Summary:Measured Analytics and Insurance - Revision history

PlumBot: Bot: auto-link insurance terms on Summary:Measured Analytics and Insurance

2026-03-17T07:17:16Z

Bot: auto-link insurance terms on Summary:Measured Analytics and Insurance

← Older revision		Revision as of 15:17, 17 March 2026
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	{{#switch: {{{1\|3}}}		{{#switch: {{{1\|3}}}
	\|1 = {{#if:{{{bullet\|}}}\|* }}Salt Lake City, cyber insurance MGA, AI-driven underwriting, SMB to mid-market, Canopius/SCOR capacity, wholesale broker distribution		\|1 = {{#if:{{{bullet\|}}}\|* }}Salt Lake City, [[Definition:Cyber insurance \|cyber insurance]] [[Definition:Managing general agent (MGA) \|MGA]], AI-driven underwriting, SMB to mid-market, [[Definition:Canopius \|Canopius]]/[[Definition:SCOR \|SCOR]] capacity, [[Definition:Wholesale broker \|wholesale broker]] distribution
	\|2 = {{#if:{{{bullet\|}}}\|* }}Measured Analytics and Insurance is a Delaware-incorporated, Salt Lake City-based cyber insurance MGA offering AI-driven underwriting through its CyberGuard product for businesses under $500 million in revenue, backed by Canopius and SCOR capacity and distributed via wholesale broker networks.		\|2 = {{#if:{{{bullet\|}}}\|* }}Measured Analytics and Insurance is a Delaware-incorporated, Salt Lake City-based [[Definition:Cyber insurance \|cyber insurance]] [[Definition:Managing general agent (MGA) \|MGA]] offering AI-driven underwriting through its CyberGuard product for businesses under $500 million in revenue, backed by [[Definition:Canopius \|Canopius]] and [[Definition:SCOR \|SCOR]] capacity and distributed via [[Definition:Wholesale broker \|wholesale broker]] networks.
	\|3 = {{#if:{{{bullet\|}}}\|* }}🛡️ '''Measured Analytics and Insurance''' is a U.S.-based cyber insurance managing general agent founded in 2018 and headquartered in Salt Lake City, Utah. The company underwrites through capacity partners Canopius and SCOR, targeting small and midsize businesses with revenues under $500 million via its CyberGuard 2023 product offering limits of $500,000 to $5,000,000. Its platform integrates real-time security posture data from technology partners including AWS, Sophos, SecurityScorecard, KnowBe4, and Tenable to inform underwriting and deliver embedded risk mitigation services. The company closed a second funding round in September 2021 led by Signal Peak Ventures.		\|3 = {{#if:{{{bullet\|}}}\|* }}🛡️ '''Measured Analytics and Insurance''' is a U.S.-based [[Definition:Cyber insurance \|cyber insurance]] [[Definition:Managing general agent (MGA) \|managing general agent]] founded in 2018 and headquartered in Salt Lake City, Utah. The company underwrites through [[Definition:Capacity provider \|capacity partners]] [[Definition:Canopius \|Canopius]] and [[Definition:SCOR \|SCOR]], targeting small and midsize businesses with revenues under $500 million via its CyberGuard 2023 product offering [[Definition:Policy limit \|limits]] of $500,000 to $5,000,000. Its platform integrates real-time [[Definition:Security posture \|security posture]] data from technology partners including AWS, Sophos, [[Definition:SecurityScorecard \|SecurityScorecard]], KnowBe4, and Tenable to inform underwriting and deliver [[Definition:Embedded insurance \|embedded]] [[Definition:Risk mitigation \|risk mitigation]] services. The company closed a second funding round in September 2021 led by [[Definition:Signal Peak Ventures \|Signal Peak Ventures]].
