (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how fulfilment cash flows are estimated: the insurer identifies every future cash inflow and outflow within the contract boundary, weights them by probability, and keeps the assumptions current. Now we build on that by exploring why those future cash flows cannot simply be added up at face value, and how dis...")
• 00:20, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/The risk adjustment/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = What the risk adjustment represents | question = AXA Italy insures 4,000 households along the Ligurian coast against storm and flood damage. The actuaries estimate that the probability-weighted average cost of future claims for this portfolio is €8 million. On top of this best estimate, IFRS 17 requires a risk adjustment. What does the risk adjustment represent? | option_a = A regulatory fine the insurer must provis...")
• 00:20, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/The risk adjustment (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how discounting converts future cash flows into their present value, reflecting the time value of money. Now we build on that by turning to the next building block: the amount an insurer adds to its liability to compensate for the fact t...")
• 00:20, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/The contractual service margin/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = What the CSM represents: unearned profit locked away on day one | question = AXA writes a group of three-year motor insurance contracts covering 6,000 drivers in the Milan metropolitan area. On day one, the present value of expected premium inflows is €54 million, while the present value of expected outflows (claims, expenses) plus the risk adjustment totals €48 million. What is the CSM at initial recognition? | option_...")
• 00:20, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/The contractual service margin (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how the risk adjustment compensates the insurer for bearing uncertainty, and how it releases gradually as risk expires. Now we turn to the final building block, the one that captures the profit the insurer expects to earn from a group of contracts: the contractual service margin. 🎯 '''Objective.''' In this page, you will learn: * What the con...")
• 00:13, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/Fulfilment cash flows/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = Which cash flows to include | question = AXA has just written a portfolio of 8,000 home insurance policies in the Var department of southern France, a region prone to forest fires and flash flooding. An actuary is assembling the fulfilment cash flows for this portfolio. Which of the following would be included as a cash inflow? | option_a = Salaries of the claims adjusters who will handle fire damage reports | option_...")
• 00:12, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/Fulfilment cash flows (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how IFRS 17 decomposes an insurance liability into four transparent building blocks: fulfilment cash flows, discounting, the risk adjustment, and the contractual service margin. Now we take a close look at the first a...")
• 00:12, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/The building blocks: overview/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = The idea of decomposing a liability into transparent pieces | question = AXA Germany has written a portfolio of 6,000 motor insurance contracts covering drivers in the Rhine-Ruhr region. On the balance sheet, the total insurance liability for this portfolio is reported as €18 million. Under the old accounting rules, this was often shown as a single figure. What is the main problem with reporting the liability as one numbe...")
• 00:12, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/The building blocks: overview (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned that decades of inconsistent national rules made insurance accounting opaque and incomparable, and that IFRS 4 was only a temporary compromise. Now we build on that by introducing the framework IFRS 17 uses to replace that patchwork: a set of transparent, interlocking building blocks that together form the insurance liability. 🎯...")
• 00:12, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/Why insurance broke global standards/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = Different countries, different answers | question = AXA Belgium and a competitor based in Switzerland both write property insurance portfolios covering similar commercial buildings against fire risk. Both portfolios have identical expected claims of €60 million. However, the Belgian insurer reports a reserve of €68 million while the Swiss insurer reports €58 million. What is the most likely explanation for this differ...")
• 00:11, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/Why insurance broke global standards (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how an insurer's balance sheet is dominated by reserves and how its income statement raises hard questions about when revenue is earned and how to value an uncertain promise. Now we build on that by exploring why those hard questions led different countries to radically...")
• 00:07, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/Accounting for an insurer/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = The insurer's balance sheet: reserves as the dominant liability | question = AXA's property insurance subsidiary in Brittany holds a portfolio of 12,000 home insurance policies exposed to Atlantic storms. On its balance sheet, the single largest liability is the reserve of €45 million. What does this reserve represent? | option_a = A ring-fenced bank account holding €45 million in cash to pay claims | option_b...")
• 00:07, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/Accounting for an insurer (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned what accounting is, how the balance sheet and income statement work, and why principles like recognition, measurement, and matching matter. Now we apply those foundations to the specific world of insurance, where uncertainty makes...")
• 00:05, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/What is accounting and why it matters/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = The purpose of accounting: who needs it and why | question = AXA Belgium insures 3,000 homes in a residential district of Liège against fire and water damage. Many different parties, from local regulators to AXA's own shareholders, want to understand the financial health of this book of business. What is the primary purpose of accounting in this context? | option_a = To calculate the exact profit AXA will earn on eac...")
• 00:05, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/What is accounting and why it matters (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned how an insurance contract works economically: premiums flow in, claims flow out, and profit emerges from the gap between what the insurer collects and what it ultimately pays. Now we build on that by asking a deceptively simple question: how do you keep track of all of this in a way that everyone can trust? 🎯 '''Objective.''' In this page, you will learn: * Why accounting...")
• 00:03, 1 April 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/The economics of an insurance contract/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = Anatomy of a premium | question = Sophie lives in a small coastal town in Brittany, France. She has just purchased a home insurance policy from AXA for an annual premium of €520. Which of the following best describes what the largest portion of Sophie's premium is designed to cover? | option_a = The commission paid to the broker who sold her the policy | option_b = The insurer's best estimate of the claims it...")
• 00:03, 1 April 2026 Wikilah admin talk contribs created page Internal:Training/IFRS17/The economics of an insurance contract (Created page with "{{Internal:Training/IFRS17/nav-dropdown}} 🔗 '''Recall.''' In the previous page, you learned that insurance works by pooling the risks of many people so that the unlucky few are compensated by the contributions of the many. Now we build on that by looking inside those contributions to understand what a premium actually pays for, why the timing of money matters, and where an Definition:Insurer|ins...")
• 23:21, 31 March 2026 Wikilah admin talk contribs created page Wix:Training/IFRS17/Why insurance exists/quiz (Created page with "{{Quiz/start}} {{Quiz | topic = Uncertainty and risk | question = Saint-Malo is a coastal town in Brittany, France, where 5,000 homeowners face the threat of winter storms each year. Marie owns a house there worth €250,000. A severe storm could cause €20,000 in roof and façade damage, but she has only €4,000 in emergency savings. Why does this situation represent a financial risk for Marie? | option_a = Because storms happen every year withou...")
• 23:19, 31 March 2026 Wikilah admin talk contribs deleted page Wix:Training/IFRS17/Why insurance exists/quiz (content was: "{{Quiz/start}} {{Quiz | topic = Uncertainty and risk | question = Saint-Malo is a coastal town in Brittany, France, where 5,000 homeowners face the threat of winter storms each year. Marie owns a house there worth €250,000. A severe storm could cause €20,000 in roof and façade damage, but she has only €4,000 in emergency savings. Why do...", and the only contributor was "Wikilah admin" (talk))