Wikilah admin: Created page with "== Corporate profile and regulatory identifiers == 🏢 '''Legal identity.''' Dattak S.A.S. (Société par Actions Simplifiée) is a French cyber-focused insurtech intermediary headquartered at 65 Boulevard Lannes, 75016 Paris, France.{{cite web |title=Mentions légales |url=https://www.dattak.io/fr/legal |publisher=Dattak |access-date=9 March 2026}} The company is registered under SIREN 907 857 817 with the Paris trade and companies regis..."

2026-03-09T04:13:45Z

Created page with "== Corporate profile and regulatory identifiers == 🏢 '''Legal identity.''' Dattak S.A.S. (Société par Actions Simplifiée) is a French cyber-focused insurtech intermediary headquartered at 65 Boulevard Lannes, 75016 Paris, France.<ref name="dattak-legal">{{cite web |title=Mentions légales |url=https://www.dattak.io/fr/legal |publisher=Dattak |access-date=9 March 2026}}</ref> The company is registered under SIREN 907 857 817 with the Paris trade and companies regis..."

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== Corporate profile and regulatory identifiers ==

🏢 '''Legal identity.''' Dattak S.A.S. (Société par Actions Simplifiée) is a French cyber-focused insurtech intermediary headquartered at 65 Boulevard Lannes, 75016 Paris, France.<ref name="dattak-legal">{{cite web |title=Mentions légales |url=https://www.dattak.io/fr/legal |publisher=Dattak |access-date=9 March 2026}}</ref> The company is registered under SIREN 907 857 817 with the Paris trade and companies register (RCS Paris).<ref name="dattak-legal"/> An additional operational address at 21 Rue du Général Foy, 75008 Paris is used as the CERT contact address and appears in site footers, consistent with a secondary establishment.<ref name="dattak-cert">{{cite web |title=CERT Dattak |url=https://www.dattak.io/fr/cert |publisher=Dattak |access-date=9 March 2026}}</ref>

📅 '''Founding.''' The French official business directory (INSEE-backed) records the company creation date as 1 December 2021.<ref name="annuaire-dattak">{{cite web |title=Dattak — Annuaire des Entreprises |url=https://annuaire-entreprises.data.gouv.fr/entreprise/dattak-dattak-907857817 |publisher=Annuaire des Entreprises |access-date=9 March 2026}}</ref> Investor communications consistently describe the business as founded in late 2021.<ref name="bpifrance">{{cite web |title=Dattak lève 11M€ en Série A |url=https://presse.bpifrance.fr/dattak-leve-11meur-en-serie-a-et-affirme-ses-grandes-ambitions-pour-offrir-la-meilleure-protection-de-cyber-assurance-et-cyber-securite/ |publisher=Bpifrance |date=August 2023 |access-date=9 March 2026}}</ref> Dattak is privately held.

⚖️ '''Regulated status.''' Dattak positions itself as a wholesale broker ("courtier grossiste") in commercial property and casualty insurance for businesses, operating under the French Insurance Code.<ref name="dattak-legal"/> It is registered with ORIAS under No. 22002872 and operates under the supervision of the Autorité de Contrôle Prudentiel et de Résolution (ACPR).<ref name="dattak-legal"/> The firm holds professional liability insurance and a financial guarantee with CGPA, under policy identifiers RCP77920 (professional liability) and GFI77920 (financial guarantee).<ref name="dattak-legal"/> Dattak discloses no equity links with insurance companies or mutual insurers.<ref name="dattak-legal"/>

🏗️ '''Group structure.''' A distinct technology subsidiary, Dattak Technologies (SIREN 944 430 719), was incorporated in 2025.<ref name="annuaire-tech">{{cite web |title=Dattak Technologies — Annuaire des Entreprises |url=https://annuaire-entreprises.data.gouv.fr/entreprise/dattak-technologies-944430719 |publisher=Annuaire des Entreprises |access-date=9 March 2026}}</ref> CERT-DATTAK's RFC 2350 documentation describes this subsidiary as part of the Dattak group.<ref name="cert-rfc2350">{{cite web |title=CERT-DATTAK RFC 2350 v1.2 |url=https://content.dattak.io/hubfs/CERT-DATTAK_RFC2350_EN_v1.2.pdf |publisher=Dattak Technologies |date=September 2025 |access-date=9 March 2026}}</ref>