	\|4 = {{#if:{{{bullet\|}}}\|* }}🛡️ '''Measured Analytics and Insurance''' is a Delaware-incorporated cyber insurance MGA founded in 2018 and headquartered in Salt Lake City, Utah. The company operates a delegated authority model, underwriting through capacity partners Canopius (rated A- Excellent by AM Best) and SCOR, and distributing via exclusively licensed wholesale broker networks. Its CyberGuard 2023 product targets organizations with revenues under $500 million, offering limits of $500,000 to $5,000,000 across first-party and third-party cyber coverages.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}💻 '''Technology platform.''' Measured's underwriting platform integrates real-time security posture signals from multiple technology partners including AWS Security Hub, Sophos MDR/endpoint, SecurityScorecard ratings, KnowBe4 human risk assessments, and Tenable vulnerability data. These integrations support risk-adjusted pricing, with premium discounts of up to 25% available for customers demonstrating strong security controls. All CyberGuard insureds receive embedded virtual CISO consultancy and active threat monitoring as standard features.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}💰 '''Funding and leadership.''' CEO and founder Jack Vines, previously at Verisk, leads the company alongside President Vince McCarthy and Chief Underwriting Officer Steven Anderson. Measured closed a second funding round in September 2021 led by Signal Peak Ventures with participation from Origin Ventures, Royal Street Ventures, Silicon Valley Data Capital, and AV8 Ventures. The company is registered as an excess line broker with the New York Department of Financial Services under identifier 1701465.		\|4 = {{#if:{{{bullet\|}}}\|* }}🛡️ '''Measured Analytics and Insurance''' is a Delaware-incorporated [[Definition:Cyber insurance \|cyber insurance]] [[Definition:Managing general agent (MGA) \|MGA]] founded in 2018 and headquartered in Salt Lake City, Utah. The company operates a [[Definition:Delegated authority \|delegated authority]] model, underwriting through [[Definition:Capacity provider \|capacity partners]] [[Definition:Canopius \|Canopius]] (rated A- Excellent by [[Definition:AM Best \|AM Best]]) and [[Definition:SCOR \|SCOR]], and distributing via exclusively licensed [[Definition:Wholesale broker \|wholesale broker]] networks. Its CyberGuard 2023 product targets organizations with revenues under $500 million, offering [[Definition:Policy limit \|limits]] of $500,000 to $5,000,000 across [[Definition:First-party coverage \|first-party]] and [[Definition:Third-party coverage \|third-party]] cyber coverages.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}💻 '''Technology platform.''' Measured's underwriting platform integrates real-time [[Definition:Security posture \|security posture]] signals from multiple technology partners including AWS Security Hub, Sophos MDR/endpoint, [[Definition:SecurityScorecard \|SecurityScorecard]] ratings, KnowBe4 human risk assessments, and Tenable vulnerability data. These integrations support [[Definition:Risk-adjusted pricing \|risk-adjusted pricing]], with [[Definition:Premium discount \|premium discounts]] of up to 25% available for customers demonstrating strong security controls. All CyberGuard insureds receive [[Definition:Embedded insurance \|embedded]] virtual CISO consultancy and active threat monitoring as standard features.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}💰 '''Funding and leadership.''' CEO and founder Jack Vines, previously at [[Definition:Verisk \|Verisk]], leads the company alongside President Vince McCarthy and [[Definition:Chief Underwriting Officer (CUO) \|Chief Underwriting Officer]] Steven Anderson. Measured closed a second funding round in September 2021 led by [[Definition:Signal Peak Ventures \|Signal Peak Ventures]] with participation from Origin Ventures, Royal Street Ventures, Silicon Valley Data Capital, and AV8 Ventures. The company is registered as an [[Definition:Excess and surplus lines \|excess line broker]] with the [[Definition:New York Department of Financial Services (NYDFS) \|New York Department of Financial Services]] under identifier 1701465.
