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	\| source_url = https://www-axa-com.cdn.prismic.io/www-axa-com/aZ_ZzcFoBIGEg18w_AXA_FY_2025_Earnings_Video_ThB_Transcript.pdf		\| source_url = https://www-axa-com.cdn.prismic.io/www-axa-com/aZ_ZzcFoBIGEg18w_AXA_FY_2025_Earnings_Video_ThB_Transcript.pdf
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{{Infobox doc_archive
| organization = AXA
| year = 2025
| period = FY
| period_label = FY25
| document_category = Transcript
| document_name = AXA FY 2025 CEO Interview Transcript (Thomas Buberl)
| publication_date = 2026-02-26
| language = English
| pages = 2
| source_url = https://www-axa-com.cdn.prismic.io/www-axa-com/aZ_ZzcFoBIGEg18w_AXA_FY_2025_Earnings_Video_ThB_Transcript.pdf
| archive_file = 
| intro_sentence = This article summarizes AXA's Transcript published on 2026-02-26 (2 pages).
}}

''This article summarizes AXA's Transcript published on 2026-02-26 (2 pages).''

* AXA delivered excellent results across the board in 2025 p. 1.
* ''Topline'' grew by 6% p. 1.
* ''Underlying earnings'' excluding AXA Investment Managers (sold July 1st) grew by 9% p. 1.
* ''Underlying earnings per share'' were +8%, at the top end of the target range p. 1.
* ''Balance Sheet'' is robust with a ''Solvency II ratio'' of 224% p. 1.
* AXA is confident in achieving its main financial targets in 2026 p. 1.
* AXA expects to deliver ''Underlying earnings per share growth'' at the upper end of its 6% to 8% target in 2026 p. 1.
* AXA is a diversified franchise, well positioned for growth opportunities in the industry p. 1.
* The solidity of AXA's model is based on four points p. 1:
** A broad and strong ''distribution footprint'', constantly expanding, for example, with the Prima acquisition in Italy p. 1.
** Deep ''technical expertise'' allowing profitable risk underwriting p. 1.
** ''Scale'' enabling competitive products for customers p. 1.
** A ''trusted brand'' and long-term partner to customers p. 1.
* These strengths led to strong organic profitable growth in 2025 p. 1.
* In 2026, AXA will continue to deliver its '''Unlock The Future' strategic plan'', which is its final year p. 2.
* Foundations for the next plan are being laid and will be announced on September 21st p. 2.
* AXA will transform its activity to secure long-term success p. 2.
* ''AI'' is seen as a technology that can create tremendous advantages for the business p. 2.
* AI is expected to change how customers access insurance, product personalization, and customer experience p. 2.
* AXA is strongly positioned for this shift, with strong foundations, tangible use cases, and readiness to scale p. 2.
* AXA aims to increase business ''agility'' to adapt to a rapidly changing environment p. 2.
* AXA aims to build ''resilience'' for greater predictability and reliability in performance p. 2.
* This resilience involves strengthening diversification across customers and distribution, reinforcing the balance sheet, and enhancing the risk management framework p. 2.
* AXA's ambition is to be a winner in the industry, the preferred insurer for customers, an attractive place for talent, and to compound value for shareholders and employees p. 2.

AXA/2025/FY/Transcript - Revision history

Wikilah admin: doc_archive: publish phqtpnm6g6 (.md link)

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