🌍 '''Cross-border notifications.''' A Croatian financial supervisor (HANFA) register includes an entry for Dattak showing ACPR as the supervisory authority and registration number 22002872, with a notification date of 18 June 2024, consistent with EEA freedom-to-provide-services intermediary notification registers.<ref name="hanfa">{{cite web |title=Notifikacije zastupnika i posrednika iz država članica EU-a |url=https://www.hanfa.hr/media/wgtasgrg/notifikacije-zastupnika-i-posrednika-iz-dr%C5%BEava-%C4%8Dlanica-eu-a.pdf |publisher=HANFA |access-date=9 March 2026}}</ref>

🔑 '''Intermediary classification.''' France does not use a formal "MGA license" label in the manner of certain other jurisdictions; Dattak's disclosed authorisation is its ORIAS registration as a wholesale broker.<ref name="dattak-legal"/> The firm describes itself as a broker and underwriting agency and is presented in all primary materials as an intermediary rather than a licensed risk-bearing insurer.<ref name="dattak-legal"/>

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== Founders, leadership, and governance ==

👩‍💼 '''Charlotte Couallier''' is co-founder and CEO (PDG).<ref name="bpifrance"/> A graduate of Télécom Paris, she received a "femme cyber 2022" trophy at Campus Cyber.<ref name="dattak-femme-cyber">{{cite web |title=Femme Cyber — Trophée Cefcys |url=https://www.dattak.io/fr/blog/femme-cyber-trophee-cefcys-telecom-paris-campus-cyber |publisher=Dattak |date=October 2022 |access-date=9 March 2026}}</ref> Before founding Dattak, Couallier worked as an actuary and first employee at Leocare, followed by a role as director of commercial partnerships at AXA France.<ref name="dattak-seed-pr">{{cite web |title=Communiqué de presse — Dattak lève 7M€ |url=https://www.dattak.io/blog/communique-de-presse-assurtech-dattak-leve-7-million-d-euros-xange-business-angel-cyber |publisher=Dattak |date=June 2022 |access-date=9 March 2026}}</ref>

👨‍💻 '''Damien Damamme''' is co-founder and CTO and is identified as the publication director in Dattak's legal notices.<ref name="dattak-legal"/> Investor press materials describe him as formerly responsible for "lab distribution" at Allianz.<ref name="bpifrance"/>

🚀 '''Benoît Grouchko''' is the third co-founder, described as a serial entrepreneur who founded Teemo and sold it to Near in 2020.<ref name="dattak-seed-pr"/> Following the Series A round, a management transition saw Couallier assume the CEO/PDG title while Grouchko remained a shareholder supporting strategy and advisory missions.<ref name="bpifrance"/>

👥 '''Leadership team and board.''' Dattak's leadership group includes Alexia Morot as Head of Cyber Insurance, alongside other functional leaders reporting to the CEO and CTO.<ref name="dattak-legal"/><ref name="dattak-seed-pr"/> Board-level participation includes Matthieu Bébéar, identified as former Chief Business Officer of AXA, and Alexis du Peloux.<ref name="bpifrance"/><ref name="dattak-seed-blog">{{cite web |title=Seed — Dattak lève 7M€ en cybersécurité |url=https://www.dattak.io/blog/seed-cybersecurite-dattak-leve-7-millions-d-euros-assurance-tpe-pme |publisher=Dattak |date=June 2022 |access-date=9 March 2026}}</ref><ref name="newsassurances-grosses-pme">{{cite web |title=Cyber : Dattak s'ouvre aux grosses PME |url=https://www.newsassurancespro.com/cyber-dattak-souvre-aux-grosses-pme/01691557190 |publisher=News Assurances Pro |date=June 2023 |access-date=9 March 2026}}</ref> No AXA Group corporate venture arm investment or AXA capacity-provider relationship is disclosed in primary materials; however, both Couallier (prior employment) and Bébéar (angel investor with executive history) carry AXA connections.<ref name="dattak-seed-pr"/>