	\|5 = {{#if:{{{bullet\|}}}\|* }}🛡️ '''Measured Analytics and Insurance''' is a Delaware-incorporated cyber insurance managing general agent founded in 2018 and headquartered in Salt Lake City, Utah. The company operates under a delegated authority model, underwriting through capacity partners rather than an owned balance sheet, and distributes via exclusively licensed wholesale broker networks. Measured Insurance Agency, LLC holds a New York Department of Financial Services excess line broker listing under identifier 1701465, with a registered address at 250 East 200 South, Suite 1600, Salt Lake City, UT 84111.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}🎯 '''Target market.''' CyberGuard materials target organizations with revenues under $500 million, spanning the upper-SME to mid-market spectrum. Product positioning includes primary and excess capability with limits of $500,000 to $5,000,000. All classes are considered, though an unfavorable appetite exists for crypto-exposed businesses, public administration, education, gambling, managed service providers, payment processors, social networks, and title agencies.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}📋 '''CyberGuard 2023 coverage.''' The product provides first-party coverages including breach investigation costs, cyber extortion with no coinsurance, data and system restoration including bricking, business interruption including system failure and contingent business interruption, reputational harm, crisis communication, cryptojacking, and cybercrime. Third-party coverages include privacy and cybersecurity liability, digital media liability, regulatory liability, and PCI liability. Full limits apply to all insuring clauses except cybercrime (capped at $300,000) and contingent system failure (capped at 50% of aggregate).{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}⚖️ '''War and terrorism.''' The policy includes affirmative terrorism coverage and non-attribution-based war language, indicating a war exclusion framing that is not purely attribution-dependent. Claims handling and breach response are provided by Canopius, and all insureds receive virtual CISO consultancy and active threat monitoring as embedded services.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}🏦 '''Capacity and distribution.''' Canopius (rated A- Excellent by AM Best) joined SCOR as a long-standing capacity provider to expand cyber insurance solutions for SMBs in the United States. Distribution operates through wholesale broker channels plus an AWS cloud ecosystem route, where Measured runs a quoting solution driven by AWS Security Hub posture assessments. The company achieved the AWS Cyber Insurance Competency in November 2023.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}🤝 '''Technology partnerships.''' Strategic alliances integrate security telemetry with insurance pricing: Sophos offers premium reductions of up to 25% for MDR/endpoint customers, SecurityScorecard links security ratings to premium incentives, KnowBe4 provides discounted training and premium credits for strong human risk practices, and Tenable contributes vulnerability data. These partnerships create a data-integrated underwriting model that blends risk selection with active mitigation.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}👤 '''Leadership.''' CEO and founder Jack Vines previously worked at Verisk, where he identified gaps in real-time security posture monitoring for cyber insurance. Vince McCarthy serves as President, Steven Anderson as Chief Underwriting Officer, Nick Little as Head of Insurance, and Zach Atya as Director of Insurance.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}💰 '''Funding.''' The company closed a second round of funding in September 2021, led by Signal Peak Ventures and joined by Origin Ventures, Royal Street Ventures, Silicon Valley Data Capital, and AV8 Ventures. The amount raised was not publicly stated. Capacity-partnership communications reference a profitable growth positioning, but no GWP, loss ratio, revenue, or headcount metrics have been disclosed.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}⚠️ '''Risk factors.''' Key structural risks include capacity dependency on Canopius and SCOR, cyber aggregation exposure through business interruption and contingent coverages, operational execution risk tied to continuous monitoring and data pipeline reliability, multi-state regulatory compliance obligations, and go-to-market concentration across broker and ecosystem partner channels. Observable strategic pillars center on analytics-driven underwriting, security-telemetry partnerships, bundled risk mitigation services, and scalable capacity arrangements.		\|5 = {{#if:{{{bullet\|}}}\|* }}🛡️ '''Measured Analytics and Insurance''' is a Delaware-incorporated [[Definition:Cyber insurance \|cyber insurance]] [[Definition:Managing general agent (MGA) \|managing general agent]] founded in 2018 and headquartered in Salt Lake City, Utah. The company operates under a [[Definition:Delegated authority \|delegated authority]] model, underwriting through [[Definition:Capacity provider \|capacity partners]] rather than an owned [[Definition:Balance sheet \|balance sheet]], and distributes via exclusively licensed [[Definition:Wholesale broker \|wholesale broker]] networks. Measured Insurance Agency, LLC holds a [[Definition:New York Department of Financial Services (NYDFS) \|New York Department of Financial Services]] [[Definition:Excess and surplus lines \|excess line broker]] listing under identifier 1701465, with a registered address at 250 East 200 South, Suite 1600, Salt Lake City, UT 84111.