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	<title>Template:The Total Money Makeover/glossary - Revision history</title>
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	<updated>2026-06-14T00:18:29Z</updated>
	<subtitle>Revision history for this page on the wiki</subtitle>
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		<title>Wikilah admin: Created page with &quot;&lt;includeonly&gt; {{#switch: {{{1|}}}  | 401(k) = US employer-sponsored retirement plan; tax-advantaged contributions  | 403(b) = US retirement plan for nonprofit and education employees  | 457 = US deferred compensation retirement plan for government employees  | 529 plan = US education savings plan; tax-advantaged college funding  | American Library Association = US professional association for libraries and librarians  | ARMs = Adjustable-rate mortgages; home loans with v...&quot;</title>
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		<updated>2025-11-10T03:06:10Z</updated>

		<summary type="html">&lt;p&gt;Created page with &amp;quot;&amp;lt;includeonly&amp;gt; {{#switch: {{{1|}}}  | 401(k) = US employer-sponsored retirement plan; tax-advantaged contributions  | 403(b) = US retirement plan for nonprofit and education employees  | 457 = US deferred compensation retirement plan for government employees  | 529 plan = US education savings plan; tax-advantaged college funding  | American Library Association = US professional association for libraries and librarians  | ARMs = Adjustable-rate mortgages; home loans with v...&amp;quot;&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;&amp;lt;includeonly&amp;gt;&lt;br /&gt;
{{#switch: {{{1|}}}&lt;br /&gt;
 | 401(k) = US employer-sponsored retirement plan; tax-advantaged contributions&lt;br /&gt;
 | 403(b) = US retirement plan for nonprofit and education employees&lt;br /&gt;
 | 457 = US deferred compensation retirement plan for government employees&lt;br /&gt;
 | 529 plan = US education savings plan; tax-advantaged college funding&lt;br /&gt;
 | American Library Association = US professional association for libraries and librarians&lt;br /&gt;
 | ARMs = Adjustable-rate mortgages; home loans with variable interest rates&lt;br /&gt;
 | Baby Step Four = Ramsey program step: invest 15% of income for retirement&lt;br /&gt;
 | Baby Step Seven = Ramsey program step: build wealth and give generously&lt;br /&gt;
 | Baby Step Six = Ramsey program step: pay off home mortgage early&lt;br /&gt;
 | Baby Step Two = Ramsey program step: debt snowball to clear consumer debts&lt;br /&gt;
 | Baby Steps = Ramsey’s seven-step personal finance program&lt;br /&gt;
 | Bookreporter = Book review website&lt;br /&gt;
 | Business Insider = Business news website and digital media outlet&lt;br /&gt;
 | Cancún = Mexican resort city in Quintana Roo&lt;br /&gt;
 | CD = Bank certificate of deposit; fixed-term savings product&lt;br /&gt;
 | Census Bureau = U.S. government statistical agency for population and economy&lt;br /&gt;
 | Country Financial Security Index = Consumer survey on financial preparedness by Country Financial&lt;br /&gt;
 | Cumberland County, Virginia = County in the US state of Virginia&lt;br /&gt;
 | Dallas Willard = American philosopher and Christian writer&lt;br /&gt;
 | Dave Ramsey = American radio host and personal finance author&lt;br /&gt;
 | Debt Avalanche = Debt repayment strategy prioritizing highest-interest balances&lt;br /&gt;
 | Debt Snowball = Debt repayment strategy paying smallest balances first for momentum&lt;br /&gt;
 | Dumb Math &amp;amp; Stupid Tax = Recurring caution boxes in Ramsey’s book; highlight costly money mistakes&lt;br /&gt;
 | ECPA = Evangelical Christian Publishers Association; US Christian publishing trade group&lt;br /&gt;
 | Education Savings Account = US tax-advantaged education investment account (ESA)&lt;br /&gt;
 | Evangelical Christian Publishers Association = US Christian publishing trade association&lt;br /&gt;
 | FDIC = Federal Deposit Insurance Corporation; US banking regulator and insurer&lt;br /&gt;
 | FinAid.org = Financial aid information website&lt;br /&gt;
 | Gallup = Analytics and polling organization&lt;br /&gt;
 | gazelle intensity = Ramsey term for focused, urgent debt payoff effort&lt;br /&gt;
 | Harley-Davidson = American motorcycle manufacturer&lt;br /&gt;
 | Kansas City = Major city in Missouri–Kansas region&lt;br /&gt;
 | Larry Stewart = American philanthropist known as Secret Santa&lt;br /&gt;
 | Library of Congress = US national library and research institution&lt;br /&gt;
 | Money magazine = American personal finance magazine&lt;br /&gt;
 | Money, Possessions, and Eternity = Book by Randy Alcorn on Christian stewardship&lt;br /&gt;
 | Nelson Books = Publishing imprint of Thomas Nelson&lt;br /&gt;
 | Park University Library = Academic library at Park University&lt;br /&gt;
 | Pinnacle Point = Ramsey term for portfolio income covering living costs&lt;br /&gt;
 | Publishers Weekly = American book trade magazine&lt;br /&gt;
 | Randy Alcorn = American Christian author and pastor&lt;br /&gt;
 | Roth IRAs = US individual retirement accounts with tax-free qualified withdrawals&lt;br /&gt;
 | S&amp;amp;P index = Standard &amp;amp; Poor’s stock market index family&lt;br /&gt;
 | Secret Santa = Anonymous holiday gift-giving tradition&lt;br /&gt;
 | SEPP = Substantially Equal Periodic Payments; IRS early-withdrawal method&lt;br /&gt;
 | Seymour = US city name; multiple locations&lt;br /&gt;
 | The Millionaire Next Door = Personal finance book by Thomas J. Stanley and William D. Danko&lt;br /&gt;
 | The Total Money Makeover = Personal finance book by Dave Ramsey&lt;br /&gt;
 | The Wall Street Journal = American business-focused daily newspaper&lt;br /&gt;
 | Thomas Nelson = American Christian publishing company&lt;br /&gt;
 | Tom Stanley = American researcher and coauthor of The Millionaire Next Door&lt;br /&gt;
 | TSP = Thrift Savings Plan; US federal employees retirement plan&lt;br /&gt;
 | U.S. = United States; country in North America&lt;br /&gt;
 | U.S. Bank Financial Wellness Collection = Financial education resource collection by U.S. Bank&lt;br /&gt;
 | Wal-Mart = American retail corporation&lt;br /&gt;
 | WSJ = The Wall Street Journal; American newspaper abbreviation&lt;br /&gt;
 | #default = Hi reader, have a great day! 😎&lt;br /&gt;
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		<author><name>Wikilah admin</name></author>
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