🇧🇪 '''Geographic expansion leadership.''' For the Belgium expansion, Augustin Brunelle is named as director for Nord-Est and BeLux expansion.<ref name="dattak-belgique">{{cite web |title=Dattak — Implantation Belgique |url=https://www.dattak.io/fr/blog/dattak-implantation-belgique-assurance-cyber |publisher=Dattak |date=July 2025 |access-date=9 March 2026}}</ref>

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== Funding, valuation posture, and capitalisation ==

{| class="wikitable sortable" style="width:100%; font-size:0.85em"
|+ 💰 Dattak S.A.S. — funding rounds (EUR millions)<ref name="bpifrance"/><ref name="dattak-seed-pr"/>
! scope="col" style="text-align:center" | Round
! scope="col" style="text-align:center" | Date announced
! scope="col" style="text-align:center; width:7em" | Amount raised
! scope="col" style="text-align:center" | Lead investor
! scope="col" style="text-align:center" | Notable co-investors
! scope="col" style="text-align:center; width:7em" | Cumulative funding
|-
| Seed || Jun 2022 || style="text-align:right" | €7M || XAnge || Business angels incl. Matthieu Bébéar || style="text-align:right" | €7M
|-
| Series A || Aug 2023 || style="text-align:right" | €11M || XAnge || Breega; Bpifrance || style="text-align:right" | €18M
|}

💶 '''Total capital raised.''' Dattak raised a cumulative €18M across two rounds as of August 2023.<ref name="bpifrance"/> The stated use of Series A proceeds included doubling team size, expanding cybersecurity tooling, adapting the product offering for larger firms (ETI), improving the partner broker experience, and targeting more than €10M in business volume the following year.<ref name="bpifrance"/>

🏦 '''Investor profile.''' The investor base comprises early-stage venture capital (XAnge, Breega) and state-backed venture capital (Bpifrance).<ref name="bpifrance"/> No insurer corporate venture fund investment is disclosed. Bébéar, who invested as a business angel, has prior AXA executive history, and Couallier has prior AXA employment, but no AXA corporate venture entity appears in the disclosed investor set.<ref name="dattak-seed-pr"/>

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== Operating model, customer segments, and geographic expansion ==

🔧 '''Business model.''' Dattak functions as a cyber-focused insurtech intermediary combining broker/MGA-like delegated placement with bundled cybersecurity services and incident response capacity.<ref name="dattak-legal"/><ref name="dattak-cyberattack">{{cite web |title=Cyberattack — Dattak |url=https://www.dattak.io/fr/cyberattack |publisher=Dattak |access-date=9 March 2026}}</ref> The firm distributes exclusively through a network of partner brokers supported by an online platform enabling quote generation in approximately one minute via a fully digital process.<ref name="bpifrance"/><ref name="dattak-seed-pr"/>

📈 '''Segment expansion.''' Dattak's disclosed client segmentation has broadened materially over time, using client revenue as the primary boundary. At launch, the firm targeted French TPE/SMEs.<ref name="dattak-seed-pr"/> By June 2023, it was addressing companies with €75M to €200M of revenue and a maximum capacity of €2M per insured, claiming over 600 clients.<ref name="newsassurances-grosses-pme"/> In February 2024, the target expanded to companies with up to €500M of revenue with capacity reaching €5M per insured.<ref name="dattak-capacites">{{cite web |title=Dattak multiplie ses capacités |url=https://www.dattak.io/fr/blog/multiplie-capacites |publisher=Dattak |date=February 2024 |access-date=9 March 2026}}</ref> By September 2024, a partnership with Sompo extended coverage to French companies with revenues up to €1bn.<ref name="commercialrisk-sompo">{{cite web |title=Cyber carrier Dattak teams with Sompo to cover large French firms |url=https://www.commercialriskonline.com/cyber-carrier-dattak-teams-with-sompo-to-cover-large-french-firms/ |publisher=Commercial Risk Online |date=September 2024 |access-date=9 March 2026}}</ref> The current homepage claims coverage for companies up to €2bn of revenue.<ref name="dattak-homepage">{{cite web |title=Dattak — Homepage |url=https://www.dattak.io/ |publisher=Dattak |access-date=9 March 2026}}</ref>