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}🎯 '''Target market.''' CyberGuard materials target organizations with revenues under $500 million, spanning the upper-SME to mid-market spectrum. Product positioning includes primary and excess capability with [[Definition:Policy limit \|limits]] of $500,000 to $5,000,000. All classes are considered, though an unfavorable appetite exists for crypto-exposed businesses, public administration, education, gambling, managed service providers, payment processors, social networks, and title agencies.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}📋 '''CyberGuard 2023 coverage.''' The product provides [[Definition:First-party coverage \|first-party]] coverages including breach investigation costs, [[Definition:Cyber extortion \|cyber extortion]] with no [[Definition:Coinsurance \|coinsurance]], data and system restoration including bricking, [[Definition:Business interruption insurance \|business interruption]] including system failure and [[Definition:Contingent business interruption \|contingent business interruption]], reputational harm, crisis communication, [[Definition:Cryptojacking \|cryptojacking]], and [[Definition:Cybercrime coverage \|cybercrime]]. Third-party coverages include [[Definition:Cyber liability insurance \|privacy and cybersecurity liability]], [[Definition:Digital media liability \|digital media liability]], [[Definition:Regulatory liability \|regulatory liability]], and [[Definition:PCI liability \|PCI liability]]. Full limits apply to all [[Definition:Insuring clause \|insuring clauses]] except cybercrime (capped at $300,000) and contingent system failure (capped at 50% of [[Definition:Aggregate limit \|aggregate]]).{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}⚖️ '''War and terrorism.''' The policy includes affirmative [[Definition:Terrorism insurance \|terrorism coverage]] and non-attribution-based war language, indicating a [[Definition:War exclusion \|war exclusion]] framing that is not purely attribution-dependent. Claims handling and [[Definition:Breach response \|breach response]] are provided by [[Definition:Canopius \|Canopius]], and all insureds receive virtual CISO consultancy and active threat monitoring as [[Definition:Embedded insurance \|embedded]] services.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}🏦 '''Capacity and distribution.''' Canopius (rated A- Excellent by [[Definition:AM Best \|AM Best]]) joined [[Definition:SCOR \|SCOR]] as a long-standing capacity provider to expand cyber insurance solutions for SMBs in the United States. Distribution operates through wholesale broker channels plus an AWS cloud ecosystem route, where Measured runs a quoting solution driven by AWS Security Hub posture assessments. The company achieved the AWS Cyber Insurance Competency in November 2023.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}🤝 '''Technology partnerships.''' Strategic alliances integrate security telemetry with insurance pricing: Sophos offers premium reductions of up to 25% for MDR/endpoint customers, [[Definition:SecurityScorecard \|SecurityScorecard]] links security ratings to premium incentives, KnowBe4 provides discounted training and premium credits for strong human risk practices, and Tenable contributes vulnerability data. These partnerships create a data-integrated underwriting model that blends [[Definition:Risk selection \|risk selection]] with active mitigation.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}👤 '''Leadership.''' CEO and founder Jack Vines previously worked at [[Definition:Verisk \|Verisk]], where he identified gaps in real-time [[Definition:Security posture \|security posture]] monitoring for cyber insurance. Vince McCarthy serves as President, Steven Anderson as [[Definition:Chief Underwriting Officer (CUO) \|Chief Underwriting Officer]], Nick Little as Head of Insurance, and Zach Atya as Director of Insurance.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}💰 '''Funding.''' The company closed a second round of funding in September 2021, led by [[Definition:Signal Peak Ventures \|Signal Peak Ventures]] and joined by Origin Ventures, Royal Street Ventures, Silicon Valley Data Capital, and AV8 Ventures. The amount raised was not publicly stated. Capacity-partnership communications reference a profitable growth positioning, but no [[Definition:Gross written premium (GWP) \|GWP]], [[Definition:Loss ratio \|loss ratio]], revenue, or headcount metrics have been disclosed.{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|\|{{pb}}}}{{#if:{{{bullet\|}}}\|* }}⚠️ '''Risk factors.''' Key structural risks include capacity dependency on Canopius and SCOR, [[Definition:Aggregation risk \|cyber aggregation]] exposure through business interruption and contingent coverages, operational execution risk tied to continuous monitoring and data pipeline reliability, multi-state regulatory compliance obligations, and go-to-market concentration across broker and ecosystem partner channels. Observable strategic pillars center on analytics-driven underwriting, security-telemetry partnerships, bundled [[Definition:Risk mitigation \|risk mitigation]] services, and scalable capacity arrangements.
