https://www.insurerbrain.com/w/index.php?action=history&feed=atom&title=Definition%3ASlanderDefinition:Slander - Revision history2026-06-13T15:07:35ZRevision history for this page on the wikiMediaWiki 1.43.8https://www.insurerbrain.com/w/index.php?title=Definition:Slander&diff=11847&oldid=prevPlumBot: Bot: Creating new article from JSON2026-03-12T00:52:15Z<p>Bot: Creating new article from JSON</p>
<p><b>New page</b></p><div>🗣️ '''Slander''' is a form of [[Definition:Defamation | defamation]] involving false spoken statements that harm another person's or entity's reputation, and it represents a key exposure addressed by several lines of insurance coverage. In the insurance context, slander claims most frequently arise under [[Definition:Commercial general liability (CGL) | commercial general liability]] policies — specifically within Coverage B, which covers personal and advertising injury offenses — as well as under [[Definition:Professional liability insurance | professional liability]], [[Definition:Media liability insurance | media liability]], and [[Definition:Employment practices liability insurance (EPLI) | employment practices liability]] policies. Insurers distinguish slander from [[Definition:Libel | libel]] (written defamation), though many modern policies group both under a broader "defamation" trigger.<br />
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📋 When an insured faces a slander allegation, the [[Definition:Insurance carrier | carrier]] evaluates whether the spoken statement falls within the policy's definition of personal injury and whether the claim was made during the applicable coverage period. CGL policies typically cover defense costs and damages on an [[Definition:Occurrence-based policy | occurrence]] basis for personal injury offenses, while professional liability and media policies may operate on a [[Definition:Claims-made policy | claims-made]] basis. Insurers assess the context of the statement — whether it was made during business operations, in a professional capacity, or in advertising — to determine if the policy responds. Certain [[Definition:Policy exclusion | exclusions]] commonly apply: statements made with knowledge of their falsity, disputes between insureds, and contractual liability carve-outs can all limit coverage.<br />
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⚖️ From a risk management standpoint, slander exposure has evolved considerably with the rise of social media and digital communications, blurring the traditional line between spoken and written defamation. Businesses with public-facing employees, media operations, or high-volume customer interactions carry elevated risk, and [[Definition:Underwriter | underwriters]] factor this into their pricing and coverage design. For insurers themselves, slander claims tend to be low-frequency but can carry significant defense costs and unpredictable jury awards, particularly when public figures or competitive business disputes are involved. Adequate coverage review during the [[Definition:Policy renewal | renewal]] process helps ensure that evolving communication channels don't create unintended gaps in an insured's protection.<br />
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'''Related concepts:'''<br />
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* [[Definition:Defamation]]<br />
* [[Definition:Libel]]<br />
* [[Definition:Personal and advertising injury]]<br />
* [[Definition:Commercial general liability (CGL)]]<br />
* [[Definition:Media liability insurance]]<br />
* [[Definition:Employment practices liability insurance (EPLI)]]<br />
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