🏥 '''Vertical diversity.''' A June 2023 interview describes a diversified portfolio spanning healthcare, industry, services, education, and local authorities, and states the MGA has very few underwriting prohibitions.<ref name="newsassurances-grosses-pme"/> Hard quantitative portfolio breakdown by revenue band or vertical is not publicly available. Investor press materials from August 2023 cite a portfolio of approximately 1,000 French companies, consistent with a volume-driven broker distribution model.<ref name="bpifrance"/>

🗺️ '''Geographic footprint.''' France is the home market, with the registered office in Paris.<ref name="dattak-legal"/> Dattak subsequently expanded to Luxembourg, followed by Belgium, where Belgian companies already use the offering and a BeLux expansion lead has been named.<ref name="dattak-belgique"/> An entry on the Croatian HANFA notification list provides additional corroboration of EEA intermediary notification activity.<ref name="hanfa"/>

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== Cyber insurance product and coverage analysis ==

📋 '''Underwriting triggers.''' Dattak's cyber insurance product covers multiple event types: malicious intrusion (cyberattack), human error, email fraud (optional module), malicious employees, internal programming errors, and IT outage due to internal defect (optional module).<ref name="dattak-insurance">{{cite web |title=Assurance cyber |url=https://www.dattak.io/fr/insurance |publisher=Dattak |access-date=9 March 2026}}</ref> The contract was expanded to explicitly cover major IT outages and IT provider failures — including scenarios analogous to the 2024 CrowdStrike incident — even absent a malicious attack, when they occur unexpectedly and disrupt operations.<ref name="dattak-panne">{{cite web |title=Panne informatique et assurance cyber |url=https://www.dattak.io/fr/blog/dattak-blog-panne-informatique-assurance-cyber |publisher=Dattak |date=November 2025 |access-date=9 March 2026}}</ref>

🛡️ '''First-party coverages.''' Business interruption is listed as a core coverage element.<ref name="dattak-insurance"/> System restoration and data reconstruction costs are covered.<ref name="dattak-insurance"/> Ransomware and cyber extortion coverage includes ransom payment, with a stated last-resort posture and a framing of payment clarity as a product attribute.<ref name="newsassurances-rancons">{{cite web |title=Le paiement des rançons n'effraie pas Dattak |url=https://www.newsassurancespro.com/insurtech-cyber-le-paiement-des-rancons-neffraie-pas-dattak/01691503085 |publisher=News Assurances Pro |access-date=9 March 2026}}</ref><ref name="newsassurances-grosses-pme"/> Hardware replacement for irrecoverable "bricking" following a cyberattack is explicitly included.<ref name="dattak-insurance"/> Additional first-party elements include:
* Notification costs for personal data theft (authority and impacted-party notifications)
* Monitoring and surveillance costs for leaked personal data
* Payment card losses including banking costs and legally due fines after a confidentiality breach
* Telecom overbilling and cloud cost spikes (optional)
* Software and application improvement costs following cyberattack impacts<ref name="dattak-insurance"/>

🤝 '''Third-party coverages.''' The policy provides cyber liability and media liability protection, including defence costs in connection with third-party claims arising from disclosure of confidential or compromising information.<ref name="dattak-insurance"/> Regulatory defence and investigation costs are covered for proceedings initiated by competent authorities following personal data violations or PCI DSS security breaches, including CNIL investigations.<ref name="dattak-insurance"/>

🆘 '''Embedded breach response.''' Dattak operates an internal CERT model with a 24/7 hotline, an average intervention time of under two minutes, and assistance without deductible, sublimit, or prerequisite validation — including for false positives.<ref name="dattak-cert"/> The CERT coordinates technical response, legal support, crisis communications, and indemnification, relying on a network of specialised partners for complex cases while maintaining centralised control.<ref name="dattak-cert"/> The CERT RFC 2350 document (v1.2, published 10 September 2025) details services spanning incident analysis, forensics, remediation, crisis management, vulnerability and malware analysis, and proactive activities such as vulnerability scanning, Active Directory assessment, cloud configuration assessment, penetration testing, and cybersecurity training.<ref name="cert-rfc2350"/>