	}}		}}

Wikilah admin: Created page with "{{#switch: {{{1|3}}} |1 = {{#if:{{{bullet|}}}|* }}Salt Lake City, cyber insurance MGA, AI-driven underwriting, SMB to mid-market, Canopius/SCOR capacity, wholesale broker distribution |2 = {{#if:{{{bullet|}}}|* }}Measured Analytics and Insurance is a Delaware-incorporated, Salt Lake City-based cyber insurance MGA offering AI-driven underwriting through its CyberGuard product for businesses under $500 million in revenue, backed by Canopius and SCOR capacity and distribute..."

2026-03-09T05:31:18Z

Created page with "{{#switch: {{{1|3}}} |1 = {{#if:{{{bullet|}}}|* }}Salt Lake City, cyber insurance MGA, AI-driven underwriting, SMB to mid-market, Canopius/SCOR capacity, wholesale broker distribution |2 = {{#if:{{{bullet|}}}|* }}Measured Analytics and Insurance is a Delaware-incorporated, Salt Lake City-based cyber insurance MGA offering AI-driven underwriting through its CyberGuard product for businesses under $500 million in revenue, backed by Canopius and SCOR capacity and distribute..."

New page

{{#switch: {{{1|3}}}
|1 = {{#if:{{{bullet|}}}|* }}Salt Lake City, cyber insurance MGA, AI-driven underwriting, SMB to mid-market, Canopius/SCOR capacity, wholesale broker distribution
|2 = {{#if:{{{bullet|}}}|* }}Measured Analytics and Insurance is a Delaware-incorporated, Salt Lake City-based cyber insurance MGA offering AI-driven underwriting through its CyberGuard product for businesses under $500 million in revenue, backed by Canopius and SCOR capacity and distributed via wholesale broker networks.
|3 = {{#if:{{{bullet|}}}|* }}🛡️ '''Measured Analytics and Insurance''' is a U.S.-based cyber insurance managing general agent founded in 2018 and headquartered in Salt Lake City, Utah. The company underwrites through capacity partners Canopius and SCOR, targeting small and midsize businesses with revenues under $500 million via its CyberGuard 2023 product offering limits of $500,000 to $5,000,000. Its platform integrates real-time security posture data from technology partners including AWS, Sophos, SecurityScorecard, KnowBe4, and Tenable to inform underwriting and deliver embedded risk mitigation services. The company closed a second funding round in September 2021 led by Signal Peak Ventures.
|4 = {{#if:{{{bullet|}}}|* }}🛡️ '''Measured Analytics and Insurance''' is a Delaware-incorporated cyber insurance MGA founded in 2018 and headquartered in Salt Lake City, Utah. The company operates a delegated authority model, underwriting through capacity partners Canopius (rated A- Excellent by AM Best) and SCOR, and distributing via exclusively licensed wholesale broker networks. Its CyberGuard 2023 product targets organizations with revenues under $500 million, offering limits of $500,000 to $5,000,000 across first-party and third-party cyber coverages.{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}|* }}💻 '''Technology platform.''' Measured's underwriting platform integrates real-time security posture signals from multiple technology partners including AWS Security Hub, Sophos MDR/endpoint, SecurityScorecard ratings, KnowBe4 human risk assessments, and Tenable vulnerability data. These integrations support risk-adjusted pricing, with premium discounts of up to 25% available for customers demonstrating strong security controls. All CyberGuard insureds receive embedded virtual CISO consultancy and active threat monitoring as standard features.{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}|* }}💰 '''Funding and leadership.''' CEO and founder Jack Vines, previously at Verisk, leads the company alongside President Vince McCarthy and Chief Underwriting Officer Steven Anderson. Measured closed a second funding round in September 2021 led by Signal Peak Ventures with participation from Origin Ventures, Royal Street Ventures, Silicon Valley Data Capital, and AV8 Ventures. The company is registered as an excess line broker with the New York Department of Financial Services under identifier 1701465.
