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🗂️ '''Reinsurance manager''' is a senior insurance professional who leads the strategy, negotiation, and administration of a company's [[Definition:Reinsurance | reinsurance]] program — typically from the perspective of a [[Definition:Ceding company | ceding company]] seeking to transfer portions of its risk to [[Definition:Reinsurance | reinsurers]]. This role carries responsibility for determining how much risk the company retains versus cedes, selecting the optimal mix of [[Definition:Reinsurance treaty | treaty]] and [[Definition:Facultative reinsurance | facultative]] placements, managing relationships with [[Definition:Reinsurance broker | reinsurance brokers]] and reinsurer counterparties, and ensuring the reinsurance program aligns with the organization's [[Definition:Capital management | capital management]] and [[Definition:Risk appetite | risk appetite]] objectives. The reinsurance manager reports to senior leadership — often the [[Definition:Chief financial officer (CFO) | CFO]], [[Definition:Chief risk officer (CRO) | CRO]], or [[Definition:Chief underwriting officer (CUO) | chief underwriting officer]] — and plays a pivotal part in the company's financial planning.

🔄 Running an effective reinsurance program requires coordinating across multiple internal and external stakeholders throughout the year, not just at renewal. The reinsurance manager works with [[Definition:Actuarial science | actuaries]] to quantify [[Definition:Net retention | net retentions]] and model the earnings volatility under various structures, collaborates with [[Definition:Underwriting | underwriters]] to understand emerging exposures and portfolio shifts, and liaises with finance teams to ensure that reinsurance recoverables are properly booked and that the program delivers the intended capital relief under the relevant regulatory framework — whether [[Definition:Solvency II | Solvency II]], [[Definition:Risk-based capital (RBC) | RBC]], [[Definition:C-ROSS | C-ROSS]], or others. At renewal, the reinsurance manager marshals the analytical package, sets negotiation strategy, and works through the [[Definition:Reinsurance broker | broker]] or directly with reinsurers to finalize terms. Post-placement, they oversee [[Definition:Claims | claims]] recovery, monitor reinsurer [[Definition:Credit risk | credit quality]], and ensure compliance with contract terms.

🎯 A well-structured reinsurance program can be transformative for an insurer's financial profile — smoothing earnings, protecting [[Definition:Surplus | surplus]], enabling growth into new lines, and satisfying regulatory [[Definition:Capital adequacy | capital requirements]] more efficiently. Conversely, a poorly managed program can leave dangerous coverage gaps, expose the company to reinsurer default, or waste premium on unnecessary protection. The reinsurance manager is the person who ensures neither outcome is left to chance. In volatile markets — where [[Definition:Catastrophe risk | catastrophe losses]], shifting reinsurer appetites, and evolving [[Definition:Insurance-linked securities (ILS) | ILS]] capacity can dramatically alter pricing and availability — the reinsurance manager's market knowledge and negotiating skill directly protect the balance sheet.

'''Related concepts:'''
{{Div col|colwidth=20em}}
* [[Definition:Reinsurance]]
* [[Definition:Ceding company]]
* [[Definition:Reinsurance treaty]]
* [[Definition:Facultative reinsurance]]
* [[Definition:Net retention]]
* [[Definition:Reinsurance broker]]
{{Div col end}}

Definition:Reinsurance manager - Revision history

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