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== Cybersecurity services and technology stack ==

🔍 '''Pre-bind and preventive tooling.''' Dattak markets a prevention platform exclusively for its insureds, comprising several tools: Dattak Défense (a risk management platform for evaluating and controlling cyber risk), Scan Cyber (continuous surveillance of information systems with analysis reports and remediation guidance), a free advanced cybersecurity audit with corrective action mapping, a phishing campaign simulator for employee conditioning, and penetration testing.<ref name="dattak-cyberattack"/>

🖥️ '''In-force and post-incident services.''' During the policy term, CERT-DATTAK provides ongoing proactive activities including vulnerability scanning, Active Directory and cloud assessments, and cybersecurity training for its customer community under contract.<ref name="cert-rfc2350"/> The CERT also functions as an always-on post-incident response capability, coordinating technical response and crisis handling.<ref name="dattak-cert"/>

🛡️ '''MDR offering.''' Dattak markets a Managed Detection and Response (MDR) package bundling insurance with EDR and a managed SOC, claiming average premium reductions of 30 percent for insureds using this formula, along with simplified eligibility including subscription without a cybersecurity questionnaire.<ref name="dattak-cyberattack"/> Several cybersecurity tools are framed as included for all Dattak insureds, while MDR is presented as a distinct bundled tier tied to premium discounting, implying an upsell structure rather than universal inclusion.<ref name="dattak-cyberattack"/>

⚙️ '''Technology stack.''' Dattak states that its cyber scan is developed internally and characterises CERT as an in-house team, while also acknowledging reliance on a network of specialised partners for complex cases.<ref name="dattak-cyberattack"/> Specific third-party technology vendors for MDR, EDR, SOC, and telemetry are not publicly identified.

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== Partnerships, capacity, and product expansion ==

🏛️ '''Capacity providers.''' Dattak's initial risk carrier was Wakam, established through a partnership announced at the seed round.<ref name="dattak-seed-pr"/><ref name="newsassurances-grosses-pme"/> The carrier and reinsurer panel subsequently expanded to include Sompo, SCOR, Hannover Re, Chaucer, Hamilton, and Envelop Risk alongside Wakam.<ref name="dattak-carrier-logos">{{cite web |title=Dattak carrier/reinsurer panel |url=https://res.cloudinary.com/dattak/image/upload/v1728918907/Group_520_608738b1c2.png |publisher=Dattak |date=October 2024 |access-date=9 March 2026}}</ref> The 2024 capacity expansion specifically cited Wakam, SCOR, and Envelop as backing partners.<ref name="dattak-capacites"/>

🛡️ '''Defence-industry partnership.''' Dattak partnered with the Direction générale de l'armement (DGA) to integrate the DGA cyber maturity framework ("RMC") for the Defence Industrial and Technological Base (BITD), with collaboration from ANSSI on the foundational level.<ref name="dattak-dga">{{cite web |title=Dattak s'associe à la Direction générale de l'armement |url=https://www.dattak.io/fr/blog/dattak-associe-direction-generale-armement |publisher=Dattak |date=March 2024 |access-date=9 March 2026}}</ref> This linkage is described as impacting approximately 4,000 French SMEs, allowing compliant firms to subscribe directly to Dattak's cyber insurance.<ref name="dattak-dga"/>

📄 '''Product expansion beyond cyber.''' Dattak now markets professional liability products for the technology and services sector, offering both a combined Cyber + RC Pro integrated contract and a standalone RC Pro product.<ref name="dattak-homepage"/> The combined offer features mutualized ceilings of up to €10M for RC Pro and €5M for cyber, simplified underwriting without questionnaire for companies up to €50M revenue, IT outage coverage even absent cyberattack, an included attack surface scan, and an optional USA/Canada extension.<ref name="dattak-rc-pro">{{cite web |title=Dattak Cyber + RC Pro Tech |url=https://www.dattak.io/fr/blog/dattak-cyber-rc-pro-tech |publisher=Dattak |date=June 2025 |access-date=9 March 2026}}</ref> This expansion captures adjacent financial lines and liability spend rather than pure cyber-only premium.<ref name="dattak-rc-pro"/>