|5 = {{#if:{{{bullet|}}}|* }}🛡️ '''Measured Analytics and Insurance''' is a Delaware-incorporated cyber insurance managing general agent founded in 2018 and headquartered in Salt Lake City, Utah. The company operates under a delegated authority model, underwriting through capacity partners rather than an owned balance sheet, and distributes via exclusively licensed wholesale broker networks. Measured Insurance Agency, LLC holds a New York Department of Financial Services excess line broker listing under identifier 1701465, with a registered address at 250 East 200 South, Suite 1600, Salt Lake City, UT 84111.{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}|* }}🎯 '''Target market.''' CyberGuard materials target organizations with revenues under $500 million, spanning the upper-SME to mid-market spectrum. Product positioning includes primary and excess capability with limits of $500,000 to $5,000,000. All classes are considered, though an unfavorable appetite exists for crypto-exposed businesses, public administration, education, gambling, managed service providers, payment processors, social networks, and title agencies.{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}|* }}📋 '''CyberGuard 2023 coverage.''' The product provides first-party coverages including breach investigation costs, cyber extortion with no coinsurance, data and system restoration including bricking, business interruption including system failure and contingent business interruption, reputational harm, crisis communication, cryptojacking, and cybercrime. Third-party coverages include privacy and cybersecurity liability, digital media liability, regulatory liability, and PCI liability. Full limits apply to all insuring clauses except cybercrime (capped at $300,000) and contingent system failure (capped at 50% of aggregate).{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}|* }}⚖️ '''War and terrorism.''' The policy includes affirmative terrorism coverage and non-attribution-based war language, indicating a war exclusion framing that is not purely attribution-dependent. Claims handling and breach response are provided by Canopius, and all insureds receive virtual CISO consultancy and active threat monitoring as embedded services.{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}|* }}🏦 '''Capacity and distribution.''' Canopius (rated A- Excellent by AM Best) joined SCOR as a long-standing capacity provider to expand cyber insurance solutions for SMBs in the United States. Distribution operates through wholesale broker channels plus an AWS cloud ecosystem route, where Measured runs a quoting solution driven by AWS Security Hub posture assessments. The company achieved the AWS Cyber Insurance Competency in November 2023.{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}|* }}🤝 '''Technology partnerships.''' Strategic alliances integrate security telemetry with insurance pricing: Sophos offers premium reductions of up to 25% for MDR/endpoint customers, SecurityScorecard links security ratings to premium incentives, KnowBe4 provides discounted training and premium credits for strong human risk practices, and Tenable contributes vulnerability data. These partnerships create a data-integrated underwriting model that blends risk selection with active mitigation.{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}|* }}👤 '''Leadership.''' CEO and founder Jack Vines previously worked at Verisk, where he identified gaps in real-time security posture monitoring for cyber insurance. Vince McCarthy serves as President, Steven Anderson as Chief Underwriting Officer, Nick Little as Head of Insurance, and Zach Atya as Director of Insurance.{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}|* }}💰 '''Funding.''' The company closed a second round of funding in September 2021, led by Signal Peak Ventures and joined by Origin Ventures, Royal Street Ventures, Silicon Valley Data Capital, and AV8 Ventures. The amount raised was not publicly stated. Capacity-partnership communications reference a profitable growth positioning, but no GWP, loss ratio, revenue, or headcount metrics have been disclosed.{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}||{{pb}}}}{{#if:{{{bullet|}}}|* }}⚠️ '''Risk factors.''' Key structural risks include capacity dependency on Canopius and SCOR, cyber aggregation exposure through business interruption and contingent coverages, operational execution risk tied to continuous monitoring and data pipeline reliability, multi-state regulatory compliance obligations, and go-to-market concentration across broker and ecosystem partner channels. Observable strategic pillars center on analytics-driven underwriting, security-telemetry partnerships, bundled risk mitigation services, and scalable capacity arrangements.
}}