Wikilah admin: Created page with " {{#switch: {{{1|}}} | 401(k) = US employer-sponsored retirement plan with tax advantages | AnnualCreditReport.com = US government-authorized site for free annual credit reports | APR = Annual percentage rate; standard measure of borrowing cost | Automatic Money Flow = Automated transfer schedule for bills, saving, and investing | Business Insider = Business news website and media brand | Cass = Ramit Sethi’s spouse | Conscious Spending Plan = Budge..."

2025-11-10T03:05:45Z

Created page with "<includeonly> {{#switch: {{{1|}}} | 401(k) = US employer-sponsored retirement plan with tax advantages | AnnualCreditReport.com = US government-authorized site for free annual credit reports | APR = Annual percentage rate; standard measure of borrowing cost | Automatic Money Flow = Automated transfer schedule for bills, saving, and investing | Business Insider = Business news website and media brand | Cass = Ramit Sethi’s spouse | Conscious Spending Plan = Budge..."

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| 401(k) = US employer-sponsored retirement plan with tax advantages
| AnnualCreditReport.com = US government-authorized site for free annual credit reports
| APR = Annual percentage rate; standard measure of borrowing cost
| Automatic Money Flow = Automated transfer schedule for bills, saving, and investing
| Business Insider = Business news website and media brand
| Cass = Ramit Sethi’s spouse
| Conscious Spending Plan = Budgeting framework in the book; four-bucket allocation approach
| Craig Watts = FICO spokesperson; explains credit-utilization factors
| Federal Reserve = United States central bank
| FICO = Fair Isaac Corporation; credit-scoring company
| Financial Times = British international business newspaper
| Frédéric Brochet = French wine researcher; known for color-tinted wine experiment
| Honda Accord = Honda mid-size car model
| How to Get Rich = Netflix reality series based on Ramit Sethi’s coaching
| HSAs = US tax-advantaged health savings accounts
| I Will Teach You to Be Rich = Personal finance book by Ramit Sethi
| IWillTeachYouToBeRich platform = Personal finance website and education brand by Ramit Sethi
| IWT style = Negotiation and scripting approach from I Will Teach You to Be Rich
| Italy = European country
| Kenya = East African country
| Los Angeles Times = American daily newspaper based in Los Angeles
| MarketWatch = Financial news website
| Michael Steele = Reader case study; automation advocate
| Michelle Singletary = Personal-finance columnist at The Washington Post
| MyFico = FICO’s consumer credit-score website
| Netflix = Global streaming service and media company
| New York Times = American daily newspaper
| Putnam Investments = US investment management firm
| Q1 = First quarter of a calendar or fiscal year
| Ramit Sethi = Personal finance author and entrepreneur
| robo-advisor = Automated online investment service using algorithms
| Roth IRA = US individual retirement account with post-tax contributions
| Ryan Poirier = Financial analyst; associated with S&P Dow Jones Indices
| S&P 500 = US large-cap stock index
| S&P Dow Jones Indices = Index provider; maintains S&P 500 benchmarks
| Schwab IRA = Retirement account at Charles Schwab; US brokerage IRA
| Smit Shah = Reader case study; early investor
| Stanford = Stanford University; private research university in California
| Swensen-style mix = Asset allocation model inspired by David Swensen
| target-date funds = Age-based mutual funds that automatically rebalance toward bonds
| The Economic Times = Indian business newspaper
| The Guardian = British newspaper and website
| The Wall Street Journal = American business and financial newspaper
| The Washington Post = American daily newspaper
| The Week = Current affairs magazine published in the US and UK
| Toyota Camry = Toyota mid-size car model
| University of Bordeaux = French public research university
| Vanguard’s S&P 500 index fund = Vanguard mutual fund tracking the S&P 500
| Workman = Workman Publishing; US book publisher
| Ziploc bag = Brand of resealable plastic storage bag
| #default = Hi reader, have a great day! 😎
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