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== Scale indicators ==

{| class="wikitable sortable" style="width:100%; font-size:0.85em"
|+ 📊 Dattak S.A.S. — disclosed key performance indicators<ref name="dattak-interview">{{cite web |title=Interview Charlotte Couallier |url=https://www.dattak.io/fr/blog/dattak-interview-charlotte-couallier |publisher=Dattak |access-date=9 March 2026}}</ref><ref name="bpifrance"/><ref name="dattak-capacites"/>
! scope="col" style="text-align:center" | KPI
! scope="col" style="text-align:center; width:8em" | Most recent figure
! scope="col" style="text-align:center; width:8em" | Earlier datapoint
|-
| Premiums placed || style="text-align:right" | €10M (2024) || style="text-align:right" | —
|-
| Premiums placed target || style="text-align:right" | €22M (end-2025) || style="text-align:right" | —
|-
| Policyholders / clients || style="text-align:right" | ~1,000 companies || style="text-align:right" | 600+ (Jun 2023)
|-
| Headcount || style="text-align:right" | 25 (Aug 2023) || style="text-align:right" | —
|-
| Max per-risk capacity || style="text-align:right" | €5M per company || style="text-align:right" | €2M (Jun 2023)
|}

📝 '''Data integrity note.''' The €10M and €22M premium figures are company-reported, drawn from Dattak's own blog summary of a third-party interview that could not be directly accessed due to publisher access controls at time of review.<ref name="dattak-interview"/>

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== Competitive positioning ==

🏆 '''Disclosed differentiators.''' Within the cyber insurtech MGA ecosystem, Dattak's competitive positioning rests on four pillars. First, an integrated incident response capability built around a dedicated internal CERT with rapid engagement and formal RFC 2350 documentation.<ref name="dattak-cert"/> Second, bundled prevention and cyber tooling — attack surface monitoring, phishing simulation, audits, and a platform exclusive to insureds — designed to reduce claim frequency and severity.<ref name="dattak-cyberattack"/> Third, a trajectory of capacity scaling and upward segment migration through successive increases in per-risk capacity and revenue ceilings from 2023 onward.<ref name="newsassurances-grosses-pme"/> Fourth, adjacency expansion into professional liability for the technology and services sector via the combined Cyber + RC Pro contract.<ref name="dattak-rc-pro"/>

🌐 '''Peer context.''' Named peers in the broader cyber insurtech MGA landscape include At-Bay, Baobab Insurance, BOXX Insurance, Coalition, Cogitanda, Converge Insurance, Corvus Insurance, Cowbell, Elpha Secure, Emergence Insurance, Evolve MGA, Eye Security, Invision Cyber, Measured Analytics and Insurance, Onda, Pera, Resilience, SafeInside Insurance, Stoïk, and Sync Underwriting.

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== Risk factors ==

⚠️ '''Capacity dependency.''' Dattak's model is fundamentally dependent on continued delegated capacity from its carrier and reinsurance panel. While multiple partners are displayed, the specific binding authority terms, renewal corridors, and performance triggers are not publicly disclosed.<ref name="dattak-carrier-logos"/>

🌊 '''Systemic cyber exposure.''' Expansion into larger-company segments and explicit coverage of business interruption and IT outages/provider failures increases correlation risk under systemic events, absent robust reinsurance and accumulation controls.<ref name="dattak-panne"/>

💸 '''Ransomware governance.''' Ransom payment coverage is publicly claimed, but the absence of disclosed wording constraints, sanctions screening mechanisms, and sublimits in public materials leaves a diligence gap.<ref name="newsassurances-rancons"/>

📜 '''Regulatory tightening.''' As a broker and underwriting agency under ACPR supervision and ORIAS registration, any tightening of intermediary conduct, disclosure, or delegated authority oversight requirements could affect economics and increase friction in the broker channel.<ref name="dattak-legal"/>

✈️ '''Geographic execution risk.''' Cross-border expansion to Belgium and Luxembourg introduces distribution onboarding challenges, claims servicing logistics, and local market competition.<ref name="dattak-belgique"/>

📑 '''Product expansion risk.''' Moving into professional liability changes claim patterns, tail risk profile, and staffing requirements for underwriting and claims expertise, particularly at RC Pro limits of up to €10M.<ref name="dattak-rc-pro"/>

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== Strategic trajectory ==

🎯 '''Stated ambitions.''' Across investor and company communications, Dattak's strategic direction is consistent: building a European leadership position in cyber insurance combined with cybersecurity tooling;<ref name="bpifrance"/> continued scaling through broker distribution emphasising fast digital subscription and embedded services;<ref name="dattak-seed-pr"/> expansion into larger client segments via increased capacity and higher revenue ceilings;<ref name="newsassurances-grosses-pme"/> and diversification of the product set into liability and financial lines for technology and services companies through the RC Pro and combined contract.<ref name="dattak-rc-pro"/>

❓ '''Open diligence questions.''' Key undisclosed areas include the full binding authority structure (carriers, syndicates, reinsurers, quota share versus excess of loss, aggregate limits, corridor triggers, cancellation and non-renewal rights); loss performance metrics (frequency, severity, net loss ratio, ransomware claim rate, claims cycle time); ransom governance procedures (sanctions screening, OFAC/EU compliance workflows, negotiation vendors, last-resort criteria in actual wording);<ref name="newsassurances-rancons"/> local intermediary registrations and fronting arrangements for Luxembourg and Belgium;<ref name="dattak-belgique"/> and the separation of economics between MGA commission and cybersecurity services margin.<ref name="dattak-carrier-logos"/>

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== Timeline of key events ==

{| class="wikitable sortable" style="width:100%; font-size:0.85em"
|+ 📅 Dattak S.A.S. — timeline of key events, 2021–2025
! scope="col" style="text-align:center; width:7em" | Date
! scope="col" style="text-align:center" | Event
|-
| 1 Dec 2021 || Company creation date in the official French registry.<ref name="annuaire-dattak"/>
|-
| Jun 2022 || Seed round of €7M led by XAnge; business angels including Bébéar; partnership with Wakam to carry risk; launch of broker-first digital process.<ref name="dattak-seed-pr"/>
|-
| Oct 2022 || Couallier described as Télécom Paris graduate; receives "femme cyber 2022" trophy at Campus Cyber.<ref name="dattak-femme-cyber"/>
|-
| Jun 2023 || Move up-market to €75M–€200M revenue clients; max capacity increased to €2M; over 600 clients claimed.<ref name="newsassurances-grosses-pme"/>
|-
| Aug 2023 || Series A of €11M; total funding reaches €18M; team of 25; approximately 1,000 clients claimed; Couallier becomes CEO/PDG.<ref name="bpifrance"/>
|-
| Feb 2024 || Capacity expanded to €5M per company; target companies up to €500M revenue; partners cited include Wakam, SCOR, and Envelop.<ref name="dattak-capacites"/>
|-
| Mar 2024 || Partnership with DGA and adoption of RMC framework (with ANSSI collaboration); BITD scope and direct subscription claim.<ref name="dattak-dga"/>
|-
| Sep 2024 || Sompo partnership expands coverage to companies up to €1bn revenue.<ref name="commercialrisk-sompo"/>
|-
| Jun 2025 || Launch of combined Cyber + RC Pro offer for tech; disclosed limits and underwriting simplification thresholds.<ref name="dattak-rc-pro"/>
|-
| Jul 2025 || Belgium expansion announced; BeLux expansion lead named.<ref name="dattak-belgique"/>
|-
| Sep 2025 || CERT RFC 2350 document v1.2 published.<ref name="cert-rfc2350"/>
|-
| Nov 2025 || IT outage and provider failure coverage explicitly framed as included.<ref name="dattak-panne"/>
|}

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== References ==
{{reflist}}

Dattak - Revision history

Wikilah admin at 06:24, 9 March 2026